4
281.856.5300 FCCU.org
ItemsofInterest
Spring Branch Office 9100 Westview (at Campbell)
Branch Locations
Alief Office 3200 S. Dairy Ashford (at Richmond) Champions Office 10300 Louetta Rd., Ste. 100 (at Cutten Rd.)
2012 Scholarships – Apply today! If you or someone you know is headed off to college, make sure to apply for one of our six coveted $2,000 Scholarships to assist you. At FCCU, we’re proud to honor students striving to reach their educational goals. Apply now at FCCU.org or pick up an application at any of our branch locations! Deadline: March 9, 2012.
Copperfield Office - (Corporate Location) 15260 FM 529 (east of Hwy 6)
Shred Days
Sugar Land Office 3400 Hwy 6 South (south of Williams Trace)
Champions – February 11, 2012 - 9am - 1pm Tomball – March 24, 2012 - 9am - 1pm
Tomball Office 28850 Tomball Pkwy (north of FM 2920)
It’s almost here! Shred Days at our Champions and Tomball offices will be here before you know it. The shred truck will be there so you can get rid of all the papers you no longer need. Get all of your documents together so you start the year off right by getting rid of the clutter. See you there! *Limit 5 banker boxes per person.
Cinco Ranch Office 23120 Cinco Ranch Blvd. NEW Barker Cypress Office (inside HEB)
24224 Northwest Fwy (at Barker Cypress) Sam Houston Office (inside Kroger) 9125 W. Sam Houston Pkwy. (at West Rd.)
NEW Grand Parkway Office (inside HEB)
6711 S. Fry Rd. (at Grand Parkway)
Jones North Office (inside Kroger) 12222 Jones Rd. (at Cypress N Houston) Jones South Office (inside Kroger) 9330 Jones Rd. (at West Rd.) Fry Road Office (inside Kroger) 1705 Fry Rd. (at I-10) Katy Market Office (inside HEB) 25675 Nelson Way (at Pin Oak) Spring Market Office (inside HEB) 2121 FM 2920 (at Spring Cypress) Business Partner Branch (Limited Access) Shaw Group
FREE ATMs Never pay an ATM fee again. With over 43,000 ATMs around the country and now in Mexico, you have access to your money quickly and easily. And better yet, they’re free! Visit FCCU.org to find a FREE ATM closest to you. Turbo Tax - Start your Taxes! Wondering how big your 2011 refund will be? TurboTax® helps you estimate your Tax Refund FREE. As a member of FCCU, you can now save 10% on TurboTax® Federal Deluxe Online Edition, or choose an EZ Return and get it for FREE. TurboTax guides you step by step, making it easy to do your taxes right with 100% accurate calculations. Get your Maximum Refund Guaranteed in as few as 8 Days. Start for free at FCCU.org! Workshop
Look for this sign for over 43,000 surcharge-free ATMs around the country.
Look for this sign for over 90 FREE ATM locations in and around Houston.
www.allpointnetwork.com
www.cufriendly.net
www.cuservicecenter.com
For a list of our hours and free ATM locations, visit our website at FCCU.org. 24-Hour Phone Services P.A.T. 281.856.4PAT • 800.234.PAT1 Phone-A-Loan Center 281.856.LOAN MasterCard®/Visa® Account Information Lost or Stolen Card Credit Card Fraud First Investment and Retirement Planning Center
281.856.5300 800.456.FCCU 800.600.5249 281.856.5625
February
2012
FIRST VIEW FirstGlance
Win an autographed JJ Watt Football
2 Feel-the-wind-inyour-hair Auto Loans
2
Time is Running Out!
2
IRAs Date: Saturday, February 25, 2012 Time: 10:00am Location: Copperfield Office
TeX AN S
BULL PEN
3
Watch for our Mortgage feature in next month’s edition of First View!
A Publication of First Community Credit Union
ItemsofInterest
4
Official Credit Union of the H OU S TON
Te X AN S
New Year, New Beginnings! 2012 is underway and FCCU is starting the year off with some new beginnings! Two of our branches have moved into their new homes and our third new location will be opening later this month in Missouri City! You will still enjoy the same great extended hours that you do now and the same great First-Rate service you deserve. Our new Barker Cypress and Grand Parkway branches, located inside H-E-B stores, are now open for your convenience!
Barker Cypress
(Formerly @ Kroger Spring Cypress)
24224 Northwest Freeway Cypress, TX 77429
Grand Parkway
(Formerly @ Kroger Katy)
6711 S. Fry Rd. Katy, TX 77494
Next up – Sienna Plantation! Coming February 27th, FCCU will be open in Missouri City inside the H-E-B located at 8900 Hwy. 6. Bring your friends and family out to experience a First-Rate difference with FCCU.
