WIRE FRAUD ADVISORY Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.
PROTECT YOURSELF
DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS • If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions. DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION • If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email. TRUST YOUR SOURCE OF INFORMATION • Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions. • It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions.
ONLINE RESOURCES: There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites: The Federal Bureau of Investigation @ https://www.fbi.gov/scams-and-safety The Internet Crime Complaint Center @ www.ic3.gov The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov
VERIFY AND NOTIFY
Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act! Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.
The undersigned acknowledges receipt of this Wire Fraud Advisory.
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ADDRESS
1893 S 131ST ST GILBERT, AZ 85233 APN 302-83-010-L
Property Detail Report 1893 S 131st St, Gilbert, AZ 85233 Maricopa County Data as of: 07/21/2021
APN: 302-83-010-L
Owner Information Owner Name: Vesting: Mailing Address:
Cascio Robert J / Cascio Elizabeth A Husband And Wife / Joint Tenant 14442 S 132nd St, Gilbert, AZ 85233-8810
For Sale:
$899,999
Occupancy:
Absentee Owner
County:
Maricopa, AZ
Location Information Legal Description: APN: Munic / Twnshp: Subdivision: Neighborhood: Elementary School: Latitude:
E 148.75F Daf Beg Pt On E Ln Of Nw4 Of Sec 25 Fr Wh Cen Of Sec Brs S 391.97F Th N Alg E Ln 358.97F Th W 595.26F S 358.46F E 595.55F To Pob 302-83-010-L Alternate APN: Gilbert Twnshp-Rng-Sec: 1S-5E-25 Tract #: School District: Chandler Unified District Chandler Tradition... Middle School: Willis Junior High... 33.31523 Longitude: -111.79859
Census Tract / Block: 422309 / 2004 Legal Lot / Block: Legal Book / Page: High School:
Perry High School
Transfer Doc #: Deed Type:
2007.67934 Deed
Deed Type: New Construction: 1st Mtg Doc #: Sale Doc #:
N/A 1992.497189
Last Transfer / Conveyance - Current Owner Transfer / Rec Date: Buyer Name:
01/09/2007 / 01/18/2007 Price: Cascio, Robert J & Elizabeth Seller Name: A
Garcia Robert J & Lisa A
Last Market Sale Sale / Rec Date: Multi / Split Sale: 1st Mtg Amt / Type: 2nd Mtg Amt / Type: Seller Name: Lender:
09/03/1992 / 09/04/1992 $121,600 / Conventional
Sale Price / Type: Price / Sq. Ft.: 1st Mtg Rate / Type: 2nd Mtg Rate / Type:
$128,000 / $65 / Fixed
Terry Norwest Mortgage INC
Title Company:
Prior Sale Information Sale / Rec Date: 1st Mtg Amt / Type: Prior Lender:
Sale Price / Type: 1st Mtg Rate / Type:
Prior Deed Type: Prior Sale Doc #:
N/A
Property Characteristics Gross Living Area: Living Area: Total Adj. Area: Above Grade: Basement Area: Style: Foundation: Quality: Condition:
1,972 Sq. Ft. 1,972 Sq. Ft. 1,972 Sq. Ft.
Average Average
Total Rooms: Bedrooms: Baths (F / H): Pool: Fireplace: Cooling: Heating: Exterior Wall: Construction Type:
6
Year Built / Eff: Stories: Parking Type: Garage #: Garage Area: Porch Type: Patio Type: Roof Type: Roof Material:
1980 1 Carport 2
Lot Area: Lot Width / Depth: Usable Lot:
53,361 Sq. Ft.
Zoning: # of Buildings: Res / Comm Units:
R-43 1 1/
Acres: Flood Map #: Flood Panel #:
1.225 04013C2733M 2733M
Water / Sewer Type: Flood Map Date: Inside SFHA:
11/04/2015 False
Assessed Value: Land Value: Improvement Value: Improved %: Delinquent Year:
$32,830 $6,560 $26,270 80.02%
Market Total Value: Market Land Value: Market Imprv Value: Market Imprv %:
$328,300 $65,600 $262,700 80.02%
2/
Refrigeration Forced Air Block
Covered Patio Asphalt Shingle
Site Information Land Use: State Use: County Use: Site Influence: Flood Zone Code: Community Name:
SFR 0131 - Single F... 0131 - Single Family Residence X Maricopa County
Tax Information Assessed Year: Tax Year: Tax Area: Property Tax: Exemption:
2021 2020 800600 $2,132.62
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 1
Sales Comparables 1893 S 131st St, Gilbert, AZ 85233 Maricopa County Data as of: 07/21/2021
APN: 302-83-010-L
Subject Property 1893 S 131st St, Gilbert, AZ 85233 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$128,000 / 09/03/1992 / 09/04/1992 1980 / $328,300 SFR Cascio Robert J / Cascio Elizabeth A 14442 S 132nd St, Gilbert, AZ 85233-8810 Maricopa 302-83-010-L
For Sale:
422309 / 2004 $121,600 / Conventional 1/
$899,999
Lot Area: Living Area: Pool:
53,361 Sq. Ft. 1,972 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-43 1.22 Refrigeration
Stories: 1 Roof Material: Asphalt Shingle Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Carport X
0 2/0 6
Search Criteria # Months Back: Living Area Difference:
6 15.0 + / -
Distance From Subject: Land Use:
0.5 mi Same As Subject
13 Comparable Properties Found COMPARABLE PROPERTY SUMMARY Subject Price $899,999 Living Area 1,972 Price / Sq. Ft. $456 Bedrooms Baths 2 Lot Area 53,361 Sq. Ft. Stories 1 Year Built 1980 Distance
Low
Averag e
Hig h
$380,000
$524,431
$895,000
1,679
2,004
2,258
$199
$260
$440
0
0
0
2
3
4
5,506 Sq. Ft.
16,814 Sq. Ft.
97,651 Sq. Ft.
1
1.15
2
1995
1997
1999
0.22 mi
0.39 mi
0.49 mi
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 8
Sales Comparables 1893 S 131st St, Gilbert, AZ 85233 Maricopa County Data as of: 07/21/2021
APN: 302-83-010-L
13
4
12
2
7 1
3
5 6
10
8
9
11
Map data ©2021
Subject Property
Comparables
COMPARABLES #
MI
1
ST
Address
Sold
0.22
297 W Ivanhoe St, Gilbert, AZ 85233-8758
2
0.25
3
Sold For
Listed
Listed At
Sq. Ft.
$ / Sq. Ft.
