Federal Student Loan Repayment Strategy This worksheet will walk you through some of the information you need to gather and a flowchart you can follow to determine which repayment plans you may be eligible for. Getting Started: Log into StudentAid.gov to view your federal student loan details, and record them here. Loan
Disbursement Date
Interest Rate
Outstanding Principal
Accrued Interest
Servicer
Next: Use the flow chart on the next page to determine which repayment plan(s) you may be eligible for based on your loan details and repayment goals. As you work through this process, schedule a call with an AccessLex Accredited Financial Counselor® at AccessLex.org/AccessConnex for free assistance. Remember: This applies to federal student loans only. If you have private education loans, you will need to gather those loan details and repayment options separately. Private loans are not eligible for income-driven repayment and/or Public Service Loan Forgiveness. Work with your lender to determine the best repayment terms available for your situation. Copyright ©2026 AccessLex Institute (4/26)
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