3809 E. Windsong Drive
Phoenix, AZ 85048
WIRE FRAUD ADVISORY Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.
PROTECT YOURSELF
DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS • If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions. DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION • If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email. TRUST YOUR SOURCE OF INFORMATION • Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions. • It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions.
ONLINE RESOURCES: There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites: The Federal Bureau of Investigation @ https://www.fbi.gov/scams-and-safety The Internet Crime Complaint Center @ www.ic3.gov The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov
VERIFY AND NOTIFY
Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act! Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.
The undersigned acknowledges receipt of this Wire Fraud Advisory.
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This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.
ADDRESS
3809 E WINDSONG DR PHOENIX, AZ 85048 APN 301-79-604
Property Detail Report 3809 E Windsong Dr, Phoenix, AZ 85048-7916 Maricopa County Data as of: 05/03/2021
APN: 301-79-604
Owner Information Owner Name: Vesting: Mailing Address:
Beralde Russell Single Man 3809 E Windsong Dr, Phoenix, AZ 85048-7916
Occupancy:
Owner Occupied
County: Census Tract / Block: Legal Lot / Block: Legal Book / Page:
Maricopa, AZ 116713 / 2001 18 / 294 / 44
Location Information Legal Description: APN: Munic / Twnshp: Subdivision: Neighborhood: Elementary School: Latitude:
Wilton Commons Mcr 294-44 301-79-604 Alternate APN: Phoenix Twnshp-Rng-Sec: Wilton Commons Lot 1-133 Tract #: Tr A-F Wilton Commons School District: Kyrene De Los Lago... Middle School: 33.2938 Longitude:
1S-3E-36
Kyrene Elementary School District Kyrene Akimel A-Al... High School: -112.00025
Desert Vista High...
Last Transfer / Conveyance - Current Owner Transfer / Rec Date: Buyer Name:
06/03/2017 / 06/09/2017 Beralde Russell
Price: Seller Name:
$335,000 Born Dennis M Jean M
Transfer Doc #: Deed Type:
2017.421758 General Warranty Deed
06/03/2017 / 06/09/2017
Sale Price / Type: Price / Sq. Ft.: 1st Mtg Rate / Type: 2nd Mtg Rate / Type:
$335,000 / $176 4.03 / Estimated $4 /
Deed Type: New Construction: 1st Mtg Doc #: Sale Doc #:
General Warranty Deed
Title Company:
Security Title Age...
1999.816842
Last Market Sale Sale / Rec Date: Multi / Split Sale: 1st Mtg Amt / Type: 2nd Mtg Amt / Type: Seller Name: Lender:
$301,500 / Conventional
Born Dennis M Jean M Fairway Independent Mortgage C
2017.421759 2017.421758
Prior Sale Information Sale / Rec Date: 1st Mtg Amt / Type: Prior Lender:
08/28/1999 / 08/30/1999 $108,000 / Conventional Spectrum Financial
Sale Price / Type: 1st Mtg Rate / Type:
$178,000 / / Fix
Prior Deed Type: Prior Sale Doc #:
Total Rooms: Bedrooms: Baths (F / H): Pool: Fireplace: Cooling: Heating: Exterior Wall: Construction Type:
7
Year Built / Eff: Stories: Parking Type: Garage #: Garage Area: Porch Type: Patio Type: Roof Type: Roof Material:
1991 1 Garage 3
Lot Area: Lot Width / Depth: Usable Lot:
7,098 Sq. Ft.
Zoning: # of Buildings: Res / Comm Units:
R-8 1 1/
Acres: Flood Map #: Flood Panel #:
0.163 04013C2695L 2695L
Water / Sewer Type: Flood Map Date: Inside SFHA:
10/16/2013 False
Assessed Value: Land Value: Improvement Value: Improved %: Delinquent Year:
$29,280 $5,850 $23,430 80.02%
Market Total Value: Market Land Value: Market Imprv Value: Market Imprv %:
$292,800 $58,500 $234,300 80.02%
Property Characteristics Gross Living Area: Living Area: Total Adj. Area: Above Grade: Basement Area: Style: Foundation: Quality: Condition:
1,906 Sq. Ft. 1,906 Sq. Ft. 1,906 Sq. Ft.
Good Average
2/1 Yes Refrigeration Forced Air Wood Frame Frame
Covered Patio Concrete Tile
Site Information Land Use: State Use: County Use: Site Influence: Flood Zone Code: Community Name:
SFR 0141 - Single F... 0141 - Single Family Residence X City Of Phoenix
Tax Information Assessed Year: Tax Year: Tax Area: Property Tax: Exemption:
2020 2020 281300 $2,730.04
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 1
Sales Comparables 3809 E Windsong Dr, Phoenix, AZ 85048-7916 Maricopa County Data as of: 05/03/2021
APN: 301-79-604
Subject Property 3809 E Windsong Dr, Phoenix, AZ 85048-7916 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$335,000 / 06/03/2017 / 06/09/2017 1991 / $292,800 SFR Beralde Russell 3809 E Windsong Dr, Phoenix, AZ 85048-7916 Maricopa 301-79-604 Wilton Commons Lot 1-133 Tr A-F 116713 / 2001 $301,500 / Conventional 1/
Lot Area: Living Area: Pool:
7,098 Sq. Ft. 1,906 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.16 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $178,000
Garage X
08/30/1999 1999.816842
Search Criteria # Months Back: Living Area Difference:
6 15.0 + / -
Distance From Subject: Land Use:
0.5 mi Same As Subject
13 Comparable Properties Found COMPARABLE PROPERTY SUMMARY Subject Price $335,000 Living Area 1,906 Price / Sq. Ft. $176 Bedrooms Baths 3 Lot Area 7,098 Sq. Ft. Stories 1 Year Built 1991 Distance
Low
Averag e
Hig h
$380,000
$438,044
$519,069
1,690
1,987
1,690
$186
$221
$273
0
0
0
3
3
3
4,988 Sq. Ft.
7,078 Sq. Ft.
9,757 Sq. Ft.
1
1.23
2
1986
1989
1994
0.02 mi
0.39 mi
0.50 mi
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 8
Sales Comparables 3809 E Windsong Dr, Phoenix, AZ 85048-7916 Maricopa County Data as of: 05/03/2021
APN: 301-79-604
12 11
13 9 10
4 3
5 6 7
8 1 2
Map data ©2021
Subject Property
Comparables
COMPARABLES #
MI
1
0.02
ST
Address
Sold
3817 E Windsong Dr, Phoenix, AZ 85048-
Sold For
Listed
Listed At
Sq. Ft.
$ / Sq. Ft.
