4610 W Paradise Drive
Glendale, AZ 85304
WIRE FRAUD ADVISORY Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.
PROTECT YOURSELF
DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS • If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions. DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION • If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email. TRUST YOUR SOURCE OF INFORMATION • Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions. • It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions.
ONLINE RESOURCES: There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites: The Federal Bureau of Investigation @ https://www.fbi.gov/scams-and-safety The Internet Crime Complaint Center @ www.ic3.gov The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov
VERIFY AND NOTIFY
Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act! Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.
The undersigned acknowledges receipt of this Wire Fraud Advisory.
Client
Date
Client
Date
LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS
IMPORTANT -- PLEASE READ CAREFULLY:
This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.
ADDRESS
4610 W PARADISE DR GLENDALE, AZ 85304 APN 148-01-416
Property Detail Report 4610 W Paradise Dr, Glendale, AZ 85304-3029 Maricopa County Data as of: 08/25/2021
APN: 148-01-416
Owner Information Owner Name: Vesting: Mailing Address:
Dawson Ellie S 4610 W Paradise Dr, Glendale, AZ 85304-3029
Occupancy:
Owner Occupied
Location Information Legal Description: APN: Munic / Twnshp: Subdivision: Neighborhood: Elementary School: Latitude:
Continental North Unit Seven Mcr 138-26 148-01-416 Alternate APN: Phoenix Twnshp-Rng-Sec: Continental North Unit 7 Tract #: Continental North School District: Arroyo Elementary... Middle School: 33.59469 Longitude:
County: Census Tract / Block: 3N-2E-21 Legal Lot / Block: Legal Book / Page: Glendale Union High School District (4285) Arroyo Elementary... High School: -112.15865
Maricopa, AZ 104204 / 2011 412 / 138 / 26 Moon Valley High S...
Last Transfer / Conveyance - Current Owner Transfer / Rec Date: Buyer Name:
06/04/2019 / 06/21/2019 Dawson Ellie S
Price: Seller Name:
$268,500 Hamzic Muhidin Mirza
Transfer Doc #: Deed Type:
2019.468795 General Warranty Deed
06/04/2019 / 06/21/2019
Sale Price / Type: Price / Sq. Ft.: 1st Mtg Rate / Type: 2nd Mtg Rate / Type:
$268,500 / $112
Deed Type: New Construction: 1st Mtg Doc #: Sale Doc #:
General Warranty Deed
Title Company:
Phoenix Title Agen...
$157,500 /
Prior Deed Type: Prior Sale Doc #:
General Warranty Deed 2014.750087
Total Rooms: Bedrooms: Baths (F / H): Pool: Fireplace: Cooling: Heating: Exterior Wall: Construction Type:
6
Year Built / Eff: Stories: Parking Type: Garage #: Garage Area: Porch Type: Patio Type: Roof Type: Roof Material:
1972 1 Garage 2
Lot Area: Lot Width / Depth: Usable Lot:
8,385 Sq. Ft.
Zoning: # of Buildings: Res / Comm Units:
R-6 1 1/
Acres: Flood Map #: Flood Panel #:
0.192 04013C1710L 1710L
Water / Sewer Type: Flood Map Date: Inside SFHA:
10/16/2013 False
Assessed Value: Land Value: Improvement Value: Improved %: Delinquent Year:
$21,750 $4,350 $17,400 80%
Market Total Value: Market Land Value: Market Imprv Value: Market Imprv %:
$217,500 $43,500 $174,000 80%
Last Market Sale Sale / Rec Date: Multi / Split Sale: 1st Mtg Amt / Type: 2nd Mtg Amt / Type: Seller Name: Lender:
$214,800 / Conventional
Hamzic Muhidin Mirza Fairway Independent Mortgage C
2019.468797 2019.468795
Prior Sale Information Sale / Rec Date: 1st Mtg Amt / Type: Prior Lender:
10/29/2014 / 11/13/2014 Sale Price / Type: $154,646 / Federal Housing 1st Mtg Rate / Type: Administration On Q Fin'l Inc
Property Characteristics Gross Living Area: Living Area: Total Adj. Area: Above Grade: Basement Area: Style: Foundation: Quality: Condition:
2,394 Sq. Ft. 2,394 Sq. Ft. 2,394 Sq. Ft.
Average Average
2/
Refrigeration Forced Air Block Painted
Screened Patio Asphalt Shingle
Site Information Land Use: State Use: County Use: Site Influence: Flood Zone Code: Community Name:
SFR 0131 - Single F... 0131 - Single Family Residence X City Of Phoenix
Tax Information Assessed Year: Tax Year: Tax Area: Property Tax: Exemption:
2021 2020 061300 $1,776.54
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 1
Sales Comparables 4610 W Paradise Dr, Glendale, AZ 85304-3029 Maricopa County Data as of: 08/25/2021
APN: 148-01-416
Subject Property 4610 W Paradise Dr, Glendale, AZ 85304-3029 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$268,500 / Confirmed 06/04/2019 / 06/21/2019 1972 / $217,500 SFR Dawson Ellie S 4610 W Paradise Dr, Glendale, AZ 85304-3029 Maricopa 148-01-416 Continental North Unit 7 104204 / 2011 $214,800 / 1/
Lot Area: Living Area: Pool:
8,385 Sq. Ft. 2,394 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.19 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $157,500 10/29/2014 11/13/2014 2014.750087
Garage X
Search Criteria # Months Back: Living Area Difference:
6 15.0 + / -
Distance From Subject: Land Use:
0.5 mi Same As Subject
16 Comparable Properties Found COMPARABLE PROPERTY SUMMARY Subject Price $268,500 Living Area 2,394 Price / Sq. Ft. $112 Bedrooms Baths 2 Lot Area 8,385 Sq. Ft. Stories 1 Year Built 1972 Distance
Low
Averag e
Hig h
$307,000
$385,416
$435,000
2,057
2,178
2,615
$118
$179
$207
0
0
0
2
2
3
6,528 Sq. Ft.
9,208 Sq. Ft.
13,403 Sq. Ft.
1
1
1
1971
1976
1978
0.13 mi
0.29 mi
0.43 mi
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 9
Sales Comparables 4610 W Paradise Dr, Glendale, AZ 85304-3029 Maricopa County Data as of: 08/25/2021
APN: 148-01-416
16 14 12 9 3
5
7 1 4 2 15 8
6 10 11
13
Map data ©2021 Google
Subject Property
Comparables
COMPARABLES #
MI
1
0.13
ST
Address
Sold
4609 W Wethersfield Rd, Glendale, AZ 85304-
Sold For
Listed
Listed At
Sq. Ft.
$ / Sq. Ft.
