10355 N La Cholla Blvd

Page 1

10355NorthLaChollaBlvd. Tucson,AZ85742

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IMPORTANT -- PLEASE READ CAREFULLY: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

Subject Property 10355 N La Cholla Blvd Oro Valley AZ APN:85742224-43-0660 Data Provided By: First American Title Ins Co © 2022 CoreLogic. All rights reserved

© 2022 CoreLogic. All rights reserved

Disclaimer

Data Provided By: First American Title Ins Co

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

Last Market Sale Information Recording/Sale Date : 08/27/2020 / 08/25/2020 Deed Type : Warranty Deed Sale Price : $113,000 Price Per SqFt : $0.99 Document # : 2400440

Vesting Codes : / / Community Property Owner OccupiedIndicator : A Location Information

Title Company : Stewart Title & Tr/tucson Seller Name : Hallberg Jerome R & Yolanda

Legal Description : Chaparral Heights Lot 57 Aka Lot 57 Chaparral Heights Ros 20/094 County : Pima, Az APN : 224-43-0660 Census Tract / Block : 46.32 / 1 Subdivision : Chaparral Estates 02

Subject Property :   10355 N La Cholla Blvd Oro Valley AZ 85742 Name : Vanderah Todd / Vanderah Antoinette Mailing Address : 6869 N Maria Pl, Tucson AZ 85704-4289 C003

Prior Sale Information Prior Rec/Sale Date : 03/18/2013 / 03/13/2013 Prior Doc Number : 770478

Prior Sale Price : $85,000 Prior Deed Type : Special Warranty Deed Property Information Land Use : Residential Lot Zoning : R1-20 Lot Size : 113,576 County Use : Vac SubdRes-urban Lot Acres : 2.61 State Use : Vac SubdRes-urban Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Owner Information Owner

Township-Range- Sect : 12S-13E-16 Map Reference : 16-12S-13E

Legal Book/Page : 27-20 School District : Amphitheater Legal Lot : 57 Munic/Township : Amphitheater Market Area : 11

Customer Name

All

Total Value : $137,000 Property Tax : $2,144.75 Current AssessedYear : 2023 Total TaxableValue : $14,553 Tax Rate Area : 1026 Current YearValue :Total $17,250 Assessed Year : 2021 Market Value : $137,000 Current YearValue :Land $17,250 Year : 2021 : Mrazek

Customer Company Name : First American Title Prepared On : 09/02/2022 © 2022 CoreLogic. rights

Insurance Company

Tax

reserved

Lisa

Tax Information

Sales Analysis Criteria Subject Property Low High Average Sale Price $113,000 $195,000 $260,000 $227,500 Bldg/Living Area Price Per Square Foot $0.99 $2 $5 $3.47 Year Built Lot Size 113,576 42,416 110,008 76,212 TotalStoriesBathroomsBedroomsAssessed Value $137,000 $119,000 $134,000 $126,500 Distance From Subject 0 0.3 0.53 0.42 Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Map Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Owner Name: Cahill Christopher /Cahill Angie APN / Alternate APN: 224-43-079A / Deed Type: Warranty Deed Land Use: Residential Lot Subdivision / Tract: Chaparral Estates 02 / Lot Size: 110,008 Year Built / Eff: / Rec. Date / Price: 02/23/2022 / $260,000 Living Area: # of units: Document #: 540843 Bedrooms: Pool: Total Tax Value: $134,000 Bath(F/H): / #2   9928 N Rabwa Pl Tucson Az 85742

Details of Comparables Subject Property: 10355 N La Cholla Blvd Oro Valley Az 85742

Owner Name: Abanishe James / APN / Alternate APN: 224-41-0100 / Deed Type: Warranty Deed Land Use: Residential Lot Subdivision / Tract: Tecolote De Oro / Lot Size: 42,416 Year Built / Eff: / Rec. Date / Price: 07/20/2022 / $195,000 Living Area: # of units: Document #: 2010424 Bedrooms: Pool: Total Tax Value: $119,000 Bath(F/H): /