Bds / Bths
Lot Size
Ag e
11/19/2020 $431,000
2,162
$199
/3
6,483
29
7916 2
0.26
3637 E Redwood Ln, Phoenix, AZ 85048-7993
11/13/2020 $380,000
2,042
$186
/3
7,947
27
3
0.33
3821 E Tang lewood Dr, Phoenix, AZ 85048-
03/09/2021 $487,000
2,035
$239
/3
5,467
31
11/24/2020 $400,000
2,035
$197
/3
5,502
30
03/08/2021 $436,000
1,930
$226
/3
6,159
34
7348 4
0.37
3814 E Tang lewood Dr, Phoenix, AZ 850487347
5
0.40
4110 E Nig hthawk Way, Phoenix, AZ 850480556
6
0.41
16419 S 35th St, Phoenix, AZ 85048-7851
11/04/2020 $475,000
2,079
$228
/3
9,230
35
7
0.43
3509 E Saltsag e Dr, Phoenix, AZ 85048-7859
01/07/2021 $480,000
2,079
$231
/3
9,757
35
8
0.45
16625 S 42nd St, Phoenix, AZ 85048-0534
01/21/2021 $401,000
1,956
$205
/3
6,978
32
9
0.47
16020 S 39th Pl, Phoenix, AZ 85048-7336
01/11/2021 $519,069
1,899
$273
/3
6,020
34
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PAGE 2 OF 8
10 0.47
16220 S 41st St, Phoenix, AZ 85048-8863
03/05/2021 $395,500
1,690
$234
/3
4,988
29
11 0.47
16010 S 39th St, Phoenix, AZ 85048-7332
03/01/2021 $425,000
2,014
$211
/3
6,643
33
12 0.48
16006 S 39th St, Phoenix, AZ 85048-7332
12/16/2020 $440,000
1,899
$232
/3
7,985
33
13 0.50
3923 E Mountain Vista Dr, Phoenix, AZ 85048-
11/18/2020 $425,000
2,014
$211
/3
8,852
33
7346
L: Listed
R: REO
RS: REO Sale
SS: Short Sale
D: Default
A: Auction
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 3 OF 8
Comp #1 - 0.02 Miles From Subject 3817 E Windsong Dr, Phoenix, AZ 85048-7916 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$431,000 / Confirmed 11/19/2020 / 12/23/2020 1992 / $310,000 SFR Scott F Meyer / Paula K Meyer 3817 E Windsong Dr, Phoenix, AZ 85048-7916 Maricopa 301-79-606 Wilton Commons Lot 1-133 Tr A-F 116713 / 2001 $344,000 / 1/
Lot Area: Living Area: Pool:
6,483 Sq. Ft. 2,162 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 8
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.15 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $420,000 09/14/2020 10/08/2020 2020.960848
Lot Area: Living Area: Pool:
7,947 Sq. Ft. 2,042 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.18 Refrigeration
1 Concrete Tile $133,856
Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Lot Area: Living Area: Pool:
5,467 Sq. Ft. 2,035 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 8
Zoning: Acres: Cooling:
R-8 0.13 Refrigeration
Stories: 2 Roof Material: Concrete Tile Prior Sale Price: $157,900
Garage X
Comp #2 - 0.26 Miles From Subject 3637 E Redwood Ln, Phoenix, AZ 85048-7993 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$380,000 / Confirmed 11/13/2020 / 12/01/2020 1994 / $262,800 SFR Heihn, Gary D & Darlene RT Trust 317 Rancho De Maria, Martinez, CA 94553-9675 Maricopa 306-02-812 Lakewood Parcel 23 116713 / 2003 $0 / 1/
04/29/1994 1994.347749
Comp #3 - 0.33 Miles From Subject 3821 E Tanglewood Dr, Phoenix, AZ 85048-7348 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$487,000 / Confirmed 03/09/2021 / 03/16/2021 1990 / $287,500 SFR Jerrin Woodrow 3821 E Tanglewood Dr, Phoenix, AZ 85048-7348 Maricopa 306-02-404 Hamilton Homes At Lakewood Lot 1-65 66-219 Tr A-G 116713 / 3002 $364,000 / 1/
Fireplace: Parking Type: Garage Flood Zone Code: X
Prior Sale Date: Prior Rec Date: 12/08/1997 Prior Sale Doc #: 1997.858244
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PAGE 4 OF 8
Comp #4 - 0.37 Miles From Subject 3814 E Tanglewood Dr, Phoenix, AZ 85048-7347 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$400,000 / Confirmed 11/24/2020 / 12/01/2020 1991 / $288,600 SFR John Bell / Suzanne Bell 3814 E Tanglewood Dr, Phoenix, AZ 85048-7347 Maricopa 306-02-417 Hamilton Homes At Lakewood Lot 1-65 66-219 Tr A-G 116713 / 3000 $360,000 / 1/
Lot Area: Living Area: Pool:
5,502 Sq. Ft. 2,035 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 8
Zoning: Acres: Cooling:
R-8 0.13 Refrigeration
Stories: 2 Roof Material: Concrete Tile Prior Sale Price: $316,000
Fireplace: Parking Type: Garage Flood Zone Code: X
Prior Sale Date: 10/03/2008 Prior Rec Date: 10/28/2008 Prior Sale Doc #: 2008.925124
Lot Area: Living Area: Pool:
6,159 Sq. Ft. 1,930 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.14 Refrigeration Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $267,000 10/30/2013 10/31/2013 2013.954867
Lot Area: Living Area: Pool:
9,230 Sq. Ft. 2,079 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.21 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $286,000 01/04/2005 01/28/2005 2005.120083
Comp #5 - 0.40 Miles From Subject 4110 E Nighthawk Way, Phoenix, AZ 85048-0556 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$436,000 / Confirmed 03/08/2021 / 03/11/2021 1987 / $262,800 SFR Hirsch Family Trust 260 W Calle Monte Vis, Tempe, AZ 85284-2200 Maricopa 301-69-477 Pecos West Lot 1-391 Drainage Way 116712 / 3004 $0 / 1/
Comp #6 - 0.41 Miles From Subject 16419 S 35th St, Phoenix, AZ 85048-7851 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$475,000 / Confirmed 11/04/2020 / 11/09/2020 1986 / $304,000 SFR Gregory Hunt 16419 S 35th St, Phoenix, AZ 85048-7851 Maricopa 301-79-339 Richmond Shores Lot 1-105 Tr A 116713 / 4011 $448,140 / 1/
Garage X
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PAGE 5 OF 8
Comp #7 - 0.43 Miles From Subject 3509 E Saltsage Dr, Phoenix, AZ 85048-7859 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$480,000 / Confirmed 01/07/2021 / 01/28/2021 1986 / $306,600 SFR Alec E Linde / Bernadette A Wagner 3509 E Saltsage Dr, Phoenix, AZ 85048-7859 Maricopa 301-79-326 Richmond Shores Lot 1-105 Tr A 116713 / 4010 $456,000 / 1/
Lot Area: Living Area: Pool:
9,757 Sq. Ft. 2,079 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-8 0.22 Refrigeration
1 Concrete Tile $167,000
Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Lot Area: Living Area: Pool:
6,978 Sq. Ft. 1,956 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 9
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.16 Refrigeration Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $292,000 07/25/2016 07/29/2016 2016.538413