Bds / Bths
Lot Size
Ag e
04/01/2021 $373,000
2,075
$180
/2
9,255
43
07/14/2021 $400,000
2,138
$187
/2
9,331
48
2331 2
0.20
4801 W Desert Hills Dr, Glendale, AZ 853042932
3
0.21
12237 N 46th Ln, Glendale, AZ 85304-2315
06/24/2021 $411,150
2,076
$198
/2
8,220
43
4
0.22
4510 W Desert Hills Dr, Glendale, AZ 85304-
08/02/2021 $435,000
2,106
$207
/2
9,784
43
3017 5
0.24
12238 N 45th Dr, Glendale, AZ 85304-2311
07/01/2021 $365,000
2,113
$173
/2
8,734
43
6
0.26
4626 W Sierra St, Glendale, AZ 85304-3547
05/24/2021 $410,000
2,201
$186
/2
10,420
49
7
0.27
12215 N 48th Ave, Glendale, AZ 85304-2205
08/11/2021 $356,000
2,166
$164
/2
8,948
46
8
0.27
11829 N 44th Dr, Glendale, AZ 85304-3004
05/24/2021 $435,000
2,204
$197
/2
11,134
43
9
0.27
4563 W Columbine Dr, Glendale, AZ 85304-
07/12/2021 $376,500
2,075
$181
/2
8,447
43
2325
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 2 OF 9
10 0.30
4643 W Sierra St, Glendale, AZ 85304-3547
05/26/2021 $368,000
2,087
$176
/3
8,629
44
11 0.32
4632 W Lupine Ave, Glendale, AZ 85304-3541 06/07/2021 $400,000
2,057
$194
/2
6,528
49
12 0.33
4549 W Larkspur Dr, Glendale, AZ 85304-
05/25/2021 $390,000
2,076
$188
/2
9,399
43
13 0.39
4431 W Lupine Ave, Glendale, AZ 85304-3539 03/24/2021 $330,000
2,615
$126
/3
6,948
50
14 0.40
4519 W Corrine Dr, Glendale, AZ 85304-2131
05/19/2021 $307,000
2,606
$118
/3
8,752
43
15 0.40
11840 N 49th Dr, Glendale, AZ 85304-2913
06/25/2021 $385,000
2,076
$185
/3
13,403
48
16 0.43
12610 N 45th Dr, Glendale, AZ 85304-2116
05/21/2021 $425,000
2,173
$196
/2
9,389
43
2144
L: Listed
R: REO
RS: REO Sale
SS: Short Sale
D: Default
A: Auction
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 3 OF 9
Comp #1 - 0.13 Miles From Subject 4609 W Wethersfield Rd, Glendale, AZ 85304-2331 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$373,000 / Confirmed 04/01/2021 / 04/09/2021 1978 / $221,100 SFR Adolfo S Hernandez / Elissia Hernandez 4609 W Wethersfield Rd, Glendale, AZ 85304-2331 Maricopa 207-41-322 Roadrunner Estates West 2 104219 / 1022 $354,350 / 1/
Lot Area: Living Area: Pool:
9,255 Sq. Ft. 2,075 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 8
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.21 Refrigeration
1 Asphalt Shingle $69,000
Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Lot Area: Living Area: Pool:
9,331 Sq. Ft. 2,138 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 8
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.21 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $120,000
Lot Area: Living Area: Pool:
8,220 Sq. Ft. 2,076 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 8
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.19 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $260,000 01/22/2019 01/25/2019 2019.54652
06/10/1980
Comp #2 - 0.20 Miles From Subject 4801 W Desert Hills Dr, Glendale, AZ 85304-2932 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$400,000 / 07/14/2021 / 08/03/2021 1973 / $224,600 SFR RS XII Phoenix Owner 1 LP 717 N Harwood St #28, Dallas, TX 75201-6501 Maricopa 148-02-184 Continental North Unit 8 104204 / 2012 1/
Garage X
06/25/2001 2001.553296
Comp #3 - 0.21 Miles From Subject 12237 N 46th Ln, Glendale, AZ 85304-2315 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$411,150 / 06/24/2021 / 07/16/2021 1978 / $217,300 SFR RS XII Phoenix Owner 1 LP 12237 N 46th Ln, Glendale, AZ 85304-2315 Maricopa 207-41-317 Roadrunner Estates West 2 104219 / 1023 1/
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 4 OF 9
Comp #4 - 0.22 Miles From Subject 4510 W Desert Hills Dr, Glendale, AZ 85304-3017 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$435,000 / 08/02/2021 / 08/03/2021 1978 / $218,300 SFR Joseph Hicks / Theodore Hicks 4510 W Desert Hills Dr, Glendale, AZ 85304-3017 Maricopa 148-01-464 Horizons West 104204 / 2000 1/
Lot Area: Living Area: Pool:
9,784 Sq. Ft. 2,106 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.22 Refrigeration Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $199,900 04/16/2015 04/22/2015 2015.277900
Lot Area: Living Area: Pool:
8,734 Sq. Ft. 2,113 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.20 Refrigeration
1 Asphalt Shingle $160,000
Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Lot Area: Living Area: Pool:
10,420 Sq. Ft. 2,201 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.24 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $285,000 04/22/2020 05/04/2020 2020.381287
Comp #5 - 0.24 Miles From Subject 12238 N 45th Dr, Glendale, AZ 85304-2311 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$365,000 / 07/01/2021 / 07/07/2021 1978 / $238,500 SFR Hutsko Jennifer 12238 N 45th Dr, Glendale, AZ 85304-2311 Maricopa 207-41-308 Roadrunner Estates West 2 104219 / 1023 1/
09/23/2004 2004.1113300
Comp #6 - 0.26 Miles From Subject 4626 W Sierra St, Glendale, AZ 85304-3547 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$410,000 / 05/24/2021 / 06/07/2021 1972 / $220,800 SFR Phillip J Hammons / Dendarah Hammons 28940 229th Pl, Black Diamond, WA 98010-1250 Maricopa 148-01-189 Continental North Unit 6 104204 / 2018 1/
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 5 OF 9
Comp #7 - 0.27 Miles From Subject 12215 N 48th Ave, Glendale, AZ 85304-2205 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$356,000 / 08/11/2021 / 08/12/2021 1975 / $211,600 SFR Oconnor David / Oconnor Gabriell 12215 N 48th Ave, Glendale, AZ 85304-2205 Maricopa 207-40-009 Parkwood Subdivision Unit No. 7 104219 / 2021 $338,200 / Conventional 1/
Lot Area: Living Area: Pool:
8,948 Sq. Ft. 2,166 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.21 Refrigeration Carport X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $255,000 10/03/2018 10/17/2018 2018.779067
Lot Area: Living Area: Pool:
11,134 Sq. Ft. 2,204 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.26 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $277,000 11/16/2020 11/18/2020 2020.1130216
Lot Area: Living Area: Pool:
8,447 Sq. Ft. 2,075 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 8
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.19 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $100,000
Comp #8 - 0.27 Miles From Subject 11829 N 44th Dr, Glendale, AZ 85304-3004 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$435,000 / 05/24/2021 / 06/11/2021 1978 / $235,700 SFR Manuel Jacquez 11829 N 44th Dr, Glendale, AZ 85304-3004 Maricopa 148-01-506 Horizons West 104204 / 1002 $348,000 / Conventional 1/
