Working Towards Wellness
Lovejoy ISD 2026-27 Supplemental Rates Employee benefits can be complicated, but we are here to help. Review the rates below and see what your monthly contributions could look like. Visit www.mybenefitshub.com/lovejoyisd for full plan details. Dental PPO
Supplemental Term Life Insurance
Monthly Rate
Low Plan
High Plan
Employee Only Employee and Spouse Employee and Child(ren) Employee and Family
$37.08 $73.48 $82.54 $124.30
$42.28 $83.76 $94.10 $140.98
Monthly Employee Supplemental Term Life Rates per $10,000
Dental HMO Monthly Rate
Benefit Plan
Employee Only Employee and Spouse Employee and Child(ren) Employee and Family
$11.62 $21.07 $27.47 $40.32
Age
Employee
Age
Spouse
20-24
$0.44
20-24
$0.22
25-29
$0.50
25-29
$0.25
30-34
$0.62
30-34
$0.31
35-39
$0.88
35-39
$0.44
40-44
$1.26
40-44
$0.63
45-49
$2.01
45-49
$1.01
50-54
$3.19
50-54
$1.60
55-59
$4.90
55-59
$2.45
60-64
$7.66
60-64
$3.83
Benefit Plan
65-69
$13.29
65-69
$6.65
$7.37 $13.33 $14.32 $20.54
70-74
$23.72
70-74
$11.86
Vision Monthly Rate
Monthly Spouse Supplemental Term Life Rates per $5,000
Employee Only Employee and Spouse Employee and Child(ren) Employee and Family
Child Coverage $10,000 To age 26
$2.77
Supplemental AD&D Coverage (Added Coverage)
Cancer Monthly Rate
Low Plan
High Plan
Employee Only Employee and Spouse Employee and Child(ren) Employee and Family
$14.68 $27.94 $17.30 $32.60
$23.68 $45.38 $27.66 $52.82
Monthly Rates per $10,000 in Coverage AD&D Coverage Amounts Employee
• Units of $10,000, up to a maximum of $500,000
Rates $0.30
Spouse • Up to age 70; $5,000, up to a (coverage cannot maximum of $250,000 exceed employee’s • Reduction of benefits: 65% at amount) age 65, and 50% at age 70
$0.30
• Birth to age 26 (with employee coverage) $10,000 maximum
$0.40
Child(ren) 1
Benefits will be reduced based on age: 65% at age 65 and 50% at age 70.