September/October 2014
In this issue... Local businesses Local News
- Friendly advice from Dorset Fire & Rescue - Lewis-Manning Back to School Quiz - Bournemouth’s Probus Clubs
Prize Wordsearch - Win tickets to see Copacabana
Regular Features
- Adventures of Nellie
- Ann Montini Meets the Stars: Nigel Harman - Dorset Wildlife Trust: The Red Squirrel - Martin Lewis: Credit Scoring
Delivered FREE as part of The Bournemouth Directory series
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Introduction
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The Bournemouth Directory Series Westbourne Edition Edition 43
Published by:
Stephen & Debbie Corney at Dorset Publications
Telephone:
01202 894397
Email: info@thebournemouthdirectory.co.uk
Copy deadline for the October 2014 edition: 25th September 2014
Disclaimer: Whilst every care has been taken to ensure that data in this publication is accurate, the publisher cannot accept any liability to any party to loss or damage caused by errors or omissions resulting from negligence, accident or any other cause. The Bournemouth Directory does not officially endorse any advertising material included within the publication. No part of this publication may be reproduced, stored in any retrieval systems or transmitted in any form, without prior permission of the publisher.
Dear Westbourne, We certainly have had some fantastic weather this year, so I do hope you have a great summer and are now all ready for the autumn and the cooler temperature. Nellie, the Dorset Publications campervan, took Hayden our son for his first flying lesson at Compton Abbas Airfield. You can read all about our day in “The Adventures of Nellie” this month. I am also planning my first little book, all about places to go, days out, ‘campervanning’ and generally having family fun, all based around Nellie. If you have any suggestions, ideas or requests for what you would like to see in the book, please call or email me! I will let you know in the next Directory how it is going. This September issue of The Bournemouth Directory, Westbourne edition is full of local traders, businesses and groups who would all like to help you. Stephen and I thank you for continuing to support them. Do mention the Directory when making any calls. This makes all the difference and makes all our work worth while. I love to hear the local businesses are hearing from you! There are also articles for you to read, so why not take half an hour out, pour a cuppa, sit down and have a read? Don’t forget to fill in the prize wordsearch. The lucky winner last month to see the Anniversary Tour of Riverdance at the Pavilion was Mrs S M Jones. Well done to you! This month you can win tickets to see Copacabana. Wishing you a great end of September and beginning of October. Very best wishes,
Debbie & Stephen Corney
Useful Numbers Local Police Bournemouth Airport Central Library Emergency Electric
101 01202 364000 01202 454848 0800 028 0247
Royal B’mouth Hosp Bournemouth Council Sembcorp Water Emergency Gas
01202 303626 01202 451451 01202 590059 0800 111 999
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Do you care? Every one of our carers would answer this with a resounding “Yes!” Well we are looking to expand our team to help more people in the local area. If you are interested in finding out more, then contact the office on 01202 280855. No prior care experience is necessary as we provide Our services include: on-going training and support. So if you like meeting • Help with washing, dressing and personal care and interacting with people in a very rewarding career, • Companionship please call us. We would be delighted to talk to you. Hours can be assigned to fit with the rest of your life. We aim to make our service as flexible as possible and can be adjusted as our clients or their loved one’s needs change. We provide care on a short-term or long-term basis, by visiting a few times a week or a number of times a day to assist our clients to retain their independence. Our team members are expected to work with clients, rather than for them and will encourage them to regain their confidence, while also promoting their self-respect and dignity.
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. . . s r a t S e h t s t e e m i Ann Montin
This month’s star is
Nigel Harman Actor and director Nigel Harman is best known as Dennis Rickman in Eastenders, roles in West End theatre and a stint in Downton Abbey followed, and now he is busy directing the musical “Shrek”. He tells Ann Montini all about his career to date. Ann - Tell me about the Simon Cowell musical “I Can’t Sing” Nigel - “I loved it, and really it was a good show, and so much fun. But in reality, I think maybe hype helped close it too early. We should have started small, and then built up to the Palladium... but hindsight you know.” Ann - What was Simon like to work with? Nigel - Again good fun, but he basically left it all to the creator Harry Hill. It was his dream and Simon backed it, and helped with his profile really – I would say, he was a great boss because we never saw him really.” (laughing) Ann - You have a great ABBA connection? Nigel - “I do I was in the original West End version of their hit musical “Mama Mia” and yes I sing on the cast album too... I loved it as they are such clever songwriters, and they really know how to craft a song, and make you believe in the song without a doubt.”