Lot Area: Living Area: Pool:
6,020 Sq. Ft. 1,899 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.14 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $290,000 12/11/2018 12/28/2018 2018.948658
04/28/1994 1994.342897
Comp #8 - 0.45 Miles From Subject 16625 S 42nd St, Phoenix, AZ 85048-0534 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$401,000 / Confirmed 01/21/2021 / 01/25/2021 1989 / $255,200 SFR Kelsey Resler / Zachary Resler 16625 S 42nd St, Phoenix, AZ 85048-534 Maricopa 301-69-434 Pecos West Lot 1-391 Drainage Way 116712 / 3012 $380,950 / 1/
Comp #9 - 0.47 Miles From Subject 16020 S 39th Pl, Phoenix, AZ 85048-7336 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$519,069 / Confirmed 01/11/2021 / 02/08/2021 1987 / $264,100 SFR Paul Shakstad 16020 S 39th Pl, Phoenix, AZ 85048-7336 Maricopa 301-79-860 Lakewood Parcel 6 Lt 1-127 Tr A-D 116713 / 1005 $415,255 / 1/
Garage X
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PAGE 6 OF 8
Comp #10 - 0.47 Miles From Subject 16220 S 41st St, Phoenix, AZ 85048-8863 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$395,500 / Confirmed 03/05/2021 / 03/23/2021 1992 / $234,700 SFR Brandon R Shipman 16220 S 41st St, Phoenix, AZ 85048-8863 Maricopa 307-03-370 Vista Norte 2 Lot 1-69 Tr A-G 116712 / 2008 $346,500 / 1/
Lot Area: Living Area: Pool:
4,988 Sq. Ft. 1,690 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 3/0 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
M-L 0.11 Refrigeration Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
2 Concrete Tile $220,000 11/06/2013 11/25/2013 2013.1014183
Lot Area: Living Area: Pool:
6,643 Sq. Ft. 2,014 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.15 Refrigeration Garage X
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $216,000 09/21/2009 10/20/2009 2009.970652
Lot Area: Living Area: Pool:
7,985 Sq. Ft. 1,899 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 6
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.18 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $310,000 09/26/2017 09/28/2017 2017.717687
Comp #11 - 0.47 Miles From Subject 16010 S 39th St, Phoenix, AZ 85048-7332 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$425,000 / Confirmed 03/01/2021 / 03/09/2021 1988 / $276,700 SFR Anthony J Palotto / Kasun S Kirtisinghe 16010 S 39th St, Phoenix, AZ 85048-7332 Maricopa 301-79-963 Lakewood Parcel 6 Lt 1-127 Tr A-D 116713 / 1004 $403,750 / 1/
Comp #12 - 0.48 Miles From Subject 16006 S 39th St, Phoenix, AZ 85048-7332 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$440,000 / Confirmed 12/16/2020 / 12/31/2020 1988 / $275,800 SFR Hesham H Kamel 16006 S 39th St, Phoenix, AZ 85048-7332 Maricopa 301-79-962 Lakewood Parcel 6 Lt 1-127 Tr A-D 116713 / 1004 $418,000 / 1/
Garage X
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PAGE 7 OF 8
Comp #13 - 0.50 Miles From Subject 3923 E Mountain Vista Dr, Phoenix, AZ 85048-7346 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$425,000 / Confirmed 11/18/2020 / 01/12/2021 1988 / $287,100 SFR Jerry Deans / Charlotte Quinney 3923 E Mountain Vista Dr, Phoenix, AZ 85048-7346 Maricopa 301-79-856-A Lakewood Parcel 6 Lt 1-127 Tr A-D 116713 / 1005 $382,500 / 1/
Lot Area: Living Area: Pool:
8,852 Sq. Ft. 2,014 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
0 2/1 7
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
R-6 0.20 Refrigeration
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Concrete Tile $145,000
Garage X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
05/18/1995 1995.283550
PAGE 8 OF 8
Neighbors Report 3809 E Windsong Dr, Phoenix, AZ 85048-7916 Maricopa County Data as of: 05/03/2021
APN: 301-79-604
20 17 13
11 9
16 10
5
19 12 7
6 3
18 1 15 2 4 8 14
Map data ©2021 Google
Subject Property
Neighbors
Subject Property 3809 E Windsong Dr, Phoenix, AZ 85048-7916 Occupancy:
Owner Occupied
Owner Name: Beralde Russell Mailing Address: 3809 E Windsong Dr, Phoenix, AZ 85048-7916 APN: 301-79-604
Year Built / Eff: Living Area: Sale / Rec Date: 06/03/2017 / 06/09/2017 Lot Area: Sale Price / Type: $335,000 / Bedrooms: Land Use: SFR Baths (F / H):
1991 / 1,906 Sq. Ft. 7,098 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 03/24/2001 / 03/26/2001 Lot Area: Sale Price / Type: $217,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1992 / 2,162 Sq. Ft. 6,382 Sq. Ft.
2/1
Neighbor 1 - 0.01 Miles From Subject 3813 E Windsong Dr, Phoenix, AZ 85048-7916 Occupancy:
Owner Occupied
Owner Name: Nguyen Family Living Trust Mailing Address: 3813 E Windsong Dr, Phoenix, AZ 85048-7916 APN: 301-79-605
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3/
PAGE 1 OF 5
Neighbor 2 - 0.01 Miles From Subject 3805 E Windsong Dr, Phoenix, AZ 85048-7916 Occupancy:
Owner Occupied
Owner Name: Dowell Richard R / Dowell Nichol A Mailing Address: 3805 E Windsong Dr, Phoenix, AZ 85048-7916 APN: 301-79-603
Year Built / Eff: Living Area: Sale / Rec Date: 03/04/2009 / 04/23/2009 Lot Area: Sale Price / Type: $288,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1991 / 2,815 Sq. Ft. 7,005 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 11/19/2020 / 12/23/2020 Lot Area: Sale Price / Type: $431,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1992 / 2,162 Sq. Ft. 6,483 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 10/14/2020 / 10/16/2020 Lot Area: Sale Price / Type: $424,900 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1992 / 2,162 Sq. Ft. 7,001 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 04/30/2018 / 05/03/2018 Lot Area: Sale Price / Type: $303,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1992 / 1,906 Sq. Ft. 7,597 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 05/02/2019 / 05/07/2019 Lot Area: Sale Price / Type: $430,600 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1992 / 3,124 Sq. Ft. 7,425 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 08/28/2002 / 08/29/2002 Lot Area: Sale Price / Type: $222,500 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1992 / 2,162 Sq. Ft. 6,674 Sq. Ft.
