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PRIME TIME October 2021

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October 2021

Table of Contents

FEATURES

6 8 12 20

Ask A Health Care Professional

Financial Assistance For Medicare Costs

Heart Disease is Often Subtle in Women Savvy Senior - How Does Social Security Work When a Spouse or Ex-Spouse Dies?

COLUMNS 4 Shannon Wagers 22 Herb Doc 23 Dr. Muraida

EVERY MONTH 16 Classifieds 17 Crossword 18 Calendar of Events

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Nine years without a cold?

cientists have discovered a natural way to kill germs fast. Now thousands of people are using it against unwanted viruses and bacteria in the nose and on the Copper can stop germs before they spread. skin. Early user Mary Pickrell said, Germs, such as viruses and “I can’t believe how good my nose bacteria, can multiply fast. When feels.” unwanted germs get in your nose “What a wonderful thing!” exthey can spread and cause misery claimed Physician’s Assistant Juunless you stop them early. lie. Another customer asked, “Is it In the last 20 years, hundreds supposed to work that fast?” of studies by government and uniPat McAllister, 70, received versity scientists show the natural one for Christmas and called it element copper kills germs just “one of the best presents ever. by touch. This little jewel really works.” The EPA officially declared Frequent flier Karen Gaucopper to be antimicrobial, which ci used to suffer after crowded means it kills microbes, including flights. Though skeptical, she viruses, bacteria, and fungus. tried copper on travel days for 2 The National Institutes of months. “Sixteen flights and not a Health says, “The antimicrobial sniffle!” she exclaimed. activity of copper is now well esBusinesswoman Rosaleen says tablished.” when people around her show Scientists say the high conduc- signs of unwanted germs, she tance of copper disrupts the elec- uses copper morning and night. trical balance in a microbe cell by “It saved me last holidays,” she touch and destroys it in seconds. said. “The kids had crud going Some hospitals tried copper round and round, but not me.” for touch surfaces like faucets and Attorney Donna Blight tried doorknobs. This cut the spread of copper for her sinus. “I am MRSA, and other illnesses, by shocked!” she said. “My head cleared, no more headache, no over half and saved lives. The strong scientific evidence more congestion.” A man with trouble breathing gave inventor Doug Cornell an idea. He made a smooth copper through his nose at night tried probe with a tip to fit in the bot- copper just before bed. “Best sleep I’ve had in years!” he said. tom of his nose. In a lab test, technicians The next time he felt a tickle in his nose that felt like a cold about placed 25 million live flu viruses to start, he rubbed the copper gen- on a CopperZap. No viruses were found alive soon after. tly in his nose for 60 seconds. Some people press copper on a “The cold never got going,” he exclaimed. “That was September lip right away if a warning tingle 2012. I use copper in the nose ev- suggests unwanted germs gatherery time and I have not had a sin- ing there. The handle is curved and texgle cold since then.” “We don’t make product health tured to increase contact. Made in America of pure claims,” he said, “so I can’t say cause and effect. But we know copper. 90-day full money back guarantee. Price $79.95. Get $10 copper is antimicrobial.” He asked relatives and friends off each CopperZap with code to try it. They reported the same NMPT14. See www.CopperZap.com or thing, so he patented Coppercall toll-free 1-888-411-6114. Zap® and put it on the market. Buy once, use forever. Soon hundreds of people had Statements not intended as tried it. The feedback was 99% positive if they used the copper product health claims, and have within 3 hours after the first sign not been evaluated by the FDA. of unwanted germs, like a tickle Not claimed to diagnose, treat, cure, or prevent any disease. in the nose or a scratchy throat. (paid advertisement)

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October 2021

Volcanoes In Our Backyard By Shannon Wagers

“

Could they erupt again?”

That’s the first question anxious newcomers to Albuquerque always ask upon learning that those five rocky hills on the western horizon are actually volcanoes. Well, rest easy. The consensus among geologists is that it’s highly unlikely. Those volcanoes — geologists call them spatter cones — were the grand finale of a series

soon lost its effectiveness. Doing something like that today would result in a hefty fine and possibly a year or two in federal prison.

Our volcanoes have suffered other abuses as well. During World War II the West Mesa was used as a target area by bomber crews training at Kirtland Field. I’m told that bomb fragments can still be found in the area just west of the volcanoes, though I’ve not seen any myself on my hikes there.

Once, there was a sixth large cone called Cinder, but it was completely quarried away in the 1950s to make cinder blocks to supply the city’s postwar construction boom and lava rock for landscaping. Most of Black Cone and part of Vulcan suffered the same fate. By the late 1960s, local environmentalists had become concerned about the destruction of the volcanoes and mounted a campaign to preserve them along

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Left to right: JA, Black, and Vulcan cones, seen from the North Valley - Photo (c) Shannon Wagers

of eruptions about 195,000 years ago that produced the 17-mile basalt escarpment that caps the West Mesa. In addition to the five large cones, there are about a dozen smaller ones, all aligned in a roughly northsouth direction along a fissure, or crack, from which the lava erupted. There hasn’t been any activity there since then, so the Albuquerque volcanic field is considered extinct. That hasn’t prevented pranksters from preying on residents’ fears, however. Years ago, it used to be a popular fraternity stunt to pile old tires in the crater of one or another of the cones and set them afire to frighten the townsfolk. But the prank was repeated so often that it

The five larger cones have names. From south to north, they are JA, Black, Vulcan, Bond, and Butte. Vulcan, named for the Roman god of fire, is also known as J Cone, for the large white letter J painted on its eastern flank. That stood for St. Joseph’s College (later the University of Albuquerque, and later still St. Pius X High School). JA Cone was similarly adorned: J for Joseph and A for Albuquerque — not for John Adams Middle School, as many believe. The letters are slowly weathering away but are still faintly visible. Black and Bond cones are named for families that formerly owned land there.

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with the rest of the West Mesa escarpment. They persuaded the City of Albuquerque to acquire the area as a park in the 1970s, and when Petroglyph National Monument was created in 1980, the volcanoes were incorporated into it. The monument, open from 9 a.m. to 5 p.m. daily, is managed jointly by the National Park Service and Albuquerque’s Open Space Division. The volcanoes are accessible most easily from a parking area off Atrisco Vista Boulevard. Restrooms are available at the trailhead, and admission is free. Although our local volcanoes are extinct, others around the state have been active more recently, and a couple of areas do pose a threat of possible eruption sometime in the future. I’ll discuss them in next month’s column. To learn more about the geology of the Albuquerque volcanoes, I recommend Albuquerque: A Guide to Its Geology and Culture by Paul W. Bauer, et al., and The Geology of Northern New Mexico’s Parks, Monuments, and Public Lands, Greer Price, editor. Both are published by the New Mexico Bureau of Geology and Mineral Resources and are written in nontechnical language.

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Contributing Writers Dr. Wei-Ann Bay Kimberly Blaker Autumn Gray Jim Miller Lori L. Millet Dr. Gerard Muraida Dr. Shellie Rosen Shannon Wagers

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October 2021

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October 2021

Ask A Health Care Professional Wei-Ann Bay, M.D., Chief Medical Officer, Blue Cross and Blue Shield of New Mexico

early one in three older adults in the United States put off visits with their health care provider during the COVID-19 pandemic. The main reason was concern for exposure to the virus that causes COVID-19. While we continue to fight the pandemic, I encourage everyone to get their preventive care taken care of, especially cancer screenings. It has been observed that the number of breast and colorectal cancer screenings decreased significantly in 2020 when compared to

2019. In 2021, many are getting back on track with their screenings.

Which cancers are the most common among older adults? The risk for developing cancer increases with age. The cause of cancer varies, ranging from genetics to environment to underlying chronic conditions. The most common cancers among women are breast, lung and colorectal, and the most common among men are prostate, lung and colorectal.