Bds / Bths
Lot Size
Ag e
04/27/2021 $600,000
2,215
$271
/3
9,962
26
327 W Oxford Ln, Gilbert, AZ 85233-8756
03/16/2021 $520,000
2,258
$230
/3
8,054
25
0.25
1912 S 130th St, Gilbert, AZ 85233-8801
03/16/2021 $895,000
2,200
$407
/4
97,651
26
4
0.38
332 W Shannon St, Gilbert, AZ 85233-8747
01/05/2021 $425,000
2,105
$202
/3
7,910
23
5
0.39
2125 E Galveston St, Chandler, AZ 85225-
03/23/2021 $895,000
2,034
$440
/4
42,123
24
4002 6
0.39
2841 E San Tan St, Chandler, AZ 85225-4074
12/28/2020 $430,000
1,913
$225
/3
6,813
23
7
0.41
134 W Ivanhoe St, Gilbert, AZ 85233-8709
05/18/2021 $596,000
2,258
$264
/4
6,852
26
8
0.44
351 N Nash Way, Chandler, AZ 85225-4179
05/19/2021 $380,000
1,679
$226
/2
5,981
22
9
0.45
2660 E Hulet Dr, Chandler, AZ 85225-4014
03/04/2021 $420,000
1,679
$250
/2
5,506
23
10 0.46
311 N Laura Dr, Chandler, AZ 85225-4115
05/12/2021 $421,500
1,999
$211
/3
8,782
23
11 0.48
2463 E Detroit Ct, Chandler, AZ 85225-4150
02/23/2021 $397,000
1,999
$199
/3
7,222
24
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 2 OF 8
12 0.48 13 0.49
L: Listed
748 W Dublin St, Gilbert, AZ 85233-8606 148 W Shannon St, Gilbert, AZ 85233-8726
R: REO
RS: REO Sale
SS: Short Sale
05/13/2021 $398,100
1,774
$224
/3
6,059
24
03/26/2021 $440,000
1,940
$227
/3
5,672
26
D: Default
A: Auction
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 3 OF 8
Comp #1 - 0.22 Miles From Subject 297 W Ivanhoe St, Gilbert, AZ 85233-8758 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$600,000 / Confirmed 04/27/2021 / 05/04/2021 1995 / $333,600 SFR Matthew Waterman 297 W Ivanhoe St, Gilbert, AZ 85233-8758 Maricopa 302-83-458 Rancho Del Verde Unit 4 814900 / 1003 $400,000 / 1/
Lot Area: Living Area: Pool:
9,962 Sq. Ft. 2,215 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-7 0.23 Refrigeration Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $314,000 07/24/2012 08/21/2012 2012.748993
Lot Area: Living Area: Pool:
8,054 Sq. Ft. 2,258 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 8
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-7 0.18 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $311,000 04/02/2014 05/01/2014 2014.285335
Lot Area: Living Area: Pool:
97,651 Sq. Ft. 2,200 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 4/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-43 2.24 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $415,000
Comp #2 - 0.25 Miles From Subject 327 W Oxford Ln, Gilbert, AZ 85233-8756 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$520,000 / Confirmed 03/16/2021 / 03/17/2021 1996 / $325,100 SFR Marwan Kalian 327 W Oxford Ln, Gilbert, AZ 85233-8756 Maricopa 302-83-438 Rancho Del Verde Unit 4 814900 / 1003 $391,200 / 1/
Garage X
Comp #3 - 0.25 Miles From Subject 1912 S 130th St, Gilbert, AZ 85233-8801 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$895,000 / Confirmed 03/16/2021 / 03/25/2021 1995 / $591,300 SFR Wayne, A & Mary Kathleen Trust 1912 S 130th St, Gilbert, AZ 85233-8801 Maricopa 302-83-013-D 814900 / 1022 $0 / 1/
Garage Ah
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
07/18/2003 2003.951353
PAGE 4 OF 8
Comp #4 - 0.38 Miles From Subject 332 W Shannon St, Gilbert, AZ 85233-8747 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$425,000 / Confirmed 01/05/2021 / 01/07/2021 1998 / $312,000 SFR Precious Living Trust Po Box 958, Phoenix, AZ 85001-958 Maricopa 302-83-399 Rancho Del Verde Unit 4 814900 / 1003 $0 / 1/
Lot Area: Living Area: Pool:
7,910 Sq. Ft. 2,105 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-7 0.18 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $296,000 11/04/2014 11/25/2014 2014.781708
Lot Area: Living Area: Pool:
42,123 Sq. Ft. 2,034 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 3/1 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
AG 0.97 Refrigeration
1 Concrete Tile $205,000
Garage Ah
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Lot Area: Living Area: Pool:
6,813 Sq. Ft. 1,913 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
PAD 0.16 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $359,000 05/20/2019 05/28/2019 2019.390675
Garage X
Comp #5 - 0.39 Miles From Subject 2125 E Galveston St, Chandler, AZ 85225-4002 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$895,000 / Confirmed 03/23/2021 / 04/16/2021 1997 / $405,000 SFR Douglas K Hubbard / Cheryl L Hubbard 2125 E Galveston St, Chandler, AZ 85225-4002 Maricopa 302-83-009-N 811500 / 1001 $300,000 / 1/
03/01/1999 1999.194655
Comp #6 - 0.39 Miles From Subject 2841 E San Tan St, Chandler, AZ 85225-4074 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$430,000 / Confirmed 12/28/2020 / 01/05/2021 1998 / $286,600 SFR David Hovanec / Joan Hovanec 2841 E San Tan St, Chandler, AZ 85225-4074 Maricopa 302-83-893 Dobson Place-Parcel 1 811500 / 1006 $344,000 / 1/
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 5 OF 8
Comp #7 - 0.41 Miles From Subject 134 W Ivanhoe St, Gilbert, AZ 85233-8709 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$596,000 / 05/18/2021 / 06/11/2021 1995 / $291,600 SFR Mark Mathews / Kelly Mathews 134 W Ivanhoe St, Gilbert, AZ 85233-8709 Maricopa 302-83-285 Rancho Del Verde Unit 2 814900 / 1001 $178,000 / 1/
Lot Area: Living Area: Pool:
6,852 Sq. Ft. 2,258 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 3/1 8
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.16 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
2 Concrete Tile $596,000 05/08/2021 06/11/2021 2021.645343
Lot Area: Living Area: Pool:
5,981 Sq. Ft. 1,679 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 5
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
PAD 0.14 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $225,900 10/06/2015 10/09/2015 2015.728469
Lot Area: Living Area: Pool:
5,506 Sq. Ft. 1,679 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 2/0 5
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
PAD 0.13 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $226,000 09/15/2015 10/14/2015 2015.739606
Garage X
Comp #8 - 0.44 Miles From Subject 351 N Nash Way, Chandler, AZ 85225-4179 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$380,000 / 05/19/2021 / 06/09/2021 1999 / $248,000 SFR Guy LIVI|Saggione, Kelly A & Guy M Trust|Sagqione, K 15519 E Via Del Palo, Gilbert, AZ 85298-9720 Maricopa 310-11-244 Dobson Place Parcel 5 811500 / 1016 $342,000 / 1/
Garage X
Comp #9 - 0.45 Miles From Subject 2660 E Hulet Dr, Chandler, AZ 85225-4014 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$420,000 / Confirmed 03/04/2021 / 03/09/2021 1998 / $244,000 SFR Jeffrey Goodrick 3555 Simsbury Ct, Carlsbad, CA 92010-7035 Maricopa 310-11-268 Dobson Place Parcel 5 811500 / 1014 $0 / 1/
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 6 OF 8
Comp #10 - 0.46 Miles From Subject 311 N Laura Dr, Chandler, AZ 85225-4115 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$421,500 / 05/12/2021 / 05/14/2021 1998 / $290,600 SFR Ariella Carrillo / Pasiaka Fahina 311 N Laura Dr, Chandler, AZ 85225-4115 Maricopa 310-11-107 Dobson Place Parcel 7 811500 / 1023 $400,425 / 1/
Lot Area: Living Area: Pool:
8,782 Sq. Ft. 1,999 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
PAD 0.20 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $310,000
Lot Area: Living Area: Pool:
7,222 Sq. Ft. 1,999 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
PAD 0.17 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $325,000 07/16/2007 07/26/2007 2007.848613
Lot Area: Living Area: Pool:
6,059 Sq. Ft. 1,774 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-7 0.14 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $117,900
Garage X
05/17/2005 2005.651080
Comp #11 - 0.48 Miles From Subject 2463 E Detroit Ct, Chandler, AZ 85225-4150 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$397,000 / Confirmed 02/23/2021 / 02/26/2021 1997 / $281,700 SFR Nicholas Pecheos 2463 E Detroit Ct, Chandler, AZ 85225-4150 Maricopa 310-11-071 Dobson Place Parcel 7 811500 / 1023 $397,000 / Veterans Administration (Va) 1/
Garage X
Comp #12 - 0.48 Miles From Subject 748 W Dublin St, Gilbert, AZ 85233-8606 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$398,100 / 05/13/2021 / 05/19/2021 1997 / $262,100 SFR Olympus Borrower LLC Po Box 4090, Scottsdale, AZ 85261-4090 Maricopa 302-83-752 Westbank 814900 / 1034 $0 / 1/
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
11/10/1997 1997.789618
PAGE 7 OF 8
Comp #13 - 0.49 Miles From Subject 148 W Shannon St, Gilbert, AZ 85233-8726 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$440,000 / Confirmed 03/26/2021 / 03/30/2021 1995 / $253,200 SFR James J Roderick / Whitney Roderick 148 W Shannon St, Gilbert, AZ 85233-8726 Maricopa 302-83-168 Rancho Del Verde Unit 1 814900 / 1001 $440,000 / Veterans Administration (Va) 1/
Lot Area: Living Area: Pool:
5,672 Sq. Ft. 1,940 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 8
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.13 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
2 Concrete Tile $267,000 05/12/2016 05/17/2016 2016.337735
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 8 OF 8
Neighbors Report 1893 S 131st St, Gilbert, AZ 85233 Maricopa County Data as of: 07/21/2021
APN: 302-83-010-L
13
14
18
20
17 7 8
12 19
3 1
2 15
11 16
4
5
6
9
10
Map data ©2021 Google
Subject Property
Neighbors
Subject Property 1893 S 131st St, Gilbert, AZ 85233 Occupancy:
Absentee Owner
Owner Name: Cascio Robert J / Cascio Elizabeth A Mailing Address: 14442 S 132nd St, Gilbert, AZ 85233-8810 APN: 302-83-010-L
Year Built / Eff: Living Area: Sale / Rec Date: 09/03/1992 / 09/04/1992 Lot Area: Sale Price / Type: $128,000 / Bedrooms: Land Use: SFR Baths (F / H):
1980 / 1,972 Sq. Ft. 53,361 Sq. Ft. 2/
Neighbor 1 - 0.02 Miles From Subject Occupancy:
Unknown
Owner Name: Rancho Del Verde Homeowners Association Sale / Rec Date: Mailing Address: 4645 E Cotton Gin Loop, Phoenix, AZ 85040-8885 Sale Price / Type: APN: 302-83-144 Land Use: Residential (NEC)
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
3,642 Sq. Ft.
PAGE 1 OF 5
Neighbor 2 - 0.03 Miles From Subject 1897 S 131st St, Gilbert, AZ 85233 Occupancy:
Absentee Owner
Owner Name: Powell Kelly Gene / Susan G TR Mailing Address: 437 W Loma Vista Ct, Gilbert, AZ 85233-8970 APN: 302-83-010-K
Year Built / Eff: Living Area: Sale / Rec Date: 04/18/1996 / 04/19/1996 Lot Area: Sale Price / Type: $52,000 / Bedrooms: Land Use: SFR Baths (F / H):
1996 / 2,660 Sq. Ft. 53,405 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 06/12/1997 / 06/13/1997 Lot Area: Sale Price / Type: $192,931 / Bedrooms: Land Use: SFR Baths (F / H):
1997 / 2,723 Sq. Ft. 32,339 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 05/24/2013 / 05/29/2013 Lot Area: Sale Price / Type: $375,000 / Bedrooms: Land Use: SFR Baths (F / H):
1998 / 2,423 Sq. Ft. 33,010 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 11/14/2014 / 12/04/2014 Lot Area: Sale Price / Type: $416,800 / Bedrooms: Land Use: SFR Baths (F / H):
1999 / 2,237 Sq. Ft. 41,323 Sq. Ft.
