This level property offers a rare combination of protected sandy bottom swimming, ideal for kayaking, paddleboarding, and swimming, paired with long lake views towards
GunstockMountain
to your new home! Welcome
Located on Meredith Neck in Cummings Cove within the highly desirable Spindle Point Association on Lake Winnipesaukee, this level property offers a rare combination of protected sandy bottom swimming, ideal for kayaking, paddleboarding, and swimming, paired with long lake views towards Gunstock Mountain, a combination rarely found on the lake Known for its Fourth of July firework display, Cummings Cove is one of Lake Winnipesaukee's most treasured waterfront neighborhoods Lovingly maintained and cherished by the same family for many years, this extraordinary property is ready for its next chapter and the opportunity to create new memories Beautiful stonework, mature apple trees, established gardens, and inviting outdoor living spaces create the perfect setting for gathering with family and friends. The waterfront patio and fire pit invite you to enjoy lake life from sunrise to sunset The spacious open concept floor plan is filled with natural light and centers around a large kitchen featuring granite countertops, stainless steel appliances, beautiful cabinetry, and abundant storage. Two first floor bedrooms offer convenient one level living, while the generous second floor primary suite with a bonus loft provides additional flexibility for family and guests
A rare bonus, the separate back lot features an oversized heated three car garage with electricity, a car lift, and unfinished space above, offering outstanding potential for future expansion, additional guest space, a home office, hobby room, or exceptional storage for boats and lake toys Relax on the welcoming covered mahogany porch with your morning coffee or unwind after a day on the lake. The quiet, walkable neighborhood is perfect for walking, running, and biking while enjoying the very best of Lake Winnipesaukee living
Lake Winnipesaukee
Dock
Covered Porch
Kitchen Kitchen
Dining Room
Living Room Living Room
Great Room Great Room
Bedrooms
Bedrooms
Office/Loft
Deck
Main House Exterior Main House Exterior
Garage Exterior Garage Exterior
Garage Interior Garage Interior
House Floor Plans
Garage Floor Plans
ActivationDate
Directions Follow Meredith Neck Road and turn right onto Eaton Avenue. Continue on Eaton Avenue, then turn onto Cummings Cove Road.
PublicRemarks Located on Meredith Neck in Cummings Cove within the highly desirable Spindle Point Association on Lake Winnipesaukee, this level property offers a rare combination of protected sandy bottom swimming, ideal for kayaking, paddleboarding, and swimming, paired with long lake views towards Gunstock Mountain, a combination rarely found on the lake. Known for its Fourth of July firework display, Cummings Cove is one of Lake Winnipesaukee's most treasured waterfront neighborhoods. Lovingly maintained and cherished by the same family for many years, this extraordinary property is ready for its next chapter and the opportunity to create new memories. Beautiful stonework, mature apple trees, established gardens, and inviting outdoor living spaces create the perfect setting for gathering with family and friends. The waterfront patio and fire pit invite you to enjoy lake life from sunrise to sunset. The spacious open concept floor plan is filled with natural light and centers around a large kitchen featuring granite countertops, stainless steel appliances, beautiful cabinetry, and abundant storage. Two first floor bedrooms offer convenient one level living, while the generous second floor primary suite with a bonus loft provides additional flexibility for family and guests. A rare bonus, the separate back lot features an oversized heated three car garage with electricity, a car lift, and unfinished space above, offering outstanding potential for future expansion , additional guest space, a home office, hobby room, or exceptional storage for boats and lake toys. Relax on the welcoming covered mahogany porch with your morning coffee or unwind after a day on the lake. The quiet, walkable neighborhood is perfect for walking, running, and biking while enjoying the very best of Lake Winnipesaukee living. This one won't last long, showings begin on July 8th. Open house July 11 from 10-12.
ConstructionStatus Existing
ConstructionMaterials Masonry, Stone Exterior, Wood Exterior
FoundationDetails Concrete
Basement Yes
BasementAccessType Interior
Roof Asphalt Shingle
ParkingFeatures Heated Garage, Storage Above, Parking Spaces 3 - 5, Paved, Detached
Garage Yes
GarageCapacity 3
SchDistrct Inter-Lakes Coop Sch Dst
SchElem Inter-Lakes Elementary
SchMiddle Inter-Lakes Middle School
SchHigh Inter-Lakes High School
OwnedLand Yes
ZoningDescription Residential
DeedRecordedType Warranty
TotalDeeds
DeedBook 2360
DeedPage 0072
WaterfrontProperty Yes
WaterView Yes
WaterBodyAccess Yes
WaterBodyName Lake Winnipesaukee
WaterBodyType Lake
WaterFrontageLength 65
WaterAccessDetails Deep Water Access, Directly Adjoining
WaterFrRit Exclusively Owned
WaterBodyRestrictions Unknown
