12850 N Westminster

• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites:

On Guard Online @ www.onguardonline.gov

DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS

TRUST YOUR SOURCE OF INFORMATION

• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions

Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.

WIRE FRAUD ADVISORY

Client Date Client Date

PROTECT YOURSELF VERIFY AND NOTIFY

ONLINE RESOURCES:

• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety

The undersigned acknowledges receipt of this Wire Fraud Advisory.

The Internet Crime Complaint Center @ www.ic3.gov

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

The National White Collar Crime Center @ http://www.nw3c.org/research

DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

IMPORTANT -- PLEASE READ CAREFULLY:

LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

Subject Property 12850 N Westminster Dr Oro Valley AZ APN:85755219-23-1920

First

Data Provided By: American Title Ins

Data Provided By: First American Title Ins Co

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

Disclaimer

This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

1st Mtg Document # : 2760398

Prior Doc Number : 3520528

Mailing Address : 12850 N Westminster Dr, Oro Valley AZ 85755-8767 R139

1st Mtg Term : 30

Recording/Sale Date : 04/08/2016 / 04/05/2016

Prior 1st Mtg Amt/Type : $206,530 / Conv

Vesting Codes : / / Community Property

Census Tract / Block : 46.40 / 4

Deed Type : Warranty Deed Price Per SqFt : $134.11

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

County : Pima, Az

Legal Description : Rancho Vistoso Ngbh 10 Pcl S U & V Lot 111

Munic/Township : Amphitheater

Prior Rec/Sale Date : 12/18/2014 / 12/16/2014

School District : Amphitheater

Subdivision : Vistoso Rho Nbrhd 10 Pcls S U

Title Company : Signature Title Agcy/az Llc

Legal Lot : 111

Prior Deed Type : Warranty Deed

Owner Transfer Information

Location Information

Recording/Sale Date : 10/03/2019 / 09/25/2019

Sale Price : $219,000

Prior Sale Information

Prior Lender : Access Cap Grp

Document # : 990671

Subject Property : 12850 N Westminster Dr Oro Valley AZ 85755

Market Area : 423

Deed Type : Quit Claim Deed

Customer Name : Kariann Keomaka

Prior Sale Price : $202,400

1st Mtg Int. Rate/Type : 9.38% / Adjustable Int Rate Loan

1st Mtg Amount/Type : $175,200 / Cnv

Legal Book/Page : 60-74

APN : 219-23-1920

Owner Name : Aguilera Roberto / Aguilera Gonzales Sandra J Rs

Owner OccupiedIndicator : O

Owner Information

Map Reference : 26-11S-13E

Seller Name : Gray Shaun M & Hannah L

Document # : 2760397

Last Market Sale Information

Township-Range- Sect : 11S-13E-26

1st Mtg Document # : 990672

State Use : Single Fam Resurban Subd

Property Tax : $2,787.82 Current YearValue :Total $26,734

Heat Type : Forced Air Quality : Good

# of Stories : 1

Cooling Type : Forced Air Condition : Excellent

Property Information

Year Built / Eff : 2008

Gross Area : 1,633

Total Rooms : 6

Tax Information

Total Value : $213,335

Customer Name : Kariann Keomaka

Exterior wall : Frame Wood Bath Fixtures : 8

Capacity :Garage 2

Living Area : 1,633

Tax Year : 2021 Current AssessedYear : 2023

Lot Acres : 0.13

Land Use : Sfr

Zoning : PAD Lot Size : 5,534

Parking Type : Garage

County Use : Single Fam Resurban Subd

Customer Company Name : First American Title Insurance Company

Property Characteristics

Prepared On : 08/23/2022

Tax Rate Area : 1012 Current ImprovementYearValue : $26,683

Patio Type : Covered Patio

Total TaxableValue : $21,334

Roof Material : Tile Air Cond : Refrigeration

Assessed Year : 2021 Market Value : $213,335 Current YearValue :Land $50

Customer Company Name :

Prepared On : 08/23/2022

2

Criteria

1

0

3

BathroomsBedrooms 3 2 3 3 Stories 1 1 1 1 Total

3

Sale Price $219,000 $325,000 $450,000 $409,800

9

4

2

Price Per Square Foot $134.11 $208 $318 $260.40

3

Year Built 2008 2002 2019 2008 Size 5,534 4,718 9,437 5,889 Assessed Value $213,335 $194,673 $274,310 $222,890 From Subject 0.06 0.93 0.54

2

Lot

Sales Analysis

Subject Property Low High Average

5

7

2

8

Customer Name : Kariann Keomaka First American Title Insurance Company

of Comparables # Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning S

2

Bldg/Living Area 1633 1404 1752 1582

6

Distance

Summary 12850 WestminsterN Dr 219,000 213,335 04/08/2016 1,633 5,534 2008 PAD 12891 WestminsterN Dr 450,000 212,524 05/18/2022 3 1,633 5,342 2007 0.06 PAD 12893 N Tarzana Dr 418,000 212,524 05/04/2022 3 1,633 5,589 2007 0.1 PAD 12935 WestminsterN Dr 409,000 212,524 05/13/2022 3 1,633 5,633 2007 0.11 PAD 12924 N Carlsbad Pl 392,100 213,335 01/21/2022 3 1,633 5,532 2008 0.13 PAD 12864 N Salt Cedar Dr 409,000 230,274 09/30/2021 1,749 5,018 2004 0.38 PAD 12886 N Desert Olive Dr 354,500 208,124 04/06/2022 1,669 7,979 2003 0.44 PAD 12866 N Desert Olive Dr 400,000 226,483 11/23/2021 1,669 8,834 2002 0.46 PAD 12825 N Desert Olive Dr 429,000 194,673 04/04/2022 1,560 9,437 2002 0.48 PAD 13068 N Desert Olive Dr 325,000 196,375 12/22/2021 1,560 5,264 2004 0.51 PAD