How is colorectal cancer screening done? Earlier this year the U.S. Preventive Task Force issued an update to their recommendations for colorectal cancer screening. The age to start screening was lowered from age Effective Energy Medicine Solutions for Pain, Inflammation 50 to 45 for those and Injury Repair. For both people AND animals. with normal risk. We help when other treatments have failed. This is because Leslie McBride, PhD, DNM the incidence for colorectal (505) 445-3399 cancer has been MEDICINE-EVOLVED.COM

rising among those between 40 to 49 years old and getting screened earlier has demonstrated a moderate benefit. Screening can generally be stopped around age 75, or at the latest 85, depending on life expectancy. There are different ways to screen for colorectal cancer in the general population. Screening can be done by a scope, a radiology test or by simply submitting a stool sample. Screening done by a scope includes either a colonoscopy or a sigmoidoscopy. The advantage is direct visualization of the colon and the ability to take biopsies during the exam. Additionally, if the test comes back negative you will not need another one for 10 years. The imaging test is called a CT colonography. However, if there are any abnormal findings one will need to get a scope test for further evaluation. Stool samples can be submitted every year and tested for blood, or every few years for DNA, the genetic markers for cancer. Once again if there are any abnormalities with the stool sample a scope test will be recommended. Each method has advantages and disadvantages. Please have a discussion with your health care provider about the most

appropriate test for you. How is breast cancer screening approached? The discussion about breast cancer screening is approached based on risk. For those with average risk, the woman’s age is used to guide discussions. Screening under age 40 is not routinely recommended. Shared (continued on next page)

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Ask A Health Care Professional (cont.) (continued from previous page)

decision making with a health care provider is used for women ages 4049 to discuss the benefits and harms of screening. Screening is recommended for all women ages 50 to 74 years of age. The screening is performed every one to two years. For women ages 75 and older, screening is usually offered if life expectancy is at least 10 more years. Mammography is the most common way to screen. Women with moderate to high risk for breast cancer usually receive screening at a younger age and may get advanced imaging, such as a MRI. Those with strong family history of breast cancer will have an intensive screening approach, which may include genetic testing for BRCA1 and BRCA2. What about prostate cancer screening? Prostate cancer screening has evolved over the decades. Today, many health care providers opt to approach this with their patients who are at average risk using a shared decision-making model. In the discussion, the health care provider will discuss the benefits and harms of screening, which include false-positive results, the need for biopsy, and potential treatment complications if prostate cancer is found. Risk factors are considered when determining the age to start screening. High risk factors include family history of prostate cancer, men who carry the genetic markers BRCA1 and BRCA2, and being Black. Those with high risk should begin screening earlier, around age 40 to 45. Prostate cancer screening is performed by using a blood test called the prostate specific antigen (PSA), which is performed every one to two years. Screening is offered up to age 70 if life expectancy is expected to be at least ten more years.

Who needs lung cancer screening? Lung cancer is the leading cause of cancer-related deaths. Screening for lung cancer is accomplished using a low dose computed tomography scan. Screening is recommended for adults age 50 to 80 years old who are at high risk of lung cancer. High risk means having at least a 20 pack-year smoking history and are either currently smoking or former smokers who quit within the past 15 years. For other smokers, a discussion with a health care provider will help determine if screening is appropriate. Remember the best thing a person can do is stop smoking! Are there other cancers that have screening recommendations? Ovarian cancer screening is not recommended for average risk women. However, women with high-risk family history should discuss whether genetic testing is needed. Cervical cancer screening is recommended for older women up to age 65. For those who are older than 65, the decision to stop screening depends on results from past screening tests, life expectancy and other risk factors. The Papanicolaou (PAP) test is used for cervical cancer screening and performed every three years. The PAP test can be combined with human papilloma virus (HPV) testing. HPV testing alone or co-testing with the PAP test is recommended every five years. If you have a health question that you would like to be considered in Ask a Health Care Professional, please email AskHealthcareProfessional@bcsbsnm. com. BCBSNM will select questions that may appear. Questions will not be personally answered. The opinions expressed in this column are solely those of the author and not necessarily those of BCBSNM. This column is not intended to be a substitute for professional medical care.

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October 2021

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October 2021

Financial Assistance For Medicare Costs By Lori L. Millet, J.D., LL.M. ABQ Elder Law, PC

t’s time for open enrollment again. Now is the best time to check your plan to make sure you are getting the plan that is right for you, or choose a plan if you are newly eligible due to age or disability. Generally, if you have jobbased health insurance through your (or your spouse’s) current job, you don’t have to sign up for Medicare while you (or your spouse) are still working. You can wait to sign up until you (or

your spouse) stop working or you lose your health insurance (whichever comes first). If you are self-employed or have health insurance that is not available to all the company’s employees and the insurance is a group health plan as defined by the IRS, you may not need to sign up for Medicare. If those criteria are not met, you should enroll in Medicare when you turn 65. See https://www. medicare.gov/basics/get-startedwith-medicare/medicare-basics/ working-past-65. If you lose your coverage, move, or have other “special circumstances”, there are additional enrollment periods that probably apply to you. If you do not get Part B when you are first eligible, the monthly premium can go up 10% for each 12 month period you could have had

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Part B but did not enroll. Usually, this penalty is paid each time you pay your premiums as long as you have Part B. Additionally, the penalty increases the longer you go without Part B coverage. There are similar penalties for not enrolling in Medicare Part D. The point: procrastinating about Medicare can be a costly mistake. If you are nearing 65 and have health insurance through the marketplace, be sure to enroll in Medicare during the seven month period that either 1) starts three months before the month you turn 65; 2) includes the month you turn 65; or 3) ends three months after the month you turn 65. If you do not enroll in Medicare on time and are getting a subsidy, the government can bill you for the subsidy money you received once you turned 65 and did not cancel your marketplace coverage.

If you qualified for a subsidy in the marketplace, you may need help paying for Medicare as well. You may want to investigate Medicare Savings Programs, which are Medicaid programs that help pay for Medicare costs. The two Medicare Savings programs I recommend most are QMB and SLMB. Each program has its own income and resource limits: Qualified Medicare Beneficiary Program (QMB). This program pays for Part A and and/or Part B premiums so that Medicare providers cannot charge you for services and items Medicare covers, like deductibles, coinsurance, and copayments. The maximum charge in 2021 for prescription drugs covered by Medicare Part D is $4.00 per prescription. The individual monthly income limit for QMB in 2021 is $1,094, and the married couple income limit is $1,472. The individual resource limit is $7,970, whereas the married couple resource limit is $11,960.

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The individual monthly income limit for SLMB in 2021 is $1,308, and the married couple income limit is $1,762. The individual resource limit is $7,970, whereas the married couple resource limit is $11,960.

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This is the program that most Medicaid “dual eligibles” receive when they qualify for Medicaid and are also on Medicare. In other words, Medicaid pays for Part B premiums. Extra Help is a program to allow those with low income and resources pay for Medicare Part D costs such as premiums, deductibles, and co-insurance. You will have to check with your drug plan to make sure you are paying the right amount. Medicare may notify you that you are qualified, or you can provide documentation to show you have Medicaid and live in an institution or get home and community based services under a Medicaid waiver program. After you provide this information to your drug plan, the plan must ensure you pay no more than the low income subsidy drug coverage cost limit, which is $3.70 for generic prescriptions, and $9.20 for brand name drugs—provided the drugs are covered in the program. The Program of All Inclusive Care for the Elderly, or PACE, also helps pay for Medicare and medication costs, provided you qualify medically and financially. This program is not available in every county in New Mexico. The standard Medicare premium is currently $148.50, but increases if you are considered high income. There is a similar adjustment for Medicare Part D premiums based on income. The information in this article can be found at https://www.medicare. gov, one of the more user friendly government websites, in this author’s opinion.

PRIME TIME

October 2021

PRIME TIME

October 2021

Medicare Open Enrollment Offers Chance To Optimize Health Plan

Local providers respond to rising demand for telehealth

— Jennifer Muller

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Atención Family Services was founded in 2007 with the goal of assisting New Mexican families with their home healthcare needs. Albuquerque Business Owner, Jennifer Muller purchased the company in 2015 and has since grown the organization and sustained the company mission. WE TREAT YOUR FAMILY LIKE OURS

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At Atención every client has a team of caregivers Atención Family Services was founded in 2007 assigned to them that ensure their continuity with the goal of assisting New Mexican families of care. Muller purchased the company after with their home healthcare needs. Albuquerque Business Owner, Jennifer Muller purchasedexperiencing Atención’s care giving services firsthand. the company in 2015 and has since grown the organization and sustained the company mission. “Our caregiver loved my father when

Learn more about planning for your pet beyond your lifetime by contacting 505.938.7919 she didn’t us haveat to and this changed or At Atención every client has a team of caregivers assigned to them that ensure their continuity everything for my family.” PlannedGiving@AnimalHumaneNM.org of care. Muller purchased the company after — Jennifer Muller. experiencing Atención’s care giving services firsthand. Muller exemplifies Atención’s compassion through her individual care for every “Our caregiver loved my father whenclient— through home visits and constant she didn’t have to and this changed communication with caregivers. everything for my family.”

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ATENCIÓN

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Both Torrez and Presbyterian’s director of sales, Jim Decker, said most of their members had used telehealth services in the last year as a way to keep current with doctor visits, without exposing themselves to possible contagion in a traditional office setting.