Holidays Please make note of our holiday hours. Presidents’ Day – Monday, February 20, 2012 Traditional branches – Closed In store branches – Open from 9am – 5pm
Federally insured by NCUA
Plus, WIN an Autographed JJ Watt Football!* Look for details inside on how you can win this and more!
Just one more way FCCU is making strides to show why Banking’s Better Here!
Stay in touch with the latest FCCU news and upcoming events by becoming a fan on Facebook and following us on Twitter.
Making a First-Rate financial difference in our members’ lives!
281.856.5300 • FCCU.org
2
3 TeX AN S
Championship Special! Win an Autographed JJ Watt Football! Now’s your chance to show you’re a Texans FANatic! If you haven’t already joined our roster of TeX AN S Checking account holders – now’s the time! Open a TeX AN S Checking account by February 29th, online or at any branch location, and you’ll automatically be entered to WIN an autographed JJ Watt Football! Drawing will be held on March 1, 2012. Get in the game with FCCU’s exclusive TeX AN S Checking account designed especially for Texans fans just like you. You will automatically have the chance to: • Win awesome trips
• Win autographed merchandise • Come face to face with your favorite player • Get special VIP access to events
and so much more!
Make your game winning play and join our roster of FANatics today!
Plus!
Grand Opening Specials!* Special drawings will be held exclusively at the Barker Cypress and Grand Parkway locations in February! Celebrate our new locations by visiting us now to be entered to win a JJ Watt autographed football. Drawings will be held: Barker Cypress on February 16, 2012+ Grand Parkway on February 22, 2012+ *Offer valid at Barker Cypress and Grand Parkway locations only. One football per location will be given away. For complete details, go to texanschecking.com. +Drawings will be held at close of business and winners will be notifed.
Feel-the-wind-inyour-hair Auto Loans! If you’re shopping around for a new or used vehicle, Think First® when it comes to the financing! At FCCU, we’ll make your new car affordable with rates as low as
Get the car you want in in 2012 without breaking the bank. Apply now, get your pre-approval, or find a branch close to you at FCCU.org and prepare to shop! *APR = Annual Percentage Rate. Certain credit criteria applies for lowest rate quoted and up to 90 days no payments. Lowest rate quoted includes all applicable discounts. Other rates/terms available. Rates and terms subject to change. Payment example: 1.99% APR for 60 months = $18.64 for every $1,000 borrowed.
1.99% APR*!
Before you go car hunting, make sure you get all the facts by using our AutoSMART tool at FCCU.org. Compare prices, look at trade in values and more so you will be informed of current values. Next, get a pre-approval and be one step ahead!
Car Shopping Made Easy! Don’t have time to shop? Find the right car and financing at FCCU with our new Auto Buying Service. Tell us what you want, we’ll find it and bring it to you. Try it today at FCCU.org!
Finance through FCCU and enjoy: • No payments for up to 90 days* • 100% Financing*
The TeX AN S have had a historic season and they can always count on the FANatics to cheer them on! Show that you are a true FANatic with TeX AN S Checking* and you could win a trip the 2012 Draft Experience!
2012 Draft Experience in NY will be awarded on March 1, 2012. Who knows – you might be the next person added to our winning roster. Make sure you open your TeX AN S Checking account today so you’re automatically entered to win this amazing trip to NY!
Playoff Highlights!
You’re Invited! Join us as we recap 2011. Your attendance is greatly valued! We look forward to seeing you there!
Time is Running out!
First Community Credit Union is offering a $100.00 discount on our extended warranty when purchased by April 15, 2012. So don’t delay! Extended Warranties are automobile protection plans that work with or beyond the manufacturers factory warranty and covers repairs of unexpected mechanical breakdowns. For the period of time the contract is in effect, you will have peace-of-mind that your vehicle will be repaired, without a strain on your wallet. Protect yourself today and save later. Ask us for a quote on a warranty for your vehicle before time runs out!
BULL PEN!
RSVP @ 281.856.5300
Thursday, March 22nd @ 6:00pm Copperfield Office 15260 FM 529
Low Rate Platinum Cards! 2.99% APR* for 12 months! Get yours today. *APR = Annual Percentage Rate. 2.99% APR for first 12 months for new cardholders only.
Houston is buzzing with TeX AN S fever! Check out the packed stadium from the TeX AN S Inaugural Playoff game.
Be a FANatic!
Join our winning team with TeX AN S Checking and WIN ! *Certain credit criteria applies. Minimum deposit to open checking account is $25. Account is free for first 90 days. Direct Deposit must begin within 90 days for account to remain free or fee of $4.95 will be assessed each month. No purchase is necessary. For complete rules, refer to texanschecking.com. Any prize won and accepted with a value of $600 or more will be subject to 1099-INT reporting.
