Oldham Group Programs | Dynamic Markets Call For Dynamic Programs

Buy, move, then sell.

Move into your new home now, then sell your old home on the open market after with our partner's Buy Before You Sell program.

How does Buy Before You Sell work? Get a Guaranteed Offer Price

You’ll get a guaranteed offer price for your home, so you can move forward with confidence. If your home hasn’t sold within 90 days after the closing on your new home, our partner will step in and purchase it for the guaranteed offer price. Now you can secure a loan for your new home without any home sale contingency because you’ll have a guaranteed offer from our partner

Make a strong offer on your new home

When you’ve found the home of your dreams, you’ll be ready to make an offer with no home sale contingency. This means you’re more likely to close and can do so on your own timeline. Want to tap into the equity you have in your current home? Our partner can provide a downpayment loan on your new home.

Move in on your schedule

Once your offer is accepted, everything comes together in days, not months. You can move into your new home immediately upon closing. Worried about covering two mortgages? Our partner can advance funds to cover the mortgage payments on your old home until it sells at no added cost.

Get full market value when you sell your home

We will list your prior home within 10 days of closing on your new home. If the home doesn’t go under contract within 90 days after the closing on your new home, our partner will purchase your home for the guaranteed offer price. We then work with our partner to relist the home. If your home sells for more than the guaranteed offer price, you'll receive the additional cash after program fees and costs.

What are the selling costs and program fees?

Our partner's program fee is dependent on the lender you use. It is 1.7% of the final sales price of your current home if you use our partner on your new purchase, or 2.4% if not using our partner.

The following add-ons are optional and come at NO additional cost to you! Our partner is fronting you the cash for these services from the equity you hold in your current home and you will reimburse us for any of these costs when your home sells:

your current home

Cash Offer

Access the power of cash – for free – so you can win your dream home and save money.

Certainty

Get your calendar and write your closing date in pen. Our partner approves and underwrites both you and the home you’re making an offer on so your offer is backed by our purchase guarantee. That makes your offer more certain than cash

Speed

21 day close, guaranteed. That’s more than twice as fast as the national average.* Still not fast enough? We’ve got you covered and can close in as few as 8 days.**

Strength

3x more likely to win versus an offer with a loan.***

Savings

ou’ll have an edge in negotiations so you can buy your home on your terms.

Buying process

Move on your timeline

Our partner commits to a 21-day close for free — there are no program fees. Once you’re Cash Offer approved, if anything goes wrong we’ll use our cash to make it right.

Need to move faster? No problem. Our partner will buy your home for you in as few as 8 days for an Express Fee.**

1

Get approved

Our partner does all of the work up front to qualify you so you’re prepared to buy the house you fall in love with. Already found the one? Don’t worry, our partner can approve you in just 24 hours.

Make an offer (and win!)

Since your offer is guaranteed by our partner's cash, it’ll stand out, even in the most competitive scenarios.

Set a guaranteed closing date

Unlike other offers, our partner's cash offer guarantees a closing date. Our partner puts their own money behind their promise.

A simpler, more certain way to buy

Cash Offer

Buy with our partner's backed cash offer — you can waive your financing and appraisal contingencies and guarantee your offer to the seller.

Traditional Mortgage

Risk losing to other buyers’ cash offers and start again, or overbid to compensate for a financing contingency and uncertain closing date.

Application process

Approval timeline

Closing on your home

Simple, 30 minute online application. Write

A multi-step process that occurs both online and off.

Up to 21 days

Risk losing the deal due to financing contingencies or delayed loan funding.

**If you close in fewer than 21 days, we charge an Express fee. The fee is dependent on your market, the lender you use, and the number of days we own your home. Please visit homelight.com/cash-offer/terms for details.

Simple Sale

Sell your home directly to our partner. You get cash and get it fast.

How it works?

I, a local expert, will come to your house

The Oldham Group is comprised of top licensed real estate agents in your area so we know your market better than anyone.

I tour your property and snap some pictures

I will take a quick look at each room and be in and out in no time. No need to tidy up — if your property qualifies, our partner will buy your house as-is.

Our partner will write you a competitive cash offer

Our partners use the our evaluation and their powerful pricing model to assess whether your home is eligible for their program and determine the best price to offer you. You’ll get an offer from them within a week.

You accept and get cash for your home!

ou control the timeline and move when you’re ready. Your house is sold and cash is in your hand, often in as little as 10 days.*

Simple Sale vs Traditional Sale

Cash offer within a week

No repairs or updates

No listing or showings

No offer negotiation or buyer demands

No home sale contingency on next home purchase

No expensive double mortgage, bridge loan, or interim housing

Close in as little as 10 days

Here’s how this compares for a home with an $700,000 valuation against a Traditional Sale.

*Based on market averages. For informational purposes only. Actual numbers will be determined by the condition of your property and the market in which it is located