Owner Name: Vanderah Todd /Vanderah Antoinette APN / Alternate APN: 224-43-0660 / Deed Type: Warranty Deed Land Use: Residential Lot Subdivision / Tract: Chaparral Estates 02 / Lot Size: 113,576 Year Built / Eff: / Rec. Date / Price: 08/27/2020 / $113,000 Living Area: # of units: Document #: 2400440 Bedrooms: Pool: Total Tax Value: $137,000 Bath(F/H): / #1   2201 W Owl Head Pl Oro Valley Az 85742

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Subject Property :   10355 N La Cholla Blvd Oro Valley AZ 85742 Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421

First

05249570321 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd NF38 W Avra Valley Rd E Grand Va ey DrNAguirreRd dRkLNuce dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucker Rd W Rudas l Rd W Manvi e Rd SSanJoaquinRdWBopp Rd W Snyder H l RddRSMarsear W Park Rd W Hermans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESstancaDr EDesertDove E Hemlock Dr BNearCanyonRdW E Camino Del Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR E Nona Rd Ch efButteRd Lo al Ave NTricoRd SCattleTankRd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd NTrcoRd W Bayard Rd dRSSandaro WillowSpringsRd N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWacaanc Road424 WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd SGuildRd 80 NKINNEYRD SPICACHOHWYE BAUMGARTNER RD SNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD PARK LINK DR SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Oracle Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Red Rock Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06 PIMA COUNTY School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO UNIFIED 111 N. Well Road, Ajo, AZ 85321 520.387.5618 51 ALTAR VALLEY ELEMENTARY 10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484 10 AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000 16 CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500 39 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243 11 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 30 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502 12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000 13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751 01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000 20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF

Richard B Wilson Junior School Distance 1.71 Miles 2330 W Glover Rd Oro Valley AZ 85742

Lowest Grade : Pre-K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 1017 Total Expenditure/Student : 132

Customer Name : Lisa Mrazek

Public Schools : Elementary Schools

Telephone : (520) 696-5800 School District : Amphitheater Unified District (4406)

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 381 Total Expenditure/Student : 132

Ironwood Elementary School Distance 1.78 Miles 3300 W Freer Dr Tucson AZ Telephone :85742(520) 579-5150 School District : Marana Unified District (4404)

Copper Creek Elementary School Distance 2.28 Miles 11620 N Copper Spring Trl Tucson AZ 85737

Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Lowest Grade : Pre-K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 399 Total Expenditure/Student : 269

Telephone : (520) 696-6800 School District : Amphitheater Unified District (4406)

Telephone : (520) 579-4400 School District : Marana Unified District (4404)

Leman Academy Of Excellence-oro Valley Arizona Distance 2.41 Miles 1410 W Tangerine Rd Oro Valley AZ 85755

Pcjted - Ironwood Ridge High School Distance 1.06 Miles 2475 W Naranja Dr Oro Valley AZ 85742 Telephone : (520) 696-3902 School District : Pima County Jted (89380)

Total Expenditure/Student : 132 Advanced Placement : No Mountain View High School Distance 2.27 Miles 3901 W Linda Vista Blvd Tucson AZ 85742

Total Expenditure/Student : 269 Advanced Placement : No Customer Name : Lisa Mrazek

Telephone : (520) 912-4005 School District : Leman Academy Of Excellence Inc. (92730)

Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 1713

Total Expenditure/Student : Advanced Placement : No Ironwood Ridge High School Distance 1.06 Miles 2475 W Naranja Dr Oro Valley AZ 85742 Telephone : (520) 696-3902 School District : Amphitheater Unified District (4406)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 1790

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Lowest Grade : K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 749 Total Expenditure/Student : High Schools

Pcjted - Mountain View High School Distance 2.31 Miles 3901 W Linda Vista Blvd Tucson AZ 85742 Telephone : (520) 579-4400 School District : Pima County Jted (89380) Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0 Total Expenditure/Student : Advanced Placement : No Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Banks / Financial Name Address Telephone Distance (Miles)

Jamielee Art, Llc 1780 W Eagle Crest Pl Tucson Az (520) 575-8176 0.97

© 2022 CoreLogic. All rights reserved

Gladys Robinson-burton 10699 N Sundust Ct Oro Valley Az (520) 358-7859 0.91

Grama's Home, Llc 9950 N Wild Creek Dr Oro Valley Az (520) 349-2248 0.52 Better Beauty & Health Llc 1857 W Wimbledon Way Oro Valley Az (703) 850-3993 0.57

