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East TN Executive Tour


Jonesborough – Brittany Oaks (Tri-Cities) Deal Overview • 74 single-family lots (~40/45’ product) • Larger 65’-75’ Lots • Walkout Basement and Crawlspace lots • Finished lot delivery (developer completes horizontal work) • Competitive Advantage • DR Horton sold out in submarket • Prior offer ~$90K/lot declined developer from Orlando in a dispute with Horton and how they want lots. • Secured at ~$85K → strong cost advantage • Pricing flexibility + margin expansion Market Drivers • Top-Tier Migration Growth (Nationally Recognized) The Johnson City Metropolitan Statistical Area (which includes Washington County) has ranked among the fastest-growing U.S. metros by percentage growth in recent years, driven by inbound migration • Net In-Migration Leader in Tennessee Northeast Tennessee has been a consistent net in-migration region, with Washington County benefiting directly as the primary employment and population hub of the Tri-Cities • Remote Work & Cost-of-Living Arbitrage Significant influx of buyers relocating from higher-cost markets, leveraging remote work to access lower housing costs and higher quality of life

Avg Price: ~$340K–$425K (est.) Lot Cost: ~85k Earnest: $100,000 Take: 3 initial, 2 per month with option to take more Pace: ~3–4/month Market Dynamics Strong inbound migration to Tri-Cities Buyers seeking affordability vs larger metros Limited move-up inventory available Nearby Drivers & Points of Interest Employment / Economic Base Eastman Chemical Company Ballad Health East Tennessee State University Retail / Lifestyle The Mall at Johnson City Downtown Johnson City Premium Area Influence The Ridges / Blackthorn Club Established move-up and executive housing market Location Advantage Immediate proximity to Johnson City (primary demand driver) Central within Tri-Cities region


Original Approved Plan


New Approved Plan


Jonesborough Deal Images


Jonesborough Deal Images


Jefferson City – Move-Up / Mid-Market Opportunity

Deal Overview •

102 single-family lots within active community

• Developer building higher-end townhome product • Established neighborhood with ongoing development • Located along US-11E corridor between Knoxville and Morristown

Competitive Advantage • Mid-Market Positioning: Targets gap between DR Horton and higher-end builders • Established Community: Active development reduces risk vs greenfield • Scalable Volume:102 lots support consistent 3–4/month pace • Builder-Validated Market: Existing production activity confirms demand Market Drivers • Corridor Demand: Positioned along Knoxville–Morristown growth path

• Employment Base: Supported by Carson-Newman University and regional employers • Affordability Advantage: Buyers priced out of Knoxville seeking attainable options • Limited Move-Up Supply: Gap in product between entry-level and high-end

Avg Price: ~$325K–$419K (est.) Lot Cost: $80,000 per lot Earnest: Developer agreed to 1% Product: Move-Up Takedown: 6 initial then 2 per month Pace: ~3–4/month Market Dynamics • Strong demand in mid-market price band • Buyers seeking upgrade from entry-level product • Proven absorption from existing builders Nearby Drivers, Visibility, & Points of Interest • Proximity to Knoxville and Morristown • Located along major US-11E corridor • Near Carson-Newman University • Access to regional retail and employment • Established residential growth in surrounding area


Approved Plan


Jefferson City Deal Images


Jefferson City Deal Images


Greeneville- Infill Hospital Deal

Deal Overview •

7-acre parcel with direct frontage on 11-E / Andrew Johnson Hwy

Dual access: highway + rear road connectivity

Flat topography with minimal development complexity

Sewer and water infrastructure available

Competitive Advantage •

High-Visibility Location: Direct frontage on a major corridor drives organic traffic and reduces marketing costs. Entrance across from Main Hospital entrance Infrastructure-Ready Site: Sewer, water, and flat topography enable faster, lower-risk execution

Market Drivers •

High-Traffic Retail Corridor Demand: Located along a primary entry corridor into Greeneville with strong daily traffic and proximity to Walmart Supercenter and surrounding retail

Affordability vs Regional Markets: Buyers priced out of Knoxville and surrounding areas are seeking more attainable housing options with similar accessibility

Spillover Growth from Tri-Cities & Knoxville: Central location between Johnson City and Knoxville captures demand from both directions

Limited New Construction Supply: Lack of well-located, infrastructure-ready communities creates opportunity for strong absorption

