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Each BIRTHDAY is a CELEBRATION MEET THE BINGAMANS
START A HOBBY: LEARN TO BAKE BREAD
US NATIONAL PARKS: THE SENIOR PASS FUN: SENIOR GAMING & WHAT IS PICKLEBALL?



GENEALOGY: TRACING YOUR ROOTS











(Answer on page 21)
INDEPENDENTLIVING AT THEMEADOWS


“Movingto TheMeadows at MariaJosephwas theright choice for me nearly fiveyearsago. Thequality of life is enhanced bythe strong senseofcommunity :neighbors helpingneighbors, friendly staff providingenter tainment,exerciseclasses,walking trips, andcaring supportwhenhelpisneeded.” ~Ruth
1 Absence of effort 5 Preserve a dead body
Gratitude
The act of coming together again
Simpler
Indicates near
Former CIA agent and critic
Pop
"Hammer" is one
Senses of self-importance
Not around
Body part
Mimics
Expel large quantities rapidly
Sea eagle
A type of subdivision
Variety of Chinese 7 Mr. T's name on "The A-Team"
Consumed
with creeping roots
Affirmative! (slang)
35 Electronic data processing
Licenses and passports are two types
Snakelike fish
Air Force
Popular computers
Of a withered nature
Used in combination
Laid back
Jeweled headdress
In slow tempo
__ Falls
Assertions made again
Periods of history
Hyphen
Sunscreen rating
Spiritual leader
Indigo bush
Burn with a hot liquid
Junior's father
43 Ray-finned fishes 45 Morning
48 Line passing side to side through the center (abbr.)
50 Double curve
51 A small bundle of straw or hay
53 Got older
54 Crater of Mars
55 Humanities
57 Relating to the ears
58 "To the ___ degree..."
59 Residue to a burned product
61 It cools a home

PERSONALCARE AT MARIAJOSEPH MANOR


“I love alltheactivities at MariaJosephManor!!! Especiallythe ice creamtruck!!” ~Mar yAnne
MEMORYCAREAT NAZARETHMEMORY CENTER


“Shortly after my husband andI moved intothe Meadows,I realized my husband needed care at Nazareth Memory Center.He hasadaptedsowelland even refers to Nazareth as “home.”I can’t thank everyone enough forallowingustobeapar tofwhatwecall “family.” ~Becky andBirdie
SKILLEDCARE AT THE EMMANUELCENTER


“Thestaff at Emmanuel Center took such good careof me.One day twogirls came in to helpmeget readyandtheyweresinging asong. Soon,wereall laughingandsinging together.I am so thankful for allthe therapy department didforme.SogladImadethe choice to come to Emmanuel Center.” ~Jessie
TheHome e With a ContinuingCareCommunity

(French)




















































EACH BIRTHDAY IS A CELEBRATION: MEET THE BINGAMANS
TOP BOOKS FOR SENIORS IN 2025

SENIOR CENTER LISTINGS

START A HOBBY: LEARN TO BAKE BREAD







ADULT COLORING PAGE: COLOR-BY-NUMBER






COMFORT FOOD





TWO TOOLS TO STRENGTHEN YOUR RETIREMENT PLAN



CONVERSATIONS: THE DRIVING TALK


LONGEVITY, REDEFINED: FEELING GREAT FOR A LIFETIME




EXERCISE + PLAY: WHAT IS PICKLEBALL?







TIPS FOR BETTER REST IN LATER YEARS

GENEALOGY: TRACING YOUR FAMILY ROOTS





























SOMETHING NEW: TRY THIS PODCAST!





U.S. NATIONAL PARKS: SENIOR PASS

MENTAL EXERCISE: SENIOR GAMING











THE HIGH-PERFORMANCE LIFE: MERGING STRENGTH WITH COGNITIVE RESILIENCE














CHARITABLE GIVING WITH DONOR-ADVISED FUNDS: A SMART WAY TO GIVE













Chip Minemeyer Publisher



Amber Hawke Layout/Design





Bruce Burkhart Digital Content Coordinator Lori Seebold Advertising Director

Cindy O. Herman





James Hawke
































W
hile not discounting that aging comes with challenges and limitations, Chris and Heidi Bingaman see birthdays as celebrations – celebrations Chris wasn’t supposed to have after being diagnosed with multiple myeloma.