Garage X
Comp #9 - 0.27 Miles From Subject 4563 W Columbine Dr, Glendale, AZ 85304-2325 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$376,500 / 07/12/2021 / 08/03/2021 1978 / $217,000 SFR Alejandro Garcia 4563 W Columbine Dr, Glendale, AZ 85304-2325 Maricopa 207-41-269 Roadrunner Estates West 2 104219 / 1021 $369,880 / Federal Housing Administration 1/
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
10/31/1994 1994.780038
PAGE 6 OF 9
Comp #10 - 0.30 Miles From Subject 4643 W Sierra St, Glendale, AZ 85304-3547 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$368,000 / 05/26/2021 / 06/15/2021 1977 / $218,000 SFR Lewis Rebecca Anne / Lewis Justin M 4643 W Sierra St, Glendale, AZ 85304-3547 Maricopa 148-01-195 Continental North Unit 6 104204 / 2018 $355,120 / Federal Housing Administration 1/
Lot Area: Living Area: Pool:
8,629 Sq. Ft. 2,087 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 9
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.20 Refrigeration Carport X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $175,000 07/23/2014 08/21/2014 2014.554574
Lot Area: Living Area: Pool:
6,528 Sq. Ft. 2,057 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.15 Refrigeration Carport X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $108,150 06/17/2008 07/16/2008 2008.623266
Lot Area: Living Area: Pool:
9,399 Sq. Ft. 2,076 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 8
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.22 Refrigeration
Stories: 1 Roof Material: Asphalt Shingle Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Comp #11 - 0.32 Miles From Subject 4632 W Lupine Ave, Glendale, AZ 85304-3541 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$400,000 / 06/07/2021 / 06/11/2021 1972 / $202,800 SFR Joshua M Gavigan 4632 W Lupine Ave, Glendale, AZ 85304-3541 Maricopa 148-01-202 Continental North Unit 6 104204 / 2018 $414,400 / Veterans Affairs 1/
Comp #12 - 0.33 Miles From Subject 4549 W Larkspur Dr, Glendale, AZ 85304-2144 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$390,000 / 05/25/2021 / 06/14/2021 1978 / $246,700 SFR Dennyn Mattson 18455 W Ida Ln, Surprise, AZ 85387-1506 Maricopa 207-41-249 Roadrunner Estates West 2 104219 / 1018 $370,500 / Conventional 1/
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 7 OF 9
Comp #13 - 0.39 Miles From Subject 4431 W Lupine Ave, Glendale, AZ 85304-3539 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$330,000 / Confirmed 03/24/2021 / 03/26/2021 1971 / $227,600 SFR Vicente F Diaz 8660 E Sutton Dr, Scottsdale, AZ 85260-4104 Maricopa 148-01-067 Continental North Unit 6 104204 / 1011 1/
Lot Area: Living Area: Pool:
6,948 Sq. Ft. 2,615 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.16 Refrigeration Carport X
Stories: 1 Roof Material: Asphalt Shingle Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Lot Area: Living Area: Pool:
8,752 Sq. Ft. 2,606 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.20 Refrigeration
Stories: 1 Roof Material: Asphalt Shingle Prior Sale Price: Prior Sale Date: Prior Rec Date: 09/29/1981 Prior Sale Doc #:
Comp #14 - 0.40 Miles From Subject 4519 W Corrine Dr, Glendale, AZ 85304-2131 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$307,000 / 05/19/2021 / 05/20/2021 1978 / $282,000 SFR Remus D Petras / Lavinia Petras 4519 W Corrine Dr, Glendale, AZ 85304-2131 Maricopa 207-41-356 Newcastle Estates 3 104219 / 1011 $244,800 / 1/
Garage X
0 3/0 7
Comp #15 - 0.40 Miles From Subject 11840 N 49th Dr, Glendale, AZ 85304-2913 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$385,000 / 06/25/2021 / 07/21/2021 1973 / Lot Area: $223,300 Living Area: SFR Pool: Cabrera Perfecto M Ruiz / De Paz De Ruiz Onelia Lorena Lopez 11840 N 49th Dr, Glendale, AZ 85304-2913 Maricopa Zoning: 148-02-097 Acres: Continental North Unit 8 Cooling: 104204 / 2005 Fireplace: $346,500 / Conventional Parking Type: 1/ Flood Zone Code:
13,403 Sq. Ft. 2,076 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 7
R-6 0.31 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $260,000 05/21/2020 05/28/2020 2020.456035
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 8 OF 9
Comp #16 - 0.43 Miles From Subject 12610 N 45th Dr, Glendale, AZ 85304-2116 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$425,000 / 05/21/2021 / 05/25/2021 1978 / $236,800 SFR Marissa De Rossett / Nicolas De Rossett 12610 N 45th Dr, Glendale, AZ 85304-2116 Maricopa 207-41-396 Newcastle Estates 3 104219 / 1010 $403,750 / 1/
Lot Area: Living Area: Pool:
9,389 Sq. Ft. 2,173 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.22 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Asphalt Shingle $280,000 01/14/2021 01/20/2021 2021.66528
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 9 OF 9
Neighbors Report 4610 W Paradise Dr, Glendale, AZ 85304-3029 Maricopa County Data as of: 08/25/2021
APN: 148-01-416
18
13 5 3 15
4 17
10
7 1 2
16
9 14 11 6 8 20
12 19
Map data ©2021 Google
Subject Property
Neighbors
Subject Property 4610 W Paradise Dr, Glendale, AZ 85304-3029 Occupancy:
Owner Occupied
Owner Name: Dawson Ellie S Mailing Address: 4610 W Paradise Dr, Glendale, AZ 85304-3029 APN: 148-01-416
Year Built / Eff: Living Area: Sale / Rec Date: 06/04/2019 / 06/21/2019 Lot Area: Sale Price / Type: $268,500 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1972 / 2,394 Sq. Ft. 8,385 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 09/04/2013 / 09/06/2013 Lot Area: Sale Price / Type: $145,000 / Bedrooms:
1972 / 1,773 Sq. Ft. 8,472 Sq. Ft.
Land Use:
2/
2/
Neighbor 1 - 0.02 Miles From Subject 4602 W Paradise Dr, Glendale, AZ 85304-3029 Occupancy:
Absentee Owner
Owner Name: Swh 2017-1 Borrower LP Mailing Address: 8665 E Hartford Dr #200, Scottsdale, AZ 852557807 APN: 148-01-415
SFR
Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 5
Neighbor 2 - 0.02 Miles From Subject 4618 W Paradise Dr, Glendale, AZ 85304-3029 Occupancy:
Owner Occupied
Year Built / Eff: Living Area: Sale / Rec Date: 04/12/1994 / 04/13/1994 Lot Area: Sale Price / Type: $87,000 / Bedrooms: Land Use: SFR Baths (F / H):
1972 / 2,312 Sq. Ft. 9,257 Sq. Ft.
Year Built / Eff: Living Area: Owner Name: Nguyen Linh Sale / Rec Date: 02/24/2012 / 02/29/2012 Lot Area: Mailing Address: 4609 W Shaw Butte Dr, Glendale, AZ 85304-3038 Sale Price / Type: $135,000 / Confirmed Bedrooms: APN: 148-01-425 Land Use: SFR Baths (F / H):
1972 / 2,747 Sq. Ft. 8,385 Sq. Ft.