4/
Neighbor 3 - 0.02 Miles From Subject 3817 E Windsong Dr, Phoenix, AZ 85048-7916 Occupancy:
Absentee Owner
Owner Name: Scott F Meyer / Paula K Meyer Mailing Address: 3817 E Windsong Dr, Phoenix, AZ 85048-7916 APN: 301-79-606
3/
Neighbor 4 - 0.03 Miles From Subject 3801 E Windsong Dr, Phoenix, AZ 85048-7916 Occupancy:
Owner Occupied
Owner Name: Lindsey Thiel Mailing Address: 3801 E Windsong Dr, Phoenix, AZ 85048-7916 APN: 301-79-602
3/
Neighbor 5 - 0.03 Miles From Subject 16658 S 38th Way, Phoenix, AZ 85048-7903 Occupancy:
Absentee Owner
Owner Name: Smith Robert M / Lannon-Smith Deborah R Mailing Address: 16637 S 38th Way, Phoenix, AZ 85048-7904 APN: 301-79-694
2/1
Neighbor 6 - 0.03 Miles From Subject 16657 S 38th St, Phoenix, AZ 85048-7949 Occupancy:
Owner Occupied
Owner Name: Barrie T Hicklin Mailing Address: 16657 S 38th St, Phoenix, AZ 85048-7949 APN: 301-79-695
3/1
Neighbor 7 - 0.04 Miles From Subject 3821 E Windsong Dr, Phoenix, AZ 85048-7916 Occupancy:
Absentee Owner
Owner Name: Ray Robert B / Ray Cheryl M Mailing Address: 12832 S Kosh St, Phoenix, AZ 85044-4108 APN: 301-79-607
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
3/
PAGE 2 OF 5
Neighbor 8 - 0.04 Miles From Subject 3751 E Windsong Dr, Phoenix, AZ 85048-7914 Occupancy:
Owner Occupied
Owner Name: Olmanson Roger D / Judy W TR Mailing Address: 3751 E Windsong Dr, Phoenix, AZ 85048-7914 APN: 301-79-601
Year Built / Eff: Living Area: Sale / Rec Date: 06/22/1995 / 06/23/1995 Lot Area: Sale Price / Type: $199,000 / Bedrooms: Land Use: SFR Baths (F / H):
1991 / 2,815 Sq. Ft. 6,955 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 07/09/1992 / 07/10/1992 Lot Area: Sale Price / Type: $129,900 / Bedrooms: Land Use: SFR Baths (F / H):
1990 / 2,162 Sq. Ft. 6,800 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 08/22/2019 / 09/04/2019 Lot Area: Sale Price / Type: $445,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1992 / 3,124 Sq. Ft. 6,700 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 11/01/1990 / 11/02/1990 Lot Area: Sale Price / Type: $127,635 / Bedrooms: Land Use: SFR Baths (F / H):
1990 / 2,162 Sq. Ft. 8,317 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 07/21/2017 / 07/31/2017 Lot Area: Sale Price / Type: $375,000 / Bedrooms: Land Use: SFR Baths (F / H):
1992 / 2,815 Sq. Ft. 6,693 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 02/22/2013 / 07/26/2013 Lot Area: Sale Price / Type: $369,000 / Bedrooms: Land Use: SFR Baths (F / H):
1991 / 3,025 Sq. Ft. 6,771 Sq. Ft.
4/
Neighbor 9 - 0.04 Miles From Subject 16654 S 38th Way, Phoenix, AZ 85048-7903 Occupancy:
Owner Occupied
Owner Name: Scheller Michael J / Scheller Laura K Mailing Address: 16654 S 38th Way, Phoenix, AZ 85048-7903 APN: 301-79-693
3/
Neighbor 10 - 0.04 Miles From Subject 16653 S 38th St, Phoenix, AZ 85048-7949 Occupancy:
Owner Occupied
Owner Name: Joseph JR Rubio / Michelle Rubio Mailing Address: 16653 S 38th St, Phoenix, AZ 85048-7949 APN: 301-79-696
3/1
Neighbor 11 - 0.05 Miles From Subject 3818 E Windsong Dr, Phoenix, AZ 85048-7915 Occupancy:
Owner Occupied
Owner Name: McCormick Richard A / McCormick Sheila Mailing Address: 3818 E Windsong Dr, Phoenix, AZ 85048-7915 APN: 301-79-682
3/
Neighbor 12 - 0.05 Miles From Subject 3825 E Windsong Dr, Phoenix, AZ 85048-7916 Occupancy:
Owner Occupied
Owner Name: Stock Jeremy Mailing Address: 3825 E Windsong Dr, Phoenix, AZ 85048-7916 APN: 301-79-608
4/
Neighbor 13 - 0.05 Miles From Subject 16650 S 38th Way, Phoenix, AZ 85048-7903 Occupancy:
Owner Occupied
Owner Name: Schott Thomas J / Schott Kathryn A Mailing Address: 16650 S 38th Way, Phoenix, AZ 85048-7903 APN: 301-79-692
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
4/
PAGE 3 OF 5
Neighbor 14 - 0.05 Miles From Subject 3747 E Windsong Dr, Phoenix, AZ 85048-7914 Occupancy:
Owner Occupied
Owner Name: Smith Robert V / Kristel TR Mailing Address: 3747 E Windsong Dr, Phoenix, AZ 85048-7914 APN: 301-79-600
Year Built / Eff: Living Area: Sale / Rec Date: 08/05/1992 / 08/06/1992 Lot Area: Sale Price / Type: $129,350 / Bedrooms: Land Use: SFR Baths (F / H):
1991 / 1,906 Sq. Ft. 7,222 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 04/16/2018 / 06/15/2018 Lot Area: Sale Price / Type: $450,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1992 / 3,124 Sq. Ft. 7,900 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 07/13/2000 / 07/14/2000 Lot Area: Sale Price / Type: $223,000 / Bedrooms: Land Use: SFR Baths (F / H):
1992 / 2,450 Sq. Ft. 7,000 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 05/05/2008 / 05/12/2008 Lot Area: Sale Price / Type: $338,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1992 / 2,162 Sq. Ft. 8,000 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 07/02/2003 / 07/03/2003 Lot Area: Sale Price / Type: $291,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1990 / 2,815 Sq. Ft. 7,600 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 09/24/1992 / 09/25/1992 Lot Area: Sale Price / Type: $124,921 / Bedrooms: Land Use: SFR Baths (F / H):
1992 / 2,162 Sq. Ft. 6,371 Sq. Ft.