“I was diagnosed when I was 34, and now I’m 34 years past my diagnosis,” Chris said.
“You doubled your age,” Heidi added. The cancer was discovered in 1992, and Chris
was given a year-and-a-half to live. He ended up receiving a bone-marrow transplant from his youngest sister and had to spend several months in a transplant clinic in Arkansas. Heidi wanted to be with him and, fortunately, their family and friends stepped up to watch their four daughters — the youngest six months old. In fact, the same sister who donated the bone marrow took off her last semester of college to care for the kids.
“We have a wonderful family structure,” Heidi said. “My sisters and Chris’s family came in and stayed periods of time. Friends came in. I mean, they just came around us and supported us. Supported me by helping with the girls so I could be with Chris.”
“Yeah, it’s a very emotional thing,” Chris said, obviously moved. “I’m so, so blessed.”
Chris is the CEO of Bingaman & Son Lumber Inc., his family business in Kreamer. Heidi is a board member. Over the years they have opened their home and gotten to know international customers whose families visited the United States.
“I love that,” Heidi said.
The couple starts most days in their basement gym, where they have a treadmill and weight machine. In good weather, Heidi likes to play tennis, walk on their hill, and do high-intensity exercises such as sprints, walking to the end of their driveway and running back.

He tries to maintain muscle mass so he can do the things he loves, Chris said.
“Now, I have a little bursitis and tendonitis, and I can’t do what I want to do, but you take what you can, and just try to tone up what you have,” he said with a laugh.
Most of their meals include vegetables and lean meat — beef, chicken and, often, venison, courtesy of Chris’s hunting. When traveling they enjoy trying new dishes, and they’ve learned to watch their intake of carbs and sweets.
Perhaps as important as their physical health is their mindset. If they’re feeling down, Chris finds refreshment in reading the Bible and believes that a trademark of a Christian is someone with “a heart of thanksgiving.”
“Your world can get pretty small unless you think about other people, other things that are going on, and do what you can to serve in some capacity.”
- CHRIS BINGAMAN
Because their daughters live across the country and in Spain, and because they love traveling themselves, Heidi makes a point of walking up and down steps but is smart about holding onto the rail in precarious places.
“And the other thing I try to do is to sit on the floor and get up and down, because that’s a skill that you need if you fall,” she said.
“She’s the energizer bunny,” Chris said. “She never sits down.”
“And he’s very active, too. He’s a hunter. He’s always climbing. He’s a golfer. Sometimes he’ll go down in this valley, and he’ll hike up the hill. He puts his hiking boots on and just climbs,” Heidi said of the steep hills around them.
“For me, I can look back on 1993 and get cheered up pretty quickly to think I’m still alive,” he said.
This is an attitude they’ve passed on to their children.
One of their daughters going through a difficult time recently said she is heartened by remembering all that she has. Chris and Heidi hosted their five grandchildren for “Kamp Kreamer,” a weeklong visit with the theme of gratitude.
“There are times when you have to allow yourself to be down,” Chris acknowledged.
“But when you start to think about the way you’ve been blessed, the health you have, I can’t get too discouraged.”
Heidi agreed. Part of her morning routine is spending at least an hour in quiet time and Bible reading. From that she’s learned that even hard times can be used by God to create something unexpectedly good.
“Not always, but often I see how He turns it into good,” she said. “So that lifts my spirits when I realize, ‘Oh, that was probably what I needed.'”
They’ve helped each other through discouragement and depression, learning to see those times as part of life while still finding things to be grateful for.
It also helps to be “walking through life with