Prepared On : 08/23/2022

11 680 W Buffalo Grass Dr 376,000 199,406 08/04/2022 2 1,560 5,342 2002 0.75 PAD

Customer Name : Kariann Keomaka

16 986 W Baccata Ct 430,000 260,954 10/18/2021 3 1,496 4,742 2018 0.88

15 1128 W Vinovo Pass 445,000 208,213 03/31/2022 3 1,563 5,750 2009 0.83 PAD

Distressed Sales =

17 974 W Hesperaloe Ct 449,000 252,074 08/08/2022 3 1,414 5,434 2018 0.93

12 13415 N Flaxleaf Pl 415,000 256,545 01/11/2022 3 1,404 5,013 2019 0.77

Customer Company Name : First American Title Insurance Company

10 1251 W Varese Way 439,000 221,723 05/27/2022 3 1,752 5,175 2006 0.73 PAD

14 13505 N Garlenda Way 410,000 209,070 03/16/2022 3 1,563 5,303 2010 0.82 PAD

13 13409 N Silver Cassia Pl 416,000 274,310 11/12/2021 3 1,404 4,718 2016 0.81

Map

Customer

# of units: Document #: 1240575 Bedrooms: Pool: Total Tax Value: $212,524 Bath(F/H): /

Details of Comparables

Rec. Date / Price: 04/08/2016 / $219,000 Living Area: 1,633

Owner Name: Fkh Sfr Prop Co K Lp / APN / Alternate APN: 219-23-2330 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Prcl S / Lot Size: 5,342 Year Built / Eff: 2007 /

# of units: Document #: 1380644 Bedrooms: Pool: Total Tax Value: $212,524 Bath(F/H): /

Owner Name: Ramirez Valerie N / APN / Alternate APN: 219-23-2670 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls S / Lot Size: 5,589 Year Built / Eff: 2007 /

Rec. Date / Price: 01/21/2022 / $392,100 Living Area: 1,633

Rec. Date / Price: 05/04/2022 / $418,000 Living Area: 1,633

#1 12891 N Westminster Dr Tucson Az 85755

#2 12893 N Tarzana Dr Tucson Az 85755

Year Built / Eff: 2008 /

Subject Property: 12850 N Westminster Dr Oro Valley Az 85755

#3 12935 N Westminster Dr Tucson Az 85755

Owner Name: Sierra Family Lp Rllp / APN / Alternate APN: 219-23-2290 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls S U / Lot Size: 5,633 Year Built / Eff: 2007 /

# of units: Document #: 990671 Bedrooms: Pool: Total Tax Value: $213,335 Bath(F/H): /

Rec. Date / Price: 05/13/2022 / $409,000 Living Area: 1,633

# of units: Document #: 1330265 Bedrooms: Pool: Total Tax Value: $212,524 Bath(F/H): /

# of units: Document #: 210395 Bedrooms: Pool: Total Tax Value: $213,335 Bath(F/H): /

Owner Name: Ah4 R Properties Two Llc / APN / Alternate APN: 219-23-1770 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Nbrhd 10 / Lot Size: 5,532

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

#4 12924 N Carlsbad Pl Tucson Az 85755

Year Built / Eff: 2008 /

Owner Name: Aguilera Roberto /Aguilera Gonzales Sandra J Rs APN / Alternate APN: 219-23-1920 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls S U / Lot Size: 5,534

Rec. Date / Price: 05/18/2022 / $450,000 Living Area: 1,633

Year Built / Eff: 2004 / Rec. Date / Price: 09/30/2021 / $409,000 Living Area: 1,749

Owner Name: Mayne Michael L / APN / Alternate APN: 219-22-2560 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls Q&r / Lot Size: 8,834

#5 12864 N Salt Cedar Dr Tucson Az 85755

Year Built / Eff: 2004 /

Owner Name: Spieker & Spieker Tucson Ll / APN / Alternate APN: 219-22-2500 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Rancho Vistoso Nbrhd 10 Prcl Q & R / Lot Size: 7,979

Rec. Date / Price: 12/22/2021 / $325,000 Living Area: 1,560 # of units: Document #: 3560361 Bedrooms: Pool: Total Tax Value: $196,375 Bath(F/H): /

Year Built / Eff: 2003 / Rec. Date / Price: 04/06/2022 / $354,500 Living Area: 1,669

#6 12886 N Desert Olive Dr Oro Valley Az 85755

#8 12825 N Desert Olive Dr Oro Valley Az 85755

Year Built / Eff: 2002 / Rec. Date / Price: 04/04/2022 / $429,000 Living Area: 1,560 # of units: Document #: 940188 Bedrooms: Pool: Total Tax Value: $194,673 Bath(F/H): /

#9 13068 N Desert Olive Dr Oro Valley Az 85755

# of units: Document #: 960811 Bedrooms: Pool: Total Tax Value: $208,124 Bath(F/H): /

Year Built / Eff: 2002 / Rec. Date / Price: 11/23/2021 / $400,000 Living Area: 1,669

Owner Name: Lane Denis K Jr / APN / Alternate APN: 219-22-1370 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Ranch Vistoso Nbrhd 10 Prcl O&p / Lot Size: 5,018

Owner Name: Hulsether Judy /

APN / Alternate APN: 219-22-2900 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls Q & / Lot Size: 5,264

#7 12866 N Desert Olive Dr Oro Valley Az 85755

Customer Name : Kariann Keomaka

# of units: Document #: 2730280 Bedrooms: Pool: Total Tax Value: $230,274 Bath(F/H): /

# of units: Document #: 3271031 Bedrooms: Pool: Pool Total Tax Value: $226,483 Bath(F/H): /

APN / Alternate APN: 219-22-2490 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Rancho Vistoso Nbrhd 10 Prcl Q & R / Lot Size: 9,437

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

Owner Name: Buehler Ronald J /Buehler Susan E

#14 13505 N Garlenda Way Oro Valley Az 85755

# of units: Document #: 3161401 Bedrooms: Pool: Total Tax Value: $274,310 Bath(F/H): /

Customer Name : Kariann Keomaka

# of units: Document #: 110362 Bedrooms: Pool: Total Tax Value: $256,545 Bath(F/H): /

# of units: Document #: 1470620 Bedrooms: Pool: Total Tax Value: $221,723 Bath(F/H): /

APN / Alternate APN: 219-22-0370 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Rancho Vistoso Nbrhd 10 Prcl O & P / Lot Size: 5,342

Year Built / Eff: 2002 / Rec. Date / Price: 08/04/2022 / $376,000 Living Area: 1,560

# of units: Document #: 2160094 Bedrooms: Pool: Total Tax Value: $199,406 Bath(F/H): /

#12 13415 N Flaxleaf Pl Oro Valley Az 85755

Year Built / Eff: 2019 / Rec. Date / Price: 01/11/2022 / $415,000 Living Area: 1,404

Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Rancho Vistoso Nbrhd 10 Prcl B & C / Lot Size: 5,175

#10 1251 W Varese Way Tucson Az 85755

Owner Name: Op Spe Phx1 Llc / APN / Alternate APN: 219-19-7240 /

Owner Name: Cummings Tonia L / APN / Alternate APN: 219-22-8740 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Maracay/vistoso / Lot Size: 4,718

Owner Name: Merola Hannah / APN / Alternate APN: 219-19-5720 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho-nbrhd 10 Pcls B&c / Lot Size: 5,303

# of units: Document #: 750425 Bedrooms: Pool: Total Tax Value: $209,070 Bath(F/H): /

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

#13 13409 N Silver Cassia Pl Tucson Az 85755

#11 680 W Buffalo Grass Dr Oro Valley Az 85755

Year Built / Eff: 2016 / Rec. Date / Price: 11/12/2021 / $416,000 Living Area: 1,404

Owner Name: Stack Charles R /Stack Virginia M APN / Alternate APN: 219-22-8150 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Maracay/vistoso / Lot Size: 5,013

Owner Name: Deluca Catalina /Stefanescu Adriana

Year Built / Eff: 2006 / Rec. Date / Price: 05/27/2022 / $439,000 Living Area: 1,752

Year Built / Eff: 2010 / Rec. Date / Price: 03/16/2022 / $410,000 Living Area: 1,563

Bedrooms: Pool: Total Tax Value: $260,954 Bath(F/H): /

Owner Name: Dunham Nancy / APN / Alternate APN: 219-22-8430 /

# of units: Document #: 2910927

Customer Name : Kariann Keomaka

Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Maracay/vistoso / Lot Size: 4,742

Year Built / Eff: 2018 / Rec. Date / Price: 10/18/2021 / $430,000 Living Area: 1,496

Owner Name: Holbrook Randolph T / APN / Alternate APN: 219-22-8340 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Maracay/vistoso Resub / Lot Size: 5,434 Year Built / Eff: 2018 / Rec. Date / Price: 08/08/2022 / $449,000 Living Area: 1,414

#15 1128 W Vinovo Pass Tucson Az 85755

Owner Name: Brown Arthur B Iii /Brown Kelly K APN / Alternate APN: 219-19-5860 /

#16 986 W Baccata Ct Oro Valley Az 85755

#17 974 W Hesperaloe Ct Oro Valley Az 85755

Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Prcl B / Lot Size: 5,750

# of units: Document #: 901133 Bedrooms: Pool: Total Tax Value: $208,213 Bath(F/H): /

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

Year Built / Eff: 2009 / Rec. Date / Price: 03/31/2022 / $445,000 Living Area: 1,563

# of units: Document #: 2200450 Bedrooms: Pool: Total Tax Value: $252,074 Bath(F/H): /

Subject Property : 12850 N Westminster Dr Oro Valley AZ 85755 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved

Customer Name : Kariann Keomaka

Prepared On : 08/23/2022

Customer Company Name : First American Title Insurance Company

WAnamax Mine Rd dRhRiGWacaanc Road424 WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd SGuildRd 80 NKINNEYRD SPICACHOHWYE BAUMGARTNER RD SNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD PARK LINK DR SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Oracle Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Red Rock Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06 PIMA COUNTY School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO

39

UNIFIED 2101

06

30

13

20

E Hemlock Dr BNearCanyonRdW E Camino Del Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR E Nona Rd Ch efButteRd Lo al Ave NTricoRd SCattleTankRd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd NTrcoRd W Bayard Rd dRSSandaro WillowSpringsRd N Dove Mountain Blvd

05249570321 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd NF38 W Avra Valley Rd E Grand Va ey DrNAguirreRd dRkLNuce dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucker Rd W Rudas l Rd W Manvi e Rd SSanJoaquinRdWBopp Rd W Snyder H l RddRSMarsear W Park Rd W Hermans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESstancaDr

08

ELEMENTARY 10105

SHelvetiaRdUNIFIED N. Well Road, Ajo, AZ 85321 520.387.5618 VALLEY S. Sasabe Road, Tucson, AZ 85736 520.822.1484 W. Wetmore, Tucson, AZ 85705 520.696.5000 FOOTHILS E. River Road, Tucson, AZ 85718 520.209.7500 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 SAHUARITA UNIFIED W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF

TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

10 AMPHITHEATER UNIFIED 701

350

111

01

51 ALTAR

16 CATALINA

EDesertDove

11

12

SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421

Total Expenditure/Student : 132

School District : Amphitheater Unified District (4406)

Elementary Schools

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 381 Total Expenditure/Student : 132

Copper Creek Elementary School Distance 1.49 Miles

Lowest Grade : K

825 W Desert Fairways Dr Oro Valley AZ 85755

Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 749 Total Expenditure/Student :

12620 N Woodburne Ave Oro Valley AZ 85755

Telephone : (520) 696-3800

Lowest Grade : Pre-K

The Innovation Academy Distance 0.61 Miles

School District : Leman Academy Of Excellence Inc. (92730)

School District : Amphitheater Unified District (4406)

Painted Sky Elementary School Distance 1.27 Miles

Telephone : (520) 696-6800

Customer Company Name : First American Title Insurance Company

Telephone : (520) 269-4610

1410 W Tangerine Rd Oro Valley AZ 85755

11620 N Copper Spring Trl Tucson AZ 85737

Prepared On : 08/23/2022

Public Schools :

Leman Academy Of Excellence-oro Valley Arizona Distance 0.95 Miles

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 398 Total Expenditure/Student : 132

Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 444

Customer Name : Kariann Keomaka

Telephone : (520) 912-4005

Oro Valley Exclusive Medical, Llc 13045 N Woosnam Way Oro Valley Az (520) 272-3971 0.27

Haus Of Brats Llc 12670 N Spirit Mtn Rd Oro Valley Az (520) 360-0092 0.64

Friendly Home Services Llc 12861 N Desert Olive Dr Oro Valley Az (520) 838-1503 0.45

Banks / Financial

Eating / Drinking

Innovation Clinical Research, Llc 12739 N Red Eagle Dr Oro Valley Az (520) 797-2080 0.19

Name Address Telephone Distance (Miles)

