Foundation MYGA6
Financial independence starts with a solid foundation.
With Foundation MYGA6, you can watch your money grow tax-deferred with the power of compounding interest. The initial interest rate is guaranteed for six years, providing stability and peace of mind knowing your money is growing at a reliable, competitive interest rate. To learn more about building a solid financial foundation with Foundation MYGA6, contact your Gleaner agent, listed on the back of this publication. If you don’t have a Gleaner agent, you can find one online at www.gleanerlife.org/agents.
Product features •
Initial interest rate guaranteed for six years
•
Competitive current interest rate with a minimum guarantee of 1.50% after year six
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Flexible withdrawals of up to 10% of the account value each year without a surrender charge1
•
Minimum initial premium of $10,000 and no subsequent premiums
Foundation MYGA6 Form No. ICC18-MYGA6 with state-specific variations. Gleaner Life Insurance Society is domiciled in Adrian, Michigan, and licensed in AZ, FL, IA, IL, IN, KS, KY, MI, MO, NE, OH, PA, TN, VA, WI & WV. This ad is intended for informational purposes only. It is not intended to recommend a specific product, nor is it intended to provide any legal or professional advice. For information on possible tax implications, you should consult with a legal or tax adviser. 1Withdrawals exceeding the annual 10 percent penalty-free amount are subject to a surrender charge of six percent in year one, decreasing by one percent each year until zero.
Contents
Summer 2019
Features
Beyond the water park:
Explore , Kalahari’’ s other treasures
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Explore Kalahari beyond the water park Don’t spend all of your time in the water. Plan to explore some of Kalahari’s other treasures.
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What can you do for your community? Get out and make a difference in your community this summer. Read tips to make differences that are big and small.
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Celebrating 125 years: Explore Gleaner from the 1980s to present day After relocating to Adrian and unprecedented growth, Gleaner has solidified its mark as a fraternal benefit society over the past four decades.
125th A N N I V E R S ARY 1 8 9 4 - 2 0 1 9
14 Welcome to Forum Magazine, one of the oldest continuously published periodicals in the United States. It has been printed since The Ancient Order of Gleaners’ founding in 1894. Like the Gleaners, it’s updated its name and other details. It changed from a newspaper to a magazine in 1909, and was renamed from The Gleaner to The National Gleaner Forum in 1919 with its March edition – 100 years ago.
18 Do you enjoy searching for Gleaner’s wheat stalk? It's hidden in every issue of Forum Magazine. Having difficulty finding the wheat stalk in this issue? Look on Page 25 for the answer.
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@GleanerLife
Forum Magazine is made from soy-based ink products and is recyclable. Make a small impact on conservation by recycling this publication or passing it on to a friend.
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FORUM
Contents
Summer 2019 / V. 124 / No. 3 Senior Officers Kevin A. Marti, FSA, CLU, ChFC President and CEO
D. Arell Chapman, CRISC, FLMI
Senior Vice President, Information Technology and Chief Risk Officer
Deborah K. Elliott, SHRM-SCP, SPHR Senior Vice President, Human Resources, Community Engagement and Secretary
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Anthony D. Golden, CLU, ChFC, RICP, FIC Vice President, Sales, Marketing and Gleaner Financial®
Barbara Janowski, RN
Arbors in A ction Gleaner L
ife membe rs Read abou continue to make po t projects several arbositive impacts in th eir rs recently completedcommunities. .
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Kaylene S. Warner, FLMI
Vice President, Finance, Controller and Treasurer Officers Jaime Linden, FIC
Assistant Vice President, Member and Community Engagement Chuck Monahan, ALMI and Communications
Interests
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Thoughts from the president
24 Upcoming Events
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59th Biennial Convention
28 Korinne’s Korner
16 Letters from members
and Chief Underwriter
Assistant Vice President, Marketing
At a glance News & reviews
Vice President, Insurance Operations
30 Benny’s Page
17 50- and 75-year members
Giving back 20 Arbors in Action 27 State Association meetings
Board of Directors Terry L. Garner, Chair
Mark A. Wills, Vice Chair
Donna K. Baker | Russell E. Cunningham Margaret M.S. Noe | Daniel R. Sutton
Todd M. Warner | Frank Dick, Chairman Emeritus Supreme Arbor Officers Jeffrey Price, Supreme Chief Gleaner
Dick Hadden, Supreme Vice Chief Gleaner Norma Garner, Supreme Chaplain
Linda Ruehrmund, Supreme Conductor Deborah Rydberg, Supreme Guard National Headquarters 5200 West U.S. Highway 223 P.O. Box 1894
Adrian, Michigan 49221-7894
p 517.263.2244 or 800.992.1894 f 517.265.7745
www.gleanerlife.org
forum@gleanerlife.org Forum Magazine is produced quarterly at Gleaner’s Home Office by Dustin Everden,Grey Herman, Mark Lenz, Chuck Monahan, Josh Nance and Julie Tison. For questions regarding this publication, please email forum@gleanerlife.org.
Hours Monday - Friday: 8 a.m. - 4:45 p.m. EST
Thoughts from the president Dear valued Gleaner members: 2019 marks our 125th year of service providing financial security to our members, while extending the benefits of fraternalism to the communities in which we all live and do good works — through our arbors and other community engagement activities. Our 59th Biennial Convention at the Kalahari Resorts and Convention Center in Sandusky, Ohio, will take place October 11-13 this fall. We hope you will be able to attend! It promises to be a convention for the ages. The Community Engagement team has put together a wonderful program for us! In this issue, you will find the profiles of our three board directors running for re-election this fall: Chair of the Board Terry Garner, Vice Chair Mark Wills, and Director Dan Sutton. The board has been functioning at a very high level, and the esprit de corps on the board has never been better in my seven years with the Society where I’ve been honored to serve as your president. Perhaps the good feelings are because we are, at long last, back on a growth track! 2018 was the first year of growth in our life insurance new business premiums in a long time, and through the first five months of 2019, we have accelerated our life sales growth even more. We’ve had increased annuity new business premiums as well in 2019. Our indexed universal life and indexed annuity financial solutions have proven to be popular in the market place. Under Tony Golden’s leadership, we continue to build new and lasting relationships with quality independent agents who value a business partnership with a strong, stable fraternal benefit society that has been in business almost 125 years and is built and operated to last! Our dedicated employees provide such great service to our agents and our members. We are the life insurance and annuity carrier of choice for our agents the majority of the time.
their unanimous support for the proposed amendment (shown on page 11). The State of Michigan has finally and formally adopted the Corporate Governance Annual Disclosure regulation effective 2020. We are doing our best to satisfy the state examiners’ critique from our last triennial exam relative to codifying our election process. This includes documenting the role of the Nominating Committee, having the director application process include a standard background check (the same as we utilize today for employees and arbor officers), and setting the expectation that all qualified candidates will be placed on the ballot at the Convention. It is critically important for the Society to pass this constitutional amendment now and show our commitment to good governance! We must continue to get well-qualified board candidates to serve the Society. The late great management consultant and author Peter F. Drucker was once quoted as saying: “Plans are only good intentions unless they immediately degenerate into hard work.” You can rest assured that our employees, senior management and Board of Directors are busy at work on our plans for 2019 and beyond, so the Society may prosper further to even greater heights in its second 125 years!
