FloorPlan
FAQ & Disclosures
16 Arborough Road #1
CONDO HOA
What is the official name of the HOA? 14-16 Arborough Road HOA
How many units in the HOA and how many are owner occupied? The building is just being converted from a multi-family to an HOA, so there is no owner occupancy yet.
How much cash does the HOA currently have in its reserves? NA.
How much is the HOA fee and how is it collected? TBD by new owners.
What does your HOA fee cover? Master Insurance, Water/Sewer, Capital Reserve Savings, Exterior/Common Maintenance, Landscaping, Snow Removal
Are there any upcoming assessments or special assessments approved by the HOA? No
Is there any work in the common domain being discussed by the HOA as potential future assessments? No
How is landscaping and yard clean up and snow removal typically handled? This will be up to the new owners to sort out.
COMMON VS PRIVATE - HOA
Tell us about any private storage you may have outside of the unit: There will be some common storage in the basement as well as a small (approx 7’x3’) designated area for unit 1 in the basement The garage is well suited for additional storage options too.
Are there any divisions in common areas, in either the interior or on the grounds, designated for exclusive use of any units? The yard is common The deck is exclusive with an access easement for unit 2
RULES REGS - HOA
Are there any restrictions on renting? No
Are pets allowed? Yes Limit to 2
Are there any prohibitions on smoking? No smoking
Any rules related to signage or decorations? No
PARKING
Is there parking? Yes Two spaces: one in the garage and one directly in front of the garage
Whether you have parking or not, can you give a sense of on-street parking near your house? Plenty of available on-street parking in addition to the parking space and garage spot.
Please briefly describe the garage: One side for each unit. Unit 2, first in, has the option to choose which side they'd like to have
16 Arborough Road #1
If garage is detached, briefly describe its age and condition: Well built/founded Totally rebuilt prior to current owner's tenure. Seller installed new doors and motors on the garage bays (May 2026).
ENVELOPE/EXTERIOR
What can you tell us about the roof? Replaced in around 2010. Architectural grade shingles
Please describe the siding on the home: Aluminum siding, covering what is likely original cedar shingle.
What can you tell us about the windows?
Replacement double pane Harvey windows, circa 2010 Other than the wooden sills,, the exterior parts of the fenestration has been replaced with Azek trim.
Is the home insulated? I think the walls have been blown in before I purchased the building. The apartment is warm in winter
If there is decking, please describe the age/condition/materials Deck is roughly 15 years old
SYSTEMS
Heating systems: Gas fired, forced hot water boiler, 2010 install (roughly).
Cooling system: No cooling.
Water heater: Water heater is a super booster tank, indirectly fired from the heating system, installed w/in the last year
Electrical service: 100 amps
Are there any other systems we should know about? There is a sump pump in the basement. Before the basement unit was built out, the owner excavated the basement floor and filled it with crushed stone and then a vapor barrier before building the unit. Any hydrostatic water that comes into the building runs beneath and out to the sump pump effluent
What about the solar panels? The panels belong to unit 2 Unit 1 is on a standard utility provider
16 Arborough Road #1
GROUNDS
Are there any easements recorded on the deed that you're aware of? No
If there is a fence, to whom does it belong? Minimal fencing in the rear, it likely belongs to the abutting neighbors
Are there retaining walls? No retaining wall, but there is a lovely stone wall at the rear of the property
SERVICES/UTILITIES
Electricity: Eversource bills vary Natural Gas/Propane: National grid
Cable/Internet: XFINITY available Home security: NA
Any professional contracts you have ongoing? No. Listing team will be happy to provide the new HOA with contacts for landscaping and snow removal
Any other utilities we should know about? Boston water and sewer bill avg $200 per month for the whole building
APPLIANCES/FIXTURES
Which appliances are you planning to convey with the sale? Stove/Range, Refrigerator,
Additional Notes not covered in Appliances/Fixtures: Washer & (gas) dryer hookup in basement
UPDATES, IMPROVEMENTS, RENOVATIONS
Can you list any recent updates or repairs you've made? The home is in excellent shape and the seller has provided a level of proactive repair, such that no obvious repairs have been necessary. Old brass pipes were replaced by a combo of pex and copper New flooring in the lower unit & fresh paint throughout The rear deck was stained recently
DISCLOSURES
Is there anything in the house or on the grounds in need of repair? No
Are there any ACTIVE water incursions we need to disclose? Sump pump in basement for any water incursion Otherwise, some occasional damp spotting close to the back wall.