2/1
Neighbor 15 - 0.05 Miles From Subject 16658 S 38th St, Phoenix, AZ 85048-7948 Occupancy:
Owner Occupied
Owner Name: Ramani Family Living Trust Mailing Address: 16658 S 38th St, Phoenix, AZ 85048-7948 APN: 301-79-704
3/1
Neighbor 16 - 0.05 Miles From Subject 16649 S 38th St, Phoenix, AZ 85048-7949 Occupancy:
Absentee Owner
Owner Name: Brown Thomas D / Brown Melanie R Mailing Address: 15649 S 38th St, Phoenix, AZ 85044 APN: 301-79-697
3/1
Neighbor 17 - 0.06 Miles From Subject 3822 E Windsong Dr, Phoenix, AZ 85048-7915 Occupancy:
Owner Occupied
Owner Name: Kahsay Sissay / Abera Addis Mailing Address: 3822 E Windsong Dr, Phoenix, AZ 85048-7915 APN: 301-79-681
3/
Neighbor 18 - 0.06 Miles From Subject 16654 S 38th St, Phoenix, AZ 85048-7948 Occupancy:
Owner Occupied
Owner Name: Marie J Sahin Mailing Address: 16654 S 38th St, Phoenix, AZ 85048-7948 APN: 301-79-703
4/
Neighbor 19 - 0.06 Miles From Subject 3829 E Windsong Dr, Phoenix, AZ 85048-7916 Occupancy:
Owner Occupied
Owner Name: Stover Douglas Lee / Stover Carol Christel Mailing Address: 3829 E Windsong Dr, Phoenix, AZ 85048-7916 APN: 301-79-609
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
3/
PAGE 4 OF 5
Neighbor 20 - 0.06 Miles From Subject 16645 S 38th Way, Phoenix, AZ 85048-7999 Occupancy:
Owner Occupied
Owner Name: Sommers Christopher B / Sommers Karen L Mailing Address: 16645 S 38th Way, Phoenix, AZ 85048-7999 APN: 301-79-683
Year Built / Eff: Living Area: Sale / Rec Date: 07/28/2015 / 08/05/2015 Lot Area: Sale Price / Type: $330,000 / Bedrooms: Land Use: SFR Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
1990 / 1,867 Sq. Ft. 7,940 Sq. Ft. 2/1
PAGE 5 OF 5
Schools Report 3809 E Windsong Dr, Phoenix, AZ 85048-7916 Maricopa County Data as of: 05/03/2021
APN: 301-79-604
Public School Assignment
Elementary School: Middle School: High School:
Kyrene Elementary School District
Kyrene De Los Lagos School
Grades
Students
PK-5 466
17001 South 34Th Way, Phoenix, AZ 85048 - 0.45 Miles
Students:Teachers
State Percentile
10:1
90
St udent Et hnicit y
6-8 1,013
92 No No No
Free Lunch: 24% Reduced Lunch: 24% Title 1: No
Reading Prof icient ( % )
50% 40% 7% 2% 1% <1%
Kyrene Akimel A-Al Middle School
Students
State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:
Mat h Prof icient ( % )
Caucasian Hispanic African-American Native American Asian Pacific Islander
Grades
Kyrene De Los Lagos School Kyrene Akimel A-Al Middle School Desert Vista High School
2720 East Liberty Lane, Phoenix, AZ 85048 - 1.43 Miles
Students:Teachers
State Percentile
50:1
70
St udent Et hnicit y
State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:
Mat h Prof icient ( % )
Caucasian Hispanic African-American Asian Native American Pacific Islander
206 No No No
Free Lunch: 25% Reduced Lunch: 25% Title 1: No
Reading Prof icient ( % )
54% 24% 15% 4% 3% 1%
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 2
Desert Vista High School
Grades
Students
16440 South 32Nd Street, Phoenix, AZ 85048 - 0.89 Miles
Students:Teachers
State Percentile
35:1
80
9-12 2,978
St udent Et hnicit y
State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:
Mat h Prof icient ( % )
Caucasian Hispanic Asian African-American Native American Pacific Islander
48 No No Yes
Free Lunch: 11% Reduced Lunch: 11% Title 1: No
Reading Prof icient ( % )
64% 19% 8% 7% 2% <1%
Nearby Private Schools School
Address
Distance
Teach N' Fun Ahwatukee
15626 S 42Nd Street Phoenix, AZ 85048
0.82 miles
Summit School Of Ahwatukee
4515 E Muirwood Dr Phoenix, AZ 85048
1.00 miles
St. John Bosco Catholic School
16035 S 48Th St. Phoenix, AZ 85048
1.26 miles
Valley Christian Hig h School
6900 W Galveston St Chandler, AZ 85226
2.80 miles
Desert Garden Montessori
5130 East Warner Road Phoenix, AZ 85044
3.18 miles
Brig htmont Academy - Chandler Campus
5540 W. Chandler Boulevard Chandler, AZ 85226
3.72 miles
Arizona Cultural Academy
7810 South 42Nd Place Phoenix, AZ 85042
5.65 miles
Tutor Time Learning Center
3316 East Baseline Road Phoenix, AZ 85042
5.88 miles
Good Steps Christian At Greate
7040 So. 40Th St Phoenix, AZ 85042
6.13 miles
91St Psalm Christian School
2020 E Baseline Road Phoenix, AZ 85042
6.23 miles
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 2 OF 2
Disclaimer: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance, commitment or preliminary report, or any form of title insurance or guaranty. Estimated property values are: (i) based on available data; (ii) are not guaranteed or warranted; (iii) do not constitute an appraisal; and (iv) should not be relied upon in lieu of an appraisal. This report is issued exclusively for the benefit of the applicant therefor, and may not be used or relied upon by any other person. This report may not be reproduced in any manner without the issuing party's prior written consent. The issuing party does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that the issuing party's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that the issuing party would not have issued this report but for the limitation of liability described above. The issuing party makes no representation or warranty as to the legality or propriety of recipient's use of the information herein. School information is copyrighted and provided by GreatSchools.org.
Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/
First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421
Map data ©2021 Imagery ©2021 , Maxar Technologies, U.S. Geological Survey
Data Provided By: First American Title Ins Co
Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy. The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.
© 2021 CoreLogic. All rights reserved
Local Business Attractions / Recreation Name
Address
Telephone
Distance (Miles)
Dance Sequins Studio Llc
16624 S 38th Pl Phoenix Az
(480) 577-1255
0.16
Jrgolfexpert1 Inc.