Ann - Is it true, when in Eastenders you turned down a record deal from Simon Cowell? Nigel - “Well, again the story was embellished somewhat, but in principle yes. But at that time I was keen to focus on acting, and being a pop star was not my thing really, I think he forgave me. I always thought pop star / actor, a bit cheesy and not quite for me, but each to their own you know.” Ann - Shrek - this time as producer Nigel - “It’s a great show and being on the other side of the lights, well you understand what you want from the actors and so forth - it’s been a great experience to do, and I think our audiences are loving it.“ Ann - Does this mean less acting? Nigel - “Not at all, but it means I can be diverse and do other things. Acting will always be my first love, and I won’t ever give it up, but I love the idea of combining the two together and having duel careers. You can rely totally on one thing, only you have to branch out.” More details on the show check out the website: shrekthemusical.co.uk/tour-dates
Ann - Your role in Downton Abbey - bit of a bad boy again? Nigel - “Just a bit, but then I like to think interesting too, the show is great, and just to appear in it was a wonderful experience... I would like to go back, but I can’t say too much he met a grizzly end, but then you never know, it could have all been a bad dream you know.” Ann - Dennis in Eastenders, ever go back? Nigel - “Well he was killed off, but then its soap, so because of the genre who knows. He could be like Dirty Den and appear again and shock Sharon... You never know do you?”
Ann and Nigel Harman pictured in London Photo: C Maycon Pictures
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Your ambulatory care service... Providing the right care for you Across the country, the number of people attending emergency departments is rising. However, not all patients requiring emergency treatment here in Bournemouth need to be admitted to hospital. We have been working hard to ensure that if you need emergency care, we can provide the right care, in the right place by the right specialist, for you. This year, we have continued to expand our Ambulatory Emergency Care (AEC) services. This means emergency care that is provided as an outpatient. For example, if you come in to hospital as an emergency patient, you might visit our AEC clinic where we will aim to diagnose and treat you on the same day. You would then be able to leave hospital but you would continue to receive ongoing clinical support as needed, as an outpatient. Improving your experience Our AEC clinics run Monday to Friday from 8am6pm. You will be treated in a relaxed atmosphere where you can come and go freely without feeling restricted to a ward or hospital bed. At the clinic you will be seen by specialist doctors and nurses, meaning the right people can make decisions about the care you need, quickly. We have also invested in additional staff, and the clinic now has dedicated consultant and senior doctor cover, as well as two nurse practitioners. Lead Consultant for Acute Medicine, Dr Tanzeem Raza, says: “With the support of our colleagues across the hospital, we are now able to offer our patients specialist emergency care on the same day. Investigations that are needed can be carried out and the results received on the same day, meaning we are able to progress treatment for our patients very quickly. “We are really excited that we are able to offer this ‘same day service’ to our patients and in doing so lead the way for future care.” Other benefits include: • reduced worry about being away from home for long periods of time • treatment fits around your life • you can maintain your independence at all times
AEC lead nurse, Sonia Mahmoud, says: “We also take calls from GPs and are often able to avoid patients being admitted to hospital by giving advice or redirecting patients to the most appropriate services. We are now able to deal with over 30% of all incoming calls without the need for hospital admission.” Ambulatory Matron, Kelly Spaven, adds: “The whole team are committed and passionate about offering individualised care and we are continually expanding our service. We are now looking to extend the clinic so it runs in the evenings and at the weekends.”
What you think of our AEC clinic We are already receiving positive feedback from our patients who have used our ambulatory services: “The AEC made my experience easier to deal with. I was made to feel relaxed and was better than being on a ward.” “The care was truly outstanding and enabled me to feel safe. I did not know of this unit and am so grateful to my doctor for referring me.” “The AEC clinic was extremely kind and fun which is great when you’re feeling off colour.”
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Wildlife News
Talking about Wildlife...
The Red Squirrel The red squirrel is one of Britain’s native mammals, and with their bright eyes, fluffy tails and ear tufts, it’s not hard to see why they are one of Britain’s most loved.
But red squirrels are declining, with only 130,000 reds surviving in Britain; 15,000 of which live in England. Recent figures show that the number of reds is increasing in the north, but they are almost extinct in the south. Approximately 3,500 live on the Isle of Wight and an additional 200 live on Brownsea Island, which is managed in partnership by the National Trust and Dorset Wildlife Trust. Fossils suggest that red squirrels appeared in our country 10,000 years ago, towards the end of the last ice age. It is believed that they arrived in the south of England after crossing a land bridge between Britain and Europe. Until the beginning of the 20th Century, reds were the only species of squirrel in Europe. They could be seen all across Britain, hopping between trees and dashing up and down their trunks. However, the introduction of the grey squirrel in the 1870s led to a steep decline in their numbers. Grey squirrels competed for food and space and infected our native reds with the deadly squirrel pox virus. You can visit the squirrel population on Brownsea Island* between March and November with the reds more likely to be spotted in the autumn on the island. Red squirrels can be distinguished from grey squirrels by their smaller, more delicate frames and the tufts of fur on
their ears. Contrary to popular belief, their fur is not strictly red; depending on the season and geographical region, their coats can vary from shades of yellow and red to grey and black. To help Dorset Wildlife Trust protect the southern population, you can adopt one of the red squirrels on Brownsea Island. Each one-year adoption of Hazel, Rusty, Elinore, Flick or Sparky costs only £20 and enables us to improve and maintain the woodland habitat red squirrels live in. For more information about the adoption scheme, visit: www.dorsetwildlifetrust.org.uk/ adoptaredsquirrel
or to find out more about Brownsea Island and how to get there, visit: www.dorsetwildlifetrust.org.uk/ brownsea_island_reserve By Judy Godsell Brownsea Island has recently won the 2013 Countryfile Magazine award for ‘Britain’s favourite nature reserve’.