Fraternally,
Kevin A. Marti President and CEO
We also have a constitutional amendment for delegates to consider again in 2019. Both the Board of Directors and the Law Committee have expressed
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Gleaner history, 1980s to present
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Gleaner Life Insurance Society celebrates its 125th anniversary this year. In anticipation of the official date, Oct. 12, we’re taking a look back at how far we’ve come. Join us on this journey from the 1980s to the present. Gleaner Life anticipated a new era as the 1970s moved into the 1980s. The changes would be as significant as any since the fraternal organization’s founding in 1894. George Ransford, who had served as president since 1946, retired in 1979. Gleaner assets had grown to about $39 million during his term. He was succeeded by vice president Frank Dick and planning carried on to relocate Gleaner Life’s headquarters from suburban Detroit. The company had long sought a return to its roots among farmers and rural residents, and it found a suitable site on an old farm in Adrian, Michigan. Ground was broken in 1980, and Gleaner Life Insurance Society moved into its new headquarters on Aug. 14, 1981. Strong growth followed, increasing twentyfold over the next 20 years. The number of agents selling Gleaner policies surpassed 400. Assets topped $1 billion in 2003 and stood at $1.24 billion at the close of 2018. The Society maintained its “A- (Excellent)” insurance industry rating, and its overall bond investments were rated “A+” as of Dec. 31, 2018. Arbor activities to benefit their communities gained support with the Samaritan program in 1995. Arbors received Star Awards based on charitable events held, hours served and money donated to community causes. Gleaner arbors were part of the first nationwide service day for fraternal benefit societies, Join Hands Day, launched in 2000. Gleaner arbors in 2017-18 listed 1,112 events or meetings and $490,467 donated locally. Old traditions resurged over the past 30 years. Student scholarships were revived, growing from five in 1980 to 120 in 2005, with a total value awarded of $229,000 in 2018. Annual summer picnics were started in 1982 for members of all nine states served. This changed in 2017 to expand participation, evolving into a series of Gleaner-sponsored Family Days at attractions such as the Six Flags and Cedar Point amusement parks. Family Days carry on the family theme as members gather for fun, recognition of scholars, and a free meal. Give and Grow also began in 2017, helping members fund their community volunteer projects. www.gleanerlife.org
Today, Gleaner serves customers in a record 16 states and has arbors in six of those. Its administration and information technology have become models among fraternal benefit groups. Digital software has replaced processing applications by hand. Kevin A. Marti has served since 2012 as the ninth president and CEO of Gleaner Life, succeeding Ellsworth L. Stout. The steady growth over the past 125 years reflects Gleaner Life’s original commitment to financial protection, fraternal benefits and volunteer opportunities. Read more about Gleaner’s vision of the future in the fall issue of Forum Magazine.
Did you know … Thirty years ago, Gleaner Life made a huge improvement in document storage when it adopted microfilm technology. The 1989 change included photographing thousands of documents and installing microfilm readers on employees’ desks. This allowed Gleaner to repurpose an entire section of the Service Department, where hanging files had housed documents, replacing them with a single filing cabinet containing microfilm. Today, the 1980s equipment is gone and microfilming has been replaced with digital storage. OnBase software enables employees to quickly open documents, which are saved and backed up on digital servers. Microfilm of old Gleaner documents still exists, however, and can be retrieved when needed in rare situations. In such cases, digital computer readers allow Gleaner employees such as business systems analyst Donna Coleman to work with microfilm. At Gleaner Life, technology helps bridge the changes from one generation to the next.
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Report of the
NOMINATING COMMITTEE The 2019 Nominating Committee of Gleaner Life Insurance Society met at the Home Office in Adrian, Michigan, on May 19, 2019. Present were: Sandy Amor, Ober Arbor (IN); Julie Bartels, Vulcaneer Arbor (MI); Rose Peck, Ithaca Arbor (MI); Sherri Thorp, USA Arbor (MI); David Traubenkraut, Bavarian Arbor (MI). Senior Vice President, Human Resources, Community Engagement and Secretary Deb Elliott helped facilitate the discussions. The committee interviewed three prospective applicants for election to the three open positions on the Board of Directors at the upcoming biennial convention in Sandusky, Ohio. The committee carefully considered the following seven rating criteria for each candidate: •
Skills/expertise to benefit Gleaner Life Insurance Society
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Business experience to benefit Gleaner Life Insurance Society
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Corporate or nonprofit board experience
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Strategic planning/visioning
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Leadership experience
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Community volunteerism/arbor experience
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Personal values/attributes
After completing the rating and evaluation process, the Nominating Committee unanimously voted that the three incumbent board nominees were all very qualified candidates, and recommended their names appear on the ballot to stand for election during the Saturday morning business meeting on Oct. 12, 2019. The Board of Directors unanimously approved the report of the Nominating Committee.
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Daniel R. Sutton I was once asked a long time ago what one word I would put on my tombstone. After pondering the question for a while, I chose integrity. I believe the word integrity encompasses many good qualities and if you have integrity, then you stand for what you believe in. I have always tried to live my life and serve others while maintaining my integrity.