Local

Name : Lisa Mrazek Customer Company Name : First

Nova Financial & Investment Corporation 11115 N La Canada Dr # 15 Tucson Az (520) 219-4400 1.39

Name Address Telephone Distance (Miles)

Jpmorgan Chase Bank, National Association 10310 N La Canada Dr Tucson Az (520) 219-3070 1.05

Services Name

Lrp Racing 9893 N Hcienda Hermosa Dr Oro Valley Az (520) 297-6742 0.95

Jerry Mccoy, M.d., P.c. 10372 N Derrio Canyon Pl Oro Valley Az (520) 572-7094 0.09

U.s. Bank National Association 9705 N Thornydale Rd Tucson Az (520) 572-7511 2.14

Accelerated Golf Academy, Llc 2799 W Appaloosa Rd Tucson Az (520) 742-0727 0.89

Eating / Drinking Name Address Telephone Distance (Miles)

H. Thomas Hendrickson, Jr., D.m.d., P.c. 2485 W Lambert Ln Oro Valley Az (520) 748-6325 0.45

Customer American Title Prepared On 09/02/2022

:

AttractionsBusiness/Recreation

Couture Cake Jewelry L.l.c. 2681 W Camino Llano Tucson Az (520) 661-6963 0.93 Mom And Dad Place 9980 N Shannon Rd Tucson Az (520) 612-7190 1.03

Health Care Address Telephone Distance (Miles)

Pb & J Pizza Group, Inc. 9701 N Paseo Corona Tucson Az (520) 219-4102 0.87

Westar Mortgage And Realty Corporation 1775 W Wimbledon Way Tucson Az (520) 298-1993 0.65

Insurance Company

Rosati's Pizza 9701 N Paseo Corona Tucson Az (520) 307-4699 0.87

Hardcore 24 Gym Llc 2871 W Camino De La Joya Tucson Az (520) 784-3099 1.15 Path Health And Fitness 2014 W Golden Rose Pl Tucson Az (520) 229-8566 1.26 Pilates 1133 W Saddlehorn Dr Tucson Az (520) 219-9231 1.56 Strength & Fitness, Llc 1639 W Silver Berry Pl Oro Valley Az (520) 219-5149 1.66 Name Address Telephone Distance (Miles) Store 10410 N La Canada Dr Oro Valley Az (520) 742-3990 1.05 Shamrock Refining And Marketing Company 10410 N La Canada Dr Tucson Az (520) 742-3990 1.05 Food & Drug Centers, Inc. 10450 N La Canada Dr Oro Valley Az (520) 877-9207 1.05 Kroger Co 10450 N La Canada Dr Oro Valley Az (520) 877-9269 1.05 Name : Lisa Mrazek : First American Title Company Prepared On : 09/02/2022 2022 CoreLogic. rights

Organizations / Associations Name

Grace

Refine

The Tombstone Grand Hotel 10906 N Sand Canyon Pl Oro Valley Az (520) 797-0430 0.7 Marana, Inc. 10891 N Canada Hills Ct Oro Valley Az (520) 742-7082 0.71 Worldwide 10555 N La Canada Dr Oro Valley Az (520) 544-1900 1.18 Elen Zank 9455 N Camino Del Plata Tucson Az (520) 742-3969 1.2 Address Telephone Distance (Miles)

Personal Services Name

Corner

Customer

Customer Company Name

All

Viking

Casas Adobes Baptist Church 10801 N La Cholla Blvd Oro Valley Az (520) 297-0922 0.56 Community Covenant Church Inc 9755 N La Cholla Blvd Tucson Az (520) 575-1444 0.74 Dalton Kent 9880 N Camino Del Sauce Tucson Az (520) 297-0078 0.83 Christian Fellowship 9662 N La Cholla Blvd Tucson Az (520) 544-7638 0.85 Address Telephone Distance (Miles)

Mrhp

Chosen

Shopping

reserved

The

Hospitality Name Address Telephone Distance (Miles)

Alive

Diamond

Smith's

Insurance

©

Hilton

Total Value : $608,351 Sale Price  : $820,000 Bed / Bath : / 6 Property Tax : $8,365.58

10372 N DERRIO CANYON PL Distance 0.07 Miles

10354 N DERRIO CANYON PL Distance 0.09 Miles

Owner Name : Ferherr Llc Subdivision : Chaparral Heights Sale Date : 12/04/2020 Recording Date : 12/21/2020

