WIRE FRAUD ADVISORY Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.
PROTECT YOURSELF
DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS • If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions. DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION • If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email. TRUST YOUR SOURCE OF INFORMATION • Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions. • It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions.
ONLINE RESOURCES: There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites: The Federal Bureau of Investigation @ https://www.fbi.gov/scams-and-safety The Internet Crime Complaint Center @ www.ic3.gov The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov
VERIFY AND NOTIFY
Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act! Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.
The undersigned acknowledges receipt of this Wire Fraud Advisory.
Client
Date
Client
Date
LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS
IMPORTANT -- PLEASE READ CAREFULLY:
This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.
ADDRESS
1525 N LEHMBERG AVE CASA GRANDE, AZ 85122 APN 506-10-030
Property Detail Report 1525 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Pinal County Data as of: 08/16/2021
APN: 506-10-030
Owner Information Owner Name: Vesting: Mailing Address:
Chang Stefano W 1707 N Hillcrest, Mesa, AZ 85201-2044
Occupancy:
Absentee Owner
Location Information Legal Description: APN: Munic / Twnshp: Subdivision: Neighborhood: Elementary School: Latitude:
Lot 30 Emerald Estates Bk 15 Pg37 Sec 20-06S-06E 506-10-030 Alternate APN: Twnshp-Rng-Sec: Emerald Estates Tract #: Emerald Estates School District: Evergreen Elementa... Middle School: 32.89156 Longitude:
County: Census Tract / Block: 06S-06E-20 Legal Lot / Block: Legal Book / Page: Amani Public Charter School Casa Grande Middle... High School: -111.7437
Pinal, AZ 001403 / 3008 30 / 15 / 37 Casa Grande Union...
Last Transfer / Conveyance - Current Owner Transfer / Rec Date: Buyer Name:
01/15/2019 / 01/24/2019 Chang, Stefano W
Price: Seller Name:
$120,000 Dbrd LP
Transfer Doc #: Deed Type:
2019.4815 General Warranty Deed
01/15/2019 / 01/24/2019
Sale Price / Type: Price / Sq. Ft.: 1st Mtg Rate / Type: 2nd Mtg Rate / Type:
$120,000 / Confirmed $83 5.0 / Unknown
Deed Type: New Construction: 1st Mtg Doc #: Sale Doc #:
General Warranty Deed
Title Company:
Title Sec Agcy LLC
Prior Deed Type: Prior Sale Doc #:
N/A
Year Built / Eff: Stories: Parking Type: Garage #: Garage Area: Porch Type: Patio Type: Roof Type: Roof Material:
1975 1 Carport 2 478 Sq. Ft. Slab Porch/No Step Complex Custom Composition Shingle
Zoning: # of Buildings: Res / Comm Units:
1 1/
Last Market Sale Sale / Rec Date: Multi / Split Sale: 1st Mtg Amt / Type: 2nd Mtg Amt / Type: Seller Name: Lender:
$90,000 / Dbrd LP Bell BK
2019.4816 2019.4815
Prior Sale Information Sale / Rec Date: 1st Mtg Amt / Type: Prior Lender:
Sale Price / Type: 1st Mtg Rate / Type:
Property Characteristics Gross Living Area: Living Area: Total Adj. Area: Above Grade: Basement Area: Style: Foundation: Quality: Condition:
1,450 Sq. Ft. 1,450 Sq. Ft. 1,450 Sq. Ft.
Concrete Below Average
Total Rooms: Bedrooms: Baths (F / H): Pool: Fireplace: Cooling: Heating: Exterior Wall: Construction Type:
0
Lot Area: Lot Width / Depth: Usable Lot:
7,275 Sq. Ft.
Acres: Flood Map #: Flood Panel #:
0.167 04021C1190E 1190E
Water / Sewer Type: Flood Map Date: Inside SFHA:
12/04/2007 False
Assessed Value: Land Value: Improvement Value: Improved %: Delinquent Year:
$5,379
Market Total Value: Market Land Value: Market Imprv Value: Market Imprv %:
$53,791 $7,275 $46,516 86.48%
Central Warm Air Stucco Concrete Masonry
Site Information Land Use: State Use: County Use: Site Influence: Flood Zone Code: Community Name:
SFR 0121 - Single F... 0121 - Sfr-010-2 UrbanSubdivid X City Of Casa Grande
Tax Information Assessed Year: Tax Year: Tax Area: Property Tax: Exemption:
2021 0403
86.48%
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 1
Sales Comparables 1525 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Pinal County Data as of: 08/16/2021
APN: 506-10-030
Subject Property 1525 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$120,000 / Confirmed 01/15/2019 / 01/24/2019 1975 / $53,791 SFR Chang Stefano W 1707 N Hillcrest, Mesa, AZ 85201-2044 Pinal 506-10-030
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Emerald Estates 001403 / 3008 $90,000 / 1/
Lot Area: Living Area: Pool:
7,275 Sq. Ft. 1,450 Sq. Ft.
Zoning: Acres:
0.17
Cooling: Central Fireplace: Parking Type: Carport Flood Zone Code: X
Bedrooms: Baths (F / H): Total Rooms:
0 0/0
Stories: Roof Material:
1 Composition Shingle
Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Search Criteria # Months Back: Living Area Difference:
6 15.0 + / -
Distance From Subject: Land Use:
0.5 mi Same As Subject
12 Comparable Properties Found COMPARABLE PROPERTY SUMMARY Subject
Low
Averag e
Hig h
$167,000
$228,375
$270,000
1,247
1,450
1,631
$128
$157
$200
Bedrooms
0
0
0
Baths
0
0
0
7,000 Sq. Ft.
9,697 Sq. Ft.
17,000 Sq. Ft.
1
1
1
1940
1966
1992
0.08 mi
0.33 mi
0.47 mi
Price $120,000 Living Area 1,450 Price / Sq. Ft. $83
Lot Area 7,275 Sq. Ft. Stories 1 Year Built 1975 Distance
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 7
Sales Comparables 1525 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Pinal County Data as of: 08/16/2021
APN: 506-10-030
11
9 2
1
5 3
4
7
6 10
8
12
Map data ©2021 Google
Subject Property
Comparables
COMPARABLES #
MI
1
0.08
ST
Address
Sold
663 E Ag ua Del Oro, Casa Grande, AZ 85122-
Sold For
Listed
Listed At
Sq. Ft.
$ / Sq. Ft.
