Haven San Francisco | Julie Cavanaugh | March 2026

Learn More About Us

Design Matters is a residential interior design firm serving the Bay Area, including Menlo Park, Los Gatos, Morgan Hill, and surrounding Northern California communities. The firm specializes in New Build and Large-Scale Renovations, working closely with architects and builders to deliver cohesive, architectural interiors. Design Matters is known for a thoughtful, architectural approach to interiors, defined by Livable Luxury, creating timeless homes that reflect both place and client.

At Design Matters, we guide each project from concept to completion, offering a fully integrated suite of interior design services.

• Architectural and Interior Design Planning and Programming

• Residential Design Project Management

• CAD Interior Design Development

• Material Selection and Specification

• Procurement Services

• Furnishings and Interior Finishes

JULIE CAVANAUGH

FOUNDER AND PRINCIPAL INTERIOR DESIGNER

projects@designmatters.design designmatters.design

FINAL HOMES NOW SELLING IN GILROY!

These homes feature modern all-electric living with Tesla solar, and each has been thoughtfully designed by professional interior designers to balance beauty with real-world functionality, delivering the refined feel of a custom home without the guesswork. From material selections to spatial planning, every detail reflects intentional design, cohesive style, and enduring livability. With new lower prices, this is South County’s best value!

Three retail spaces for sale or lease as part of a premier mixeduse opportunity in the Mill District, the new gateway to downtown Healdsburg. Perfectly positioned for retail, specialty food, artisan shops, financial services, personal services, and more, these vibrant settings are designed for growth and visibility. Choose from three high-identity spaces, each featuring high ceilings, abundant natural light, and prime Healdsburg Avenue frontage exposure. Your business will thrive just steps from the future SMART Train station, a natural hub for visitors and commuters, and be surrounded by world-renowned wine and food, a preserved redwood grove, outdoor adventures, and a thriving cycling community. Mill District offers an unmatched opportunity anchored by luxury residences, a boutique hotel, pool, fitness center, and year-round tourism. This is where commerce, culture, and lifestyle converge.

The pictures are digital renderings for illustrative purposes only. Design, materials, and dimensions are subject to change without notice. Final construction may differ from the images shown.

https://www.milldistrictretail.com

MLS #326010318

2269 Francisco Street

San Francisco, CA 94123

3 Beds | 2 Baths | $2,895,000

2269 Francisco Street is a sophisticated top-floor 3-bedroom, 2-bath condo defined by modern design and a rare open floor plan. The home blends architectural character with clean contemporary lines. The expansive chef’s kitchen is appointed with professionalgrade appliances and a generous center island with bar seating, flowing seamlessly into a bright living room with a gas fireplace and a gracious dining area. Ten-foot ceilings create a remarkable sense of scale and light, while multiple skylights bring abundant natural light throughout the home. A full laundry room with additional storage adds convenience. The home offers three bedrooms, including a primary suite overlooking the south-facing garden, complete with double vanities and an oversized walk-in closet. An adjacent guest bedroom features a charming Juliet balcony. The shared south-facing garden is exceptionally large for city living and includes a gas fireplace, barbecue area, and grassy lawn. The well-maintained two-unit building was fully renovated in 2013. The home includes two-car parking and additional storage. The property also offers the potential to add an exclusive-use roof deck with direct access from the unit, creating a rare opportunity for a private rooftop retreat. Set on a quiet block of Francisco Street between Divisadero and Scott, the home is moments from Crissy Field, the Marina Green, and the Presidio’s miles of trails, along with the cafes, restaurants, and shops that define life around Chestnut Street.

Stephen J. Bartlett

415.307.9698

stephen@domicileproperties.com

Personalized mortgage options to fit your financial strategy

At U.S. Bank Private Wealth Management, we tailor the home financing experience to fit your needs.

Customized mortgage options include:

• Residential one to four units, fixed, adjustable or interest only mortgage options

• Mortgage priority process, products and scheduling to meet your loan closing date

• Primary, second home, condominium, investment one to four unit properties

• Residential single close construction, lot loan, renovation & expansion options

• Conforming, jumbo and super jumbo loan size availability

• Lending in all states (some loan types are limited to specific states) Get started today. Contact your Private Wealth Advisor to find out more about residential mortgage options.

Residential Construction Loans

Whether you are buying a construction lot - or you already own land and are ready to build - our financing programs offer a range of options customizable to your needs.

Single-close construction-to-perm financing. You can start your loan process prior to the construction of your home with our one-time close approach.

ARM or fixed rate. Once construction is complete, you can choose whether to roll your loan, for the remaining term, into a permanent adjustable rate mortgage or into a fixed rate option.

To learn more, visit usbank.com/privatewealth.