Owner Name: Flint Donald T / Flint Laura K Mailing Address: 4618 W Paradise Dr, Glendale, AZ 85304-3029 APN: 148-01-417
3/1
Neighbor 3 - 0.02 Miles From Subject 4609 W Shaw Butte Dr, Glendale, AZ 85304-3038 Occupancy:
Owner Occupied
3/1
Neighbor 4 - 0.02 Miles From Subject 4617 W Shaw Butte Dr, Glendale, AZ 85304-3038 Occupancy:
Owner Occupied
Year Built / Eff: Living Area: Owner Name: Bellottie Kevin Sale / Rec Date: 10/25/2000 / 10/26/2000 Lot Area: Mailing Address: 4617 W Shaw Butte Dr, Glendale, AZ 85304-3038 Sale Price / Type: $134,000 / Bedrooms: APN: 148-01-424 Land Use: SFR Baths (F / H):
1972 / 1,886 Sq. Ft. 9,254 Sq. Ft. 2/1
Neighbor 5 - 0.03 Miles From Subject 4601 W Shaw Butte Dr, Glendale, AZ 85304-3038 Occupancy:
Owner Occupied
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
1972 / 1,730 Sq. Ft. 8,372 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 10/06/2010 / 11/09/2010 Lot Area: Sale Price / Type: $89,900 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1972 / 1,729 Sq. Ft. 8,385 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 12/01/2020 / 01/20/2021 Lot Area: Sale Price / Type: $335,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1972 / 1,953 Sq. Ft. 8,468 Sq. Ft.
Owner Name: Nelson Kenneth B Sale / Rec Date: / 03/29/1972 Mailing Address: 4601 W Shaw Butte Dr, Glendale, AZ 85304-3038 Sale Price / Type: $28,475 / APN: 148-01-426 Land Use: SFR
2/
Neighbor 6 - 0.03 Miles From Subject 4609 W Paradise Dr, Glendale, AZ 85304-3028 Occupancy:
Owner Occupied
Owner Name: Yashyow Rita E / Yashyow Dalida A Mailing Address: 4609 W Paradise Dr, Glendale, AZ 85304-3028 APN: 148-01-390
2/
Neighbor 7 - 0.03 Miles From Subject 4560 W Paradise Dr, Glendale, AZ 85304-3040 Occupancy:
Owner Occupied
Owner Name: Takeia Hullaby Mailing Address: 4560 W Paradise Dr, Glendale, AZ 85304-3040 APN: 148-01-414
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
2/1
PAGE 2 OF 5
Neighbor 8 - 0.03 Miles From Subject 4617 W Paradise Dr, Glendale, AZ 85304-3028 Occupancy:
Owner Occupied
Year Built / Eff: Living Area: Sale / Rec Date: 08/21/1997 / 08/22/1997 Lot Area: Sale Price / Type: $102,000 / Bedrooms: Land Use: SFR Baths (F / H):
1972 / 1,953 Sq. Ft. 8,786 Sq. Ft.
Year Built / Eff: Living Area: Owner Name: RS XII Phoenix Owner 1 LP Sale / Rec Date: 04/28/2021 / 05/21/2021 Lot Area: Mailing Address: 717 N Harwood St #2800, Dallas, TX 75201-6525 Sale Price / Type: $365,000 / Bedrooms: APN: 148-01-418 Land Use: SFR Baths (F / H):
1972 / 1,773 Sq. Ft. 9,121 Sq. Ft.
Owner Name: Stancu Oancea Mailing Address: 4617 W Paradise Dr, Glendale, AZ 85304-3028 APN: 148-01-389
2/1
Neighbor 9 - 0.03 Miles From Subject 4624 W Paradise Dr, Glendale, AZ 85304-3029 Occupancy:
Absentee Owner
2/
Neighbor 10 - 0.03 Miles From Subject 4623 W Shaw Butte Dr, Glendale, AZ 85304-3038 Occupancy:
Absentee Owner
Year Built / Eff: Living Area: Owner Name: Anderson Abbas John Sale / Rec Date: 03/27/1991 / 03/28/1991 Lot Area: Mailing Address: 2115 W Belmont Ave #3, Phoenix, AZ 85021-6800 Sale Price / Type: $75,000 / Bedrooms: APN: 148-01-423 Land Use: SFR Baths (F / H):
1972 / 1,730 Sq. Ft. 8,886 Sq. Ft. 2/
Neighbor 11 - 0.04 Miles From Subject 4601 W Paradise Dr, Glendale, AZ 85304-3028 Occupancy:
Absentee Owner
Owner Name: Swh 2017-1 Borrower LP Mailing Address: 8665 E Hartford Dr #200, Scottsdale, AZ 852557807 APN: 148-01-391
Year Built / Eff: Living Area: Sale / Rec Date: 10/01/2013 / 10/03/2013 Lot Area: Sale Price / Type: $133,800 / Bedrooms:
1972 / 1,772 Sq. Ft. 8,381 Sq. Ft.
Land Use:
2/
SFR
Baths (F / H):
Neighbor 12 - 0.04 Miles From Subject 4623 W Paradise Dr, Glendale, AZ 85304-3028 Occupancy:
Owner Occupied
Year Built / Eff: Living Area: Sale / Rec Date: 03/21/2016 / 03/25/2016 Lot Area: Sale Price / Type: $185,000 / Bedrooms: Land Use: SFR Baths (F / H):
1972 / 1,952 Sq. Ft. 8,934 Sq. Ft.
Year Built / Eff: Living Area: Owner Name: Ando Waseem / Ando Allen Sale / Rec Date: 07/20/2016 / 07/26/2016 Lot Area: Mailing Address: 4569 W Shaw Butte Dr, Glendale, AZ 85304-3022 Sale Price / Type: $214,900 / Bedrooms: APN: 148-01-427 Land Use: SFR Baths (F / H):
1972 / 1,953 Sq. Ft. 8,381 Sq. Ft.
Owner Name: Munoz Frank R Mailing Address: 4623 W Paradise Dr, Glendale, AZ 85304-3028 APN: 148-01-388
2/1
Neighbor 13 - 0.04 Miles From Subject 4569 W Shaw Butte Dr, Glendale, AZ 85304-3022 Occupancy:
Owner Occupied
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
2/1
PAGE 3 OF 5
Neighbor 14 - 0.05 Miles From Subject 4559 W Paradise Dr, Glendale, AZ 85304-3026 Occupancy:
Owner Occupied
Owner Name: Hernandez Amador J Mailing Address: 4559 W Paradise Dr, Glendale, AZ 85304-3026 APN: 148-01-392
Year Built / Eff: Living Area: Sale / Rec Date: 11/20/2004 / 11/22/2004 Lot Area: Sale Price / Type: $153,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1972 / 1,697 Sq. Ft. 8,385 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 09/21/2000 / 09/22/2000 Lot Area: Sale Price / Type: $77,000 / Bedrooms: Land Use: SFR Baths (F / H):
1972 / 2,076 Sq. Ft. 8,477 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 09/05/2019 / 09/06/2019 Lot Area: Sale Price / Type: $250,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1972 / 2,301 Sq. Ft. 8,921 Sq. Ft.