03/11/2021 $254,900
1,530
02/22/2021 $246,000
Bds / Bths
Lot Size
Ag e
$167
10,019
29
1,448
$170
8,276
31
05/14/2021 $260,000
1,297
$200
7,144
51
02/22/2021 $200,000
1,494
$134
8,700
65
05/28/2021 $251,000
1,555
$161
7,000
45
06/15/2021 $240,000
1,421
$169
8,160
73
06/02/2021 $270,000
1,631
$166
9,394
61
2643 2
0.15
605 E Ag ua Del Oro, Casa Grande, AZ 851222643
3
0.18
758 E Brenda Dr, Casa Grande, AZ 851222802
4
0.25
1417 N Kadota Ave, Casa Grande, AZ 851222804
5
0.33
414 E Melrose Dr, Casa Grande, AZ 851222523
6
0.39
1118 N Kadota Ave, Casa Grande, AZ 851223548
7
0.40
1111 E Laurel Dr, Casa Grande, AZ 851222909
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 2 OF 7
8
0.40
1117 N Coolidg e Ave, Casa Grande, AZ 85122- 07/02/2021 $175,000
1,247
$140
8,820
68
06/01/2021 $167,000
1,306
$128
7,000
47
3535 9
0.42
220 E Cholla St, Casa Grande, AZ 851222510
10 0.43
816 E 11th St, Casa Grande, AZ 85122-3529
05/13/2021 $200,000
1,413
$142
16,320
81
11 0.46
1707 N Kadota Ave, Casa Grande, AZ 85122-
05/04/2021 $246,600
1,495
$165
8,525
42
07/06/2021 $230,000
1,566
$147
17,000
69
2106 12 0.47
1036 N Brown Ave, Casa Grande, AZ 851222601
L: Listed
R: REO
RS: REO Sale
SS: Short Sale
D: Default
A: Auction
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 3 OF 7
Comp #1 - 0.08 Miles From Subject 663 E Agua Del Oro, Casa Grande, AZ 85122-2643 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$254,900 / 03/11/2021 / 07/08/2021 1992 / $87,144 SFR Steven Williams / Melissa Williams 663 E Agua Del Oro, Casa Grande, AZ 85122-2643 Pinal 506-13-021A
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Agua Del Oro 001403 / 3012 $233,000 / Veterans Affairs 1/
Lot Area: Living Area: Pool:
10,019 Sq. Ft. 1,530 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 0/0
Zoning: Acres:
0.23
Stories: Roof Material:
Cooling: Fireplace: Parking Type: Flood Zone Code:
Heat Pump 1 Garage X
1 Composition Shingle Prior Sale Price: $254,900 Prior Sale Date: 03/11/2021 Prior Rec Date: 03/31/2021 Prior Sale Doc #: 2021.40169
8,276 Sq. Ft. 1,448 Sq. Ft. Gunite
Bedrooms: Baths (F / H): Total Rooms:
0.19
Stories: Roof Material:
Comp #2 - 0.15 Miles From Subject 605 E Agua Del Oro, Casa Grande, AZ 85122-2643 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$246,000 / Confirmed 02/22/2021 / 02/22/2021 1990 / Lot Area: $89,081 Living Area: SFR Pool: Divvy Homes Warehouse A LLC 300 Montgomery St #350, San Francisco, CA 94104-1925 Pinal Zoning: 506-13-012A Acres:
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Agua Del Oro 001403 / 3012 $0 / 1/
0 0/0
Cooling: Fireplace: Parking Type: Flood Zone Code:
Heat Pump 1 Garage X
1 Composition Shingle Prior Sale Price: $214,000 Prior Sale Date: 10/08/2020 Prior Rec Date: 10/09/2020 Prior Sale Doc #: 2020.102713
Lot Area: Living Area: Pool:
7,144 Sq. Ft. 1,297 Sq. Ft. Gunite
Bedrooms: Baths (F / H): Total Rooms:
Zoning: Acres:
0.16
Stories: Roof Material:
Comp #3 - 0.18 Miles From Subject 758 E Brenda Dr, Casa Grande, AZ 85122-2802 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$260,000 / 05/14/2021 / 05/17/2021 1970 / $59,584 SFR Todd Kain 758 E Brenda Dr, Casa Grande, AZ 85122-2802 Pinal 506-04-040
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Ho Ho Kam Estates Unit 2 001403 / 3020 $232,750 / 1/
Cooling: Central Fireplace: Parking Type: Carport Flood Zone Code: X
0 0/0
1 Composition Shingle Prior Sale Price: $92,000 Prior Sale Date: Prior Rec Date: 05/17/2001 Prior Sale Doc #:
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 4 OF 7
Comp #4 - 0.25 Miles From Subject 1417 N Kadota Ave, Casa Grande, AZ 85122-2804 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$200,000 / Confirmed 02/22/2021 / 02/25/2021 1956 / $53,934 SFR Librada C Garcia 1135 E Love St, Casa Grande, AZ 85122-4219 Pinal 506-03-110
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Kimberlea Add Amended Casa Grande 001403 / 3021 $196,377 / Federal Housing Authority (Fha) 1/
Lot Area: Living Area: Pool:
Zoning: Acres:
8,700 Sq. Ft. 1,494 Sq. Ft.
Bedrooms: Baths (F / H): Total Rooms:
0 0/0
Cooling: Central Fireplace: Parking Type: Flood Zone Code: X
1 Composition Shingle Prior Sale Price: $65,000 Prior Sale Date: Prior Rec Date: 04/05/1994 Prior Sale Doc #: 1997.685
Lot Area: Living Area: Pool:
Bedrooms: Baths (F / H): Total Rooms:
0.20
Stories: Roof Material:
Comp #5 - 0.33 Miles From Subject 414 E Melrose Dr, Casa Grande, AZ 85122-2523 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$251,000 / 05/28/2021 / 05/28/2021 1976 / $109,515 SFR Sahaya Fernando / John Fernando 3636 E Inverness Ave, Mesa, AZ 85206-3862 Pinal 506-12-131
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Casa Grande Vista Unit Two 001403 / 1031 $0 / 1/
Zoning: Acres:
7,000 Sq. Ft. 1,555 Sq. Ft.
0.16
Cooling: Central Fireplace: Parking Type: Garage Flood Zone Code: X
0 0/0
Stories: Roof Material:
1 Composition Shingle Prior Sale Price: $182,500 Prior Sale Date: 02/16/2021 Prior Rec Date: 02/17/2021 Prior Sale Doc #: 2021.19528
Comp #6 - 0.39 Miles From Subject 1118 N Kadota Ave, Casa Grande, AZ 85122-3548 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$240,000 / 06/15/2021 / 06/21/2021 1948 / Lot Area: $93,472 Living Area: SFR Pool: Hardin Contracting LLC 12722 W Hardin Ranch Way, Casa Grande, AZ 85194-6976 Pinal Zoning: 506-09-009 Acres:
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Evergreen Add Cg 001403 / 2007 1/
8,160 Sq. Ft. 1,421 Sq. Ft.
0.19
Cooling: Central Fireplace: Parking Type: Carport Flood Zone Code: X
Bedrooms: Baths (F / H): Total Rooms:
0 0/0
Stories: Roof Material:
1 Composition Shingle Prior Sale Price: $125,000 Prior Sale Date: 04/28/2021 Prior Rec Date: 05/07/2021 Prior Sale Doc #: 2021.57704
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 5 OF 7
Comp #7 - 0.40 Miles From Subject 1111 E Laurel Dr, Casa Grande, AZ 85122-2909 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$270,000 / 06/02/2021 / 06/22/2021 1960 / $63,770 SFR Feliz Ernest / Feliz Christina 1111 E Laurel Dr, Casa Grande, AZ 85122-2909 Pinal 505-19-006
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Mcnatt Manor 001404 / 1031 $258,500 / Conventional 1/
Lot Area: Living Area: Pool:
9,394 Sq. Ft. 1,631 Sq. Ft. Yes
Bedrooms: Baths (F / H): Total Rooms:
Zoning: Acres:
0.22
Stories: Roof Material:
Cooling: Fireplace: Parking Type: Flood Zone Code:
Central 1 Carport X
Lot Area: Living Area: Pool:
8,820 Sq. Ft. 1,247 Sq. Ft.