Presbyterian is broadening offerings as well, most notably within vision and dental benefits. While Presbyterian has always covered annual vision exams, any prescription eyewear needed as a result of those visits has not been covered. That changes in 2022, with a $250 allowance that beneficiaries can use toward clear glasses, sunglasses, or contacts. Presbyterian is also offering a “buy-

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“Covid has changed everything,” said BCBSNM president Janice Torrez. “Telehealth was a critical benefit throughout the pandemic.”

Along with more plans, BCBSNM is adding more counties to its coverage area for a total of 12. Expansion counties are Chavez, Curry, Otero, Quay, Roosevelt, and Taos.

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In line with the skyrocketing demand, both Blue Cross and Blue Shield of New Mexico (BCBSNM) and Presbyterian Healthcare Services are offering zero-copay telehealth coverage to their Medicare Advantage enrollees starting in 2022.

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“Each are unique and offer a different type of benefit focus, so seniors will have a greater opportunity to see if these plans might fit their specific needs,” Torrez said.

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BCBSNM is also adding three new PPO plans for 2022. They are designed to allow for more flexibility for members to receive out-of-network care at lower cost.

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This is what “MY FATHER’S CAREGIVERS Animal Humane .” Mexico CHANGED MY LIFENew — Jennifer Muller can ensure when you plan now “MY FATHER’S CAREGIVERS forLIKE your pets. CHANGED MY LIFE.” WE TREAT YOUR FAMILY OURS

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Peace of mind for you, a future filled with love for them.

Indeed, many people with Medicare are at higher risk for a serious Covid-19 illness due to age and/or pre-existing conditions. Should you contract the novel coronavirus, all Medicare plans will cover Covid-19 vaccines, testing, and treatment, at no cost, as required by the U.S. government.

T C AT N O C

One of the biggest changes anticipated from providers in 2022, including those in New Mexico,

is the integration of telehealth into Medicare Advantage plans. This is because telehealth, or virtual doctor visits, have officially become part of mainstream medical practice nationwide since Covid-19 altered patients’ needs and expectations. Citing data from the Centers for Medicare & Medicaid Services (CMS), the National Law Review wrote in September that 15,000 Medicare patients received a telemedicine service weekly before the pandemic. By April 2020, that number grew to nearly 1.7 million Medicare patients each week, and between mid-March and midOctober 2020, more than 24.5 million patients (about 40 percent of all Medicare patients) had received a telemedicine service. S R U O E K I L YL I M AF R U O Y TA E R T E W

One of the best times to reevaluate your plan – or sign up for one – is during the annual Medicare open enrollment period, October 15-December 7. It is during this time that Medicare plan

Medicare benefits tend to change each year. Premiums may increase or decrease; doctors can get rotated in and out of private networks; certain medications may be dropped or added from a provider’s list of covered drugs. relluM refinneJ —

he Medicare landscape is notorious for its complexity and choice, and the arena is only getting more cumbersome. In 2021, the number of private Medicare Advantage plans was so great that the average Medicare beneficiary could choose from 33 offerings – the largest number available in the last decade. While so many choices can be paralyzing, the wide range of offerings is even more reason to make sure you are receiving the most appropriate and comprehensive health care coverage for your unique needs.

beneficiaries (generally anyone age 65 or older) can sign up for benefits, reevaluate coverage, make changes to existing coverage, or switch policies for Original Medicare, supplemental drug coverage, or Medicare Advantage. Beneficiaries should have received in September or early October an Annual Notice of Change letter from their provider alerting them to any changes in their policy that will take effect January 1, 2022.

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Medicare Open Enrollment (cont.) (continued from previous page)

up” for more comprehensive dental coverage, Decker said. To learn more about Presbyterian’s plans, the provider is reviving its popular free in-person seminars this fall for anyone who would like more information about its Medicare Advantage plans. The seminars took a hiatus in 2020 due to Covid-19 precautions. Social distancing and masking will be in effect this year. For more information about the seminars, call 505.923.8458. You may also visit phs.org/medicare for additional details. For more information about Medicare Advantage plans offered by BCBSNM, the provider is hosting free virtual presentations that are open to anyone. To learn how to participate or to ask questions, send an email to blue60plus@bcbsnm.com. “We want to do everything that we can to provide good, trusted information to seniors so they can

make the best decisions for their health care,” Torrez said.

Original Medicare vs. Medicare Advantage Seniors who do not wish to enroll or re-enroll in a Medicare Advantage plan with a private provider can always opt for Original Medicare, with a prescription drug benefit. But expect changes here, too, mostly to costs. The CMS announced earlier this year that the average 2022 basic Part D premium is projected to increase by about 5 percent, from $31.47 in 2021 to $33 in 2022. (The Medicare Part D program helps people with Medicare pay for both brand-name and generic prescription drugs.) Deductibles for Medicare Part A (hospitalization) and Part B (visits to doctors and testing) have also increased. Part A’s premium has risen 6.7 percent, from $135.50 to $144.60, and Part B has jumped 7 percent from $185 to $198.

After the deductible is met with Original Medicare, you pay 20 percent of the cost, or 20 percent coinsurance, for common health services like office visits or outpatient surgery. Most Medicare Advantage plans, on the other hand, use copays, or a fixed cost per service. Medicare Advantage plans also have fixed networks of doctors and hospitals, whereas with Original, you can go to any doctor or facility that accepts Medicare. It is important to note, too, that Original Medicare does not cover many of the items and services that Advantage plans do and that seniors often need. These include most dental care, eye exams (for prescription glasses), dentures, routine physical exams, hearing aids and exams for fitting them, and long-term care. In short, there are myriad considerations for seniors when deciding what plan is right for them. MedicareFAQ.com offers the following checklist:

October 2021

• Are my medications still listed on my drug formulary? • What are my predicted annual medical costs going to be? • Is my doctor still in my plan’s network of providers? • Do I plan on traveling this year? • Did my monthly premiums increase? • Does my coverage include vision, dental and hearing benefits? • What ancillary benefits do I have? • What are my plan ratings? Remember that if you didn’t enroll in Medicare when you were first eligible, you cannot use the upcoming fall open enrollment period to enroll. You will be able to use the Medicare general enrollment period, January 1 to March 31. This coverage will take effect July 1, 2022. For general Medicare information, visit or download the official U.S. government Medicare handbook at https://www.medicare. gov/Pubs/pdf/10050-Medicareand-You.pdf, call 1-800-Medicare (1-800-633-4227), or consult medicare.gov.

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TheEducationPlan.com For more information about The Education Plan, call 1.877.337.5268 or visit theeducationplan.com to obtain a Plan Description and Participation Agreement, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing. The Education Plan® and The Education Plan® Logo are registered trademarks of The Education Trust Board of New Mexico used under license. TEP.0031.PRIMETIME.0921

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October 2021

A N 5 NUA 2 E L TH TH

OCTOBER 13TH, 2021 8AM TO 1:30PM EMBASSY SUITES

COME FOR THE INFO STAY FOR THE FUN!

1000 WOODWARD PL NE, ABQ, NM 87102 (LOMAS & I-25) FREE EVENT

Join Us As We Celebrate 25 Years! FREE TRANSPORTATION SPEAKER SESSIONS FLU SHOTS FREE HEALTH SCREENINGS FREE ENTERTAINMENT & MUCH MORE!

CALL 505-880-0470 FOR MORE INFORMATION BROUGHT TO YOU BY

P RIME TIME P U B L I S H I N G

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October 2021

The Prime Time 50+ Expo

Brought to you by Blue Cross and Blue Shield of New Mexico Wednesday, October 13 8 a.m. to 1:30 p.m. Embassy Suites hotel 1000 Woodward Place NE (Lomas & I-25)

Doors open at 8 a.m. More than 45 vendors will be displaying their products and services. Feel free to visit, ask questions, and gather information that may help make your life more healthful. Health screenings – Screenings are provided by Lovelace, with supplies provided by Blue Cross and Blue Shield of New Mexico (BCBSNM). Screenings will include blood pressure, glucose, and cholesterol level checks. Lovelace UNM Rehabilitation Hospital will be providing balance screenings. Hearing tests will be provided by the Hearing and Vision Center. Flu shots – Flu shots will be provided by Walgreens. Shots are offered on a first-come, first-served basis and will begin at 9 a.m. Prizes and food – Attendees can expect hourly prize drawings and free snacks. Speakers - The speaker series begins at 9 a.m. with Kathi Rieger, founder of Medicare Benefits Advisor, LLC., who is scheduled to talk from 9 to 10 a.m. Rieger is a locally-based broker who offers Medicare enrollment services on a nofee basis and represents all the locally available Medicare Advantage, Medicare Supplement, and

Medicare Prescription Drug plans. Because seniors’ preferences, health issues, and resources differ widely, Rieger says her goal is always to “fit the plan to the person.” After a Medicare plan has been chosen, Rieger takes care of most of the often-complex paperwork required for enrollment.