somebody you know is committed to you,” Heidi said, and to know that person isn’t going anywhere.
After receiving so much support when Chris was recovering from cancer, the couple appreciates helping others.
“You can’t pay it back, but you have a new sense of paying it forward,” Heidi said.
Among other acts, they offer their onsite apartment to people who temporarily need a place to stay for various reasons, Chris talks with cancer patients, and they’re active in their church and other communities.
A lot of staying young comes from within, Heidi said. She enjoys talking with people and learning their reasons for their beliefs and practices.
“Be curious about them instead of critical,” she said.
“I think that’s something that really helps you to stay young,” Chris said. “Your world can get pretty small unless you think about other people, other things that are going on, and do what you can to serve in some capacity.”
Working in the lumber company and finding new strategies for problems energizes Chris. He encourages people to find something that gives them purpose.
As they enter this new season of their lives, they want to be intentional in knowing what is important as they age. Heidi explained it as putting the big rocks in a container and then figuring out what space is left for the smaller rocks.
“We want to make sure we’re putting our energy in the right place,” she said.
Big rocks include making sure their families are cared for, making time for their kids, their church, travel plans and work. They are taking a fresh look at their routines and figuring out what can be tweaked.
As they gazed at each other, trying to think of anything else they wanted to say, Heidi added, “I think the other thing is, just laugh. Laughing keeps you young. And most times he makes me laugh.”
“Sometimes I piss her off,” Chris admitted, making them both laugh.
“That’s part of it,” Heidi agreed. “But most times he makes me laugh, and that’s nice.”









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Major Pettigrew's Last Stand by Helen Simonson
The Unlikely Pilgrimage of Harold Fry by Rachel Joyce
The Emperor of Gladness by Ocean Vuong
The Thursday Murder Club by Richard Osman
One Golden Summer by Carley Fortune
A Man Called Ove by Fredrik Backman
The Keeper of Lost Things by Ruth Hogan
Audition by Katie Kitamura
The Antidote: A Novel by Karen Russell
The Book Thief by Markus Zusak
The No. 1 Ladies' Detective Agency by Alexander McCall Smith
The Immortal Life of Henrietta Lacks by Rebecca Skloot






Most provide meals, recreation, socialization and a sense of community, health screenings, and some even offer transportation. Call or just drop in and say hello!
BEAVER SPRINGS SENIOR CENTER
55 Elm Street, Beaver Springs 570-658-7333
HOURS: Mon. - Thurs. 9AM-2PM
Where can I pick up or see an Activities Calendar?
You may pick one up at the center, or you can scan this code with your smartphone to see it online:

BENTON SENIOR CENTER
42 Community Drive, Benton 570-925-6533
HOURS: Daily 9AM-2PM

Where can I pick up or see an Activities Calendar?
You may pick one up at the center, or you can scan this code with your smartphone to see it online:



BLOOMSBURG SENIOR CENTER
229 West 6th Street, Bloomsburg 570-784-8615
HOURS: Daily 9AM-2PM
Where can I pick up or see an Activities Calendar?
You may pick one up at the center, or you can scan this code with your smartphone to see it online:

COAL REGION ADULT COMMUNITY CENTER
2 E. Arch Street, Shamokin 570-644-0772
MONTOUR COUNTY SENIOR CENTER
605 W. Mahoning Street, Danville 570-275-1466
HOURS: Tuesdays & Thursdays 9AM-2PM
Where can I pick up or see an Activities Calendar?
You may pick one up at the center, or you can scan this code with your smartphone to see it online:

MOUNT CARMEL ADULT COMMUNITY CENTER
41 S. Market Street, Mount Carmel 570-339-4457
HOURS: Monday through Wednesday 8:30AM-4PM

Where can I pick up or see an Activities Calendar?
You may pick one up at the senior center.
PENNS CREEK ADULT RESOURCE CENTER
3551 Richard Road, Penns Creek 570-837-6200

HOURS: Mondays, Wednesdays, Thursdays & Fridays 9AM-2PM
Where can I pick up or see an Activities Calendar?
You may pick one up at the center, or you can scan this code with your smartphone to see it online:
THE HERNDON ADULT COMMUNITY CENTER

HOURS: Mon. - Fri. 8:30AM-4PM
5089 State Route 147, Herndon 570-758-1570
HOURS: Mon. - Fri. 8:30AM-4PM
Where can I pick up or see an Activities Calendar?
You may pick one up at the community center. They also have a information on Facebook.

