FEATURES
Providence Downs South
$2,100,000
7 Bedrooms
6.2 Bathrooms
7,585 Sq Ft
MLS#4347288
Welcome to 10037 Strike The Gold Lane
Magnificent European-style home in the gated, highly sought-after Providence Downs South, offering 7,585 square feet of exceptional design, luxury, and functionality. The main residence features 6 bedrooms, 5 full baths, and 2 half baths, plus a private second living quarters above the oversized 3-car garage with an additional bedroom, full bath, kitchen, and laundry, ideal for guests, extended family, or an au pair. A welcoming foyer opens to an expansive, light-filled floor plan with refined architectural details. The chef’s kitchen features a large center island, abundant cabinetry, and a spacious breakfast area that flows into the living room with a gas fireplace, custom built-ins, coffered ceiling, and a dramatic wall of windows overlooking the covered porch and resort-style saltwater pool. The main-level primary suite offers luxurious finishes and two custom walk-in closets, while a nearby wine cellar with humidifier and tasting area creates a perfect setting for entertaining. Designed for today’s lifestyle, the home includes two dedicated offices, a functional drop zone, and ensuite baths in every bedroom. Upper levels feature a spacious game and media room, plus a third-floor billiards room and additional bedroom ideal for fitness, hobbies, or studio space. Providence Downs South residents enjoy premier amenities including a clubhouse, pool, tennis and pickleball courts, and fitness center. A rare opportunity to own a home where timeless European architecture meets modern luxury and versatility.
10037StrikeTheGoldLane,Waxhaw,NorthCarolina28173-8084
10037 Strike The Gold Lane, Waxhaw, North Carolina 28173-8084
MLS#: 4347288 Category: Residential
Status: ACT City Tax Pd To: Waxhaw
Subdivision: Providence Downs South
Zoning Spec: AJ0
Zoning: AJ0
Parcel ID: 06-228-182 Deed Ref: 7898-145
Legal Desc: #139 MCGEE
Apprx Acres:
Lot Desc: Private
Additional Information
Prop Fin: Cash, Conventional, VA Loan
Assumable: No
Spcl Cond: None
Rd Respons: Privately Maintained Road
Parking Information
Main Lvl Garage: Yes Garage: Yes # Gar Sp: 3
Covered Sp: Open Prk Sp: No # Assg Sp: Driveway: Concrete Prkng Desc:
Parking Features: Garage Attached, Garage Door Opener, Garage Faces Side Features
Lot Description: Private Windows:
Fixtures Exclsn: No
Foundation: Crawl Space
2nd Ktch
Carport: No # Carport Spc:
Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Multiple Locations, Sink, Washer Hookup
Basement Dtls: No
Fireplaces: Yes/Gas, Living Room
Fencing: Back Yard, Fenced, Full 2nd Living Qtr: Exterior Connected, Guest House, Separate Entrance, Separate Kitchen Facilities, Separate Living Quarters, Upper Level Garage
Accessibility:
Exterior Cover: Brick Partial, Stone
Construct Type: Site Built
Road Frontage: Road Surface: Paved Patio/Porch: Covered, Front Porch, Patio, Rear Porch
Roof: Architectural Shingle
Other Structure:
Security Feat: Smoke Detector Inclusions:
Pool Features: In Ground, Outdoor Pool, Salt Water
Utilities: Electricity Connected, Natural Gas Appliances: Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Water Heater, Ice Maker, Oven, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater
Interior Feat: Attic Walk-in, Breakfast Bar, Built-in Features, Central Vacuum, Drop Zone, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Other - See Remarks
Floors: Brick, Carpet, Tile, Wood
Exterior Feat: In-Ground Irrigation
Comm Feat: Club House, Fitness Center, Gated Community, Outdoor Pool, Pickleball, Playground, Tennis Court(s)
Sewer: County Sewer
Water: County Water
Heat: Central, Forced Air, Heat Pump, Natural Gas, Zoned Cool: Central Air, Zoned
Restrictions: Architectural Review
Subject to HOA: Required
Association Information
Subj to CCRs: Yes
HOA Subj Dues: Mandatory HOA Mangemnt: First Service Residential HOA Phone: 855-546-9462 Assoc Fee: $762.3/Quarterly HOA Email: lori.lundy@fsresidential.com HOA 2 Email: Spc Assess Cnfrm: No
Remarks Information
Public Rmrks: Magnificent European-style home in the gated, highly sought-after Providence Downs South offering 7,585 total square feet of exceptional design, luxury, and functionality. The main residence features 6 bedrooms, 5 full baths, and 2 half baths. A private second living quarters above the oversized 3-car garage offers an additional bedroom, full bath, kitchen, and laundry—ideal for guests, extended family, or au pair accommodations. A wide, welcoming foyer sets the tone, leading to an expansive open floor plan filled with natural light and architectural detail. The chef’s kitchen is the heart of the home, showcasing a large center island, abundant cabinetry, and a spacious breakfast area that flows seamlessly into the living room. Anchored by a gas fireplace, custom built-ins, and coffered ceiling, the living space is framed by a dramatic wall of windows overlooking the covered rear porch and resort-style saltwater