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Home › Usa › Help › Insurance › Buying Travel Insurance › Cover For Activities Sports And Adventures

Activities, Sports and Adventures Covered by World Nomads For residents of the United States

Before your trip, check the latest government advice for any travel alerts for your destination.

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below. We cover more than 250 activities on all travel insurance* plans for American travelers. We’ve broken the activities up by Snow, Water, Air, Land, Sports and General Activities, and then further broken it down by what plan covers it. We offer four plans: Standard, Explorer, Epic and Annual. The Standard and Annual Plans cover the same activities. The Explorer Plan covers all the activities in the Standard Plan, plus some extras. The Epic Plan covers the same activities in the Explorer and Standard Plans, plus additional ones. As this list is long, we suggest you ‘control F’ (the computer shortcut for ‘find’) to locate the particular activity you are searching for. If you are hiking or rock climbing, be sure to know your maximum elevation so you can purchase the plan that will cover your entire adventure. If you don’t know, it might be best to purchase a higher tier plan (Explorer or Epic) if you think you may go to high altitudes.


Have fun!

Snow Included for All Plans Bobsleigh Curling Dog sledding Glacier walking (up to 19,685 feet/6,000 meters) Ice climbing (up to 9,842 feet/3,000 meters) Ice fishing Ice hockey Ice Skating Skeleton Ski joring Skidoos Skiing (cross country/nordic skiing on marked trails) Skiing (dry slope) Skiing (Heli) Skiing (on piste or off piste within resort boundaries) Skiing (power assisted skiing) Skiing (snowblading) Sledding/Snow Sleds/Snow Sleighs (on snow) Sleigh rides Snow biking Snow kiting Snow mobiling Snow rafting Snowboarding (dry slope) Snowboarding (Heli) Snowboarding (on piste or off piste within resort boundaries) Snowshoeing Tobogganing Tubing on snow

Included for Explorer Bobsled (in snow) Glacier walking (up to 21,325 feet/6,500 meters) Heli-skiing / boarding


Ice climbing (up to 21,325 feet/6,500 meters) Ski instructor or guide (paid or volunteer) Skiing (acrobatics, free-style, jumping, flying, stunting) Skiing (backcountry/outside of resort boundary/alpine ski touring) Skiing (by helicopter/snow cat) Skiing (racing) Skiing (terrain park within resort) Skiing with a miniwing (speed riding) Snowboarding (acrobatics, free-style, jumping, flying, stunting) Snowboarding (backcountry/outside of resort boundary/alpine ski touring) Snowboarding (by helicopter/snow cat) Snowboarding (racing) Snowboarding (terrain park within resort) Snowboarding instructor or guide (paid or volunteer)

Included for Epic Glacier walking (up to 26,247 feet/8,000 meters) Ice climbing (up to 26,247 feet/8,000 meters)

Water Included for All Plans Angling Banana boat rides Barefoot water skiing Black Water Rafting (grades 1 - 5) Boating Canoeing Cave tubing (grades 1 - 5) Deep sea fishing Dragon boating Fishing (deep sea, inland, ice fishing) Hydrofoiling Hydrospeeding (grades 1-5) Jet boating Jet skiing Kayaking Kite boarding (on land or water) Kite surfing


Outrigger canoeing Paddle boarding Polar Plunge Riverboarding (grades 1-5) Rock fishing Rowing Sail boarding Sailing Scuba diving (to 165 feet/50 meters) Sculling Sea canoeing Sea kayaking Snorkelling Spearfishing Stand up paddle surfing/paddle boarding Surf boat rowing Surfing Swimming Swimming with whales/whale sharks Wake skating Wakeboarding Water polo Water skiing White water kayaking White water rafting Windsurfing Yachting

Included for Explorer Plans Cave diving (to 165 feet/50 meters) Cavern diving (to 165 feet/50 meters) Diving Free diving (to 60 meters) Lifeguarding Scuba diving - paid or volunteer instructor or guide (to 165 feet/50 meters) Shark cage diving (to 165 feet/50 meters)

Included for Epic Plans Cave diving (to 196 feet/60 meters) Cavern diving (to 196 feet/60 meters)


Cliff diving Deep water soloing Scuba diving (Cave or cavern diving to 196 feet/60 meters) Scuba diving (commercial to 165 feet/50 meters)

Air Included for All Plans Acrobatics (gymnastics or trapeze) Aerial safari Airsoft Bungee/Bungy jumping Flying (as a passenger in a glider or ultralight) Flying (as a passenger in a private, licensed scheduled or chartered aircraft or helicopter) Gliding Indoor skydiving Kite flying Microflight Parascending (over land) Parasailing Speed flying Zip line