16409 S 39th St Phoenix Az
(480) 759-1798
0.27
Saxon, Inc
4110 E Woodland Dr Phoenix Az
(843) 390-1111
0.67
Lp Vinyl Art Llc
4411 E Tanglewood Dr Phoenix Az
(480) 223-8337
0.77
Banks / Financial Name
Address
Telephone
Distance (Miles)
Costello Champions, Llc
16615 S 38th St Phoenix Az
(480) 759-0302
0.15
Family 1st Mortgage
16515 S 40th St Phoenix Az
(480) 706-4658
0.29
Firstbank
3945 E Chandler Blvd Phoenix Az
(480) 706-2100
0.78
Jpmorgan Chase Bank, National Association
4040 E Chandler Blvd Phoenix Az
(480) 890-5140
0.82
Eating / Drinking Name
Address
Telephone
Distance (Miles)
Kabob Ii, Llc
3926 E Frye Rd Phoenix Az
(480) 706-9549
0.29
American Cold Brew Coffee Company, Llc
3814 E Tanglewood Dr Phoenix Az
(480) 329-0532
0.36
Villacourt Food Services
3910 E Mountain Vista Dr Phoenix Az
(623) 313-3397
0.5
Green Frog News
4150 E Silverwood Dr Phoenix Az
(480) 326-1948
0.57
Health Care Services Name
Address
Telephone
Distance (Miles)
C A P Surgical Services
3817 E Windsong Dr Phoenix Az
(480) 759-0195
0.02
Sapphire Elite Care Home Llc
16805 S 37th Way Phoenix Az
(408) 821-6214
0.1
Purebliss Health, Pllc
16615 S 39th St Phoenix Az
(417) 848-0052
0.15
Tlc Pediatrics Pllc
16611 S 40th St Ste 160 Phoenix Az
(480) 940-8527
0.26
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 05/20/2021 © 2021 CoreLogic. All rights reserved
Organizations / Associations Name
Address
Telephone
Distance (Miles)
Dating Supercenter Llc
3906 E Hiddenview Dr Phoenix Az
(480) 276-6649
0.44
Desert Rock Community Church Inc
4240 E Amberwood Dr Phoenix Az
(480) 759-4627
0.65
Cathedral, Llc
3226 E Briarwood Ter Phoenix Az
(480) 704-1344
0.78
Family Of Christ Church Inc
3501 E Chandler Blvd Phoenix Az
(480) 759-9004
0.89
Personal Services Name
Address
Telephone
Distance (Miles)
Divergent Fitness Llc
16809 S 41st Way Phoenix Az
(305) 742-3495
0.38
K & K Fitness Llc
4509 E Ashurst Dr Phoenix Az
(480) 292-4240
0.8
Innovative Pool And Spa
4606 E Glenhaven Dr Phoenix Az
(602) 290-2483
0.87
Shopping Name
Address
Telephone
Distance (Miles)
Paint Huffer Metal Flake
4213 E Briarwood Ter Phoenix Az
(520) 220-1963
0.51
Quik Stop Markets
3955 E Chandler Blvd Phoenix Az
(480) 706-7378
0.78
Smith's Food & Drug Centers, Inc.
3949 E Chandler Blvd Phoenix Az
(480) 706-7340
0.79
Pizzaman Foods Inc
3961 E Chandler Blvd Phoenix Az
(480) 553-7776
0.79
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 05/20/2021 © 2021 CoreLogic. All rights reserved
Census Tract / block: 1167.13 / 2 Year: 2018 Household Population
Population by Age
Count:
6,128
0 - 11
Estimate Current Year:
5,947
12 - 17
Estimate in 5 Years:
5,273
18 - 24
6.51%
Growth Last 5 Years:
-4.88%
25 - 64
55.22%
Growth Last 10 Years:
-152.51%
65 - 74
7.73%
75+ Household Size
Household Income
Current Year:
2,352
0 - $25,000
13.95%
Average Current Year:
2.61
$25,000 - $35,000
4.8%
Estimate in 5 Years:
2,074
$35,000 - $50,000
13.31%
Growth Last 5 Years:
1.66%
$50,000 - $75,000
14.58%
Growth Last 10 Years:
3.08%
$75,000 - $100,000
11.69%
Male Population:
46.85%
Above $100,000
41.67%
Female Population:
53.15%
Married People:
51.21%
Unmarried People:
48.79%
Average Household Income:
$80,057
Housing Median Mortgage Payments
Home Values
Under $300:
0.89%
Below $100,000:
1.24%
$300 - $799:
18.61%
$100,000 - $150,000:
3.3%
$800 - $1,999:
59.2%
$150,000 - $200,000:
3.5%
Over $2,000:
21.29%
$200,000 - $300,000:
22.66%
Median Home Value:
$345,500
$300,000 - $500,000:
58.59%
Unit Occupied Owner:
61.9%
Above $500,000:
10.71%
Median Mortgage:
$1,329
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 05/20/2021 © 2021 CoreLogic. All rights reserved
Rent Payments
Year Built
Unit Occupied Renter:
38.1%
1999 - 2000
Median Gross Rent:
$1,210
1995 - 1998
Less Than $499
0%
1990 - 1994
$500 - $749
0%
1980 - 1989
45.17%
$750 - $999
12.83%
1970 - 1979
1.99%
$1000 and Over
87.17%
1900 - 1969
0.78%
Public Pre-Primary School:
1.4%
Not Enrolled in School:
70.32%
Private Pre-Primary School:
0.55%
Not A High School Graduate:
3.29%
Public School:
27.63%
Graduate Of High School:
12.96%
Private School:
2.05%
Attended Some College:
23.96%
Public College:
5.25%
College Graduate:
40.92%
Private College:
0.99%
Graduate Degree:
18.86%
53.59%
Private Worker:
72.09%
Government Worker:
12.62%
Self Employed Worker:
4.71%
Unpaid Family Worker:
3.58%
Education Enrollment
Workforce Occupation:
Manager/Prof: Technical: Sales:
27.44%
Administrative: Private House Hold: Service:
Farming: 7.22%
Protective Services:
4.93%
Skilled: Blue-Collar:
11.74%
Commute Time
Less Than 15 Min:
27.14%
15 min - 28 min:
42.74%
30 min - 57 min:
26.91%
Over 60 min:
3.21%
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 05/20/2021 © 2021 CoreLogic. All rights reserved
+ FIRST AMERICAN TITLE, FC0, JSTI 05/20/2021 03:19PM QIJR
MARICOPA, AZ
INVESTIGATIVE SEARCH RESULTS
PAGE 1 OF 1
SEARCH PARAMETERS PARCEL: PARCEL:
301-79-604 301-79-604
4
OWNER:
BERALDE RUSSELL
SITUS:
3809 E WINDSONG DR PHOENIX
MAIL:
6005 CAMPANULA CT
NEWARK CA 94560
PLAT:
294 - 44
LEGAL:
WILTON COMMONS MCR 294-44
REC DATE 06/09/2017
LOT 18
CURRENT TAXES
INSTRUMENT 2017 421758
INFORMATION THROUGH 05/14/2021
LAND
IMPR
EXEMPT
RATE
AREA
SPECIAL DISTRICTS
PRIMARY
25,885
0
0
8.0363
281300
30001
SECONDARY
5,850
23,430
0
4.2444
2020 TOTAL TAX BILLED
2,730.04
2020
TAX AMT
TAX DUE
INTEREST
DATE PAID
TOTAL DUE
FIRST HALF
1,365.02
0.00
0.00
10/26/2020
0.00
SECOND HALF 1,365.02
04/22/2021
0.00
0.00
0.00
TOTAL CURRENT TAXES DUE 05/21
0.00
06/21
0.00
RESIDENTIAL IMPROVEMENTS BLDG SQFT
1,906
YEAR BUILT
1991
NUMBER OF STORIES
1.0
NUMBER OF ROOMS
NUMBER OF BATH FIXTURES
8
PATIO (TYPE AND NUMBER)
COVERED 1
GARAGE (TYPE AND NUMBER)
GARAGE 3
POOL SQ FT
420
HEATING
COOLING
REFRIGERATION
EXTERIOR WALLS ROOF
FRAME WOOD OTHER
CONSTRUCTION CLASS PHYSICAL CONDITION LAND USE
R4 OTHER 01 41
LOT SIZE
7,097 SQ FT
SCHOOL DISTRICT
281300
LAND FULL CASH VALUE
58,500
IMPR FULL CASH VALUE
234,300
SALES SALE DATE
SALE AMOUNT
INSTRUMENT TYPE
SELLER NAME
VALIDITY
06/09/2017
335,000
2017 421758 WD
BORN DENNIS M & JEAN M
08/30/1999
178,000
1999 816842 WD
MELOSI DAN E/TRACEY J
11/04/1991
124,570
1991 517494 WD
TCR LAKEWOOD
02/13/1990
2,750,000
1990 66241 SD
TRAMMELL CROW HOMES PHOENI
M
12/28/1989
2,750,000
1989 595159 SD
GENEL COMPANY INC
M
1988 589390 D
R A HOMES INC
M
12/02/1988
ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:
SFR
END SEARCH
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Home Seller’s Guide
to the Title & Escrow Process in Arizona
Quick Reference
Table of
Contents
Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name
Assistant
Company
Phone
03 Welcome
Address
Fax
04 Benefits of Using a REALTOR®
First American Title
02 Quick Reference
05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process
Escrow Officer
Escrow Assistant
Address
Phone
City/State/Zip
Fax
Insurance Previous Company
Phone
Previous Agent
Policy No.
New Company
Phone
New Agent
Policy No.
Home Warranty Company
Policy No.
14 Understanding Title Insurance
Utilities and Services