Sale / Rec Date: / 10/31/1984 Sale Price / Type: $68,664 /
Year Built / Eff: Living Area: Lot Area: Bedrooms:
1972 / 1,730 Sq. Ft. 8,764 Sq. Ft.
Land Use:
Baths (F / H):
2/
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
1972 / 1,729 Sq. Ft. 10,258 Sq. Ft.
2/
Neighbor 15 - 0.05 Miles From Subject 4554 W Paradise Dr, Glendale, AZ 85304-3040 Occupancy:
Owner Occupied
Owner Name: Salerno Janice I TR Mailing Address: 4554 W Paradise Dr, Glendale, AZ 85304-3040 APN: 148-01-413
2/1
Neighbor 16 - 0.05 Miles From Subject 4632 W Paradise Dr, Glendale, AZ 85304-3029 Occupancy:
Owner Occupied
Owner Name: Martin Steven E / Martin Matita Mailing Address: 4632 W Paradise Dr, Glendale, AZ 85304-3029 APN: 148-01-419
2/1
Neighbor 17 - 0.05 Miles From Subject 4633 W Shaw Butte Dr, Glendale, AZ 85304-3038 Occupancy:
Absentee Owner
Owner Name: Quare Quio Peter J J Mailing Address: 12814 W Orange Dr, Litchfield Park, AZ 853404108 APN: 148-01-422
SFR
Neighbor 18 - 0.05 Miles From Subject 12025 N 46th Ln, Glendale, AZ 85304-3012 Occupancy:
Owner Occupied
Owner Name: Holt Philip P / Holt Rebecca J Mailing Address: 12025 N 46th Ln, Glendale, AZ 85304-3012 APN: 148-01-449
Sale / Rec Date: / 04/17/1972 Sale Price / Type: $27,540 / Land Use: SFR
2/
Neighbor 19 - 0.05 Miles From Subject 4610 W Laurel Ln, Glendale, AZ 85304-3021 Occupancy:
Owner Occupied
Owner Name: Reed Matthew L / Reed Peggy S Mailing Address: 4610 W Laurel Ln, Glendale, AZ 85304-3021 APN: 148-01-379
Year Built / Eff: Living Area: Sale / Rec Date: 02/27/2015 / 03/12/2015 Lot Area: Sale Price / Type: $167,000 / Bedrooms: Land Use: SFR Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
1972 / 1,953 Sq. Ft. 8,525 Sq. Ft. 2/1
PAGE 4 OF 5
Neighbor 20 - 0.05 Miles From Subject 4629 W Paradise Dr, Glendale, AZ 85304-3028 Occupancy:
Owner Occupied
Owner Name: Senft Revocable Trust Mailing Address: 4629 W Paradise Dr, Glendale, AZ 85304-3028 APN: 148-01-387
Sale / Rec Date: Sale Price / Type: Land Use: SFR
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
1972 / 2,312 Sq. Ft. 9,060 Sq. Ft. 3/1
PAGE 5 OF 5
Schools Report 4610 W Paradise Dr, Glendale, AZ 85304-3029 Maricopa County Data as of: 08/25/2021
APN: 148-01-416
Public School Assignment
Elementary School: Middle School: High School:
Washington Elementary School District (4260)
Arroyo Elementary School
4535 West Cholla Street, Glendale, AZ 85304 - 0.43 Miles
Grades
Students
Students:Teachers
State Percentile
K-8
568
20:1
40
State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:
St udent Et hnicit y
9-12 1,384
Free Lunch: 76% Reduced Lunch: 76% Title 1: Yes
Reading Prof icient ( % )
55% 38% 3% 3% 1% <1%
Moon Valley High School
Students
388 No No No
Mat h Prof icient ( % )
Hispanic Caucasian African-American Asian Native American Pacific Islander
Grades
Arroyo Elementary School Arroyo Elementary School Moon Valley High School
3625 West Cactus Road, Phoenix, AZ 85029 - 1.26 Miles
Students:Teachers
State Percentile
10:1
70
State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:
St udent Et hnicit y
92 No No Yes
Mat h Prof icient ( % )
Hispanic Caucasian African-American Native American Asian Pacific Islander
Free Lunch: 53% Reduced Lunch: 53% Title 1: Yes
Reading Prof icient ( % )
50% 37% 7% 3% 3% 1%
Nearby Private Schools School
Address
Distance
Emmaus Lutheran School
3841 W Sweetwater Ave Phoenix, AZ 85029
1.13 miles
St Jerome Elementary School
10815 North 35Th Avenue Phoenix, AZ 85029
1.64 miles
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 2
Accel
10251 North 35Th Avenue Phoenix, AZ 85051
1.80 miles
Hi-Star Center For Children
Po Box 6466 Glendale, AZ 85312
1.91 miles
Abcs/Smithey-Link Education Center
6015 W Peoria Avenue Glendale, AZ 85302
2.01 miles
Christ The Redeemer Lutheran School And Preschool
8801 N 43Rd Avenue Phoenix, AZ 85051
2.12 miles
Accommodation School
12440 North 28Th Drive Phoenix, AZ 85029
2.26 miles
The Aces
6815 West Cactus Road Peoria, AZ 85381
2.70 miles
Sag uaro Center For Exceptional Ed
8802 North 61St Avenue Glendale, AZ 85302
2.81 miles
Northwest Christian School
16401 N 43Rd Ave Phoenix, AZ 85053
2.84 miles
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 2 OF 2
Disclaimer: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance, commitment or preliminary report, or any form of title insurance or guaranty. Estimated property values are: (i) based on available data; (ii) are not guaranteed or warranted; (iii) do not constitute an appraisal; and (iv) should not be relied upon in lieu of an appraisal. This report is issued exclusively for the benefit of the applicant therefor, and may not be used or relied upon by any other person. This report may not be reproduced in any manner without the issuing party's prior written consent. The issuing party does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that the issuing party's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that the issuing party would not have issued this report but for the limitation of liability described above. The issuing party makes no representation or warranty as to the legality or propriety of recipient's use of the information herein. School information is copyrighted and provided by GreatSchools.org.
Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/
First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421
Map data ©2021 Imagery ©2021 , Maxar Technologies, U.S. Geological Survey
Data Provided By: First American Title Ins Co
Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy. The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.
© 2021 CoreLogic. All rights reserved
Local Business Attractions / Recreation Name
Address
Telephone
Distance (Miles)
Scorpio Softball
11414 N 44th Ave Glendale Az
(602) 938-2970
0.44
Musical Journeys
4120 W Poinsettia Dr Phoenix Az
(602) 547-3923
0.61
Bob's Baseball
11640 N 51st Ave Glendale Az
(602) 796-0069
0.62
The Hallelujah Blues Band
5037 W Desert Cove Ave Glendale Az
(623) 435-2481
0.82
Banks / Financial Name
Address
Telephone
Distance (Miles)
1-stop Check Cashing, Inc.