Oceanfront architecture at The Sea Ranch

36690 Mariners Dr, The Sea Ranch, CA 95497, UBL 18-101

“The Burdick House draws advantage from its position without commanding it and comfortably takes its place in the landscape. Almost iconic in its formal simplicity, it is compactly and efficiently planned, adroitly sited, and filled with the elegance of orderly, intelligent craft, which its owners and creators, industrial designers, habitually bring to their work and lives” as stated by Donlyn Lyndon, FAIA, in the now iconic coffee table book on Sea Ranch Architecture from 2004. Donlyn Lyndon is one of the original, early Sea Ranch architects, who set the tone for 60-years of excellence. Bruce & Susan Burdick designed and built this home in 1990 as a retreat

from a busy work life in San Francisco. The house entertains very well with welcoming public spaces inside and outside. The ocean facing deck, almost the length of the house, takes in the drama of Smugglers Cove and crashing waves. Inside three sliding doors, one finds cozy and practical spaces including a large office, which doubles as a guest room, an inviting library with fireplace, office and full bath for guests. Upstairs is the primary bedroom, full bath, and a retreat for napping, reading or overflow guests. A courtyard gives fenced-in privacy and the one-car garage with laundry holds all you need. This is a must visit house.

THE TEAM QUIROGA Real Estate Co.

THE TEAM QUIROGA Real Estate Co.

The Team Quiroga Real Estate Company

The Team Quiroga Real Estate Company

THE TEAM Q DIFFERENCE

THE TEAMQ

DIFFERENCE

Providing property sellers with exceptional real estate services: presale renovations, interior design, and project management from start to completion. We execute proven & efficient methods to minimize time to market, coupled with our production quality media packages and architecturally cohesive staging, our sellers’ homes often establish the standard for home values in their neighborhood. TeamQ’s promise: We are committed to providing our sellers with the tools and strategy to maximize their net sheets.

THE TEAMQ DIFFERENCE

Offering our buying and selling clients an equisite and exceptionally different real estate experience. From TeamQ’s Private Client Group to our presale renovations offerings, TeamQ offers a solution for all of our real estate clients.

Offering our buying and selling clients an equisite and exceptionally different real estate experience. From TeamQ’s Private Client Group to our presale renovations offerings, TeamQ offers a solution for all of our real estate clients.

TEAM QUIROGA

RANCH & EQUINE

TEAM QUIROGA RANCH & EQUINE

As a former rancher and performance horse breeder and owner, Stacie is very well equipped with the knowledge necessary to assist buyers with understanding potential ranch and equine properties. She is also very experienced in designing equine facilities for high-end, equine oriented subdivisions. Her agricultural knowledge goes beyond horses, as well. Her history running a small cattle operation and growing equine grade alfalfa can come in very handy when listing ranch properties.

Agricultural properties represented by real estate professionals who also understand agribusiness, is extremely equine property sellers a vast understanding of agricultural properties and how to best market TeamQ offers investment property management with integrity. TeamQ has the know-how to manage your single family residential properties or your multi-door facilities.

Agricultural properties represented by real estate professionals who also understand agribusiness, is extremely rare. TeamQ provides our ranch and equine property sellers a vast understanding of agricultural properties and how to best market TeamQ offers investment property management with integrity. TeamQ has the know-how to manage your single family residential properties or your multi-door facilities.

Testimonial

“TeamQ’s

Why Choose Us?

AT LEGACY PROPERTY MANAGEMENT, WE TRULY UNDERSTAND HOW IMPORTANT YOUR PROPERTY INVESTMENT IS. WHICH IS WHY WE GLADLY GO ABOVE AND BEYOND FOR OUR CLIENTS AND THEIR TENANTS. OUR COMPREHENSIVE PROPERTY MANAGEMENT SERVICES ARE DESIGNED TO MAXIMIZE YOUR PROPERTY'S POTENTIAL WHILE MINIMIZING YOUR WORKLOAD. WHEN YOU CHOOSE LEGACY, YOU SELECT A PARTNER THAT GENUINELY CARES ABOUT THE SUCCESS OF YOUR PROPERTY AS MUCH AS YOU DO.

Key Benefits of Choosing Us

Financial Peace of Mind

Receive detailed financial reports, transparent accounting, and timely rent collection

Market Expertise

Stay competitive in the market with our insights. We analyze local trends, ensuring your property is priced right and attracting the right tenants

Tailored Solutions

Our services are customizable to meet the unique needs of your property, ensuring personalized attention

Legal Compliance

Stay on the right side of the law. We handle all legal aspects, from lease agreements to eviction procedures

This beautifully maintained, expanded ranch-style home blends classic Spanish-inspired architecture built by Alpha homes with modern comforts, offering spacious living areas ideal for families or multi-generational households. Highlights include a family room, an eat-in kitchen, a dramatic living room, and a generous dining area, all designed for comfort and versatility. The outdoor amenities feature a large, landscaped backyard with fruit trees, a playset, and a welcoming paver patio, creating a seamless indoor-outdoor living experience perfect for relaxation and entertaining.