pool, creating effortless indoor-outdoor living. The luxurious primary suite is privately situated on the main level and offers stunning finishes and scale. It also has two walk-in closets with custom shelving. Just outside the suite, a wine cellar with dedicated humidifier invites intimate gatherings, complete with a cozy tasting area. Designed for today’s lifestyle, the home includes two dedicated office spaces. The primary office is privately positioned at the front of the home and features a vaulted ceiling and refined detailing, while the secondary office just off the kitchen hallway offers custom built-ins for additional workspace or study. A functional drop zone welcomes you from the portico entrance. Every bedroom in the main home features an ensuite bath, providing comfort and privacy for family and guests. The second floor offers a spacious family game and media room perfect for game or movie nights. The third floor includes a billiards room and an additional bedroom ideal for a dance studio, yoga retreat, fitness area, or hobby room. Outdoor living rivals a private resort with a paver pool deck, covered rear porch, heated saltwater in-ground pool, and expansive yard with room for recreation and play. Residents of Providence Downs South enjoy premier amenities including a clubhouse, community pool, tennis courts, pickleball courts, and fitness center. A rare opportunity to own a home where timeless European architecture meets modern luxury, versatility, and resort-style living. OPEN HOUSE SAT 2/28 from 12PM to 2PM.
Directions: From Marvin School Rd take 1st exit at roundabout to New Town Rd, then at second roundabout, take the second exit onto Waxhaw Marvin Rd. Left onto Strike the Gold Lane. Home is on the right.
Apartment Above Garage 1016.3 sf
Third Floor
Property Address/Description: 10037 Strike the Gold Ln, Waxhaw, North Carolina 28173
Owner’s Name(s): Tim Cremin Clancy Cremin
North Carolina law N.C.G.S. 47E requires residential property owners to complete this Disclosure Statement and provide it to the buyer prior to any offer to purchase. There are limited exemptions for completing the form, such as new home construction that has never been occupied. Owners are advised to seek legal advice if they believe they are entitled to one of the limited exemptions contained in N.C.G.S. 47E-2.
An owner is required to provide a response to every question by selecting Yes (Y), No (N), No Representation (NR), or Not Applicable (NA). An owner is not required to disclose any of the material facts that have a NR option, even if they have knowledge of them. However, failure to disclose latent (hidden) defects may result in civil liability. The disclosures made in this Disclosure Statement are those of the owner(s), not the owner’s broker.
◦ If an owner selects Y or N, the owner is only obligated to disclose information about which they have actual knowledge. If an owner selects Y in response to any question about a problem, the owner must provide a written explanation or attach a report from an attorney, engineer, contractor, pest control operator, or other expert or public agency describing it.
◦ If an owner selects N, the owner has no actual knowledge of the topic of the question, including any problem. If the owner selects N and the owner knows there is a problem or that the owner’s answer is not correct, the owner may be liable for making anintentional misstatement.
◦ If an owner selects NR, it could mean that the owner (1) has knowledge of an issue and chooses not to disclose it; or (2) simply does not know.
◦ If an owner selects NA, it means the property does not contain a particular item or feature.
For purposes of completing this Disclosure Statement: “Dwelling” means any structure intended for human habitation, “Property” means any structure intended for human habitation and the tract of land, and “Not Applicable” means the item does not apply to the property or exist on the property.
OWNERS: The owner must give a completed and signed Disclosure Statement to the buyer no later than the time the buyer makes an offer to purchase property. If the owner does not, the buyer can, under certain conditions, cancel any resulting contract. An owner is responsible for completing and delivering the Disclosure Statement to the buyer even if the owner is represented in the sale of the property by a licensed real estate broker and the broker must disclose any material facts about the property that the broker knows or reasonably should know, regardless of the owner’s response.
The owner should keep a copy signed by the buyer for their records. If something happens to make the Disclosure Statement incorrect or inaccurate (for example, the roof begins to leak), the owner must promptly give the buyer an updated Disclosure Statement or correct the problem. Note that some issues, even if repaired, such as structural issues and fire damage, remain material facts and must be disclosed by a broker even after repairs are made.