LEWISBURG SENIOR CENTER
**Temporarily Closed**

MILTON ADULT COMMUNITY CENTER
219 Filbert Street, Milton 570-742-9435
HOURS: Mondays, Wednesdays & Fridays 8AM-1:30PM
Where can I pick up or see an Activities Calendar?
You may pick one up at the senior center.

SELINSGROVE SENIOR CENTER
8 N. Water Street, Selinsgrove 570-374-4170
HOURS: Tuesday through Thursday 9AM-2PM
Where can I pick up or see an Activities Calendar?
You may pick one up at the center, or you can scan this code with your smartphone to see it online:

SUNBURY ADULT COMMUNITY CENTER
601 Pennsylvania Avenue, Sunbury 570-286-1820

HOURS: Wednesday through Friday 8:30AM-4PM

Where can I pick up or see an Activities Calendar?
You may pick one up at the senior center.
To update any of this information for the 2027 edition of Forever Young Magazine, please email: ahawke@dailyitem.com











































BREAD always felt like something I was supposed to know how to make. Raised in a family where baking was second nature, I carried both curiosity and hesitation into my first attempt. This is the story of how a simple loaf, shaped by heritage, community, and trial and error, changed the way I think about bread and myself. Hopefully, it inspires you to try your hand at this uniquely rewarding endeavor!

Icome from French stock, the kind that carries a long, unspoken reverence for good bread. In France, bread isn’t just food, it’s ritual, tradition, and identity all rolled into a crusty loaf.
Growing up, I watched my mother and my Mimi (my grandmother) move comfortably around the kitchen, hands dusted with flour, motions confident and unhurried. Bread appeared without ceremony, yet it always felt special. I grew up with the idea that this was something we did, something that lived in our bones.
And yet, somehow, I reached adulthood without ever baking a loaf myself. That fact nagged at me. Was it in my genes? Did I have something to prove? Or was I simply too intimidated to start?
alone feels like a judgmental ingredient, silently waiting to prove whether you’re worthy or not.
At one point, I even remember watching a Yeast documentary so I could better understand just where this mysterious ingredient came from.
Before I began, my mind raced with questions. Where do I even start? Do I need special equipment or a perfectly calibrated kitchen? Will flour end up coating every surface of my house? What if I spend hours on something that turns out dense, flat or completely inedible?

The Apprehension of that First Loaf Bread baking has a reputation. It sounds technical, time-consuming, and intimidating — full of unfamiliar terms and unspoken rules. Yeast
There’s also the deeper fear of failure. That shameful kind that comes with attempting something you believe you should already know how to do. Baking bread felt like stepping into a long family lineage and hoping not to disappoint.
But eventually, curiosity (and hunger) won out. And I learned something important right away: Bread doesn’t require perfection, it requires permission

to begin.

The internet, thankfully, is full of reassurance. I found myself drawn to the simplest recipes I could find, especially the ones promising bread with just four ingredients. Flour. Water. Salt. Yeast.
That simplicity felt like an invitation rather than a hurdle.
I quickly realized that the equipment list was mercifully short. No industrial mixer required. No specialty tools. Just a large bowl, a wooden spoon (or even your hands), a clean kitchen towel, and something to bake the bread in. Personally, I fell in love with the Dutch oven. I felt honored to be gifted one from my mother.