LotFeatures Deep Water Access, Interior Lot, Lake Frontage, Lake View, Landscaped, Water View, Waterfront, Wooded, Near Shopping, Near Skiing, Near School(s)
Utilities Cable Available
Heating Oil, Mini Split
Electric 200+ Amp Service
Cooling Mini Split
WaterSource Drilled Well, Private Sewer Private, Septic
UTILITIESANDFEATURES
ExteriorFeatures Deck, Garden Space, Natural Shade, Patio, Covered Porch, Private Dock, Storage
InteriorFeatures Blinds, Ceiling Fan, Dining Area, Wood Fireplace , 1 Fireplace, Hearth, Kitchen Island, Kitchen/Dining, Living/Dining, Natural Light, Skylight, Indoor Storage, Vaulted Ceiling, Walk-in Closet
Flooring Carpet, Hardwood, Tile
Appliances Dishwasher, Microwave, Refrigerator, Washer, Electric Stove
OtherEquipment Air Conditioner, Smoke Detector, Gas Stove, Portable Generator
CONDO/ASSOCIATION-MOBILE-AUCTION
CondoName
BuildingNumber
UnitsPerBuilding CondoFees
MobileParkName
MobileParkApproval
MobileCo-Op
MobileMustMove
Fee
Fee2
Fee3
SaleIncludes Furnishings Exclusions
DISCLOSURES
Auction No
AuctionDate
AuctionTime
AuctioneerName
Timeshare/Fract.Ownrshp No
Foreclosed/Bank-Owned/REO No
FloodZone Unknown
Seasonal No
RightofFirstRefusal No
Shanna Bekar Cell: 603-234-4975
shanna@adamdow.com
MyOfficeInfo: Listed By:
KW Coastal and Lakes & Mountains Realty/Meredith 66 NH Route 25
Meredith NH 03253
Off: 603-569-4663
PROPERTY DISCLOSURE - RESIDENTIAL ONLY
New Hampshire Association of REALTORS® Standard Form TO BE COMPLETED BY SELLER
The following answers and explanations are true and complete to the best of SELLER'S knowledge. This statement has been prepared to assist prospective BUYERS in evaluating SELLER'S property. This disclosure is not a warranty of any kind by the SELLER, or any real estate FIRM representing the SELLER, and is not a substitute for any inspection by the BUYER. SELLERS authorize FIRM in this transaction to disclose the information in this statement to other real estate agents and to prospective buyers of this property.
NOTICE TO SELLER(S): COMPLETE ALL INFORMATION AND STATE NOT APPLICABLE OR UNKNOWN AS APPROPRIATE. IF ANY OF THE INFORMATION IN THIS PROPERTY DISCLOSURE FORM CHANGES FROM THE DATE OF COMPLETION, YOU ARE TO NOTIFY THE LISTING FIRM PROMPTLY IN WRITING.
The Albert H. Burgun Living Trust, by Albert H. Burgun and Susan M. Burgun, Trustees 15
Cove Road, Meredith, NH 03253
WATER SUPPLY
Please answer all questions regardless of type of water supply.
a. TYPE OF SYSTEM: Public Private Seasonal Unknown Drilled Dug Other
b. INSTALLATION: Location:
Installed By:
Date of Installation: What is the source of your information?
c. USE: Number of persons currently using the system: Does system supply water for more than one household? Yes No
d. MALFUNCTIONS: Are you aware of or have you experienced any malfunctions with the (public/private/other) water systems?
Pump: Yes No N/A
Quantity: Yes No
Quality: Yes No Unknown If YES to any question, please explain in Comments below or with attachment.
e. WATER TEST: Have you had the water tested? Yes No Date of most recent test IF YES to any question, please explain in Comments below or with attachment. Are you aware of any test results reported as unsatisfactory or satisfactory with notations? Yes No IF YES, are test results available? Yes No What steps were taken to remedy the problem? COMMENTS:
6.
SEWAGE DISPOSAL SYSTEM
a. TYPE OF SYSTEM: Public: Yes No Community/Shared: Yes No Private: Yes No Unknown Septic Design Available: Yes No
b. IF PUBLIC OR COMMUNITY/SHARED
Have you experienced any problems such as line or other malfunctions? Yes No What steps were taken to remedy the problem?
c. IF PRIVATE:
TANK: Septic Tank Holding Tank Cesspool Unknown Other
Tank Size Gal. Unknown Other
Tank Type Concrete Metal Unknown Other
Location: Location Unknown Date of Installation:
Date of Last Servicing: Name of Company Servicing Tank:
Have you experienced any malfunctions? Yes No COMMENTS:
Tank size and type were made known to us when we purchased the home.
PROPERTY DISCLOSURE - RESIDENTIAL ONLY
New Hampshire Association of REALTORS® Standard Form
TO BE COMPLETED BY SELLER PROPERTY LOCATION:
15 Cummings Cove Road, Meredith, NH 03253
d. LEACH FIELD: Yes No Other
IF YES, Location:
Between the house and Street
Size: Unknown
Date of installation of leach field: Installed By:
Have you experienced any malfunctions? Yes No
Comments:
e. IS SYSTEM LOCATED ON “DEVELOPED WATERFRONT” as described in RSA 485-A? Yes No
Unknown IF YES, has a septic system evaluation been done within 180 days? Yes No Unknown
Date of Evaluation:
July 7, 2009
Comments:
"Town of Meredith has no issues with your current system nor do we have any compliance issues"
FOR ADDITIONAL INFORMATION THE BUYER IS ENCOURAGED TO CONTACT THE NH DEPARTMENT OF ENVIRONMENTAL SERVICES SUBSURFACE SYSTEMS BUREAU, 603-271-3501
7. INSULATION LOCATION Yes No Unknown If YES, Type Amount Unknown
Attic or Cap
Crawl Space
Exterior Walls Floors
8. HAZARDOUS MATERIAL
a. UNDERGROUND STORAGE TANKS - Current or previously existing:
full
full
Are you aware of any past or present underground storage tanks on your property? Yes No
Unknown IF YES: Are tanks currently in use? Yes No IF NO: How long have tank(s) been out of service?