3.5 BEDS | 4 BATHS | 2,581 SQ FT | $4,198,000

3288 OAK COURT, BELMONT, CA 94002

Perched above the treetops in one of the Peninsula’s most coveted Belmont enclaves, this contemporary residence blends privacy, striking design, and enduring value. Surrounded by rolling green hills and open space, the home captures sweeping views of treetops, the San Francisco Bay, and the distant skyline—an extraordinary vantage point few properties can replicate. The open-concept great room centers around a stunning chef’s kitchen featuring ceiling-height custom cabinetry, stainless steel Miele appliances, a wine refrigerator with bar cabinetry, and an oversized waterfalledge marble island. Designer lighting and premium finishes create a refined yet functional space ideal for entertaining and everyday living. Spa-inspired bathrooms showcase elegant stone surfaces and curated materials, while a dramatic glass staircase enhances the home’s contemporary design. Expansive windows and outdoor terraces invite seamless indoor-outdoor living and frame the surrounding landscape. At the top, a spectacular rooftop deck—accessed by private elevator—offers panoramic views from the treetops to the Bay. Ideally positioned between San Francisco and Silicon Valley, the home provides convenient access to tech campuses, international airports, vibrant downtown Belmont, top schools, and premier shopping. A rare opportunity to own privacy, views, and long-term value on the Peninsula.

823 Sonoma Terrace, Stanford*

733 Fairfield Road APT 10, Burlingame, CA 94010

$1,200,000 | 2 BEDS | 3 BATHS | 1,214 SQ FT

Two level Townhouse-style condo - amazing location in prestigious Burlingame neighborhood. Elegant and spacious, this home has the essentials for any buyer. A family home or investment property this is an opportunity to buy in one of the most desirable neighborhoods in the country. New flooring, new Renewal by Andersen windows and many new appliances, this 2-bedroom, 2.5-bath has vaulted ceilings, huge bonus storage walk up attic, 2-car side by side gated underground parking and low HOA. This boutique 12 unit complex is adorable!!! Take a look and see for yourself. Do not miss this opportunity to own in Burlingame.

The San Francisco Art Fair Brings

85 Galleries to Fort Mason This April

The San Francisco Art Fair is a standout event on the city’s spring calendar, set for April 16–19 at Fort Mason’s Festival Pavilion. The weekend opens Thursday with preview events and an opening-night window, then shifts into public days Friday through Sunday. Some visitors treat it like an hour-long circuit before dinner; others settle in for an unhurried afternoon, letting the range of work reveal itself over a couple of passes. The waterfront Festival Pavilion has enough space to keep the energy moving, but it still feels contained—you’re never far from the next surprise, the next conversation, or the booth you want to revisit once you’ve seen the full room. While not at the fair, you can lean into the neighborhood’s easiest pleasures. Pair the fair with a walk at Crissy Field or along the Marina Green, then head into the pavilion for an afternoon lap. Afterward, keep it simple: dinner on Chestnut Street or in the Fillmore corridor, then a slower second day with coffee, a return visit to your favorite booths, and a last look at the waterfront before you call it.

AMBER PAYNE | CORCORAN ICON PROPERTIES

REALTOR® | DRE #01302244 | 707.235.1124 | amber.payne@corcoranicon.com

$505,000 | Your A-Frame Retreat Awaits! Welcome to this charming A-frame style home in the Berryessa Highlands! Where filtered lake views and relaxed Napa Valley living come together! Set on a flat gated corner lot with a covered carport, covered patio with hot tub hookups, and plenty of yard space ! www.1017HeadlandDr.com

619.206.3671 jacquepriceart.com

Jacque Price is a Bay Area–based painter and multidisciplinary artist whose work reveals emotional terrain within lived experience. Working primarily in oil, her abstract landscapes blur the line between form and feeling, where movement suggests a deeper continuity beneath the surface. In painting, sculpture, and narrative, symbolic forms emerge through humor, tension, and curiosity as they navigate the strange negotiations of being human.

TIM DEBELLIS | W REAL ESTATE

REALTOR® | DRE #02011460 | 707.495.4075 | tim@wrealestate.net | timdebellisrealtor.com

$269,000 | IPrestigious Skyfarm at Fountaingrove offers this two-acre parcel surrounded by custom luxury estates, minutes from renowned wineries and dining. Seller includes approved plans for a 5,300-square-foot, three-story home with ADU, utilities onsite, ready for development and construction.

LAUREN ELLIS Gallery Director/Partner | 818.731.8767 | lauren@ckcontemporary.com

Established in 2013, CK Contemporary represents American and European artists working across a broad range of styles and media. In addition to our contemporary roster, the gallery develops historic estates, primarily of midcentury American painters.