The process itself was surprisingly forgiving. Mix the ingredients. Let the dough rest. Fold it as little as possible. Wait again. Bake. That was it. There was no rush, no frantic multitasking. Bread baking asks for patience, not precision.
Yes, flour did find its way onto the counter, and maybe the floor, but it felt like part of the charm. This wasn’t about efficiency. It was about participation. It was about fun!
My early attempts were…educational. Some loaves were too pale, others too dense.

been a communal act, passed from one set of hands to another.
Slowly, things began to click. I learned to read the dough. Slightly tacky, elastic, alive. I learned that mistakes were part of the process, not evidence of failure. And then, one day, it happened: the perfect loaf.
The crust crackled as it cooled. The inside was airy and soft, with irregular holes that felt almost intentional. When I sliced into it, steam escaped and the kitchen filled with a smell that was both comforting and triumphant. It lingered all day, wrapping the house in warmth.
Sharing that loaf brought an unexpected joy. Watching people tear into homemade bread, smiling, surprised, asking questions...it was deeply satisfying.

There’s something profoundly human about offering bread you made with your own hands. It says love, effort, and generosity without needing words.

"Daddy Bread" has become a requested staple in our home. Our 8-year-old son, says we can't make soup without baking a loaf.
But I wasn’t learning this alone. During COVID, a close friend of mine began baking bread as a way to pass the long days at home.
What started as a coping mechanism quickly turned into a passion, and when I mentioned my own curiosity, she generously shared what she had learned. (Thanks, Brooke!)
There were pointers offered over text messages and casual conversations. A couple of well-loved bread-baking books appeared on my doorstep, pages already dog-eared and dusted with flour. It felt less like instruction and more like an invitation into something shared. Bread, I realized, has always
Once the fear is gone, repetition becomes a pleasure. Bread baking is wonderfully rhythmic. Each loaf builds on the last, and even the smallest adjustments can make noticeable differences. A longer rise. A tighter ball of dough. A new type of parchment paper. All adds to the uniqueness of each loaf.


The creativity does not stop at the bread itself. Just wrapping loaves in parchment, or gift bags turns them into meaningful gifts. Homemade bread doesn’t need any fancy packaging, it carries with it an instant joy to whomever receives it.
What began as a test of heritage became a personal joy come true. Baking bread has taught me to trust in the process, in myself, (and in the bread gods). It turns out I didn’t need to prove anything at all. The tradition was waiting, warm and forgiving, for me to step into it.

And now, it’s your turn to begin your bread journey.



So preheat your oven and roll up your sleeves...it’s time to bake some bread!
This is the bread I make for my family. We call it “Daddy Bread", not because it’s fancy or perfected, but because it shows up. It’s dependable. It’s simple, too. But, no matter what, it always brings the love.
Flour – 3 cups of bread flour
Water – 1 ½ cups of warm water, (not too hot to the touch)
Salt – 1 ½ teaspoons of sea salt
Yeast – 1 packet instant yeast


Combine everything in a bowl with a wooden spoon until just barely mixed. The dough should be loose, sticky, and wet. If it looks unfinished, that’s because it is.
Lightly spray the top with oil, cover the bowl with a tea towel, and let it proof someplace warm for 3 to 24 hours. This flexibility is part of its charm. However, the longer you let it proof, the better the flavor will be. Give that yeast a chance to work!
When it’s finished proofing, use a fork to gently scrape the dough onto a lightly floured (or corn meal) parchment. With floured hands, fold the edges toward the center, shaping it into a soft ball. Place it seam-side down. Don’t overwork it! It does not have to look perfect.
Cut four small notches in an X shape on the top of the dough with scissors, then cover with the towel again and let rest for 30 minutes.



While the dough is proofing, preheat the oven to 450°F with the covered Dutch oven inside for a full 30 minutes. When the dough is ready, carefully lower it, parchment and all, into the hot pot. Cover and bake for 30 minutes.
Remove the lid and bake another 15 minutes. This is when the bread starts to make the house smell incredible!
Remove from Dutch oven and let the bread rest for an hour (20 minutes if you absolutely can’t help yourself). Slice with a sharp serrated knife. Listen to the crackle of the crust. Dip it in your favorite soup or chili and enjoy!
Store it in a paper bread bag, at least until you cut into it. This bread deserves to breathe.
Making “Daddy Bread" isn’t about mastery. It’s about family, connection and continuing traditions passed down, one loaf at a time.