What materials are, or were, stored in the tank(s)?
Age of tank(s): Size of tank(s):
Location:
Are you aware of any past or present problems such as leakage, etc? Yes No
Comments: If tanks are no longer in use, have the tanks been removed? Yes No Unknown
Comments:
b. ASBESTOS - Current or previously existing:
As insulation on the heating system pipes or ducts? Yes No Unknown In the siding? Yes No Unknown In the roofing shingles? Yes No Unknown In flooring tiles? Yes No
Unknown Other Yes No Unknown If YES, Source of information:
Comments:
c. RADON/AIR - Current or previously existing:
Has the property been tested? Yes No Unknown If YES: Date: By:
Results: If applicable, what remedial steps were taken? Has the property been tested since remedial steps? Yes No Are test results available? Yes No
Comments:
INITIALS /
TO BE COMPLETED BY SELLER
New Hampshire Association of REALTORS® Standard Form
PROPERTY LOCATION:
d. RADON/WATER - Current or previously existing: Has the property been tested? Yes No Unknown If YES: Date: By: Results: If applicable, what remedial steps were taken? Has the property been tested since remedial steps? Yes No Are test results available? Yes No Comments:
e. LEAD-BASED PAINT - Current or previously existing: Are you aware of lead-based paint on this property? Yes No If YES: Source of information:
Are you aware of any cracking, peeling, or flaking lead-based paint? Yes No Comments:
f. Are you aware of any other hazardous materials? Yes No If YES: Source of information: Comments:
9. GENERAL INFORMATION
a. Is this property subject to liens, encroachments, easements, rights-of-way, leases, restrictive covenants, attachments, life estates, or right of first refusal? Yes No Unknown If YES, Explain: What is your source of information?
15 Cummings Cove Road, Meredith, NH 03253 Spindle Point HOA - $150/yr
b. Is this property subject to special assessments, betterment fees, association fees, or any other transferable fees? Yes No Unknown If YES, Explain: What is your source of information?
c. Are you aware of any onsite landfills or any other factors, such as soil, flooding, drainage, etc? Yes No If YES, Explain:
d. Are you aware of any problems with other buildings on the property? Yes No If YES, Explain:
e. Are you receiving a tax exemption or reduction for this property for any reason including but not limited to current use, land conservation, etc.? Yes No Unknown If YES, Explain:
f. Is this property located in a Federally Designated Flood Hazard Zone? Yes No Unknown Comments:
g. Has the property been surveyed? Yes No Unknown If YES, By: If YES, is survey available? Yes No Unknown
h. How is the property zoned?
i. Heating System Age: Type:
Owner of Tank: Annual Fuel
Date system was last serviced and by whom?
Secondary Heat Systems: Comments:
j. Roof Age: Type of Roof Covering: Moisture or leakage: Comments:
New Hampshire Association of REALTORS® Standard Form
TO BE COMPLETED BY SELLER PROPERTY LOCATION:
Cummings Cove Road, Meredith, NH 03253
k. Foundation/Basement Full Partial Other: Type: Moisture or leakage: Comments:
l. Chimney(s) How Many? Lined? Last Cleaned: Problems? Comments:
m. Plumbing Type: Age: Comments:
n. Domestic Hot Water Age: Type: Gallons:
o. Electrical System # of Amps Circuit Breakers Fuses Comments: Solar Panels: Leased Owned If leased, explain terms of agreement: Comments:
p. Modifications: Are you aware of any modifications or repairs made without the necessary permits? Yes No If Yes, please explain:
q. Pest Infestation: Are you aware of any past or present pest infestations? Yes No Type: Comments:
r. Methamphetamine Production Do you have knowledge of methamphetamine production ever occurring on the property? (Per RSA 477:4-g) Yes No If YES, please explain:
s. Air Conditioning Type: Age: Date Last Serviced and by whom: Comments:
t. Pool Age: Heated: Yes No Type: Last Date of Service: By Whom:
u. Generator Portable: Yes No Whole House: Yes No Kw/Size: Last Date of Service: If Portable: Included Negotiable Comments:
v. Internet Type Currently Used at Property:
w. Other (e.g. Alarm System, Irrigation System, etc.) Comments:
NOTICE TO PURCHASER(S): PRIOR TO SETTLEMENT YOU SHOULD EXERCISE WHATEVER DUE DILIGENCE YOU DEEM NECESSARY WITH RESPECT TO ADJACENT PARCELS IN ACCORDANCE WITH THE TERMS AND CONDITIONS AS MAY BE CONTAINED IN PURCHASE AND SALES AGREEMENT AND DEPOSIT RECEIPT. YOU SHOULD EXERCISE WHATEVER DUE DILIGENCE YOU DEEM NECESSARY WITH RESPECT TO INFORMATION ON ANY SEXUAL OFFENDERS REGISTERED UNDER NH RSA CHAPTER 651-B. SUCH INFORMATION MAY BE OBTAINED BY CONTACTING THE LOCAL POLICE DEPARTMENT.