OCCUPATION: SELF-EMPLOYED IN THE AGRIBUSINESS INDUSTRY EXPERIENCE: •
Co-owner of eight separate businesses, including four real restate holding companies
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Lake County Farm Bureau board member
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West Creek Township Farm Bureau representative
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The Arc of Northwest Indiana board member
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Gleaner’s Good of the Order and Law Committees
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Gleaner’s Fraternal Advisory Council (formerly known as Fraternal Committee)
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President, Hawthorne Arbor
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Fifth-generation farmer
ABOUT DANIEL R. SUTTON: As the son of longtime board member Dave Sutton, Daniel Sutton has been involved with the Society for most of his life. He has fond childhood memories of Gleaner picnics and gets great joy from
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helping others. As a fifth-generation farmer, Sutton knows the importance of carrying on the tradition of fraternalism. He describes himself as a quiet, reserved person: “A teacher once told our class that you can’t learn when you are the one talking. I prefer to listen and gather as much information as possible so that I can make an informed decision.” Sutton tries to continually better himself by reading and attending training seminars. He enjoys challenges, working alongside groups to complete tasks and finding solutions to problems. Sutton resides in Lowell, Indiana, with his wife, Deana. SUTTON GIVES THREE REASONS WHY HE WOULD BE AN EXCELLENT DIRECTOR FOR THE SOCIETY: •
“Adaptability. By being open-minded, I can learn about the situation at hand, adapt to that situation, and try to resolve the situation.”
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“Integrity and courage. An effective board member must stand up for what he believes in and not be afraid to let others know. Sometimes, this is not a popular stance, but I feel if it is the right thing to do, then I will do it.”
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“I believe in being committed to a cause. All of the organizations I’ve worked with serve a vital role in our society and I am committed to helping them fulfill that role now and into the future for future generations.”
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Terry L. Garner Growing up, I was fortunate my parents and surrounding family instilled volunteering in me. At the time, we do not realize how or why they do certain things. But they took the time to take me and my sisters to functions even if we did not want to go, teaching us silently to be caring and giving of our time.
OCCUPATION: CARPENTER/CONSTRUCTION, BUSINESS OWNER EXPERIENCE: •
Gleaner Life Insurance Society Board of Directors (three terms, incumbent)
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Owner/president, Garner Construction and Garner, Inc.
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LaPorte County Council (five terms)
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Hanna Township trustee/assessor (five terms)
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Sixty-year Gleaner member (nine with South County Arbor)
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Hanna Township Volunteer Fire Department (30 years)
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LaPorte County Fair board of directors (14 years, eight as president)
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Treasurer of LaPorte County Republican Party (four years)
ABOUT TERRY GARNER:
along with an uncle and cousin. “Family and friends are the most important things in life. Succeed in this and your purpose is fulfilled. ” While Garner is the current owner and president of Garner Construction and Garner, Inc., his experience spreads beyond construction to organizations like the LaPorte County Fair board and the LaPorte County Republican Party. He has also served as a local elected official in his community on the LaPorte County Council and as the Hanna Township trustee/ assessor. Garner is committed to volunteering in order to help others who are less fortunate and to using his leadership positions to serve the community. He resides in Hanna, Indiana. GARNER GIVES THREE REASONS WHY HE WOULD BE AN EXCELLENT DIRECTOR FOR THE SOCIETY: •
“I understand the private business sector by owning and running my own business for 22 years.
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“[Being] an elected official for 30 years brings government understanding of society to the Board of Directors.”
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“As president/director of the LaPorte Fair board, a nonprofit corporation, I bring knowledge of that sector as well.”
Garner is a lifelong Gleaner member, belonging to South County Arbor. His grandfather was an agent,
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Mark A. Wills
OCCUPATION: FARMER, BUSINESS OWNER EXPERIENCE:
I am proud to be a lifelong Gleaner. My father, Elvin Wills, also served as a board director for Gleaner. It is in my blood. Gleaner is a society that has been helping families with financial needs for more than 100 years. That is true respect of a solid fraternal insurance society. These benefits extend to 4-H programs, donations, scholarships, etc. Arbors have a chance to give back to their community and youth organizations. What better way to grow a lasting relationship between people and business. I am proud to be a member and serve on the Board of Directors. of boards and manages three full-time employees on his 2,400-acre grain farm and hog and cattle operation. Previously, Wills ran a successful Pioneer Seed agency for 30 years with two employees and a customer base of 150. When asked to share what personal characteristics make him a suitable candidate for the Board of Directors, Wills referenced his integrity, respect and accountability: “When it comes to Gleaner and the other boards I serve on, I try to hold the best character in respect for the people and community I serve.” Wills describes himself as a caring, financially stable person who pledges to make the best decisions for Gleaner, placing members first and foremost. Wills resides in Coal City, Illinois, with his wife, Penny.
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Gleaner Life Insurance Society Board of Directors (four terms, incumbent)
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Sterling Energy Group board of directors
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President, Sulphur Springs Arbor
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Main Township Drainage board of directors
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Braceville Township board trustee
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Coal City Lions Club member
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Grundy County 4-H livestock committee
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Auction chairman for the Friends of 4-H committee
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Past chairman of Grundy County Extension council
“Concern for the Gleaner members is first and foremost.”
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Past chairman and member of the Farmers Elect Committee (U.S. Department of Agriculture)
“I feel I have the management skills to maintain a good bottom line for Gleaner.”
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“I have been on many boards for many years. I understand the roles and responsibilities of doing the right thing for all involved.”
ABOUT MARK WILLS
WILLS GIVES THREE REASONS WHY HE WOULD BE AN EXCELLENT DIRECTOR FOR THE SOCIETY:
Wills holds an associate degree in agriculture from Joliet Junior College. He has served on a number
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Report of the
LAW COMMITTEE The 2019 Law Committee of Gleaner Life Insurance Society met on May 19, 2019, at the Home Office in Adrian, Michigan. The committee was comprised of: • • • • • • •
Chad Fabbro, Vulcaneer Arbor, Michigan (participating by phone) Robert Green, Adrian Arbor, Michigan Sue Kemble, Center Township Arbor, Indiana Sheree Kozel-Laha, Homer Twp. Oak Arbor, Illinois Tom Matuszewski, Mid-Michigan Arbor, Michigan Robert Place, North Baltimore Arbor, Ohio Vivian Quinones, Gulf Coast Arbor, Florida
Board Director Margaret Noe helped facilitate the discussions. The Law Committee discussed a proposed amendment to the Constitution (the final version with the Law Committee’s recommended changes is shown on page 11). The amendment is intended to address Michigan’s Corporate Governance Annual Disclosure (CGAD) regulation taking effect Jan. 1, 2020, as well as specific recommendations received by the Society from the Michigan Department of Insurance and Financial Services (DIFS) at the conclusion of our last triennial examination. The DIFS recommended we codify our nominating and election processes to assist in identifying board members with diverse business backgrounds and experience. The amendment identifies the role and responsibility of the Nominating Committee. It also requires board candidates to complete and submit to the Society the Board of Directors’ Application Form in the specified timeframe. All Board candidates will be required as part of the application process to consent to a background check, and providing the results are satisfactory, to go through the formal interview process with the Nominating Committee, including standing Directors running for re-election. Those member applicants who have met all of the qualifications as specified by the Board of Directors shall have their names placed on the ballot at the Convention. The changes preserve the ability of any member to run for the Board of Directors from the floor of the Convention, as long as the candidate has successfully completed the application, interview, and satisfactory background check processes established by the amendment. The Law Committee has unanimously recommended approval of these attached Constitutional changes to the Board of Directors, and the Board of Directors unanimously approved these changes for consideration and approval by the Supreme Arbor of the Society.
