The
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The St Leonards Directory
Edition 53
We have some freedom again at last! Daichi, the Dashing Dude, our beloved campervan was ecstatic that he could get out and visit the family! We had a great trip to Adderbury in Oxfordshire, where we met the new Lockdown puppy, Lottie. You can read all about it inside. Have you also visited long lost relatives? Have you been shopping? Have you managed to get to the pub for an outside drink and maybe a bite to eat? It is so good to see the Highstreets livelier again. What times! Some events are also getting ready for the summer, so do look out for these and support them where you can. Let’s make the most of our times together, Advertise with us but do wear those masks inside and keep the Take your business to new heights distance for now. We will benefit from it and with our affordable advertising not create more problems, which let’s face packages! Supply your own artwork or it, none of us want. So, enjoy and stick to the use our in-house design and brand rules for now. Of course, we have our loyal and wonderful trades and businesses inside our pages, as well as local information, puzzles and articles for you to read. We are happy to hear from you, so if you have anything to say to improve your local magazine, or just tell us what you like about it, please email me at debbie@modernmagazines.co.uk. If you have used a local trade or business and want to give us good news about them, we can print it in the magazine. Let’s shout about good works done locally! Stephen, myself, Hayden and the excited Daichi wish you a wonderful May. May you enjoy the outdoors with family and friends!
expert. To chat to Debbie or the sales team, give us a call:
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enquiries@modernmagazines.co.uk Copy deadline for June edition: 10th May 2021 DISCLAIMER: Whilst every care has been taken to ensure that data in this publication is accurate, the publisher cannot accept any liability to any party to loss or damage caused by errors or omissions resulting from negligence, accident or any other cause. The St Leonards & St Ives Directory does not officially endorse any advertising material included within the publication. No part of this publication may be reproduced, stored in ant retrieval systems or transmitted in any form, without prior permission of the publisher.
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Reduce your food waste, help combat climate change & save money! At a time when we’re all trying to play our part in tackling Climate Change, there’s one easy action we can take – and it will also save us money! The edible food we throw away contributes to climate change. We are wasting not only the food but the valuable resources that have gone into creating it too - from fertilisers and water that was used for growing it, to the greenhouse gases created from its production and transportation. Here are some handy tips on how to reduce your food waste: Get your portions right – It’s very easy to cook too much pasta and rice. Obviously appetites differ, but a quarter of a standard mug of uncooked rice or two generous handfuls of uncooked pasta per person are a good rule of thumb when estimating quantities required.
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Store food correctly – Food lasts longer if stored in the right places. Bread is best stored in its original packaging in a cupboard or in a bread bin, not the fridge. Potatoes should be kept in a breathable bag/sack (not plastic packaging) and stored in a cool, dark place. Get the best use out of Fridge/Freezer – Setting your fridge down to 5 degrees will keep food fresher for longer. Freezing what you won’t eat is like pressing the pause button. All kinds of foods can be frozen, right up to the “use-by” date, including milk and bread. For more hints and tips visit www.lovefoodhatewaste.com
Dorset Council Waste Team
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Does the Tower of London lie on the north or south bank of the river Thames?
British stamps are different to any other stamps in the world as they are the only ones to not bear what?
Which UK motorway links the M5 with the M40?
What number is positioned between numbers 2 and 3 on a dartboard?
How was Nelson's body preserved during his return from the Battle of Trafalgar?
Can you place the following rivers in order of length, beginning with the longest first: Great Ouse, Thames, Severn, Trent, Wye?
Who wrote the famous poem 'The Tyger'? What colour jacket is worn by the dog in trap one in British greyhound racing? What is the largest lake in England? Which famous English drummer continued to play following the amputation of his left arm in 1985? Can you name the seven Anglo-Saxon Kingdoms of England? Which motor car company uses the bonnet ornament 'The Spirit of Ecstasy'? In a game of bingo, what number is known as Kelly's eye? Which English country appears first in the alphabet? 10
What musical instrument was taken by Sir Francis Drake on his final voyage and is now on display at Buckland Abbey? Which UK city is known as 'The Square Mile'? Which famous male once quoted, 'There is a forgotten nay almost forbidden word, which means more to me than any other. The word is ENGLAND'? Which 5 letter English word has 4 useless (unpronouced) letters? Where is Blackpool Sands located? In the Monday's child rhyme, which child is full of woe?
FIND THE ANSWERS Page 30
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Fallen Master While in 2021 it’s a brand marking a hundred years’ presence on our high streets, we look back a decade to when HMV signalled the beginning of the end for the way we purchase music by shutting 60 stores in the UK. When HMV announced at the start of 2011 that they’d be closing 60 of their iconic stores, the reaction of the general public was largely one of sombre resignation. Formerly a music emporium of the very highest acclaim, HMV (His Master’s Voice) had been outwardly vocal at the struggles they were experiencing in the face of a digital music revolution which, while having started at the turn of the Millennium, was now rapidly gathering pace. The problem was three-fold – the ease, convenience and cheaper purchasing of music in the form of MP3s, the fashion of streaming music rather than actually purchasing it, and the growing spectre of Amazon. It all meant competition was as intense as at any point in HMV’s history. The announcement that 60
stores were to close meant the total still operating in the UK dropped from almost 300 in 2010 to what would become a revised total of 238 by 2012. Worse was to follow, however. In 2013, another huge cull left just 141 in our high streets, although that dip arrested itself in the years that followed. In fairness, the fact the former retail giant has any presence left in the high street isn’t an insignificant achievement (although how the closures of our shopping areas in the wake of the Covid pandemic will impact the chain’s long-term prospects remains to be seen). The retailer opened its first store 100 years ago, in 1921, in London’s Oxford Street. While
success over the first few years was modest, HMV did expand into the manufacture of television and radio sets from the 1930s. Yet it was during the advent of the ‘popular’ music revolution in the Sixties that they really began to take a hold on the record market. As recently as 2009 the evolution of the brand took it into ownership of live music venues, but all too quickly in the fickle and volatile music industry does the predator become the prey, and en route to administration in 2013 it sold off its key assets (Hammersmith Apollo and Waterstone’s included). It will be interesting to see how the store fares when lockdown is lifted; was the closure of 60 stores in 2011 – and a host of others thereafter – a line in the sand, or the beginning of this iconic brand being washed away? Only time will tell.
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Heritage: Ringwood Bypasses from - by John Hawkins A fresh walk Sat at home during Lockdown, we inevitably think back to the good old days. Mid- 1961 we had just moved into our brand new 3 bed bungalow, on its corner site, price £2,995, with an 85% mortgage. Our first car was a “top of the range” original Mini, price £595 … which sat in the garage until we eventually passed our tests.
One of the earliest long journeys I undertook was from my home at Denmead to my latest ship based at Portland. I have little recollection of driving through Ringwood, but it must have been via the 1936-38 bypass through Poulner, across the Avon, and thence through our parish, little thinking one day we would be here to witness some of these developments.
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At the time, improvements intended to reduce through traffic via Fridays Cross and the Market Place saw parts of Poulner Hill become the A31. Some sections to the west were widened,
crossing roads blocked off, and the Town Mill and Vicarage were demolished. Roads File H07B tells more of this story, as well as all the post-war developments.
Within this file, in 2011 the late Keith Micklewright provided someone with 5 maps; 1812 (the Turnpikes); the pre 1960s and 1970s layouts; and post 1970s. Plan 2 shows the pre-1960 single carriageway via Poulner but no roundabouts. Access in and out of town remained via Southampton Road and next to the church, which had by now lost part of its graveyard. The old routes to Salisbury via Mill Lane and Gravel Lane were replaced by a new section of the A338 through Blashford. The single carriageways continued westwards. Plan 3 reveals a dual carriageway from the vicinity of the church junction, where direct access to the A31 was retained. West Street now only had access westbound. Beyond the Avon, this map does show proposed developments of an underpass link for Horton Road and the twin approaches east and west for the roundabout at the head of the proposed Spur Road link with Bournemouth. For the time being the 1760s Turnpike cottage, adjacent shop and garage would survive.