Included for Explorer Plans Ballooning Fly by wire Flying (as a passenger while stunt flying, performing aerobatics) Hang gliding High Wire Hot air ballooning Parachuting Paragliding Parapenting Skydiving Skydiving from hot air balloon Stunt flying Tandem skydiving Trapeze


Included for Epic Plans Aviation Flying (as a pilot or crew of any aircraft) Jet pack

Land Included for All Plans Abseiling (indoor or outdoor, rap jumping, deepelling up to 9,842 feet/3,000 meters) rap jumping (up to 9,842 feet/3,000 meters) deepelling (up to 9,842 feet/3,000 meters) ATVs Backpacking Bicycle polo Bicycle touring BMX (on road / off road / on track / cross country) Bushcraft Bushwalking Camel riding / trekking Camping (up to 19,685 feet/6,000 meters) Canyon swing Canyoning Dune buggy Elephant riding / trekking Fell running / walking Go karting Hiking or tramping (up to 19,685 feet/6,000 meters) Horse riding (equestrian, dressage, show jumping, eventing, polo) Horse riding (leisure, social, bare back, non-competitive riding) Horse Trekking Hunting (excluding big game) Land surfing Motor biking (on or off road, trail bike riding) Motor biking (pillion passenger) Motor racing experience (passenger only) Motorcycling (no coverage for motorcycle) Mountain biking Mountaineering, high altitude climbing or expeditions (up to 9,842 feet/3,000 meters) Orienteering


Paint balling Rock climbing (outdoor up to 9,842 feet/3,000 meters) Rock climbing or bouldering (indoor) Safari tours Sandboarding Scooter riding Scrambling (up to 19,685 feet/6,000 meters) Trail bike riding Trail running (up to 19,685 feet/6,000 meters) Tree Climbing (trees up to 10 meters) Trekking (up to 19,685 feet/6,000 meters) Unicycling Walking (excluding any hiking or mountaineering activities up to 22,965 feet/7,000 meters)

Included for Explorer Plans Abseiling (indoor or outdoor up to 21,325 feet/6,500 meters) rap jumping (up to 21,325 feet/6,500 meters) deepelling (up to 21,325 feet/6,500 meters) Bouldering or soloing (up to 21,325 feet/6,500 meters) Bull riding Camping (up to 21,325 feet/6,500 meters) Cliff jumping Construction or renovation work (paid or volunteer manual work painting, using power tools, labourer, operating machinery, roadwork, working at height) Hiking or tramping (up to 21,325 feet/6,500 meters) Horse riding (rodeo) Mountaineering, high altitude climbing or expeditions (up to 21,325 feet/6,500 meters) Outdoor endurance / multi-sport (ultra distance or more) Paid or volunteer high risk work (offshore, underground or caves, commercial diving) Potholing Rickshaw Run Rock climbing (outdoor up to 21,325 feet/6,500 meters) Running / walking (ultra marathon or more) Running of the bulls (with the bulls) Scrambling (up to 21,325 feet/6,500 meters) Spelunking (caving) Tough Mudder Trail running (up to 21,325 feet/6,500 meters) Trekking (up to 21,325 feet/6,500 meters) Tuk Tuk (racing, hire without licensed driver, Rickshaw Run)


Via ferrata Volunteering (medical, health care, construction, renovation projects, NGO support, disaster relief)

Included for Epic Plans Abseiling (indoor or outdoor up to 26,247 feet/8,000 meters) rap jumping (up to 26,247 feet/8,000 meters) deepelling (up to 26,247 feet/8,000 meters) Bouldering or soloing (up to 26,247 feet/8,000 meters) Camping (up to 26,247 feet/8,000 meters) Caving/spelunking/potholing Free soloing Hiking or tramping (up to 26,247 feet/8,000 meters) Mountaineering, high altitude climbing or expeditions (up to 26,247 feet/8,000 meters) Rock climbing (outdoor up to 26,247 feet/8,000 meters) Scrambling (up to 26,247 feet/8,000 meters) Trail running (up to 26,247 feet/8,000 meters) Trekking (up to 26,247 feet/8,000 meters) Sports – 70 activities

Sports Included for All Plans Aerobics American football (Gridiron) Archery Athletics Badminton Baseball Basketball Bobsled (non-snow track) Bowling (lawn, ten-pin, nine-pin, candlepin, duckpin and five-pin bowling, bowls, pétanque & boules) Boxing (gym or outdoor training) Cheerleading Clay pigeon shooting Cricket Croquet Darts Dirt boarding Disc golfing