Dr. Wei-Ann Bay is set to speak at 10 a.m. Dr. Bay has been chief medical officer at BCBSNM since 2020, after serving as its medical director from 2018-2020. Dr. Bay is responsible for the development and clinical oversight of BCBSNM’s health care management programs and serves as a liaison with the other managed care organizations that administer the New Mexico Medicaid program. The final speaker, certified thanatologist Gail Rubin, is scheduled to begin at 11 a.m. Rubin is the self-titled Doyenne of Death, a pioneering death educator who uses humor, television, film clips, and outside-the-box activities to teach

about death and encourage end-of-life planning. An award-winning speaker and author, Rubin’s books include “A Good Goodbye: Funeral Planning for Those Who Don’t Plan to Die” and “Kicking the Bucket List: 100 Downsizing and Organizing Things to Do Before You Die.” She has also “knocked ‘em dead” with her TEDxABQ talk, “A Good Goodbye.” Albuquerque Business First named Rubin one of the publication’s Women of Influence in 2019. Need a ride? The City of Albuquerque Department of Senior Affairs will have free shuttle transportation to and from the 50+ Expo. Transportation services will follow current Center for Disease Control guidelines, including social distancing and mask mandates regardless of vaccination status. Therefore, space will be limited and pre-registration required. For more information on departure and arrival schedules, or to register for transportation service to the event, please contact any of our senior or multigenerational center staff. Musical entertainment is scheduled from noon to 1 p.m. with The Roger Burns Band Masks will be required to attend the Expo. Thank you to our wonderful sponsors, who helped make this event possible.

TOMORROW ISN’T PROMISED... LET’S PLAN FOR IT TODAY. Wills Trusts Powers of Attorney Advance Health Care Directives (living wills)

Call today for a free consultation: (505) 503-7782 or visit www.MossGeorge.com MOSS GEORGE LLP experienced. effective. trustworthy. attorneys at law.

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October 2021

Heart Disease Is Often Subtle In Women – Know the Signs, What to Do, and How to Prevent It By Kimberly Blaker

eart disease is the leading cause of death among women in the United States. According to the Centers for Disease Control and Prevention (CDC), it accounts for 20% of female deaths. Coronary artery disease, also commonly known as coronary heart disease or atherosclerosis, is the most common type of heart disease. More than 6% of women over the age of 19 are afflicted by it, which can lead to a heart attack or heart failure. Heart conditions for which women are at higher risk than men include cardiac syndrome X, angina (chest pain), and broken heart syndrome (stress-induced cardiomyopathy). Women can also be affected by several other heart conditions. These include heart failure, heart valve disease, arrhythmia (irregular heartbeat), and atrial fibrillation (Afib).

Prevention Several risk factors for heart disease cannot be modified. Family history, race, gender, menopause, and age all play a role in heart disease. Still, many risk factors can be changed, according to Cleveland Clinic. To reduce your risk for disease: • quit smoking • lower your total cholesterol, LDL, and triglycerides • increase your HDL (good) cholesterol • reduce your blood pressure if it is high • keep diabetes under control • maintain a healthy body weight • eat heart-healthy foods • exercise regularly • reduce your stress Also, a drink a day may offer some benefit to your heart by increasing your HDL cholesterol. But medical experts caution against more than one drink per day. Studies have found high alcohol consumption can damage the heart. Although some

studies suggest alcohol may be beneficial in moderation, others have shown the opposite. Cleveland Clinic recommends if you don’t already drink alcohol, not to begin. Heart attack signs Women can experience all the same symptoms as men. Often, however, women experience heart attacks differently. Most notably, women don’t always experience crushing chest pain. Instead, they may feel tightness or pressure in their chest. As a result, symptoms can go unnoticed or are easily brushed off. If the pain or discomfort goes away and then comes back or lasts for more than a few minutes, it could be a symptom. Other symptoms include: • shortness of breath • pain, discomfort, weakness, or heaviness in either arm • discomfort in the neck, jaw, upper back, shoulders, or stomach • indigestion, nausea, or vomiting • cold sweats

• fatigue • sleep disturbance • dizziness or lightheadedness What to do if you’re having a heart attack Call 911 immediately and have them dispatch emergency medical services (EMS). This is usually faster than having someone drive you to the hospital. Also, if you’re in a public place, such as work or a store, a defibrillator may be available. Ask whoever you see first to check. Defibrillators come with easy instructions and could save your life. Finally, take an aspirin, says Anthony Komaroff, MD, editor-inchief of “Harvard Health Letter.” He recommends a standard dose of 325 mg that isn’t coated. “Chew it, and then swallow it with a glass of water,” says Komaroff, to quickly get it into your system. This can slow blood clotting and limit damage to your heart.

DITCH YOUR OLD FIREPLACE LIKE YOU DITCHED YOUR EX. With so many inserts to pick from, you will never be cold. Visit Mountain West Sales and mention this ad for $100 off a Vermont Castings, Harman or Quadrafire fireplace insert or freestanding stove.* *Some exclusion apply

505-888-4464 | MountainWestSales.net

Let us keep you warm!

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October 2021

Getting Back on Track Save Sports Clinics

New Mexico Senior Olympics, Inc. *

0 1 $ ly

* * * * *

Online, Pre-Registration Required

**Registration deadline 5 days prior to clinic Registration fee per person, per clinic, non-refundable All clinics will adhere to local public health safety guidelines - COVID Safe Masks required for indoor events Social distancing will be practiced Limited space available No spectators

Track & Field

Sandia Prep High School, Albuquerque Saturday, October 2nd 9 AM to 1 PM Skills training and mini competitions; Sprints, middistance running, Estimated Run/Walk, Discus, Javelin, Shot Put, Long Jump As a sponsor for this clinic, The NM Track Club is providing clinicians

Pickleball

NMSU Activity Center, Las Cruces Saturday, October 16th First Session: 9 AM to Noon Second Session: 1 PM to 4 PM

Matt Youngblood Horseshoe Courts Las Cruces Saturday, October 16th 8:30 AM to Noon

Basketball 3 on 3 & Volleyball

THE 505 Fieldhouse, Albuquerque Friday, October 29th 6 PM to 9 PM

UNM Women’s Basketball Coaches and Players Drills, practice and mini competition Volleyball Clinic – TBD

Felix Rabanal, Certied PPR Instructor, USA Pickleball member Improve your serving and soft game; learn scoring, rules and other training; mini competitions

Horseshoes

Sean Blair, Horseshoe Advocate Refresh your pitching skills, rules of pitching and learn a new way to pitch your shoes. Training, practice, play and mini competition

Da the te!

Swimming

Rio Rancho Aquatics Center, Rio Rancho Sunday, October 17th 8 AM to Noon

Bill Brenner, Coach Development at U.S. Masters Swimming; Stroke Development Clinic to improve your strokes; Senior Fitness Coaches Clinic

Intramural Day at NMSU NMSU Activity Center, Las Cruces Wednesday, November 10th 9 AM to 2 PM Sack lunch provided Clinic includes indoor & outdoor play Freethrow, Shufeboard, Walking, Cornhole & Soccer Kick Recognizing our Veterans

www.nmseniorolympics.org

New Mexico Senior Olympics, Inc. * PO Box 2690 * Roswell, NM 88202-2690 * 1-888-623-6676 * nmso@nmseniorolympics.org

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October 2021

Classifieds HANDYMAN/YARD/ LANDSCAPE

HOME INSTEAD needs you! We are hiring for all shifts and would love to add you to our team of amazing CAREGivers. We serve Albuquerque and surrounding areas. You can go online at homeinstead. com/144 or call 884-0353, ask for Kathy. We look forward to meeting you!

interested in lending a hand, a group that wants to give back, or a senior hoping to get more involved in the community, the Department of Senior Affairs (DSA) has a volunteer opportunity for you. When you volunteer, you’re not just helping others, you’re helping yourself. Studies show that volunteering promotes a positive outlook on life and helps you live longer!