2026

ALLISON TOLMAN | THE TOLMAN COLLECTION TOKYO 212.489.7696 | allisontolman@gmail.com

Katsunori HAMANISHI (b.1949), mezzotint, Summer Pond ( triptych). Mary and Norman Tolman opened The Tolman Collection in Tokyo in 1972. More than half a century later, the Tokyo gallery is going strong and their elder daughter Allison oversees its operation as well as the Tolman Collection of New York. Come discover the finest in contemporary, limited edition Japanese works on paper.

MICHAEL YOCHUM | ARC GALLERY 415.298.7969 | arcstudiossf@gmail.com

For this year’s Art Fair, Arc Gallery asked a dozen artists to make “pillars”, mostly diptychs, all in an identical 48” x 12” footprint. This is inspired by our annual 48 Pillars exhibition. We are dedicated to showcasing local artists. Since establishing Arc in 2010, our galleries have provided exhibition opportunities for over 1000 mostly local artists. Our consulting practice also focuses on connecting SF Bay Area businesses and collectors with artists in their community.

JINNY (SUH EUN-JIN) | 2026 LA Art Show Feature Exhibition selected. A special booth exhibition featuring the theme of “Peaceful Forest” culminated in a decade of artistic activity in the U.S.

In January 2026, Korean artist Jinny Suh exhibited at the LA Art Show, drawing global attention. Her work blends Korean tradition with contemporary aesthetics, using textured surfaces inspired by nature and embroidery. Through repeated participation, she has steadily built a strong presence within the U.S. contemporary art market.

IBUYART | ceo@ibuy.art | www.ibuy.art

BuyArt Gallery, based in Silicon Valley, is an international contemporary art platform specializing in the rental and placement of artworks for offices, corporate environments, and public spaces. The gallery focuses on integrating art into everyday environments, bringing museum-quality works into workplaces and modern architectural interiors. One of the featured artists is John Black, whose artistic practice centers on the symbolic language of flowers. Through floral imagery he explores themes of peace, memory, cultural identity, and global tensions, using flowers as powerful metaphors within contemporary narratives.

Ferrara Showman Gallery is a collective environment of creative visions; a commercial gallery with a public conscience. The gallery was founded in 1998 to give young and emerging artists a much-needed voice. Offering a forum for the exchange of creative ideas, the gallery’s program features contemporary artists whose aesthetics reflect a sense of purpose, mission, and message and whose studio practices encompass a wide array of mediums from painting and photography to public sculpture, video, and installation art. Since its inception, the gallery has focused on cutting-edge works by local, national, and international artists.

ANDREA SCHWARTZ GALLERY 415.495.2090 | sales@asgallery.com

Andrea Schwartz Gallery in San Francisco focuses on contemporary painting and sculpture of mid-career artists. For over thirty-eight years, Andrea Schwartz Gallery has supported work that is challenging and at the forefront of contemporary practice, representing a select group of artists from the Bay Area and throughout the country.

FURBERSHAWORKS www.furbershaworks.com | https://www.instagram.com/furbershaworks

Former industrial designer Gerard Furbershaw co-founded Lunar Design, where he spent 35 years. While his time at Lunar was deeply rewarding, Gerard sought a more personal avenue for creative expression. This led him to establish Furbershaworks, a platform dedicated to creating art furniture. Initially his focus was on exploring the potential impact of emerging production 3D printing on art furniture. He then began looking at pieces that were composed of layered plywood parts. His focus has been on the use of positive/negative space to create forms that appear solid visually but are in fact about half plywood and half empty space.

NANCY TOOMEY FINE ART

415.307.9038 | nancy@nancytoomeyfineart.com.

Nancy Toomey Fine Art is a venue for established and emerging artists whose work exemplifies contemporary art’s innovation while advancing quality standards. Based in San Francisco, the gallery represents a diversity of artists from across the globe, embracing a variety of disciplines. Artwork: Chris Natrop | Strong Emergence 1, 2022 | Acrylic on paper | 28 x 30.75 inches (framed).

CHRISTOPHER-CLARK FINE ART

272 Post Street San Francisco, CA 94108 | 415.397.7781 | www.clarkfineart.com

Featuring an impressive collection that spans five centuries, Christopher-Clark Fine Art has been a destination gallery in San Francisco for 27 years. With art ranging from Old Masters to Post War and Contemporary art, the gallery’s unusually diverse roster includes artists such as Rembrandt, Kandinsky, Matisse, Picasso, Lichtenstein, Stella, Sam Francis, Helen Frankenthaler and Damien Hirst. Also featured are notable contemporary artists in their well curated collection. The gallery is open daily from 10 A.M. to 6 P.M. in an historic building located at 272 Post Street.

CINDY LISICA GALLERY

415.409.9656 | cindylisicagallery.com

Laura Corallo-Titus (MFA, Claremont Graduate University) contends with changing perceptions of climate, nature, and land in Rip Tide (left).