*
Red Squirrel by Stewart Canham
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Concept Building Solutions
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by our fully qualified and insured team of tradesmen and we will manage all works to your complete satisfaction. “We had a serious water leak in our house that caused severe damage. Our Insurers told us to find tradesmen, send the estimates for approval and get the work done. At which point, they would pay us and we would pay the tradesmen. We did not know any tradesmen and we had seen so many horror stories on TV, we did not know who to trust. We asked our Insurers for advice but they could not help us. “Try the Yellow Pages” they said! Insead we contacted Concept Solutions and we were instantly reassured. I personally felt the weight had been lifted from my shoulders. An estimator came to my home, assessed the work to be done, took photographs and contacted the insurance company. Then he arranged to see the Insurer’s loss adjuster and they agreed all the works to be done. Alan handled everything from there onwards, arranged the estimates, supplies, builder, plumber, plasterer and decorator. All I had to do was sit back and watch these excellent professionals put my house back together.” Testimonial from Mike
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Community News
New Headmaster in charge for charity
‘Back to School Quiz’
Left to Right: Frances Miles (Jobshop), Paul Tucker (Lewis-Manning and Deputy Head), Sally Goodenough (Lewis-Manning) and Tracey Wood (Jobshop)
In conjunction with the kids heading back after the school holidays, Lewis-Manning Hospice will be holding its annual “Back to School” quiz on Friday 26th September at Parkstone Grammar School with a new Headmaster in place. The hugely popular, light-hearted event, sponsored by both Jobshop UK and Storm Restaurant in Poole, invites guests to come along as teams (a maximum of six per group) to battle it out, with a fun prize on VɈLY MVY [OL ^PUULYZ 4HUHNLTLU[ [YHPULY Chris Croft will be sporting the mortar board as the Headmaster, in charge of the quiz. Included in the evening will be a traditional tuck shop of old favourites, a silent auction HUK H YHɊL ( ZJOVVS KPUULY VM IHUNLYZ and mash is included in the ticket, as well as puddings kindly provided by Storm. Guests are encouraged to come in school
uniform fancy dress attire, with a special WYPaL H^HYKLK MVY [OL ILZ[ V\[Ä[ Jobshop UK Director Tracey Wood said, “The Back to School Quiz is always a popular, fun event, and this year we want to raise even more funds for Lewis-Manning Hospice who provide free care for people living with cancer and other life-limiting illnesses. We always have a fantastic mix of people come along to enjoy the fun.”
Entry fee is £15 per person, and the event begins at 7pm. Please bring your own drinks and glasses. To book your team, JVU[HJ[ [OL -\UKYHPZPUN 6ɉJL at Lewis-Manning on 01202 701000 or email events@lewis-manning.co.uk
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A new look for your old kitchen this Summer...
Kitchen image supplied by Lincoln Customer Sept 2011
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Puzzle Corner
Pop the kettle on... 4 2
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6 3
8
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2
6
Across
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1
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Crossword
1 Diabetics inject this (7) 5 A country near Holland (7) 9 Complaint (9) 10 Make use of (5) 11 Not varying (7) 12 Stewards (7) 13 Like a serpent (9) 15 Fortune tellers (5) 17 Requires (5) 19 Strict (9) 22 Windpipes (7) 25 Sanitary practices (7) 26 Selected by ballot (5) 27 Commences (9) 28 Burn slowly (7) 29 Chuckled (7)
Down
1 Entry (7) 2 Induce or provoke (9) 3 Cuddly (7) 4 Convents (9) 5 Desolate (5) 6 Jumpers (7)
7 Picture (5) 8 Assaults sexually (7) 14 Terran (9) 16 Being a force of nature (9) 17 Indigenous people (7) 18 Burnt with a hot liquid (7)
20 Shrewish (7) 21 Plaited (7) 23 Relative magnitudes (5) 24 Bake eggs in their shells (5)
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Community News
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Boscombe & Southbourne Probus Club Have you recently moved into the area? We are a club of retired & semi-retired gentlemen who meet on the second Thursday of each month with a speaker followed by lunch. In October the talk is ‘Police dog handling’ by Ken Cobb. Our meetings are held at The Liston Hotel, 5 Wollstonecraft Road, Boscombe. We also have regular outings, coffee mornings, theatre trips and dinner dances. If you are interested in joining, please contact our Honorary Secretary Chris Freeman by phone on 01202 430265 or by email at chrisnfreeman@gmail.com. www.boscombeandsouthbourneprobusclub.co.uk
NEATENS NUCLEAL NATURAL
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Probus Club of North Bournemouth & District We are the only open Probus Club in the Bournemouth area. We welcome Gentlemen, Ladies and Couples. Our meetings are held at The Mayfair Hotel, Bath Road, Bournemouth. Monthly Lunch Meetings (with a speaker) are held on the 2nd Wednesday of each month. Coffee Mornings are held on the last Monday. Sunday Lunch is on the 3rd Sunday of the month. Other activities include visits to places of interest, theatre outings, pub lunches, quizzes and much more. For further details contact the Secretary on 01202 303111 or visit:
www.probus-north-bournemouth.org.uk YOU WILL BE VERY WELCOME!