People enjoyed our first installment of Adult Coloring so much we are including this fun Color-by-Number. Get out your crayons, markers, gel pens, colored pencils, etc., and color and relax.

STORY BY: ROBIN FELTMAN OF 18TH STREET FINANCIAL SERVICES, L.L.P.

MOST PEOPLE OST PEOPLEfocus on 401(k)s, IRAs, and the stock market — but two lesser-known tools can add value to your nest egg.
Annuities are financial instruments issued by insurance companies. Depending on the type you choose, they can safely grow your money, protect you from loss, and even guarantee lifetime income.
Fixed annuities, specifically, are unaffected by market fluctuations and provide stability in times of volatility.
They have a defined period during which you are guaranteed a specific rate of return — that is what makes them “fixed.”
Recently, a popular type of fixed annuity arrived on the scene. Known as a Multi-Year Guaranteed Annuity (MYGA), it locks in an attractive rate, guaranteed for a defined period — usually 2–7 years. It currently tends to earn more than CDs, and the earnings are taxdeferred until withdrawn. Retirees like to use MYGAs to supplement their income; they simply take their interest as monthly or quarterly payments, rather than letting it accumulate.

Market investments may drive dramatic growth, but they can also suffer spectacular losses. Fixed annuities — especially MYGAs — provide consistent growth without market risk.
Single-Premium Whole Life Insurance (SPWL): Wealth Transfer for Heirs
Single-Premium Whole Life insurance is just that — whole life insurance paid for in one lump sum.



It provides an immediate death benefit that is significantly larger than the single premium paid. It may also build cash value over time. Since it is life insurance, poor health and other factors can prevent people from qualifying.
The death benefit is income-tax free AND inheritancetax free. Many policies also offer long-term care and accelerated death benefit options. If you want to leave money to your children, this tool can give them a taxfree death benefit with certain “escape clauses” for you, should you end up needing the money yourself.
When it comes to money, nothing says you must simply close your eyes and hope for the best. You can add safety and control into the mix. While double-digit market returns are never guaranteed, fixed annuities earn steadily and protect against double-digit losses. Single-premium life insurance offers immediate, efficient wealth-transfer. Both tools provide for named beneficiaries, helping to ensure that death proceeds get paid promptly, outside of probate, to those you love.
These tools are not necessarily replacements for your 401(k) or IRA — although for risk-averse investors, they certainly can be. They are more like supporting actors, each with unique roles to play in your personal retirement movie. They can solidify your financial foundation and help you face the future with less stress and more confidence.































































































Classic Recipes to Cook, Share and Enjoy Classic Recipes to Cook, Share and Enjoy
Sometimes you just get a hankerin' for fried chicken. This recipe is tasty and takes all the grease out of the equation!
1/2 cup flour
2 Tblsp fresh parsley (minced)
2 tsp dried parsley (crumbled)
1/2 tsp ground oregano
1/4 tsp pepper
1/4 tsp cayenne pepper
1/4 tsp crushed red pepper flakes
1/2 - 1 cup low-fat buttermilk
1/2 tsp red hot-pepper sauce, (or to taste)
1/3 cup finely crushed wholegrain crackers or panko
1/3 cup shredded or grated
Parmesan cheese
4 boneless, skinless chicken breasts (visible fat removed, flattened to 1/4-inch thickness and patted dry) cooking spray


Preheat your air fryer to 390°. In a shallow dish, whisk together the flour, parsley, oregano, pepper and cayenne. In a separate shallow dish, whisk together the butter and hot sauce. In a third shallow dish, stir together the crumbs and cheese. Set the dishes in a row, assembly-line style.
Dip the chicken in the flour, then the buttermilk, then the crumbs. Turn to coat in each dish and shake off any excess. Gently press the chicken so the coating sticks. Place chicken on a plate and cover and refrigerate for 30 mins to up to 4 hours.
Lightly spray the chicken with cooking spray. Arrange in a single layer in the air fryer basket. Work in batches if you need to. Cook for 10-15 mins, or until the chicken is no longer pink in the center and the top is golden brown. Turn once halfway through and spray again with cooking spray.