Avg Price: ~$325K–$415K (est.) Lot Cost: ~$70k-75k (SF) (est.) Take: 17 total lots split in 2 takes. 8 then 9 Pace: ~3–4/month Market Dynamics Strong inbound migration to Tri-Cities Buyers seeking affordability vs larger metros Limited move-up inventory available Nearby Drivers, Visibility, & Points of Interest • Walkable to Tusculum University • Near Greeneville Astros stadium • Less than 1 mile from major retail and shopping corridor • Mountain views and surrounding residential growth • Positioned directly across from Main Hospital • Located along a major traffic corridor entering Greeneville • High daily visibility for signage, model, and marketing presence • Retail-anchored location supports strong buyer awareness


Greeneville Deal Images


Pipeline/ Potential Deals


Kingsport- Leland Landings Large Lot Affordability Deal

Deal Overview •

Lots: 89 SF

Lot Size: ~½ Acre

Pad: 35' × 75’

Avg Price: ~$285K–$375K (est.) Lot Cost: ~$60k-$65k (SF) (est.) Take: 89 total lots. 5 initial then 2 per month. Pace: ~2–3/month

Competitive Advantage

• Large-Lot Value: Approximately ½-acre homesites at an attainable price point create a differentiated offering • Affordability: Anticipated starting prices around $285K, opening the community to a broad buyer pool • Low Capital Commitment: Only 5 lots required initially, followed by a minimum commitment of 2 lots/month • Upside Flexibility: Hakes can accelerate lot purchases as sales demand warrants • Employment Accessibility: Rural setting while remaining approximately 14 minutes from Eastman Chemical and Downtown Kingsport Market Drivers • Eastman Employment Base: Approximately 14 minutes from Eastman Chemical, one of Northeast Tennessee’s major employment anchors • Interstate 81 Access: Approximately 5 minutes from I-81, providing quick regional access throughout the Tri-Cities • Kingsport Accessibility: Approximately 14 minutes from Downtown Kingsport and its employment, retail, healthcare, and services • Affordability Demand: Anticipated starting prices around $285K provide an attainable new-construction alternative • Large-Lot Lifestyle: Approximately ½-acre homesites offer significantly more space than typical production communities at this price point • Regional Buyer Reach: I-81 connectivity expands the potential buyer base beyond Kingsport to the broader Johnson City–Kingsport–Bristol region

Nearby Drivers, Visibility, & Points of Interest

Eastman Chemical Company – ~14 minutes; major Kingsport employment anchor Downtown Kingsport – ~14 minutes; employment, dining, retail, and services Interstate 81 – ~5 minutes; rapid access throughout the Tri-Cities region Johnson City – Regional employment, healthcare, education, retail, and entertainment access via I-81/I-26 Bristol – Regional employment, retail, entertainment, and recreation access via I-81 Sullivan Gardens Parkway – Direct connection into the greater Kingsport area Tri-Cities Regional Connectivity – Location provides access to Kingsport, Johnson City, Bristol, and surrounding Northeast Tennessee employment centers


Spring Trace Morristown – Entry / Volume Strategy (Hamblen County) Deal Overview • 51 single-family lots (~50’ product) • Optional 84 townhome lots (~22’ product) • Finished lot delivery (developer completes horizontal work)

Avg Price: ~$335K–$410K (est.) Lot Cost: ~$90K (SF) Product: Entry / Move-Up Pace: ~3–4/month

Competitive Benchmark (Recent Sales Activity)

• Primary entry point into East Tennessee

DR Horton recently sold homes ranging from: ~$245K–$289K (1,183 sq ft, single-story) ~$305K–$325K (2,174 sq ft, two-story) Limited upgrade options and basic product offering

• Lower land basis vs Knoxville

Nearby Drivers & Points of Interest

• Development underway Strategic Positioning

• Reduced competition • Fast path to vertical construction Market Drivers • Strong affordability demand • Knoxville spillover (~45–50 min)

• Growing commuter base • Limited upgraded product supply

Walters State Community College – Local education and employment base College Square Mall – Primary retail hub Morristown Hamblen Healthcare System – Major regional employer Cherokee Lake – Recreation and lifestyle appeal Knoxville – ~45–50 minutes (commuter access, price spillover) Johnson City – ~45–50 minutes (Tri-Cities access)


Morristown Deal Image


FAQ’S


East TN Market

Q: Are Knoxville and Northeast Tennessee the same housing market?

A: No — and that is a strength of the strategy. East Tennessee contains multiple established economic and housing markets that can be served efficiently through one operating platform.

Knoxville / Morristown Corridor

Knoxville is East Tennessee’s largest metropolitan and employment center.

Jefferson City and Morristown provide more attainable housing alternatives east of Knoxville.