Branda C. Maholtz (MFA, Syracuse University) evokes illusory, dreamlike abstraction, even when the subject matter is familiar, as in the poetic stacked rocks of How To Fall In Love (right).

ARTMECENATE | Artmecenate.com

ArtMecenate is an art gallery based in San Francisco that operates by private appointment, online through the artmecenate.com platform, and by exhibiting at international art fairs. We are present online with our main portal at artmecenate.com and our online gallery shop at shop.artmecenate.com. ArtMecenate takes its name from Maecenas, who served as a minister of the arts under Emperor Octavian Augustus. The term “Mecenate” is synonymous with “patron of the arts” and is often associated with the great patrons of the Renaissance, such as Lorenzo il Magnifico.

415.671.2267 | www.szaboworks.com

Michael Szabo is a San Francisco–based sculptor whose work brings contemporary sculpture into dialogue with architecture and landscape. Trained at the Rhode Island School of Design, he is known for landmark public installations as well as bespoke works commissioned for private residences and estates. Inspired by natural forms and processes, his sculptures balance strength and elegance, creating timeless focal points within exceptional homes and gardens. His work is held in distinguished public and private collections worldwide.

We offer realtors and brokers the tools and necessary insights to communicate the character of the homes and communities they represent in aesthetically compelling formats to the most relevant audiences.

We use advanced targeting via social media marketing, search engine marketing and print mediums to optimize content delivery to readers who want to engage on the devices where they spend most of their time.

This stunningly reimagined home is the epitome of modern luxury and coastal charm. From the moment you step inside, the open floor plan invites you in, anchored by a chefs kitchen designed to accommodate everything from intimate dinners to lively gatherings. Nestled on an expansive corner lot just one block from the breathtaking coastal trail, open space, and miles of Northern Californias most pristine beaches, this home offers a lifestyle thats second to none. Both bathrooms exude opulence with solid Carrera quartz panelsa seamless blend of elegance and practicality. Thoughtful upgrades include tankless bidet toilets for a spa-like experience and state-of-the-art high-speed fiber internet with CAT 6 wiring in every room, ensuring effortless connectivity. The showroom-quality garage is a dream, complete with a 50-amp EV charging outlet, while the lots layout is perfect for a future ADU with its own private street access on 1st Avenue. Topped off with a brand-new 40-year roof and countless other upgrades, this home isnt just a place to liveits a masterpiece waiting to be experienced. Come see it for yourself and fall in love.

Welcome to your new oasis at 1416 Flores Drive, Pacifica, CA! This charming home features 3 bedrooms and 2 bathrooms, with a spacious 1,600 square feet of living space. In 2020, a thoughtful addition of a 400-square-foot, 1-bedroom ADA-compliant accessory dwelling unit was made, enhancing the appeal of this large Creekside lot just blocks from the beach. As you step inside, youll discover an inviting open-plan layout that seamlessly connects the living, dining, and kitchen areas. The interiors are graced with modern finishes and abundant natural light, creating a warm and welcoming atmosphere. The bathrooms are beautifully appointed with contemporary fixtures that add a touch of elegance. Outside, the serene outdoor space is perfect for enjoying morning coffees or hosting evening gatherings. Nestled in a friendly neighborhood, this home is conveniently located near local amenities and provides easy access to the best that Pacifica has to offer. 1416 Flores Drive is more than just a house; its a place to call home. Dont miss the opportunity to own this gem in a prime location!

LUXURY CONDOMINIUMS IN AT WOODLAKE IN CENTRAL SAN MATEO

LIVE AT THE CENTER OF THE PENINSULA — FOUR EXCEPTIONAL HOMES, ONE UNBEATABLE LOCATION

Discover four unique opportunities to own a piece of Woodlake in central San Mateo—the Peninsula’s most convenient, amenity-rich, and commuter-friendly neighborhoods. Perfect for first-time buyers, down-sizers, or those seeking a refined pied-à-terre close to Silicon Valley, these homes offer unmatched access to everything the Peninsula has to offer.

Situated adjacent to Poplar Creek Golf Course, minutes from Coyote Point, and within moments of Highways 101, 92, and 280, these condominiums provide effortless connectivity to SFO, Burlingame Avenue, the Bay Trail, and major tech campuses. Whether you’re seeking a quiet home retreat or a “lock-and-leave” Silicon Valley home base, this location stands apart for its convenience, charm, and lifestyle.

TOP FLOOR UNIT! 1 BEDROOM AT WOODLAKE

Tucked into the treetops at Woodlake, this top-floor 1-bedroom offers the comfort of a quiet, pri-vate setting with the convenience of central San Mateo living. Enjoy an easy, open layout with a welcoming living area, a spacious bedroom, and great natural light—ideal for relaxed everyday living or a low-maintenance Peninsula home base.

Inviting 1-bedroom home with new carpet, paint, appliances, and a remodeled bath, overlooking a tranquil open courtyard. Steps from Woodlake’s lake, greenbelt paths, and main pool/clubhouse. A perfect Peninsula pied-à-terre—adjacent to Shopping, dining, and just a block from Poplar Creek Golf Course.