PROPERTY DISCLOSURE - RESIDENTIAL ONLY
New Hampshire Association of REALTORS® Standard Form TO BE COMPLETED BY SELLER
PROPERTY LOCATION:
15 Cummings Cove Road, Meredith, NH 03253
10. ADDITIONAL INFORMATION
a. ATTACHMENT EXPLAINING CURRENT PROBLEMS, PAST REPAIRS, OR ADDITIONAL INFORMATION? Yes No
b. ADDITIONAL COMMENTS:
ACKNOWLEDGEMENTS:
SELLER ACKNOWLEDGES THAT HE/SHE HAS PROVIDED THE ABOVE INFORMATION AND THAT SUCH INFORMATION IS ACCURATE, TRUE AND COMPLETE TO THE BEST OF HIS/HER KNOWLEDGE. SELLER AUTHORIZES THE LISTING BROKER TO DISCLOSE THE INFORMATION CONTAINED HEREIN TO OTHER BROKERS AND PROSPECTIVE PURCHASERS.
SELLER(S) MAY BE RESPONSIBLE AND LIABLE FOR ANY FAILURE TO PROVIDE KNOWN INFORMATION TO BUYER(S).
BUYER ACKNOWLEDGES RECEIPT OF THIS PROPERTY DISCLOSURE RIDER AND HEREBY UNDERSTANDS THE PRECEDING INFORMATION WAS PROVIDED BY SELLER AND IS NOT GUARANTEED BY BROKER/AGENT. THIS DISCLOSURE STATEMENT IS NOT A REPRESENTATION, WARRANTY OR GUARANTY AS TO THE CONDITION OF THE PROPERTY BY EITHER SELLER OR BROKER. BUYER IS ENCOURAGED TO UNDERTAKE HIS/HER OWN INSPECTIONS AND INVESTIGATIONS VIA LEGAL COUNSEL, HOME, STRUCTURAL OR OTHER PROFESSIONAL AND QUALIFIED ADVISORS AND TO INDEPENDENTLY VERIFY INFORMATION DIRECTLY WITH THE TOWN OR MUNICIPALITY.
INITIALS /
INITIALS /
Albert H Burgun
Susan M Burgun
CONDOMINIUM,CO-OP,PUDANDOTHERHOMEOWNERORGANIZATIONS (TobeusedinconjunctionwithPropertyDisclosure-Residential) NewHampshireAssociationofREALTORS® StandardForm
IncompliancewiththerequirementsofRSA477:4-f,thefollowinginformationisprovidedtoBUYERrelativetothepurchaseof acondominiumunit.
RIGHTTOINFORMATION:InaccordancewithRSA356-B:58,apartyinterestedinpurchasinga
condominiumunithastherighttoobtainfromtheCondominiumUnitOwner'sAssociationthefollowing information:acopyofthecondominiumdeclaration,by-laws,anyformalrulesoftheassociation,astatementof monthlyandannualfeesandanyspecialassessmentsmadewithinthelast3years.
1. SellerandPropertyAddress:
2. AssociationName(ifapplicable):
3. PropertyManager/Agent:
4. GENERAL AND LEGAL
a. ArethereanyAssociationorCorporationapprovalsrequiredfortransferofOwnership?
b. IsthereatimeshareoperationexistingatProperty?
c. IsthereavacationrentaloperationorotherorganizedrentalprogramatProperty? Yes No
d. Areyouawareofanyrental,useoragerestrictions?
e. Numberofallocatedparkingspacesavailableforthisunit:
f. Areyouawareofanypendingorexistinglitigation? Yes NoIfYes,pleaseexplain:
g. AretheminutesoftheCondominiumAssociationannualmeetingavailable? Yes No Unknown
h. Arethereanypetpolicies?Restrictions: Yes NoDogs/CatsAllowed: Yes No
5.MASTERINSURANCEPOLICY
a.NameofCompany: b.NameofAgent: Phone:
6.FINANCIAL
a. Monthlymaintenancefee(s):$
b. Whatdothemonthlyfeesinclude?
AirConditioning HotWater RoadMaintenance
CableTVSignal Landscaping Sewer
Electricity LotRent SnowRemoval Garage/Parking RealPropertyTax TrashRemoval
Gas Recreation/CommunityAssociationDues Water Other:
c. Arethereanyadditionalfees?Ifso,pleasespecify:
d. Areyouawareofanyspecialassessmentsorloansineffectatthistime? Yes No IfYes,explain: AdditionalComments:
7. ACKNOWLEDGEMENTS: SELLERACKNOWLEDGESTHATHE/SHEHASPROVIDEDTHEABOVEINFORMATIONANDTHATSUCHINFORMATION ISACCURATE,TRUEANDCOMPLETETOTHEBESTOFHIS/HERKNOWLEDGE. SELLERAUTHORIZESTHELISTING BROKERTODISCLOSETHEINFORMATIONCONTAINEDHEREINTOOTHERBROKERSANDPROSPECTIVE PURCHASERS.
BUYERACKNOWLEDGESRECEIPTOFTHISPROPERTYDISCLOSURERIDERANDHEREBYUNDERSTANDSTHE PRECEDINGINFORMATIONWASPROVIDEDBYSELLERANDISNOTGUARANTEEDBYBROKER/AGENT. THIS DISCLOSURESTATEMENTISNOTAREPRESENTATION,WARRANTYORGUARANTYASTOTHECONDITIONOFTHE PROPERTYBYEITHERSELLERORBROKER. BUYERISENCOURAGEDTOUNDERTAKEHIS/HEROWNINSPECTIONS ANDINVESTIGATIONSVIALEGALCOUNSEL,HOME,STRUCTURALANDOTHERADVISORS.