Total Value : $592,194 Sale Price  : $800,000 Bed / Bath : / 5 Property Tax : $8,127.50

Yr Blt / Eff Yr Blt : 2003 / APN : 224-43-0670

Land Use : Sfr Lot Acres : 0.90 Stories : 1 Living Area : 3,862 Yr Blt / Eff Yr Blt : 2005 / APN : 224-43-064E

Owner Name : Mc Coy Jerry Subdivision : Chaparral Heights Sale Date : 04/00/2004 Recording Date : 06/01/2004 Total Value : $669,904 Sale Price  : $178,100 Bed / Bath : / 5 Property Tax : $9,272.75

Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Yr Blt / Eff Yr Blt : 2007 / APN : 224-43-065D

Stories : 1 Living Area : 3,969

Owner Name : Cunningham Robert W Subdivision : Chaparral Heights Sale Date : 08/30/2013 Recording Date : 09/25/2013

Land Use : Sfr Lot Acres : 2.12 Stories : 1 Living Area : 3,906

10325 N LA CHOLLA BLVD Distance 0.06 Miles

10390 N DERRIO CANYON PL Distance 0.06 Miles

Land Use : Sfr Lot Acres : 1.77

Owner Name : Puebla-hurtado Mario Subdivision : Chaparral Estates 02 Sale Date : 03/02/2021 Recording Date : 03/12/2021

Total Value : $676,000 Sale Price  : $735,000 Bed / Bath : / 4 Property Tax : $9,362.61 Land Use : Sfr Lot Acres : 1.06 Stories : 1 Living Area : 3,888 Yr Blt / Eff Yr Blt : 2006 / APN : 224-43-063D

Customer Name : Lisa Mrazek

10371 N DERRIO CANYON PL Distance 0.12 Miles

10336 N DERRIO CANYON PL Distance 0.13 Miles

Owner Name : Brahler Adrian Mitchell Subdivision : Chaparral Estates 02 Sale Date : 01/00/2021 Recording Date : 01/08/2021

10255 N LA CHOLLA BLVD Distance 0.12 Miles

Owner Name : Leyvas Fred Subdivision : Chaparral Heights Sale Date : 07/14/2014 Recording Date : 07/14/2014

Land Use : Sfr Lot Acres : 1.81 Stories : 1 Living Area : 2,966

Yr Blt / Eff Yr Blt : 2015 / APN : 224-43-057J

Owner Name : Metropolitan Domestic Water Im Lot Acres : 0.16

Land Use : Sfr Lot Acres : 2.40 Stories : 1 Living Area : 4,844 Yr Blt / Eff Yr Blt : 2008 / APN : 224-43-062D

Owner Name : Wurley Llc Subdivision : Chaparral Heights Sale Date : 10/25/2006 Recording Date : 11/13/2006 Total Value : $799,260 Sale Price  : $330,000 Bed / Bath : / 6 Property Tax : $11,179.19

Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Customer Name : Lisa Mrazek

10381 N DERRIO CANYON PL Distance 0.15 Miles

Total Value : $613,648 Sale Price  : $806,000 Bed / Bath : / 5 Property Tax : $8,649.98

Stories : 1 Living Area : 3,594 Yr Blt / Eff Yr Blt : 2016 / APN : 224-43-0680

Land Use : Sfr Lot Acres : 2.88

Total Value : $534,799 Sale Price  : $85,500 Bed / Bath : / 4 Property Tax : $7,881.66

Total Value : $500 APN : 224-43-057F Land Use  : Tax Exempt

Estimate in 5 Years: 2,340 18 - 24 8.44% Growth Last 5 Years: -5.09% 25 - 64 54.44% Growth Last 10 Years: -174.2% 65 - 74 10.55% 75+ Household Size Household Income

Estimate in 5 Years: 886 $35,000 - $50,000 10.39% Growth Last 5 Years: -2.36% $50,000 - $75,000 15.52%

$800 - $1,999: 70.4% $150,000 - $200,000: 42.27% Over $2,000: 14.01% $200,000 - $300,000: 15.47%

Census Tract / block: 46.32 / 1     Year: 2018 Household Population Population by Age Count: 2,513 0 - 11 Estimate Current Year: 2,478 12 - 17