Licentiam Dance L.l.c. 13135 N Booming Dr Oro Valley Az (520) 989-3114 0.62

De Novo Wellness Center, Llc 12961 N Carlsbad Pl Tucson Az (520) 604-3248 0.16

Fortheluvvamusic Entertainment 933 W Leatherleaf Dr Oro Valley Az (520) 977-5094 0.34

Name Address Telephone Distance (Miles)

Busy Bee Speech Therapy, Llc 12870 N Westminster Dr Oro Valley Az (520) 307-3695 0.03

Spotlights Grill Llc 12759 N Morgan Ranch Rd Oro Valley Az (520) 241-7016 0.57

Chabad Of Oro Valley Inc. 1217 W Faldo Dr Tucson Az (520) 477-8672 0.34

Name Address Telephone Distance (Miles)

AttractionsBusiness/Recreation

Tucson Repertory Orchestra Inc. 937 W Cork Oak Pl Tucson Az (520) 297-5104 0.38

Health Care Services

Customer Name : Kariann Keomaka

Guild Mortgage Company 12318 N Tall Grass Dr Oro Valley Az (520) 498-4700 0.66

Name Address Telephone Distance (Miles)

Hifalutin Inc 12687 N Red Eagle Dr Oro Valley Az (520) 297-0518 0.23

Local

Joanne Zich Ministries 13036 N Desert Olive Dr Oro Valley Az (520) 498-5063 0.48

In Play Golf, Llc 12944 N Desert Olive Dr Oro Valley Az (520) 331-3134 0.44

Organizations / Associations

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

Shopping

Name Address Telephone Distance (Miles)

Fire On The Mountain 1022 W Blue Crest Dr Oro Valley Az (520) 289-0282 0.38

Customer Name : Kariann Keomaka

Name Address Telephone Distance (Miles)

Catalina Aromatherapy & Herbal Supply 13168 N Woosnam Way Oro Valley Az (410) 206-8699 0.39

Judgefitness, Llc 985 W Thornbush Pl Tucson Az (520) 544-7339 0.29

Personal Services

Oro Valley Coffee Roasting, Llc 12535 N Placita El Cobo Tucson Az (907) 378-8599 0.47

Fork And Fire Mobile Foods Llc 969 W Hesperaloe Ct Oro Valley Az (480) 338-4848 0.91