Dodge ball Equestrian activities Fencing Floorball Football (soccer) Footgolf Frisbee Golf Gridiron Gym training (aerobics, spinning, zumba, body pump, weight training, cross training, crossfit) Gymnastics Handball High diving up to 10 meters Hockey Hurling In-line skating Korfball Lacrosse Martial arts (Judo, karate) Martial arts (non contact) Netball Obstacle course/assault course/trim trail Parkour Pickleball Power lifting Racquetball Raquet ball Rifle range/sports shooting Roller blading Roller derby Roller hockey Roller skating Rounders Rugby (Leage/Union) Running / walking (less than ultra distance) Shooting (rifle range / sports) Skateboarding (ramp, half pipe, skate park, street) Soccer Softball Sports coaching paid or volunteer (ball sports, surfing, swimming) Squash


Table tennis Target Shooting Tchoukball Tennis Ultimate frisbee Volleyball Weight training

Included for Explorer Plans Martial arts (cage fighting, mixed martial arts, kick boxing, Muay Thai) Triathlon (ultra-distance or more) War games (military simulation)

Included for Epic Plans Motocross Motor racing (driver or passenger in a motor sport show, race, competition or rally)

Experiences Included for All Plans Air guitar Au Pair / Nanny (paid or volunteer childcare) Ballroom dancing Ballet Ballroom dancing Butoh Capoeira Dancing Dance (ballet, ballroom, capoeira, salsa, interpretive dance) Environmental or conservation work (paid or volunteer manual work) Fruit picking (paid or volunteer WWOOFing, general farm work, manual work) Hospitality, bar work (paid or volunteer manual work) Live Action Role Play (LARP) Office work (paid or volunteer clerical, non-manual work) Retail work (paid or volunteer shop assistant / store manager, general retail, manual work) Teaching (paid or volunteer work) Theme parks / fairgrounds Volunteering (childcare, teaching, environmental, wildlife or animal care, WWOOF) War games (online gaming)


Wildlife and animal care (paid or volunteer manual work) WWOOFing (general farm work, fruit picking, manual work) Yoga (class, alone/home practice) Yoga (yoga teacher) Zorbing

Included for Explorer Plans Medical and health care paid or volunteer work (health education, medical services, medical practitioner)

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans. Last updated: Dec 12, 2024 12:32 AM

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Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. WorldNomads.com Pty Limited (ABN 62 127 485 198 AR 343027, NZBN 9429050505364) at Governor Macquarie Tower, Level 18, 1 Farrer Place, Sydney, NSW, 2000, Australia is an Authorised Representative of nib Travel Services (Australia) Pty Ltd (ABN 81 115 932 173 AFSL 308461, NZBN 9429050505340), and is underwritten in Australia and New Zealand by Pacific International Insurance Pty Ltd, ABN 83 169 311 193, NZBN 9429041356500. nib Travel Services Europe Limited trading as nib Travel Services and World Nomads is regulated by the Central Bank of Ireland. nib Travel Services Europe Limited (Company Registration Number 601851), at City Quarter, Lapps Quay, Cork, T12 Y3ET, Ireland. In Europe the policy is manufactured by Collinson Insurance Europe Limited which is authorised and regulated by the Malta Financial Services Authority (Registration no. C89977). nib Travel Services Europe (UK Branch) is authorised and regulated by the Financial Conduct Authority, FRN 988371. Registered Office: Birchin Court, 20 Birchin Lane, London, EC3V 9DU. Co/Est. No. FC039523/BR024629. In the UK the policy is underwritten by Collinson Insurance which is a trading name of Astrenska Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN 202846). WorldNomads.com Pty Limited markets and promotes travel insurance products of nib Travel Services Limited (License No.1446874), at PO Box 1051, Grand Cayman KY1-1102, Cayman Islands. World Nomads Inc. (1585422), at 2201 Broadway, Suite 400, Oakland, CA 94612, USA, plans are serviced by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al and non-insurance Travel Assistance Services provided by Generali Global Assistance, FootprintlD®, Blue Ribbon Bags, and Runway Health. World Nomads (Canada) Ltd (BC: 0700178; Business No: 001 85379 7942 RC0001) is a licensed agent sponsored by AIG Insurance Company of Canada at 120 Bremner Boulevard, Suite 2200, Toronto, Ontario, M5J 0A8, Canada. World Experiences Seguros De Viagem Brasil Ltda (CNPJ: 21.346.969/0001-99) at Rua Padre João Manuel, 755, 16º andar, São Paulo – SP, Brazil is an Authorized Partner (Representante) of Chubb Seguros Brasil S.A. (CNPJ: 03.502.099/0001-18) at Av. Nações Unidas, nº 8.501, 27º andar -, Edifício Eldorado Business Tower, Pinheiros through the SUSEP Process 15414.900439/2015-34. All World Nomads entities listed above, including nib Travel Services Europe Limited, nib Travel Services Limited and nib Travel Services (Australia) Pty Ltd, are subsidiaries of nib holdings limited (ABN 51 125 633 856).


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