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Proposed changes to the Gleaner Life Insurance Society Constitution Proposed revision of Section 3 of Article 2 Section 3. The Board shall appoint a Nominating Committee and a Chair of that Committee. The Nominating Committee is an ad hoc committee consisting of not less than five benefit members who are in good standing and who are not currently serving as members of the Board of Directors. A duly appointed Nominating Committee shall serve solely with respect to the meeting of the Supreme Arbor for which it is appointed. The Nominating Committee is charged with carrying out those duties assigned to it in the Nomination Process Policy established by the Board of Directors, including issuing a report to the Board of Directors setting forth the Committee's evaluation of which of the persons seeking nomination to the Board meet the Director Qualification Guidelines established by the Board of Directors, with attention paid to how each candidate's qualifications, expertise and experience meet and promote the needs of the Society in those business areas required by regulatory authorities and applicable law. The report of the Nominating Committee shall be received and reviewed by the Board of Directors, and the Board shall place such names as are approved by the Board in nomination before the Supreme Arbor. Those members who have met all of the qualifications as specified by the Board of Directors shall have their names placed on the ballot. The Board may nominate more qualified benefit members for election to the Board at the Supreme Arbor than there are open positions on the Board. Nominations for Director may also be received from the floor of the Supreme Arbor, as long as they have met all of the requirements of Sections 3 and 5 of this Article 2.
Proposed revision of Section 5 of Article 2 Section 5. Any benefit member who is currently in good standing in the Society for a period of at least two consecutive years, is not less than 21 years of age, has not attained age 72 at the time of the election, and who satisfies all of the requirements of this Section 5 shall be eligible to be elected to the Board of Directors, provided, however, that no person who was a licensed life insurance agent of any company, including a fraternal benefit society, or an employee of the Society at any time during the four-year period preceding an election shall be eligible to be elected to the Board of Directors at that election. In addition to the foregoing requirements, to be eligible to be elected to the Board of Directors at a meeting of the Supreme Arbor, the benefit member must concurrently have:
(i)
completed the Board of Directors Applica�on Form, as established by the Board from �me to �me, and delivered such completed form to the Secretary of the Society (addressed to the Secretary at the Society's home office) not less than six months prior to the mee�ng of the Supreme Arbor to which it relates;
(ii)
complied with the terms of the then current Nomina�on Process Policy established by the Board of Directors applicable to the forthcoming elec�on, including the interview process with the Nomina�ng Commi�ee; and
(iii)
consented in wri�ng to a background check on terms established by the Board of Directors from �me to �me and set forth in the Board of Directors Applica�on Form.
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Beyond the water park:
Explore , Kalahari’’ s other treasures
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You probably know that Kalahari in Sandusky, Ohio, is the one of the largest indoor water parks in the Midwest, but do you know what else it has to offer during a stay? Kalahari features fun and relaxing experiences for individuals of all ages beyond its grand water park.
Relax in a cabana If swimming and water slides don’t interest you, relax in one of Kalahari’s cabanas or bungalows. While your family swims, you can catch your team’s game or sneak in a nap. These are great gathering areas for swimmers to take breaks and enjoy snacks. Visit www.kalahariresorts.com/ohio to reserve yours in advance of your stay.
Fun and games Save some energy to explore Kalahari’s many gaming experiences, from a large arcade and laser tag to black-light miniature golf and mini bowling. Kalahari also recently opened escape rooms for those who love challenges. The Adventurers Club offers additional activities and events for children each day.
Feed your appetite With dining experiences to feed your appetite — big or small — you won’t go hungry at Kalahari. The Candy Hut features sweet treats that guests can purchase in the store or order through room service. Pick up a coffee at Java Manjaro to rejuvenate after a day at the water park.
Pamper yourself The Spa Kalahari & Salon helps guests relax with body treatments, massage packages and nail care. Have younger guests with you? Let Spa Kalahari Junior pamper them with manicures and pedicures or skin treatments and haircuts.
Keep training Your visit to Kalahari doesn’t mean your training regime has to be placed on pause. Kalahari’s fitness room features a variety of workout machines and is free of charge for guests. Treat yourself to shopping Get in some retail therapy during your stay by shopping for souvenirs, boutique items, jewelry, clothing and goodies for the children in your life. For more information about all Kalahari has to offer, visit www.kalahariresorts.com/ohio.
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What can you do for
your community? It’s that time of year again. Everyone emerges from their home to enjoy warm nights and soak up the sun after a long winter. It is time to say goodbye to those early mornings when you contemplate how many layers you should wear to stay warm on that short but cold walk from your home to your car. Summer is here, school is out and it is time to go for walks around your neighborhood, head to the beach or lake and enjoy ball games and hot dogs. While you may be thinking of all the trips you and your family want to take or the adventures you want to experience, it is a great time to take a look around and see what things you can do for your community this summer. People say helping others also helps create better outcomes for you and your life. Whether it is volunteering at your local soup kitchen or cleaning up a local park, here are five things you can do to help your community: 1.
Volunteer An unknown author once said “volunteers are love in motion.” Whether you are volunteering some of your time to help a neighbor or an organization in your area, it is a great way to help your community. Not only will you help your community but volunteering is also a great way to feel good about yourself. With a quick search online you can find organizations around you looking for volunteers.
2. Organize a charitable event Find something you are passionate about that could help around your community. Gleaner Life offers members assistance with our Give and Grow program. Not sure where to start? Contact an organization you have an interest in and ask how you can help. www.gleanerlife.org
3. Shop local Support your neighbors by shopping at a farmers market and those wonderful mom and pop shops around you. When you shop locally, the money can be reinvested throughout the community with other shops and services. It is a great way to support the cycle of giving. 4. Clean up your local park or neighborhood This is an affordable and great way to help your community. All you need to successfully organize a cleanup are a big box of garbage bags, a substantial supply of rubber gloves, and a group of friends or family members to help for a few hours! 5. Join a community garden Volunteer for an hour or two to weed, water and pick produce as it ripens. This local produce supports healthy diets, and volunteers often get a share of the harvest. Not only will you be helping your community, it’s also a great way to connect with neighbors and build friendships. Have fun this summer and support your community with these ideas.