Median Home Value: $193,900 $300,000 - $500,000: 20.83%

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. rights reserved

Average Current Year: 2.68 $25,000 - $35,000 11.35%

Current Year: 934 0 - $25,000 3.43%

Unit Occupied Owner: 87.9% Above $500,000: 7.19% Median Mortgage: $986

All

Growth Last 10 Years: -1.91% $75,000 - $100,000 16.17% Male Population: 46.8% Above $100,000 43.15% Female Population: 53.2% Average Household Income: $86,818 Married People: 65.37% Unmarried People: 34.63% Housing Median Mortgage Payments Home Values Under $300: 1.34% Below $100,000: 1.71% $300 - $799: 14.25% $100,000 - $150,000: 12.55%

All

Rent Payments Year Built Unit Occupied Renter: 12.1% 1999 - 2000 Median Gross Rent: $1,427 1995 - 1998 Less Than $499 0% 1990 - 1994 $500 - $749 0% 1980 - 1989 26.93% $750 - $999 0% 1970 - 1979 1.4% $1000 and Over 100% 1900 - 1969 3.2% Education Enrollment Public Pre-Primary School: 0.25% Not Enrolled in School: 74.53% Private Pre-Primary School: 1.07% Not A High School Graduate: 0.45% Public School: 21.15% Graduate Of High School: 14.6% Private School: 4.33% Attended Some College: 29.98% Public College: 5.44% College Graduate: 38.29%

Private College: 0.33% Graduate Degree: 16.68% Occupation: Manager/Prof: 46.5% Private Worker: 61.18% Technical: Government Worker: 16.99% Sales: 24.37% Self Employed Worker: 3.65% Administrative: Unpaid Family Worker: 10.06% Private House Hold: Farming: 3.65% Service: 16.69% Skilled: Protective Services: Blue-Collar: 12.44% Time Less Than 15 Min: 19.17% 15 min - 28 min: 32.58% 30 min - 57 min: 39.4% Over 60 min: 8.85% Customer Name : Lisa Mrazek

Commute

Workforce

Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. rights reserved

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/02/2022 © 2022 CoreLogic. All rights reserved

+ FIRST AMERICAN TITLE, FC0, LMRA PIMA, AZ 09/02/2022  04:34PM  RL13  INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1 SEARCH PARAMETERS PARCEL:  224-43-0660 PARCEL: 224-43-0660 INSTRUMENT REC DATE OWNER: VANDERAH TODD & ANTOINETTE  AFFIDAVIT    2020 2400440 08/27/2020  SITUS: 10355 N LA CHOLLA BL OV  MAIL: 6869 N MARIA PL  TUCSON AZ 85704  PLAT: LOT 00057 BLOCK LEGAL: CHAPARRAL HEIGHTS LOT 57 AKA LOT 57 CHAPARRAL HEIGHTS ROS 20/094  CURRENT TAXES INFORMATION THROUGH 07/28/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS PRIMARY  14,553  0  0  9.4097  1026 SECONDARY  20,550  0  0  5.3279  2021 TOTAL TAX BILLED 2,144.75 2021  TAX AMT TAX DUE INTEREST DATE PAID TOTAL DUE FIRST HALF  1,072.38  0.00  0.00  10/06/2021  0.00  SECOND HALF  1,072.37  0.00  0.00  03/07/2022  0.00  TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00 IMPROVEMENTS BLDG SQFT  0 FULL CASH VALUE  137,000 YEAR BUILT  0 LAND USE  00 11 NUMBER OF STORIES LOT SIZE  1 STDLT STORIES HEIGHT  0 SCHOOL DISTRICT  1026 EXTERIOR WALLS LAND FULL CASH VALUE  137,000 GRADE MATERIALS IMPR FULL CASH VALUE  0 SALES SALE DATE SALE AMOUNT INSTRUMENT TYPE SELLER NAME VALIDITY 08/27/2020 113,000    2020 2400440 WD HALLBERG JEROME R & YOLAND 03/18/2013 85,000    2013 770478 SW T18299 01/07/2000 1,540,000    11209 2419 SD STEWART TITLE T2002 M ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: RESIDENTIAL LOT END SEARCH

ConditionsCovenants,&Restrictions

Thank you for the opportunity to be of service. Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c). This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

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to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Count On Us For Stability

Count On Us To Meet Your Needs

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

Count on First American Title

Count On Us For Convenience

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

AZ Sellers Guide | 3

- concerned about having strangers walking through your home?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

› Is experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

› Can remain objective when presenting offers and counter-offers on your behalf.