Bed / Bath : / 3 Property Tax : $2,772.83

Subdivision : Vistoso Rho Nbrhd 10 Pcls S U

Bed / Bath : / 3 Property Tax : $3,144.10

APN : 219-23-1930

Land Use : Sfr Lot Acres : 0.13

Sale Date : 12/03/2007

Stories : 1 Living Area : 1,633

Land Use : Sfr Lot Acres : 0.12

Total Value : $212,524

Yr Blt / Eff Yr Blt : 2007 / APN : 219-23-1950

Owner Name : Jorgensen Janice L

Stories : 1

Total Value : $213,335

Living Area : 1,633

Land Use : Sfr Lot Acres : 0.13

Stories : 2 Living Area : 1,883

Bed / Bath : / 4 Property Tax : $2,747.60

Sale Date : 08/31/2017

Total Value : $211,328

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

Subdivision : Vistoso Rho Nbrhd 10 Pcls S-v

Customer Name : Kariann Keomaka

Sale Price : $295,000

Yr Blt / Eff Yr Blt : 2007 /

Owner Name : Barsky Robert

Recording Date : 12/04/2007

Sale Date : 06/03/2020

Sale Price : $296,249

Recording Date : 06/15/2020

APN : 219-23-1900

12836 N WESTMINSTER DR Distance 0.02 Miles

Sale Price : $235,000

Yr Blt / Eff Yr Blt : 2008 /

Recording Date : 09/13/2017

Subdivision : Vistoso Rho Nbrhd 10 Pcls S

Owner Name : Randall Melanie L

12856 N WESTMINSTER DR Distance 0.01 Miles

12870 N WESTMINSTER DR Distance 0.03 Miles

Yr Blt / Eff Yr Blt : 2008 /

Sale Price : $215,060

Sale Date : 11/02/2007

Bed / Bath : / 3 Property Tax : $2,787.82

Land Use : Sfr

Subdivision : Vistoso Rho Nbrhd 10 Pcls S U

Lot Acres : 0.12

APN : 219-23-2390

12853 N WESTMINSTER DR Distance 0.03 Miles

Subdivision : Vistoso Rho Nbrhd 10 Pcls S U

Lot Acres : 0.13

Yr Blt / Eff Yr Blt : 2008 /

APN : 219-23-1960

Sale Date : 10/10/2008

Stories : 1 Living Area : 1,633

Land Use : Sfr

Subdivision : Vistoso Rho Nbrhd 10 Pcls S U

12878 N WESTMINSTER DR Distance 0.04 Miles

Recording Date : 06/15/2020

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

Recording Date : 10/14/2008

Yr Blt / Eff Yr Blt : 2007 /

Recording Date : 11/08/2007

Bed / Bath : / 3 Property Tax : $3,127.19

Stories : 1 Living Area : 1,633

Sale Date : 06/05/2020

Lot Acres : 0.12

Owner Name : Wiese Erica L

Owner Name : Hawley Trevor

Land Use : Sfr

12847 N WESTMINSTER DR Distance 0.03 Miles

Owner Name : Hamberger Jesse Daniel

Bed / Bath : / 3 Property Tax : $3,144.10

Total Value : $213,335

Stories : 1 Living Area : 1,633

Customer Name : Kariann Keomaka

Total Value : $212,524 Sale Price : $249,350

Sale Price : $269,000

APN : 219-23-2380

Recording Date : 09/16/2011

Total Value : $212,133 Sale Price : $290,000

Land Use : Sfr Lot Acres : 0.12

Owner Name : Wiegard Elizabeth

Land Use : Sfr Lot Acres : 0.12

12867 N WESTMINSTER DR Distance 0.04 Miles

Yr Blt / Eff Yr Blt : 2008 / APN : 219-23-1890

Land Use : Sfr Lot Acres : 0.16

Bed / Bath : / 4 Property Tax : $3,233.66

Distance 0.04 Miles

Total Value : $222,003 Sale Price : $225,740

Stories : 2 Living Area : 2,023

Owner Name : Manley Kayla

Recording Date : 09/16/2008

Recording Date : 11/25/2020

Customer Name : Kariann Keomaka

Subdivision : Vistoso Nbrhd 10

Sale Date : 08/22/2011

12830 N WESTMINSTER DR

12828 N WESTMINSTER DR Distance 0.04 Miles

Bed / Bath : / 3 Property Tax : $2,899.29

Stories : 2 Living Area : 1,883

Yr Blt / Eff Yr Blt : 2008 / APN : 219-23-1880

Yr Blt / Eff Yr Blt : 2008 / APN : 219-23-2360

Stories : 2 Living Area : 2,386

Subdivision : Vistoso Rho Nbrhd 10 Pcls S-v

Sale Date : 09/15/2008

Bed / Bath : / 4 Property Tax : $2,761.21

Sale Date : 11/08/2020

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

Sale Price : $230,000

Owner Name : Callahan Jennifer

Total Value : $247,464

Recording Date : 04/15/2020

Sale Date : 03/16/2020

Customer Name : Kariann Keomaka

Sale Price : $265,000

Bed / Bath : / 3

Land Use : Sfr

APN : 219-23-2350

Subdivision : Vistoso Rho Nbrhd 10 Pcls S-v

Stories : 1

Lot Acres : 0.12

Property Tax : $2,772.83

Yr Blt / Eff Yr Blt : 2007 /

Customer Company Name : First American Title Insurance Company

Prepared On : 08/23/2022

Total Value : $212,524

Living Area : 1,633

12875 N WESTMINSTER DR

Owner Name : Kincaid Matthew M

Distance 0.04 Miles

Growth Last 10 Years: 24.72% $75,000 - $100,000 11.77%

Census Tract / block: 46.40 / 4 Year: 2018

Housing

Median Mortgage Payments Home Values

$800 - $1,999: 38.79% $150,000 - $200,000: 3.32% Over $2,000: 35.53% $200,000 - $300,000: 31.91%

Growth Last 5 Years: 5.67% 25 - 64 45.24%

Estimate in 5 Years: 1,981 $35,000 - $50,000 7.24%

Growth Last 10 Years: -97% 65 - 74 15.21% 75+

Population Population by Age

Median Home Value: $341,300 $300,000 - $500,000: 45.79%

Married People: 71%

Under $300: 0.83% Below $100,000: 0.89%

Current Year: 2,030 0 - $25,000 8.57%

Growth Last 5 Years: 14.19% $50,000 - $75,000 12.86%

Customer Name : Kariann Keomaka

$300 - $799: 24.85% $100,000 - $150,000: 0%

Unit Occupied Owner: 83.05% Above $500,000: 18.09%

Female Population: 48.7% Average Household Income: $111,071

Unmarried People: 29%

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

Estimate Current Year: 5,400 12 - 17

Household Size Household Income

Male Population: 51.3% Above $100,000 51.53%

Median Mortgage: $1,406

Count: 5,312 0 - 11

Household

Estimate in 5 Years: 5,769 18 - 24 4.35%

Average Current Year: 2.6 $25,000 - $35,000 8.03%

Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022

$500 - $749 7.92% 1980 - 1989 5.53%

Administrative: Unpaid Family Worker: 5.12%

Year Built

Private College: 0.94% Graduate Degree: 24.65%

Protective Services: Blue-Collar: 8.4%

Less Than 15 Min: 12.45%

Sales: 29.39% Self Employed Worker: 9.65%

Not Enrolled in School: 72.17%

Public School: 22.68% Graduate Of High School: 12.31%

Enrollment

15 min - 28 min: 40.43%

Private Pre-Primary School: 1.31% Not A High School Graduate: 2.05%

Occupation:

Public Pre-Primary School: 1.17%

Commute Time

Workforce

Manager/Prof: 53.16% Private Worker: 67.28%

Rent Payments

Unit Occupied Renter: 16.95% 1999 - 2000

Less Than $499 0% 1990 - 1994

Technical: Government Worker: 12.38%

30 min - 57 min: 38.21%

Education

Private School: 5.14% Attended Some College: 20.99%

Median Gross Rent: $1,563 1995 - 1998

$750 - $999 4.95% 1970 - 1979 0.43%

Service: 9.05% Skilled:

Customer Name : Kariann Keomaka

Over 60 min: 8.9%

Public College: 4.36% College Graduate: 40.01%

Private House Hold: Farming: 4.43%

$1000 and Over 87.13% 1900 - 1969 1.31%

Customer Name : Kariann Keomaka

Prepared On : 08/23/2022

Customer Company Name : First American Title Insurance Company

Customer Name : Kariann Keomaka

Prepared On : 08/23/2022

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company

BYPASS BLDG SQFT

IMPROVEMENTS

1,633

2021 TAX AMT TAX DUE INTEREST DATE PAID TOTAL DUE FIRST HALF 1,393.91 0.00 0.00 09/22/2021 0.00 SECOND HALF 1,393.91 0.00 0.00 05/28/2022 0.00

INSTRUMENT REC DATE

+ FIRST AMERICAN TITLE, FC0, KWAL PIMA, AZ 08/23/2022 08:49AM TCI1 INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1

03/04/2008 225,190

1012 EXTERIOR WALLS FRAME WOOD

MAIL: 12850 N WESTMINSTER DR ORO VALLEY AZ 85755

WD

12/18/2014 202,400 2014 3520528 WD

INFORMATION THROUGH 07/28/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS

PARCEL: 219-23-1920

PLAT: LOT 00111 BLOCK LEGAL: RANCHO VISTOSO NGBH 10 PCL S U & V LOT 111

PARCEL: 219-23-1920

502 GRADE MATERIALS IMPR FULL CASH VALUE 212,833 SALES SALE DATE SALE AMOUNT INSTRUMENT TYPE SELLER NAME VALIDITY 04/08/2016 219,000

01 41 NUMBER OF STORIES 1.0

CURRENT TAXES

PRIMARY 21,334 0 0 9.4097 1012 SECONDARY 50 21,283 0 5.3279 2021 TOTAL TAX BILLED 2,787.82

SW

SEARCH PARAMETERS

OWNER: AGUILERA ROBERT /

TOTAL CURRENT TAXES DUE 08/22 0.00 09/22 0.00

2008

M ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: SFR END SEARCH

09/11/2007 334,250

1 STDLT STORIES HEIGHT 0

SW

AFFIDAVIT 2016 990671 04/08/2016 SITUS: 12850 N WESTMINSTER DR OV

213,335

FULL CASH VALUE YEAR BUILT LAND USE LOT SIZE SCHOOL DISTRICT LAND FULL CASH VALUE 2016 990671 GRAY SHAUN M/HANNAH L NEWTON FAMILY TRUST 13255 2068 K HOVNANIAN GREAT WESTERN 13137 1520 VISTOSO ROLLING OPTION L L