2/1
Neighbor 3 - 0.03 Miles From Subject 1946 S Cholla St, Gilbert, AZ 85233-8969 Occupancy:
Owner Occupied
Owner Name: T R & M L Hinton Family Revocable Trust Mailing Address: 1946 S Cholla St, Gilbert, AZ 85233-8969 APN: 302-83-501
2/1
Neighbor 4 - 0.04 Miles From Subject 1982 S Cholla St, Gilbert, AZ 85233-8969 Occupancy:
Owner Occupied
Owner Name: Austin Carson Mailing Address: 1982 S Cholla St, Gilbert, AZ 85233-8969 APN: 302-83-518
3/
Neighbor 5 - 0.05 Miles From Subject 1953 S 131st St, Gilbert, AZ 85233-8625 Occupancy:
Owner Occupied
Owner Name: Johnston Ryan M / Johnston Sonya S Mailing Address: 1953 S 131st St, Gilbert, AZ 85233-8625 APN: 302-83-944
2/
Neighbor 6 - 0.05 Miles From Subject Occupancy:
Unknown
Owner Name: Rancho Del Verde Homeowners Association Sale / Rec Date: Mailing Address: 4645 E Cotton Gin Loop, Phoenix, AZ 85040-8885 Sale Price / Type: APN: 302-83-143 Land Use: Residential (NEC)
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
1,681 Sq. Ft.
Neighbor 7 - 0.05 Miles From Subject 344 W Loma Vista St, Gilbert, AZ 85233-8936 Occupancy:
Owner Occupied
Owner Name: Samuel Kimberly Gene TR Mailing Address: 344 W Loma Vista St, Gilbert, AZ 85233-8936 APN: 302-83-500
Year Built / Eff: Living Area: Sale / Rec Date: 08/22/1996 / 08/23/1996 Lot Area: Sale Price / Type: $239,553 / Bedrooms: Land Use: SFR Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
1996 / 3,176 Sq. Ft. 16,648 Sq. Ft. 3/1
PAGE 2 OF 5
Neighbor 8 - 0.06 Miles From Subject Occupancy:
Unknown
Owner Name: Ana J Monzon Mailing Address: 1901 S 131st St, Gilbert, AZ 85233-8625 APN: 302-83-010-W
Year Built / Eff: Living Area: Sale / Rec Date: 10/23/1996 / 10/24/1996 Lot Area: Sale Price / Type: $178,500 / Bedrooms: Land Use: Residential (NEC) Baths (F / H):
26,659 Sq. Ft.
Neighbor 9 - 0.07 Miles From Subject 345 W Los Alamos St, Gilbert, AZ 85233-8933 Occupancy:
Owner Occupied
Owner Name: Furman Trust Mailing Address: 345 W Los Alamos St, Gilbert, AZ 85233-8933 APN: 302-83-519
Year Built / Eff: Living Area: Sale / Rec Date: 10/30/1996 / 10/31/1996 Lot Area: Sale Price / Type: $240,901 / Bedrooms: Land Use: SFR Baths (F / H):
1996 / 2,423 Sq. Ft. 35,127 Sq. Ft. 3/
Neighbor 10 - 0.07 Miles From Subject Occupancy:
Unknown
Owner Name: Rancho Del Verde Homeowners Association Sale / Rec Date: Mailing Address: 4645 E Cotton Gin Loop, Phoenix, AZ 85040-8885 Sale Price / Type: APN: 302-83-142 Land Use: Residential (NEC)
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
192 Sq. Ft.
Neighbor 11 - 0.07 Miles From Subject 339 W Loma Vista St, Gilbert, AZ 85233-8937 Occupancy:
Owner Occupied
Owner Name: Ngov Jason / Ngov Sorakdy Mailing Address: 339 W Loma Vista St, Gilbert, AZ 85233-8937 APN: 302-83-502
Year Built / Eff: Living Area: Sale / Rec Date: 04/17/1997 / 04/18/1997 Lot Area: Sale Price / Type: $188,154 / Bedrooms: Land Use: SFR Baths (F / H):
1997 / 2,779 Sq. Ft. 8,760 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 12/31/2014 / 01/02/2015 Lot Area: Sale Price / Type: $339,900 / Bedrooms: Land Use: SFR Baths (F / H):
1997 / 2,779 Sq. Ft. 8,133 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 11/08/1993 / 11/09/1993 Lot Area: Sale Price / Type: $77,000 / Bedrooms: Land Use: SFR Baths (F / H):
2000 / 7,226 Sq. Ft. 87,120 Sq. Ft.
3/1
Neighbor 12 - 0.07 Miles From Subject 340 W Loma Vista St, Gilbert, AZ 85233-8936 Occupancy:
Owner Occupied
Owner Name: Danny Ray & Kristina Ann Hughes Rev LIV Trust Mailing Address: 340 W Loma Vista St, Gilbert, AZ 85233-8936 APN: 302-83-499
3/1
Neighbor 13 - 0.07 Miles From Subject 14437 S 131st St, Gilbert, AZ 85233-8807 Occupancy:
Owner Occupied
Owner Name: Novikova Olga Mailing Address: 14437 S 131st St, Gilbert, AZ 85233-8807 APN: 302-83-119-D
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
5/1
PAGE 3 OF 5
Neighbor 14 - 0.07 Miles From Subject Occupancy:
Unknown
Owner Name: Rancho Del Verde Homeowners Association Sale / Rec Date: Mailing Address: 4645 E Cotton Gin Loop, Phoenix, AZ 85040-8885 Sale Price / Type: APN: 302-83-145 Land Use: Residential (NEC)
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
3,815 Sq. Ft.
Neighbor 15 - 0.07 Miles From Subject 1923 S 131st St, Gilbert, AZ 85233-8625 Occupancy:
Owner Occupied
Owner Name: Lopez Ana J Mailing Address: 1923 S 131st St, Gilbert, AZ 85233-8625 APN: 302-83-024-C
Sale / Rec Date: / 10/05/2001 Sale Price / Type: $204,000 / Confirmed Land Use: SFR
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
2003 / 1,521 Sq. Ft. 52,851 Sq. Ft. 2/
Neighbor 16 - 0.07 Miles From Subject 338 W Los Alamos St, Gilbert, AZ 85233-8932 Occupancy:
Owner Occupied
Owner Name: Gary Laughlin / Kaitlyn Laughlin Mailing Address: 338 W Los Alamos St, Gilbert, AZ 85233-8932 APN: 302-83-517
Year Built / Eff: Living Area: Sale / Rec Date: 02/18/2020 / 02/27/2020 Lot Area: Sale Price / Type: $425,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1997 / 2,423 Sq. Ft. 9,514 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 09/19/1998 / 09/21/1998 Lot Area: Sale Price / Type: $207,850 / Bedrooms: Land Use: SFR Baths (F / H):
1996 / 2,042 Sq. Ft. 23,592 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 07/09/1997 / 07/10/1997 Lot Area: Sale Price / Type: $218,894 / Bedrooms: Land Use: SFR Baths (F / H):
1997 / 2,423 Sq. Ft. 41,521 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 03/23/2021 / 05/06/2021 Lot Area: Sale Price / Type: $665,000 / Bedrooms:
1996 / 3,391 Sq. Ft. 9,531 Sq. Ft.