2
3 TeX AN S
Championship Special! Win an Autographed JJ Watt Football! Now’s your chance to show you’re a Texans FANatic! If you haven’t already joined our roster of TeX AN S Checking account holders – now’s the time! Open a TeX AN S Checking account by February 29th, online or at any branch location, and you’ll automatically be entered to WIN an autographed JJ Watt Football! Drawing will be held on March 1, 2012. Get in the game with FCCU’s exclusive TeX AN S Checking account designed especially for Texans fans just like you. You will automatically have the chance to: • Win awesome trips
• Win autographed merchandise • Come face to face with your favorite player • Get special VIP access to events
and so much more!
Make your game winning play and join our roster of FANatics today!
Plus!
Grand Opening Specials!* Special drawings will be held exclusively at the Barker Cypress and Grand Parkway locations in February! Celebrate our new locations by visiting us now to be entered to win a JJ Watt autographed football. Drawings will be held: Barker Cypress on February 16, 2012+ Grand Parkway on February 22, 2012+ *Offer valid at Barker Cypress and Grand Parkway locations only. One football per location will be given away. For complete details, go to texanschecking.com. +Drawings will be held at close of business and winners will be notifed.
Feel-the-wind-inyour-hair Auto Loans! If you’re shopping around for a new or used vehicle, Think First® when it comes to the financing! At FCCU, we’ll make your new car affordable with rates as low as
Get the car you want in in 2012 without breaking the bank. Apply now, get your pre-approval, or find a branch close to you at FCCU.org and prepare to shop! *APR = Annual Percentage Rate. Certain credit criteria applies for lowest rate quoted and up to 90 days no payments. Lowest rate quoted includes all applicable discounts. Other rates/terms available. Rates and terms subject to change. Payment example: 1.99% APR for 60 months = $18.64 for every $1,000 borrowed.
1.99% APR*!
Before you go car hunting, make sure you get all the facts by using our AutoSMART tool at FCCU.org. Compare prices, look at trade in values and more so you will be informed of current values. Next, get a pre-approval and be one step ahead!
Car Shopping Made Easy! Don’t have time to shop? Find the right car and financing at FCCU with our new Auto Buying Service. Tell us what you want, we’ll find it and bring it to you. Try it today at FCCU.org!
Finance through FCCU and enjoy: • No payments for up to 90 days* • 100% Financing*
The TeX AN S have had a historic season and they can always count on the FANatics to cheer them on! Show that you are a true FANatic with TeX AN S Checking* and you could win a trip the 2012 Draft Experience!
2012 Draft Experience in NY will be awarded on March 1, 2012. Who knows – you might be the next person added to our winning roster. Make sure you open your TeX AN S Checking account today so you’re automatically entered to win this amazing trip to NY!
Playoff Highlights!
You’re Invited! Join us as we recap 2011. Your attendance is greatly valued! We look forward to seeing you there!
Time is Running out!
First Community Credit Union is offering a $100.00 discount on our extended warranty when purchased by April 15, 2012. So don’t delay! Extended Warranties are automobile protection plans that work with or beyond the manufacturers factory warranty and covers repairs of unexpected mechanical breakdowns. For the period of time the contract is in effect, you will have peace-of-mind that your vehicle will be repaired, without a strain on your wallet. Protect yourself today and save later. Ask us for a quote on a warranty for your vehicle before time runs out!
BULL PEN!
RSVP @ 281.856.5300
Thursday, March 22nd @ 6:00pm Copperfield Office 15260 FM 529
Low Rate Platinum Cards! 2.99% APR* for 12 months! Get yours today. *APR = Annual Percentage Rate. 2.99% APR for first 12 months for new cardholders only.
Houston is buzzing with TeX AN S fever! Check out the packed stadium from the TeX AN S Inaugural Playoff game.
Be a FANatic!
Join our winning team with TeX AN S Checking and WIN ! *Certain credit criteria applies. Minimum deposit to open checking account is $25. Account is free for first 90 days. Direct Deposit must begin within 90 days for account to remain free or fee of $4.95 will be assessed each month. No purchase is necessary. For complete rules, refer to texanschecking.com. Any prize won and accepted with a value of $600 or more will be subject to 1099-INT reporting.
4
281.856.5300 FCCU.org
ItemsofInterest
Spring Branch Office 9100 Westview (at Campbell)
Branch Locations
Alief Office 3200 S. Dairy Ashford (at Richmond) Champions Office 10300 Louetta Rd., Ste. 100 (at Cutten Rd.)
2012 Scholarships – Apply today! If you or someone you know is headed off to college, make sure to apply for one of our six coveted $2,000 Scholarships to assist you. At FCCU, we’re proud to honor students striving to reach their educational goals. Apply now at FCCU.org or pick up an application at any of our branch locations! Deadline: March 9, 2012.