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Hurst Blinds At Home – Bringing the Market leaders on the German Awning Market, Markilux, to Poole in Dorset Hurst Blinds At Home are your specialist Markilux awning dealer for Poole and the surrounding areas. Markilux is the largest German awning brand, for more than a quarter of a century they have been ensuring that life on the balcony and patio becomes even more enjoyable. Those who demand products of the highest quality and in the most elegant of designs will not want to miss these criteria in their awning. Markilux design and produce every part of their highly durable, light and creative frameworks and mechanisms in house, they are made to measure, for your own personal place in the sun. And the stunning covers available for your Markilux awning
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Community News
Getting ready for autumn -YPLUKS` HK]PJL MYVT +VYZL[ -PYL HUK 9LZJ\L :LY]PJL
The seasons move on and after a great summer, autumn is coming. This is the perfect opportunity for us to remind you about the dangers you can face in your home as the weather turns colder. A working smoke alarm is one of the most important things you can own. It will provide you with an early warning to a Ă„YL NP]PUN `V\ [PTL [V LZJHWL 0M `V\ V^U one, your half way there – just make sure you test it once a week and replace the batteries when necessary. >L \Z\HSS` ZLL HU PUJYLHZL PU JOPTUL` Ă„YLZ V]LY [OL H\[\TU WLYPVK *OPTUL` Ă„YLZ HYL preventable if the right precautions are taken. Having your chimney swept is vital. ;OL M\UJ[PVU VM Z^LLWPUN [OL Ă…\L JOPTUL` is to remove the deposits that build up. )` Z^LLWPUN [OL Ă…\L JOPTUL` P[ LUZ\YLZ that there is a clear and safe passage for the safe exit of combustion products, which are caused by the burning process. This lessens the chances of the chimney JH[JOPUN Ă„YL 0M `V\ HYL W\[[PUN [OL Ă„YL VY [OL woodburner on, please consider a guard and how far away combustible materials are, like clothes. Don’t forget to make sure all the embers are under control and put out properly when you go to bed! As the evenings draw in, candles are also great to create an atmosphere and add some extra light – just don’t leave them unattended! Make sure you put them out before you go to bed and you use an appropriate base for them, like a plate. Cooking has been the cause of over 50% VM HJJPKLU[HS Ă„YLZ PU [OL OVTL [OH[ ^L OH]L H[[LUKLK V]LY [OL SHZ[ `LHY When cooking, don’t be distracted and please don’t leave anything unattended. If you have to leave the kitchen, think about [\YUPUN VɈ [OL OVI VY \ZPUN H [PTLY Âś [OH[ way cooking won’t be forgotten about!
Finally, have you received a home safety check from Dorset Fire and Rescue Service? We provide them free of charge and we will give you bespoke home safety advice designed around you and your home such as escape routes, cooking, electrics and much much more. An hour of your time could save your life and if it’s HWWYVWYPH[L V\Y Z[HɈ ^PSS Ă„[ MYLL ZTVRL alarms too. To sign up call 01305 252600 or check our website ^^^ KVYZL[Ă„YL NV] \R >LÂťSS IL H[[LUKPUN Ă…\ JSPUPJZ HJYVZZ Dorset this autumn, where you can also sign up for a FREE Home Safety Check.
Dorset Fire & Rescue Service
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Adventures of Nellie
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The Adventures of Nellie The Dorset Publications Camper Van Well Hayden’s special day finally arrived, where his long awaited Birthday present from November last year could actually be realised! His first pilot’s lesson. For a long time now Hayden has been telling us that he wants to be a pilot, so we purchased the flying lesson online last year. I was amazed to see that you can be as young as 7 to start flying. Nellie was extremely excited to be taking Hayden to enact his dream. The views, even from the roads, through those country lanes are just stunning. You can literally see for miles across the pure rolling English countryside. You can’t beat it. Nellie was in her element. I am not sure that Hayden in the back had the same view, sitting and playing on his computer and occasionally looking up. Maybe it happens more when you get older… On arriving at Compton Abbas Air Field Hayden was now all smiles. I watched him eyeing up all the planes with sheer delight and anticipated excitement. We had deliberately arrived early to have lunch and build up to a crescendo… our first flight. I say our, as originally we had booked a two seater plane, just for Hayden and the pilot. We had then been given the opportunity for a 4 seater plane, but allowing for only one extra passenger. Thinking this would be a ‘Dad thing’ I suggested Stephen
Nellie with “Charlie Kilo”
“Captain” Hayden at the controls go up in the air. Hayden wanted me to go, though he said he really didn’t want to have to choose, as I hadn’t been in a plane like this before and Dad had. Stephen swallowed his disappointment pretty well I thought. We ordered lunch and sat outside in the glorious sunshine watching planes landing and taking off regularly. Many people were watching and it was such a great atmosphere. You almost feel like you are going back in time especially with those wonderful open top planes and pilots wearing goggles and flying jackets. Love it! As we were sitting there I thought I would do the ‘sensible’ thing and warn Hayden that he may not fly the plane himself as much as he would like and not to be disappointed if that was the case, that we would have a great experience anyway. Well, if you have ever had the thought that we have lived before and children know far more than we suspect at times, now was one of those moments. Hayden looked at me with a glint in his eyes and said casually, “No. Mmm, he might not let me do a barrel roll…” I tried hard not to laugh and invalidate what seemed to be quite some knowingness. “No, maybe not.” I smiled, playfully back.