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

ConditionsCovenants,&Restrictions

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Page 1 of 11 01/24/2012 3:06 PM

Page 2 of 11 01/24/2012 3:06 PM

Page 3 of 11 01/24/2012 3:06 PM

Page 4 of 11 01/24/2012 3:06 PM

Page 5 of 11 01/24/2012 3:06 PM

Page 6 of 11 01/24/2012 3:06 PM

Page 7 of 11 01/24/2012 3:06 PM

Page 8 of 11 01/24/2012 3:06 PM

Page 9 of 11 01/24/2012 3:06 PM

Page 10 of 11 01/24/2012 3:06 PM

Page 11 of 11 01/24/2012 3:06 PM

Page 1 of 2 01/24/2012 3:06 PM

Page 2 of 2 01/24/2012 3:06 PM

Page 1 of 6 01/24/2012 3:06 PM

Page 2 of 6 01/24/2012 3:06 PM

Page 3 of 6 01/24/2012 3:06 PM

Page 4 of 6 01/24/2012 3:06 PM

Page 5 of 6 01/24/2012 3:06 PM

Page 6 of 6 01/24/2012 3:06 PM

Page 1 of 9 01/24/2012 3:06 PM

Page 2 of 9 01/24/2012 3:06 PM

Page 3 of 9 01/24/2012 3:06 PM

Page 4 of 9 01/24/2012 3:06 PM

Page 5 of 9 01/24/2012 3:06 PM

Page 6 of 9 01/24/2012 3:06 PM

Page 7 of 9 01/24/2012 3:06 PM

Page 8 of 9 01/24/2012 3:06 PM

Page 9 of 9 01/24/2012 3:06 PM

Page 1 of 14 01/24/2012 3:06 PM

Page 2 of 14 01/24/2012 3:06 PM

Page 3 of 14 01/24/2012 3:06 PM

Page 4 of 14 01/24/2012 3:06 PM

Page 5 of 14 01/24/2012 3:06 PM

Page 6 of 14 01/24/2012 3:06 PM

Page 7 of 14 01/24/2012 3:06 PM

Page 8 of 14 01/24/2012 3:06 PM

Page 9 of 14 01/24/2012 3:06 PM

Page 10 of 14 01/24/2012 3:06 PM

Page 11 of 14 01/24/2012 3:06 PM

Page 12 of 14 01/24/2012 3:06 PM

Page 13 of 14 01/24/2012 3:06 PM

Page 14 of 14 01/24/2012 3:06 PM

Page 1 of 100 01/24/2012 3:06 PM

Page 2 of 100 01/24/2012 3:06 PM

Page 3 of 100 01/24/2012 3:06 PM

Page 4 of 100 01/24/2012 3:06 PM

Page 5 of 100 01/24/2012 3:06 PM

Page 6 of 100 01/24/2012 3:06 PM

Page 7 of 100 01/24/2012 3:06 PM

Page 8 of 100 01/24/2012 3:06 PM

Page 9 of 100 01/24/2012 3:06 PM

Page 10 of 100 01/24/2012 3:06 PM

Page 11 of 100 01/24/2012 3:06 PM

Page 12 of 100 01/24/2012 3:06 PM

Page 13 of 100 01/24/2012 3:06 PM

Page 14 of 100 01/24/2012 3:06 PM

Page 15 of 100 01/24/2012 3:06 PM

Page 16 of 100 01/24/2012 3:06 PM

Page 17 of 100 01/24/2012 3:06 PM

Page 18 of 100 01/24/2012 3:06 PM

Page 19 of 100 01/24/2012 3:06 PM

Page 20 of 100 01/24/2012 3:06 PM

Page 21 of 100 01/24/2012 3:06 PM

Page 22 of 100 01/24/2012 3:06 PM

Page 23 of 100 01/24/2012 3:06 PM

Page 24 of 100 01/24/2012 3:06 PM

Page 25 of 100 01/24/2012 3:06 PM

Page 26 of 100 01/24/2012 3:06 PM

Page 27 of 100 01/24/2012 3:06 PM

Page 28 of 100 01/24/2012 3:06 PM

Page 29 of 100 01/24/2012 3:06 PM

Page 30 of 100 01/24/2012 3:06 PM

Page 31 of 100 01/24/2012 3:06 PM

Page 32 of 100 01/24/2012 3:06 PM

Page 33 of 100 01/24/2012 3:06 PM

Page 34 of 100 01/24/2012 3:06 PM

Page 35 of 100 01/24/2012 3:06 PM

Page 36 of 100 01/24/2012 3:06 PM

Page 37 of 100 01/24/2012 3:06 PM

Page 38 of 100 01/24/2012 3:06 PM

Page 39 of 100 01/24/2012 3:06 PM

Page 40 of 100 01/24/2012 3:06 PM

Page 41 of 100 01/24/2012 3:06 PM

Page 42 of 100 01/24/2012 3:06 PM

Page 43 of 100 01/24/2012 3:06 PM

Page 44 of 100 01/24/2012 3:06 PM

Page 45 of 100 01/24/2012 3:06 PM

Page 46 of 100 01/24/2012 3:06 PM

Page 47 of 100 01/24/2012 3:06 PM

Page 48 of 100 01/24/2012 3:06 PM

Page 49 of 100 01/24/2012 3:06 PM

Page 50 of 100 01/24/2012 3:06 PM

Page 51 of 100 01/24/2012 3:06 PM

Page 52 of 100 01/24/2012 3:06 PM

Page 53 of 100 01/24/2012 3:06 PM

Page 54 of 100 01/24/2012 3:06 PM

Page 55 of 100 01/24/2012 3:06 PM

Page 56 of 100 01/24/2012 3:06 PM

Page 57 of 100 01/24/2012 3:06 PM

Page 58 of 100 01/24/2012 3:06 PM

Page 59 of 100 01/24/2012 3:06 PM

Page 60 of 100 01/24/2012 3:06 PM

Page 61 of 100 01/24/2012 3:06 PM

Page 62 of 100 01/24/2012 3:06 PM

Page 63 of 100 01/24/2012 3:06 PM

Page 64 of 100 01/24/2012 3:06 PM

Page 65 of 100 01/24/2012 3:06 PM

Page 66 of 100 01/24/2012 3:06 PM

Page 67 of 100 01/24/2012 3:06 PM

Page 68 of 100 01/24/2012 3:06 PM

Page 69 of 100 01/24/2012 3:06 PM

Page 70 of 100 01/24/2012 3:06 PM

Page 71 of 100 01/24/2012 3:06 PM

Page 72 of 100 01/24/2012 3:06 PM

Page 73 of 100 01/24/2012 3:06 PM

Page 74 of 100 01/24/2012 3:06 PM

Page 75 of 100 01/24/2012 3:06 PM

Page 76 of 100 01/24/2012 3:06 PM

Page 77 of 100 01/24/2012 3:06 PM

Page 78 of 100 01/24/2012 3:06 PM

Page 79 of 100 01/24/2012 3:06 PM

Page 80 of 100 01/24/2012 3:06 PM

Page 81 of 100 01/24/2012 3:06 PM

Page 82 of 100 01/24/2012 3:06 PM

Page 83 of 100 01/24/2012 3:06 PM

Page 84 of 100 01/24/2012 3:06 PM

Page 85 of 100 01/24/2012 3:06 PM

Page 86 of 100 01/24/2012 3:06 PM

Page 87 of 100 01/24/2012 3:06 PM

Page 88 of 100 01/24/2012 3:06 PM

Page 89 of 100 01/24/2012 3:06 PM

Page 90 of 100 01/24/2012 3:06 PM

Page 91 of 100 01/24/2012 3:06 PM

Page 92 of 100 01/24/2012 3:06 PM

Page 93 of 100 01/24/2012 3:06 PM

Page 94 of 100 01/24/2012 3:06 PM

Page 95 of 100 01/24/2012 3:06 PM

Page 96 of 100 01/24/2012 3:06 PM

Page 97 of 100 01/24/2012 3:06 PM

Page 98 of 100 01/24/2012 3:06 PM

Page 99 of 100 01/24/2012 3:06 PM

Page 100 of 100 01/24/2012 3:06 PM

to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

AZ Sellers Guide | 3

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count on First American Title

Count On Us For Service

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

Count On Us To Meet Your Needs

Count On Us For Stability

AZ Sellers Guide |

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- know how to determine your home’s current market value?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

- know how to advertise effectively and what the costs will be?

A REALTOR ® :

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

› Can advertise effectively for the best results.

Benefits4 of using a Professional REALTOR ®

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

Do you...

- concerned about having strangers walking through your home?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

- have the knowledge, patience, and sales skills needed to sell your home?