0 0/0
1 Composition Shingle Prior Sale Price: $85,000 Prior Sale Date: 05/02/2016 Prior Rec Date: 05/16/2016 Prior Sale Doc #: 2016.30456
Comp #8 - 0.40 Miles From Subject 1117 N Coolidge Ave, Casa Grande, AZ 85122-3535 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$175,000 / 07/02/2021 / 07/19/2021 1953 / $90,285 SFR Neil Richard O / Neil Melanie O Po Box 11067, Casa Grande, AZ 85130-138 Pinal 506-09-150
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Evergreen 2Nd Add Casa Grande 001403 / 2002 1/
Zoning: Acres:
Bedrooms: Baths (F / H): Total Rooms:
0 0/0
Cooling: Window Unit Fireplace: Parking Type: Flood Zone Code: X
1 Composition Shingle Prior Sale Price: $63,000 Prior Sale Date: Prior Rec Date: 08/29/2003 Prior Sale Doc #: 2003.60547
Lot Area: Living Area: Pool:
Bedrooms: Baths (F / H): Total Rooms:
0 0/0
Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
1 Composition Roll $149,000 06/10/2019 06/28/2019 2019.52070
0.20
Stories: Roof Material:
Comp #9 - 0.42 Miles From Subject 220 E Cholla St, Casa Grande, AZ 85122-2510 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
$167,000 / 06/01/2021 / 06/25/2021 1974 / $102,761 SFR Ramos Miguel / Cabrera Rosa 2751 W Vermont St, Tucson, AZ 85746-3042 Pinal 506-12-066 Casa Grande Vista Unit Two 001403 / 1022 1/
Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:
7,000 Sq. Ft. 1,306 Sq. Ft.
0.16 Central Carport X
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 6 OF 7
Comp #10 - 0.43 Miles From Subject 816 E 11th St, Casa Grande, AZ 85122-3529 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$200,000 / 05/13/2021 / 05/19/2021 1940 / $145,339 SFR Madel Silva 816 E 11th St, Casa Grande, AZ 85122-3529 Pinal 506-09-006
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Evergreen Add Casa Grande 001403 / 2006 $0 / 1/
Lot Area: Living Area: Pool:
Zoning: Acres:
16,320 Sq. Ft. 1,413 Sq. Ft.
0.37
Bedrooms: Baths (F / H): Total Rooms:
0 0/0
Stories: Roof Material:
1 Composition Shingle
Cooling: Central Fireplace: Parking Type: Garage Flood Zone Code: X
Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:
Lot Area: Living Area: Pool:
Bedrooms: Baths (F / H): Total Rooms:
Comp #11 - 0.46 Miles From Subject 1707 N Kadota Ave, Casa Grande, AZ 85122-2106 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$246,600 / Confirmed 05/04/2021 / 05/07/2021 1979 / $99,394 SFR Estela Galindo / Geovani F Venegas 3895 E Kent Ave, Gilbert, AZ 85296-8261 Pinal 504-33-089
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Parke West 001306 / 2005 $237,616 / Federal Housing Authority (Fha) 1/
Zoning: Acres:
8,525 Sq. Ft. 1,495 Sq. Ft.
0 0/0
Cooling: Central Fireplace: 1 Parking Type: Flood Zone Code: X
1 Composition Shingle Prior Sale Price: $109,900 Prior Sale Date: 03/03/2015 Prior Rec Date: 03/19/2015 Prior Sale Doc #: 2015.16925
Lot Area: Living Area: Pool:
Bedrooms: Baths (F / H): Total Rooms:
0.20
Stories: Roof Material:
Comp #12 - 0.47 Miles From Subject 1036 N Brown Ave, Casa Grande, AZ 85122-2601 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN:
$230,000 / 07/06/2021 / 07/13/2021 1952 / $154,421 SFR Kapos Brandi 1247 Hollister St, San Fernando, CA 91340-3521 Pinal 506-08-097
Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:
Evergreen Add Casa Grande 001403 / 2088 $223,100 / Conventional 1/
Zoning: Acres:
17,000 Sq. Ft. 1,566 Sq. Ft.
0.39
Cooling: Central Fireplace: Parking Type: Carport Flood Zone Code: X
0 0/0
Stories: Roof Material:
1 Composition Shingle Prior Sale Price: $149,900 Prior Sale Date: 12/13/2006 Prior Rec Date: 12/19/2006 Prior Sale Doc #: 2006.172952
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 7 OF 7
Neighbors Report 1525 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Pinal County Data as of: 08/16/2021
APN: 506-10-030
17
16
19
11
7
13
4
2
9
6
3
5
14
8
1
12
18
10
15
20
Map data ©2021
Subject Property
Neighbors
Subject Property 1525 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Occupancy:
Absentee Owner
Owner Name: Chang Stefano W Mailing Address: 1707 N Hillcrest, Mesa, AZ 85201-2044 APN: 506-10-030
Year Built / Eff: Living Area: Sale / Rec Date: 01/15/2019 / 01/24/2019 Lot Area: Sale Price / Type: $120,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
1975 / 1,450 Sq. Ft. 7,275 Sq. Ft.
Year Built / Eff: Living Area: Lot Area: Bedrooms:
1975 / 1,092 Sq. Ft. 7,189 Sq. Ft.
Neighbor 1 - 0.01 Miles From Subject 1519 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Occupancy:
Owner Occupied
Owner Name: Grimm Connie May Mailing Address: 1519 N Lehmberg Ave, Casa Grande, AZ 851222709 APN: 506-10-027
Sale / Rec Date: Sale Price / Type: Land Use:
SFR
Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 1 OF 5
Neighbor 2 - 0.01 Miles From Subject 1531 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Occupancy:
Absentee Owner
Owner Name: PS Desert Properties LLC Mailing Address: 4802 E Ray Rd #23, Phoenix, AZ 85044-6410 APN: 506-10-035
Sale / Rec Date: / 01/05/2010 Sale Price / Type: $52,000 / Confirmed Land Use: SFR
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
1976 / 1,248 Sq. Ft. 7,275 Sq. Ft.
Sale / Rec Date: Sale Price / Type: Land Use: SFR
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
1974 / 1,134 Sq. Ft. 7,275 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 06/20/2000 / 06/21/2000 Lot Area: Sale Price / Type: $65,000 / Bedrooms: Land Use: SFR Baths (F / H):
1974 / 1,188 Sq. Ft. 7,275 Sq. Ft.