The corridor benefits from access to Knoxville employment while maintaining its own local employment, education, healthcare, and retail base.

This creates opportunities across both move-up and affordability-oriented price points.

Northeast Tennessee / Tri-Cities

Johnson City, Kingsport, and Bristol form a separate regional economic and housing market.

The region is anchored by healthcare, higher education, advanced manufacturing, distribution, and regional services.

Jonesborough, Greeneville, and surrounding communities expand the available housing footprint beyond the municipal boundaries of the three principal cities.

I-26 and I-81 provide strong connectivity between the region’s major employment and population centers.

Key Takeaway

The strategy is not “Knoxville and remote communities.” It is one East Tennessee operating platform serving multiple established demand centers.


NE-TN (TriCities)

Q: Johnson City, Jonesborough, Kingsport, and Greeneville are relatively small cities. Where is the population?

A: Municipal populations significantly understate the size of Northeast Tennessee because the population is distributed across cities, towns, and unincorporated county areas.

Washington County

141,199 Residents Johnson City + Jonesborough +6.2% since 2020

Sullivan County

163,759 Residents Kingsport + Bristol Area +3.5% since 2020

Greene County

73,831 Residents Greeneville +5.2% since 2020

378,789 Residents

Across just these three Northeast Tennessee counties

This does not include Carter, Hawkins, Unicoi, or the Virginia portion of the greater Tri-Cities region.

Key Takeaway

Northeast Tennessee is a dispersed regional market—not a collection of isolated small towns. County-level population better reflects the actual customer and employment base than municipal population alone.


NE-TN Economy

Q: Where do Northeast Tennessee homebuyers work?

A: Northeast Tennessee has a diverse employment base spanning advanced manufacturing, healthcare, higher education, distribution, retail, tourism, and professional services.

Kingsport / Sullivan County

Eastman Chemical Company

Regional healthcare and medical employment

Advanced manufacturing and industrial employment

Bristol Motor Speedway and regional tourism/entertainment

Retail, logistics, and professional services

Johnson City / Washington County

Ballad Health

East Tennessee State University

Healthcare and medical services

Higher education and government

Regional retail and professional services

Greeneville / Greene County

John Deere Power Products

Manufacturing and industrial employment

Healthcare

Tusculum University

Distribution, retail, and local services


Why is East TN special?

Q: Why East Tennessee?

A: East Tennessee combines population growth, economic diversity, affordability, connectivity, and quality of life in a way that creates opportunities across multiple buyer segments and price points.

Quality of Life

Mountains, lakes, four seasons, outdoor recreation, historic communities, and lower-density living create a compelling lifestyle proposition.

Affordability

Buyers can obtain more home, more land, and greater lifestyle value than in many larger Southeastern metropolitan areas.

Economic Diversity

Healthcare, higher education, advanced manufacturing, research, tourism, distribution, retail, and professional services create multiple sources of housing demand.

Population & Migration

Key East Tennessee counties continue to add residents, supported by both local household formation and inbound migration.

Multiple Buyer Profiles

Opportunities exist across first-time, workforce, move-up, executive, retiree, and relocation buyers.

Regional Connectivity

I-40, I-81, and I-26 connect Knoxville, Morristown, Greeneville, Johnson City, Kingsport, and Bristol and provide access to major employment centers throughout the region.

Multiple Product Opportunities

East Tennessee supports attainable production housing, larger-lot affordability, move-up communities, and premium product—reducing reliance on a single buyer segment.

Closing Statement

East Tennessee offers something unusual: multiple growing demand centers, diverse employment, attainable land, strong quality of life, and the ability to build a regional platform without relying on a single city or buyer segment.


Market Overview • Knoxville serves as the primary economic hub of East Tennessee, anchored by University of Tennessee, Oak Ridge National Laboratory, and a strong healthcare network

Knoxville – Core Market / Premium Buyer Base

• The market has experienced sustained inbound migration due to relative affordability versus larger Southeast metros and strong quality-of-life appeal (mountains, lakes, outdoor lifestyle) • Diverse employment, higher household incomes, and established infrastructure support move-up and premium housing demand, particularly in core west and suburban submarkets Market Drivers • Population & Migration Growth Knoxville has seen steady population growth driven by relocation from highercost markets across the Southeast and Midwest

• Employment & Economic Stability Major employers in education, healthcare, and research create a stable and growing buyer base • Lifestyle & Tourism Influence Proximity to the Smoky Mountains, lakes, and tourism corridors supports both full-time residents and second-home demand