Handyman - Swamp cooler, winterized, electrical, plumbing, Water Heaters, carpentry. Affordable door and window replacement, bath and kitchen remodels. Free estimates. Call 463-4744. HANDYMAN SERVICES Carpentry, decks, doors, Volunteers age 54 and younger electrical, fences, painting, can get involved with DSA’s FOR SALE patios, plumbing, porches, nutrition, transportation, Harmar AL100 Mobility rock, sprinklers, tile, windows. administrative, home or Scooter Lift Free estimates 505-720-6443 social services or recreational With Swingaway. and sports and fitness Like new $1,200 Electrician programming. Visit: www. Call 505-899-1747 30 years’ experience. oneabqvolunteers.com/agency/ Licensed, Bonded, Insured. detail/SeniorAffairs or call Senior rates apply. SPORTS CLINICS (505) 225-5312 LIC # 350669 New Mexico Senior Olympics Call Peter @ 505 688-8520 announces Fall 2021 sport Volunteers age 55 and over Visit us at: training opportunities for choose an AmeriCorps currentsecurityandelectric.com seniors 50+ in accordance Seniors program: with the current state and AmeriCorps Seniors is a suite PR Landscaping local public health safety of national volunteer programs Lawn care – Tree Trimming guidelines/orders. Six, onemade up of three programs that Yard Work – Reliable – Honest day sport clinics will allow each take a different approach Call 319-8430 senior participants the to improving lives and fostering Please leave a message. chance to engage in sports civic engagement. AmeriCorps once again. Clinics will be Seniors is funded by AmeriCorps L’s Repair and Maintenance held in Albuquerque, Rio and by the NM Aging & LongElectrical/Plumbing/Swamp Rancho, and Las Cruces. Term Services Department. Coolers, Etc. Pre-registration is required at The City of Albuquerque has 35 years experience www.nmseniorolympics.org sponsored these programs JM License/Handyman for over 40 years! All three with a ten-dollar fee for the Free Estimates programs offer orientation, travel day, register early to attend. (505) 382-4716 reimbursements, supplemental insurance while serving, and WEIGHT LOSS annual recognition events. HEARING Drop A Dress Size Now! Discover the program that’s right No Gimmicks! for you: ABQ LIPOLIGHT treatments are non-invasive, targeted fat RSVP (Retired & Senior reduction and body sculpting. Volunteer Program) We use the ONLY authorized A pair of professional grade Find a service opportunity that fits and verified system in NM. hearing aids, in the ear or your passion. RSVP volunteers AbqLipoLight.com over the ear. For $1,684! Most Call Judy 505-710-5377 hearing aids can last 6 to 10 years but need to be adjusted to changes in your hearing. If possible I will Repair and reprogram your current aids.

VOLUNTEERS

Atencion Family Services Now Hiring We serve Albuquerque and surrounding areas. You can call 505-217-1770 And ask for Sandra

Foster Grandparent Program Help kids learn. Guide students to higher academic achievement. Care for infants and toddlers. The Foster Grandparent Program connects role models like you with schools and programs to serve young people with exceptional needs. Volunteers serve an average of 20 hours a week and receive meals while serving. Income-eligible volunteers receive a non-taxable, hourly stipend. Call (505) 764-6412. Senior Companion Program Help a senior live independently. Serve as a friend and provide assistance to seniors who have difficulty with daily living tasks or who are lonely. The Senior Companion Program aims to keep seniors living in their own homes and to provide respite to family caregivers through home visits. Volunteers serve an average of 20 hours a week and receive meals while serving. Income-eligible volunteers receive a non-taxable, hourly stipend. Call (505) 764-1007. Rate - $1 per word, $10 minimum Box Border - Additional $10 Bold First Line - Additional $5 Photo - Additional $5 Call 880-0470

Landscapes of Enchantment ~ New Mexico Landscape Series ~ Limited Edition Giclées by Robert Benjamin

505-808-4327

HELP WANTED

are assigned to senior centers, city programs, or other partnering nonprofit organizations. With RSVP you can use the skills and talents you’ve learned over the years, or develop new ones. Share your interests and availability with RSVP and find a meaningful way to contribute. Call (505) 767-5225.

The City of Albuquerque Department of Senior Affairs is committed to providing resources with care and compassion that help our community thrive while embracing aging. Volunteers play a critical role in achieving this mission. Whether you’re a younger resident

The Jemez Mountains are some of the most peaceful and friendliest places I know. It is always an enjoyable experience visiting the tall trees, deep canyons and the green valleys. My last trip, I decided to paint one of the most curious landmarks there. Battleship Rock stands like a proud sentinel of the forest, too important to be ignored. For purchase information contact (505) 720-6541 or email primeart@swcp.com

“Battleship Rock” 24” x 18”, 125 s/n

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October 2021

Crossword

#5156

CROSSWORD PUZZLE

ACROSS 1. Funny fellow 6. Family member 10. Play horseshoes 14. Stadium 15. Grows gray 16. Proofread 17. Relative positions 18. Frightening experience 20. Times past, in poetry 21. The Bee Gees, for one 23. Disturbed 24. __-a-brac 25. Ex-filly 27. Stick for pushing a projectile into a musket 30. Buck or stag 31. 1, 2, 3, and 4 34. Operatic highlight 35. A la __ 36. Suffix for pay or Motor 37. Contents of 19 Down, perhaps 41. Pantyhose shade 42. Unchained 43. Merrye __ England 44. Hissing sound 45. White-tailed eagle 46. Clears the slate 48. Blowers 49. Sudden brilliant action 50. Early bedtime 53. Johnson and others 54. Big __ house 57. Delights 60. Egg boiler’s item 62. Isles 63. Peewee 64. Construct 65. SAT or PSAT 66. Fish holders 67. Fender marks DOWN 1. __ for; like 1

48. 49. 50. 51. 52. 53. 54. 55. 56. 58. 59. 61. 8

29 35

riometro.org

43 46

48 51

23 25

38. 39. 40. 46. 47.

Spoken Fix Pen contents Island ruler Become frightened Exchange fee Tee Shade tree __, Arizona Harem rooms Regal address Opposite of dele Deep serving dish Get __ of; shed __ muffins Donny’s sister Singing voice Simple floats Tapestry Bearings Home near a church Hammer and chisel Escape Scruffs Animals with black-ringed tails Washes Word with fog or shoe Ivory, for one One billion years Was affected by oxidation Banquet Throws Quarrel Mr. Wiesel War heroes Opening Word of agreement Splinter group Ballet and painting Vase with a pedestal Ms. McClanahan Anger

24 27

2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 19. 22. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 35.

53 59

(solutions on Page 22)

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October 2021

Fa l l

Calendar

Mundos de Mestizaje fresco by Frederico Vigil, Thursdays and Fridays at 11 a.m. • Library is open Wednesdays, Thursdays, and Fridays from 10 a.m.-2 p.m. • The remaining facilities of the National Hispanic Cultural Center campus are temporarily closed until further notice. Check the website for updates. Call 246-2261; visit nhccnm.org. • The Covid protocol for concerts and shows is as follows: With the rising concerns of the Delta variant, required proof of vaccination for all indoor concerts or evidence of a negative test within 72 hours administered by a healthcare professional. Visit nhccnm.org. Call, 246-2261.

GROWERS MARKETS

COMMUNITY EVENTS

Celebrating 25 years, the Downtown Growers’ Market returns to Robinson Park, 8th and Central SW, for a season of local produce, food chefs, art, bakers, artisans, wellness businesses, and more. Open every Saturday from 8 a.m.-noon. Visit downtowngrowers.org.

2021 Albuquerque Grecian Festival is back at Saint George Greek Orthodox Church, 308 High Street SE, Friday & Saturday, 11 a.m.-10 p.m.; Sunday, 11 a.m.-5 p.m. Featuring sounds of the bouzouki, authentic Greek cuisine, pastries, dancers in colorful costumes, shopping, and learn about Orthodox Christian faith and tour St. George Church. Admission is $5; seniors, $2; free for kids, active military, police, fire, EMT. Free Park & Ride in the parking lot at the southwest corner of Lomas and University NE. Visit abqgreekfest.com.

Saturdays, through November 6

Sundays, Through October

Rail Yards Market, 777 1st Street SW, Sundays, 10 a.m.-2 p.m., is back for 2021, featuring more than 400 local farmers, bakers, food, farm, artisan booths, and more. Shop online or in person. Express curbside pickup and delivery are available at http:// railyardsmarket.org/market-express.php. Visit railyardsmarket.org.

Sundays, Through November 7

Corrales Growers’ Market returns for a new season of seasonal produce, breakfast burritos and more, at 500 Jones Road, south of the Post Office, 9 a.m.-noon. The Market Shop is open online. You can pick up your purchases at the Market on Sundays. Visit corralesgrowersmarket.com.