Land Use:
3/1
3/
Neighbor 17 - 0.07 Miles From Subject 343 W Del Rio St, Gilbert, AZ 85233-8922 Occupancy:
Owner Occupied
Owner Name: Hunt Joe G / Hunt Verlie D Mailing Address: 343 W Del Rio St, Gilbert, AZ 85233-8922 APN: 302-83-483
3/
Neighbor 18 - 0.08 Miles From Subject 350 W Del Rio St, Gilbert, AZ 85233-8923 Occupancy:
Owner Occupied
Owner Name: Henretta Kent / Henretta Debora Mailing Address: 350 W Del Rio St, Gilbert, AZ 85233-8923 APN: 302-83-482
3/
Neighbor 19 - 0.08 Miles From Subject 334 W Loma Vista St, Gilbert, AZ 85233-8936 Occupancy:
Absentee Owner
Owner Name: Terry L Mercier / Karen S Mercier Mailing Address: 6510 S Hazelton Ln #145, Tempe, AZ 852833226 APN: 302-83-498
SFR
Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 4 OF 5
Neighbor 20 - 0.08 Miles From Subject 14425 S 131st St, Gilbert, AZ 85233-8807 Occupancy:
Absentee Owner
Owner Name: Foutz D Decker / Linda C TR Mailing Address: 2873 E Elgin St, Chandler, AZ 85225-2435 APN: 302-83-119-C
Year Built / Eff: Living Area: Sale / Rec Date: 12/27/2004 / 12/28/2004 Lot Area: Sale Price / Type: $365,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
1976 / 3,429 Sq. Ft. 74,836 Sq. Ft. 3/
PAGE 5 OF 5
Schools Report 1893 S 131st St, Gilbert, AZ 85233 Maricopa County Data as of: 07/21/2021
APN: 302-83-010-L
Public School Assignment
Elementary School: Middle School: High School:
Chandler Unified District
Chandler Traditional Academy - Liberty Campus
Chandler Traditional Academy - Liberty Campus Willis Junior High School Perry High School
550 North Emmett Drive, Chandler, AZ 85225 - 0.22 Miles
Grades
Students
Students:Teachers
State Percentile
K-6
653
20:1
90
St udent Et hnicit y
State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:
110 Yes No No
Mat h Prof icient ( % )
Caucasian Hispanic Asian African-American Pacific Islander Native American
Free Lunch: 11% Reduced Lunch: 11% Title 1: No
Reading Prof icient ( % )
52% 26% 16% 5% 1% <1%
Willis Junior High School
401 South Mcqueen Road, Chandler, AZ 85225 - 1.84 Miles
Grades
Students
Students:Teachers
State Percentile
7-8
871
50:1
50
St udent Et hnicit y
State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:
329 Yes No No
Mat h Prof icient ( % )
Hispanic Caucasian African-American Asian Native American Pacific Islander
Free Lunch: 64% Reduced Lunch: 64% Title 1: No
Reading Prof icient ( % )
57% 31% 7% 3% 1% <1%
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 2
Perry High School
Grades
1919 East Queen Creek Road, Gilbert, AZ 85297 - 4.71 Miles
Students
Students:Teachers
State Percentile
47:1
90
9-12 3,393
St udent Et hnicit y
State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:
33 No No Yes
Mat h Prof icient ( % )
Caucasian Hispanic Asian African-American Native American Pacific Islander
Free Lunch: 12% Reduced Lunch: 12% Title 1: No
Reading Prof icient ( % )
70% 16% 8% 5% 1% <1%
Nearby Private Schools School
Address
Distance
Gateway Baptist Academy
2175 South Gilbert Road Gilbert, AZ 85295
0.66 miles
Cenpatico Schools
290 South Cooper Road Chandler, AZ 85225
1.22 miles
Cenpatico Schools
875 South Cooper Road Gilbert, AZ 85233
1.34 miles
New Vistas Center For Education
670 N Arizona Ave Ste 35 Chandler, AZ 85225
2.57 miles
St Mary-Basha Catholic School
200 West Galveston Street Chandler, AZ 85225
2.81 miles
San Tan Christian Academy
501 West Flint Street Chandler, AZ 85225
2.91 miles
Parc Place Residential Treatment Center
2190 North Grace Boulevard Chandler, AZ 85225
3.30 miles
Chandler Christian Academy
19620 South Mcqueen Road Chandler, AZ 85286
3.60 miles
Heritag e Christian Academy
919 East Guadalupe Road Gilbert, AZ 85234
3.73 miles
Shepherd's Christian Academy
P.O. Box 60396 Phoenix, AZ 85082
4.05 miles
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 2 OF 2
Disclaimer: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance, commitment or preliminary report, or any form of title insurance or guaranty. Estimated property values are: (i) based on available data; (ii) are not guaranteed or warranted; (iii) do not constitute an appraisal; and (iv) should not be relied upon in lieu of an appraisal. This report is issued exclusively for the benefit of the applicant therefor, and may not be used or relied upon by any other person. This report may not be reproduced in any manner without the issuing party's prior written consent. The issuing party does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that the issuing party's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that the issuing party would not have issued this report but for the limitation of liability described above. The issuing party makes no representation or warranty as to the legality or propriety of recipient's use of the information herein. School information is copyrighted and provided by GreatSchools.org.
Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/
First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421
Map data ©2021 Imagery ©2021 , Maxar Technologies, U.S. Geological Survey
Data Provided By: First American Title Ins Co
Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy. The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.
