Split Payment Scheduled Payment Sub Wallets

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Split Payment Scheduled Payment Sub Wallets

At DigiPay.Guru, our vision has always been to empower financial innovators with cuttingedge digital wallet solutions. Staying true to this mission, we’re excited to announce three highly anticipated features: Split Payment, Scheduled Payment, and Sub-Wallets.

As one of the leading providers of digital wallet solutions, we see it as our responsibility to keep accelerating the digital payments revolution. With these new additions, we’re giving users smarter ways to manage their money while helping our clients differentiate their eWallet offerings in a competitive market.

Let’s explore each feature in detail.

1. Split Payment

Split Payment allows users to divide a single bill into multiple payments, making shared expenses simple and hassle-free.

Example: Imagine a restaurant bill of $100. Instead of one person paying the full amount, two friends can each pay $50 directly from their wallets. This is also perfect for ride-sharing, group shopping, or any situation involving shared purchases.

With DigiPay.Guru’s Split Payment:

• Users can split bills equally or unequally.

• Contacts can be selected directly from the phonebook or entered manually.

• Pending contributions are tracked in real-time, with built-in reminders for those who haven’t paid their share.

This ensures transparency and convenience no more awkward conversations about “who owes what.”

2. Scheduled Payment

Paying bills isn’t fun, but it’s a necessity. Missed payments often lead to penalties, service disruptions, or even a poor credit score. That’s why we’ve introduced the Scheduled Payment feature.

With this functionality, users can:

• Schedule payments in advance for daily, weekly, or monthly bills.

• Change or cancel scheduled payments if needed.

• Define installment limits for better control and fraud protection.

Once scheduled, the system automatically deducts the amount from the user’s wallet and credits it to the merchant on time. This makes recurring payments like utilities, credit card bills, or subscriptions seamless and stress-free.

3. Sub-Wallets

Managing finances gets easier when money is organized. Sub-Wallets allow users to create multiple mini-wallets under their main wallet, each dedicated to specific goals or categories. For instance, users can create sub-wallets for Travel, Shopping, Medical Expenses, Savings, or Luxury Purchases. Funds can be easily transferred from the main wallet into these subwallets, helping users control their spending and save with purpose.

With DigiPay.Guru’s solution:

• Admins can create standard categories of sub-wallets.

• Consumers can also set up custom sub-wallets tailored to their personal needs.

This feature gives users greater financial discipline while making the wallet experience more engaging and personalized.

Conclusion

With Split Payment, Scheduled Payment, and Sub-Wallets, DigiPay.Guru continues to redefine what a digital wallet can offer. These features are designed to:

• Enhance user convenience

• Improve financial management

• Give businesses a competitive edge in the fintech space

And we’re not stopping here our team is constantly working on new, innovative solutions to meet the evolving needs of users and clients.

We’d love to hear your thoughts on these features. Have suggestions for what we should build next? We’re always open to ideas!

Reach Us Today

Email - hello@digipay.guru

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