Saturdays, through November 13

Los Ranchos Growers’ and Art Markets’, 6718 Rio Grande Blvd NW, Los Ranchos de Albuquerque, from 8-11 a.m. It features local produce and products, including carrots, apples, beets, artichokes, assorted greens, onions, garlic, eggs, jams/jellies, pastries (regular and gluten-free), honey, burritos, coffee, and more. Visit losranchosnm.gov/growers-market.

SENIOR CENTERS

Beginning July 6, 2021, all 50+ Sports and Fitness, Senior, and Multigenerational Centers re-opened for entire operations. Contact your senior or multigenerational center for more information or details, or call the Senior Information Line at 505-764-6400, Monday-Friday, from 8:30 a.m.-4:30 p.m. Call the City of Albuquerque Department of Senior Affairs, 714 7th Street SW, (505) 764-6400 or 311. Visit cabq.gov. • Barelas Senior Center, 714 7th Street SW. Call (505) 764-6436. • Bear Canyon Senior Center, 4645 Pitt St NE. Call (505) 767-5959. • Highland Senior Citizen Center, 131 Monroe Street NE. Call (505) 767-5210. • Los Volcanes Senior Citizen, 6500 Los Volcanes Road NW. Call (505) 767-5999. • Manzano Mesa Multigenerational, 501 Elizabeth Street SE. Call, (505) 275-8731. • North Domingo Baca Multigenerational Center, 7521 Carmel Avenue NE. Call (505) 764-6475. • North Valley Senior Center, 3825 4th Street NW. Call (505) 761-4025. • Palo Duro Senior Center, 5221 Palo Duro Avenue NE. Call (505) 888-8102.

NATIONAL HISPANIC CULTURAL CENTER

Openings at the National Hispanic Cultural Center, 1701 4th Street SW, are as follows: • Visual Art Museum is open to the public, Tuesday-Sunday, 10 a.m.-4 p.m. • History and Literary arts building open, Thursday, Friday, Sunday, 10 a.m.-4 p.m., • Join NHCC for guided Torreón Tours of the

October 1-3

October 1-10

2021 Balloon Fiesta Week in Old Town, noon-4 p.m. Historic Old Town will feature live music daily during Balloon Fiesta Week with local, cultural performances. Shop ‘til you drop! Support local and enjoy more than 80 local businesses while in Old Town for everything from paintings and jewelry to souvenirs, salsa, and much more. Visit cabq.gov/artsculture/historic-old-town/ balloon-fiesta-week-in-old-town or balloonfiesta.com. Call 311.

October 2-10

The 2021 Albuquerque International Balloon Fiesta. Hundreds of balloons will take flight from Balloon Fiesta Parkway NE. Enjoy colorful balloons, special shapes, twilight balloon glows, and more. Admission is $15 per person, per session (ages 12 and under are free). General Parking is $20 per session. Park & Ride tickets include admission to the park. Park & Ride admission is Adults (13-61), $22; Seniors 62+, $20; Children (6-12), $10. For more information, visit balloonfiesta.com (click on “guide”). Call 821-1000.

October 2-10

33rd Annual Juried Old Church Fine Arts Show & sale, at Old San Ysidro Church, 966 Old Church Road, Corrales, 10 a.m.-5 p.m. Featuring more than 50 artists, fine arts, paintings, and more. Admission & parking, free. Visit corraleshistory.org.

October 07

Free Family Fun Night! The Lawn at the Balloon Museum, 9201 Balloon Museum Drive NE, 6-8:30 p.m. Enjoy the magical view of the Special Shapes Glowdeo, have dinner at Urban Hot dog Company food truck, play lawn games, listen to live music by Le Chat Lunatique, and more. Admission is Free. Visit cabq.gov/artsculture/ balloonmuseum/events/free-family-fun-night. Call 311.

October 13

Prime Time 50+ Expo 25th anniversary health fair for seniors. Flu shots, health screenings, speakers, vendors, music, munchies and more. Wednesday October 13, 8 am to 1:30 at the Embassy Suites ballroom. FREE admission. Call 880-0470 for information.

October 23, 24

NewMexPex 2021 Stamp Show; October 23-24, 9-5pm Sat; 9-4pm Sun. Meadowlark Senior Center, 4330 Meadowlark Ln SE, Rio Rancho, NM. Stamp dealers, informational displays, a “What’s in Your Attic” table and lots of stamps. Free admission and parking. Please see https://sites.google.com/view/newmexpex-annualstamp-show/ for additional information.

October 30-November 2

The 5th annual Before I Die New Mexico Festival

features in-person and online death-positive conversations and experiences. Its entertaining and educational elements help you discuss and prepare for end-of-life issues. In-person events may become virtual. Register with your donation at www.BeforeIDieNM.com.

November 6

The 17th Annual Alzheimer’s Association New Mexico Chapter Caregiver Conference (Virtual): “Breaking Down Barriers: Exploring Challenges in Caregiving.” The preeminent event covering the broad spectrum of issues surrounding dementia caregiving. November 6th, 9am – 3pm. Tracks for Professional and Family Caregivers. Registration: https://www.alz.org/ newmexico/helping_you/caregiver-conference Or (505) 266-4473.

MUSIC

October 10

Asleep at the Wheel, at the National Hispanic Cultural Center, 1701 4th Street SW, Friday, 7:30 p.m. AMP Concerts welcomes Asleep at the Wheel, celebrating 50 years of music. Admission starts at $28. Call, 246-2261. Visit nhccnm.org. See NHCC listing above for Covid protocols.

October 21

3rd Thursday at Albuquerque Museum Amphitheater, 2000 Mountain Road NW, 5-8:30 p.m. Albuquerque Museum stays open late for an evening with a party vibe. Visit the galleries, join the staff at the Museum for YogaZo, grab a cocktail from Slate at the Museum and listen to live music by ChillHouse with Hillary Smith outdoors in the Amphitheater. Admission is free. Call 243-7255 or 311; visit cabq.gov/artsculture/ albuquerque-museum/events/.

MUSEUMS November 3

Free First Wednesdays resume at Albuquerque Museum, 2000 Mountain Road NW, 9 a.m.-5 p.m. Call 243-7255 or 311; visit cabq.gov/museum. Admission will not be free during the Balloon Fiesta.

Sundays October 17, 24, 31

Free Sunday Mornings at Albuquerque Museum, 2000 Mountain Road NW, 9 a.m.–1 p.m. Call 243-7255 or 311; visit cabq.gov/museum. Admission will not be free during the Balloon Fiesta.

THEATRE October 4

Marty Stuart and His Fabulous Superlatives, at the National Hispanic Cultural Center, 1701 4th Street SW, Friday, 7:30 p.m. AMP Concerts welcomes country music torchbearer Marty Stuart as he celebrates the 20th anniversary of his iconic album, The Pilgrim. Admission starts at $38. Visit nhccnm.org. Call, 2462261. See NHCC listing above for Covid protocols.

October 5

Poet Laureate Joy Harjo, at the National Hispanic Cultural Center, 1701 4th Street SW, 7 p.m. The NHCC’s History and Literary Arts Program and the University of New Mexico’s Department of English present a reading, performance, and talk by U.S. Poet Laureate Joy Harjo as the 10th Annual Rudolfo and Patricia Anaya Lecture on the Literature of the Southwest. Free and open to the public. Call, 246-2261. Visit nhccnm.org.

October 24, 27, 29, 31

Opera Southwest presents La Traviata, at the National Hispanic Cultural Center, 1701 4th Street SW, Sundays, 2 p.m.; Wednesday and Friday, 7:30 p.m. Verdi’s La Traviata is a fully staged opera with orchestra, sung in Italian with English translation subtitles and presented in three acts with one intermission. One of the most famous of the great classic operas, Verdi’s La Traviata, is a sweeping love story set against the backdrop of decadent Paris high society where the celebrated courtesan Violetta eschews her wealthy suitors for the simple life with poor Alfredo. Admission starts at $21. Visit operasouthwest.org or nhccnm.org. See NHCC listing above for Covid protocols.