© 2021 CoreLogic. All rights reserved
Local Business Attractions / Recreation Name
Address
Telephone
Distance (Miles)
C E A Entertainment, Llc
1982 S Cholla St Gilbert Az
(424) 675-0066
0.06
Kaleidoscope Dance Space Llc
14248 S 131st St Gilbert Az
(480) 732-0261
0.19
Darden Sports And Entertainment Llc 541 N Danielson Way Chandler Az
(843) 267-2068
0.22
Yoga To You
(480) 656-4481
0.28
197 W Del Rio St Gilbert Az
Banks / Financial Name
Address
Telephone
Distance (Miles)
Lenders Home Mortgage Inc
2246 E Toledo Pl Chandler Az
(480) 812-1818
0.54
J.p. Morgan Chase
1671 S Cooper Rd Gilbert Az
(480) 821-5160
0.55
Midfirst Bank
760 W Ray Rd Gilbert Az
(480) 755-0974
0.6
S T Butler Financial Corporation
1900 E Laredo Pl Chandler Az
(480) 812-0110
0.64
Eating / Drinking Name
Address
Telephone
Distance (Miles)
Hope Through Hoops
541 N Danielson Way Chandler Az
(843) 267-2068
0.22
U Of Cakes
711 W Del Rio St Gilbert Az
(480) 754-9250
0.39
Idle Dessert Restaurant And Lounge
361 N Cottonwood St Chandler Az
(480) 332-8709
0.47
Chef's Lounge Llc
1855 S Spartan St Gilbert Az
(480) 545-2660
0.48
Health Care Services Name
Address
Telephone
Distance (Miles)
Avg Medical Writing, Llc
14402 S 131st St Gilbert Az
(602) 692-7677
0.14
Will2walk Homecare Servies, Llc
287 W Oxford Ln Gilbert Az
(866) 866-9707
0.28
Advanced Ultrasound, Llc
2242 E Hulet Dr Chandler Az
(602) 635-0122
0.36
Nott Sujatha Md Pc
2183 E Hulet Dr Chandler Az
(480) 359-7690
0.38
Organizations / Associations Name
Church At The Cross Of Christ
Address
1481 S Sahuaro Dr Gilbert Az
Telephone
(480) 830-0694
Distance (Miles)
0.55
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 07/30/2021 © 2021 CoreLogic. All rights reserved
Howard King Ministries
1481 S Sahuaro Dr Gilbert Az
(480) 830-0694
0.55
Life Community Church, Inc.
717 W Ray Rd Gilbert Az
(480) 545-1111
0.56
Chlice Christian Church (disciples Of Christ)
15303 S Gilbert Rd Gilbert Az
(480) 227-1442
0.66
Personal Services Name
Be There Fitness, Llc
Address
415 W Constitution Ct Gilbert Az
Telephone
Distance (Miles)
(480) 621-6998
0.48
In-home Rehabilitation & Fitness L.l.c. 637 W Baylor Ln Gilbert Az
(480) 209-3319
0.66
Rhino Fitness Llc
255 E Galveston St Gilbert Az
(480) 940-7393
0.81
Karate Joe's Achievement Martial Arts Academies, L.l.c.
115 E Williams Field Rd # Gilbert Az
(480) 782-5425
0.88
Shopping Name
Address
Telephone
Distance (Miles)
Jlm Global Ventures Llc
139 W Oxford Ln Gilbert Az
(808) 428-5562
0.4
K.m. Shahan Llc
13200 S Gilbert Rd Gilbert Az
(480) 450-8387
0.51
One Stop Gas And Food Mart
777 W Ray Rd Gilbert Az
(480) 899-1193
0.59
Nelson & Assoc 11 Llc
164 E Galveston St Gilbert Az
(480) 226-7554
0.7
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 07/30/2021 © 2021 CoreLogic. All rights reserved
Census Tract / block: 8149.00 / 1 Year: 2018 Household Population
Population by Age
Count:
2,750
0 - 11
Estimate Current Year:
2,928
12 - 17
Estimate in 5 Years:
3,762
18 - 24
6.15%
Growth Last 5 Years:
-7.31%
25 - 64
56.15%
Growth Last 10 Years:
-214.56%
65 - 74
5.6%
75+ Household Size
Household Income
Current Year:
948
0 - $25,000
3.8%
Average Current Year:
2.9
$25,000 - $35,000
3.59%
Estimate in 5 Years:
994
$35,000 - $50,000
4.96%
Growth Last 5 Years:
-8.02%
$50,000 - $75,000
20.25%
Growth Last 10 Years:
-8.44%
$75,000 - $100,000
21.41%
Male Population:
49.02%
Above $100,000
45.99%
Female Population:
50.98%
Married People:
61.81%
Unmarried People:
38.19%
Average Household Income:
$95,391
Housing Median Mortgage Payments
Home Values
Under $300:
1.38%
Below $100,000:
1.5%
$300 - $799:
14.63%
$100,000 - $150,000:
1.25%
$800 - $1,999:
63.13%
$150,000 - $200,000:
7.25%
Over $2,000:
20.88%
$200,000 - $300,000:
29.13%
Median Home Value:
$330,600
$300,000 - $500,000:
48.88%
Unit Occupied Owner:
84.39%
Above $500,000:
12%
Median Mortgage:
$1,113
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 07/30/2021 © 2021 CoreLogic. All rights reserved
Rent Payments
Year Built
Unit Occupied Renter:
15.61%
1999 - 2000
Median Gross Rent:
$1,543
1995 - 1998
Less Than $499
0%
1990 - 1994
$500 - $749
12.84%
1980 - 1989
12.78%
$750 - $999
0%
1970 - 1979
20.14%
$1000 and Over
87.16%
1900 - 1969
3.78%
Public Pre-Primary School:
0.85%
Not Enrolled in School:
75.85%
Private Pre-Primary School:
0.27%
Not A High School Graduate:
4.71%
Public School:
22.42%
Graduate Of High School:
29.2%
Private School:
1.74%
Attended Some College:
25.95%
Public College:
4.4%
College Graduate:
31.55%
Private College:
0.39%
Graduate Degree:
8.58%
47.72%
Private Worker:
81.79%
Government Worker:
7.16%
Self Employed Worker:
6.29%
Unpaid Family Worker:
3.75%
Education Enrollment
Workforce Occupation:
Manager/Prof: Technical: Sales:
22.29%
Administrative: Private House Hold: Service:
Farming: 13.59%
Protective Services:
7.16%
Skilled: Blue-Collar:
16.4%
Commute Time
Less Than 15 Min:
22.15%
15 min - 28 min:
34.86%
30 min - 57 min:
38.13%
Over 60 min:
4.87%
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 07/30/2021 © 2021 CoreLogic. All rights reserved
+ FIRST AMERICAN TITLE, FC0, JSTI 07/30/2021 03:10PM XQUV
MARICOPA, AZ
INVESTIGATIVE SEARCH RESULTS
PAGE 1 OF 1
SEARCH PARAMETERS PARCEL: PARCEL:
302-83-010L 302-83-010L
4 INSTRUMENT
REC DATE
OWNER:
CASCIO ROBERT J/ELIZABETH A
2007 67934
01/18/2007
SITUS:
1893 S 131ST ST GILBERT
MAIL:
14442 SOUTH 132ND ST
GILBERT, AZ 85233
SECTION:
25
LEGAL:
E 148.75F DAF BEG PT ON E LN OF NW4 OF SEC 25 FR WH CEN OF SEC BRS S 391.97F TH N ALG E LN 358.97F TH W 595.26F S 358.46F E 595.55F TO POB
TWP
1S
RNG
5E
CURRENT TAXES
INFORMATION THROUGH 07/23/2021
LAND
IMPR
EXEMPT
RATE
AREA
SPECIAL DISTRICTS
PRIMARY
22,362
0
0
6.8028
800600
30001
SECONDARY
6,260
25,050
0
4.4679
2020 TOTAL TAX BILLED
2,132.62
2020
TAX AMT
TAX DUE
INTEREST
DATE PAID
TOTAL DUE
FIRST HALF
1,066.31
0.00
0.00
10/22/2020
0.00
SECOND HALF 1,066.31
04/29/2021
0.00
0.00
0.00
TOTAL CURRENT TAXES DUE 07/21
0.00
08/21
0.00
RESIDENTIAL IMPROVEMENTS BLDG SQFT
1,972
YEAR BUILT
1980
NUMBER OF STORIES
1.0
NUMBER OF ROOMS
NUMBER OF BATH FIXTURES
7
COOLING EXTERIOR WALLS ROOF CONSTRUCTION CLASS PHYSICAL CONDITION
PATIO (TYPE AND NUMBER)
COVERED 1
LAND USE
GARAGE (TYPE AND NUMBER)
CARPORT 2
LOT SIZE
REFRIGERATION SLUMP BLOCK ASPHALT SHINGLE R3 OTHER 01 31 1.225 ACRES
POOL SQ FT
SCHOOL DISTRICT
800600
HEATING
LAND FULL CASH VALUE
62,600
IMPR FULL CASH VALUE
250,500
SALES NO SALES
ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:
SFR
END SEARCH
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Home Seller’s Guide
to the Title & Escrow Process in Arizona
Quick Reference
Table of
Contents
Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name
Assistant
Company
Phone
03 Welcome
Address
Fax
04 Benefits of Using a REALTOR®
First American Title
02 Quick Reference
05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process
Escrow Officer
Escrow Assistant
Address
Phone
City/State/Zip
Fax
Insurance Previous Company
Phone
Previous Agent
Policy No.
New Company
Phone
New Agent
Policy No.
Home Warranty Company
Policy No.