In the late 1960s the roundabout seen under construction for the Spur Road was under way. Dualling as far as Woolsbridge Road began, using spoil from that project to create a west bound carriageway. Mid-1970s another carriageway was created for westbound traffic, to the relief of St. Ives.
This view from the church tower in the early 1960s shows the old electricity showrooms and this stretch of dual carriageway, including the access from the Market Place next to the church, now blocked. Plans 4 and 5 are dated “Post 1980”, and the entire length of the A31 is now dual carriageway. To the east slip roads provide access to Poulner from both carriageways via a flyover, which also benefits residents on Nouale and Eastfield Lanes. Parsonage Barn Lane lost its direct link to the site of the original, probably 17th century, barn, now in Poulner on Lilac Close. Residents have to use the bridge for Southampton Road across the dual carriageway to travel eastwards. A complex roundabout now links the A338 Salisbury Road more efficiently into the system, but the associated “internal bypass” of Mansfield Road down to Greyfriars saw the demolition of “The Elms” house, although some of the trees survive in a picnic area.
The single carriageway A31 originally followed the old turnpike road through St. Ives, now known as the Service Road.
Behind these efforts has been a 1928 “Folkestone to Honiton Trunk Road”, which must still influence planners minds, as we see in this 1995 recreation of that roundabout. Now with an underpass, surely it has influenced road users who exceed our 50mph limit? Today “improvements” are back on the agenda, now involving closure of the West Street access across the old bridges and past the ancient Inn. I am told that this time there will be disruption in town as well, as a major water main under the A31 bridges has to be diverted.
Tony White’s 2007 Yesteryear article No. 452 is recommended reading. Contact me on 01202 875512
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Talking about Wildlife...
Help with the health of heathland We all think of heathland as being either glorious (when the sun is shining on it) or wonderfully bleak (when lashed by wind and rain). But whatever the weather, we invariably think of heathland as being tough a sort of resilient and indestructible place. But in actual fact heathland is fragile. This is because heathland is largely occupied by heathers, and heathers are unusual and fussy plants. To start with, heathers are ‘dwarf shrubs’. This means that like all shrubs they are woody and brittle and so can be easily snapped. But unlike other shrubs they are low growing and thus very liable to be stepped on, when, unsurprisingly, they do not bend, but snap off. This is why heathers readily die when walked over, and new bare paths are so readily formed where they were not present before. And then heathers are ‘oligotrophic’. This means that they only do well where the ground is poor in nutrients. When the ground is poor they hold their own against plants that like it rich, but when the ground becomes Heather
Photo: Amy Lewis
Upton Heath
Photo: Nicky Hoar
rich, those other plants win the day. Dog poo, left to decompose naturally, makes the ground nutrient rich. This is why heathers are so easily ousted by lush green grasses and herbs alongside paths where dog poo is left. When we go out on our seemingly tough old heathlands, we should remember that appearances can be deceptive and that actually, like other old things, they are rather on the fragile side. So, keeping to existing main paths, even when a tad muddy, stops the heath becoming criss-crossed by many new ones (and makes it less likely that we will disturb those rare ground nesting birds in summer). And always picking up and removing dog poo helps to prevent those main paths becoming lined by widening bands of non-heathland (and avoids the health hazard which is just as relevant here as in formal open spaces). If we want our heaths to continue to provide for our needs, we do need to be aware of theirs. By Lesley Haskins
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The Great Dame Acting icon Dame Judi Dench who, at 86, continues to proves that age is but a number. Dame Judi Dench exists in the upper echelons of British acting royalty. She’s enjoyed a 65-year career cartwheeling between stage and screen, is a favourite of the Royal Shakespeare Company, and has received an incredible seven Oscar nominations. Dench ultimately took home the Best Actress in a Supporting Role gong for her performance as Queen Elizabeth in John Madden’s Shakespeare in Love – the fact that she did so with only eight minutes screen time is credit to her dramatic expertise. After joining the Bond franchise in 1995 as M, the only woman 007 will answer to, Dench has said goodbye to spies, villains and saving the world after Skyfall, though has embraced the power of the grey pound and continues to lead the charge of colourful older characters on the silver screen. Dench is undeniably box office gold, and always in demand. She appeared in no fewer than five new TV and film projects in 2020 but concedes that, as an actress, job security is always at the back of her mind. “Trevor Nunn once came to wish me
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luck on a first night and said, ‘why are you always in tears on a first night?’. I said, ‘It’s because I never think I’m going to be employed again!’” Fear may keep this actress on her toes, but one thing about the industry does irk Dench. “What I don’t like is when you play something and then after
vocabulary – “I don’t use it, I don’t use ‘retire’.”
that, you get sent scripts just like the thing you just played, which is the last thing you want to do, the very last thing. I don’t want to play somebody like last person I’ve played, I want to play a person who’s as different as possible.” The actress has struggled with the eyesight problem macular degeneration in recent years, but despite that she’s eliminated the R word from her
The evidence is laid out in front of us – in 2021 she entertains two new projects – Off the Rails, in which a group of friends look to fulfil a coming of age inter-rail trip across Europe; and Belfast, where she plays the grandmother in a family experiencing the bruising working class realities of Northern Ireland in the late 1960s. Away from the cameras, Dench recently found love for a second time, with conservationist David Mills. The actress had previously enjoyed a happy 30 years with her husband, Michael Williams, who passed away in 2001. Now well into her octogenarian years, both Dench’s personal and professional lives show that new beginnings abound at any age.
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19
Crossword Puzzle
Using the clues, write the correct words in the grid.
ACROSS 1. You can use a cell phone or camera 4. Made by the dozen 6. Outdoors or indoors 9. To cover your face, you do this 10. Made by the dozen, often sweet 11. This creates a bouquet 13. The Cha-Cha is an example of this 14. Get rid of stuff you don’t need
DOWN 1. Orchards are where you can _________ 2. Go outside and ______ ______. 3. You need ears for this 5. This is so much fun and .... sweet too 7. Tour around town 8. Binoculars help with this 12. This word can be a noun or a verb
Answers on Pg 30 20
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21
WRITTEN BY KATE EARL
STAR GAZING kateearlastro@gmail.com Welcome to the May Stargazing Page. Highlights this month include many opportunities to see the ISS, a chance to spot all terrestrial planets in one evening, and locating the North Star.
Interna onal Space Sta on The ISS is visible nearly every night during the month of May; early in the morning at the beginning of the month, gradually moving to our evening skies by month end. Even though the nights are shortening, the Space Station overhead passes are much brighter at this time of year, and more frequent. This is because the Sun never sets too far below the horizon, increasing the likelihood of its light being reflected off the Space Station’s huge solar panels. To establish exact timings please refer to www.heavens-above.com or a similar webpage for up-to-date information, remembering to set the location to your home town.
Mercury Low on the northwestern horizon, Mercury is best viewed in the first half of the month, above and to the left of dazzling Venus. A two-day old Moon joins the party on the 13th for a lovely planet-scape setting in the west (see figure). At around 8.45pm on the 3rd and 4th, Mercury appears very close to our old chums, The Pleiades open star cluster.
Venus Venus is currently showing off, blazing at magnitude -3.9 low in the northwest (in astronomy, the more negative a magnitude value is, the brighter the object. For example, the Sun has a magnitude of -27). At the start of the month Venus is setting by 9.30pm, but by month end it remains in our sky until 10.30pm.