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- aware that every time you leave your home, you are taking it off the market until you return?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

› Maintains errors-and-omissions insurance. › Will listen to your needs, respect your opinions and allow you to make your own decisions.

Do you... - have the knowledge, patience, and sales skills needed to sell your home? - know how to determine your home’s current market value? - know how to determine whether or not a buyer can qualify for a loan?

› Knows how to price your home realistically, to give you the highest price possible within your time frame. › Is experienced in creating demand for homes and how to show them to advantage.

- understand the steps of an escrow and what’s required of you and the buyer? - need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

› Knows how to go toe-to-toe in negotiations.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

Are you... - aware of conditions in the marketplace today that affect value and length of time to sell?

AZ Sellers Guide | Benefits4 of using a Professional REALTOR ®

A REALTOR ® : › Understands market conditions and has access to information not available to the average homeowner. › Can advertise effectively for the best results.

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

FOR SALE BY OWNER

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

- know how to advertise effectively and what the costs will be?

AZ Sellers Guide | 5

ESCROW OFFICER

LISTING AGENT

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

Key Professionals Involved in Your Transaction

MULTIPLE LISTING SERVICE (MLS)

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

BUYER'S AGENT

TITLE COMPANY

REAL ESTATE AGENT

REALTOR ® A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Repair or replace worn shutters and other exterior trim. Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound. Ensure that all exterior lights are working. Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them. Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans. Replace worn shower curtains. Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view. Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly. Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters. Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.

YOURFORPREPARINGSALEHOME

If screens or windows are damaged, replace or repair them.

AZ Sellers Guide | 6

Mow and edge the lawn regularly, and trim the shrubs. Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed.

Staging your home for Show

If possible you, your pets, and your children should be gone while your home is being cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.

AZ Sellers Guide | 7

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise.

Cleanshown.trash

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. Clear all clutter from counter tops. Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

AZ Sellers Guide | 8

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Annual Percentage Rate (APR)

TRID TILA-RESPA Integrated Disclosures

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.” Recording

Legal Description

Close of Escrow

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

An instrument used in many states in place of a mortgage.

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Deed of Trust

Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property. Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

PITI A payment that includes Principal, Interest, Taxes, and Insurance.

Terms You Should Know

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Easement

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed Restrictions

Power of Attorney

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Closing Disclosure (CD)

Endorsement

Lien

Appraisal

Beneficiary

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust. Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application. Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.

AZ Sellers Guide | 9

Consummation

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Chooses a Real Estate Agent Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

AZ Sellers Guide | 10

Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.

Upon receipt of order and earnest money deposit, orders title examination. Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate. Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan Underwritingapproval.reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

THE SELLER

Coordinatesconsummation.withlender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

THE LENDER

Chooses a Real Estate Agent Gets pre-approval letter from Lender and provides to Real Estate Agent. Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title. Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

THE BUYER

The Life Of An Escrow

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

Schedules signing appointment and informs buyer of funds due at settlement.

THE ESCROW OFFICER

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other. Closing Costs: Who Pays What

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

WHAT IS AN ESCROW?

HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

The Escrow Process

AZ Sellers Guide | 12

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Professional

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met Request funds from buyer and buyer’s new lender

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties

Your Escrow May:

Open escrow and deposit good faith funds into an escrow account

AZ Sellers Guide | 13

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

Title Insurance

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

WHAT IS TITLE INSURANCE?

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property

Understandingrecords.

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

AZ Sellers Guide | 14

WHEN IS THE PREMIUM DUE?

WHY IS TITLE INSURANCE NEEDED?