WOODLAKE 2-BEDROOM – BEST VALUE, TOP-FLOOR & SUNNY

A top-floor, south/southeast-facing 2-bedroom with flush ceilings, crown moldings, resurfaced cabinets, and fresh paint. Sunny balcony overlooking a serene courtyard. Enjoy Woodlake’s 28 acres of landscaped grounds and full suite of amenities—pools, tennis, spa, gym, trails, and more.

SOUTHERN VIEW, TOP FLOOR! 1 BEDROOM AT WOODLAKE

Perched on the top floor with a south-facing exposure, Residence #407 is bright, warm, and quietly positioned with leafy cul-de-sac views—an easy place to settle in and unwind. The home enjoys a comfortable 1-bedroom layout and a sunny, open feel that’s hard to replicate in the community.

Woodlake delivers true resort-style living with multiple pools, tennis courts, EV charging, saunas, a fitness center, and a clubhouse, all set among mature landscaping and walking paths. Conveniently located near the San Mateo/Burlingame border, you’ll also appreciate quick access to Burlingame Avenue, Caltrain, Coyote Point, and the Bay Trail, plus everyday shopping, dining, and coffee close by.

Top-floor, south-facing 1BR at Woodlake—bright, sunny, and tree-framed with peaceful cul-de-sac outlooks. Enjoy pools, tennis, gym/saunas, EV charging, and a prime San Mateo/Burlingame location.

Woodlake is known for its resort-style lifestyle: multiple community pools, tennis courts, a full gym, sauna/steam, spa, clubhouse, putting green, and on-site security/patrol—all surrounded by lush landscaping, walking paths, and the community’s signature lake setting.

• Top-floor privacy and a peaceful outlook

• Classic Woodlake “live where you play” amenities

• Centrally located in San Mateo with easy Peninsula access

Steps from the sand, this striking coastal home captures 180-degree ocean views from nearly every room. A reverse floor plan elevates the main living spaces for coastal panoramas and dramatic natural light.

The primary suite feels like a private retreat, complete with dual walk-in closets, integrated laundry, and a spa-inspired bath. A third-floor flex space offers the perfect setting for work, wellness, or relaxation — all with sweeping coastal views.

Bold architecture. Refined details. Unforgettable setting. This is oceanfront living at its finest.

WENDY JENSEN

PALO

CA

List Price: $3,999,000 | Sold Price: $5,275,000 | Sold in 22 Days

COVETED DREAM HOME

Welcome to 405 Kingsley Ave—an elegant, updated home in Palo Alto’s coveted Professorville. Set on a serene, tree-lined street and corner lot.

This 2BD/2BA residence offers approx. 2,100 sq ft of beautifully refreshed living space. A flexible bonus area offers 3rd bedroom or in-law suite with a separate entrance. The sunny living room with a cozy fireplace flows into the dining room and a remodeled kitchen with quartz countertops, modern cabinetry, and stainless-steel appliances. Charming flex room off the living room. Separate laundry room with new washer & dryer. Refinished hardwood floors, luxury waterproof laminate, designer lighting, and upgraded electrical add stylish comfort throughout. Enjoy a fully fenced backyard and a lush front garden-ideal for relaxing or entertaining. Additional features include a large basement, two-car garage, and ample driveway parking. Just a short stroll to University Ave, Stanford, and top tech campuses. Easy access to 101 and award-winning Palo Alto schools. Privacy, beauty, and location—this is Silicon Valley living at its finest. SOLD $1,275,000 OVER ASKING BY HELENA

BUNGALOW

Thinking About Selling This Spring — or Simply Planning Ahead?

A thoughtful conversation can make all the difference.

Selling a home isn’t just a transaction — it’s the beginning of your next chapter. Whether you’re planning a move soon or simply exploring what’s possible, the right strategy brings clarity, confidence, and peace of mind.

As a Realtor®, I help homeowners prepare and sell with

Phoebe Bundang Carrillo

REALTOR® | DRE #02039325 COMPASS

Call/Text: 650.219.2137

Phoebe.Carrillo@compass.com

Certified First Time Buyer Specialist

Proud to serve you in English & Tagalog

Transparent guidance. Informed decisions.

Confidential conversations — always, with no obligation.