5036 W Cactus Rd Glendale Az
(602) 264-2400
0.5
Redspear Technologies
11432 N 42nd Ave Phoenix Az
(602) 978-5503
0.6
Warlord Na, Llc
10432 N 44th Dr Glendale Az
(623) 594-5439
0.95
Wells Fargo Bank, National Association
4323 W Peoria Ave Glendale Az
(623) 939-0511
0.97
Eating / Drinking Name
Address
Telephone
Distance (Miles)
Classic Crust Pizza, Llc
12225 N 47th Dr Ste 120 Glendale Az
(602) 996-4490
0.21
Dario's Gelato Llc
4632 W Lupine Ave Glendale Az
(602) 295-8896
0.33
Ronnies Cafe
4323 W Cactus Rd Ste 3 Glendale Az
(602) 548-5857
0.38
Don Ruben's Mexican Restaurant
4323 W Cactus Rd Ste 1 Glendale Az
(602) 866-2900
0.38
Health Care Services Name
Address
Telephone
Distance (Miles)
Angel Care Group Home Llc
4624 W Paradise Dr Glendale Az
(602) 772-7051
0.01
You Fit Health Clubs
4414 W Cactus Rd Glendale Az
(602) 283-0800
0.31
Parkwood Adult Home Care
4519 W Corrine Dr Glendale Az
(602) 978-2316
0.41
Taddonio, Joseph O.d.
5026 W Cactus Rd Ste 4 Glendale Az
(602) 547-9124
0.48
Customer Name : Alyssa Buckner Customer Company Name : First American-AB Prepared On : 09/03/2021 © 2021 CoreLogic. All rights reserved
Organizations / Associations Name
Address
Telephone
Distance (Miles)
His Maestro Ministries
12610 N 46th Ave Glendale Az
(602) 989-2161
0.42
C.a.r.e.s. Ministries, Inc
4538 W Aster Dr Glendale Az
(623) 570-1449
0.5
Apollo Baptist Church
11611 N 51st Ave Glendale Az
(623) 842-1281
0.62
Breakthrough Life Church, Inc.
11640 N 51st Ave Apt 102 Glendale Az
(602) 774-2836
0.62
Personal Services Name
Address
Telephone
Distance (Miles)
El Jefe Crossfit
4615 W Corrine Dr Glendale Az
(623) 687-4212
0.38
No Limits Fitness L.l.c.
5044 W Cactus Rd Ste B Glendale Az
(480) 779-0039
0.55
Miami Fitness Llc
12430 N 42nd Ave Phoenix Az
(480) 642-6434
0.59
Red Mountain Weight Loss
11849 N 51st Dr Glendale Az
(602) 863-4046
0.6
Shopping Name
Address
Telephone
Distance (Miles)
Fry's Grocery Pickup And Delivery
4204 W Cactus Rd Phoenix Az
(602) 439-9034
0.49
Albertson's Llc
5040 W Cactus Rd Glendale Az
(602) 843-1871
0.51
Quik Stop Markets
4220 W Cactus Rd Phoenix Az
(602) 439-7204
0.51
Smith's Food & Drug Centers, Inc.
4204 W Cactus Rd Phoenix Az
(602) 439-9034
0.52
Customer Name : Alyssa Buckner Customer Company Name : First American-AB Prepared On : 09/03/2021 © 2021 CoreLogic. All rights reserved
Census Tract / block: 1042.04 / 2 Year: 2018 Household Population
Population by Age
Count:
3,855
0 - 11
Estimate Current Year:
4,118
12 - 17
Estimate in 5 Years:
5,361
18 - 24
8.53%
Growth Last 5 Years:
11.85%
25 - 64
54.37%
Growth Last 10 Years:
-250.55%
65 - 74
5.63%
75+ Household Size
Household Income
Current Year:
1,094
0 - $25,000
11.52%
Average Current Year:
3.5
$25,000 - $35,000
6.58%
Estimate in 5 Years:
1,145
$35,000 - $50,000
13.71%
Growth Last 5 Years:
-0.37%
$50,000 - $75,000
29.8%
Growth Last 10 Years:
0.52%
$75,000 - $100,000
14.9%
Male Population:
51.08%
Above $100,000
23.49%
Female Population:
48.92%
Married People:
47.77%
Unmarried People:
52.23%
Average Household Income:
$67,206
Housing Median Mortgage Payments
Home Values
Under $300:
6.23%
Below $100,000:
4.11%
$300 - $799:
28.08%
$100,000 - $150,000:
18.57%
$800 - $1,999:
64.28%
$150,000 - $200,000:
47.83%
Over $2,000:
1.41%
$200,000 - $300,000:
29.49%
Median Home Value:
$178,400
$300,000 - $500,000:
0%
Unit Occupied Owner:
77.79%
Above $500,000:
0%
Median Mortgage:
$963
Customer Name : Alyssa Buckner Customer Company Name : First American-AB Prepared On : 09/03/2021 © 2021 CoreLogic. All rights reserved
Rent Payments
Year Built
Unit Occupied Renter:
22.21%
1999 - 2000
Median Gross Rent:
$1,601
1995 - 1998
Less Than $499
0%
1990 - 1994
$500 - $749
3.56%
1980 - 1989
11.93%
$750 - $999
9.78%
1970 - 1979
81.16%
$1000 and Over
86.67%
1900 - 1969
4.67%
Public Pre-Primary School:
0.64%
Not Enrolled in School:
66.35%
Private Pre-Primary School:
0%
Not A High School Graduate:
8.04%
Public School:
29%
Graduate Of High School:
26.55%
Private School:
4.65%
Attended Some College:
35.18%
Public College:
7.36%
College Graduate:
26.7%
Private College:
2.5%
Graduate Degree:
3.53%
30.57%
Private Worker:
68.54%
Government Worker:
11.69%
Self Employed Worker:
4.9%
Unpaid Family Worker:
7.13%
Education Enrollment
Workforce Occupation:
Manager/Prof: Technical: Sales:
24.83%
Administrative: Private House Hold: Service:
Farming: 19.99%
Protective Services:
11.41%
Skilled: Blue-Collar:
24.61%
Commute Time
Less Than 15 Min:
13.44%
15 min - 28 min:
42.01%
30 min - 57 min:
35.53%
Over 60 min:
9.02%
Customer Name : Alyssa Buckner Customer Company Name : First American-AB Prepared On : 09/03/2021 © 2021 CoreLogic. All rights reserved
Customer Name : Alyssa Buckner Customer Company Name : First American-AB Prepared On : 09/03/2021 © 2021 CoreLogic. All rights reserved
Customer Name : Alyssa Buckner Customer Company Name : First American-AB Prepared On : 09/03/2021 © 2021 CoreLogic. All rights reserved
Customer Name : Alyssa Buckner Customer Company Name : First American-AB Prepared On : 09/03/2021 © 2021 CoreLogic. All rights reserved
+ FIRST AMERICAN TITLE, FC0, ABUC 09/03/2021 01:04PM S21Q
MARICOPA, AZ
INVESTIGATIVE SEARCH RESULTS
PAGE 1 OF 1
SEARCH PARAMETERS PARCEL: PARCEL:
148-01-416 148-01-416
7
OWNER:
DAWSON ELLIE S
SITUS:
4610 W PARADISE DR GLENDALE
MAIL:
4610 W PARADISE DR
GLENDALE AZ 85304
PLAT:
138 - 26
LEGAL:
CONTINENTAL NORTH UNIT SEVEN MCR 138-26
REC DATE 06/21/2019
LOT 412
CURRENT TAXES
INSTRUMENT 2019 468795
INFORMATION THROUGH 08/20/2021
LAND
IMPR
EXEMPT
RATE
AREA
SPECIAL DISTRICTS
PRIMARY
13,763
0
0
8.8781
061300
30002
SECONDARY
3,970
15,900
0
5.7639
2020 TOTAL TAX BILLED
1,776.54
2020
TAX AMT
TAX DUE
INTEREST
DATE PAID
TOTAL DUE
FIRST HALF
888.27
0.00
0.00
10/26/2020
0.00
SECOND HALF 888.27
04/22/2021
0.00
0.00
0.00
TOTAL CURRENT TAXES DUE 09/21
0.00
10/21
0.00
IMPROVEMENTS LAND USE
01 31
LOT SIZE
8,385 SQ FT
SCHOOL DISTRICT
061300
LAND FULL CASH VALUE IMPROV FULL CASH VALUE
39,700 159,000
SALES SALE DATE
SALE AMOUNT
INSTRUMENT TYPE
SELLER NAME
VALIDITY
06/21/2019
268,500
2019 468795 WD
HAMZIC MUHIDIN & MIRZA
11/13/2014
157,500
2014 750087 WD
LION HILL CAPITAL LLC
12/17/2010
62,500
2010 1100665 SD
FEDERAL NATL MTG ASSN FNMA
10/23/2003
160,000
2003 1479060 WD
ROCHELLE MARVIN/SUZANNE
01/31/1994
72,000
1994 83085 JD
OSTEEN NORMAN D
01/15/1976
29,223
1975 21125 JD
WARMATH J L
1
12/12/1975
28,700
1975 300552 QD
WORMATH J L
2
08/21/1972
28,740
1972 220265 D
CONTINENTAL HMS
1
ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:
SFR
END SEARCH
Home Seller’s Guide
to the Title & Escrow Process in Arizona
Quick Reference
Table of
Contents
Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name
Assistant
Company
Phone
03 Welcome
Address
Fax
04 Benefits of Using a REALTOR®
First American Title
02 Quick Reference
05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process
Escrow Officer
Escrow Assistant
Address
Phone
City/State/Zip
Fax
Insurance Previous Company
Phone
Previous Agent
Policy No.
New Company
Phone
New Agent
Policy No.
Home Warranty Company
Policy No.
14 Understanding Title Insurance