Gleaner Life members can apply for free resources including a Give and Grow project online at www.gleanerlife.org/giveandgrow.
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Thank You Dear Hawthorne Arbor (IN),
Dear Gleaner,
Thank you, Gleaner, for the beautiful award you presented to us. It was totally unexpected but so appreciated.
Thank you so much for your May 2, 2019, donation in the amount of $200 to Habitat for Humanity of Wood County (Ohio). Your donation will be used to offset the costs of our homebuilding and home repair programs. We truly appreciate your support and the support of the Bowling Green Gleaner Arbor.
Since the beginning, our family has approached community service as one of our top priorities. Our church teaches us to put others into the forefront by supporting the church not only with money but with our hands. Cleaning the church, cooking at fish fries, participating in youth fundraisers and the Knights of Columbus are what we give to St. Edward Church. Nick is a Fourth Degree Knight, which brings many responsibilities. We also have been 4-H leaders for 14 years and raised three kids in its program. Meetings at our farm, project guidance, fundraisers, fair assistance and project superintendents are just a few of the duties we have accepted and enjoyed. Three years ago, we took over the United States Naval Sea Cadet Corps, Stars and Stripes Division. We organize twice-monthly drills, aid with coursework, secure officers, guest speakers and field trips, and arrange community service projects. The unit is very active. We run a flags program that puts flags on veterans’ graves at five Lowell, Indiana, cemeteries on Memorial Day and Veterans Day. It is a very solemn occasion but appreciated so much by our community. We also do color guards and veterans outreach with our cadets. We participated in an Indy Honor flight event and Wreaths Across America, and visited vets at the Indiana Veterans Home. Locally, our family and the unit clean American Legion Post 101 and also help with maintenance and remodeling. We also jump in to assist the VFW with various projects and the Lowell Women’s Club with Toys for Tots and Barktoberfest. Life with the Serenas is fast-paced and revolves around others. And that’s just the way we like it. Thank you again for your gift and the humbling recognition.
At Habitat for Humanity of Wood County, your donation does more than just help buy building materials for construction projects. Your donation means a family can move into a safe neighborhood where they feel secure. Your support means that a child can have a quiet place to do homework and a yard to play in when that homework is done. Most importantly, your donation means that a family can build stability and self-reliance, both now and for future generations. A safe, affordable home is the foundation to a family's success. Thank you for helping to make that home possible. Habitat for Humanity's vision is a world where everyone has a decent place to live. We continue to bring people together to build and repair homes, to advocate for affordable housing and to promote dignity and hope for all people. None of this would be possible without you! Once again, thank you for your generosity. To learn more about how your donation is impacting Wood County families, visit our website at www.wchabitat.org. With sincere gratitude, Mark Ohashi Executive Director, Habitat for Humanity of Wood County
Sincerely, Nick, Julie and Lillie Serena Lowell, Indiana 16
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50 yr.
California
David Werblo, Prunedale Indiana
Darrell Hart, Fremont Michigan
Patricia A. Fowler, Saginaw Betty L. Hamilton, Almont
Judith Kuchar, New Lothrop
Michele Lemere, Royal Oak Michelle McCool, Saginaw Jeffrey Willson, Cliord
Neva E. Wood, Scottville North Carolina
Arizona
Nancy L. Tompkins, Green Valley
Marilyn J. Anderson, Saline
California
Everett J. Care, Gobles
Stephen W. Hanson, San Francisco Florida
Gloria J. Heller, Ponte Verda Terry L. Ryden, North Port Georgia
Judy K. Gifford, Cartersville Illinois
Robert P. Arseneau, Beaverville Donald E. Buck, Bradley
Nancy Seevers, Roanoke Rapids
Rosemary Cronin, Joliet
Ohio
Carl E. Kaufman, Crescent City
Rodrick Allen, Maumee
Heather L. Brooks, Shelby
Julie A. Frederick, Defiance Brenda Hughes, Galion Texas
Van E. Beck, Houston
Michigan
Gertrude A. Howe, Herscher
Donald C. Kaufman, Morris
Theresa L. Magruder, Bourbonnais Jeanne A. Regnier, Bourbonnais Indiana
Albert K. Ainsworth, LaPorte
Patrick J. Barrett, West Lafayette Beverly J. Corey, Knox
Bernard I Gick, Fowler
Larry C. Graves, Crown Point Iowa
Donald A. Cox, Davenport
Fern M. Baker, Tustin
Betty Engle, Houghton Lake Heights George E. Fiegel, Tecumseh Ione L. Loomis, Shepherd
Nancy A. Martin, Barryton
Janet A. Sherwood, St. Louis Alice F. Stuart, Vassar
Robert C. Tice, Barryton
Kenneth E. Weigold, Saginaw Missouri
Betty J. Smith, Williamsburg
Marilyn M. Witthar, Mexico North Carolina
Judy A. Hubel, Newton Ann A. Lloyd, Almond Ohio
Mary K. Bialecki, Toledo
Janet Ekleberry, Cardington
Roger D. Heaton, Mount Vernon Susan A. Howard, Twinsburg Mary L. Lloyd, Defiance
Ronald L. Noggle, Radnor Texas
Shirley Wood, La Porte Wisconsin
Arnold Thorne Jr., Cazenovia www.gleanerlife.org
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You spend a lifetime building financial security for yourself. Proactive and reactive processes are an important part of managing your financial security and protecting your identity (ID). Do not allow criminals to tarnish the good name you have created for yourself. Important first steps are to protect yourself from ID theft. ID theft comes in many forms including someone opening an account in your name, attempting to withdraw funds from your accounts, using your credit cards for purchases, and filing for a tax return in your name are more common occurrences. An important method for stopping ID theft or, at least, determining if you are already a victim, includes monitoring your credit files maintained by the three major credit bureaus. All consumers can obtain their credit bureau reports once a year from Equifax, Experian, and TransUnion. Each credit bureau agency maintains separate reports. Therefore, it is important to review all three reports. The credit bureaus are required to provide consumers their report annually through www.annualcreditreport.com. You can learn more about this website and the free annual service at the Consumer Financial Protection Bureau website at www.consumerfinance.gov/ask-cfpb/how-do-i-get-a-copy-of-my-credit-reports-en-5/.