The Albert H. Burgun Living Trust, by Albert H. Burgun and Susan M. Burgun, Trustees 15 Cummings Cove Road, Meredith, NH 03253
$150 annual dues
Albert H Burgun
Susan M Burgun
ThisDisclosureFormisfromtheNationalLeadInformationCenterundertheUnitedStatesEnvironmentalProtection Agency.ThisisnotaNewHampshireAssociationofREALTORS® form.
PropertyAddress:
15 Cummings Cove Road, Meredith, NH 03253
LEADWARNINGSTATEMENT
Everypurchaserofanyinterestinresidentialpropertyonwhicharesidentialdwellingwasbuiltpriorto1978isnotifiedthat suchpropertymaypresentexposuretoleadfromlead-basedpaintthatmayplaceyoungchildrenatriskofdeveloping leadpoisoning. Leadpoisoninginyoungchildrenmayproducepermanentneurologicaldamage,includinglearning disabilities,reducedintelligencequotient,behavioralproblems,andimpairedmemory. Leadpoisoningalsoposesa particularrisktopregnantwomen. Thesellerofanyinterestinresidentialrealpropertyisrequiredtoprovidethebuyer withanyinformationonlead-basedpainthazardsfromriskassessmentsorinspectionsintheseller'spossessionand notifythebuyerofanyknownlead-basedpainthazards. Ariskassessmentorinspectionforpossiblelead-basedpaint hazardsisrecommendedpriortopurchase.
Seller'sDisclosure
(a)Presenceoflead-basedpaintand/orlead-basedpainthazards(check(i)or(ii)below):
(i) Knownlead-basedpaintand/orlead-basedpainthazardsarepresentinthehousing(explain).
(ii) Sellerhasnoknowledgeoflead-basedpaintand/orlead-basedpainthazardsinthehousing.
(b)Recordsandreportsavailabletotheseller(check(i)or(ii)below):
(i) Sellerhasprovidedthepurchaserwithallavailablerecordsandreportspertainingtolead-basedpaintand/or lead-basedpainthazardsinthehousing(listdocumentsbelow).
(ii) Sellerhasnoreportsorrecordspertainingtolead-basedpaintand/orlead-basedpainthazardsinthehousing.
Purchaser'sAcknowledgement (initial)
(c) Purchaserhasreceivedcopiesofallinformationlistedabove.
(d) Purchaserhasreceivedthepamphlet ProtectYourFamilyfromLeadinYourHome.
(e)Purchaserhas(check(i)or(ii)below):
(i) receiveda10-dayopportunity(ormutuallyagreeduponperiod)toconductariskassessmentorinspectionfor thepresenceoflead-basedpaintand/orlead-basedpainthazards;or
(ii) waivedtheopportunitytoconductariskassessmentorinspectionforthepresenceoflead-basedpaintand/or lead-basedpainthazards.
Agent'sAcknowledgement (initial)
(f) Agenthasinformedtheselleroftheseller'sobligationsunder42U.S.C.4852dandisawareofhis/her responsibilitytoensurecompliance.
CertificationofAccuracy
Thefollowingpartieshavereviewedtheinformationaboveandcertify,tothebestoftheirknowledge,thattheinformation theyhaveprovidedistrueandaccurate.
Albert H Burgun
Susan M Burgun
Shanna L. Bekar
Effective January 1, 2026
ARTICLE I-Name and Seal
The Association shall be known as "Spindle Point Association, Inc." The seal shall be a circular die, with the historic name "Spindle Point Civic Association, Inc. 1953, New Hampshire" cut or engraved thereon.
ARTICLE II-Purpose
The Association is a nonprofit organization for residents of the Spindle Point section of Meredith, New Hampshire, as defined by the Joseph I. Melanson subdivision, 1949, organized to provide an effective liaison between the Association and the town of Meredith, to promote civic improvement, a friendly community, safety, sanitation and to monitor the application of all rules, regulations and laws of the State of New Hampshire and the town of Meredith, pertaining to the purpose of this Association. It is also the purpose of this Association to use our resources to promote and maintain the character of the area, its deeds, covenants and restrictions therein.
ARTICLE III-Membership and Dues
a) Members in Good Standing shall be defined as: Persons having title to real estate in the Spindle Point subdivision, their spouses and children of at least 21 years of age, shall become members in good standing by payment of annual dues as regulated by the Association. Dues shall be assessed upon a single domicile. There shall be one vote per domicile for conducting the business of the Association;
b) The Association at any regular Association meeting shall fix the annual dues for Members in Good Standing;
c) Association members have the right to use all of the common lands owned by the Association. These common lands are known as the Beach Lot #88, the Red Maple Swamp Lot, the Shelter Lot, the Brook Lot, and the Eagle Mountain Lot;
d) Eligible persons who are not Members in Good Standing forty-five (45) calendar days before the August annual Member Meeting forfeit the right to vote at the August annual Member Meeting. Eligible persons who are not Members in Good Standing shall not be covered by Association liability insurance and shall not enjoy the right to have a nameplate on the Association signboard;
e) Lapsed memberships may be immediately reinstated as Members in Good Standing by payment of all outstanding dues;
f) Anyone purchasing property shall automatically succeed to rights of membership of the seller. An entrance fee, set by the Board of Governors, may be required to join the Association.