Any evidence or history of old water damage that has since ceased or been repaired? No.
Any active knob & tube wiring that you are aware of? None.
Are there any hazardous materials on the premises that you're aware of? NO
LOCATION, LOCATION, LOCATION
What do you love about the neighborhood? Arboretum at one end of the street, Commuter rail and Rosi village at the other. Best street in Roslindale without doubt. Great neighborhood!
16 Arborough Road #1
Which are your go-to restaurants for dining out, delivery, or take-out? So many starting w/ the best, Delfino, 753 South for dinner, Fornax or Square Root for lunch or coffee. So many shops, restaurants, and local businesses, Roslindale is almost unrecognizable from when I first purchased the home a couple of decades ago
Are there any hidden gems in your neighborhood worth noting? The Arboretum isn't exactly hidden (and there's a local gate at the end of Arborough) but the Arboretum itself is full of hidden gems on and off the many pathways. Weekend farmer's market in the square
Anything else to add about the location? The proximity to Roslindale Square is amazing (and access to the Roslindale Station for commuter access), but it's also a lovely walk through the arboretum over to Forest Hills Station to catch the orange line or pick up the Southwest Corridor Bike Path.
SELLERS WORDS
What do you love about this home? So many of the original, craftsman details are in beautiful condition The gumwood formal colonnade w/ matching tapered entasis columns, each with glass-front built-in glass case shelving below, full wood wainscoting throughout And the matching built-in china cabinet too The bathroom, though original, is in remarkable condition. The natural light that pours in all day is special too.
Why are you selling? I've relocated out of state. If I could take this home with me I would.
What is your preferred timeline for closing? Timeline is less important than the quality of the terms of the offer.
OFFEREDAT
$669,000
Paymentexampledoesnotincludetaxes,insuranceorassessments Actualpaymentobligationsmaybegreaterandmayvary PrincipalandInterestpaymentof$4,06950isbased upona$669,000purchaseprice,5%downpayment,0780%pointspaid Conforming30YearFixedRatemortgageandrateof6625%/7050%AnnualPercentageRate(APR) Principal andInterestpaymentof$3,42694isbasedupona$669,000purchaseprice,20%downpayment,0780%pointspaid Conforming30YearFixedRatemortgageandrateof 6625%/6768%AnnualPercentageRate(APR) PrincipalandInterestpaymentof$4,15194isbasedupona$669,000purchaseprice,35%downpayment,0972%pointspaid FHA30 YearFixedRatemortgageandrateof6500%/7379%AnnualPercentageRate(APR) MortgageInsurancePremium(MIP)isrequiredforallFHAloansandPrivateMortgageInsurance (PMI)isrequiredforallconventionalloanswheretheLTVisgreaterthan80% Rate(s),APR(s)andpaymentinfoisvalidasof06/12/26andassumesafirstlienposition,780FICOscore, 30dayratelock,basedonasinglefamilyhomeinMA Alltermsaresubjecttochangewithoutnotice Loansaresubjecttounderwritingguidelinesandapplicantscreditprofile,notall applicantswillbeapproved ContactCrossCountryMortgage,LLCformoreinformation
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EqualHousingOpportunityAllloanssubjecttounderwritingapprovalCertainrestrictionsapplyCallfordetailsAllborrowersmustmeetminimumcreditscoreloan-to-valuedebt-toincome,andotherrequirementstoqualifyforanymortgageprogramCrossCountryMortgage,LLCNMLS3029(wwwnmlsconsumeraccessorg)See https://crosscountrymortgagecom/licensing-and-disclosures/state-disclosures/foracompletelistofstatelicenses2340710
