TheHome BuyingProcess
WhyWorkwith aBuyer?sAgent?
The decision to purchase a home is likely one of the largest financial and lifestyle decisions you will make By aligning yourself with trusted advisors, you will be well positioned to find the right property, negotiate fair terms and overcome any obstacles that occur along the way.
Leveraging our vast local expertise, industry connections, and resourceful tools, Gibson Sotheby?s International Realty will not only assist in helping you find the right home, but guide you through the entire purchase process.
We have the keys to where you want to be.
Prepares a Comparative Market Analysis
STEPS TO BUYING A HOME
From initial meetings to the final closing,below is an overview of what to expect throughout the home buying process.
01| GET PRE-APPROVED
The first step of the home buying process is getting pre-approved for a loan During this process, your mortgage lender will review your income and credit history to determine what size loan you are eligible to receive
02 | BEGIN THE SEARCH
Once you have determined your budget, you and your agent will meet to review your wish list, desired timing, and begin your search Together you will review inventory and visit properties.
03 | OFFER STRATEGY MEETING
Prior to preparing an offer, your agent will show you comparable properties and collaborate with you to clearly review different offer strategies. You have the right to a home inspection, a mortgage contingency and a lead paint inspection. Discuss ways to make your offer more appealing and the implications including having a pre-inspection or waiving your rights to other contingencies
04 | SUBMIT AN OFFER
Once you find a property that you love, you will choose an offer strategy and discuss with your agent how to position your offer to get it accepted Based on the seller's response, your agent will guide you through next steps Offer deposit due (typically $1,000).
05 | SIGN THE PURCHASE & SALEAGREEMENT
After the offer and terms are accepted, the seller?s attorney will draft a Purchase and Sale Agreement It states the final sale price and all terms of the purchase. This binding contract needs to be reviewed by your attorney prior to you signing it P&S deposit due (typically 5%).
06 | FORMALLY APPLYFOR A LOAN & LOCK IN YOUR RATE
Your mortgage lender will work with you to review all final loan documents
07 | APPRAISAL
The property will be reviewed by a licensed professional to assess its value
08 | HOME INSURANCE
You will need to review various options and select your homeowners insurance policy
09 | FINAL WALK-THROUGH
Just prior to the closing, you will go through a final walk-through of the property. This will ensure that the property is in the same condition as when you visited previously.
10 | CONGRATULATIONS!
Once you sign the final paperwork, exchange the payment, and the transaction is recorded at the Registry of Deeds, you are officially a homeowner Congratulations, you will now receive the keys to your new home
PeopletoHaveonYourTeam
BUYER?S AGENT
Take your time to select a buyer?s agent with whom you feel comfortable discussing your goals and priorities in home buying. A good agent is knowledgeable in market prices, neighborhood qualities, and the offer process. In addition to helping you shop for homes, using their experienced eye to point out features and flaws in the home that you might otherwise miss, they will negotiate on your behalf and will be your advocate from the beginning of the process right through closing
REAL ESTATE ATTORNEY
Ask friends, co-workers or your real estate agent for referrals to a good real estate attorney Don? t be shy about interviewing them, and finding one you are compatible with, who regularly represents home buyers and sellers. Your attorney should be reasonably affordable, accessible and not too busy for you
LENDER
Your lender is the one who assists you with borrowing the funds to purchase your home, typically in the form of a mortgage Your lender should have a variety of consistently competitive lending programs They should also be accessible as you may need them on weekends or at night especially during the offer process
INSURANCE AGENT
The insurance agent comes in after you have signed the purchase and sale agreement Most lenders will not close the sale until the buyer has purchased insurance on the home
HOME INSPECTOR
However similar they may seem, a home inspector is different than an appraiser The home inspector can enter the home buying process either before or after the offer is submitted The inspector takes a deep dive into the home's condition and points out any areas of concern Armed with this information, the buyer can ask the seller to complete some of these repairs themselves, lower the total purchase price,or terminate the sale altogether
CONTRACTORS
You may need various contractors throughout the process to assess issues that came up at the home inspection, or provide estimates for work you would like to do once you purchase the home Your real estate agent can usually help you with references for good contractors, including plumbers, electricians, painters, contractors, movers and cleaners
TheRight ToolsForYourSearch
DEPOSIT LINK
A simple, secure, and efficient way to send earnest money deposits electronically Payments clear in less than 24 hours. You can safely send your deposits from anywhere Track the status of transfers in real-time with your phone
OFF MARKET & COMING SOON
Our powerful local network has access to exclusive off market inventory as well as properties before they launch on the MLS
SOTHEBY'S INTERNATIONAL REALTY WEBSITE AND APP
Our enhanced website now in 14 languages engages millions of buyers via high-resolution photography, 3D virtual reality tours, and ultra-high-definition videos. Listings from around the globe can be accessed seamlessly on any device and mobile users can directly text their buyer's agent from any listing page.