MODERN NAPA RETREAT

Experience the best of wine country living in this stunning two-story Modern Ranch-style home, beautifully reimagined and set on a peaceful 1.33-acre in the heart of Napa Valley. Surrounded by mature oaks and vineyard views, this property offers privacy, style, and every modern comfort. This home has been renovated down to the studs, offering the peace of mind of a new build with custom details and high-end finishes throughout. Major Renovation Highlights: All new electrical, plumbing, insulation, and roofing. Smooth new stucco exterior and newly poured concrete work. New dual-pane windows and modern doors throughout. Custom kitchen with brand-new cabinetry, quartz countertops, and stainless steel appliances. Fully remodeled bathrooms. New wood flooring, carpet, tile interior/exterior paint, trim, and lighting. Elegant recessed and lighting fixtures. Expansive new decks perfect for indoor-outdoor living, 11,299 sq ft asphalt, new artificial grass. Finished garage with a modern new door. Primary bedroom suite features custom-built cabinetry. Conveniently located yet tucked away, this home is immersed in the world-renowned wineries and natural beauty of Napa Valley, offering the ideal balance of tranquility and access. Delivering true turn-key living, it’s a rare opportunity.

Spend any amount of time with Michael Koo, and you understand why for over 25+ years, discerning clients have sought him out to assist them with the buying & selling of the Silicon Valley’s finest homes. Michael’s philosophy is simple people inside house are matters most. Each listing handled with the highest respect and an exquisite attention to detail. For clients and colleagues alike, what differentiates Michael in a highly competitive arena is his passion in real estate, a sense of integrity, a deep knowledge of the Bay Area market condition, an unwillingness to compromise on quality, and a commitment to ensure the highest level of client satisfaction. Thanks to his marketing strategies, dynamic negotiating skills and an unwavering commitment to service, Michael has earned the distinction of one of the most trusted & reliable agents for buyers & sellers alike.

What’s New for Taxes in 2026?

What’s New for Taxes in 2026?

Here’s What U.S. Taxpayers Should Know

Here’s What U.S. Taxpayers Should Know

As we look ahead to the 2026 tax year (with returns filed in 2027), several new and expanded tax benefits are set to impact U.S. taxpayers. Many of these changes stem from recent federal legislation, along with routine IRS inflation adjustments and select state-level updates.

As we look ahead to the 2026 tax year (with returns filed in 2027), several new and expanded tax benefits are set to impact U.S. taxpayers. Many of these changes stem from recent federal legislation, along with routine IRS inflation adjustments and select state-level updates.

Here’s a clear, high-level breakdown of what’s coming.

Here’s a clear, high-level breakdown of what’s coming.

Increased Tax Brackets

Increased Tax Brackets

Federal income tax brackets are adjusted upward for inflation.

Federal income tax brackets are adjusted upward for inflation.

What this means: Taxpayers can earn more income before moving into a higher tax bracket, which often results in larger take-home pay throughout the year.

What this means: Taxpayers can earn more income before moving into a higher tax bracket, which often results in larger take-home pay throughout the year.

Expanded SALT Deduction Cap

Expanded SALT Deduction Cap

The cap on the deduction for state and local taxes has been temporarily increased to around $40,000 in 2026, up from the long-standing $10,000 limit.

The cap on the deduction for state and local taxes has been temporarily increased to around $40,000 in 2026, up from the long-standing $10,000 limit.

What this means: Taxpayers in higher-tax states, especially homeowners, may see meaningful federal tax relief if they itemize deductions.

What this means: Taxpayers in higher-tax states, especially homeowners, may see meaningful federal tax relief if they itemize deductions.

Senior Bonus Deduction

Senior Bonus Deduction

Taxpayers age 65 and older may be eligible for an additional bonus deduction on top of the standard deduction.

Taxpayers age 65 and older may be eligible for an additional bonus deduction on top of the standard deduction.

What this means: Retirees may benefit from an extra deduction of up to $6,000 per individual or $12,000 for married couples, depending on income levels.

What this means: Retirees may benefit from an extra deduction of up to $6,000 per individual or $12,000 for married couples, depending on income levels.

Bottom Line

Bigger Estate and Gift Tax Exemptions

Bigger Estate and Gift Tax Exemptions

The federal lifetime estate and gift tax exemption increases to $15 million per individual, or about $30 million for married couples.

The federal lifetime estate and gift tax exemption increases to $15 million per individual, or about $30 million for married couples.

What this means: Families can transfer more wealth during life or at death before federal estate taxes apply, expanding estate-planning opportunities.

What this means: Families can transfer more wealth during life or at death before federal estate taxes apply, expanding estate-planning opportunities.

Expanded or New Tax Credits and Deductions

Expanded or New Tax Credits and Deductions

Several credits and deductions become more favorable in 2026, including higher Earned Income Tax Credit limits, increased adoption credit maximums, enhanced childcare and employer-related credits, and expanded flexibility for 529 education plans to allow more tax-free withdrawals for K–12 expenses.

Bottom Line

Several credits and deductions become more favorable in 2026, including higher Earned Income Tax Credit limits, increased adoption credit maximums, enhanced childcare and employer-related credits, and expanded flexibility for 529 education plans to allow more tax-free withdrawals for K–12 expenses.

The 2026 tax year brings meaningful changes for individuals, families, retirees, and business owners alike. While not every benefit applies to every taxpayer, these updates highlight the importance of proactive tax planning to fully understand and take advantage of the opportunities available.