Copperfield Office - (Corporate Location) 15260 FM 529 (east of Hwy 6)
Shred Days
Sugar Land Office 3400 Hwy 6 South (south of Williams Trace)
Champions – February 11, 2012 - 9am - 1pm Tomball – March 24, 2012 - 9am - 1pm
Tomball Office 28850 Tomball Pkwy (north of FM 2920)
It’s almost here! Shred Days at our Champions and Tomball offices will be here before you know it. The shred truck will be there so you can get rid of all the papers you no longer need. Get all of your documents together so you start the year off right by getting rid of the clutter. See you there! *Limit 5 banker boxes per person.
Cinco Ranch Office 23120 Cinco Ranch Blvd. NEW Barker Cypress Office (inside HEB)
24224 Northwest Fwy (at Barker Cypress) Sam Houston Office (inside Kroger) 9125 W. Sam Houston Pkwy. (at West Rd.)
NEW Grand Parkway Office (inside HEB)
6711 S. Fry Rd. (at Grand Parkway)
Jones North Office (inside Kroger) 12222 Jones Rd. (at Cypress N Houston) Jones South Office (inside Kroger) 9330 Jones Rd. (at West Rd.) Fry Road Office (inside Kroger) 1705 Fry Rd. (at I-10) Katy Market Office (inside HEB) 25675 Nelson Way (at Pin Oak) Spring Market Office (inside HEB) 2121 FM 2920 (at Spring Cypress) Business Partner Branch (Limited Access) Shaw Group
FREE ATMs Never pay an ATM fee again. With over 43,000 ATMs around the country and now in Mexico, you have access to your money quickly and easily. And better yet, they’re free! Visit FCCU.org to find a FREE ATM closest to you. Turbo Tax - Start your Taxes! Wondering how big your 2011 refund will be? TurboTax® helps you estimate your Tax Refund FREE. As a member of FCCU, you can now save 10% on TurboTax® Federal Deluxe Online Edition, or choose an EZ Return and get it for FREE. TurboTax guides you step by step, making it easy to do your taxes right with 100% accurate calculations. Get your Maximum Refund Guaranteed in as few as 8 Days. Start for free at FCCU.org! Workshop
Look for this sign for over 43,000 surcharge-free ATMs around the country.
Look for this sign for over 90 FREE ATM locations in and around Houston.
www.allpointnetwork.com
www.cufriendly.net
www.cuservicecenter.com
For a list of our hours and free ATM locations, visit our website at FCCU.org. 24-Hour Phone Services P.A.T. 281.856.4PAT • 800.234.PAT1 Phone-A-Loan Center 281.856.LOAN MasterCard®/Visa® Account Information Lost or Stolen Card Credit Card Fraud First Investment and Retirement Planning Center
281.856.5300 800.456.FCCU 800.600.5249 281.856.5625
February
2012
FIRST VIEW FirstGlance
Win an autographed JJ Watt Football
2 Feel-the-wind-inyour-hair Auto Loans
2
Time is Running Out!
2
IRAs Date: Saturday, February 25, 2012 Time: 10:00am Location: Copperfield Office
TeX AN S
BULL PEN
3
Watch for our Mortgage feature in next month’s edition of First View!
A Publication of First Community Credit Union
ItemsofInterest
4
Official Credit Union of the H OU S TON
Te X AN S
New Year, New Beginnings! 2012 is underway and FCCU is starting the year off with some new beginnings! Two of our branches have moved into their new homes and our third new location will be opening later this month in Missouri City! You will still enjoy the same great extended hours that you do now and the same great First-Rate service you deserve. Our new Barker Cypress and Grand Parkway branches, located inside H-E-B stores, are now open for your convenience!
Barker Cypress
(Formerly @ Kroger Spring Cypress)
24224 Northwest Freeway Cypress, TX 77429
Grand Parkway
(Formerly @ Kroger Katy)
6711 S. Fry Rd. Katy, TX 77494
Next up – Sienna Plantation! Coming February 27th, FCCU will be open in Missouri City inside the H-E-B located at 8900 Hwy. 6. Bring your friends and family out to experience a First-Rate difference with FCCU.
Holidays Please make note of our holiday hours. Presidents’ Day – Monday, February 20, 2012 Traditional branches – Closed In store branches – Open from 9am – 5pm
Federally insured by NCUA
Plus, WIN an Autographed JJ Watt Football!* Look for details inside on how you can win this and more!
Just one more way FCCU is making strides to show why Banking’s Better Here!
Stay in touch with the latest FCCU news and upcoming events by becoming a fan on Facebook and following us on Twitter.
Making a First-Rate financial difference in our members’ lives!
281.856.5300 • FCCU.org