The Feliciano Group - Buyer's Presentation

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T H E F E L I C I A N O G R O U P

ULTATION FOR s Name SHANN IANO JR. EALTOR ASSOCIATE® RS 69571 08.284.0617 HEFELICIANOGROUP@KW COM

Investing in a home is one of the most important decisions you'll make. So much more than a roof over your head, your home is where life unfolds and memories are made, all while building a financial foundation for your future.

Deciding how you'll navigate your journey to homeownership is equally critical to the agent you work with. As someone who's been in your spot before, I'm familiar with what's cycling through your mind, and as a real estate agent, I've mastered the ins and outs of the buying process. When you work with me, you'll benefit from my experience, and together we'll work toward making sound, smart decisions for your future.

Once I get an understanding of where you see yourself, finding your dream home will move quickly, and with minimal interruption to your daily life

What's the one thing that has to happen to make that dream scenario a reality? How can I make that happen for you? Why is that important to you?

Your needs drive how and when we find your next home. From this day forward, everything I do will be motivated by your goals and how you imagine your life taking place in your new home

VISUALIZE YOUR DREAM SCENARIO FOR BUYING YOUR HOME

If we could add just one more thing to make this process even better, what would it be?

Let's list adults, children, and pets that will inhabit the space What are the non negotiables for your home? you had to name your top five non negotiables, what would they be? your top five needs, what is thing you really want? have a preference for the he house was built? want a house in move-in tion or are you willing to do work on it? people visit your home, what u want it to say about you? here any specific features that d make your next house feel ntly like home? require accessibility ns?

TO BEGIN

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Who will be living in this home?

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If

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What type of home are you looking for (e g , single family, condo, townhouse, etc.)? Approximately what square footage would adequately cover your living space? How many stories do you prefer? What lot size are you looking for? What architectural styles are you drawn to? What type of exterior siding appeals to you? Do you want a porch, deck, or both? What are you looking for in terms of a garage [e.g., attached, carport, etc.]? What type of driveway or vehicle entrance/exit will you require? Do you want a swimming pool or a hot tub? Are you looking for any structures such as a greenhouse or shed? Do you need special outdoor arrangements for pets? [e.g., a dog run, fenced in yard, etc.] What other exterior features are important to you? EXTERIOR

What style do you envision for the interior of your home? (e g , formal, casual, cozy, traditional, minimalist, modern, etc.? What kind of floor plan do you prefer (e g , open vs walls or divided living spaces)? In general, what are your preferences for the interior? How many bathrooms do you need What are your needs for each of th bathrooms? Will any bathroom need to serve a specific purpose (powder room, swimming pool access, fit for small children, accessibility specification How many bedrooms do you need? How will each of those rooms be used? What are your preferences for the owner ' s suite? INTERIOR BATHROOMS BEDROOMS

g What size dining room table do you have? Is there other dining room furniture I should take into account?

What neighborhoods or areas would you enjoy living in? Are there any specific streets or characteristics in these neighborhoods you ' re drawn to? If applicable, what school districts do you prefer? Where do you work? Where are your favorite places to shop? What other conveniences would you like nearby? What do you like to do for fun? Are there any recreational facilities that you enjoy? Any other considerations I should be aware of as we find your ideal neighborhood?

EWA BEACH KAPOLEI Average Listing Price Average Selling Price Average Price/Sq. Ft. Average # Days on Market Total Active Listings Total Pending Listings School Ratings Neighborhood Website XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX XXXXX

Absorb their local insight Get to know neighborhood inventory levels See what's about to hit the market Gain access to off market properties Review market averages Complete needs assessment Understand what you can afford Determine your monthly mortgage payment Understand your debt ratio Prepare for escrow Obtain a pre approval letter Compare home and neighborhood averages, then narrow down the neighborhoods you want to live in Favorite homes and save them to collections Nix homes that don't meet the mark Schedule home tours and plan an itinerary with your agent Decide on your dream home Review contract terms and time limit for offer Negotiate purchase price Choose a title company Shop home insurance options Prepare for down payment, earnest money Choose a target closing date Sign the offer Deliver escrow check Stay in close contact with your agent 3 1 2 PARTNER WITH AN AGENT GET PRE APPROVED FOR A LOAN FIND YOUR NEW HOME MAKE AN OFFER AND NEGOTIATE TERMS 4 * 9 S T E P S T O T A L *

Secure a home loan *more details to follow Acquire home insurance and send proof to your lender Keller Covered streamlines finding the best insurance to fit your needs Request a list of what conveys with the property Schedule home inspection and negotiate repairs Order an appraisal Acquire a property disclosure from the seller Neutralize any contingencies [input any contingencies that may be specific to your area] Conduct a title search Choose your title company Schedule your closing Solidify both contract effective date and allowable move in dates Certify funds for closing Stay in close contact with your agent, lender, and title company Transfer funds for closing Reserve a moving company and set a moving date Change your address through USPS, your bank, and other instances Set up your utilities to be activated or transferred Confirm that all contingencies are resolved Schedule the final property walk through Designate a safe, dedicated space to save your final paperwork Stay in close contact with your agent, lender, and title company 5 6 UNDER CONTRACT BEFORE YOU CLOSE

Connect with your lender to wire down payment funds You'll need to cover the cost of closing and the down payment Bring a printed confirmation of your wire transfer Government issued photo ID(s) Social Security numbers Home addresses from the last 10 years Proof of homeowner's insurance Your copy of the contract Your checkbook Sign closing disclosure, promissory note, and all other documentation Title transfer Deed delivery Save your paperwork in your pre designated spot Get your keys congrats, it's all yours! 7 8 CLOSING DAY: WHAT TO BRING CLOSING DAY Stay in touch with your agent for current or future recommendations regarding your new home!