14 Understanding Title Insurance
Utilities and Services
16 Consider This
Southwest Gas 1.877.860.6020 www.swgas.com
Dish Network 1.800.823.4929 www.dishnetwork.com
Verizon 1.877.300.4498 www.connecttoverizon.com
Cox 602.277.1000 www.cox.com
CenturyLink 800.366.8201 www.centurylink.com
Salt River Project 602.236.8888 www.srpnet.com
Direct TV 1.888.777.2454 www.directv.com
AT&T 1.800.222.0300 www.att.com
APS 602.371.7171 www.aps.com
17 Closing Your Escrow 18 Planning Your Move
Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
AZ Sellers Guide | 3
Benefits of using a Professional REALTOR
®
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of. A REALTOR®:
FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved. Do you...
› U nderstands market conditions and has access to information not available to the average homeowner.
- have the knowledge, patience, and sales skills needed to sell your home?
› C an advertise effectively for the best results.
- k now how to determine your home’s current market value?
› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
- know how to determine whether or not a buyer can qualify for a loan? - understand the steps of an escrow and what’s required of you and the buyer? - need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction? - know how to advertise effectively and what the costs will be?
› K nows how to go toe-to-toe in negotiations.
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?
› C an remain objective when presenting offers and counter-offers on your behalf. › Maintains errors-and-omissions insurance.
Are you...
› W ill listen to your needs, respect your opinions and allow you to make your own decisions.
- aware of conditions in the marketplace today that affect value and length of time to sell?
› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
- concerned about having strangers walking through your home?
› I s experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers? - aware that every time you leave your home, you are taking it off the market until you return? - aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved? - prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
AZ Sellers Guide | 4
Key Professionals Involved in Your Transaction REALTOR
®
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®
TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more. AZ Sellers Guide | 5
Mow and edge the lawn regularly, and trim the shrubs. Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed. If screens or windows are damaged, replace or repair them. Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.
PREPARING YOUR HOME FOR SALE
Ensure that all exterior lights are working. Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order. Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking. B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see
Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans.
when they approach your house for the first time
Replace worn shower curtains.
and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a
R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.
home sell. Here are some tips to present your home
Remove clutter throughout the house. Organize and clean out closets.
in a positive manner:
Clean household appliances and make sure they work properly. A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters. C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.
AZ Sellers Guide | 6
Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. C lear all clutter from counter tops. L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact. S end pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise. I f possible you, your pets, and your children should be gone while your home is being shown. C lean trash cans and put them out of sight. I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms. C heck that sink and tub are scrubbed and unstained. M ake beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
AZ Sellers Guide | 7
AZ Sellers Guide | 8
Terms You Should Know Appraisal An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Annual Percentage Rate (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.
Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.
Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Deed of Trust An instrument used in many states in place of a mortgage.
Deed Restrictions Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Disbursement Date The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Easement A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Endorsement As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Legal Description A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Lien A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Mortgage The instrument by which real property is pledged as security for repayment of a loan.
PITI A payment that includes Principal, Interest, Taxes, and Insurance.
Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.
Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.
TRID TILA-RESPA Integrated Disclosures
AZ Sellers Guide | 9
The Life Of An Escrow THE BUYER
THE SELLER
THE ESCROW OFFICER
THE LENDER
Chooses a Real Estate Agent
Chooses a Real Estate Agent
Upon receipt of order and earnest money deposit, orders title examination.
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Accepts Buyer’s offer to purchase.
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title.
Orders any work for inspections and/or repairs to be done as required by the purchase agreement.
Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.
Escrow officer or real estate agent contacts the seller to schedule signing appointment.
Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.
Documents are recorded and all proceeds from sale are received.
Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation. Escrow officer or real estate agent contacts the buyer to schedule signing appointment. Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer. Documents are recorded and the keys are delivered!
AZ Sellers Guide | 10
Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.
Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report. All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation. Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents. Schedules signing appointment and informs buyer of funds due at settlement. Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval. Underwriting reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation. Delivers loan documents to escrow. Upon review of signed loan documents, authorizes loan funding.
Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS
CASH
FHA
VA
CONV
BUYER
BUYER
BUYER
BUYER
1.
Downpayment
2.
Termite (Wood Infestation) Inspection (negotiable except on VA)
3.
Property Inspection (if requested by buyer)
BUYER
BUYER
BUYER
BUYER
4.
Property Repairs, if any (negotiable)
SELLER
SELLER
SELLER
SELLER
5.
New Loan Origination Fee (negotiable)
BUYER
BUYER
BUYER
6.