Year Built / Eff: Living Area: Lot Area: Bedrooms:
1974 / 972 Sq. Ft. 7,189 Sq. Ft.
Neighbor 3 - 0.02 Miles From Subject 1524 N Kadota Ave, Casa Grande, AZ 85122-2707 Occupancy:
Absentee Owner
Owner Name: Tyler Johnnie Mailing Address: 2122 E Carver Dr, Phoenix, AZ 85040-2534 APN: 506-10-029
Neighbor 4 - 0.03 Miles From Subject 1530 N Kadota Ave, Casa Grande, AZ 85122-2707 Occupancy:
Unknown
Owner Name: Defco Inc Mailing Address: Po Box 11096, Casa Grande, AZ 85130-139 APN: 506-10-036
Neighbor 5 - 0.03 Miles From Subject 1518 N Kadota Ave, Casa Grande, AZ 85122-2707 Occupancy:
Absentee Owner
Owner Name: Equity Trust Company Custodian Mailing Address: 399 E Paseo De Paula, Casa Grande, AZ 851223438 APN: 506-10-028
Sale / Rec Date: Sale Price / Type: Land Use:
SFR
Baths (F / H):
Neighbor 6 - 0.03 Miles From Subject 1524 N Lehmberg Ave, Casa Grande, AZ 85122-2710 Occupancy:
Owner Occupied
Owner Name: Tomits Francisca Mailing Address: 1524 N Lehmberg Ave, Casa Grande, AZ 851222710 APN: 506-10-031
Year Built / Eff: Living Area: Sale / Rec Date: 01/15/2015 / 01/30/2015 Lot Area: Sale Price / Type: $74,400 / Bedrooms: Land Use:
SFR
1976 / 1,185 Sq. Ft. 7,275 Sq. Ft.
Baths (F / H):
Neighbor 7 - 0.03 Miles From Subject 1537 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Occupancy:
Owner Occupied
Owner Name: Hernandez Anabella Mailing Address: 1537 N Lehmberg Ave, Casa Grande, AZ 851222709 APN: 506-10-038
Year Built / Eff: Living Area: Sale / Rec Date: 11/12/2014 / 12/22/2014 Lot Area: Sale Price / Type: $81,500 / Bedrooms: Land Use:
SFR
1976 / 1,924 Sq. Ft. 7,275 Sq. Ft.
Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 2 OF 5
Neighbor 8 - 0.03 Miles From Subject 1518 N Lehmberg Ave, Casa Grande, AZ 85122-2710 Occupancy:
Owner Occupied
Owner Name: Hamel Joanne TR / 8506 Rev LIV Trust Mailing Address: 1518 N Lehmberg Ave, Casa Grande, AZ 851222710 APN: 506-10-026
Year Built / Eff: Living Area: Sale / Rec Date: 09/02/2004 / 09/03/2004 Lot Area: Sale Price / Type: $87,550 / Confirmed Bedrooms: Land Use:
SFR
1979 / 1,092 Sq. Ft. 7,189 Sq. Ft.
Baths (F / H):
Neighbor 9 - 0.03 Miles From Subject 1530 N Lehmberg Ave, Casa Grande, AZ 85122-2710 Occupancy:
Unknown
Year Built / Eff: Living Area: Sale / Rec Date: 01/01/1990 / 01/02/1990 Lot Area: Sale Price / Type: $55,650 / Bedrooms: Land Use: SFR Baths (F / H):
1983 / 1,767 Sq. Ft. 7,275 Sq. Ft.
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
1974 / 1,272 Sq. Ft. 7,014 Sq. Ft.
Year Built / Eff: Living Area: Owner Name: Aguilar Concepcion Sale / Rec Date: 07/19/2019 / 08/09/2019 Lot Area: Mailing Address: 1538 N Kadota Ave, Casa Grande, AZ 85122-2707 Sale Price / Type: $135,000 / Confirmed Bedrooms: APN: 506-10-037 Land Use: SFR Baths (F / H):
1976 / 1,092 Sq. Ft. 7,275 Sq. Ft.
Owner Name: Parks Walter & Margaret Fam Rev Trust Mailing Address: Po Box 10417, Casa Grande, AZ 85130-59 APN: 506-10-034
Neighbor 10 - 0.03 Miles From Subject 708 E Melrose Dr, Casa Grande, AZ 85122-2712 Occupancy:
Owner Occupied
Owner Name: Vasquez Richard R Mailing Address: 708 E Melrose Dr, Casa Grande, AZ 85122-2712 APN: 506-10-021
Sale / Rec Date: Sale Price / Type: Land Use: SFR
Neighbor 11 - 0.04 Miles From Subject 1538 N Kadota Ave, Casa Grande, AZ 85122-2707 Occupancy:
Owner Occupied
Neighbor 12 - 0.04 Miles From Subject 704 E Melrose Dr, Casa Grande, AZ 85122-2712 Occupancy:
Owner Occupied
Owner Name: Fain Erik / Fain Casey Mailing Address: 704 E Melrose Dr, Casa Grande, AZ 85122-2712 APN: 506-10-020
Year Built / Eff: Living Area: Sale / Rec Date: 05/19/2015 / 07/24/2015 Lot Area: Sale Price / Type: $79,500 / Bedrooms: Land Use: SFR Baths (F / H):
1971 / 1,176 Sq. Ft. 7,100 Sq. Ft.
Year Built / Eff: Living Area: Sale / Rec Date: 11/20/1990 / 11/21/1990 Lot Area: Sale Price / Type: $51,536 / Bedrooms:
1976 / 1,383 Sq. Ft. 7,275 Sq. Ft.
Neighbor 13 - 0.04 Miles From Subject 1538 N Lehmberg Ave, Casa Grande, AZ 85122-2710 Occupancy:
Owner Occupied
Owner Name: Omundson Ronald R / Omundson Edwardine E Mailing Address: 1538 N Lehmberg Ave, Casa Grande, AZ 851222710 APN: 506-10-039
Land Use:
SFR
Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
PAGE 3 OF 5
Neighbor 14 - 0.04 Miles From Subject 700 E Melrose Dr, Casa Grande, AZ 85122-2712 Occupancy:
Owner Occupied Sale / Rec Date: Sale Price / Type: Land Use: SFR
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
1980 / 2,330 Sq. Ft. 7,014 Sq. Ft.
Sale / Rec Date: Sale Price / Type: Land Use: SFR
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
1972 / 1,325 Sq. Ft. 7,014 Sq. Ft.
Sale / Rec Date: Sale Price / Type: Land Use: SFR
Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):
1975 / 1,437 Sq. Ft. 7,275 Sq. Ft.
Year Built / Eff: Living Area: Owner Name: Cuadros Edgar Sale / Rec Date: 01/06/2016 / 01/20/2016 Lot Area: Mailing Address: 1544 N Kadota Ave, Casa Grande, AZ 85122-2707 Sale Price / Type: $110,000 / Bedrooms: APN: 506-10-044 Land Use: SFR Baths (F / H):
1976 / 1,434 Sq. Ft. 7,275 Sq. Ft.