HOME LOANS AT A GLANCE HAVE-ON-HAND A month's worth of your most recent pay stubs Copies of your federal tax returns and W 2's from the last two years The names and addresses of your employers over the last two years, compiled into one list Last three months of bank statements A copy of your real estate agreement The names and addresses of your landlords over the past two years Divorce/separation decree Child support papers Bankruptcy, discharge of bankruptcy papers

Notify your lender of any address change, whether it's your home address or another listed on your application Notify your lender of any salary or wage changes Be prepared to provide proof of significant bank deposits Acquire homeowner's insurance immediately after going under contract Keep all forms of debt paid and in check DO: YOU'RE APPROVED FOR A LOAN! Make large purchases using existing credit without first talking to your lender Apply for or acquire any additional lines of credit Pay off, transfer, or close credit balances unless your lender instructs you to do so Change jobs without first talking to your lender Co sign for another person seeking to obtain a line of credit or to make a purchase Pay off collections before conferring with your lender DO NOT: Follow these tips to protect your loan:

THE BOTTOM LINE Working with a Keller Williams agent like me has its perks Whether this is your first time securing a home loan or your 15th and you ' re ready for a better alternative, look to Keller Mortgage for a modern day mortgage solution.

Integrated with KW technology, Keller Mortgage makes for a swift, simplified experience that expedites the process so you can move into your new home, faster. Available exclusively through KW agents like me, you'll enjoy unprecedented savings on time and money.

When you choose to work with me, you ' re partnering with a trained agent that has the backing of the world's largest real estate company, consisting of 180,000+ associates around the globe. That puts your search in the hands of the largest, most resourceful real estate network. And, by choosing to partner with me and the Keller Williams family, you gain access to a suite of technology that keeps you informed and engaged with what's happening in the neighborhoods you ' re eyeing.

Keller Williams was built on a simple yet revolutionary principle: people are what matter most. To help cement this understanding, we ' ve formalized a belief system that guides how we treat each other and how we do business.

TECH ENABLED Based on customer and agent feedback gathered from all over the world, we developed a suite of leading edge, customer centric tools that work in your favor, complementing your experience for faster, best in class results. With a massive amount of data at my fingertips, I'm able to foresee even the smallest microtrend coming down the pike, giving you the full story before you proceed

INDUSTRY INSIDER Facilitator, negotiator, teacher, cheerleader, confidant a good agent wears all the hats In my years with Keller Williams, honing these skills has helped me develop relationships of value LOCAL EXPERT I've become something of an area expert. Aside from knowing this market inside and out, being involved in the community has shown me what makes it unique The personalities and the places, the new and the established, the good and that which has seen better days all feed my local knowledge and will help you when the decision time comes.

T H E P R O O F I S I N M Y N U M B E R S 80% 80% $85 $85 BUSINESS EARNED FROM REPEAT CUSTOMERS AND REFERRALS 115 5 40 40 77 77 CLOSED SALES VOLUME YEARS IN THE BUSINESS CLIENTS SERVED IN 2021 CLOSED SALES TRANSACTIONS

From the day you partner with me, and even past the day you step foot in your new home, consider me your dedicated real estate adviser. Whatever you need, I have the resources and expertise to guide your decisions. Throughout your transaction, you can come to me for both the little things and the important steps, like comprehensive home insurance and competitive financing I have the inside edge on both After your purchase, ask me to recommend fully vetted service specialists or about how you can care for your home. Further down the road, should you ever want to sell, I'll be your trusted point person. You'll always have my number, and I'll always be ready to spring into action; just say the word!

"There are so many wonderful things to say about Shannon. I'm just so happy we were able to purchase our first home and have him as our realtor. He will definitely be our lifetime realtor "

"This home is everything we asked for and more. You're amazing Shannon. Thank you for being the best and making our dreams come true!"

"Shannon exudes confidence and knowledge in the field of real estate He walks you through each step of purchasing a home. You never feel lost because he's there to explain or answer any questions you might have. He's full of positive energy and service with a smile."

CLIENT TESTIMONIALS

"Shannon is a genuine and professional individual. His knowledge, tenacity, and positive attitude always promise a great outcome. He has our gratitude and support in any of his endeavors awesome braddah!"

To consistently and clearly communicate with you in the manner and frequency that you prefer To treat you and your family with straightforwardness, integrity, and respect at all times To answer your questions, ease your concerns, reduce your stress, and expertly handle the entire real estate transaction To hold myself accountable to finding the perfect home for youafter all, that is what my business is built on

To serve the community as a leader in the real estate industry and as a friend and neighbor To always do the right thing, even if it isn't what is easiest To take care of your needs at the highest level through unparalleled professionalism and attention to detail. No request is too small To serve as a trusted local expert and adviser by your side

Real estate is complicated. That's where I come in. At the closing table, my goal is for you to feel that the purchase of your home exceeded all of your expectations, so throughout our interactions from search to close I'll work hard to achieve that goal. When you choose me as your partner, you are not just getting a trusted, respected agent you are getting a local expert who is passionate about serving our community and those who call it home. Let's get started

SHANNON TKS FELICIANO JR. R E A L T O R A S S O C I A T E ® R S 6 9 5 7 1 8 0 8 . 2 8 4 . 0 6 1 7 T H E F E L I C I A N O G R O U P @ K W . C O M

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