FOR SALE BY OWNER

- aware of conditions in the marketplace today that affect value and length of time to sell?

› Is experienced with resolving problems to facilitate a successful closing on your home.

› Can remain objective when presenting offers and counter-offers on your behalf.

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

› Understands market conditions and has access to information not available to the average homeowner.

› Maintains errors-and-omissions insurance.

- understand the steps of an escrow and what’s required of you and the buyer?

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

- know how to determine whether or not a buyer can qualify for a loan?

Are you...

BUYER'S AGENT

TITLE COMPANY

AZ Sellers Guide | 5

ESCROW OFFICER

REALTOR ®

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

MULTIPLE LISTING SERVICE (MLS)

Key Professionals Involved in Your Transaction

REAL ESTATE AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

Clean household appliances and make sure they work properly.

AZ Sellers Guide | 6

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Make your entry inviting: Paint your front door and buy a new front door mat.

Repair leaky faucets and caulking in bathtubs and showers.

Remove any oil and rust stains from the driveway and garage.

Repair or replace loud ventilating fans. Replace worn shower curtains.

Paint or replace the mailbox, if needed.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check stucco walls for cracks and discoloration.

Clean and organize the garage, and ensure the door is in good working order.

Make sure toilet seats look new and are firmly attached.

Ensure that all exterior lights are working.

Remove clutter throughout the house. Organize and clean out closets.

Mow and edge the lawn regularly, and trim the shrubs.

If screens or windows are damaged, replace or repair them.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

YOURFORPREPARINGSALEHOME

Inspect fences, gates and latches. Repair or replace as needed.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Close the windows to eliminate street noise.

Stash or throw out newspapers, magazines, junk mail.

Clear all clutter from counter tops.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Make beds with attractive spreads.

Staging your home for Show

Send pets away or secure them away from the house, and be sure to clean up after them.

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

cans and put them out of sight.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

AZ Sellers Guide | 7

If possible you, your pets, and your children should be gone while your home is being Cleanshown.trash

Check that sink and tub are scrubbed and unstained.

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

AZ Sellers Guide | 8

Comparable Sales

Lien

Close of Escrow

The recipient of benefits, often from a deed of trust; usually the lender.

Appraisal

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Closing Disclosure (CD)

Consummation

Legal Description

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Deed of Trust

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

An instrument used in many states in place of a mortgage.

Deed Restrictions

Disbursement Date

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

Terms You Should Know

Hazard Insurance

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

A payment that includes Principal, Interest, Taxes, and Insurance.

TRID

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Loan Estimate (LE)

Earnest Money Deposit

AZ Sellers Guide | 9

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Provides a complete breakdown of costs involved in a real estate transaction.

Annual Percentage Rate (APR)

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

PITI

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Impounds

Power of Attorney

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Beneficiary

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Settlement statement

TILA-RESPA Integrated Disclosures

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Upon receipt of order and earnest money deposit, orders title examination.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Underwritingapproval.reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

Reviews title commitment / preliminary report.

Completes and returns opening package from First American Title.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

THE BUYER

Schedules signing appointment and informs buyer of funds due at settlement.

THE ESCROW OFFICER

Coordinatesconsummation.withlender on the preparation of the CD.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

Chooses a Real Estate Agent

THE LENDER

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

THE SELLER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Once loan is consummated, sends funding package to lender for review.

Requests necessary information from buyers and sellers via opening packages.

The Life Of An Escrow

AZ Sellers Guide | 10

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Prepares recording instructions and submits docs for recording.

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other. Closing Costs: Who Pays What

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

AZ Sellers Guide | 12

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

The Escrow Process

WHAT IS AN ESCROW?

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

Open escrow and deposit good faith funds into an escrow account

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Your Escrow Professional May:

AZ Sellers Guide | 13

Request funds from buyer and buyer’s new lender

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

Title Insurance

The Title Industry & Title Insurance in Brief

WHAT IS TITLE INSURANCE?