West Knoxville – • (Sequoia Hills, Cedar Bluff, Farragut) • Highest-demand submarket with limited available land supply • Requires $650K–$800K+ base pricing to support elevated lot costs

Knoxville Sub-Markets

• Top-rated schools, premier retail (Turkey Creek), dining, and proximity to the University of Tennessee • Positioning: Premium / move-up core market, strong pricing power, limited entry opportunities Alcoa / Maryville – • Established suburban family market anchored by proximity to McGhee Tyson Airport • Strong school systems and consistent residential demand • More attainable land costs vs West Knoxville with stable absorption • Positioning: Family-driven suburban growth with reliable demand


North Knoxville –

• (Oak Ridge, Powell, Clinton) • More rural / spread-out communities with lower land costs • Primarily supports entry-level and affordability-driven product

Knoxville SubMarkets-2

• Buyers rely on Knoxville for retail, employment, and entertainment access • Positioning: Price-driven communities with limited move-up demand Seymour – • Strong commuter location with quick access to downtown Knoxville • Good schools and growing residential demand • Lower land basis than core Knoxville submarkets • Positioning: Balanced affordability + accessibility, strong for entry and move-up


Sevierville – • Employment driven by tourism corridor including Dollywood and surrounding attractions • Strong demand from hospitality workforce and relocating families

Knoxville SubMarkets-3

• Access to Pigeon Forge and Gatlinburg supports long-term housing demand • Positioning: Unique demand driver tied to tourism + family housing Strawberry Plains / Jefferson City –

• Rural, lower-cost land markets supporting entry-level price points • Spillover demand from Knoxville and Sevierville • Limited retail and employment base within immediate submarket

• Positioning: Expansion / affordability markets with volume potential


Submarket Overview • Located within ~45–50 minutes of Knoxville, positioning it as a natural extension of the Knoxville housing market

MorristownKnoxville Adjacent Growth Market

• Serves as a strategic midpoint between Knoxville and the TriCities, capturing demand from both directions • Increasingly recognized as a value alternative to higher-cost Knoxville submarkets Market Drivers

• Knoxville Spillover Demand Buyers priced out of core Knoxville markets are actively seeking more affordable options within commuting distance • Strong Affordability Advantage Significantly lower home prices relative to Knoxville allow for continued buyer demand and absorption • Growing Commuter & Workforce Base Residents commuting to Knoxville and surrounding employment centers support consistent housing demand


Market Overview

Tri-Cities – Growth Corridor / MigrationDriven Market

• The Tri-Cities region (Johnson City, Kingsport, Bristol) represents a fastgrowing, migration-driven housing market anchored by healthcare, education, and manufacturing • Washington County (Johnson City) has been one of the fastest-growing and most moved-to counties in Tennessee, driving regional demand • Lower cost of living combined with strong quality-of-life factors (mountains, lakes, outdoor recreation) continues to attract both relocation and move-up buyers Market Drivers

• National Migration Trends Northeast Tennessee has experienced sustained inbound migration from higher-cost markets, particularly post-remote work expansion • Employment & Economic Base Anchored by healthcare systems, education, and major employers like Eastman Chemical Company • Supply vs Demand Imbalance Limited move-up and premium inventory across the region continues to create opportunity for new construction


Johnson City – • Primary population and economic hub of the Tri-Cities and located in Washington County • Top-rated schools, strong healthcare presence, and anchored by East Tennessee State University

Tri-Cities Sub-Markets

• Gateway to outdoor recreation (mountains, lakes) and highest demand for residential housing • Positioning: Core demand driver with strongest pricing power and consistent absorption Jonesborough –

• Functions as a residential extension of Johnson City, with access to similar employment and amenities • Home to premium communities including The Ridges / Blackthorn Club • Historic downtown, strong residential appeal, and convenient interstate access • Positioning: Premium residential market with strong move-up and executive buyer demand


Bristol & Kingsport – • Anchored by major regional drivers including Eastman Chemical Company, Hard Rock Hotel & Casino Bristol, and Bristol Motor Speedway • Historically independent markets, now increasingly residential with demand tied to broader Tri-Cities employment

Tri-Cities SubMarkets- 2

• Retail and lifestyle activity has shifted toward Johnson City • Positioning: Secondary residential markets with stable demand and workforcedriven housing needs Greeneville • Strategically located between the Tri-Cities and Morristown, with access to both markets • Strong appeal for families and retirees seeking affordability and quieter living • More rural character with lower land costs and limited local commercial infrastructure • Positioning: Affordability-driven expansion market with spillover demand potential


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