25 The time came for us to take our stance near the plane and wait eagerly for the pilot. From the data I have the aircraft we flew was a Piper Cherokee Warrior II with the UK registration G-BPCK and probably known as “Charlie Kilo”. She was built in 1980 and is owned by Compton Abbas Airfield. The pilot was a handsome young man and could well take his place in a film. Hayden took to him immediately. Tony was his name and he was perfect with Hayden. As there were many air shows that day we were a little more limited with our air space. The pilot seemed somewhat reluctant to fly with the Red Arrows or the Vulcan, or what ever other big planes were flying that day. With Hayden’s apparent confidence earlier, I didn’t think it was a problem! So, despite the pilot worrying about ‘Mum’ and my possible fear, I reassured him that all was absolutely fine and the best route to take was the one where Hayden could have the most fun and fly the plane. It was decided we would fly South. As we know the taking off and landing is always the most exciting when we go on holiday by plane. Well this was also the case in Charlie Kilo. Tony showed Hayden the controls gave him a quick lesson and off we flew. Just before we set off, the pilot asked Hayden to shout “Clear Prop!“ as if shouting to his Dad in the viewing area. Hayden misunderstood and at the count of three, shouted “DAD!” very loudly instead. We did laugh. It was all too exciting. Once in the air, the views from the sky were awesome. On such a beautiful day you really can see for
“Charlie Kilo” coming into land Photo courtesy of John Morris
Hayden with his certificate and Tony miles and miles. From the air this time! After only a few minutes, the pilot raised his hands in the air and declared, “No hands, Hayden’s flying!” Hayden was thrilled! He grinned from ear to ear. I was much less nervous than I thought I would be, in fact I wasn’t nervous at all. It was a sheer delight. Hayden was very confident, he turned the plane in a full circle and even, with the pilot’s permission, dipped the plane to make my stomach drop a couple of times. Hayden loved that! It wasn’t quite the barrel roll he wanted, but good enough for now… And certainly good enough for me. Dad and Nellie watched eagerly below. We had a good half hour in the air and I was suitably impressed that we definitely had our monies worth. I believe the half hour lesson is around £70, so less than you may think. There are also flights to the Isle of Wight or in a Tiger Moth, if you want a real treat. Their website www.comptonabbasairfield.co.uk tells you much more about these exciting trips. You can also see a little video I took as well as other photos on Facebook – “whereisnellie”. Please ‘like’ them! So Nellie, Hayden, myself and, this time the cameraman Stephen, had a terrific day out. I highly recommend you go and visit. Have a tea or coffee, maybe even lunch or dinner and watch the aircraft fly swiftly around. If you are feeling daring, have a go yourself! Where will Nellie go next…? By Debbie Corney
whereisnellie
@whereisnellie
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Money Saving Tips
Martin
LEWIS Credit Scoring Credit scoring has become a key part of our financial lives. It impacts far more than most people think. It’s not just about whether you can get mortgages, credit cards and loans, but can also effect contract mobile phones, monthly car insurance, bank accounts, even if you can pay energy bills the cheapest way.
1) Get on the electoral roll. If not, getting credit's tough. Check if you're on it and apply via www.aboutmyvote.co.uk. If you're not eligible, write a notice on all the credit files that you’ve proof of residency.
Even if you're accepted, we live in a 'rate for risk' world, so credit scoring then dictates what you pay too. Many people get unstuck by this. They apply for today's record cheap rates, but find they're charged more. So here’s what you need to know…
2) Stability's good. If possible, put a landline, not mobile, on applications.
