Vol. 126, No. 2
INSIDE A message from President and CEO ➤ Pg. 2
Nominations open for Muehlstein award ➤ Pg. 5
CIT enrollment opens in February ➤ Pg. 11
hermannsonslife.org
February 2023
Hermann Sons Life annuity rates increase SAN ANTONIO – Hermann Sons Life has raised annuity interest rates for the Flexible Premium Deferred Annuity product. “Your Home Office staff is working hard to find better ways to serve you,” President and CEO Robin Czarnek said. ”We want to ensure you have quality, competitive products to be able to plan for your retirement and take care of your family.” Robin said with the volatility of the stock market, many members have expressed their concerns about losing money and CDs offering poor rates of return and are looking for products to help save for retirement . “With this in mind, we are excited to share that we were able to raise annuity interest rates for our Flexible Premium Deferred Annuity product,” she said. “Hermann Sons Life has many annuity certified agents ready to help you get started with a fixed annuity. Our agents can help you decide if an annu-
ity product is right for you.” In 2022, Hermann Sons Life added Medicare to its line of products. Hermann Sons Life has Medicare certified agents writing Medicare products with Aetna, Anthem Blue Cross, Cigna, Humana and United Healthcare. Plans available include Medicare Advantage, Medicare Supplements, Special Needs and Hospital Indemnity. “Many members were frustrated over the complexities of Medicare. We felt this was one way to help serve our legacy members.” When you’re ready to talk about annuities, life insurance or Medicare, give our sales team a call at 210-527-9113 or 877437-6266. Please note that we do not offer every Medicare plan available in your area. Any information we provide is limited to those plans we offer in your area. You can go to Medicare.gov or call 1-800-Medicare to get information on all your options.
HERMANN SONS LIFE
ANNUITY RATES ARE GOING UP! Flexible Premium Deferred Annuity*
Now offering 4% Current Interest Rate For more information, call 210-527-9113 or 877-437-6266
Get ready for retirement TODAY by ensuring tomorrow’s income FOR LIFE!
• Minimum initial year deposit of $2,500 • Maximum initial deposit of $300,000 • Deposit up to $50,000 additional annually • Penalty-free withdrawals up to 10% annually • Guaranteed predictable income for life • 5-Year annuity • Guaranteed principal • May bypass probate • Flexible payout options
*Minimum guaranteed rate 1.5%
Czarnek interviewed for television segment KENS TV’s Clarke Finney, left, interviewed Hermann Sons Life President/CEO Robin Czarnek the morning of Jan. 18 at the Home Office for a segment of “Great Day SA.” It aired Tuesday, Jan. 24, on Channel 5 (San Antonio). It is now featured on KENS TV’s website and on Hermann Sons Life social media pages. The TV interview is part of the on-going Hermann Sons Life advertising campaign. Robin shared what sets Hermann Sons Life apart from other insurance companies.