When FinClub launched four years ago, it began with a bold idea:
Finance could be easier, faster and more human.
Today, with over Rs 224.2 million in loans disbursed and a thriving community of 2,000+ lenders, that vision continues to grow stronger. Behind every loan, there’s a dream being realised, a home renovated, a business expanded and a life uplifted. Behind every investment, there’s trust. Behind every milestone, there’s you, our borrowers, lenders and team.
This milestone belongs to every borrower, every lender and every team member who said yes to a new kind of finance.”
Sanjay Mungur, Founder & CEO
SME LOAN:
BORROW UP TO MUR 5,000,000
Because loyalty deserves to be rewarded, FinClub is extending its SME loan facility up to MUR 5 million, exclusively for existing customers with a solid repayment record.
Grow your business further with flexible terms and faster access to financing.
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PERFOMANCE SNAPSHOT
Business Growth, September 2021 - September 2025
In just four years, FinClub has transformed Mauritius’ lending landscape, empowering thousands of individuals and SMEs through innovative and affordable digital financing.
Here’s how far we have come from our humble beginnings in 2021 to September 2025.
Loan Applications
From just 8 applications in 2021 for MUR 434,000 to over 11,800 applications for MUR 1.86 billion by September 2025, FinClub’s growth story reflects the accelerating adoption of peer-to-peer lending in Mauritius. The rising number of applications underscores our expanding reach and strong borrower confidence in digital finance.
Loans Approved
Total approved loans now exceed MUR 260 million, a clear indicator of FinClub’s strong credit assessment framework and investor participation. This milestone reinforces our mission to make finance accessible, transparent and rewarding for all.
Faster Funding Reflects Growing Lender Confidence
Since FinClub’s inception, the average time taken by lenders to fund approved loans has dropped dramatically from 33 days in 2021 to just 2 days in 2025. This remarkable improvement demonstrates how FinClub’s expanding lender network, improved platform efficiency and stronger borrower–lender trust have accelerated the funding process, ensuring that approved borrowers receive financing rapidly.
Average Loan Size (MUR)
The average loan size has climbed steadily to MUR 157,000 since launch, highlighting a shift toward higher-value financing. This evolution reflects FinClub’s growing role in supporting SMEs and individuals seeking sustainable funding for growth.
As at 30 September 2025
LENDERS
35
NEW ACTIVE LENDERS
98 LOANS DISBURSED BORROWERS
27.2%
LOAN APPROVAL RATE
Rs 29.8 M
TOTAL LOAN DISBURSED
Rs 13.8 M
TOTAL FUNDS RAISED
Rs 33.7 M
TOTAL FUNDING
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WHY MORE INVESTORS ARE CHOOSING FINCLUB?
Many still trust banks by default but FinClub offers more:
▪ Higher returns
▪ Full transparency & real-time control
▪ Tangible social impact
Licensed by the Financial Services Commission (FSC) Mauritius, FinClub ensures that your money is handled responsibly, while helping real people access opportunities, start businesses and pursue dreams.
You’re not just investing. You’re making your money matter.
Start Investing Today!
Compound interest is what happens when your interest starts earning interest, turning simple growth into exponential returns.
At FinClub, you earn compounding interest as you reinvest your monthly earnings in other projects, allowing your money to grow smarter, not harder.
The earlier you start, the stronger the effect.
Learn more
TEAM SPOTLIGHT
Kritish BHURUTH, Credit Analyst
Since joining FinClub in October 2024, Kritish has been a cornerstone of our Operations Department.
He supports borrowers from application to approval, ensuring every case is handled with care and precision.
“It’s fulfilling to know that my work not only helps manage risk but also supports businesses in achieving their growth potential."
- Kritish, Credit Analyst, FinClub
Need a loan?
Contact us
FINSPARK TOWNHALL
United by innovation, driven by people
In August, we held our first FinSpark Townhall, an internal event bringing the FinClub team together to share knowledge, celebrate milestones and build stronger collaboration.
The programme combined an address from our CEO, Sanjay Mungur, lightning talks from our product champions, team quizzes and open exchanges. The atmosphere reflected what drives us every day: innovation, growth and unity.
FinSpark showed the strength of our people and the spark we carry forward together.
KEY EVENTS THIS QUARTER
June
Dental Clinic Sponsorship
FinClub partnered with Forma Pro to promote access to essential dental care through flexible financing. The two day conference brought together dental professionals, practioners and industry leaders.
July
CEO Talk at University of Mauritius
Our CEO joined a panel of thought leaders on "Financial Sector Development in the Digital Era", sparking new ideas for the future of finance.
August
Dental Clinic Sponsorship
FinClub collaborated with Briton Travel Tours, one of its Channel Partners, to make dream vacations possible through its affordable financing solutions.