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All consumers should also consider protecting their identity through credit monitoring services. Basic monitoring usually includes alerts if new credit inquiries or requests for new credit occur. An advanced monitor may include ID theft insurance, assistance shutting down fraudulent accounts, and monitoring the internet for someone attempting to sell your ID. These services are available for a nominal monthly or annual fee. If you are the victim of personal data exposure, basic monitoring is provided, for a limited time, by the organization that was maintaining your data.
If you believe you have already been the victim of ID theft, there are several steps you should take: Review the related account with the financial institution immediately. Your bank may contact you about unusual charges, or you may see unusual activity on a statement. Through your credit reports, you may find accounts you did not open. Contact the financial institution, dispute the charges, and ask to lock or close the account. File a report with the Federal Trade Commission (FTC). The FTC provides detailed steps for a recovery plan, prefilled letters, and forms that you can use to file police reports and dispute fraudulent charges. To get started, visit the oďŹƒcial FTC website at www.identitytheft.gov. Place a fraud alert or a credit freeze on your credit reports. Additional details concerning these services and steps are at the FTC website at www.consumer.ftc.gov/topics/identity-theft. You have taken many important steps to create financial stability for yourself. You hope to leave a legacy of financial safety and love for those you care for most. As important as it is to meet with financial experts, it is becoming increasingly important to partner with agencies and services that will help to protect your good name. Take the steps now to learn how to protect yourself, which will limit the amount of time and loss you experience if your ID is ever exposed or stolen.
www.gleanerlife.org
Life insurance fraud can be someone impersonating you or faking a death claim. Here at Gleaner Life, we have practices in place to detect and limit the impact of fraud. The solution to the problem of fraud lies in creating tools, using data, and developing products that enhance trust and transparency among all parties involved in the insurance transaction. Fraud is constantly evolving. Based on our review of current processes and the industry standard in protecting your assets with us, we have made a few changes to our procedures; our customer service team may be asking you to answer additional questions about your certificate when you call us. Also, any surrenders or withdrawals for $25,000 or greater will require a notarized signature with a notary stamp or embossed seal. Please note, fighting fraud is an important aspect of state regulations. Gleaner Life abides by those regulations and continues to monitor all aspects of anti-fraud activities to protect your assets.
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Arbors in Action Gleaner Life members continue to make positive impacts in their communities. Read about projects several arbors recently completed.
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Bay Area Arbor (FL) participated in prepping and serving strawberry desserts at the Sun City Center Community Fun Fest in March. This annual event draws thousands from surrounding communities. Bay Area Arbor served 380 strawberry desserts within a five-hour period, resulting in a record $1,700 raised for the Southeast Guide Dogs Group.
Buckeye City Arbor (OH) donated $1,000 to the Street Medicine Program (associated with the Socks of the Homeless Program) and purchased $400 worth of razors, feminine hygiene products and batteries. The arbor also worked with the mobile unit and assisted in distributing these items to those in need in their community and communities in the surrounding area.
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Capital Arbor (MI) hosted an event called CPR Awareness for Friends and Family. The arbor provided refreshments, subs, chips, fruit, cookies and water. Rhonda Williams of True Care Services, the leading company in mid-Michigan for teaching CPR to certified personnel and others, explained the importance of knowing the method. The arbor and participants learned how to perform CPR using adult, child and infant mannequins. The class also touched on how to respond to stroke and choking events as well as when people are nonresponsive because of a heart attack or an accident. Forum Magazine \ Summer 2019 \
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Glen Arbor (MI) hosted a City of Clio Cleanup with area youth in celebration with Join Hands Day. Arbor members joined together with 12 youth groups and leaders, and the community to clean and paint in Clio. The volunteers enjoyed fabulous weather and accomplished several projects. The volunteers joined together for a pizza lunch furnished by the arbor following the cleanup. 22
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Heart of Florida Arbor (FL) recently hosted the I Heart Mulberry Cleanup. The arbor gathered individuals of all ages to pick up trash, fix benches and park equipment, and plant vegetation in four popular parks in the Mulberry city limits.
Homer Twp. Oak Arbor (IL) hosted a shredding event at Homer Township oďŹƒce building parking lot. The arbor worked with the Beaver Shredding Co. to shred paper brought by local residents. Shredding events are a great way to dispose of sensitive information and are environment-friendly.
Mid-Michigan Arbor (MI) hosted a Health and Wellness event at Lindsay Elementary School in Bay City. A hygienist from Delta Dental College gave a presentation about tooth care and protection. All of the children were able to participate in a variety of fun activities and received free dental hygiene items, such as floss, toothbrushes and toothpaste. The arbor also donated $500 to the Lindsay library. In addition, a book sale company working with the arbor gave the school a 50% discount, which amounted to $1,000 worth of books. www.gleanerlife.org
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Upcoming Events Gleaner Family Days 2019
Members enjoy a day at popular regional venues at a discounted rate. Gleaner also provides a meal, so all you’ll have to do is come and enjoy time with your family.
Cedar Point July 20 | Sandusky, Ohio 11 a.m. EDT Registration closed
Indianapolis Zoo Sept. 21 | Indianapolis, Indiana $25 per ticket | ages 2 and under free Register before Aug. 23 at www.gleanerlife.org/familydays.
Michigan Princess Riverboat Oct. 19 | Lansing, Michigan $20 per ticket | ages 3 and under free Register before Sept. 20 at www.gleanerlife.org/familydays.
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Gleaner’s 2019 Family Safari to Kalahari Oct. 11-13 | Sandusky, Ohio Register before Sept. 1 at www.gleanerlife.org/kalahari.
Toledo Walleye Hockey Game Nov. 9, 7:15 p.m. | Toledo, Ohio $15 per ticket | ages 2 and under free (on a lap) Register before Oct. 25 at www.gleanerlife.org/familydays.
Gleaner Getaway Cruise: Bahamas March 2-6, 2020 Register before Dec. 1 at www.gleanerlife.org/bahamas. www.gleanerlife.org
Mt. Pleasant Arbor (MI) hosted bingo and helped residents celebrate Easter at Rosebush Manor Assisted Living. Residents received a filled Easter egg and played bingo for presents, followed by homemade cookies and ice cream sundaes. The arbor also treated the resident aides with $25 gift cards to Meijer to show them they were appreciated for their love and care of the residents.
South Fairfield Arbor (MI) had two of its youth members, Jordan Witt and Andrew Geer, work with their middle school principal to plan a fun and inspirational school assembly to energize students in advance of standardized testing. Jordan and Andrew selected Wonder Wheels BMX to perform. The bike stunt team's message was that, even though there are challenges and setbacks, anything is possible when you practice and give it your best. Even Principal Joseph Zabowski joined in, serving as a living prop to hype up the students.
