2026-2027 Employee Benef its Summary
Working Towards Wellness
Medical Coverage
Medical Provider: Aetna
Network: Open Access (OAP)
Aetna Choice POS $2,000
Aetna EPO $4,000
Aetna Select PPO HDHP $6,500
Open Access Network (OAP)
Open Access Network (OAP)
Open Access Network (OAP)
In-Network
Out-of-Network
In-Network
Out-of-Network
In-Network
Out-of- Network
Calendar Year Deductible Individual Family
$2,000 $4,000
$4,000 $12,000
$4,000 $8,000
N/A N/A
$6,500 $13,000
N/A N/A
Out-of-Pocket Maximum Includes deductible Individual Family
$6,000 $12,000
$14,000 $42,000
$7,500 $15,000
N/A N/A
$7,500 $15,000
N/A N/A
You have a choice of three medical plans through Aetna; two PPO plans and an HDHP with HSA plan. Retail and Mail Order Pharmacy benefits are included with your coverage.
Medical
You Pay
You Pay
You Pay
Preventive Care
$0
50%¹
$0
Not covered
$0
Not covered
Telemedicine Physician Specialist
$25 copay $75 copay
50%¹
$40 copay $80 copay
Not covered
$0 after deductible
Not covered
Primary Care Physician
$25 copay
50%¹
$40 copay
Not covered
$0 after deductible
Not covered
Specialist
$75 copay
50%¹
$80 copay
Not covered
$0 after deductible
Not covered
Urgent Care
$75 copay
50%¹
$100 copay
Not covered
$0 after deductible
Not covered
Health Savings Account
Telemedicine
With the election of the HDHP/ HSA plan, you have the option of opening an HSA administered by HSA Bank. The account allows for the accumulation of tax-free funds to pay for qualified health care expenses.
24/7/365 telemedicine services through CVS MinuteClinic are part of your medical plan benefits. Virtual visits have a $0 copay on the PPO plans and a $48 copay on the HDHP/HSA plan. Use telemedicine services as a convenient way to obtain care for non-life-threatening medical issues. Doctors can diagnose and prescribe medications, if needed.
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