Mars
Object of the Month The North Star is a moderately bright star that always points towards north: if we were to live at the North Pole it would be directly above our heads. Numerous explorers, including Christopher Columbus, used the North Star to navigate and find their way home. Known also as Polaris, the Pole Star, and Phoenice amongst others, the North Star can easily be found using the familiar Plough asterism located in The Great Bear constellation, Ursa Major. Two of the stars in the ‘bowl’ of the Plough point towards the North Star (see figure). During the month of May the Plough is easy to find as its handle lies almost directly overhead before midnight. The current North Star hasn’t always been, nor will it always be, our North Star. This is because the Earth’s axis wobbles and tilts, eventually pointing to different stars over timescales of hundreds of years. 11,500 years from now the North Star will be Vega, a bright star that denotes one of the corners of the Summer Triangle asterism, quite far across the sky from the current North Star.
The Plough Asterism
North Star
Face North and look directly up until you find the Plough Asterism. Use the two stars that mark the bowl’s edge to find the North Star.
The red planet can still be seen in the western sky around 10pm, and is joined by the Moon on the 15th.
Jupiter and Saturn
Mercury
The two gas giants can be seen between 3.30 – 5am in the southeast. They are joined in the early morning dawn by the Moon between the 3 – 5th May.
Moon This month’s full moon occurs on 26th May, and is traditionally known by a variety of names, including Flower, Milk, and Corn-planting Full Moon. Two descriptive Native American terms for this month’s full moon are, ‘Moon when ice is breaking in rivers’, and, ‘Moon when the horses get fat’. 22
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Venus
W
13th May 09:30PM
NW
Object of the Month The North Star is a moderately bright star that always points towards north: if we were to live at the North Pole it would be directly above our heads. Numerous explorers, including Christopher Columbus, used the North Star to navigate and find their way home. Known also as Polaris, the Pole Star, and Phoenice amongst others, the North Star can easily be found using the familiar Plough asterism located in The Great Bear constellation, Ursa Major. Two of the stars in the ‘bowl’ of the Plough point towards the North Star (see figure). During the month of May the Plough is easy to find as its handle lies almost directly overhead before midnight. The current North Star hasn’t always been, nor will it always be, our North Star. This is because the Earth’s axis wobbles and tilts, eventually pointing to different stars over timescales of hundreds of years. 11,500 years from now the North Star will be Vega, a bright star that denotes one of the corners of the Summer Triangle asterism, quite far across the sky from the current North Star.
The Plough Asterism
North Star
Face North and look directly up until you find the Plough Asterism. Use the two stars that mark the bowl’s edge to find the North Star.
Mercury
Venus
W
13th May 09:30PM
NW
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23
Let’s Sudoku!
Do you love numbers? Enjoy 2 new Sudoku challenges in every issue!
Answers on Page 30
Spot the Difference!
There are 10 differences between the two images below. How many can you spot?
24
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Cool For Cats (And Dogs) How to keep your four-legged friends healthy and happy in the heat. AN INSIDE JOB Although the temptation is to get ourselves and our pets out of the house as much as possible during the summer months, in actual fact dogs will sleep for well over half the day meaning that desire to stretch their legs is probably less than you think. It’s also really important to make sure dogs have cool surfaces to walk on. Consider how hot pavements become during summer months - yet our four-legged friends will only sweat through their foot pads or by panting. That’s why ensuring a cool floor environment is vitally important, and if that means longer spells indoors then so be it… they’ll thank you for it! A SHADY CHARACTER When you do venture outside, shade is crucially important – raised, roofed portable dog beds that fold down for travel are a great resource when temperatures increase – as is a plentiful supply of water… a portable dog bowl is an absolute must.
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Remember too, the sun will move throughout the day so keep a check on the shelter you’ve provided to ensure it’s actually doing its job properly. fetch or catch, do your best to limit the amount you play even when that tennis ball or stick keeps being retrieved and put back in front of you! EVERYTHING’S GOING SWIMMINGLY And of course if you find yourself near a lake or river, there’s nothing dogs like more then to take a dip in some cool water. This will immediately bring body temperature back down to a safe level, at the same time offering them the opportunity to rehydrate with a satisfying slurp! A LOT OF LOLLY Finally, consider making your little loved one their very own dog ice lolly - after all why should it just be us humans who get to enjoy the ultimate summer’s day cooler?! CHILL OUT A casual chilled-out stroll with your faithful friend is just about all they need in the summer months, and you should avoid tagging a dog alongside you while you go for a bike ride as they may quickly overheat. In the same way if your dog is an addict when it comes to
Using meat, some vegetables – usually carrots – and perhaps an apple as well, you can quickly and easily blend a mixture together, pop it in the freezer, then take your dog ice lollies out with you in a cool bag ready for those moments when a refreshing snack is well deserved.
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ALPHA FENCING
& TREES A Local Family Business
• Hedge cutting • Tree Work • Fencing
• Grass Cutting • Garden, Garage, Loft & House Clearance
Reliable and honest Husband & Wife team providing a careful, quality service
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Understanding Investments: Pension Contributions for all ages Pensions is not a word which excites most people! However, I urge you to spend 5 minutes of your time reading the following brief article as pensions can provide extremely effective, tax-efficient investment opportunities. Pensions are also relevant for more people than you might initially think. The introduction of auto-enrolment has resulted in more people saving towards their retirement in Defined Contribution Schemes than ever before. It has also encouraged competition amongst the pension providers, with an associated reduction in charges. Both a very good outcome for consumers. But it’s the tax saving opportunities pensions can offer which I would like to focus on, and I have highlighted some examples below to illustrate. Employees, Self-Employed and Company Directors: Each can personally contribute 100% of their relevant UK earnings into their pension (or £3,600 if no earnings) and these contributions will attract tax relief. The annual allowance limit of £40,000 (which covers both employee and employer contributions) should also be considered, which can be tapered back to as little as £4,000 for high earners. Tax relief is available at a person’s highest marginal rate i.e. anything between 20% and 45% (even nontaxpayers receive 20% tax relief on contributions to pensions operating ‘relief at source’ such as personal pensions). “Carry-Forward” may be available for the previous 3 tax years if the individual had a pension plan in place in those years. To utilise this, the current tax year’s annual allowance must be fully used and then it is possible to go back 3 tax years to utilise any unused allowances. Companies can also contribute to a pension plan on behalf of their employees/directors, and the company’s contribution is added to personal contributions when considering the annual allowance. Many of my employed clients aim to avoid paying higher or additional rate tax on their salary and bonus. Pension contributions enable them to mitigate these tax liabilities.
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Company directors and their accountants often seek my advice on how to Howard Goodship draw profits from their business taxefficiently. Pension contributions are classed as a business expense so, if an employer’s pension contribution is made instead of a dividend payment to the director, this can usually save them both corporation tax on the company profits and personal dividend tax on the contribution. Retirees and Family Contributions: Even people who don’t work can benefit from tax relief on pension contributions up to £2,880 per annum as the government top this up to £3,600. That’s a 25% return from the tax relief alone! Many of my older clients help their adult children and grandchildren save for retirement, especially if they have surplus income and/or capital. Pension contributions made by another person still qualify for tax-relief at the recipient’s highest marginal rate. For example, an adult child may be a higher rate tax- payer and a pension contribution paid by their parent (who may not pay tax or only pay basic rate tax) would qualify for relief at the higher rate. This can also be effective from an inheritance tax perspective as the pension contribution is classed as a lifetime gift. There is no denying pension legislation is complicated, and the devil is in the detail. The examples above are broad and are not meant as financial advice. My colleague Stewart Sims-Handcock and I are available for a free initial, no obligation chat to discuss your personal requirements. We are able to do this in a variety of ways, taking account of any current COVID restrictions. Howard Goodship is an Independent Financial Adviser with Lonsdale Wealth Management, 5 Fridays Court, Ringwood.
Tel: 01425 208490
www.lonsdaleservices.co.uk
The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested. The contents of this article are for information purposes only and do not constitute individual advice. The Financial Conduct Authority does not regulate Cash Flow Plans or Cash Flow Modelling.