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October 2021

Balloon Fiesta Calendar

2021 Daily Event Schedule – October 2-10, 2021

FRIDAY, OCTOBER 1 7:00 a.m. - Albuquerque Aloft SATURDAY, OCTOBER 2 6:00 a.m. - Dawn Patrol Show 6:30 a.m. - Krispy Kreme Morning Glow 6:45 a.m. - Opening Ceremonies 7:00 a.m. - Mass Ascension 2:00 p.m. - America’s Challenge Gas Balloon Inflation 6:00 p.m. - America’s Challenge Gas Balloon Race Launch 6:00 p.m. - Twilight Twinkle Glow™ 8:00 p.m. - *AfterGlow™ Fireworks Show SUNDAY, OCTOBER 3 6:00 a.m. - Dawn Patrol Show 6:30 a.m. - Krispy Kreme Morning Glow 7:00 a.m. - Mass Ascension 7:30 - 11:00 a.m. - Remote Control Balloons Exhibition 9:00 a.m. - Fiesta of Wheels Car Show (located on the north end of Launch Field) 11:00 a.m. - Balloon Fiesta Pin Trading (Group Tour Tent north end of Main Street) 6:00 p.m. - Balloon Glow 8:00 p.m. - *AfterGlow™ Fireworks Show MONDAY, OCTOBER 4 6:00 a.m. - Dawn Patrol 7:00 a.m. - Balloon Launch from Park 8:00 a.m. - Fly-In Competition TUESDAY, OCTOBER 5 – Coca-Cola Day 6:00 a.m. - Dawn Patrol 7:00 a.m. - Balloon Launch from Park 8:00 a.m. - Fly-In Competition

WEDNESDAY, OCTOBER 6 6:00 a.m. - Dawn Patrol Show 6:30 a.m. - Krispy Kreme Morning Glow 7:00 a.m. - Flight of the Nations Mass Ascension 7:30 - 11:00 a.m. - Remote Control Balloons Exhibition THURSDAY, OCTOBER 7 –

Kids’ Day presented by KOB-TV

4:30 a.m. - Kids’ Day Goodie Bag Distribution begins (South of Main Street Stage) 6:00 a.m. - Dawn Patrol 7:00 a.m. - Special Shape Rodeo™ 8:00 a.m. - Fly-In Competition 6:00 p.m. - Special Shape Glowdeo™ 8:00 p.m. - *AfterGlow™ Fireworks Show FRIDAY, OCTOBER 8 6:00 a.m. - Dawn Patrol 7:00 a.m. Special Shape Rodeo™ 7:30 - 11:00 a.m. - Remote Control Balloons Exhibition 8:00 a.m. - Fly-In Competition 6:00 p.m. - Special Shape Glowdeo™ 8:00 p.m. - *AfterGlow™ Fireworks Show SATURDAY, OCTOBER 9 6:00 a.m. - Dawn Patrol Show 6:30 a.m. - Krispy Kreme Morning Glow 7:00 a.m. - Mass Ascension 11:00 a.m. - Balloon Fiesta Pin Trading (Group Tour Tent north end of Main Street) 6:00 p.m. - Night Magic™ Glow 8:00 p.m. - *AfterGlow™ Fireworks Show SUNDAY, OCTOBER 10 6:00 a.m. - Dawn Patrol Show 6:30 a.m. - Krispy Kreme Morning Glow 7:00 a.m. - Farewell Mass Ascension

*AfterGlow™ fireworks shows will begin as soon as the launch field is clear of balloons, thus the starting times are approximate and subject to change without notice. Additionally, local police will modify traffic flows to utilize all traffic lanes for outbound traffic only after each Glow event. So if you want to watch the AfterGlow™ fireworks show from the Park, plan to arrive at the Park in time for that evening’s glow event. Admission to the 2021 Albuquerque International Balloon Fiesta is $15 per person, per session (ages 12 and under are free). General Parking is $20 per session. Park & Ride tickets include admission to the park. Park & Ride admission is Adults (13-61), $22; Seniors 62+, $20; Children (6-12), $10. For more information, visit balloonfiesta.com (click on “guide”). Call 821-1000.

October 2021

ear Savvy Senior, Who qualifies for Social Security survivor benefits? My ex-husband died last year, so I would like to find out if me or my 17-year-old daughter are eligible for anything? Divorced Survivor Dear Divorced, If your ex-husband worked and paid Social Security taxes and you and/or your daughter meet the eligibility requirements, you may very well be eligible for survivor benefits, but you should act quickly because benefits are generally retroactive only up to six months. Here’s what you should know. Under Social Security law, when a person who has worked and paid

Dr. Schlesinger has been treating patients for 25 years, and educates doctors worldwide on dental implant treatment.

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How Does Social Security Work When a Spouse or Ex-Spouse Dies?

Social Security taxes dies, certain members of that person’s family may be eligible for survivor benefits including spouses, former spouses and dependents. Here’s a breakdown of who qualifies.

Widow(er)’s and divorced widow(er)’s: Surviving spouses that were married at least nine months are eligible to collect a monthly survivor benefit as early as age 60 (50 if disabled). Divorced surviving spouses are also eligible at this same age, if you were married at least 10 years and did not remarry before age 60 (50 if disabled), unless the marriage ends. How much you’ll receive will depend on how much money (earnings that were subject to Social Security taxes) your spouse or exspouse made over their lifetime,

and the age in which you apply for survivor benefits.

If you wait until your full retirement age (which is 66 for people born in 1945-1954 and will gradually increase to age 67 for people born in 1960 or later), you’ll receive 100 of your deceased spouses or exspouses benefit amount. But if you apply between age 60 and your full retirement age, your benefit will be somewhere between 71.5 – 99 percent of their benefit. There is, however, one exception. Surviving spouses and ex-spouses that are caring for a child (or children) of the deceased worker, and they are under age 16 or disabled, are eligible to receive 75 percent of the worker’s benefit amount at any age. Unmarried children: Surviving unmarried children under age 18, or up to age 19 if they’re still

attending high school, are eligible for survivor benefits too. Benefits can also be paid to children at any age if they were disabled before age 22 and remain disabled. Both biological and adoptive children are eligible, as well as kids born out of (continued on next page)

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Savvy Senior (cont.) (continued from previous page)

wedlock. Dependent stepchildren and grandchildren may also qualify. Children’s benefits are 75 percent of the workers benefit. You should also know that in addition to survivor benefits, a surviving spouse or child may also be eligible to receive a special lump-sum death payment of $255. Dependent parents: Benefits can also be paid to dependent parents who are age 62 and older. For parents to qualify as dependents, the deceased worker would have had to provide at least one-half of the parent’s financial support. But be aware that Social Security has limits on how much a family can receive in monthly survivors’ benefits – usually 150 to 180 percent of the workers benefit. Switching Strategies Social Security also provides surviving spouses and ex-spouses some nice strategies that can help boost your benefits. For example,

The 5th Annual

if you’ve worked you could take a reduced survivor benefit at age 60 and switch to your own retirement benefit based on your earnings history – between 62 and 70 – if it offers a higher payment. Or, if you’re already receiving retirement benefits on your work record, you could switch to survivors benefits if it offers a higher payment. You cannot, however, receive both benefits. You also need to know that if you collect a survivor benefit while working, and are under full retirement age, your benefits may be reduced depending on your earnings – see SSA.gov/pubs/EN-05-10069.pdf. For more information on survivor benefits, visit SSA.gov/benefits/ survivors. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Let’s talk about death. It won’t kill you. Join the Conversation October 30 to November 2, 2021

Festival

“Just as talking about sex won’t make you pregnant, talking about funerals won’t make you dead. Let’s get the conversation started!” – Gail Rubin, CT, The Doyenne of Death®

At Albuquerque in-person* events and online sessions, join in: • Death Café conversations • Behind-the-scenes tours • Entertaining and educational discussions Let’s plan ahead for end-of-life issues! Full schedule, registration, and more information at

www.BeforeIDieNM.com *In-person events may become virtual due to pandemic conditions.