BUYERS: The owner’s responses contained in this Disclosure Statement are not a warranty and should not be a substitute for conducting a careful and independent evaluation of the property. Buyers are strongly encouraged to:
• Carefully review the entire Disclosure Statement.
• Obtain their own inspections from a licensed home inspector and/or other professional.
DO NOT assume that an answer of N or NR is a guarantee of no defect. If an owner selects N, that means the owner has no actual knowledge of any defects. It does not mean that a defect does not exist. If an owner selects NR, it could mean the owner (1) has knowledge of an issue and chooses not to disclose it, or (2) simply does not know.
BROKERS: A licensed real estate broker shall furnish their seller-client with a Disclosure Statement for the seller to complete in connection with the transaction. A broker shall obtain a completed copy of the Disclosure Statement and provide it to their buyerclient to review and sign. All brokers shall (1) review the completed Disclosure Statement to ensure the seller responded to all questions, (2) take reasonable steps to disclose material facts about the property that the broker knows or reasonably should know regardless of the owner’s responses or representations, and (3) explain to the buyer that this Disclosure Statement does not replace an inspection and encourage the buyer to protect their interests by having the property fully examined to the buyer’s satisfaction.
• Brokers are NOT permitted to complete this Disclosure Statement on behalf of their seller-clients.
• Brokers who own the property may select NR in this Disclosure Statement but are obligated to disclose material facts they know or reasonably should know about the property.
SECTION A. STRUCTURE/FLOORS/WALLS/CEILING/WINDOW/ROOF
A1. Is the property currently owner-occupied?
Date owner acquired the property: November 25, 2020
If not owner-occupied, how long has it been since the owner occupied the property?
A2. In what year was the dwelling constructed? 2007
A3. Have there been any structural additions or other structural or mechanical changes to the dwelling(s)?
A4. The dwelling’s exterior walls are made of what type of material? (Check all that apply)
⨂ Brick Veneer
A5. In what year was the dwelling’s roof covering installed?
A6. Is there a leakage or other problem with the dwelling’s roof or related existing damage?
A7. Is there water seepage, leakage, dampness, or standing water in the dwelling’s basement, crawl space, or slab?
A8. Is there an infestation present in the dwelling or damage from past infestations of wood destroying insects or organisms that has not been repaired?
A9. Is there a problem, malfunction, or defect with the dwelling’s:
Explanations for questions in Section A (identify the specific question for each explanation):
SECTION B. HVAC/ELECTRICAL
B1. Is there a problem, malfunction, or defect with the dwelling’s electrical system (outlets, wiring, panels, switches, fixtures, generator, etc.)?
B2. Is there a problem, malfunction or defect with the dwelling’s heating and/or air conditioning?
B3. What is the dwelling’s heat source? (Check all that apply; indicate the year of each system manufacture)
⨂ Furnace [ 4 # of units] Year: ⨂ Heat pump [ 1 # of units] Year:
◯Baseboard [ # of units] Year: ◯Other: Year:
B4. What is the dwelling’s cooling system? (Check all that apply; indicate the year of each system manufacturer):
⨂Central Forced Air Year: ◯ Wall/Windows Unit(s) Year:
◯Other Year:
B5. What is the dwelling’s fuel source? (Check all that apply)
Explanations for questions in Section B (identify the specific question for each explanation):
SECTION C. PLUMBING/WATER SUPPLY/SEWER/SEPTIC
C1. What is the dwelling’s water supply source? (Check all that apply)
City/County
If the dwelling’s water supply source is supplied by a private well, identify whether the private well has been tested for: (Check all that apply).
Quality
Pressure
If the dwelling’s water source is supplied by a private well, what was the date of the last water quality/quantity test?
C2. The dwelling’s water pipes are made of what type of material? (Check all that apply)
Copper
Plastic
Polybutylene
C3. What is the dwelling’s water heater fuel source? (Check all that apply; indicate the year of each
system manufacture) ⨂Gas: 2020
C4. What is the dwelling’s sewage disposal system? (Check all that apply)
Septic tank with pump ◯ Community system
Connected to City/County System
Drip System
City/County system available
Straight pipe (wastewater does not go into a septic or other sewer system) *Note: Use of this type of system violates State Law.
If the dwelling is serviced by a septic system, how many bedrooms are allowed by the septic system permit? ◯ No Records Available
Date the septic system was last pumped:
C5. Is there a problem, malfunction, or defect with the dwelling’s:
Explanations for questions in Section C (identify the specific question for each explanation):
SECTION D.