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WHAT A DIFFERENCE A DAY MAKES
LATER THAT DAY
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Our lightweight insulated panels make your conservatory: • Warmer in winter • Cooler in summer • Reduce bills • Quieter in bad weather • Installed in less than a day To find out more about the benefits that the Green Space system can offer and see if your conservatory is suitable for any potential subsidies, contact us now.
It’s the best home improvement we have ever made. Our conservatory is now our dining room in the garden.
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*Finance subject to status. Terms and Conditions apply. Green Space UK, Unit 8 BH24 1PD, Registered No. 8542786, as shown on FCA authorisation, trading as Green Space UK, is a credit broker and is authorised and regulated by the Financial Conduct Authority. Subsidies are limited by area and not guaranteed. Putting off your enquiry could reduce the potential subsidy available to you.
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Answers Page PUB QUIZ 1. North 2. M42 3. In a cask of brandy or rum 4. William Blake 5. Red 6. Lake Windermere 7. Rick Allen 8. East Anglia, Essex, Kent, Mercia, Northumbria, Sussex and Wessex 9. Rolls Royce 10. Number 1 11. Bedfordshire 12. The name of the country 13. 17 14. Severn 354km, Thames 346km, Trent 298km, Great Ouse 230km, Wye 215km 15. Drum (Drake's Drum) 16. The City of London 17. Sir Winston Churchill 18. Queue 19. Dartmouth, Devon FAMOUS WORDS 1. Henry David Thoreau 2. Wallace Stevens 3. Sylvia Plath 4. Kenny Chesney 5. Ralph Waldo Emerson 6. Jennya Han 7. F Scott Fitzgerald
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High Quality Plants. Expert Advice. Everyone Welcome Open: Wed, Thur, Fri, Sat, Sun 10am - 4pm. Open Bank Holiday Mondays. Seasonal hanging baskets troughs, bedding, tropical, rare & unusual specimen plants, herbs, veg and more!
Quality plants carefully chosen to thrive in our south coast climate “Gardening is cheaper than therapy, and you get tomatoes” Unknown
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Live the life that you deserve... If you thought bathing safely and stylishly wasn’t possible, think again... Picture the scene, it’s the end of the day. Your body feels tired and your mind is ready for some downtime. You imagine what it would feel like to climb into a warm, soothing bath and let you cares melt away. Then a niggling doubt takes hold. Last time you had a bath you had to call your partner to help you get out. Maybe it won’t happen this time. So, you run a bath anyway thinking this time you’ll be ok. But can you enjoy your bath with those doubts in your mind? And more importantly, should you? We know that going from a ‘normal’ bathroom to one with mobility aids feels like a step in a direction you don’t want to go. But it depends how you look at it. There are far more people aged over 65 in the UK today compared to a generation ago – almost a fifth of the population – and it’s a fact of life that we all need little extra help as we get older. This doesn’t mean you’re not relevant. 71% of 55-75 year olds have smartphones now. Retirees are travelling more, using Facebook and a quarter are actively dating. Retirement has become a time to embrace new challenges and fulfil long-awaited experiences. None of that changes just because you have difficulty bathing.
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It’s very common for people only to seek help with their bathroom as a result of a fall, accident or near-miss. Should you wait that long, or are there changes you could make now? Changes to your home don’t need to look unsightly either. Just because you’re adding grab rails or a raised toilet in your bathroom for example, doesn’t mean it will look like a hospital bathroom. You could see it as an opportunity to refresh and update one of the most important rooms of your house. When you’re ready, call our family-run team on 01425 200476. We offer discounts for military veterans and those with dementia.
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NEW Family Run Vets Where making your pet feel safe and comfortable is at the heart of everything we do
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Famous Words Do you know who said it? Find the answers on P30
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Your Local MOT Station Cars — 4x4s — Light Commercial • • • • • • • • •
MOT by appt — free re-test within 10 working days Free local collection & delivery — loan cars (subject to availability) Full air conditioning diagnostics and servicing Fully Qualified Technician with Bosch training Diagnostics Engine Management, ABS, SRS Brakes, Exhausts, Clutches, Batteries Only Quality Oils & Lubricants used Servicing & repairs to all makes Family run business
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01202 877881
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Call us on 01425 208 490 for focused financial advice Achieve your financial goals Pensions & SIPPs ISAs Care Fee Plans Investing: Income or Growth Inheritance Tax Planning Trust Investments
Howard Goodship CFP & Stewart Sims-Handcock CFP 5 Fridays Court High Street Ringwood Hampshire BH24 1AB
T 01425 208 490
E hgoodship@lonsdaleservices.co.uk W lonsdaleservices.co.uk
Lonsdale Services Limited is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate Tax and Estate Planning.
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35
The Adventures of Daichi
The Modern Magazines Camper Van The Grand National had nothing on Daichi coming out of the gates last month when he was finally allowed to visit the family! He darted out like Minella Times (winner of course of this year’s Grand National) when the shot was fired, and the race was on. Oh, what excitement. Oh, what freedom. He bounced his way to Adderbury, in Oxfordshire, to see Stephen’s Dad and sister. It was a good day with some sunshine and not only that, but Rachel had a new ‘Lockdown puppy’, a beautiful black cockapoo named Lottie. We had seen videos and photos, but as we now know, this is nothing like the real thing or seeing and hearing something in person. This was definitely something to get excited about. After all, Daichi loves to run around, so this was a fantastic excuse. We have never owned a dog and Hayden would love a black Labrador, but I have never managed to summon up the courage to get him one. Life is busy and I really do think you have to
Lottie gets to know Hayden... 36
Daichi admires the new school... have the time, for the benefit of the dog. If you do, I honestly think they can be the best companions. A friend of ours got a wonderful sausage dog called Ralph and she told me it is the best decision she has made. Her Mum who lives with her and her two grown up children have been brought together as family and they get on even better as a result. They are all smiles. The minute we arrived Lottie was all over us and particularly Hayden who wasted no time in running around the garden with a ball. I am not sure who was having the most fun. Lottie loves to grab something of yours and go and hide it. You can see the mischievous look in her eyes. So playful. A walk was in order. Alan, Stephen’s Dad, has a walk he really likes at this time of year as the ground is good under foot despite any rain. We went to Longford Park in Banbury a short drive away. The new build houses reminded me of Poundbury, Dorchester which was developed by Prince Charles and is
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still growing. Daichi parked outside of the primary school, which fortunately was closed, or we could have lost him in the play area… Here there is a park, with walks down to the Oxford Canal. Young trees have been planted in their hundreds, so it will be interesting to see how the whole area develops. Having never visited before or know anything about long boats and cruising the gentle waters, I was thrilled to be learning something new. The 78-mile narrow canal stretches from Oxford to Coventry I believe. I am sure some of you know it well and could tell me all about it. Maybe you have even ‘sailed’ it yourself? I find the longboats fascinating and I would really like to try a holiday onboard. A friend who is actually very active did take a holiday with friends of theirs on one of these serene looking floating houses and I think it took her a few days to ‘calm down’ to the rather slow, meandering pace of life, but once she did, she thoroughly enjoyed it and of course loved the lock-changing and all that entailed. From what I am told this is quite energetic and a real highlight of canal cruising. Since visiting this area, I have looked on-line and
A narrow boat on the Oxford canal