Tecumseh Arbor (MI) members and 19 nonmembers assisted in putting together 115 snack bags for patients at the VA Hospital in Ann Arbor. The snacks included fruit cups, granola bars, applesauce, popcorn, cookies, raisins, tuna, lip balm, etc. They also put together boxes for the hospital’s comfort closet. These items included T-shirts, briefs, reading glasses, a variety of games, puzzles and lap robes. The Saline 4-H Farmers Club assisted the arbor with the project.
Did you find the wheat stalk? In this issue of Forum Magazine, the wheat stalk is hidden on Page 29, on the black slate board.
www.gleanerlife.org
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Tri-County Arbor (MI) hosted a veterans dinner at the Montrose Senior Center. The arbor asked state Sen. Ken Horn, Brig. Gen. Larry Scholego of the Army National Guard, Jim Stewart of the Veterans Bell Memorial and Tim Pangle of the VFW to speak. All of the participants received Veterans Bell pins and a shopping bag from the arbor.
White Pine Arbor (MI) held a festive St. Patrick’s Day lunch party at a local senior center. There were games and party favors and listening to residents' stories. The arbor bought a St. Patrick’s Day cake and ice cream and gifts for the residents.
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Arbor members pack 800 care packages for foster children In March and April, Gleaner Life Insurance Society hosted six state association meetings in Illinois, Indiana, Ohio and Michigan. At each meeting, arbor members from the region gathered for dinner and to hear Home Office updates and complete a packing event to benefit foster children. Arbor members in attendance packed 800 care bags for foster children in those states. The bags contained a blanket, toothbrush kit, stuffed animal or journal, and activity or coloring book. The bags went to local foster organizations to be handed out to children in need. The organizations included: • Foster Closet of Genesee County (Michigan) • Foster Closet of Isabella County (Michigan) • KidsPeace in Merrillville, Indiana • SAFY in Findlay, Ohio • Garden of Prayer in Kankakee, Illinois • Hands Across the Water in Ann Arbor, Michigan • Child and Family Services in Lansing, Michigan North Baltimore Arbor (OH) hosted bingo for the kindergarten classes at Powell School in North Baltimore, Ohio. After calling bingo, a student was able to pick from a variety of prizes, and if the student called bingo a second time, he or she chose a classmate at their table to receive a prize. The arbor provided glazed doughnuts and small water bottles. The arbor also gave the teachers a wooden shelving unit with colored bins, seat-back pouches, Play-Doh and tools for playing with the Play-Doh. Portage Center Arbor (OH) met with Delta Sigma Phi, a service fraternity on the Bowling Green State University campus, to put together 12 tied fleece blankets. The blankets were given to CASA/GAL of Wood County, a nonprofit organization that helps abused and neglected children. The comforting blankets were given to the children. www.gleanerlife.org
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Korinne’s Korner 1 Universe 9 Planets 204 Countries 809 Islands 7 Seas And I had the privilege of meeting you.1 When Kevin and I relocated our family to Illinois in 2000, our children (ages 16, 14, and 12 at the time) requested two things in our next home: 1) a first-floor master bedroom for Kevin and I (reverse one and a half split floor plan) with their bedrooms on the second floor (then it was their responsibility to keep them clean or not, which would make them happy); and 2) a flat driveway for a basketball goal (our sons’ desire). Luckily for the Marti family, central Illinois has plenty of cornfields and flat land! We found our home that checked all the boxes. Unfortunately, our new next door neighbors didn’t happily roll out the red carpet to welcome us to the neighborhood, as they weren’t too fond of their bouncing basketballs. We ended up putting a big row of arbor vitae trees along the driveway to help make peace. Oftentimes in life, you have to make the best of your situation, and so we all moved forward. Our children started school, made new friends, and got involved in different team sports, while Kevin’s new job was off to a good start, and I found part-time employment as a job coach for students with special needs. Shortly after we arrived in Illinois, one afternoon while I was getting out of the car in the driveway, a woman walked up to introduce herself. She said she noticed my KANSAS license plate, and having relocated from Kansas several years prior herself, she knew we had to be friendly people. What a BLESSING that chance encounter was for both of us! Since that day almost 19 years ago, I am proud and thankful to call her my “BFF.” Our longtime friendship isn’t based on geography, as we haven’t lived in the same state since 2004. So regular girls’ days out haven’t been an option for many years. As a matter of fact, some years have gone by when we haven’t been able to see each other face-toface, which is a heartbreaker for sure. However, I know in my heart and mind we have each other’s backs 24/7. If she needed me today, I’d be on a plane ASAP, and she would do the same for us. We have laughed and cried together, and shared our innermost family secrets and challenges. As the years have passed, our friendship has expanded to include our husbands becoming good friends as well. We refer to our phone conversations when we set them up as “conference calls,” and those have been known to go on for hours. On those days, I give Kevin advance warning on his way out the door to work of what will be my limited availability that day! I count my friend Gail as one of my life’s greatest blessings, and I hope and wish for a “BFF” for each of you! I am sharing a recipe that’s a tasty favorite of hers, so please ENJOY! Fraternally, yours Korinne Marti, Wife of Gleaner President and CEO Kevin Marti 28
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Theprotip.net
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Recipe File Texmati Rice Salad 1 cup Royal Blend Premium Rice Mix 1 1/2 cups chicken stock 2 tablespoon fresh parsley 1/2 red bell pepper, roasted, peeled, seeded and chopped (or buy them in a jar) 3 green onions, sliced and chopped 1/2 cup olive oil 1/4 cup balsamic vinegar 1/2 cup slivered almonds In medium pan, combine rice, chicken stock, parsley and 1 teaspoon of salt. Bring to boil, stirring once; reduce heat, cover and simmer for 15 minutes. Let cool. Combine rice with red pepper, green onions, olive oil, vinegar, nuts and salt/pepper to taste. Serve chilled or at room temperature. (Tastes better when prepared a day ahead, allowing flavors to combine). Enjoy!
www.gleanerlife.org
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BENNY’S PAGE Hi, kids! Summer is here and school is out. There are so many different things you and your family can do together. From water balloon fights to arts and crafts and visiting amusement parks, there is always something fun and exciting. Here are some of my favorite things to do in the summer. •
Start the morning off with a delicious fruit smoothie
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Visit an amusement park
•
Have a picnic at your local park or in your backyard
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Make your own tire swing
• • • • • • • •
Set up a lemonade stand Fly a kite
Do a family bike ride
Play kickball or baseball
Go on a nature scavenger hunt
Lie in the grass and identify shapes of clouds Have a water balloon fight Go to a beach or a lake
• • • • • • • •
Watch the sunrise or sunset Make your own backyard splash pad Do arts and crafts
Make ice cream at home Build a bird feeder
Paint with squirt guns on canvas Start a small garden
Take a small road trip or day trip
BENNY The Benevolent Lion
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Embark on a five-day, four-night Royal Caribbean cruise with fellow Gleaner members to the Bahamas and CocoCay. See the cruise itinerary below.