FIXTURES/APPLIANCES
D1. Is the dwelling equipped with an elevator system?
If yes, when was it last inspected?
Date of last maintenance service:
D2. Is there a problem, malfunction, or defect with the dwelling’s:
Explanations for questions in Section D (identify the specific question for each explanation):
SECTION E. LAND/ZONING
E1. Is there a problem, malfunction, or defect with the drainage, grading, or soil stability of the property?
E2. Is the property in violation of any local zoning ordinances, restrictive covenants, or local land-use restrictions (including setback requirements?)
E3. Is the property in violation of any building codes (including the failure to obtain required permits for room additions or other changes/improvements)?
E4. Is the property subject to any utility or other easements, shared driveways, party walls, encroachments from or on adjacent property, or other land use restrictions?
E5. Does the property abut or adjoin any private road(s) or street(s)?
E6. If there is a private road or street adjoining the property, are there any owners’ association or
maintenance agreements dealing with the maintenance of the road or street? ◯ NA
Explanations for questions in Section E (identify the specific question for each explanation): (E6) The HOA is responsible for the maintenance of the neighborhood roads.
SECTION F. ENVIRONMENTAL/FLOODING
F1. Is there hazardous or toxic substance, material, or product (such as asbestos, formaldehyde, radon gas, methane gas, lead-based paint) that exceed government safety standards located on or which otherwise affect the property?
F2. Is there an environmental monitoring or mitigation device or system located on the property?
F3. Is there debris (whether buried or covered), an underground storage tank, or an environmentally hazardous condition (such as contaminated soil or water or other environmental contamination) located on or which otherwise affect the property?
F4. Is there any noise, odor, smoke, etc., from commercial, industrial, or military sources that affects the property?
F5. Is the property located in a federal or other designated flood hazard zone?
F6. Has the property experienced damage due to flooding, water seepage, or pooled water attributable to a natural event such as heavy rainfall, coastal storm surge, tidal inundation, or river
overflow?
F7. Have you ever filed a claim for flood damage to the property with any insurance provider, including the National Flood Insurance Program?
F8. Is there a current flood insurance policy covering the property?
F9. Have you received assistance from FEMA, U.S. Small Business Administration, or any other federal disaster flood assistance for flood damage to the property?
F10. Is there a flood or FEMA elevation certificate for the property?
NOTE: An existing flood insurance policy may be assignable to a buyer at a lesser premium than a new policy. For properties that have received disaster assistance, the requirement to obtain flood insurance passes down to all future owners. Failure to obtain flood insurance can result in an owner being ineligible for future assistance.
Explanation for questions in Section F (identify the specific question for each explanation):
SECTION G. MISCELLANEOUS
G1. Is the property subject to any lawsuits, foreclosures, bankruptcy, judgements, tax liens, proposed assessments, mechanics’ liens, materialmens’ liens, or notices from any governmental agency that could affect title to the property?
G2. Is the property subject to a lease or rental agreement?
G3. Is the property subject to covenants, conditions, or restrictions or to governing documents separate from an owners’ association that impose various mandatory covenants, conditions, and or restrictions upon the lot or unit?
Explanations for questions in Section G (identify the specific question for each explanation):
SECTION H.
OWNERS’ ASSOCIATION DISCLOSURE
If you answer ‘Yes’to question H1, you must complete the remaining questions in Section H. If you answered ‘No’or ‘No Representation’ to question H1, you do not need to answer the remaining questions in Section H.
Yes No NR
H1. Is the property subject to regulation by one or more owners’ association(s) including, but not limited to, obligations to pay regular assessments or dues and special assessments?
If “yes” please provide the information requested below as to each owners’ association to which the property is subject [insert N/A into any blank that does not apply]:
a. (specify name) Providence Downs South Homeowners Association, Inc whose regular assessments (“dues”) are
$ $762.30 per Quarterly
The name, address, telephone number, and website of the president of the owners’ association or the association manager are: Kelsey Harris 5970 Fairview Road, Suite 710, Charlotte NC 28210
b. (specify name) whose regular assessments (“dues”) are $ per .
The name, address, telephone number, and website of the president of the owners’ association association manager are:
c. Are there any changes to dues, fees, or special assessment which have been duly approved and to which the lot is subject?
If “yes”, state the nature and amount of the dues, fees, or special assessments to which the property is subject:
H2. Is there any fee charged by the association or by the association’s management company in connection with the conveyance or transfer of the lot or property to a new owner?