...and soon they are running mates! found hundreds of boats you can hire in various locations, so we may just have to try this. I am not sure Daichi, the Dashing Dude, is happy about it though, as he is way too playful to be trusted on a narrow boat, and would have to sit on the side-lines and watch! It was a wonderful walk. Hayden ran around the whole time with Lottie who had no signs of running out of energy. She grabbed our trouser legs a few times to merrily remind us she was there. Spirits were high. Fresh air, all that catching up. Oh how we had missed the company and oh how we appreciate real conversations, discussions, smiles and outdoor fun together as a family. Lottie was a total hit with Hayden. I now want to go on a canal boat to enjoy the gentle waters and more importantly Grandad finally got to see us all again. The day was a total success. Daichi drove us home smiling from headlight to headlight, and so did we. Well ear to ear anyway! With the Lockdown lifting even further and more excitement ahead, I wonder where Daichi will take us next? We do hope you are fit, well and smiling too. By Debbie Corney
still growing. Daichi parked outside of the primary school, which fortunately was closed, or we could have lost him in the play area… Here there is a park, with walks down to the Oxford Canal. Young trees have been planted in their hundreds, so it will be interesting to see how the whole area develops. Having never visited before or know anything about long boats and cruising the gentle waters, I was thrilled to be learning something new. The 78-mile narrow canal stretches from Oxford to Coventry I believe. I am sure some of you know it well and could tell me all about it. Maybe you have even ‘sailed’ it yourself? I find the longboats fascinating and I would really like to try a holiday onboard. A friend who is actually very active did take a holiday with friends of theirs on one of these serene looking floating houses and I think it took her a few days to ‘calm down’ to the rather slow, meandering pace of life, but once she did, she thoroughly enjoyed it and of course loved the lock-changing and all that entailed. From what I am told this is quite energetic and a real highlight of canal cruising. Since visiting this area, I have looked on-line and
A narrow boat on the Oxford canal
...and soon they are running mates! found hundreds of boats you can hire in various locations, so we may just have to try this. I am not sure Daichi, the Dashing Dude, is happy about it though, as he is way too playful to be trusted on a narrow boat, and would have to sit on the side-lines and watch! It was a wonderful walk. Hayden ran around the whole time with Lottie who had no signs of running out of energy. She grabbed our trouser legs a few times to merrily remind us she was there. Spirits were high. Fresh air, all that catching up. Oh how we had missed the company and oh how we appreciate real conversations, discussions, smiles and outdoor fun together as a family. Lottie was a total hit with Hayden. I now want to go on a canal boat to enjoy the gentle waters and more importantly Grandad finally got to see us all again. The day was a total success. Daichi drove us home smiling from headlight to headlight, and so did we. Well ear to ear anyway! With the Lockdown lifting even further and more excitement ahead, I wonder where Daichi will take us next? We do hope you are fit, well and smiling too. By Debbie Corney
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37
CAMERAS & BINOCULARS WANTED
By Private Collector ANY Age, Format, Quantity or Quality - Collections Of ANY Size - Lenses Of All Types - Clockwork Cine ALSO Wanted 8mm, 16mm, 35mm - BEST PRICES PAID - WILL COLLECT - ANY DISTANCE CONSIDERED Please Call Keith On
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01202 890768 07900 825884
01202 862886 or 07973 751809
From your initial enquiry to completed installation you can rely on our friendly, professional service and quality products.
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PVC or aluminium windows Composite doors Bi-folding doors Traditional conservatories Contemporary 'skyroom' Verandas Roofline – fascias, soffits & guttering • Cladding – smooth or textured • 10 year guarantee on all workmanship and materials
Visit us or call 01202 825225 for your free, no obligation quotation
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A family run business you can rely on... We are a local, family owned and run business, with over 30 years experience.
12 Victory Close, Woolsbridge Industrial Estate, Three Legged Cross, BH21 6SX
www.dorsetwindows.co.uk
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Get a WOW from your worktops! A fabulous range of stunning worksurfaces all lovingly crafted under one roof in Ringwood Kitchens Bathrooms Commercial Outdoor Living Check out our website for more details and our gallery We cover Dorset, Hampshire and Wiltshire
R and A Fabrications Ltd
WORKTOP SURFACES GRANITE | MARBLE | QUARTZ | ACRYLIC | TIMBER
01425 475 525
Units 4 / 5, Millstream Trading Estate, Christchurch Road, Ringwood, Hampshire, BH24 3SA
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info@randafabrications.co.uk
ALL DRAINS CLEARED Professional, Reliable, Local
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Locally Based Family Run Business Still working & adhering to current Government safety guidlines
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39
Put your feet... in good hands! Having been the podiatrist on board the Queen Elizabeth 2 cruise liner and also having worked within the NHS in a variety of roles specialising in diabetes high risk clinics, biomechanical clinics and specialised nail surgery clinics, Catherine Ranger brings a wealth of experience to Ferndown. She graduated with a Honours degree in Podiatry from the University of Brighton in 1995, before embarking on a varied NHS career, during which she was seconded as a clinical lecturer to Huddersfield University. More recently she was a lecturer in Podiatry at University College London and the University of East London before moving down to the South Coast.
pain in their feet, heels, knees and lower back’, says Catherine.
Nail surgery for the removal of ingrowing toenails is available as well as general care for nails hard skin and verrucas. Diabetic foot care and advice She has owned and worked with is available whether during a routine practices in Southampton and the appointment or as a one off diabetic New Forest for a number of years. vascular and neurological assessment. Catherine bought the Ferndown ‘We run a professional welcoming and Chiropody Clinic in 2009. friendly clinic and are happy to answer ‘I am able to provide specialised any queries about foot problems if services including gait analysis and people are unsure whether I can help’, orthotic therapy for those experiencing adds Catherine. For more information, do give Catherine a call on 01202 581090 or take a look at her website at: www.ferndownchiropody.com 40
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Ferndown Chiropody & Podiatry Clinic Catherine Ranger BSc (Hons) Podiatry, MCPod, DPodM, HCPC registered • Routine treatment of corns, callus and nails • Fungal and in-growing nail care • Verrucae treatments • Nail cutting only service • Specialised orthotics for foot, leg and back pain • Nail surgery for in-growing nails • Diabetic foot care and advice
01202 581090 181 New Road, West Parley, BH22 8ED www.ferndownchiropody.com Please mention Modern Magazines when contacting advertisers
41
Electric Avenue How Elon Musk’s drive for charging range has upped the game for his motor manufacturing rivals.
As far as electric cars go, Musk sits at the forefront of an evolution that, within a generation, will have shifted from alternative to normal. Indeed, the only thing that has held back this revolution has, up until now, been the recharging needs of electric cars. While giving us one of the cheapest and greenest advancements ever conceived, recharging has been an issue. And yet, improvements in technology have meant the range of our electric vehicles is better
than ever. Take last year’s Tesla Model S, for instance. Musk’s pioneering vehicle brand is ripping up the rulebook and this shimmering, humming piece of tarmac tech will take you 402 miles on a single charge… that’s right up there with petrol and diesel vehicles. The only downside is the £75,000 price tag! As a cheaper, alternative, what about the Chevrolet Bolt EV? You’ll be looking at around £30,000 for a car that will take you well over 250 miles on one charge. Hyundai (the Kona Electric also hits
250 miles) and Kia (the Niro Electric, 230 miles) both represent good value, and 2018 models can be picked up second-hand for around £15,000; while for those seeking a bit more status, there is of course the ever-popular Jaguar I-Pace - up to 300 miles in a car that balances eco and image perfectly.
Are your automated gates an open or shut case? We can service, maintain and repair existing automated gates of virtually any make & design. • CAME Safe approved installers • Automatic gate installations & repairs • Regular service schedules or one off We are also fully qualified electricians and can undertake all kinds of electrical installations, inspections and repairs.
Tel: 01425 477943 1 Stag Business Park, Christchurch Rd, Ringwood, Hampshire, BH24 3AS www.gle-uk.co.uk 42
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PARKING SENSORS WITH AUDIBLE WARNING FITTED
Rear set colour coded: £155 Front set colour coded: £185 Both Front and Rear Sensors: £275
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CRUISE CONTROL FOR MOST VEHICLES £425 FITTED PRICE.