How did we get so far away from that delightful, warm, sunny weather, swimming, sunbathing, and all those delicious summer fruits and fresh greens? If you're looking for a bit of sweet and citrusy, give your belly a taste of summer and let it know it's not too far off.
1 large bag mixed baby greens (12 oz. or more)
1 can mandarin oranges (drained)
1 cup fresh blueberries
2.5 oz spicy pecans (chopped)
Regular pecans are fine, too!
1/4 cup red onion (chopped)
4 oz. goat cheese crumbles
1/2 cup poppy seed dressing
1/2 lemon (squeezed, juiced)
freshly ground black pepper
OPTIONAL TOPPINGS: dried cranberries, avocados, fresh fennel (sliced)
Combined greens, oranges, blueberries, pecans, red onion and goat cheese in a salad bowl.
In a small bowl, combine poppy seed dressing with the juice from your lemon. Whisk together.
Right before serving, drizzle over the salad. Lightly add fresh ground pepper and any of the additional toppings you like. Bon Appétit!





3/4 cup root beer
1/2 cup milk
1 - 3.4 oz. box instant vanilla pudding mix
(It's OK to use sugar-free!)
1-2 Tbsp root beer extract (depending on if you prefer a stronger or lighter root beer flavor)
1 - 8 oz. tub Cool Whip Free (thawed)
1 prepared graham cracker crust cherries & whipped cream for garnish (optional)
What's better than a root beer float? You'll love this can'tmiss, easy, no-bake dessert that combines the nostalgic flavor of a classic root beer float with a creamy, frozen pie fi lling in a graham cracker crust.
In a large bowl, whisk together the root beer, milk, root beer extract and pudding mix for about 2 minutes, or until the mixture thickens. Fold in the Cool Whip until the mixture is well combined.
Pour the mixture into the graham cracker crust and freeze for about 8 hours or overnight.
Next, cut into slices and garnish with whipped cream and cherries, if you wish. Keep pie in freezer until ready to serve.

• Put a damp paper towel under your cutting board so it doesn't slide around while you use it.
• Freeze herbs with olive oil in ice cube trays. Throw them in with some pasta and you're ready to cook, with flavor!



I tested these with several different kinds of cereal and they were all good, but the Pebbles were defi nitely a fan favorite in my house. Try with your favorite cereal!



3 large, ripe bananas
2/3 cup strawberry yogurt


(you can vary the yogurt flavor depending on which cereal you choose)
2/3 cup Cool Whip (thawed)
1.5 cups of Fruity Pebbles (or your favorite cereal) popsicle sticks parchment paper
Gather and measure out all your ingredients. Line a baking sheet with parchment paper. Add yogurt and whipped topping to a mixing bowl. Fold until well combined and place on a shallow plate. Add cereal to a separate shallow plate. Cut bananas in half through the middle. Insert a popsicle stick into the flat side of each banana, going about halfway in. Roll the banana halves in the yogurt, then roll them in the cereal. Add coated bananas to prepared baking sheet. Freeze for 2 hours or overnight.
To serve, remove from the freezer and allow to sit at room temperature for 5-10 minutes.







THE NUMBER OF MOTOR VEHICLE DEATHS INVOLVING PEOPLE OVER THE AGE OF 65 HAS INCREASED 40% OVER THE PAST DECADE, according to the National Safety Council.