Utilities and Services
16 Consider This
Southwest Gas 1.877.860.6020 www.swgas.com
Dish Network 1.800.823.4929 www.dishnetwork.com
Verizon 1.877.300.4498 www.connecttoverizon.com
Cox 602.277.1000 www.cox.com
CenturyLink 800.366.8201 www.centurylink.com
Salt River Project 602.236.8888 www.srpnet.com
Direct TV 1.888.777.2454 www.directv.com
AT&T 1.800.222.0300 www.att.com
APS 602.371.7171 www.aps.com
17 Closing Your Escrow 18 Planning Your Move
Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
AZ Sellers Guide | 3
Benefits of using a Professional REALTOR
®
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of. A REALTOR®:
FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved. Do you...
› U nderstands market conditions and has access to information not available to the average homeowner.
- have the knowledge, patience, and sales skills needed to sell your home?
› C an advertise effectively for the best results.
- k now how to determine your home’s current market value?
› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
- know how to determine whether or not a buyer can qualify for a loan? - understand the steps of an escrow and what’s required of you and the buyer? - need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction? - know how to advertise effectively and what the costs will be?
› K nows how to go toe-to-toe in negotiations.
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?
› C an remain objective when presenting offers and counter-offers on your behalf. › Maintains errors-and-omissions insurance.
Are you...
› W ill listen to your needs, respect your opinions and allow you to make your own decisions.
- aware of conditions in the marketplace today that affect value and length of time to sell?
› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
- concerned about having strangers walking through your home?
› I s experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers? - aware that every time you leave your home, you are taking it off the market until you return? - aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved? - prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
AZ Sellers Guide | 4
Key Professionals Involved in Your Transaction REALTOR
®
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®
TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more. AZ Sellers Guide | 5
Mow and edge the lawn regularly, and trim the shrubs. Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed. If screens or windows are damaged, replace or repair them. Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.
PREPARING YOUR HOME FOR SALE
Ensure that all exterior lights are working. Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order. Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking. B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see
Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans.
when they approach your house for the first time
Replace worn shower curtains.
and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a
R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.
home sell. Here are some tips to present your home
Remove clutter throughout the house. Organize and clean out closets.
in a positive manner:
Clean household appliances and make sure they work properly. A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters. C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.
AZ Sellers Guide | 6
Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. C lear all clutter from counter tops. L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact. S end pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise. I f possible you, your pets, and your children should be gone while your home is being shown. C lean trash cans and put them out of sight. I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms. C heck that sink and tub are scrubbed and unstained. M ake beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
AZ Sellers Guide | 7
AZ Sellers Guide | 8
Terms You Should Know Appraisal An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Annual Percentage Rate (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.
Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.
Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Deed of Trust An instrument used in many states in place of a mortgage.
Deed Restrictions Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Disbursement Date The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Easement A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Endorsement As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Legal Description A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Lien A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Mortgage The instrument by which real property is pledged as security for repayment of a loan.
PITI A payment that includes Principal, Interest, Taxes, and Insurance.
Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.
Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.
TRID TILA-RESPA Integrated Disclosures
AZ Sellers Guide | 9
The Life Of An Escrow THE BUYER
THE SELLER
THE ESCROW OFFICER
THE LENDER
Chooses a Real Estate Agent
Chooses a Real Estate Agent
Upon receipt of order and earnest money deposit, orders title examination.
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Accepts Buyer’s offer to purchase.
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title.
Orders any work for inspections and/or repairs to be done as required by the purchase agreement.
Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.
Escrow officer or real estate agent contacts the seller to schedule signing appointment.
Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.
Documents are recorded and all proceeds from sale are received.
Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation. Escrow officer or real estate agent contacts the buyer to schedule signing appointment. Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer. Documents are recorded and the keys are delivered!
AZ Sellers Guide | 10
Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.
Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report. All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation. Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents. Schedules signing appointment and informs buyer of funds due at settlement. Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval. Underwriting reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation. Delivers loan documents to escrow. Upon review of signed loan documents, authorizes loan funding.
Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS
CASH
FHA
VA
CONV
BUYER
BUYER
BUYER
BUYER
1.
Downpayment
2.
Termite (Wood Infestation) Inspection (negotiable except on VA)
3.
Property Inspection (if requested by buyer)
BUYER
BUYER
BUYER
BUYER
4.
Property Repairs, if any (negotiable)
SELLER
SELLER
SELLER
SELLER
5.
New Loan Origination Fee (negotiable)
BUYER
BUYER
BUYER
6.
Discount Points (negotiable)
BUYER
BUYER
BUYER
7.
Credit Report
BUYER
BUYER
BUYER
8.