AZ Sellers Guide | 14

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.

WHY IS TITLE INSURANCE NEEDED?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

21 Post-policy prescriptive easement

15 Post-policy forgery

EAGLE

Other benefits:

25 Pays rent for substitute land or facilities

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

StandardALTAorCLTA

c) a charge by a homeowner’s association

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

3 Forgery, fraud, duress in the chain of title

24 Discriminatory covenants

26 Rights under unrecorded leases Plain language statements of policy coverage and restrictions

29

16 Post-policy encroachment

28 Compliance with Subdivision Map Act Coverage for boundary wall or fence encroachment*

a) extends on another property and/or easement

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

Protection from:

2 A document is not properly signed

27

30 Added ownership coverage leads to enhanced marketability

8 Mechanics lien

c) violates an existing zoning law*

17 Post-policy damage from extraction of minerals or water

7 Title is unmarketable

31 Insurance coverage for a lifetime

18 Lack of vehicular and pedestrian access

33 Post-policy Living Trust coverage

20 Post-policy adverse possession

14 Restrictive covenant violations

5 There are restrictive covenants

b) a judgement, tax, or special assessment

6 There is a lien on your title because there is:

b) violates a restriction in Schedule B

9 Forced removal of a structure because it:

22 Covenant violation resulting in your title reverting to a previous owner

19 Map not consistent with legal description

12 Unrecorded easements

13 Building permit violations*

4 Defective recording of any document

AZ Sellers Guide | 15

1 Someone else owns an interest in your title

a) a deed of trust

11 Unrecorded lien by a homeowners association

23 Violation of building setback regulations

Compare First American’s Eagle Policy® for Owners

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Consider This

AZ Sellers Guide | 16

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

THE CLOSING DISCLOSURE

THE CLOSING OR SIGNING APPOINTMENT

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

DON'T FORGET YOUR IDENTIFICATION

WHAT HAPPENS NEXT?

Closing Your Escrow

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

AZ Sellers Guide | 17

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

MOVING

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Create an inventory sheet of items to move.

ONE WEEK BEFORE:

Change of address. Visit USPS for change of address form.

FOUR WEEKS BEFORE:

Start packing. Begin packing for your new location.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Planning your move

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

SIX WEEKS BEFORE:

AZ Sellers Guide | 18

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

ReviewDAY:thehouse

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Changing Schools. If changing schools, contact new school for registration process.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Packing materials. Gather moving boxes and packing materials for your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

AZ Sellers Guide | 19

Your Notes:

AZ Sellers Guide | 20

Your Notes:

AZ Sellers Guide | 21

Your Notes:

15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204

7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028

NW corner of McDowell & Litchfield

4 THE LEGENDS

6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018

11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255

13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./ Dobson Rd.

13940623.299.3644W.Meeker Blvd., #119

N of Baseline / W of Stapley

NE corner of Tom Darlington/ Carefree Dr.

N of Meeker Blvd

1 SUN CITY WES T

20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308

Sun City West, AZ 85375

16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382

14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254

SW corner Chandler/45th St.

8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395

16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205

S of Bell/E side of 83rd Ave

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295

NE Corner of Camelback/32nd Street

9 KIERLAND COMMONS

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral First American Title Branch Locator

E Side Scottsdale/S of Lincoln

2 GOODYEAR

NW corner of Williams Field Rd./ Val Vista Rd.

E side 67th Ave/N of 101

W of Scottsdale Road, S side of Greenway

5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086

AZ Sellers Guide | 22

12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048

W of R.H. Johnson

3 ARROWHEAD

N of Shea, E side of Tatum

10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250

SE corner of Pima/Legacy

SE corner of Recker & Brown

dRhRiGWarcaanc Road424

Pretzer

SHelvetiaRd

ellRdS Mcgee RanchRd 80

5 CASAS ADOBES

EDesertDove

E Hemlock Dr

1 MAIN OFFICE

W MOORE RD

13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715

E M

dSPNumptationR Cont nental Ave NTricoRd SOwlHeadGasLineRd NTricoRd

W Se ma Hwy

W

520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

NKINNEYRD

NFrontageRd Emigh Rd

12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

W

NSILVERBELLRD E RIVER RDE PRINCE RD

W Bayard Rd

STrekellRd

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122

Dr E

WBritten

2 BROADWAY 520.747.1644 | Fax 520.747.1403

E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCuryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRlSMarsear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNllRinconado SWimotRd SShawRd SSierritaMountainRd boRdRd W Woodru Rd ONveriedRd W Rando ph Rd W BartlettNRdLaPamaRdNTweedyRd E Randolph Rd W Kleck Rd E K eck Rd

W INA RD ESN1TAV SUNR SE DR E SNYDER RD

W VALENCIA RD

S

GoffRanchRd

ed Top Rd W

NANWAYRD

W es Curtis Rd

W E Cam no De Cerro Fairmount St

TRSNOLDIERL

SHennessRd Selma Hwy Co nman Rd

A

dRhRiGWacaanc

W

6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718

WAnamax Mine Rd

Top Rd W

ESN1TAV

ESsancaDr

SSwanRd

7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

WAnamax M ne Rd Road424 Ruby S ar D WBritten RanchRd Pima Mine Rd Mcgee RanchRd 80

E Edw n Rd

E M gan Rd gan Rd

W VALENC A RD

W INA RD

W IRV

W

BNearCanyonRd

8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

NKINNEYRD

SNANDARIORDNANWAYRD

W MOORE RD

520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

HearthRd

SNANDARIORD

E

W Rd

WRagged Ruby S a Dr RanchRd Pima Mine Rd

dRSSandaro N Dove Mountain Blvd

SLaPalmaRd

9 ORO VALLEY/ORACLE

NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23

S

E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST

NBarkervilleRd W Fort Lowe Rd dSPNumpationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGnRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNighSkySt SBadyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandario WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd

10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

SLambRd

520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

E

AIRPORTINT'LTUCSON Rd

Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd W Avra Valley Rd E G and Va ey DrNAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudasi Rd W Manv l e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRinconado SWimotRd SShawRd SSierritaMountainRd SKobRdW Tw nButtes Rd W Mcgee Ranch Rd ESstanca BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe

11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

05110280522

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

For more information please contact your First American representative. www.firstam.com

Turn static files into dynamic content formats.

Create a flipbook