Discount Points (negotiable)
BUYER
BUYER
BUYER
7.
Credit Report
BUYER
BUYER
BUYER
8.
Appraisal or Extension Fee (negotiable)
BUYER
BUYER
BUYER
9.
Existing Loan Payoff
SELLER
SELLER
SELLER
SELLER
10.
Existing Loan Payoff Demand
SELLER
SELLER
SELLER
SELLER
11.
Loan Prepayment Penalty (if any)
SELLER
SELLER
SELLER
SELLER
12.
Next Month’s PITI Payment
BUYER
BUYER
BUYER
13.
Prepaid Interest (approx. 30 days)
BUYER
BUYER
BUYER
14.
Reserve Account Balance (Credit seller / Charge buyer)
PRORATE
PRORATE
PRORATE
15.
FHA MIP, VA Funding Fee, PMI Premium
BUYER
BUYER
BUYER
16.
Assessments payoff or proration (sewer, paving, etc.)
17.
Taxes
PRORATE
PRORATE
PRORATE
18.
Tax Impounds
BUYER
BUYER
BUYER
19.
Tax Service Contract
SELLER
SELLER
BUYER
20.
Fire/Hazard Insurance
21.
Flood Insurance
22.
Homeowners Association (HOA) Transfer Fee
23.
HOA/Disclosure Fee
24.
Current HOA Payment
25.
Next Month’s HOA Payment
26.
Home Warranty Premium (negotiable)
27.
REALTORS®’ Commissions
28.
EAGLE Homeowners Title Policy
29.
Lenders Title Policy and Endorsements
30.
Escrow Fee (NOTE: Charge seller on VA Loan)
31.
Recording Fees (Flat rate)
32.
Reconveyance/Satisfaction Fee
33.
Courier/Express Mail Fees
SELLER
SELLER PRORATE
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
SELLER
SELLER
SELLER
SELLER
PRORATE
PRORATE
PRORATE
PRORATE
BUYER
BUYER
BUYER
BUYER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
BUYER
BUYER
BUYER
SPLIT
SPLIT
SELLER
SPLIT
SPLIT
SPLIT
SPLIT
SPLIT
SELLER
SELLER
SELLER
SPLIT
SPLIT
SPLIT
SELLER
SPLIT
Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.
AZ Sellers Guide | 11
The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
AZ Sellers Guide | 12
Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property eview the title commitment and begin the process of working with you R and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender. oordinate with the buyer’s lender on the preparation of the Closing C Disclosure (CD) rorate fees, such as real property taxes, per the contract and prepare the P settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds eview documents and ensure all conditions are fulfilled and certain legal R requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer fter recording is confirmed, close escrow and disburse funds, including A proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13
Understanding Title Insurance Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records. AZ Sellers Guide | 14
The Title Industry & Title Insurance in Brief
WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
Compare First American’s Eagle Policy® for Owners Protection from: 1
Someone else owns an interest in your title
2
A document is not properly signed
3
Forgery, fraud, duress in the chain of title
4
Defective recording of any document
5
There are restrictive covenants
6
There is a lien on your title because there is:
EAGLE
Compare First American’s Eagle Policy® for Owners
ALTA Standard or CLTA 21
Post-policy prescriptive easement
22
Covenant violation resulting in your title reverting to a previous owner
23
Violation of building setback regulations
24
Discriminatory covenants Other benefits:
25
Pays rent for substitute land or facilities
26
Rights under unrecorded leases
27
Plain language statements of policy coverage and restrictions
c) a charge by a homeowner’s association
28
Compliance with Subdivision Map Act
7
Title is unmarketable
29
Coverage for boundary wall or fence encroachment*
8
Mechanics lien
30
9
Forced removal of a structure because it:
Added ownership coverage leads to enhanced marketability
31
Insurance coverage for a lifetime
32
Post-policy inflation coverage with automatic increase in value up to 150% over five years
33
Post-policy Living Trust coverage
a) a deed of trust b) a judgement, tax, or special assessment
a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10
Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance
11
Unrecorded lien by a homeowners association
12
Unrecorded easements
13
Building permit violations*
14
Restrictive covenant violations
15
Post-policy forgery
16
Post-policy encroachment
17
Post-policy damage from extraction of minerals or water
18
Lack of vehicular and pedestrian access
19
Map not consistent with legal description
20
Post-policy adverse possession
ALTA Standard or CLTA
EAGLE
* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.
As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
AZ Sellers Guide | 15
Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
AZ Sellers Guide | 16
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws. You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
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Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move. Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day. Change of address. Visit USPS for change of address form. Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Packing materials. Gather moving boxes and packing materials for your move.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale. Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy. Changing Schools. If changing schools, contact new school for registration process.
FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address. Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities. Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move. Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move. Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
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Start packing. Begin packing for your new location. Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck! Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day. Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist. Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed. Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move. Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
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11 D C CROSSING
623.299.3644 | Fax 877.858.8099 13940 W Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson 623.936.8001 | Fax 866.764.4706 1626 N Litchfield Rd. Suite #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield
3 A RROWHEAD
623.487.0404 | Fax 866.764.4703 16165 N 83rd Ave, #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave
4 T HE LEGENDS
623.537.1608 | Fax 888.279.8559 20241 N 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101
623.551.3265 | Fax 866.764.4708 39508 N Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 602.954.3644 | Fax 866.874.1067 2201 E Camelback Rd, #120B Phoenix, AZ 85016 SE corner of Camelback/22nd Street 480.515.4369 | Fax 866.303.1392 20860 N Tatum Blvd, #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101
8 C AREFREE
480.575.6609 | Fax 877.331.2252 7202 E Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.
480.948.6488 | Fax 866.895.7958 14648 N Scottsdale Rd, Suite #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 480.551.0480 | Fax 866.874.1064 6263 N Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 480.563.9034 | Fax 866.314.2283 18291 N Pima Rd, #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy
12 A HWATUKEE
480.753.4424 | Fax 888.279.8546 4435 E Chandler Blvd, #100 Phoenix, AZ 85048 SW corner Chandler/45th St.
480.777.0051 | Fax 866.417.0638 2121 W Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.
17 G OLD CANYON
480.288.0883 | Fax 866.841.8917 6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.
480.777.0614 | Fax 888.279.8548 1528 E Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.
15 M ESA
480.833.5301 | Fax 888.279.8550 1630 S Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley
16 R ED MOUNTAIN
480.534.3599 | Fax 888.889.7245 1135 N Recker Rd, #103 Mesa, AZ 85205 SE corner of Recker & Brown
AZ Sellers Guide | 19
For more information please contact your First American representative.
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