You DON'T have a universal credit rating - there's no blacklist. This is a myth. In the UK, there's no universal credit rating or score, there's no blacklist of banned people. Each lender scores you differently and secretly. So a rejection by one doesn’t mean a rejection by all. Their aim is to see if you match their profitable customer wish list. A key part is assessing the risk of non-repayment. If that's high, many won't lend to you; but some specialist lenders will like you more as they can charge you high. Yet even those who are good risks can be rejected, because the lender thinks you won't make it money. Or perhaps you're applying for a credit card, but it wants to cross-sell mortgages, so scores you on how likely you are to get one. What they know about you. Lenders assess you with 3 key pieces of information: 1) Your application form. Many underrate how crucial this is. Be consistent on each application form, eg, job title, salary. Regular inconsistencies can trigger rejection as you hit a ‘fraud score’ trigger. 2) Any past dealings with you. A lender you've banked with can interrogate your behaviour far more than others. This can work both for and against you. 3) Your credit reference files. These come from either Equifax, Experian or Callcredit and contain info on the electoral roll, court judgments, what credit applications you've made, products you have and if you've paid on time. However, they don’t know everything. They don’t know your criminal record, medical history, speeding fines, salary, student loans, declined applications and more – don’t get too conspiracy theorist about it. How to make yourself more attractive. Getting accepted for credit is like going on the pull - like people, different lenders find different things attractive. It’s more art than science, but there are some cosmetic changes that work for most. Here are 10 tips:
3). Beware over applying. Too many applications for products especially in a short space of time can hurt. So if you’re about to get a mortgage, don’t apply for lots of credit cards just before. One problem though is often the only way to know what rate you’ll get is to apply, so the system is anti-shopping around. 4) Time it right. Problems stay on your file for 6 years, applications for 1 year. So if you can wait until they've lapsed to apply, it should boost your score. 5) Never miss or be late on repayments. Small errors can hurt large. Set up a direct debit to be sure you never miss. Do this even if just for the minimum repayment, then you can call up and pay more on top each month, see it as an insurance policy. 6) Don't let 'paid-for credit scores' overly worry you. In recent years credit reference agencies have started to flog these, but don’t take too much notice. They’re only based on your credit file, not the other info lenders look at, and remember each lender scores differently. One may see cancelling a credit card as good as it reduces available credit, another as bad as it’s closing down a long term relationship. 7) Payday loans can kill mortgage applications. Some mortgage underwriters simply won't lend to anyone with payday loans. 8) Deal with unfair defaults. First go to the firm that put them there and ask it to remove them. If not ask for a ‘notice of correction’ to be added to your credit file where you can explain briefly why it’s unfair and appeal to the Financial Ombudsman. 9) Check for address errors. An old, active, but unused mobile phone registered to your old address could even cause a mortgage rejection. 10) Don't withdraw cash on credit cards. This is both expensive and seen as evidence of poor money management - avoid.
@MoneySavingExpert
Bournemouth-128x90-25july-ASAP-PRINT-R2.pdf
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auto
BIOGRAPHIES Motoring
Alfa Romeo MiTo 875cc TwinAir By Tim Barnes-Clay, Motoring Writer
www.carwriteups.co.uk
@carwriteups
Someone once said, “What good is an eye-catching new suit if the person inside of it is rotten?” Now that’s a pretty brave statement — but an assertion, nevertheless, that speaks to the question of style versus substance. The style over substance debate has been around for a long time, and today the harsh reality is that we, the mainstream, are far more influenced by the “image” - style or outer shell of things rather than what’s on the inside. So when it comes to cars, what about the 2014 Alfa Romeo MiTO? Where does that fit in the style-versus-substance topic? Well, in my opinion, the arch-rival to the MINI and Audi A1 is a gorgeous little motor, and it lives up to its revised looks. Externally the latest incarnation of the MiTo benefits from a fresh, chromed front grille; titanium grey headlamp and tail lamp surrounds; tinted rear windows and a sports rear bumper, as well as an altered colour palette that now includes a laid-back “Matte Magnesio Grey” finish. The interior is thoroughly different to the initial MiTo, first launched in mid 2008. The car now has a changed dashboard, upgraded plastics and an up-to-the-minute fiveinch, touch-screen infotainment system with voice recognition, Bluetooth, steering wheel remote controls, USB/Aux ports and optional satellite navigation. With just 875cc under the bonnet of the Alfa I tested, you’d think you’d have all the power of an average domestic vacuum cleaner on tap. You’d be wrong. Yes, there’s no denying the TwinAir Sprint model sounds like an industrial sewing machine on tick over, but the little Italian car draws deep from its well of two-cylinder potency when it needs to.
The tiny petrol-powered turbo engine benefits from a 20hp boost in performance – now 105hp – which translates in a 062mph time that’s 1.1 seconds quicker than the previous 85hp version. Despite the additional performance, the Alfa Romeo MiTo TwinAir remains impressively efficient, with a combined fuel economy figure of 67.3 mpg and CO2 emissions of just 99g/km. A wide-ranging array of traction, braking and stability control systems is standard on the mini MiTo too. All this can be adjusted via Alfa Romeo’s trademark Alfa D.N.A. selectable driving mode system. It allows you to choose between three different driving settings: Dynamic, Normal, and All-Weather. The clever gadgetry controls the character of the car, from the behaviour of the engine, brakes and steering, to the suspension and gearbox. And it works – to an extent. Dynamic is sporty, making the steering weightier and the throttle more responsive, but that in reality makes the MiTo more of a struggle to drive. If you stay with the Normal setting, the steering is gentle and the car is effortless to weave in and out of city traffic. The super-mini is also now equipped with fuel-saving Start& Stop; air conditioning; a leather-trimmed steering wheel and gear knob; electric windows and mirrors; seven airbags; front fog lamps; a rear spoiler and alloy wheels. So, even though prices for the MiTo aren’t going for a song, the miniature motor is well equipped and offers fistfuls of charm. And, no, in my opinion, looks still aren’t more important than content – but they’ve certainly not done Alfa Romeo any harm.