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Driveway Specialist
Tarmacadam Asphalt Resin Bonded Machine & Hand Lay All Areas Checkatrade member Call today for a free estimate
01202 925980 / 07901 972239
115 Victoria Road, Ferndown, BH22 9HU • www.wickstarmac.co.uk
The Kitchen & Bathroom Co • We design, supply and install kitchens & bathrooms to suit all budgets and styles • Bath Out - Shower In
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Give us a call... because we really do, do it all! Call Nicky on 01202 870839 or 07788 410808 www.thekitchenbathroomcompany.co.uk
E: nicky.thekitchenandbathcompany@gmail.com • 14 Southern Avenue, West Moors, Ferndown, Dorset, BH22 0BL 44
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Increasing numbers of homeowners are choosing to hold their properties as tenants in common to cut inheritance tax, avoid care home fees and to protect their share The Property Protection Trust Will package is based around how you hold the ownership of your home. All good estate planning nowadays considers the difference between owning your home as joint tenants or as tenants in common. If you own your home as Joint Tenants; when one of you dies the ownership of the home passes by the Law of Survivorship and not by your Will. Therefore, the surviving partner will automatically own 100% of the property. This sounds right to most people. BUT should the surviving partner need care in the future, the Local Authority can take everything they own (including their home) to pay for the care fees, leaving just £14,250 to be inherited by children and grandchildren.
There is an alternative.
Nowadays many couples choose to own their home as Tenants in Common where each partner will own 50% of the family home. This provides for many benefits. Firstly, it allows you to legally leave your share of the property in your Will to whoever you wish. A properly written Will can ensure that your half of your house will eventually pass to your children even if your widow re-marries. Unmarried cohabiting couples or relatives living together can also use this means of ownership as a way of minimising their Inheritance Tax exposure. It can also help with long-term care costs. If one of you is still living in your home the Local Authority can’t include its value in the means test if one of you has to go in to long-term care. This also applies if the husband or wife still living at home dies while the other is in care as their share will go into the trust.
Dorset and Wight are your local experts in Property Protection Trust Wills. 46
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Dorset & Wight Wills Your Local Experts in providing Affordable
LASTING POWER of ATTORNEYS Probably the most important documents you will ever own. Wills: £140 each - Single Power of Attorneys: £140 each
Special Offer 1: Both Lasting Power of Attorneys for a single person £270 (save £10)
Special Offer 2: All four Lasting Power of Attorneys for a couple £530 (save £30)
Special Offer 3: All four Lasting Power of Attorneys and two Wills for a couple £798 (save £42)
Special Offer 4: A complete Property Protection Trust, Wills and all four Lasting Power of Attorneys for a couple - Limited time offer £999 (save £350) Protect your property from paying for care fees and other third-party predators.
We are specialists in providing for the elderly or less mobile. Everything is dealt with in the comfort of your own home. Call now to arrange a FREE remote or COVID SAFE home visit Members of the Society of Will Writers and Estate Planning Practitioners.
Book your FREE home visit on 01202 065953 or 01983 623900 Dorset and Isle of Wight
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The Eco Eight A list of eight things we can do, today, to help the environment. PLASTIC NOT FANTASTIC As a nation, we are now so much more in touch to recycling of our waste, yet despite this, single-use plastics exist – from forks an knives to coffee cup lids, water bottles and straws – remain a big problem. While government limit our reliance on these, the most productive action comes not from above, but ourselves.
a few hours to their cause. It’s also a great way to get outdoors and meet people. ON YOUR GUARD IN THE GARDEN It’s worth keeping an eye on the chemicals we’re putting on plants and lawns. Can we be absolutely sure they aren’t having an adverse effect on
SHOP LOCALLY The fewer journeys we make, the less impact we have on the environment; so when the option comes to shop locally it’s one we should always do our best to pursue, preferably by walking there too!
help is wide and bewildering, and the impact even a small donation has can be huge.
SHOP ORGANICALLY Our assumption is that organic refers predominantly to food, yet the terms applies to everything from cotton to skincare, detergent to shampoo. And by shopping smartly, organic need not necessarily mean paying more for the privilege. VOLUNTEERING Wildlife, conservation, animal preservation or simple litterpicking groups all require a helping hand, and you’ll find them truly grateful to anyone coming along willing to commit
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UTLITIES Making small changes to the way we use our home utilities can have a massive impact further down the line. Even something as simple as only boiling the amount of water we need in a kettle (rather than filling it to the top) can have a profound difference.
animals who reside in our green spaces? The sharp decline in butterflies (down by three quarters over the past four decades) indicates we need to take more responsibility over pesticides and other treatments, before it’s too late. DONATE From contributing to the welfare of the smallest worm to the biggest rhino; from caring for hedgerows to preserving mountain paths, the option to
Installing a smart meter is a great way to begin judging and improving your energy efficiency. RECYCLE The most obvious answer of all – the more we recycle, the more the planet will thrive. This is a premise we can begin right now, and simply takes some thought and care in terms of what and how we recycle. From removing lids on plastic bottles through to washing out jars, the way we recycle is just as important as the objects we recycle.
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Common Scents How to design an aromatherapy garden For many, the true delight of our gardens comes in the scents and aromas present; and these are celebrated to such an extent now that green-fingered enthusiasts have begun styling aromatherapy gardens, with an absolute focus on fragrance. Here are our top seven tips for getting started: ONE - Create defined areas The trick is to match likeminded aromas. So in one area perhaps start with essences that are invigorating and energising – think peppermint, lemon balm, rosemary, jasmine and thyme. Perhaps you could even plant a lemon tree next to a table, enabling then breeze to awaken zestiness from what is a beautiful looking plant. In another, perhaps quieter area of the garden, explore the calming varieties available to you. Here you’ll want lavender, chamomile, bergamot, scented geraniums and even roses. TWO - Plant with distance Your aromatherapy garden will flourish as the seasons
progress, so leave space for plants to find their own personalities, aiding their movement with walls, beds and trelliswork. THREE - A break in play Add in breaks using rocks, stepping stones or wood so that you can move between areas that retain their own personality. FOUR - Different times, different flavours Try to experience your garden at different times of the day to sample its full glory. The morning dew will lift some smells and essences in a completely different way to the midday sun. Similarly, as the seasons progress, you’ll notice plants coming into their own, while others move into the background. FIVE - Staying in touch When walking through an aromatherapy garden, let your hands brush against plants and flowers, releasing essence and creating a wealth of scented sensations in your hands.
SIX - Add to the experience Having an aromatherapy garden is to create a space that feels free, relaxed and, more than anything else, comfortable. So if transporting your senses to a calm place is the intention, place things around you to make that possible – that means a relaxing chair, a table on which to place a drink, and perhaps even the calming trickling ambient sound of a pond waterfall or water feature. Your aromatherapy garden will be all the better for the additions you add that truly make it a place of peace and comfort. SEVEN - Pick and mix And finally, don’t be afraid to pick and transport your herbs and aromas indoors. The very basis of a garden is its ability to replenish and regrow, and if you can move smells and scents to the house itself, your outdoor space is providing for you inspiration, peace and splendour for the whole home.
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Five super summer fashion trends Whether you’re a fashion daredevil or classical style maven, make this a summer to remember with these five dazzling trends. Racing car red After a long, lockdown winter, it should come as no surprise that red is the colour of summer 2021. Bold, beautiful and a symbol of passion and desire, this is the ideal trend if you want to be noticed and admired. Fire engine red sunglasses, bangles or lipstick are great way to add a touch of glamour to an otherwise drab outfit; or you can go full screen siren with one of the many red dresses seen on the spring/summer catwalks: red is the colour you would be seen dead in. Dreamy denim Fans of Seventies fashion rejoice! Wide-legged denim is back and it’s better than ever. That’s right, you can ditch those drainpipe jeans once and for all and embrace your inner Jane Birkin. From high-rise wide-leg jeans in powdery blue denim to inky indigo flares, this is one of those looks you can wear morning to night. Endlessly versatile, you can dress your denim down with an oversized
boyfriend shirt and loafers, or be a Seventies sweetheart with wedge sandals, statement sunglasses and a headscarf.
trend may be for you. A trend that felt all about the Eighties, Saint Laurent and Gucci sent down models in divine leather pencil skirts with pussy-bow blouses, while Alexander McQueen’s belted leather mini dress looks like it came straight off the set of Desperately Seeking Susan.