ARTICLE IV-Officers
a) The officers of the Association shall consist of a President, a Vice President, a Secretary, an Assistant Secretary, a Treasurer, an Assistant Treasurer, and a Membership Chairperson;
b) The fiscal term of office shall run for two fiscal years from January 1 to December 31 of the following year.
ARTICLE V-President
BY-LAWS: SPINDLE POINT ASSOCIATION, INC.
Effective January 1, 2026
The President shall:
a) Ensure notices of open positions and elections are held as to continuously maintain a comprehensive Board of Governors to manage the affairs of the Association.
b) Preside according to Roberts Rules of Parliamentary Law (a copy of which shall be kept with the books of the Secretary) at all meetings of the Association and the Board of Governors;
c) Serve as the chair of the Board of Governors;
d) Call such meetings as are herein provided;
e) Supervise and report the conduct of affairs of the Association at the August meeting;
f) Sign with the Secretary all legal instruments on behalf of the Association, after receiving approval from the Board of Governors, except for disbursements, which shall be signed by the Treasurer;
g) Notify members of the Association of the date, time and place of all meetings, the nature of business to be voted upon and all agenda matters to come before those meetings;
h) Ensure that notice of dues be sent on or about January 1st of each year;
i) Supervise the publication of a newsletter each year.
ARTICLE VI-Vice President
The Vice President shall:
a) Perform the duties of the President in the absence of the President;
b) Perform the annual financial review of accounts of the Association prior to the August meeting and provide a report at the August meeting;
c) Supervise the By-law Committee;
d) File for the Association the State of New Hampshire “Non-Profit Report”, that is to be filed every five years, on years ending in zero (0) or five (5).
ARTICLE VII-Secretary
The Secretary shall:
a) Sign all legal documents with the President on behalf of the Association;
b) Conduct the correspondences of the Association and keep copies which shall be open to the inspection of members;
c) Take the minutes of all Association and Board of Governor meetings. In the absence of the President and Vice President, call meetings to order for the purpose of electing a temporary chair;
d) Record results of votes taken at Member Meetings.
ARTICLE VIII-Assistant Secretary
The Assistant Secretary shall:
a) Organize and maintain a checklist of online records of the Association;
BY-LAWS: SPINDLE POINT ASSOCIATION, INC.
Effective January 1, 2026
b) Annually assess the Association’s record-keeping so each years’ books and meeting records are organized and available for future reference by current and future BOGs;
c) Assist the Secretary as requested.
ARTICLE IX–Membership Chairperson
The Membership Chairperson shall:
a) Act as Chairperson of the Membership Committee;
b) Keep an accurate record of all Spindle Point properties and persons eligible for membership;
c) In concert with the Assistant Treasurer, keep a record of all Members of the Association including their last known permanent addresses, phone numbers, and email addresses;
d) Keep a record of Members present at all meetings and hand out voting cards to Members in Good Standing.
ARTICLE X-Treasurer
The Treasurer shall:
a) Receive all monies belonging to the Association and disburse money under the direction of the President and the Board of Governors in accordance with the terms of Article XIII, and all other applicable provisions of these By-laws;
b) Deposit the funds of the Association promptly in the name of the Association to such bank and/or purchase such financial instrument (ex: CD) as designated by the Board of Governors and withdraw funds by as requested by the Board of Governors upon the Treasurer's signature alone;
c) Submit a statement of accounts at each regular meeting and have details of such accounts readily available at regular meetings (XV);
d) Have all accounts open to members of the Board of Governors and have the accounts from the preceding calendar year available for the Vice President;
e) File Form 990-N Annual Electronic Notice (e-Postcard) for Tax Exempt Organizations with IRS annually.
ARTICLE XI-Assistant Treasurer
The Assistant Treasurer shall:
a) Assist the Treasurer as requested;
b) Collect and deposit dues; provide collection reports to the Treasurer and Membership Chairperson.
ARTICLE XII-Board of Governors
The Board of Governors shall:
a) Consist of at least nine (9) and no more than thirteen (13) members in good standing of the Association as follows:
BY-LAWS: SPINDLE POINT ASSOCIATION, INC.
Effective January 1, 2026
I. The seven officers of the Association;
II. The immediately available past President of the Association;
III. At least one (1), but no more than five (5) Members at Large.
When practical, one board member shall be chosen from each of the following property groups, with two (2) members at large:
1) Sachem Cove Road and Spindle Point Road street numbers 7- 35 inclusive;
2) Spindle Point Road numbers 37-95 inclusive, to the end of Spindle Point Road;
3) Lighthouse Road, Observatory Road and Oak Island;
4) Cummings Cove Road and Eaton Avenue.
b) Have six or seven (6 or 7) members of the Board of Governors elected each year for terms of two (2) years, such terms commence on the first day of January following their election, to run on a staggered basis.
ARTICLE XIII-Duties
of the Board
The Board of Governors shall:
a) Manage and direct all business of the association. Have general charge and direction of the business of the Association;
b) Under the direction of the President and prior to the meeting of the general membership in August, prepare an annual budget of estimated income and expenditures to be voted on by the Association members at the August meeting. The budget may include an item for incidental expenses not to exceed $800.00;
c) Promptly consider and vote upon any additional expenditures not included in the budget that may arise due to unforeseeable circumstances or emergencies during the year. Any expenditure in the amount of eight hundred dollars ($800) or more shall require approval of a quorum of the Board of Governors, with effort being made to contact all members of the BOG. Expenditures under the eight hundred ($800) shall require approval of a four (4) members of the Board of Governors;
d) At the recommendation of the Treasurer have the care and management of the Association's invested funds and other property with power to invest, reinvest and transfer the same at its discretion;
e) Review the details of the Treasurer’s Report prior to the regular August meeting.