The Title Industry & Title Insurance in Brief

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As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

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Post-policy prescriptive easement 22 Covenant violation resulting in your title reverting to a previous owner 23 Violation of building setback regulations 24 Discriminatory covenants Other benefits: 25 Pays rent for substitute land or facilities 26 Rights under unrecorded leases 27 Plain language statements of policy coverage and restrictions 28 Compliance with Subdivision Map Act 29 Coverage for boundary wall or fence encroachment* 30 Added ownership coverage leads to enhanced marketability 31 Insurance coverage for a lifetime 32 Post-policy inflation coverage with automatic increase in value up to 150% over five years 33 Post-policy Living Trust coverage * Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

Protection from: Someone else owns an interest in your title A document is not properly signed

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Forgery, fraud, duress in the chain of title Defective recording of any document There are restrictive covenants There is a lien on your title because there is: a) a deed of trust b) a judgement, tax, or special assessment c) a charge by a homeowner’s association Title is unmarketable 8 Mechanics lien 9 Forced removal of a structure because it: a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance Unrecorded lien by a homeowners association Unrecorded easements Building permit violations* Restrictive covenant violations Post-policy forgery Post-policy encroachment Post-policy damage from extraction of minerals or water Lack of vehicular and pedestrian access Map not consistent with legal description Post-policy adverse possession First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA 21

Compare

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AZ Sellers Guide | 15 Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

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AZ Sellers Guide | 16

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

WHAT HAPPENS NEXT?

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.

Closing Your Escrow

You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

THE CLOSING OR SIGNING APPOINTMENT

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

AZ Sellers Guide | 17

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

DON'T FORGET YOUR IDENTIFICATION

THE CLOSING DISCLOSURE

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck! Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day. Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

AZ Sellers Guide | 18

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

SIX WEEKS BEFORE: Create an inventory sheet of items to move. Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies. Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

FOUR WEEKS BEFORE: Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Changing Schools. If changing schools, contact new school for registration process.

MOVINGReviewDAY:thehouse. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist. Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Start packing. Begin packing for your new location.

Planning your move

Change of address. Visit USPS for change of address form. Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Packing materials. Gather moving boxes and packing materials for your move. Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale. Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

AZ Sellers Guide | 19 Your Notes:

AZ Sellers Guide | 20 Your Notes:

AZ Sellers Guide | 21 Your Notes:

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AZ Sellers Guide | 22

1 SUN CITY WES T Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson GOODYEAR Rd. Ste. #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield 3 ARROWHEAD 16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave 4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101 5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018 NE Corner of Camelback/32nd Street 7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028 N of Shea, E side of Tatum 8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr. 9 KIERLAND COMMONS 14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy 12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048 SW corner Chandler/45th St. 13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd. 14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd. 15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley 16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205 SE corner of Recker & Brown 17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

13940623.299.3644W.Meeker

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral First American Title Branch Locator

1626623.936.8001N.Litchfield

NBarkervilleRd W Fort Lowe Rd dSPNumpationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGnRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNighSkySt SBadyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandario WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax M ne Rd dRhRiGWacaanc Road424 ed Top Rd W Ruby S ar D WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENC A RD W MOORE RD W INA RD ESN1TAV E SUNR SE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23

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3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718 4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122 5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704 6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718 7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622 8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737 9 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704 10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747 11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718 12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718 TANQUE VERDE 520.202.2626 Fax 520.495.6151 E. Tanque Verde Tucson, AZ 85715 NTweedyRd E Randolph Rd W Kleck Rd E K eck Rd W Se ma Hwy STrekellRd SHennessRd E Selma Hwy W Co nman Rd W Pretzer Rd SLambRd SLaPalmaRd E M gan Rd E M gan Rd W A es Dr E Curtis Rd ESsancaDr EDesertDove HearthRd E Hemlock Dr BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd GoffRanchRd

AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd W Avra Valley Rd E G and Va ey DrNAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudasi Rd W Manv l e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRinconado SWimotRd SShawRd SSierritaMountainRd SKobRdW Tw nButtes Rd W Mcgee Ranch Rd ESstanca BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR Cont nental Ave NTricoRd SOwlHeadGasLineRd NTricoRd W Bayard Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWarcaanc Road424 WRagged Top Rd W Ruby S a Dr WBritten RanchRd W Pima Mine Rd ellRdS S Mcgee RanchRd E Edw n Rd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCuryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRlSMarsear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNllRinconado SWimotRd SShawRd SSierritaMountainRd boRdRd W Woodru Rd ONveriedRd W Rando ph Rd W BartlettNRdLaPamaRd

1 MAIN OFFICE 520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715 2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

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