Owner Name: Sanchez Emilio E / Sanchez Emma Mailing Address: 700 E Melrose Dr, Casa Grande, AZ 85122-2712 APN: 506-10-019
Neighbor 15 - 0.04 Miles From Subject 800 E Melrose Dr, Casa Grande, AZ 85122-2714 Occupancy:
Unknown
Owner Name: Martin Jeanne R Mailing Address: Po Box 10972, Casa Grande, AZ 85130-128 APN: 506-10-022
Neighbor 16 - 0.04 Miles From Subject 1543 N Lehmberg Ave, Casa Grande, AZ 85122-2709 Occupancy:
Absentee Owner
Owner Name: Hauben Margaret Carol TR Mailing Address: 120 Maywood Dr, San Francisco, CA 94127-2040 APN: 506-10-043
Neighbor 17 - 0.05 Miles From Subject 1544 N Kadota Ave, Casa Grande, AZ 85122-2707 Occupancy:
Owner Occupied
Neighbor 18 - 0.05 Miles From Subject 1525 N Gilbert Ave, Casa Grande, AZ 85122-2704 Occupancy:
Owner Occupied
Year Built / Eff: Living Area: Owner Name: Acosta Andrew C Sale / Rec Date: 12/20/2000 / 12/21/2000 Lot Area: Mailing Address: 1525 N Gilbert Ave, Casa Grande, AZ 85122-2704 Sale Price / Type: $91,500 / Bedrooms: APN: 506-10-032 Land Use: SFR Baths (F / H):
1974 / 1,563 Sq. Ft. 7,275 Sq. Ft.
Neighbor 19 - 0.05 Miles From Subject 1544 N Lehmberg Ave, Casa Grande, AZ 85122-2710 Occupancy:
Absentee Owner
Owner Name: Cia Properties LLC Mailing Address: 4802 E Ray Rd #23, Phoenix, AZ 85044-6410 APN: 506-10-042
Year Built / Eff: Living Area: Sale / Rec Date: 06/27/1996 / 06/28/1996 Lot Area: Sale Price / Type: $71,500 / Bedrooms: Land Use: SFR Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
1975 / 1,446 Sq. Ft. 7,275 Sq. Ft.
PAGE 4 OF 5
Neighbor 20 - 0.05 Miles From Subject 806 E Melrose Dr, Casa Grande, AZ 85122-2714 Occupancy:
Absentee Owner
Owner Name: Anlee Holdings LLC Mailing Address: 4802 E Ray Rd #23, Phoenix, AZ 85044-6410 APN: 506-10-023
Year Built / Eff: Living Area: Sale / Rec Date: 06/02/2008 / 06/03/2008 Lot Area: Sale Price / Type: $52,500 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):
© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.
1973 / 2,449 Sq. Ft. 7,100 Sq. Ft.
PAGE 5 OF 5
Disclaimer: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance, commitment or preliminary report, or any form of title insurance or guaranty. Estimated property values are: (i) based on available data; (ii) are not guaranteed or warranted; (iii) do not constitute an appraisal; and (iv) should not be relied upon in lieu of an appraisal. This report is issued exclusively for the benefit of the applicant therefor, and may not be used or relied upon by any other person. This report may not be reproduced in any manner without the issuing party's prior written consent. The issuing party does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that the issuing party's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that the issuing party would not have issued this report but for the limitation of liability described above. The issuing party makes no representation or warranty as to the legality or propriety of recipient's use of the information herein. School information is copyrighted and provided by GreatSchools.org.
Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/
First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421
Map data ©2021 Imagery ©2021 , Maxar Technologies
Data Provided By: First American Title Ins Co
Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy. The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.
© 2021 CoreLogic. All rights reserved
Public Schools :
Elementary Schools
Cottonwood Elementary School
Distance 0.37 Miles
1667 N Kadota Ave Casa Grande AZ 85122 Telephone : (520) 836-5601 Lowest Grade : K Kindergarten : Yes Enrollment : 346
School District : Casa Grande Elementary District (4446) Highest Grade : 5th School Enrollment : Total Expenditure/Student : 53
Saguaro Elementary School
Distance 0.6 Miles
1501 N Center Ave Casa Grande AZ 85122 Telephone : (520) 836-7661 Lowest Grade : K Kindergarten : Yes Enrollment : 475
School District : Casa Grande Elementary District (4446) Highest Grade : 5th School Enrollment : Total Expenditure/Student : 53
Evergreen Elementary School
Distance 0.64 Miles
1000 N Amarillo St Casa Grande AZ 85122 Telephone : (520) 836-6694 Lowest Grade : Pre-K Kindergarten : Yes Enrollment : 364
School District : Casa Grande Elementary District (4446) Highest Grade : 6th School Enrollment : Total Expenditure/Student : 53
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
Ironwood School
Distance 0.91 Miles
1500 N Colorado St Casa Grande AZ 85122 Telephone : (520) 836-5086 Lowest Grade : K Kindergarten : Yes Enrollment : 473
School District : Casa Grande Elementary District (4446) Highest Grade : 5th School Enrollment : Total Expenditure/Student : 53
Middle Schools
Casa Grande Middle School
Distance 0.71 Miles
260 W Mcmurray Blvd Casa Grande AZ 85122 Telephone : (520) 836-7310 Lowest Grade : 6th Kindergarten : No Enrollment : 748
School District : Casa Grande Elementary District (4446) Highest Grade : 8th School Enrollment : Total Expenditure/Student : 53
Cactus Middle School
Distance 1.36 Miles
1220 E Kortsen Rd Casa Grande AZ 85122 Telephone : (520) 431-3330 Lowest Grade : 6th Kindergarten : No Enrollment : 821
School District : Casa Grande Elementary District (4446) Highest Grade : 8th School Enrollment : Total Expenditure/Student : 53
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
High Schools
Ppep Tec - Alice S. Paul Learning Center
Distance 0.93 Miles
220 E Florence Blvd Casa Grande AZ 85122 Telephone : (520) 836-6549
Lowest Grade : 9th
School District : Portable Practical Educational Preparation Inc. ( (4431) Highest Grade : 12th
School Enrollment :
Enrollment : 92
Total Expenditure/Student :
Advanced Placement : No
Mission Heights Preparatory High School
Distance 1.13 Miles
1376 E Cottonwood Ln Casa Grande AZ 85122 Telephone : (520) 836-9383
Lowest Grade : 9th School Enrollment : Total Expenditure/Student :
School District : Kaizen Education Foundation Dba Mission Heights Pr (90548) Highest Grade : 12th Enrollment : 380 Advanced Placement : No
Cavit - Vista Grande
Distance 1.8 Miles
1556 N Arizola Rd Casa Grande AZ 85122 Telephone : (520) 423-1944
Lowest Grade : 9th School Enrollment : Total Expenditure/Student :
School District : Central Arizona Valley Institute Of Technology (79385) Highest Grade : 12th Enrollment : 0 Advanced Placement : No
Vista Grande High School
Distance 1.8 Miles
1556 N Arizola Rd Casa Grande AZ 85122 Telephone : (520) 876-9400 Lowest Grade : 9th School Enrollment : Total Expenditure/Student : 442
School District : Casa Grande Union High School District (4453) Highest Grade : 12th Enrollment : 1716 Advanced Placement : No
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
Local Business Attractions / Recreation Name
Address
Telephone
Distance (Miles)
Molar Magic
695 E Cottonwood Ln Casa Grande Az
(520) 723-0077
0.18
Komic Knights Laser Tag In
1420 N Colorado St Casa Grande Az
(520) 836-1574
0.77
Paul Mason Sports Complex
510 E Florence Blvd Casa Grande Az
(520) 421-3277
0.85
Kicking Life Studio Llc
505 E Florence Blvd Casa Grande Az
(520) 280-7708
0.86
Banks / Financial Name
Address
Telephone
Distance (Miles)
Allied Cash Holdings Llc
992 E Cottonwood Ln # 109 Casa Grande Az
(520) 876-4188
0.25
U.s. Bank National Association
1637 N Trekell Rd Casa Grande Az
(520) 423-0451
0.34
Glacier Bank
1433 N Pinal Ave Casa Grande Az
(520) 423-4900
0.83
Cashway Coffee Group Llc
711 E Florence Blvd Ste A Casa Grande Az
(520) 423-2133
0.83
Eating / Drinking Name
Address
Telephone
Distance (Miles)
Cougar Football Club, Inc.