Monday, March 2 | Depart from Port Canaveral (Florida) Tuesday, March 3 | Day at sea Wednesday, March 4 | Explore Nassau, Bahamas Thursday, March 5 | Enjoy CocoCay, Bahamas Friday, March 6 | Arrive back at Port Canaveral
Staterooms begin at $460 per person (based on double occupancy). Interior and balcony rooms start at $640 person (based on double occupancy). This price includes non-commissionable cruise fees, taxes, port expenses and gratuities, and the Royal Refreshment Package (that includes premium coee, teas, bottle water sparkling (375ml) or still (500 ml), fresh squeezed orange juice, nonalcoholic cocktails and fountain soda. Register at www.gleanerlife.org/bahamas. Registration closes Dec. 1, 2019.
Privacy Notice Your financial security, satisfaction and privacy are very important to us. We value the continued confidence you have placed in us, and we are serious about our commitment to keep your personal information private. This document describes how we handle your personal information and the steps that we take to protect your privacy.
Definitions • "Public Information" refers to what is lawfully available to the general public from federal, state or local government records; widely distributed media; or disclosures to the general public that are required to be made by federal, state or local law. • "Nonpublic Information" is personally identifiable financial and medical information. It also means any list, description or other grouping of individuals and publicly available information pertaining to them that is derived from any personally identifiable information that is not publicly available. • A "Consumer Reporting Agency" is an entity that regularly provides reports ("Consumer Reports"), including information regarding an individual's general reputation, character, personal characteristics or mode of living and financial status. The information may be obtained through interviews with the individual or third parties, such as the individual's business associates, family members, friends, neighbors, acquaintances or financial sources. • "You" means any individual who obtains or has obtained a financial product or service from the Society. • Gleaner Life Insurance Society is referred to as the “Society,” “us,” "we" or “our.”
Collecting Information to Conduct Business We obtain information about you to help us serve your financial needs, provide customer service, offer new products or services, and fulfill legal and regulatory requirements. The type of information that the Society collects varies according to the products you request and includes:
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• Information that you provide to us in an application or other forms (name, address, Social Security number, assets and income, etc.). • Information about your relationship with us (products or services purchased, account balances, payment history, etc.). • Information about your transactions with us (balances, premium payments, loans, claims, etc.) or others. • Information that we may receive from a Consumer Reporting Agency. • Information from non-Gleaner sources (such as medical information, etc.).
Sharing Information With Others We do not disclose any personal Nonpublic Information about you to anyone, except: • On occasion, your name, age, place of residence, length of membership as well as your involvement in any fraternal activity with the Society may be disclosed in one of our publications (e.g. Forum Magazine), at one of our fraternal events (Family Days, etc.) or for public relations purposes (news releases, photographs, etc.). All information disclosed about you as mentioned here will be of favorable intent and will not compromise the confidentially of your other Nonpublic Information; • Many employers or other plan sponsors restrict the information that can be shared about their employees or members by companies that provide them with products or services such as a 401(k) plan, 457 plan, etc. In our business relationships with such institutions, we always honor these restrictions. If you have a relationship with the Society because of the products or services provided through
an employer or other plan sponsor, we will abide by the specific privacy rules imposed by that organization; • We will not share medical information for marketing purposes; • As permitted by law. For example, we may disclose information in response to a subpoena, to prevent fraud or to comply with an inquiry by governmental agency or regulator; or, • As you may authorize. Access to Your Information Is Authorized for Gleaner Purposes Only We restrict access to your personal, insurance and medical information to the Society’s employees who need to know that information in order to provide insurance or service to you. We are, and will continue to be, vigilant in safeguarding your personal financial and medical information.
Security Standards We maintain physical, electronic and procedural safeguards to comply with federal and state regulations regarding the safeguarding of Nonpublic Information. It is our sincere desire to maintain complete, accurate and up-to-date records. You may contact us at the address or telephone number on Page 2 to access, as provided by law, information included in your file. We will promptly correct any error in our information. To protect your privacy, you will need to identify yourself by providing us with your name, date of birth and Social Security number.
www.gleanerlife.org
$185 per night for members Kalahari Resort and Waterpark | Sandusky, Ohio
Join us Oct. 11-13, 2019, at Kalahari Water Park and Resort in Sandusky, Ohio. This African-themed resort features 173,000 square feet of water park excitement. When you visit Kalahari, you’ll know right away you’re somewhere special. Whether you are a land or water lover, Kalahari offers an exciting mix of rides, slides and adventures for people of all ages. Gleaner guests must book at least two nights. The package includes: •
Your choice of a Hut or Desert room (based on availability). o
Hut: Two queen beds, patio/balcony.
o
Desert: Two queen beds and full-size sleeper sofa.
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Four water park passes (with Desert rooms, you may purchase two additional passes for $25 each per day).
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Friday night carnival meal and entertainment hosted and paid for compliments of Gleaner. It’s our treat to you!
Register online at www.gleanerlife.org/kalahari.
www.gleanerlife.org
Nonprofit Organization U.S. POSTAGE PAID BOLINGBROOK, IL PERMIT NO. 594 5200 West U.S. Highway 223, P.O. Box 1894 Adrian, Michigan 49221-7894
Register for Gleaner Life’s 59th Biennial Convention Friday, Oct. 11 – Sunday, Oct. 13, 2019 Kalahari Resorts & Conventions Sandusky, Ohio Experience an unforgettable weekend as Gleaner Life celebrates its 125th anniversary. We’ll kick the weekend off with Cirque-tacular’s Gatsby to Glam, a presentation of acrobatics and stunts set to popular music. Following Saturday’s business meeting, guests can enjoy Your Generation in Concert™ performing a diverse musical selection designed to please all generations and stir up memories of all-time favorite tunes. Register by Sept. 1 at www.gleanerlife.org/convention.