16 Consider This
Southwest Gas 1.877.860.6020 www.swgas.com
Dish Network 1.800.823.4929 www.dishnetwork.com
Verizon 1.877.300.4498 www.connecttoverizon.com
Cox 602.277.1000 www.cox.com
CenturyLink 800.366.8201 www.centurylink.com
Salt River Project 602.236.8888 www.srpnet.com
Direct TV 1.888.777.2454 www.directv.com
AT&T 1.800.222.0300 www.att.com
APS 602.371.7171 www.aps.com
17 Closing Your Escrow 18 Planning Your Move
Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
AZ Sellers Guide | 3
Benefits of using a Professional REALTOR
®
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of. A REALTOR®:
FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved. Do you...
› U nderstands market conditions and has access to information not available to the average homeowner.
- have the knowledge, patience, and sales skills needed to sell your home?
› C an advertise effectively for the best results.
- k now how to determine your home’s current market value?
› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
- know how to determine whether or not a buyer can qualify for a loan? - understand the steps of an escrow and what’s required of you and the buyer? - need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction? - know how to advertise effectively and what the costs will be?
› K nows how to go toe-to-toe in negotiations.
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?
› C an remain objective when presenting offers and counter-offers on your behalf. › Maintains errors-and-omissions insurance.
Are you...
› W ill listen to your needs, respect your opinions and allow you to make your own decisions.
- aware of conditions in the marketplace today that affect value and length of time to sell?
› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
- concerned about having strangers walking through your home?
› I s experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers? - aware that every time you leave your home, you are taking it off the market until you return? - aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved? - prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
AZ Sellers Guide | 4
Key Professionals Involved in Your Transaction REALTOR
®
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®
TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more. AZ Sellers Guide | 5
Mow and edge the lawn regularly, and trim the shrubs. Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed. If screens or windows are damaged, replace or repair them. Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.
PREPARING YOUR HOME FOR SALE
Ensure that all exterior lights are working. Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order. Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking. B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see
Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans.
when they approach your house for the first time
Replace worn shower curtains.
and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a
R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.
home sell. Here are some tips to present your home
Remove clutter throughout the house. Organize and clean out closets.
in a positive manner:
Clean household appliances and make sure they work properly. A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters. C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.
AZ Sellers Guide | 6
Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. C lear all clutter from counter tops. L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact. S end pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise. I f possible you, your pets, and your children should be gone while your home is being shown. C lean trash cans and put them out of sight. I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms. C heck that sink and tub are scrubbed and unstained. M ake beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
AZ Sellers Guide | 7
AZ Sellers Guide | 8
Terms You Should Know Appraisal An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Annual Percentage Rate (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.
Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.
Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Deed of Trust An instrument used in many states in place of a mortgage.
Deed Restrictions Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Disbursement Date The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Easement A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Endorsement As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Legal Description A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Lien A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Mortgage The instrument by which real property is pledged as security for repayment of a loan.
PITI A payment that includes Principal, Interest, Taxes, and Insurance.
Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.
Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.
TRID TILA-RESPA Integrated Disclosures
AZ Sellers Guide | 9
The Life Of An Escrow THE BUYER
THE SELLER
THE ESCROW OFFICER
THE LENDER
Chooses a Real Estate Agent
Chooses a Real Estate Agent
Upon receipt of order and earnest money deposit, orders title examination.
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Accepts Buyer’s offer to purchase.
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title.
Orders any work for inspections and/or repairs to be done as required by the purchase agreement.
Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.
Escrow officer or real estate agent contacts the seller to schedule signing appointment.
Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.
Documents are recorded and all proceeds from sale are received.
Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation. Escrow officer or real estate agent contacts the buyer to schedule signing appointment. Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer. Documents are recorded and the keys are delivered!
AZ Sellers Guide | 10
Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.
Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report. All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation. Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents. Schedules signing appointment and informs buyer of funds due at settlement. Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval. Underwriting reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation. Delivers loan documents to escrow. Upon review of signed loan documents, authorizes loan funding.
Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS
CASH
FHA
VA
CONV
BUYER
BUYER
BUYER
BUYER
1.
Downpayment
2.
Termite (Wood Infestation) Inspection (negotiable except on VA)
3.
Property Inspection (if requested by buyer)
BUYER
BUYER
BUYER
BUYER
4.
Property Repairs, if any (negotiable)
SELLER
SELLER
SELLER
SELLER
5.
New Loan Origination Fee (negotiable)
BUYER
BUYER
BUYER
6.