Appraisal or Extension Fee (negotiable)
BUYER
BUYER
BUYER
9.
Existing Loan Payoff
SELLER
SELLER
SELLER
SELLER
10.
Existing Loan Payoff Demand
SELLER
SELLER
SELLER
SELLER
11.
Loan Prepayment Penalty (if any)
SELLER
SELLER
SELLER
SELLER
12.
Next Month’s PITI Payment
BUYER
BUYER
BUYER
13.
Prepaid Interest (approx. 30 days)
BUYER
BUYER
BUYER
14.
Reserve Account Balance (Credit seller / Charge buyer)
PRORATE
PRORATE
PRORATE
15.
FHA MIP, VA Funding Fee, PMI Premium
BUYER
BUYER
BUYER
16.
Assessments payoff or proration (sewer, paving, etc.)
17.
Taxes
PRORATE
PRORATE
PRORATE
18.
Tax Impounds
BUYER
BUYER
BUYER
19.
Tax Service Contract
SELLER
SELLER
BUYER
20.
Fire/Hazard Insurance
21.
Flood Insurance
22.
Homeowners Association (HOA) Transfer Fee
23.
HOA/Disclosure Fee
24.
Current HOA Payment
25.
Next Month’s HOA Payment
26.
Home Warranty Premium (negotiable)
27.
REALTORS®’ Commissions
28.
EAGLE Homeowners Title Policy
29.
Lenders Title Policy and Endorsements
30.
Escrow Fee (NOTE: Charge seller on VA Loan)
31.
Recording Fees (Flat rate)
32.
Reconveyance/Satisfaction Fee
33.
Courier/Express Mail Fees
SELLER
SELLER PRORATE
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
SELLER
SELLER
SELLER
SELLER
PRORATE
PRORATE
PRORATE
PRORATE
BUYER
BUYER
BUYER
BUYER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
BUYER
BUYER
BUYER
SPLIT
SPLIT
SELLER
SPLIT
SPLIT
SPLIT
SPLIT
SPLIT
SELLER
SELLER
SELLER
SPLIT
SPLIT
SPLIT
SELLER
SPLIT
Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.
AZ Sellers Guide | 11
The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
AZ Sellers Guide | 12
Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property eview the title commitment and begin the process of working with you R and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender. oordinate with the buyer’s lender on the preparation of the Closing C Disclosure (CD) rorate fees, such as real property taxes, per the contract and prepare the P settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds eview documents and ensure all conditions are fulfilled and certain legal R requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer fter recording is confirmed, close escrow and disburse funds, including A proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13
Understanding Title Insurance Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records. AZ Sellers Guide | 14
The Title Industry & Title Insurance in Brief
WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
Compare First American’s Eagle Policy® for Owners Protection from: 1
Someone else owns an interest in your title
2
A document is not properly signed
3
Forgery, fraud, duress in the chain of title
4
Defective recording of any document
5
There are restrictive covenants
6
There is a lien on your title because there is:
EAGLE
Compare First American’s Eagle Policy® for Owners
ALTA Standard or CLTA 21
Post-policy prescriptive easement
22
Covenant violation resulting in your title reverting to a previous owner
23
Violation of building setback regulations
24
Discriminatory covenants Other benefits:
25
Pays rent for substitute land or facilities
26
Rights under unrecorded leases
27
Plain language statements of policy coverage and restrictions
c) a charge by a homeowner’s association
28
Compliance with Subdivision Map Act
7
Title is unmarketable
29
Coverage for boundary wall or fence encroachment*
8
Mechanics lien
30
9
Forced removal of a structure because it:
Added ownership coverage leads to enhanced marketability
31
Insurance coverage for a lifetime
32
Post-policy inflation coverage with automatic increase in value up to 150% over five years
33
Post-policy Living Trust coverage
a) a deed of trust b) a judgement, tax, or special assessment
a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10
Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance
11
Unrecorded lien by a homeowners association
12
Unrecorded easements
13
Building permit violations*
14
Restrictive covenant violations
15
Post-policy forgery
16
Post-policy encroachment
17
Post-policy damage from extraction of minerals or water
18
Lack of vehicular and pedestrian access
19
Map not consistent with legal description
20
Post-policy adverse possession
ALTA Standard or CLTA
EAGLE
* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.
As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
AZ Sellers Guide | 15
Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
AZ Sellers Guide | 16
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws. You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
AZ Sellers Guide | 17
Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move. Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day. Change of address. Visit USPS for change of address form. Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Packing materials. Gather moving boxes and packing materials for your move.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale. Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy. Changing Schools. If changing schools, contact new school for registration process.
FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address. Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities. Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move. Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move. Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
AZ Sellers Guide | 18
Start packing. Begin packing for your new location. Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck! Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day. Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist. Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed. Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move. Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
5
1
8
Central Arizona
7
4
11 3 9
First American Title Branch Locator 10
6
15
OL
DW
GOLDFIELD
CRISMON
16
SIGNAL BUTTE
2
ES
TH
WY
17
12
13
IN SK
GS
RA
NC
H
14
1 SUN CITY WEST
5 A NTHEM
9 K IERLAND COMMONS
13 C HANDLER PORTICO
2 G OODYEAR
6 PHOENIX CAMELBACK
10 SCOTTSDALE FORUM
14 G ILBERT SAN TAN
7 D ESERT RIDGE
11 D C CROSSING
623.299.3644 | Fax 877.858.8099 13940 W Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson 623.936.8001 | Fax 866.764.4706 1626 N Litchfield Rd. Suite #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield
3 A RROWHEAD
623.487.0404 | Fax 866.764.4703 16165 N 83rd Ave, #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave
4 T HE LEGENDS
623.537.1608 | Fax 888.279.8559 20241 N 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101
623.551.3265 | Fax 866.764.4708 39508 N Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 602.954.3644 | Fax 866.874.1067 2201 E Camelback Rd, #120B Phoenix, AZ 85016 SE corner of Camelback/22nd Street 480.515.4369 | Fax 866.303.1392 20860 N Tatum Blvd, #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101
8 C AREFREE
480.575.6609 | Fax 877.331.2252 7202 E Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.
480.948.6488 | Fax 866.895.7958 14648 N Scottsdale Rd, Suite #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 480.551.0480 | Fax 866.874.1064 6263 N Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 480.563.9034 | Fax 866.314.2283 18291 N Pima Rd, #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy
12 A HWATUKEE
480.753.4424 | Fax 888.279.8546 4435 E Chandler Blvd, #100 Phoenix, AZ 85048 SW corner Chandler/45th St.
480.777.0051 | Fax 866.417.0638 2121 W Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.
17 G OLD CANYON
480.288.0883 | Fax 866.841.8917 6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.
480.777.0614 | Fax 888.279.8548 1528 E Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.
15 M ESA
480.833.5301 | Fax 888.279.8550 1630 S Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley
16 R ED MOUNTAIN
480.534.3599 | Fax 888.889.7245 1135 N Recker Rd, #103 Mesa, AZ 85205 SE corner of Recker & Brown
AZ Sellers Guide | 19
For more information please contact your First American representative.
www.fi rs t am . c om
©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.
05110281220