711 E Cottonwood Ln Casa Grande Az
(520) 425-3824
0.17
Modbox Bistro
973 E Cottonwood Ln Casa Grande Az
(520) 233-6818
0.23
Sa Morz Bakery
973 E Cottonwood Ln Casa Grande Az
(520) 340-4707
0.24
Monson Kfc Enterprises Inc
550 E Cottonwood Ln Ste C Casa Grande Az
(520) 836-7571
0.28
Health Care Services Name
Address
Telephone
Distance (Miles)
Casa Grande Northgate, L.l.c.
711 E Cottonwood Ln Ste E Casa Grande Az
(520) 426-7667
0.17
Home Health Insights, Inc.
701 E Cottonwood Ln Ste 2 Casa Grande Az
(520) 421-2239
0.18
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
Jason Wong Dds
695 E Cottonwood Ln Casa Grande Az
(520) 876-5200
0.18
Tcp Anesthesia Services Pllc
695 E Cottonwood Ln Casa Grande Az
(480) 234-8200
0.18
Organizations / Associations Name
Address
Telephone
Distance (Miles)
First Presbyterian Church Casa Grande Arizona
702 E Cottonwood Ln Casa Grande Az
(520) 836-5981
0.18
Young Life
702 E Cottonwood Ln Casa Grande Az
(520) 836-5632
0.18
The United Methodist Church Of Casa Grande
1515 N Trekell Rd Casa Grande Az
(520) 836-8630
0.21
Sierra Madre Missionary
537 E Manor Dr Casa Grande Az
(520) 836-7999
0.28
Personal Services Name
Address
Telephone
Distance (Miles)
Kelly T Nails & Spa, Llc
973 E Cottonwood Ln # 107 Casa Grande Az
(520) 876-0094
0.23
Inspirit Gymnastics, Llc
1457 N Pueblo Dr Casa Grande Az
(520) 518-5199
0.49
All-star Nutrition And Fitness, Llc
711 E Florence Blvd Ste A Casa Grande Az
(520) 251-8215
0.83
Curves
312 W 10th St Ste 2 Casa Grande Az
(520) 423-2458
0.97
Shopping Name
Address
Telephone
Distance (Miles)
Asap Auto Glass
1570 N Trekell Rd Casa Grande Az
(602) 757-5013
0.24
Circle K Stores Inc.
1587 N Trekell Rd Casa Grande Az
(520) 421-2082
0.26
Carniceria Jalisco Llc
502 E Cottonwood Ln Casa Grande Az
(520) 836-4260
0.33
Richard A Underwood
1592 N Casa Grande Ave Casa Grande Az
(520) 836-1870
0.33
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
Census Tract / block: 14.03 / 3 Year: 2018 Household Population
Population by Age
Count:
5,671
0 - 11
Estimate Current Year:
5,847
12 - 17
Estimate in 5 Years:
6,609
18 - 24
13.93%
Growth Last 5 Years:
31.11%
25 - 64
43.98%
Growth Last 10 Years:
-185.29%
65 - 74
8.23%
75+ Household Size
Household Income
Current Year:
1,666
0 - $25,000
23.11%
Average Current Year:
3.37
$25,000 - $35,000
10.08%
Estimate in 5 Years:
1,770
$35,000 - $50,000
27.01%
Growth Last 5 Years:
4.8%
$50,000 - $75,000
15.67%
Growth Last 10 Years:
16.19%
$75,000 - $100,000
12.24%
Male Population:
50.94%
Above $100,000
11.88%
Female Population:
49.06%
Married People:
38.01%
Unmarried People:
61.99%
Average Household Income:
$43,188
Housing Median Mortgage Payments
Home Values
Under $300:
9.24%
Below $100,000:
50.76%
$300 - $799:
44.05%
$100,000 - $150,000:
32.78%
$800 - $1,999:
46.71%
$150,000 - $200,000:
9.37%
Over $2,000:
0%
$200,000 - $300,000:
6.33%
Median Home Value:
$99,100
$300,000 - $500,000:
0.76%
Unit Occupied Owner:
47.42%
Above $500,000:
0%
Median Mortgage:
$540
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
Rent Payments
Year Built
Unit Occupied Renter:
52.58%
1999 - 2000
Median Gross Rent:
$940
1995 - 1998
Less Than $499
1.25%
1990 - 1994
$500 - $749
20.25%
1980 - 1989
14.45%
$750 - $999
46%
1970 - 1979
26.82%
$1000 and Over
32.5%
1900 - 1969
42.97%
Public Pre-Primary School:
0.56%
Not Enrolled in School:
68.89%
Private Pre-Primary School:
0.71%
Not A High School Graduate:
16.13%
Public School:
26.43%
Graduate Of High School:
33.42%
Private School:
4.68%
Attended Some College:
30.92%
Public College:
4.06%
College Graduate:
16.41%
Private College:
1.02%
Graduate Degree:
3.11%
22.07%
Private Worker:
67.49%
Government Worker:
19.48%
Self Employed Worker:
0.59%
Unpaid Family Worker:
4.97%
Education Enrollment
Workforce Occupation:
Manager/Prof: Technical: Sales:
18.38%
Administrative: Private House Hold: Service:
Farming: 35.36%
Protective Services:
12.27%
Skilled: Blue-Collar:
24.19%
Commute Time
Less Than 15 Min:
43.83%
15 min - 28 min:
25.14%
30 min - 57 min:
18.6%
Over 60 min:
12.43%
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 08/27/2021 © 2021 CoreLogic. All rights reserved
+ FIRST AMERICAN TITLE, FC0, JSTI 08/27/2021 02:16PM I5NX
PINAL (PL), AZ
INVESTIGATIVE SEARCH RESULTS
PAGE 1 OF 1
SEARCH PARAMETERS PARCEL: PARCEL:
506-10-0300 506-10-0300
9
OWNER:
CHANG STEFANO W
SITUS:
1525 N LEHMBERG AVE CASA GRANDE
MAIL:
1707 N HILLCREST
MESA AZ 85201
INSTRUMENT
REC DATE
2019 4815
01/24/2019
AFFIDAVIT
LEGAL:
LOT 30 EMERALD ESTATES BK 15 PG37 SEC 20-06S-06E
CURRENT TAXES
INFORMATION THROUGH 08/13/2021
LAND
IMPR
EXEMPT
RATE
AREA
SPECIAL DISTRICTS
PRIMARY
5,146
0
0
11.3717
0403
11900 14613 14900 15625 24001
SECONDARY
728
4,418
0
3.3756
30002
2020 TOTAL TAX BILLED
758.82
2020
TAX AMT
TAX DUE
INTEREST
DATE PAID
TOTAL DUE
FIRST HALF
379.41
0.00
0.00
10/26/2020
0.00
SECOND HALF 379.41
04/23/2021
0.00
0.00
0.00
TOTAL CURRENT TAXES DUE 08/21
0.00
09/21
0.00
IMPROVEMENTS SINGLE FAMILY HOME
BLDG SQFT
1,450
YEAR BUILT
1975
NUMBER OF STORIES
1.0
STORIES HEIGHT
0
EXTERIOR WALLS
FULL CASH VALUE LAND USE
51,458 01 21
LOT SIZE
7,275 FR FT
SCHOOL DISTRICT
0403
STUCCO
LAND FULL CASH VALUE
7,275
IMPR FULL CASH VALUE
44,183
GRADE MATERIALS SALES SALE DATE 01/24/2019
SALE AMOUNT 120,000
INSTRUMENT TYPE 2019 4815 WD
ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:
SFR
END SEARCH
SELLER NAME DBRD LP
VALIDITY
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Home Seller’s Guide
to the Title & Escrow Process in Arizona
Quick Reference
Table of
Contents
Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name
Assistant
Company
Phone
03 Welcome
Address
Fax
04 Benefits of Using a REALTOR®
First American Title
02 Quick Reference
05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process
Escrow Officer
Escrow Assistant
Address
Phone
City/State/Zip
Fax
Insurance Previous Company
Phone
Previous Agent
Policy No.
New Company
Phone
New Agent
Policy No.
Home Warranty Company
Policy No.
14 Understanding Title Insurance
Utilities and Services
16 Consider This
Southwest Gas 1.877.860.6020 www.swgas.com
Dish Network 1.800.823.4929 www.dishnetwork.com
Verizon 1.877.300.4498 www.connecttoverizon.com
Cox 602.277.1000 www.cox.com
CenturyLink 800.366.8201 www.centurylink.com
Salt River Project 602.236.8888 www.srpnet.com
Direct TV 1.888.777.2454 www.directv.com
AT&T 1.800.222.0300 www.att.com
APS 602.371.7171 www.aps.com
17 Closing Your Escrow 18 Planning Your Move
Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
AZ Sellers Guide | 3
Benefits of using a Professional REALTOR