Powder puff pastels If you’re seeking a summer of romance, this is the look for you. Not just puffed-up sleeves and billowing dresses, but also in the dreamiest of colours. Sheer, voluminous blouses in the palest of pinks; ruffled minidresses in lemon sorbet yellow, and taffeta gowns in every ice cream hue. Luxe leather If playful pastels are not your thing, then the luxe leather
Boldest of all though were the numerous leather trench coats, trousers and suits, all in the supplest of leathers, and the kind of daring cuts that would make Grace Jones herself weep. Cutesy knits Breathable, fitted and supremely stylish, this is not your average knitwear. For starters, the pieces are not designed to be layered over a dress or a t-shirt, but are more of a standalone statement piece. From jacquard-knit merino wool polo shirts to fitted bodysuits in a blend of cashmere and silk, this is a trend which is both practical AND luxurious.
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QUIRKY BY MICA BALE Although it cannot be denied that the past TWELVE months have been very difficult, there is also no denying that the charm of Dorset continues to delight and intrigue BOTH locals and visitors when circumstances allow. From a look at Lassie’s namesake to an explosive visit from Prince Maurice, here ARE five more interesting facts that prove Dorset truly is the shining jewel in the crown of Great Britain. Did you know that beloved children’s character Lassie, the instantly recognisable dog immortalised by films, television and books, was actually based on a dog from Lyme Regis? It’s said that during the first world war a torpedo struck the HMS Formidable, splintering the vessel and sending men into the water. A rescue party from the local inn is said to have brought home as many as they could, including one believed to be dead. That was until Lassie entered the scene and, after licking and mothering the sailor, seemingly recovered him. Lassie was a hero and led to her breed being portrayed in countless works of fiction. Following the Great Fire of London, the need for building materials, especially those of a durable nature, created a demand for Purbeck stone. Swanage, which had always been known for its stone quarrying, was an ideal location from which to transport the stone. In fact, if you were to step back into the years following the tragedy of London’s fire, it would not be an uncommon sight to see a bustling scene of activity, loading ships in Swanage with as much Purbeck stone as the vessel could take. It could well be said that post the Great Fire, London was largely built up on the back of Dorset’s own materials.
Were you aware that according to the 1851 census, a total of 1,686 people were involved in Dorset’s historic glove trade? The glove trade has been a key element of Dorset’s economic history since as early as the 14th century and even today is a trade that proudly remembers its roots with several long established glove makers still thriving today!
3 Did you know that two mammoths were discovered in Dewlish? The giant prehistoric creatures were discovered in the Dorset village at various points in the 1800s and were thought to be dating back thousands of years. Although few remains have been found in the county which match the magnitude of the mammoth, Dorset is rich with various remains of different prehistoric animals and fossils.
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Did you know that Prince Maurice, grandson of King James VI and Queen Anne of Denmark once made a rather explosive visit to Beaminster? During the English Civil War, when Prince Maurice was supporting his uncle Charles I, the young royal went to stay for a time in the town however his visit was short lived as a musket was fired, perhaps even an attempt on his life. The musket landed in a thatched roof, causing the entire house to catch alight which quickly spread throughout the settlement, very nearly completely razing Beaminster to the ground! Remarkably the town would go on to suffer a series of fires that threatened its existence in the years to come though thankfully Beaminster survived until today!
Wonga no longer Has the era of the ruthless payday loan come to an end? While the concept of the payday loan is one that, on the face of it, can work well for people needing just a shortterm boost to cashflow in order to take care of bills, the reality for those unable to pay back within an agreed timeframe can be a situation that very quickly spirals out of control. Thankfully, in recent years, the government has introduced new regulations that mean that, while there remain a plethora of payday lenders following Wonga’s demise in 2018, their actions are tightly regulated. When payday loans work For short-term bridging finance, it’s unquestionable that payday loans do work. It is the same concept as borrowing a small amount of money from people we know, albeit the mechanics are very different. When repaying friends or family there is usually a set agreed date, and the loan is interest free. With payday loans, you can miss your expected repayment date and the lender won’t bat an eyelid; although your interest will start to escalate. The secret to a payday loan working is in the name – it’s a
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loan to tide you over until payday, and if you do that, a £100 loan may typically see you repaying around £11 in interest over a two-week period. When payday loans don’t work Not being able to afford to pay back the payday loan is the first step towards trouble. Interest will begin to accumulate, and would more than double for Your protection The cost of payday loans is now capped by law through the Financial Conduct Authority, meaning that no more than £24 per £100 can be added in charges and interest in a 30-day period. In addition, the cost of a loan will never be more than twice what was initially borrowed.
the same £100 loan if the repayment time was to stretch to a month. It’s also easy to fall into the trap of being in a ‘loan cycle’ or ‘loan trap’, namely that payday clears the existing loan, but doesn’t leave enough money for the month ahead, which then necessitates another payday loan a couple of weeks later.
Other solutions As ever, there are a raft of suggestions and solutions provided by charities such as Step Change, who recommend budgeting as the first step towards managing money and, ultimately, avoiding the need for short-term loans altogether. So while the payday loan is here to stay, its reputation and regulation has been much improved, though as with any financial arrangement, the first rule is always ‘buyer beware’.
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Do’s and Don’ts of Home Décor What looks good in your hood… and what doesn’t! DO settle on a style you like Create mood boards, thinking carefully about whether you want an eclectic mixed-up style, or perhaps something a little more rigid such as minimalism or industrial. BUT DON’T create themed rooms Bedecking your entire house in seashells and knotted ropes is going to get tiring quickly. Instead, think more about accents and the odd statement piece to reveal your heart’s desires. DO test your colours first Forget miniscule colour swatches and instead paint a decent-sized square on your wall. Then, live with it for a few days before making your final decision.
BUT DON’T obsess over one particular hue A colour theme is a good way to pull your home together, and can run like a subtle thread throughout it. However, an entire room with matching walls, carpet and furnishings will make the space feel claustrophobic. DO take inspiration from magazines and influencers Be open-minded and seek out as many resources as you can - you may be surprised by what catches your eye. BUT DON’T be afraid to mix it up Nothing dates a décor like everything being from the same era. It also means you’ll be back buying it all again in five years’ time. DO take into account the needs of your family A beautiful minimalist space with white carpet and walls, yet you have four kids! Some pristine dreams will have to wait until your nest is empty! BUT DON’T compromise all style for practicality That doesn’t mean you have to put plastic
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coverings over your sofas. Instead, invest in a few nice toy crates and beanbags, letting your children’s belongings enhance rather than take away from your home’s design fair. DO splash out on expensive pieces Invest in furniture that you not only love, but that will stand the test of time. Plywood drawers and cheap wardrobes will only come to frustrate you costing more money in the long run. BUT DON’T be afraid to go vintage There is a lot of furniture – particularly made in the Fifties and Sixties (think Eames and G-plan) – that’s designed to last and still looks incredible. DO be ambitious with style Let your creativity run a little wild and be bold, if you want to. BUT DON’T ignore your home’s natural architecture Always try to embrace the natural beauty and charm of your surroundings.
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Eton Mess Tray Bake Introduction
The classic twist on the quintessential pavlova gets reimagined once more in this mouthwatering traybake - ideal for outdoor summer soirees, classic cream teas or even just your afternoon coffee.