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Copacabana comes to Bournemouth What’s On
Bournemouth Pavilion, Monday 27 October 2014 Barry Manilow’s hit musical, Copacabana will return to the UK and tour in a new production this Autumn, playing at Bournemouth Pavilion from Monday 27 October to Saturday 1 November. The musical, written by Manilow and his longtime collaborators Bruce Sussman and Jack Feldman, has not been seen in the UK for ten years. Packed with original songs, dazzling costumes and dynamic choreography, this new production will reimagine the original stage version of Copacabana, which was first performed in the US in 1991 and has never before been seen in the UK. Featuring Manilow hits including Dancin’ Fool, Who Needs to Dream, Welcome to Havana and of course, the Grammy Award-winning Copacabana (At The Copa), this production will have audience members dancing in the aisles. Critics and audience members agree that Copacabana explodes with memorable songs and dances. The story of Copacabana has captivated millions of spectators around the globe. This tale of romance and stardom features aspiring songwriter Tony working as a pianist in a bar when he meets the gorgeous Lola, who is determined to make it in showbiz. Quickly falling for Lola, Tony does everything he can to assist her attempts to find stardom. At Manhattan’s Copacabana Lounge both start to find fame, before fate steps in and Lola is swept away to Havana to work in a splashy night club. But Lola’s new mentor and boss Rico may demand a price for putting her name in lights. Jon Lee will star as ‘Tony Starr’ and Richard Grieve will star as ‘Sam Silver.’ This production introduces Jennifer Harding as the iconic ‘Lola.’
Jon Lee is best known as a member of pop sensation S Club 7, who for five years dominated the pop world with No 1 hits all over the world including four in the UK. As well as international record sales of well over 13 million, the band had their own television show which ran for four seasons and was shown in 110 countries, and won countless awards including two Brit Awards. Jon’s many theatre credits include Frankie Valli in Jersey Boys (Prince Edward Theatre), Aladdin in Aladdin (Mayflower, Southampton), Marius in Les Misérables (Palace/Queen’s Theatre) and Love Shack (UK tour). Jon also appeared in the Les Misérables 25th Anniversary Concert at The O2. Richard Grieve is best known to television audiences for various roles, most notably as Sam Kratz in Neighbours, Dr. Lachlan Frazer in Home & Away, and most recently as Jonny Foster in Emmerdale. Richard recently appeared on stage in the lead role of Bernadatte in the UK Tour of Priscilla Queen of the Desert, having previously played Mitzi/Tick in the West End production at the Palace Theatre. Other recent credits include Captain Von Trapp in The Sound of Music (Dubai), An Ideal Husband (English Theatre, Frankfurt), A Daughter’s A Daughter with Jenny Seagrove (Theatre Royal Windsor) and Footloose (UK Tour). Canadian born Jennifer Harding is a graduate of George Brown Theatre College, Toronto, and RADA. As a vocalist she has worked with artists including Debbie Gibson, rock group Toto and guitarist Jeff Healey. Theatre credits include Songs from the Playground (Union Theatre) and Boogie Wonderland (Qdos).
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U Q C X Y C K I E F C V G H E
N Y C M B A S K E T J N E H Y
P J C S A O Q R D A O K O S O
C C E S H X L H A D D L A O R
P H Q A T S E V R A H W B T M
V T F C G K Z V P L E N T Y M
S Q R D X X G S F N F E K Y M
B F U Z E D K C Y N M Q J J L
Z G I M Q A L H B B F U U A O
L W T T R J P O F R Z I T P G
W G C P E B B O N Q Z N M U D
I J R I I M Z L B H M O R W A
E N O Y P E N Q A B R X U N G
C I P A D J O G I L X F T Q V
I Y T K N M E D D G L L Y Z J
HARVEST AUTUMN ROALD DAHL PLENTY SCHOOL FRUIT EQUINOX BASKET MOON CROP
This month, the prize is a pair of tickets to see Copacabana on Wednesday 29th October at The Pavilion, so please complete this page by 25th September and send to: September Prize Wordsearch Name: ______________________ The Westbourne Directory, Address: ______________________ 1 Moorlands Rise, ______________________ West Moors, ______________________ Ferndown, BH22 0JR Telephone: ______________________
Prize Wordsearch
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Gardening Tips
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Grass Roots
website for the national professional organizations, who will have a list of designers or contractors, all of whom have been tested and accredited to a certain standard of expertise, professionalism and experience. In the UK that is the Society of Garden Designers and BALI (British Association of Landscape Industries) and in Australia that is the Australia Society of Garden Designers.
