Vol. 128, No. 10
INSIDE
October 2025
Medicare Sales Team gathers for AEP kick-off
Medicare Options ➤ Pg. 4
Camp News ➤ Pgs. 8-9
Lodge News ➤ Pgs. 14-22
hermannsonslife.org
The Hermann Sons Life Medicare Sales Team gathered for the official Medicare AEP (Annual Enrollment Period) kick-off luncheon on Thursday, Sept. 18. The event was held at Haywire Restaurant at La Cantera in San Antonio. Agents Lorraine Anthony, left, and Suzanne Saenz show off their new HSL gear. More photos on Pg. 5.
Hermann Sons Life Medicare agents are ready for AEP! Carrier certifications and trainings are complete and they are up to date on Medicare plan changes. Pictured at the kick-off luncheon are, back, from left, Fernando Jimenez, Heather Hart, Suzanne Saenz, Richard De Leon, Luiz Mendez, Barbara Hernandez, Olen Rangel, Vice President of Sales Teresa Saathoff, Regional Sales Manager David Guerrero, in front, left, Lorraine Anthony, Senior Financial Services Agent Martha Villanueva and Gladys Rowley. The team was excited to have representatives from Gonzaba Medical Group and SCAN Health Plan join them.
E-Application capability will launch soon By TERESA SAATHOFF Vice President of Sales Happy Fall! I hope everyone had a great summer and I think we all are looking forward to some cooler weather. Hermann Sons Life has been working closely with a trusted partner to develop an electronic application system for our annuity products. We are in the final testing stage and can’t wait to share this new tool with our agents. Once launched, we will begin the process of expanding our e-Application capability even further. This project has taken a great deal of planning and effort, but we are confident it will
save our customers valuable time and make the entire application process easier and more efficient. At Hermann Sons Life, we know the Medicare Annual Enrollment Period (AEP) can feel overwhelming. Every year Medicare plans change and so do your needs. That is why our dedicated team of licensed agents is here to guide you through your options, explain plan benefits in plain language, and help you make confident decisions about your health coverage. But our commitment to your well-being does not stop with Medicare. Retirement security is just as important as health-
care, and we want to help our members plan for the future they deserve. Our Multi-Year Guaranteed Annuities (MYGAs) offer guaranteed interest rates currently ranging from 4.85% to 5.4%. Our annuities are a safe, predictable way to grow your savings and supplement your retirement income. We are also here to assist with your life insurance needs. Whether you are looking to protect your loved ones, leave a legacy, or simply gain peace of mind, Hermann Sons Life has options designed to fit every stage of life. Whether you are reviewing your Medicare plan during AEP
or looking for ways to make your retirement dollars work harder, or safeguarding your family’s future with life insurance, Hermann Sons Life is here to support you every step of the ways. We are proud to serve our members with trustworthy guidance, competitive products and a tradition of caring that spans generations. Reach out to our office today or look for an agent on our website at hermannsonslife.org. We are just a phone call away and our agents are ready and available to help you review your life insurance needs, annuity products and Medicare plans.
Medicare Annual Enrollment Period Oct. 15-Dec. 7, See Pg. 4