FoxFacts Newsletter March 2023
It’s About Time Homeowners’ Loan! Get up to $40,000 in one day or less!
Suite
For too long when discussing ‘rates,’ loans have seemed to be the main focus. But what about dividend rates that you earn with deposit accounts?
Fox Rewards Checking % pays you APY*
5.00
When you have a Fox Rewards Checking, check out our Fox Rewards Money Market and discover our highest Money Market rate!
Fox Rewards Money Market % pays you Whether you’re looking at adding another bedroom or remodeling, a fun big-ticket toy like a new boat for the summer, or you just want to consolidate your debt so you can start thinking about those other things, the unsecured It’s About Time Homeowners’ Loan* can help. See how at foxcu.org/abouttimeloan. *Valid on minimum $5,000 new money, with a max loan amount of $40,000. Loan is subject to credit approval, income verification and proof of ownership in primary owner-occupied residence. Repayment term is dependent upon requested loan amount. Rates, terms, and conditions are subject to change at any time without notice and may vary based on creditworthiness and loan term. Applicants typically receive approved funds within the same or one business day. Membership required. Also available to non- homeowners, but rates and available loan amounts may vary.
More money back to you with our share certificate special
4.50%
for 10 months and
APY* $5,000+ deposit
Visit foxcu.org/certificatespecial for details and to open your certificate today! *APY = Annual Percentage Yield and special may end at any time, without prior notice. Share certificates require $5,000 minimum deposit. New money reqired unless current Fox Communities Credit Union (Fox) member with an active Fox checking (4 transactions per month). Dividends accrue daily. Early withdrawal penalties apply. Membership eligibility required. Contact a Fox team member for additional information on applicable fees and terms.
2.50
APY**
Visit foxcu.org/foxrewards to learn more. *APY=Annual Percentage Yield, accurate as of 3/1/2023. Must meet monthly qualifications to earn disclosed APY. Balances up to $5,000 earn 5.00% APY; balances above $5,000 earn 0.50% APY. Monthly Qualification are: (1) combination of 15 or more Fox Communities Credit Union (Fox) debit/credit card purchases that post and settle to account; (2) consent and receive periodic statements electronically; (3) $500 or more direct deposit or automatic debit; and (4) have a valid email address on file with Fox. Failure to meet monthly qualifications reduces earnings. Conditions and restrictions apply, visit your local Fox location or foxcu.org/rewardschecking for additional information. Rates are subject to change without notice. Limit of one Fox Rewards Checking account per tax reported owner. Membership Required. **APY accurate as of 3/1/2023. Fox Rewards Money Market account is a tiered rate account, balances under $14,999.99 earn .10% APY; balances over $15,000 earn 2.50% APY. To obtain the higher APY on the Fox Rewards Money Market account you must maintain an average daily balance of $15,000 or more; (a) consent and receive your periodic statement electronically with a valid email address on file with Fox; (b) have a Fox Rewards Checking account with same ownership type as this account; and (c) meet all monthly earning requirements of the Fox Rewards Checking account.
When in doubt, get it towed A lot of unexpected and unwelcome things can happen while you’re out on the road. A tire can pop. Your heat or AC can stop working. Your odometer can hit the mileage mark of your next oil change. Thankfully, it’s easy to diagnose what’s wrong when something like that happens. But what about when your check engine light comes on? What should you do then? Unfortunately, there are thousands of reasons why a check engine light may pop on. It could be minor, or it could be major, and without a diagnostic computer, there’s really no way of knowing. In fact, there’s only one thing you can know for sure – if your check engine light is flashing, you should pull over as soon as it’s safe to do so, turn off your engine, and call for a tow. Do not try to drive to an auto shop. And, yes, tow trucks can be expensive. But if your check engine light is flashing because of something serious, continuing to drive can lead to even more extensive damage, which will then turn into an even bigger bill when all is said and done. And, as we all know, high-cost vehicle repairs don’t always make financial sense. If that is the case, you’ll want to get in touch with us here at Fox to check out our Auto Buying Services and Reliable Rides Auto Loans. Learn more at foxcu.org. Mike Pastorelli Auto Buying Specialist 920-993-3508 mpastorelli@foxcu.org
Federally Insured by NCUA.