Protection for your investment
Landlord and contents insurance
Designed for apartments, units and villas where the building is already covered by body corporate, or standalone homes where the building is insured separately.
The displayed premiums were set on 1 December 2024 and are subject to change at the underwriter’s discretion. The premiums do not account for extra costs for extensions to standard cover limits (e.g. weekly rent that exceeds $1,500 per week) and it is possible premiums have changed between the specified date, and the date you picked up this flyer. Please visit the EBM RentCover website for a formal quote. Refer to the applicable Product Disclosure Statement for exact details about what is and isn’t covered.
Up to six weeks
Excess: $0
Loss of rent (rent default)
Protection during hardship and when a tenant stops paying rent or has left unexpectedly.
Limited to a maximum of $1,500 per week
Denial of access
Up to 52 weeks
Excess: $0
Up to 52 weeks
Excess: $0
Protection for lost rent when a tenant disregards an eviction notice and refuses to leave the property after it has expired.
Limited to a maximum of $1,500 per week
Loss of rent (repairs)
Protection during repairs when a property is uninhabitable following tenant damage or insured events.
Limited to a maximum of $1,500 per week
Accidental & intentional tenant damage
Covers accidental and intentional tenant damage to contents and building. Up to $70,000 Excess: $400 per event (capped at two)
Malicious tenant damage
Up to $70,000 Excess: $400 per claim
Up to $70,000
Excess: $400 per event
Covers malicious damage to contents and building.
Drug lab clean-up
Covers damage to contents and building caused by meth labs and hydroponic set-ups.
Up to 52 weeks
Excess: $0
Pet damage
Covers damage to contents and building caused by a tenant’s domestic pet kept at the property, including those not named on the lease.
Death of a tenant
Protection for lost rent after the death of a tenant, including murder and suicide.
Limited to a maximum of $1,500 per week
Theft by tenant
Covers theft by the tenant, impacting both building and contents.
Up to $70,000
Excess: $400
Up to $70,000 Excess: $500
Water damage
Covers damage to contents by water, including from overflowing basins and bursting pipes.
Fire damage
Covers damage to contents by fire or explosion, including arson by the tenant.
Up to $70,000
Excess: $500
Up to $70,000
Excess: $500
Up to $5,000
Excess: $0
Storm damage
Covers damage to contents caused by rain, storm, cyclone and flood.
Legal expenses
Covers court and tribunal fees for loss of rent claims.
Tax audit
Covers costs of an audit in connection to the ownership of the insured property.
Up to $1,000
Excess: $0
Up to $30 million
Excess: $0
Legal liability
Protection when you are found legally liable for an incident, including tenant injury.
Up to $70,000 Excess: $400
Please note, when it comes to making a claim, you must pay the excess for ALL features you are claiming for. For example, if you are claiming for loss of rent, malicious tenant damage and water damage to contents, the excess is $0 + $400 + $500 = $900 total.