The 2026 tax year brings meaningful changes for individuals, families, retirees, and business owners alike. While not every benefit applies to every taxpayer, these updates highlight the importance of proactive tax planning to fully understand and take advantage of the opportunities available.

Thinking of Selling In Early 2026?

TheTimeToStartIsNow!

The first few months of the year are always some of the busiest, and most competitive, times to sell.

Starting early allows you to plan and prepare your home to capture the highest possible price once the market picks up.

Many homeowners wait until after the holidays to get started- but by then, you're already competing with those who began preparing in the Fall.

Why Start Now?

Get your home evaluated for upgrades or improvements

Have all inspections completed to understand the current condition of your property so they're addressed well

Schedule photography, staging, and marketing before Spring rush

Avoid disruptions to your holiday plans

Launch strong and ready the moment the New Year begins

Let's Build Your 2026 Seller Game Plan

We'll help you create a timeline that fits your schedule and home needs, so you can relax through the holidays knowing everything is in motion.

Plan now, the SPRING market will be here be ore we know it!

1494 McKendrie Street

$1,398,000 | 2 bed, 2 bath 1,086 Sq Ft | 4620 Sq Ft

Thoughtfully renovated North San Jose home in the coveted Rose Garden neighborhood offers modern finishes, flexible living spaces, and a peaceful private yard. Ideally positioned near top tech campuses, it delivers both lifestyle and investment appeal. A polished, low-maintenance property with strong rental demand—perfect for the discerning buyer expanding their Silicon Valley portfolio.

Mark

1635 Embassy Circle, Livermore, CA 94550

4 Beds | 2.5 Baths | 3,246 Sq Ft | Call for The Price

1635 Embassy Circle, where comfort meets style in the heart of Livermore. This thoughtfully designed home boasts a spacious primary suite conveniently located on the main floor, complete with an updated bathroom, a custom walk-in closet, a cozy fireplace, and direct access to the serene backyard.

Entertaining is a breeze in the oversized living room, featuring a built-in bar perfect for hosting friends and family. The updated kitchen is ready for your culinary adventures, while the backyard steals the show—a true oasis with a sparkling swimming pool, complete with a slide and spa, offering endless fun and relaxation.

Located near the prestigious Lawrence Livermore Lab, this home not only provides modern amenities but also places you in a prime location. Don’t miss the opportunity to make this stunning property your own!

Meet Natalie MacDonald

Natalie is a full-time Real Estate Agent and a proud mother of five. “It’s not how many houses I sold, but how many people I’ve helped, and friendships I made!” Natalie is a Bay Area Native who grew up in Santa Cruz and moved her family to Livermore in 2000. She has experienced firsthand the wonderful things this area has to offer. Unbeatable weather, rich history, vibrant community, and diversity are just a few things that make the Bay Area so special!

The growth in the Tri Valley is explosive and it’s an exciting time in Real Estate. Natalie’s value proposition is rooted in customer care and service. She prides herself on placing the interests of her clients first. She is a versatile and self-directed real estate professional. Natalie’s guarantee to her clients is that she will work tirelessly to make sure their real estate needs and dreams are met. She accomplishes this through her expert market knowledge, negotiation skills, years of experience, and superior pricing strategies.

She works with each of her clients individually, taking the time to understand their unique needs and lifestyles. She strongly believes in continuing education as a real estate agent to best serve her clients in buying and or selling their homes. When she is not working, she enjoys being with her family and grandchildren, volunteering with Culinary Angels, running, and hiking.

Testimonials

We discovered Design Matters and were impressed by the immense amount of value, knowledge, and expertise that they added to our project. We started engaging with Design Matters later in our process and wished we would have engaged much earlier with their team, ideally at the same stage as with the Architect and Builder. Julie and the Design Matters team reorganized the home layout for better function and flow, while guiding us on material selections. They provided industry expertise related to project oversight, project management, coordination with building professionals, detailed specification reviews, and installation support for the sub-contractors. Julie’s passion for her craft and her profession is contagious. It was a lot of work, but she did it with full charge enthusiasm and made it a worthwhile and fun process for us as well! I would recommend Design Matters without any hesitation. — Shelton J.

Brilliant Interior Design by Julie Cavanaugh and the Design Matters team. Now working with Julie on our THIRD remodel project! Julie is excellent in the early phase with spatial planning, often recommending small changes that yield big benefits in the flow and efficiency of the house. She has an unparalleled design aesthetic that creates rooms and color palettes that are unique and beautiful. She uses a variety of materials and textures, and great cabinetry design. Very distinctive work that always gets a “WOW” from guests. And to top it off, she and the team are very fun to work with! - M&G

JULIE CAVANAUGH FOUNDER AND PRINCIPAL INTERIOR DESIGNER

projects@designmatters.design