Discount Points (negotiable)
BUYER
BUYER
BUYER
7.
Credit Report
BUYER
BUYER
BUYER
8.
Appraisal or Extension Fee (negotiable)
BUYER
BUYER
BUYER
9.
Existing Loan Payoff
SELLER
SELLER
SELLER
SELLER
10.
Existing Loan Payoff Demand
SELLER
SELLER
SELLER
SELLER
11.
Loan Prepayment Penalty (if any)
SELLER
SELLER
SELLER
SELLER
12.
Next Month’s PITI Payment
BUYER
BUYER
BUYER
13.
Prepaid Interest (approx. 30 days)
BUYER
BUYER
BUYER
14.
Reserve Account Balance (Credit seller / Charge buyer)
PRORATE
PRORATE
PRORATE
15.
FHA MIP, VA Funding Fee, PMI Premium
BUYER
BUYER
BUYER
16.
Assessments payoff or proration (sewer, paving, etc.)
17.
Taxes
PRORATE
PRORATE
PRORATE
18.
Tax Impounds
BUYER
BUYER
BUYER
19.
Tax Service Contract
SELLER
SELLER
BUYER
20.
Fire/Hazard Insurance
21.
Flood Insurance
22.
Homeowners Association (HOA) Transfer Fee
23.
HOA/Disclosure Fee
24.
Current HOA Payment
25.
Next Month’s HOA Payment
26.
Home Warranty Premium (negotiable)
27.
REALTORS®’ Commissions
28.
EAGLE Homeowners Title Policy
29.
Lenders Title Policy and Endorsements
30.
Escrow Fee (NOTE: Charge seller on VA Loan)
31.
Recording Fees (Flat rate)
32.
Reconveyance/Satisfaction Fee
33.
Courier/Express Mail Fees
SELLER
SELLER PRORATE
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
SELLER
SELLER
SELLER
SELLER
PRORATE
PRORATE
PRORATE
PRORATE
BUYER
BUYER
BUYER
BUYER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
BUYER
BUYER
BUYER
SPLIT
SPLIT
SELLER
SPLIT
SPLIT
SPLIT
SPLIT
SPLIT
SELLER
SELLER
SELLER
SPLIT
SPLIT
SPLIT
SELLER
SPLIT
Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.
AZ Sellers Guide | 11
The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
AZ Sellers Guide | 12
Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property eview the title commitment and begin the process of working with you R and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender. oordinate with the buyer’s lender on the preparation of the Closing C Disclosure (CD) rorate fees, such as real property taxes, per the contract and prepare the P settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds eview documents and ensure all conditions are fulfilled and certain legal R requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer fter recording is confirmed, close escrow and disburse funds, including A proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13
Understanding Title Insurance Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records. AZ Sellers Guide | 14
The Title Industry & Title Insurance in Brief
WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
Compare First American’s Eagle Policy® for Owners Protection from: 1
Someone else owns an interest in your title
2
A document is not properly signed
3
Forgery, fraud, duress in the chain of title
4
Defective recording of any document
5
There are restrictive covenants
6
There is a lien on your title because there is:
EAGLE
Compare First American’s Eagle Policy® for Owners
ALTA Standard or CLTA 21
Post-policy prescriptive easement
22
Covenant violation resulting in your title reverting to a previous owner
23
Violation of building setback regulations
24
Discriminatory covenants Other benefits:
25
Pays rent for substitute land or facilities
26
Rights under unrecorded leases
27
Plain language statements of policy coverage and restrictions
c) a charge by a homeowner’s association
28
Compliance with Subdivision Map Act
7
Title is unmarketable
29
Coverage for boundary wall or fence encroachment*
8
Mechanics lien
30
9
Forced removal of a structure because it:
Added ownership coverage leads to enhanced marketability
31
Insurance coverage for a lifetime
32
Post-policy inflation coverage with automatic increase in value up to 150% over five years
33
Post-policy Living Trust coverage
a) a deed of trust b) a judgement, tax, or special assessment
a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10
Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance
11
Unrecorded lien by a homeowners association
12
Unrecorded easements
13
Building permit violations*
14
Restrictive covenant violations
15
Post-policy forgery
16
Post-policy encroachment
17
Post-policy damage from extraction of minerals or water
18
Lack of vehicular and pedestrian access
19
Map not consistent with legal description
20
Post-policy adverse possession
ALTA Standard or CLTA
EAGLE
* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.
As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
AZ Sellers Guide | 15
Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
AZ Sellers Guide | 16
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws. You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
AZ Sellers Guide | 17
Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move. Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day. Change of address. Visit USPS for change of address form. Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Packing materials. Gather moving boxes and packing materials for your move.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale. Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy. Changing Schools. If changing schools, contact new school for registration process.
FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address. Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities. Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move. Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move. Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
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Start packing. Begin packing for your new location. Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck! Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day. Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist. Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed. Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move. Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
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9 K IERLAND COMMONS
13 C HANDLER PORTICO
2 G OODYEAR
6 PHOENIX CAMELBACK
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14 G ILBERT SAN TAN
7 D ESERT RIDGE
11 D C CROSSING
623.299.3644 | Fax 877.858.8099 13940 W Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson 623.936.8001 | Fax 866.764.4706 1626 N Litchfield Rd. Suite #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield
3 A RROWHEAD
623.487.0404 | Fax 866.764.4703 16165 N 83rd Ave, #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave
4 T HE LEGENDS
623.537.1608 | Fax 888.279.8559 20241 N 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101
623.551.3265 | Fax 866.764.4708 39508 N Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 602.954.3644 | Fax 866.874.1067 2201 E Camelback Rd, #120B Phoenix, AZ 85016 SE corner of Camelback/22nd Street 480.515.4369 | Fax 866.303.1392 20860 N Tatum Blvd, #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101
8 C AREFREE
480.575.6609 | Fax 877.331.2252 7202 E Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.
480.948.6488 | Fax 866.895.7958 14648 N Scottsdale Rd, Suite #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 480.551.0480 | Fax 866.874.1064 6263 N Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 480.563.9034 | Fax 866.314.2283 18291 N Pima Rd, #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy
12 A HWATUKEE
480.753.4424 | Fax 888.279.8546 4435 E Chandler Blvd, #100 Phoenix, AZ 85048 SW corner Chandler/45th St.
480.777.0051 | Fax 866.417.0638 2121 W Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.
17 G OLD CANYON
480.288.0883 | Fax 866.841.8917 6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.
480.777.0614 | Fax 888.279.8548 1528 E Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.
15 M ESA
480.833.5301 | Fax 888.279.8550 1630 S Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley
16 R ED MOUNTAIN
480.534.3599 | Fax 888.889.7245 1135 N Recker Rd, #103 Mesa, AZ 85205 SE corner of Recker & Brown
AZ Sellers Guide | 19
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