If “yes”, state the amount of the fees:
H3. Is there any unsatisfied judgements against, pending lawsuit, or existing or alleged violation of the association’s governing documents involving the property?
If “yes”, state the nature of each pending lawsuit, unsatisfied judgement, or existing or alleged violation:
H4. Is there any unsatisfied judgement or pending lawsuits against the association?
If “yes”, state the nature of each unsatisfied judgement or pending lawsuit:
Explanations for questions in Section H (identify the specific question for each explanation):
Owner(s) acknowledge(s) having reviewed this Disclosure Statement before signing and that all information is true and correct to the best of their knowledge as of the date signed.
Owner Signature: Timothy Patrick Cremin
Date 2026-02-03
Owner Signature: Clancy Cremin Date 2026-02-10
Buyers(s) acknowledge(s) receipt of a copy of this Disclosure Statement and that they have reviewed it before signing.
Buyer Signature: Date
Buyer Signature: Date
AND GAS RIGHTS MANDATORY DISCLOSURE STATEMENT
Instructions to Property Owners
1. The Residential Property Disclosure Act (G.S. 47E) (“Disclosure Act”) requires owners of certain residential real estate such as single- family homes, individual condominiums, townhouses, and the like, and buildings with up to four dwelling units, to furnish purchasers a Mineral and Oil and Gas Rights Disclosure Statement (“Disclosure Statement”). This form is the only one approved for this purpose.
2. A disclosure statement is not required for some transactions. For a complete list of exemptions, see G.S. 47E-2(a). A DISCLOSURE STATEMENT IS REQUIRED FOR THE TRANSFERS IDENTIFIED IN G.S. 47E-2(b), including transfers involving the first sale of a dwelling never inhabited, lease with option to purchase contracts where the lessee occupies or intends to occupy the dwelling, and transfers between parties when both parties agree not to provide the Residential Property and Owner’s Association Disclosure Statement.
3. You must respond to each of the following by placing a check √ in the appropriate box.
MINERAL AND OIL AND GAS RIGHTS DISCLOSURE
Mineral rights and/or oil and gas rights can be severed from the title to real property by conveyance (deed) of the mineral rights and/or oil and gas rights from the owner or by reservation of the mineral rights and/or oil and gas rights by the owner. If mineral rights and/or oil and gas rights are or will be severed from the property, the owner of those rights may have the perpetual right to drill, mine, explore, and remove any of the subsurface mineral and/or oil or gas resources on or from the property either directly from the surface of the property or from a nearby location. With regard to the severance of mineral rights and/or oil and gas rights, Seller makes the following disclosures:
1. Mineral rights were severed from the property by a previous owner.
Buyer Initials
Buyer Initials
Buyer Initials
Buyer Initials
Buyer Initials
Buyer Initials
2. Seller has severed the mineral rights from the property.
3. Seller intends to sever the mineral rights from the property prior to transfer of title to the Buyer.
4. Oil and gas rights were severed from the property by a previous owner.
5. Seller has severed the oil and gas rights from the property.
6. Seller intends to sever the oil and gas rights from the property prior to transfer of title to Buyer.
Note to Purchasers
If the owner does not give you a Mineral and Oil and Gas Rights Disclosure Statement by the time you make your offer to purchase the property, or exercise an option to purchase the property pursuant to a lease with an option to purchase, you may under certain conditions cancel any resulting contract without penalty to you as the purchaser. To cancel the contract, you must personally deliver or mail written notice of your decision to cancel to the owner or the owner's agent within three calendar days following your receipt of this Disclosure Statement, or three calendar days following the date of the contract, whichever occurs first. However, in no event does the Disclosure Act permit you to cancel a contract after settlement of the transaction or (in the case of a sale or exchange) after you have occupied the property, whichever occurs first.
Property Address: 10037 Strike the Gold Ln, Waxhaw, North Carolina 28173
Owner's Name(s): Timothy P Cremin, Clancy M Cremin
Owner(s)acknowledgehavingexaminedthisDisclosureStatementbeforesigningandthatallinformationistrueandcorrectasofthedatesigned.
Owner Signature Timothy Patrick Cremin Date 2026-02-03 , Owner Signature Clancy Cremin Date 2026-02-10 , Purchaser(s)acknowledgereceiptofacopyofthisDisclosureStatement;thattheyhaveexamineditbeforesigning;thattheyunderstandthatthis isnotawarrantybyownerorowner'sagent;andthattherepresentationsaremadebytheownerandnottheowner'sagent(s)orsubagent(s).
Purchaser Signature Date ,
Purchaser Signature Date ,