HOW TO HIRE A GARDENER
Decide on how you’d like the relationship to be between you and the designer and believe me, I want to get on my soap box here, about all the so- you do have a choice about this. It can be with you called garden designers out there so that you can totally in control and the designer just does what hire a designer who knows their stuff. Garden you ask. Alternatively, you can give total control to design is an unregulated industry and anyone can the designer but the way I have found to work the be a garden designer, with no training whatsoever. best, is to work with the client in partnership. This is where both designer and client work together to Yet there are designers who have spent years arrive at decisions that are based on good learning about plants, how to use them, how to communication and discussion. design a usable space and all the construction knowledge needed to do that, both at college and Look for experience and take references from ‘on the job’. I am one of those designers, with 17 previous clients. No professional designer will years experience, and it infuriates me that clients mind you asking for a couple of references and a get taken in by people who’ve spent a few weeks at good question to ask the referee is “Would you use college and ‘like gardening’, clients who end up them again?” Find out if they are a member of any paying the price both in hard cash and in having to professional organization and if they have any live with a badly designed, built and planted training, though this could be on the job or at garden. Here are a few things you can do to make college. Ask to see photos of previous gardens they sure you get someone who can do what you need completed and find out if they know about plants. doing. Ideally you want to use a designer that someone you know has recommended to you to because they have used them to create a lovely garden. If that’s not possible, find a garden you like the look of in the neighbourhood and ask the owners who did it for them because no one minds talking about their beautiful garden. If none of the above are options for you, find the
Never base your decision as to which garden designer to use on price alone because you get what you pay for. The important thing to decide is do you trust them and do you feel the designer is on the same wave length as you because it is the rapport between you that will make or break the success of your garden. Happy gardening! Written by Sally Tierney MSGD BSc (Hons), award winning garden designer. www.yorkshiregardendesigner.co.uk
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Index of advertisers
Your quick guide to everyone and everything in your Directory... Aerials BMC Digital Services................. 5
Drainage Services All Drains Cleared.....................28
Lofts Loft Services..............................20
Baby Products & Equipment Baby Doozies............................ 6
Driveways Resin Drives..............................32
Memorial Services The Art Memorial Co................11
Bars & Restaurants Banana Wharf..........................39
Electricians Dorset Electrical & Fire Alarms....32
Motoring & Bike Accessories Motabitz...................................17
Beds The Bed Store........................... 3
Embroidered Clothing Salix Embroidery.......................37
Plasterers D. Browne Plastering................ 6
Blinds, Curtains & Shutters Ashley Blinds............................. 5 Hurst Blinds..............................19 South Beach Shutters................ 7
Financial Services Rapid Reclaims.........................37
Plumbing & Heating A.N Plumbing............................28 Bournemouth Plumbing Solutions....35 JC Gas.......................................23 More Than Gas......................... 6 P L H Heating............................11 UltraHeat Plumbing..................27
Builders Concept Building Solutions.......12 Eden Developments.................. 2 Carpets & Flooring Carpet Barn.............................. 3 Marsden Flooring.....................21 Chimney Sweeps Oliver Chimney Sweeps.............35 Community News Adventures of Nellie.................24 Ann Montini meets Nigel Harman.... 8 Boscombe & S’bourne Probus Club....18 Copacabana hits Bournemouth....32 Dorset Fire & Rescue Service....22 Dorset Wildlife Trust...................10 Festival of Remembrance.........18 Grass Roots: Hiring a gardener....34 Lewis-Manning School Quiz......14 Martin Lewis: Credit Scoring.....26 Motoring: Alfa Romeo MiTo.....30 North Bournemouth Probus.....18 Riverdance Anniversary Tour....24
Garage Services Coastal Car Sales & Service......29 Garden Services Arborgrind................................36 Green Thumb............................27 Graphic Designers Lizzy’s Design............................13 Health, Fitness & Care Bournemouth Careline.............28 Right at Home..........................11 Zumba Gold..............................35 Hearing Aid Services Clarity Hearing Solutions..........37 Kellear Hearing.........................18 Home Care Care South................................29 Right at Home.......................... 7 Hot Tub Hire Party Tub Hire...........................35 Hospitals Bournem’th & Poole NHS Trusts.... 9
Cycle Sales & Repairs Motabitz................................... 2
Jobs Right at Home.......................... 7
Denture Services Dorset Denture Clinic................36
Kitchens Dream Doors............................15
Digger Hire & Plant Services Downton Diggers...................... 6
Locksmiths Cross Keys Locksmiths.............. 5
Property Maintenance Concept Building Solutions.......12 Puzzles & Competitions Crossword.................................16 Honeycomb...............................18 Prize Wordsearch......................33 Sudoku......................................16 Removal Services Rogers Removals......................20 Stair Parts Briggs Products.........................20 Trademark Services Trademarkroom........................11 Turfing & Garden Supplies Sherborne Turf..........................23 TV Installation BMC Digital Services................. 5 Used Cars Coastal Car Sales & Service......29 Window Repairs Mr Demister.............................31 Windows, Doors & Conservatories Allglaze.....................................36 Dorset Windows.......................13
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