ARTICLE XIV-Standing Committees
There shall be:
a) A Membership Committee chaired by the Membership Chairperson to keep accurate records of the Spindle Point Association (SPA) landowners, their contact information and their Membership status;
b) A Social Committee appointed by the President when that officer takes office, to take charge of all social activities for the current year;
c) A Nominating Committee appointed by the Board of Governors at its spring meeting to select new candidates for officers and board members;
d) A Stewardship Committee to take care of the Association’s common land;
Effective January 1, 2026
e) A By-law Committee, as required, to keep By-laws up to date.
ARTICLE XV-Meetings
a) There shall be one (1) Annual Member Meeting of the Association. The Member Meeting is to be held in Meredith, NH on the second Saturday or Sunday in August. The President of the Association with send notice to Members designating the time, place, and date of meeting, at least two weeks prior to the date of said meeting;
b) The President may call special meetings;
c) At all Member Meetings of the Association a quorum shall consist of fifteen Members in Good Standing, one vote per domicile. The Board of Governors shall meet at least once per year at a time and place designated by the President upon one week's notice to members of the Board. The President shall call additional meetings, with at least one (1) week notice when practicable, upon the request of the majority of the Board;
d) At meetings of the Board of Governors a quorum shall consist of fifty percent (50%) plus one (1) members of the Board of Governors. To be clear:
ARTICLE XVI-Nomination and Election of Officers and Members at Large
a) The Nominating Committee shall nominate officers and members for the Board of Governors by giving notice of such nominations to the Secretary at least four (4) weeks prior the Annual Meeting of the Association in August; notice of the candidates will be sent to the Membership at least three weeks prior to the Annual Meeting in August;
b) Other nominations may be made at least fourteen (14) days before the August meeting by any five (5) members in good standing of the Association in writing, filed with the Secretary, with the written consent of the nominees;
c) Elections of members of the Board of Governors and other officers will take place at the August meeting of the Association and a plurality shall elect;
d) Any officer or member of the Board of Governors may be removed at any time by a majority vote of the Members in Good Standing of the Association at any regular meeting (see XV) or other meeting which has been formally noticed to all Members in Good Standing, if such office holder, by illness, neglect, lack of interest or other cause, shall not have attended to these duties as described in these by-laws;
e) The Board of Governors shall temporarily fill unforeseen vacancies among the required officers and members of the Board of Governors for a term ending when an election will be held at the next annual August Membership Meeting;
f) All nominees for Association officers or Board of Governors must be and shall remain throughout their tenure Members in Good Standing.
ARTICLE XVII-Voting
BY-LAWS: SPINDLE POINT ASSOCIATION, INC.
Effective January 1, 2026
a) At or prior to all meetings of the Association, members in good standing (one vote per domicile as referenced to Article III-a) may vote either personally or by written limited proxy or ballot, upon any resolution or election of officers;
b) At all meetings of the Board of Governors, any member of the Board may vote upon any resolution submitted to them in writing prior to such meeting and thence mailed or delivered to the President or the Secretary.
ARTICLE XVIII–Definitions
Wherever the following terms appear in these By-laws and on SPA property signage, the following definitions shall apply:
Landowner: An eligible person, eligible to become an SPA Member. A person who has title to real property in the Spindle Point Subdivision of 1949 (as amended).
Member: A Landowner within the Spindle Point Subdivision who is paid and current on their Membership Dues and fees, if any.
Guest: An invited guest of the Member. In virtually all regards relative to these by-laws, a Guest is an invited, well-known to the Member, and typically escorted associate of the land-owning Member. An AirBnB “guest” (or similar) discovered by commercial solicitation of the property for rent does not meet this definition.
Renter: A short-term renter. Short-term is defined as less than 90 continuous calendar days’ rental or lease agreement.
Lessee: A long-term renter. Long-term is defined as 365 continuous calendar days’ agreement. In regards to the rights and privileges referenced in these by-laws, a Lessee (with the obvious exception of land ownership and voting) stands in the shoes of the owner
ARTICLE XIX-Change of By-laws
These by-laws may be amended at any meeting of the Association by an affirmative vote of at least two-thirds of the members voting in person or by written ballot or limited proxy. No amendment shall be adopted unless the change is stated in the meeting notification, nor unless twenty (20) members in good standing shall have voted in favor thereof.