Ingredients
(Approximately 12 servings) For the sponge
• 200g unsalted butter, softened • 200g caster sugar • 180g self-raising flour • 1 tbsp vanilla extract • 4 medium-sized eggs • 100g ground almonds • 5 tbsp double cream • 200g mixed berries (strawberries must be hulled and sliced) For the topping • 250g double cream (whipped) • 4 shop-bought meringue nests (broken up) • 200g mixed berries Icing sugar to decorate
Top Tips • Though the final cake has fresh elements, you can prepare the sponge a few days before: simply let it cool and wrap tightly in clingfilm before storing in the fridge.
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Method 1. Grease and line 20x30cm brownie pan with baking paper. Heat oven to 160C/140C fan/ gas 3. In a large bowl, beat together the butter and sugar until it is light and fluffy. Add the vanilla essence and then the eggs, one by one, mixing as you go. In a separate bowl, mix the flour and ground almonds. Gradually add the dry ingredients to the wet until you have a thick batter. Finally, gently stir in the double cream and the berries. 2. Pour the batter in to the prepared tin, distributing the berries as evenly as you can across the cake. Bake for 35• If summer berries are not to your taste, you can adapt the recipe as you wish. Passion fruit, mango and coconut cream would make a delicious tropical traybake, or you could even try a seasonal version in
40 minutes, or until a skewer inserted into the centre of the cake comes out clean. Leave your sponge in the pan for ten minutes before tipping out onto a wire rack to cool. 3. Once cool, spoon over the whipped double cream and meringue pieces before decorating with the berries. Dust with icing sugar before cutting into 12 even pieces to serve. If not eating immediately, the decorated Eton Mess traybake can be stored in the fridge for a few hours, but be sure to take it out of the fridge 15 minutes before serving. the autumn with plums and blackberries. • Why not get your kids to help decorate the traybake? After all, an Eton Mess is never meant to be perfect.
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Advertisers Index
Your quick guide to everyone and everything in your magazine... Aerials
Financial Advisors
Pet Services
......................................................................................................................................................................................................................................................................................... Oakhurst Aerials 27 .................................................................................................................................................................................................. Lentune Mortgage Consultancy Ltd. 57 ........................................................................................................... Ferndown Family Vets 33 .................................................................................................................................................................................................. Lonsdale Wealth Management 35
Bathrooms
Plumbers
AMH Plumbing & Heating Ltd ......................................................................................................................................................................................................................................................................................... 6 Foot Care Services ........................................................................................................... All Drains Cleared 39 ......................................................................................................................................................................................................................................................................................... Flair Interiors Ltd 19 .................................................................................................................................................................................................. The Ferndown Chiropody Clinic 41 ........................................................................................................... AMH Plumbing & Heating Ltd 6 ......................................................................................................................................................................................................................................................................................... K & B Installations 53 ........................................................................................................... Blue Dot Plumbing 3 ......................................................................................................................................................................................................................................................................................... Mobility Bathrooms: AHM Installations 32 ........................................................................................................... NO.1 PHD 13 Garage Doors ......................................................................................................................................................................................................................................................................................... The Kitchen & Bathroom Co 44 ........................................................................................................... P L H Heating 38 .................................................................................................................................................................................................. Skandoor 31
Bedrooms
Property Maintenance
Garage Services Doc's Fitted Furniture ......................................................................................................................................................................................................................................................................................... 49 ........................................................................................................... Avon Home Improvements 61 .................................................................................................................................................................................................. Longham Motor Engineers 5 ......................................................................................................................................................................................................................................................................................... Flair Interiors Ltd 19 .................................................................................................................................................................................................. ReversePark 43 .................................................................................................................................................................................................. West Moors Vehicle Repairs 35 Removals & Storage Beds ........................................................................................................... SDC Self Storage 21 ......................................................................................................................................................................................................................................................................................... 1st For Floors 64 Garden Centres
.................................................................................................................................................................................................. BCP Council (Parks & Bereavement) 31 Roofing Services ........................................................................................................... Bespoke Roofing 17 ......................................................................................................................................................................................................................................................................................... Ashley Blinds 3 ........................................................................................................... Moss Off Roof 33
Blinds, Curtains & Shutters
Garden Services
Alpha Trees & Fencing .................................................................................................................................................................................................. 27 .................................................................................................................................................................................................. Pro Scapes 1 Tree Surgeons ......................................................................................................................................................................................................................................................................................... Rocky Rock Cameras 38 .................................................................................................................................................................................................. Redwood Landscapes 53 ........................................................................................................... Alpha Trees & Fencing 27 .................................................................................................................................................................................................. Special Branch 3 ........................................................................................................... Apex Tree Surgeons 51 .................................................................................................................................................................................................. United Fencing Supplies Ltd 63 ........................................................................................................... RHV 21 Carpet & Upholstery Cleaning ........................................................................................................... Special Branch 3 ......................................................................................................................................................................................................................................................................................... Cleaning Master 39 ......................................................................................................................................................................................................................................................................................... Martin Scammell 57 Gyms & Exercise Groups ......................................................................................................................................................................................................................................................................................... Zero Dry Time 2 .................................................................................................................................................................................................. New Forest District Council 25 Waste Services ........................................................................................................... Dorset Council 9 ........................................................................................................... Philip Trim Contractors 43
Cameras
Carpets & Flooring
Home Care Services
1st For Floors ......................................................................................................................................................................................................................................................................................... 64 .................................................................................................................................................................................................. Goodoaks Homecare 59 ......................................................................................................................................................................................................................................................................................... Flooring Elegance 6 .................................................................................................................................................................................................. Home Instead Senior Care 5,27 Will Writing Services ......................................................................................................................................................................................................................................................................................... Kingsland Carpets 49 ........................................................................................................... Dorset Wills 47
Kitchens Cleaning Services
.................................................................................................................................................................................................. Doc's Fitted Furniture 49 Window & Gutter Cleaning ......................................................................................................................................................................................................................................................................................... Candy Cleaning Services 61 .................................................................................................................................................................................................. Flair Interiors Ltd 19 ........................................................................................................... Spot Free Window Cleaning 43 .................................................................................................................................................................................................. K & B Installations 53 .................................................................................................................................................................................................. The Kitchen & Bathroom Co 44
Computer Services
Windows, Doors &
......................................................................................................................................................................................................................................................................................... Tec Check Ltd 2 Conservatories Laundry Services ........................................................................................................... AllGlaze 59 .................................................................................................................................................................................................. Platinum Laundry Services 45 ........................................................................................................... Cloudy2Clear Southampton 11 Drainage Services ........................................................................................................... Dorset Windows Ltd 38 ......................................................................................................................................................................................................................................................................................... All Drains Cleared 39 ........................................................................................................... G S Windows Ltd 7 ......................................................................................................................................................................................................................................................................................... NO.1 PHD 13 Locksmiths ........................................................................................................... Greenspace Uk Ltd 29 .................................................................................................................................................................................................. Key Tek 49
Driveways
Worktops
......................................................................................................................................................................................................................................................................................... Wicks Surfacing 44 Painters & Decorators ........................................................................................................... R & A Fabrications 39 .................................................................................................................................................................................................. Focus Decor 21
Electricians
......................................................................................................................................................................................................................................................................................... Green Light Electrical 42 Pest Control Services .................................................................................................................................................................................................. Oakley Pest Control 57
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Here at United Fencing Supplies we specialise in all types of fencing from domestic to industrial. We stock a full range of timber fencing products including: • Picket Fencing • Closeboard Fencing • Trellis and Overlap • Closeboard Panels
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Fitting service offered
We manufacture all of our own panels, trellis and gates so if you have any bespoke requirements please don’t hesitate to contact us. With over 25 years’ experience we are confident that United Fencing Supplies is the right choice for your garden project.
Kerbside delivery
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For a free no obligation quote call 01202 895500 or email: sales@unitedfencingsupplies.co.uk
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