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Housing Impact Infographic-D9 (1) (1)

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LiUNA and Fengate

housing impact report Canada’s Housing Market Needs Urgent Action – And We’re Building Solutions The Canadian housing market is at a breaking point. New construction has stalled, and development charges are skyrocketing. Projects across Canada are delayed or cancelled because of escalating financing costs and bureaucratic red tape. For many families, what was once a realistic dream, owning a home or renting securely, is now slipping further away. At LiUNA and Fengate, we’re not waiting for the market to correct itself. We’re acting now.

Residential market overview CONSTRUCTION STARTS IN 2025

448 homes

417 homes

The Dennis

Toronto, ON Rental community

The Forty-Eight Hamilton, ON Rental community

September 3

221 homes

October 29

One of the first projects to break ground under the City of Toronto's Purpose Built Rental Incentives Stream

1105 McCraney Oakville, ON Seniors Housing

November 5

404 homes Church & Main

Canada needs 480,000 homes per year until 2035, totalling 4.8 million new homes over the next decade (CMHC).

Brampton, ON Rental community

November 12

425 homes 1047 Richmond

5 Residential

Ottawa, ON Rental community

communities

Fall 2025

&

1,915 Total homes

ONTARIO RESIDENTIAL DEVELOPMENT SNAPSHOT

34%

Overall residential construction starts down in Ontario (Missing Middle Initiative)

RESIDENTIAL PIPELINE: COMMUNITIES DELIVERING IN 12 - 16 MONTHS

260 homes

616 homes

388

500 Upper Wellington

75 James

Paradigm Grand

Hamilton, ON Q1 2026

homes

Hamilton, ON Q1 2026

Burlington, ON Q4 2026*

*To be confirmed - subject to construction scheduling

WHERE WE ARE DELIVERING HOUSING

Most of Canada’s housing supply gaps are in Ontario and British Columbia, Quebec and Alberta (CMHC). Our housing pipeline is focused on Ontario where the the need for housing is most urgent. Our portfolio also includes seniors’ communities in Alberta and BC.

Groundbreaking of Church & Main (Brampton)

LiUNA and Fengate are committed to expanding our platform, delivering needed homes to Canadians across the country.

Groundbreaking of The Dennis (Toronto)

Committed Capital

OCCUPANCY, LEASING AND SALES

75% Leased

Stabilized (under 12 months)

The Manett

Brampton, Ontario

Hamilton Rental Market Snapshot:

Committed Capital

The King William Hamilton, Ontario

Occupancy: 80.9% Absorption: 468 units (Q3) Our Hamilton assets are driving strong leasing activity with hundreds of new deals, outperforming market trends.

94% Occupied

Sold out

840 St. Clair

Toronto, Ontario

20 Rebecca

Hamilton, Ontario

Responsible Investment

Current predictions suggest the current state of the housing market could result in over 100,000 lost jobs.

Behind every development are jobs that sustain families and communities. Our projects create opportunities for unionized tradespeople, apprentices, and skilled professionals in architecture, engineering, and design. All data reflects the five 2025 residential developments listed in the previous section of this report

3.6M

According to BuildForce Canada, the industry could face a recruiting gap of more than 85,000 skilled workers by 2033.

1

Total projected union labour hours generated

+7,000 jobs

2

Total projected job creation

Leed Silver certification targets for all residential projects in development

1.9B2

Public Art

Total projected economic impact

Strategies used to enrich development sites and engage communities

Public art hoarding project at 1105 McCraney 1

Direct union jobs: estimated based on other recently completed residential projects in Ontario in Master Development Fund (MDF), based on hard cost and soft cost.

Job creation & economic impact: estimated economic impact is based on other recently completely project’s economic impact as a ratio to hard and soft cost. Economic impact and fiscal contributions associated with the MDF recently completed project were provided by Pinnacle Economics and were quantified using the IMPLAN model. 2

2026 Development outlook

509 homes

551 homes

420

4-10 Beamish Drive

The Benjamin

Natasha The Residences

Toronto, ON

Toronto, ON

homes

Toronto, ON

Our broader pipeline includes 25,000 new rental units planned for delivery over the next decade. Together, LiUNA and Fengate are committed to delivering a broad range of housing solutions that meet the real needs of Canadians. Our developments span the entire “Living” spectrum, purpose-built rentals, condominiums, Seasons Retirement Communities, and dedicated student housing. We are only a part of the solution. Canada’s housing crisis demands urgency. LiUNA and Fengate are committed to continuing to work with all levels of government to find solutions. As developers and investors, we are uniquely positioned to be part of the solution, where public policy meets private investment, and where impact and opportunity align. We are ready to keep building.

Canada | Toronto and Oakville United States | Miami and Houston info@fengate.com

Fengate.com


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