BY-LAWS: SPINDLE POINT ASSOCIATION,
Effective January 1, 2026
ARTICLE XX-Rule and Regulations pertaining to The Common Beach Lot / Lot 88:
a) Renters, as defined in Article XVIII, may not use Lot 88;
b) The following usage rules shall be posted on Lot 88 and adhered to by Members: Beach Lot Rules
● Carry in/Carry out garbage policy
● Pets must be under your complete physical control / you are strictly liable for them
● Pet owners must pick-up and remove animal waste from the property (off site)
● Beach launching restricted to Small Craft Only
● Motorized craft limit: < 19' Length Overall
● Combined craft + trailer weight limit: 1800 lbs
● Beach launching by SPA Land-owning MEMBERS *ONLY*
● Use only over dry ground, in dry weather conditions
15 CUMMINGS COVE RD
Acct# 23620 Owner BURGUN, ALBERT H LIVING TRUST
4767
Count
Owner BURGUN, ALBERT H LIVING TRUST
Co-Owner BURGUN, ALBERT H & SUSAN M TRUSTEES Address 15 CUMMINGS COVE RD
NH 03253
Replacement Cost: $364,405
Building Percent Good: 83
Replacement Cost Less Depreciation: $302,500
CUMMINGS COVE RD
Acct# 23630 Owner BURGUN, ALBERT H LIVING TRUST
4747
Owner BURGUN, ALBERT H LIVING TRUST
Co-Owner BURGUN, ALBERT H & SUSAN M TRUSTEES
Address 15 CUMMINGS COVE RD
NH 03253
Building Information
Building 1 : Section 1
Replacement Cost: $0
Building Percent Good: Replacement Cost Less Depreciation: $0
Exterior Wall 1
Exterior Wall 2
Roof Structure:
Roof Cover
Interior Wall 1
Interior Wall 2
Interior Flr 1
Interior Flr 2 Heat Fuel Heat Type: AC Type:
Bthrms: Total Half Baths: Total Xtra Fixtrs: Total Rooms:
(https://images vgsi.com/photos/MeredithNHPhotos//\00\00\76\21 jpg)
Building Layout
Building Layout (ParcelSketch ashx?pid=4747&bid=4842)
Building Sub-Areas (sq ft)
No Data for Building Sub-Areas
15 CUMMINGS COVE RD | 23620
NewHampshireEmploymentSecurity
Community Profile
Meredith, NH
Incorporated: 1768
By Geography >> City/Town >> Meredith
Community Contact Town of Meredith Judie Milner, Town Manager 41 Main Street Meredith, NH 03253
Telephone (603) 677-4209
Fax Not Available
E-mail townmanager@meredithnh.gov
Web Site www.meredithnh.gov
Municipal Office Hours Town Hall: Monday-Friday 8-5
County Belknap County
Labor Market Area Laconia, NH Micropolitan Statistical Area
Tourism Region Lakes Region
Planning Commission Lakes Region Planning Commission
Regional Development Belknap County Economic Development Council
Election Districts
US Congress District 1
Executive Council District 1
State Senate District 2
State Representative Belknap County District 2
Origin: Meredith was first granted in 1748 to a group of settlers led by Samuel Palmer, a teacher of surveying and navigation, who had laid out much of the land surrounding Lake Winnipesaukee. It was known as Palmer's-Town, or Second Township, since it was the second town granted by the Masonian Proprietors that lay at the lake. Many settlers were from Salem, Massachusetts, and the town was later called New Salem. In 1768, the town was incorporated by Governor John Wentworth as Meredith, for Sir William Meredith, who allied with William Pitt in opposition to taxation on the colonies.
Villages and Place Names: Bear Island, East Bear Island, Leavitt Park, Lovejoy Sands, Meredith Center
Population, Year of the First Census Taken: 881 residents in 1790
Population Trends: Population change for Meredith totaled 2,183 over 44 years, from 4,646 in 1980 to 6,829 in 2024. The largest decennial percent change was a 23 percent increase between 1990 and 2000; the smallest, just four percent for both 1980 to 1990 and 2000 to 2010. The 2024 Census estimate for Meredith was 6,829 residents, which ranked 48th among New Hampshire's incorporated cities and towns.
Population Density and Land Area: 2023 (US Census Bureau): 168.2 persons per square mile of land area. Meredith contains 40.3 square miles of land area and 14.2 square miles of inland water area.
Municipal Services
Type of Government Selectmen/Town Manager Budget:Municipal Appropriations,2025
Boards and Commissions
Elected: Selectmen
Appointed:Planning; Conservation; Library; Cemetery; Zoning; Parks & Recreation
If "n" appears, data do not meet disclosure standards.
Education and Child Care
NH Department of Education, 2024 Schools Students Attend: Grades K-12 are part of Inter-Lakes Cooperative (Ashland, Center Harbor, Meredith, Sandwich) District: SAU 2
Career Technology Center: J. Oliva Huot Technical Center (Laconia); Winnisquam Agricultural Programs
Nearest Community/Technical College: Lakes Region
Nearest College or Universities: Plymouth State
Employer Information Supplied by Municipality
Economic
of age and over
Recreation, Attractions, Events
X Municipal Parks
YMCA/YWCA
Boys Club/Girls Club
X Golf Courses
Swimming: INDOOR FACILITY
Swimming: OUTDOOR FACILITY
Tennis Courts: Indoor Facility
X Tennis Courts: Outdoor Facility
Ice Skating Rink: Indoor Facility
Bowling Facilities
X Museums
X Cinemas
X Performing Arts Facilities
X Tourist Attractions
X Youth Organizations (ie Scouts and 4-H)
X Youth Sports: Baseball
X Youth Sports: Soccer
Youth Sports: Football
X Youth Sports: Basketball
X Youth Sports: Hockey
X Campgrounds
X Fishing/Hunting
X Boating/Marinas
X Snowmobile Trails
X Bicycle Trails
X Cross Country Skiing
X Beach or Waterfront Recreation Areas
Overnight or Day Camps
Nearest Ski Areas: Gunstock
Other: Annalee Doll Museum; Scenic Railroad