®
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of. A REALTOR®:
FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved. Do you...
› U nderstands market conditions and has access to information not available to the average homeowner.
- have the knowledge, patience, and sales skills needed to sell your home?
› C an advertise effectively for the best results.
- k now how to determine your home’s current market value?
› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
- know how to determine whether or not a buyer can qualify for a loan? - understand the steps of an escrow and what’s required of you and the buyer? - need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction? - know how to advertise effectively and what the costs will be?
› K nows how to go toe-to-toe in negotiations.
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?
› C an remain objective when presenting offers and counter-offers on your behalf. › Maintains errors-and-omissions insurance.
Are you...
› W ill listen to your needs, respect your opinions and allow you to make your own decisions.
- aware of conditions in the marketplace today that affect value and length of time to sell?
› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
- concerned about having strangers walking through your home?
› I s experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers? - aware that every time you leave your home, you are taking it off the market until you return? - aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved? - prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
AZ Sellers Guide | 4
Key Professionals Involved in Your Transaction REALTOR
®
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®
TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more. AZ Sellers Guide | 5
Mow and edge the lawn regularly, and trim the shrubs. Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed. If screens or windows are damaged, replace or repair them. Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.
PREPARING YOUR HOME FOR SALE
Ensure that all exterior lights are working. Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order. Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking. B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see
Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans.
when they approach your house for the first time
Replace worn shower curtains.
and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a
R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.
home sell. Here are some tips to present your home
Remove clutter throughout the house. Organize and clean out closets.
in a positive manner:
Clean household appliances and make sure they work properly. A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters. C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.
AZ Sellers Guide | 6
Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. C lear all clutter from counter tops. L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact. S end pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise. I f possible you, your pets, and your children should be gone while your home is being shown. C lean trash cans and put them out of sight. I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms. C heck that sink and tub are scrubbed and unstained. M ake beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
AZ Sellers Guide | 7
AZ Sellers Guide | 8
Terms You Should Know Appraisal An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Annual Percentage Rate (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.
Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.
Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Deed of Trust An instrument used in many states in place of a mortgage.
Deed Restrictions Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Disbursement Date The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Easement A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Endorsement As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Legal Description A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Lien A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Mortgage The instrument by which real property is pledged as security for repayment of a loan.
PITI A payment that includes Principal, Interest, Taxes, and Insurance.
Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.
Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.
TRID TILA-RESPA Integrated Disclosures
AZ Sellers Guide | 9
The Life Of An Escrow THE BUYER
THE SELLER
THE ESCROW OFFICER
THE LENDER
Chooses a Real Estate Agent
Chooses a Real Estate Agent
Upon receipt of order and earnest money deposit, orders title examination.
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Accepts Buyer’s offer to purchase.
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title.
Orders any work for inspections and/or repairs to be done as required by the purchase agreement.
Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.
Escrow officer or real estate agent contacts the seller to schedule signing appointment.
Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.
Documents are recorded and all proceeds from sale are received.
Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation. Escrow officer or real estate agent contacts the buyer to schedule signing appointment. Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer. Documents are recorded and the keys are delivered!
AZ Sellers Guide | 10
Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.
Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report. All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation. Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents. Schedules signing appointment and informs buyer of funds due at settlement. Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval. Underwriting reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation. Delivers loan documents to escrow. Upon review of signed loan documents, authorizes loan funding.
Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS
CASH
FHA
VA
CONV
BUYER
BUYER
BUYER
BUYER
1.
Downpayment
2.
Termite (Wood Infestation) Inspection (negotiable except on VA)
3.
Property Inspection (if requested by buyer)
BUYER
BUYER
BUYER
BUYER
4.
Property Repairs, if any (negotiable)
SELLER
SELLER
SELLER
SELLER
5.
New Loan Origination Fee (negotiable)
BUYER
BUYER
BUYER
6.
Discount Points (negotiable)
BUYER
BUYER
BUYER
7.
Credit Report
BUYER
BUYER
BUYER
8.
