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2026-2027 St Christopher Holdings Benefits Summary - ENG

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2026-2027 Employee Benefits Summary

Working Towards Wellness

Medical Coverage You have a choice of four medical plans through Aetna; two Preferred Provider Organization (PPO) plans and two Exclusive Provider Organization (EPO) plans. Retail and Mail Order Pharmacy benefits are included with your coverage.

Medical Provider: Aetna

Network: Open Access (OAP)

Aetna PPO $1,500

Aetna Choice PPO $3,000

Aetna Select EPO $5,000

Aetna Select EPO HDHP $5,500

Open Access Network (OAP)

Open Access Network (OAP)

Open Access Network (OAP)

Open Access Network (OAP)

In-Network

In-Network

In-Network

In-Network

Calendar Year Deductible Individual Family

$1,500 $3,000

$3,000 $6,000

$5,000 $10,000

$5,500 $11,000

Out-of-Pocket Maximum Includes deductible Individual Family

$5,500 $11,000

$6,750 $13,500

$8,150 $16,300

You Pay

You Pay

You Pay

You Pay

Preventive Care

$0

$0

$0

$0

Telemedicine Physician Specialist

$25 copay $75 copay

$35 copay $75 copay

$35 copay $75 copay

$0 after deductible

Primary Care Physician

$25 copay

$35 copay

$35 copay

$0 after deductible

Specialist

$75 copay

$75 copay

$75 copay

$0 after deductible

Urgent Care

$75 copay

$75 copay

$75 copay

$0 after deductible

Medical

Health Savings Account

Telemedicine

With the election of the HDHP/ HSA plan, you have the option of opening an HSA administered by HSA Bank. The account allows for the accumulation of tax-free funds to pay for qualified health care expenses.

24/7/365 telemedicine services through CVS MinuteClinic are part of your medical plan benefits. Virtual visits have a $0 copay on the PPO plans and a $48 copay on the HDHP/HSA plan. Use telemedicine services as a convenient way to obtain care for non-life-threatening medical issues. Doctors can diagnose and prescribe medications, if needed.

$7,500 $15,000

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