Online events powered by:

October 2021

Shellie Rosen, DOM

Herb Doc

Shellie Rosen is a Doctor of Oriental Medicine. She can be reached via her website at Bodyvolve.com

hodiola is an effective tool for helping to manage stress and increase energy. When taken as part of a healthy diet, rhodiola can help strengthen the brain and boost cardiovascular health. The Complementary & Alternative Medicine for Mental Health team compiled an updated manual in 2016, listing evidence-based approaches, ANSWER TO #5156

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Rhodiola for Stress Management including rhodiola, for various mental health concerns. They note rhodiola to be in the standard of care in “Russia, the former Soviet Union, and Scandinavia to combat stress, fatigue, anxiety, depression, and cognitive impairment, including brain injury, and to promote strength, endurance, and physical and mental performance.” In fact, Vikings and high mountain dwellers throughout Europe and Asia took this ancient herb for thousands of years. Rhodiola was a Siberian elixir of longevity drunk in the winter to guard the lungs against disease. It thrives in tundra-like conditions native to the circumpolar region of the world. Rhodiola is a perennial plant with red, pink, or yellow flowers that grow in harsh rocky conditions at elevations of 11,000 to 18,000 feet. Its strength is a representation of the benefits it offers in bolstering endurance and combatting fatigue. Rhodiola may help chemical neurotransmission and balance the autonomic nervous system. Its overall stress reduction supports the cardiovascular system by decreasing

stress hormones that elevate blood pressure and threaten heart disease. Rhodiola contains many beneficial compounds depending on the variety selected. Roseroot, or R. rosea, gets its name because its smell resembles that of a rose. This variety of rhodiola contains the chemical compound rosavin known to offer stress reduction, stamina, and mental clarity. Rosavin is also shown in animal studies to reduce visceral fat and curb cravings. Rosavin breaks down belly fat through the stimulation of a fatbusting enzyme called lipase. It also balances cortisol levels, which reduces hunger and abdominal weight gain. R. rosea also contains salidroside. Salidroside protects neurons from oxidative stress by activating antioxidant enzymes. It also regulates proteins and enzymes involved in brain atrophy and cognitive decline. Salidroside reduces cell damage while protecting and enhancing mitochondria, which may add to how the herb is responsible for helping athletic performance. Many elect to take rhodiola in a supplement form, while others prefer

to drink it as tea. Try it as a preworkout supplement or to kick mental activity into gear. As a mental help tool, it is not addictive, unlike caffeine; the body will not accommodate the tolerance to rhodiola. A typical dosage is around 300 milligrams, two times per day. Consider beginning with 100 milligrams two times per day, adding slowly if possible. Take rhodiola on an empty stomach and outside of other stimulants for best results. Select the Siberian variety of R. rosea rhodiola with a 3:1 ratio of rosavin to salidroside. Powdered rhodiola can be a burden, so look for a capsule or tincture (alcohol extract) form. Go with a reputable company that assures the identity and concentration of the active compounds, and as always, organic is best. You can practice managing your energy and stress with rhodiola this fall before the holiday season begins. Perhaps your results will have you preparing a bottle for a stocking stuffer in December. Abundant blessings! Dr. Shellie L. Rosen, DOM, L.Ac.

• • • • • •

Wills • Wills Trusts • Trusts Probate Guardianship • Probate Real Estate Law • Guardianship Personal Injury • Personal Injury

Our personal injury attorneys charge a contingency rate of 25% without trial, as Our personal injury attorneys charge a contingency rate of 25% without trial, as opposed to the 33% charged by opposed to the 33% charged by most other attorneys. Please note that this most other attorneys. Please note that this doesn't include applicable costs, fees, and taxes. doesn’t include applicable costs, fees, and taxes.

(505) (505) 872-3022 872-3022

2201 Menaul Blvd NE 2201 Menaul Blvd NE Albuquerque, NM 87107 Serving Albuquerque, New Mexico Albuquerque, NM 87107

Serving Albuquerque, New Mexico robertaragon@aragonlawfirmpc.com Thank you for your interest. We look forward to hearing from you soon.

Thank you for your interest. We look forward to hearing from you soon. Hours of Operation

Monday – Thursday, 8:30 a.m. – 5:00 p.m. Friday, 8:30 a.m. – 3:00 p.m. Hours of Operation After-Hours Appointments Available for Clients by Request Monday – Thursday, 8:30 a.m. – 5:00 p.m. Friday, 8:30 a.m. – 3:00 p.m. After-Hours Appointments Available for Clients by Request

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October 2021

Screenings Should Be Part The Doc Of Your Health Care Plan

Dr. Gerard Muraida

Is In

Gerard Muraida MD is a Geriatrician and the Medical Director at InnovAge in Albuquerque.

all is here, and with it comes the option to enroll in Medicare health plans. While you are examining the variety of insurance coverage available, it is a good idea to consider screening tests as among the benefits you seek. This topic is especially important now, after many of us have delayed typical annual exams due to the recent pandemic. The following recommendations are from the U.S. Preventive Services Task Force. Men ages 65-75 who have smoked should have an abdominal ultrasound to screen for a smoking-related condition called abdominal aortic aneurysm. This is a weakening of the wall of the large artery that supplies blood to the lower half of the body. It is also recommended to screen

annually for lung cancer with lowdose computed tomography for people ages 50 to 80, who have a 20-pack per year smoking history and who either still smoke or have quit within the past 15 years. Screening should be discontinued once a person has not smoked for 15 years. Screening can also be eliminated if a health problem develops that substantially limits life expectancy or the patient’s ability or willingness to have curative lung surgery has changed. The task force recommends initiating low-dose aspirin use for the primary prevention of cardiovascular disease and colorectal cancer in ages 50 to 59, who may be at risk and who are not at risk for bleeding. Before starting any aspirin-containing products, please consult your health care provider. Screening for colorectal cancer is recommended for ages 50 to 75. The task force recommends selective screening for colorectal cancer in people between the ages of 76 and 85. Evidence indicates that the net benefit of screening all persons in

this age group is small. One’s overall health, prior screening history, and preferences should be considered and discussed with your provider. Social distancing is one of many triggers that can predispose a person to sadness or depression. If you experience feelings of loneliness, lack of energy, change in appetite, or sleep patterns occur, please consult your provider regarding a depression screen. Research has shown that the home can be a dangerous place for falls. The task force recommends exercise interventions to prevent falls for ages 65 or older and who are at increased risk for falls. This assessment is simple and can be arranged by your provider. It is not suggested to routinely screen senior men for prostate problems, but older men should enter into a risk/benefit discussion with your provider. If, on the other hand, urinary symptoms are present, a digital rectal exam and prostate-specific antigen test may be warranted.

October is Breast Cancer Awareness Month. Women age 55 and older may either continue to have an annual mammogram or switch to a mammogram every other year. As long as a woman is in good health and expected to live 10 or more additional years, mammograms may be performed at least every two years. This recommendation should take into consideration breast cancer risk factors and medical history. After age 65, most women who have not been diagnosed with cervical cancer or precancer can stop having pap smears as long as they have had three negative tests within the past 10 years. This list of screenings is not allinclusive. It is advisable to speak to your health care provider about what screenings are appropriate for you. Remember that all of the above statements are recommendations only, and any decision regarding screening should be an individual one made with the input of your health care provider.

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October 2021

I paid into Medicare for years. Now, I’m getting back what I’ve earned.

SEMINAR TIMES AND LOCATIONS ALBUQUERQUE Every Monday and Wednesday at 2 pm Presbyterian Medical Group 5901 Harper Dr. NE (Cafeteria) Every Tuesday through December 7 at 2 pm El Patron Restaurant 10551 Montgomery Blvd. NE

Call (505) 600-MEDI first to learn what you’ve earned. When you choose a Presbyterian Medicare Advantage Plan, you get the benefits and savings you’ve worked for all these years. You also get access to Presbyterian doctors and one of New Mexico’s largest healthcare systems. Benefits with a $0 monthly premium include: • Dental plans • Vision exam and eyewear • Drug coverage with no deductible • $0 telehealth visits with primary care providers, specialists, and urgent care • $0 outpatient mental health visits • Hearing aid coverage • Routine acupuncture and chiropractic care • Worldwide coverage for emergencies Join us at one of our seminars to learn more. Call (505) 600-MEDI (6334) or 1-800-347-4766 (TTY 711) to reserve your seat, to request accommodations for persons with special needs, or for more information. We’re available 8 am to 8 pm, seven days a week (except holidays) from October 1 through March 31. A sales person will be present with information and applications. Or, visit us at phs.org/medicare to enroll or for more details. Call us to make sure you don’t spend more than you have to. Presbyterian Senior Care (HMO) is a Medicare Advantage plan with a Medicare contract. Enrollment depends on contract renewal.

(505) 600-MEDI (6334) TTY 711

phs.org/medicare Y0055_MPC072129_ Accepted_M_08112021

Every Thursday at 10 am* Presbyterian Medical Group 4588 Paradise Blvd. NW Every Thursday October 21 through December 2 at 10 am* Sheraton Uptown 2600 Louisiana Blvd. NE Every Thursday at 2 pm* Presbyterian Kaseman Hospital 8300 Constitution Ave. NE (Aspen room - enter through ER) Every Friday at 10 am* Presbyterian Medical Group 3630 Las Estancias Dr. SW RIO RANCHO Every Monday at 10 am and every Thursday at 2 pm* Presbyterian Medical Group 4005 High Resort Blvd. SE Every Friday October 15 through December 3 at 10 am* Hilton Garden Inn 1771 Rio Rancho Blvd. SE * except Thanksgiving Day and November 26