Appraisal or Extension Fee (negotiable)
BUYER
BUYER
BUYER
9.
Existing Loan Payoff
SELLER
SELLER
SELLER
SELLER
10.
Existing Loan Payoff Demand
SELLER
SELLER
SELLER
SELLER
11.
Loan Prepayment Penalty (if any)
SELLER
SELLER
SELLER
SELLER
12.
Next Month’s PITI Payment
BUYER
BUYER
BUYER
13.
Prepaid Interest (approx. 30 days)
BUYER
BUYER
BUYER
14.
Reserve Account Balance (Credit seller / Charge buyer)
PRORATE
PRORATE
PRORATE
15.
FHA MIP, VA Funding Fee, PMI Premium
BUYER
BUYER
BUYER
16.
Assessments payoff or proration (sewer, paving, etc.)
17.
Taxes
PRORATE
PRORATE
PRORATE
18.
Tax Impounds
BUYER
BUYER
BUYER
19.
Tax Service Contract
SELLER
SELLER
BUYER
20.
Fire/Hazard Insurance
21.
Flood Insurance
22.
Homeowners Association (HOA) Transfer Fee
23.
HOA/Disclosure Fee
24.
Current HOA Payment
25.
Next Month’s HOA Payment
26.
Home Warranty Premium (negotiable)
27.
REALTORS®’ Commissions
28.
EAGLE Homeowners Title Policy
29.
Lenders Title Policy and Endorsements
30.
Escrow Fee (NOTE: Charge seller on VA Loan)
31.
Recording Fees (Flat rate)
32.
Reconveyance/Satisfaction Fee
33.
Courier/Express Mail Fees
SELLER
SELLER PRORATE
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
SELLER
SELLER
SELLER
SELLER
PRORATE
PRORATE
PRORATE
PRORATE
BUYER
BUYER
BUYER
BUYER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
BUYER or SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
SELLER
BUYER
BUYER
BUYER
SPLIT
SPLIT
SELLER
SPLIT
SPLIT
SPLIT
SPLIT
SPLIT
SELLER
SELLER
SELLER
SPLIT
SPLIT
SPLIT
SELLER
SPLIT
Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.
AZ Sellers Guide | 11
The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
AZ Sellers Guide | 12
Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property eview the title commitment and begin the process of working with you R and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender. oordinate with the buyer’s lender on the preparation of the Closing C Disclosure (CD) rorate fees, such as real property taxes, per the contract and prepare the P settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds eview documents and ensure all conditions are fulfilled and certain legal R requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer fter recording is confirmed, close escrow and disburse funds, including A proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13
Understanding Title Insurance Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records. AZ Sellers Guide | 14
The Title Industry & Title Insurance in Brief
WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
Compare First American’s Eagle Policy® for Owners Protection from: 1
Someone else owns an interest in your title
2
A document is not properly signed
3
Forgery, fraud, duress in the chain of title
4
Defective recording of any document
5
There are restrictive covenants
6
There is a lien on your title because there is:
EAGLE
Compare First American’s Eagle Policy® for Owners
ALTA Standard or CLTA 21
Post-policy prescriptive easement
22
Covenant violation resulting in your title reverting to a previous owner
23
Violation of building setback regulations
24
Discriminatory covenants Other benefits:
25
Pays rent for substitute land or facilities
26
Rights under unrecorded leases
27
Plain language statements of policy coverage and restrictions
c) a charge by a homeowner’s association
28
Compliance with Subdivision Map Act
7
Title is unmarketable
29
Coverage for boundary wall or fence encroachment*
8
Mechanics lien
30
9
Forced removal of a structure because it:
Added ownership coverage leads to enhanced marketability
31
Insurance coverage for a lifetime
32
Post-policy inflation coverage with automatic increase in value up to 150% over five years
33
Post-policy Living Trust coverage
a) a deed of trust b) a judgement, tax, or special assessment
a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10
Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance
11
Unrecorded lien by a homeowners association
12
Unrecorded easements
13
Building permit violations*
14
Restrictive covenant violations
15
Post-policy forgery
16
Post-policy encroachment
17
Post-policy damage from extraction of minerals or water
18
Lack of vehicular and pedestrian access
19
Map not consistent with legal description
20
Post-policy adverse possession
ALTA Standard or CLTA
EAGLE
* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.
As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
AZ Sellers Guide | 15
Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
AZ Sellers Guide | 16
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws. You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
AZ Sellers Guide | 17
Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move. Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day. Change of address. Visit USPS for change of address form. Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Packing materials. Gather moving boxes and packing materials for your move.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale. Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy. Changing Schools. If changing schools, contact new school for registration process.
FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address. Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities. Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move. Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move. Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
AZ Sellers Guide | 18
Start packing. Begin packing for your new location. Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck! Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day. Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist. Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed. Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move. Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
5
1
8
Central Arizona
7
4
11 3 9
First American Title Branch Locator 10
6
15
OL
DW
GOLDFIELD
CRISMON
16
SIGNAL BUTTE
2
ES
TH
WY
17
12
13
IN SK
GS
RA
NC
H
14
1 SUN CITY WEST
5 A NTHEM
9 K IERLAND COMMONS
13 C HANDLER PORTICO
2 G OODYEAR
6 PHOENIX CAMELBACK
10 SCOTTSDALE FORUM
14 G ILBERT SAN TAN
7 D ESERT RIDGE
11 D C CROSSING
623.299.3644 | Fax 877.858.8099 13940 W Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson 623.936.8001 | Fax 866.764.4706 1626 N Litchfield Rd. Suite #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield
3 A RROWHEAD
623.487.0404 | Fax 866.764.4703 16165 N 83rd Ave, #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave
4 T HE LEGENDS
623.537.1608 | Fax 888.279.8559 20241 N 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101
623.551.3265 | Fax 866.764.4708 39508 N Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 602.954.3644 | Fax 866.874.1067 2201 E Camelback Rd, #120B Phoenix, AZ 85016 SE corner of Camelback/22nd Street 480.515.4369 | Fax 866.303.1392 20860 N Tatum Blvd, #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101
8 C AREFREE
480.575.6609 | Fax 877.331.2252 7202 E Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.
480.948.6488 | Fax 866.895.7958 14648 N Scottsdale Rd, Suite #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 480.551.0480 | Fax 866.874.1064 6263 N Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 480.563.9034 | Fax 866.314.2283 18291 N Pima Rd, #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy
12 A HWATUKEE
480.753.4424 | Fax 888.279.8546 4435 E Chandler Blvd, #100 Phoenix, AZ 85048 SW corner Chandler/45th St.
480.777.0051 | Fax 866.417.0638 2121 W Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.
17 G OLD CANYON
480.288.0883 | Fax 866.841.8917 6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.
480.777.0614 | Fax 888.279.8548 1528 E Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.
15 M ESA
480.833.5301 | Fax 888.279.8550 1630 S Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley
16 R ED MOUNTAIN
480.534.3599 | Fax 888.889.7245 1135 N Recker Rd, #103 Mesa, AZ 85205 SE corner of Recker & Brown
AZ Sellers Guide | 19
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