REALSCOUT
A collaborative home search tool that allows our clients and their buyer?s agent to share listings, compare properties and spotlight market alerts throughout the home buying process
HomewardBound Group
Sean Tynan and Aleks Bytnerowicz
Serving Massachusetts and New Hampshire
978 618 6736
HomewardBoundGroup@GibsonSIR.com
homewardboundgrp com
68 Main Street,Suite 5,Andover,MA 01810
Sean:
Knowledge, insight, and attention-to-detail are just a few of the qualities that make Sean Tynan a trusted partner in the homebuying and selling process. Raised and educated in Andover, Sean worked in the construction field for 20 years before becoming a Realtor in 2013 His clients benefit from his experience in construction, real estate, and project management, combined with a strong work ethic and a client-first mindset
Home sellers appreciate Sean?s pricing expertise and his spot-on recommendations regarding improvements and repairs that will maximize return on investment. He makes the preparation and selling process seamless with his network of contractors and professionals, and he puts clients at ease by advocating on their behalf and managing every last detail
Home buyers gain insight from Sean?s construction experience as he shares his observations and candid feedback in helping them evaluate the pros, cons, and potential of each house they view. An expert on the Andovers and the greater Merrimack Valley, Sean takes the time to understand what prospective homeowners are looking for He has experience with all types of real estate including single family homes,condominiums,multi-families,and new construction
Sean?s clients enthusiastically recommend him to their friends and neighbors, and as a result his business continues to grow each year. He has consistently been recognized with top producer awards by his company and local Realtor association In 2022, Sean?s wife Aleks joined him as a full-time partner, managing the team?s operations and marketing so that Sean can focus all his attention on his clients
Aleks:
When it comes to turning real estate dreams into reality, Aleks is the Realtor you want by your side. Bringing a wealth of project management experience to the real estate business, she is a consummate professional with impeccable attention to detail and great communication skills Aleks sees challenges as opportunities and excels at finding innovative solutions for any problem that comes up along the way
Aleks understands that real estate transactions are not just about properties; they?re about people.She listens carefully to understand her clients?goals and breaks down complex information to make it easily understandable Her calm and thoughtful demeanor puts people at ease Working together with her husband Sean as the ?Homeward Bound Group? , Aleks keeps clients informed every step of the way, ensuring a seamless and successful experience for buyers,sellers,builders,and investors
LocalExpertise, GlobalConnections.
#1Massachusetts Based Firm
Locally owned and operated, Gibson Sotheby?s International Realty is Massachusetts?s largest independent real estate company and the premier provider in luxury real estate across Eastern Massachusetts With over 700 expert real estate advisors throughout our 33 offices coupled with our powerful network of more than 1,100 Sotheby?s International Realty offices worldwide, we truly have the power to assist wherever your real estate needs may take you.
33 Local Offices
700+ Local Agents
84 Countries & Territories
1,100 Global Affiliate Offices
Proudly serving Boston,Greater Boston,MetroWest, the North Shore,South Shore,South Coast and Cape Cod.
Client Testimonials
"Aleks and Sean were amazing to work with They helped us buy a multifamily property and we are happy buyers They really care about their customers They respond to any request very quickly and are always available to book last minute showings and come to open houses They deal very well with other agents and are respected in the industry which is very important when you need to put in a competitive offer with a multi-offer situation Aleks is the most diligent agent you will find She was perfect in ensuring the deal got done on time and we had everything lined up to close. Sean is very knowledgeable as it relates to understanding the condition of the house and comes in very handy when you?re buying a fixer upper and there are lots of things to know and check ahead of an offer. I recommend Aleks and Sean to anyone needing to buy a house and wanting to have loyal,reliable agents "
"My wife and I were relocating from the West Coast, so our property search was done entirely online with no in-person viewings by my wife or me Sean did the viewings and gave us assessments of the properties Because of his professionalism, experience with the construction industry and market knowledge, we were comfortable with approaching the process as we did Questions and concerns were always addressed promptly By the time we arrived on the East Coast, we had a property purchase underway and were able to close on it about a month after we arrived. We are very satisfied with the property and experience we had with Sean and Aleks from the Homeward Bound Group."
"We had the pleasure of meeting Sean back in 2021, when we started our search for our first home He stuck with us for three years through the crazy market and attending countless open houses even when we told him about it last minute He always made time for us Sean?s expertise with his construction background helped us make educated decisions about each home we looked at His invaluable insight and patience led us to purchasing our first home in our ideal location During the closing process, Sean?s wife, Aleks, was always quick to respond to all our questions and concerns, which made a significant difference for us as first-time home buyers If you are looking for an incredible real estate team, look no further, you are in the best hands with the Homeward Bound Group!"
"Moving across multiple states is never easy especially when kids and the family pet is involved. We relied heavily on Sean and Aleks to be our eyes and ears for us while we were in transition They navigated securing the property, negotiated in our best interest and never batted an eye when I would send multiple questions to them They legitimately care about their clients and make the entire home buying process feel as though you are working with a friend Aleks has incredible attention to detail and Sean?s knowledge around home building was evident throughout the process We would absolutely work with them again and refer our friends and family to them We thank them for taking us on and constantly going the extra mile "
Milford, NH 80 Boynton Hill Road
Methuen
Tewksbury
Hooksett, NH