It's one of the hardest decisions people will have to make as senior citizens: when to hand over the car keys.
The transition signals the end of an independence you've enjoyed since your teenage years and can be a tough pill to swallow. But knowing that you are making the decision based on your safety and the safety of those around you can help you work through any emotional challenges attached to the choice.
But how do you know when it's time to trade in the keys for public transportation, walking or depending on rides from friends and family?
The National Highway Traffic Safety Administration estimates that fatigue contributes to at least 1,500 fatalities and 40,000 injuries annually.
Drowsy driving can be caused by lack of sleep or medications, and should be a deciding factor in whether or not you get behind the wheel.
Obviously you should avoid driving anytime you are tired, but if your fatigue comes in waves, you might be better off not risking being behind the driver's seat when your next tired spell comes on.
None of us like to admit it when we're not at our best. But when it comes to driving, an honest selfassessment is the first step in figuring out your driving abilities.
How is your reaction time in fast-paced situations? Has it slowed down in recent years? A reduced reaction time can lead to an increased risk for dangerous crashes.
If you have noticed more hesitation in your decision-making skills, it may be time to consider riding over driving.
to operate adaptive equipment and perhaps a few sessions with a driver rehabilitation specialist.
Based on CDC data, in 2023, older adult motor vehicle deaths included:
464 non-traffic death
6,408 vehicle occupancy traffic deaths
652 motorcyclist traffic deaths
1,848 pedestrian traffic deaths
211 bicyclist traffic deaths
Decisions about whether to drive shouldn't be based on age alone, NHTSA says, but changes in vision, physical fitness and reflexes may cause concerns. Poor vision can lead to poor driving; you and any of your caregivers should be alert for signs you're having more difficulty seeing, such as problems reading highway or street signs, trouble seeing line lanes or other pavement markings, and discomfort with driving at night.
4 "other" or "unspecified" traffic deaths
It's an important conversation and an even bigger decision - not just for seniors, but for everyone else on the road too.
Even if you aren't experiencing problems driving, it's important to have open lines of communication with the people in your life, the National Highway Traffic Safety Administration says. Don't delay the talk until driving has become dangerous.
NHTSA says to take three steps to keep communication open. Start by collecting information on what is happening in regards to your abilities, including driving observations. Some area agencies on aging may have also resources to help evaluate safe driving.
Make a plan to help enhance your independence and decision-making capabilities, while also maximizing community safety. Decide whether there are places you can continue to drive successfully and have options for when you aren't able to drive.
Talk to community agencies about helping with transportation options. Lastly, follow through on the plan, making sure you're deeply involved in every step. Review the plan periodically to make sure it's still working for everyone.
Sometimes vehicles can be adapted to help you stay mobile, especially if you have a disability that would otherwise keep you from driving. Available technology includes swivel seats, hand controls for vehicle operation and more. There are agencies that can help you cover the cost of the adaptations they need to stay safe. You will need training on how
Diminished strength, coordination and also flexibility can result in driving issues. Look for signs you might have difficulty looking over your shoulder to change lanes or looking left and right at intersections; trouble moving feet from the gas pedal to the brake pedal and vice versa; falls; difficulty raising arms or pain in knees, legs or ankles.
Slower reaction times can lead to problems behind the wheel. If you feel overwhelmed by signs, signals, road markings and traffic; have difficulty judging space and gaps in traffic; often get lost or become confused; are slow to see cars coming out of driveways or side streets, it may be the time for that assessment by a professional.


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BY: MATT
Longevity isn’t simply about how long you live — it’s about how well you live for as long as you’re here. It means maintaining energy, strength, clarity, and independence across the years. True longevity is the ability to enjoy your life fully, not just extending it on a calendar.
Th e best part about this definition is that it puts the focus back where it belongs: on daily habits that make life feel good right now. When good daily habits lead the way, longevity becomes a natural byproduct.
M ovement is one of the most powerful expressions of long-term wellness. A body that moves regularly stays capable, resilient and confident. Strength training preserves muscle and bone, protecting independence. Cardiovascular movement supports heart and brain health,
while mobility keeps everyday actions — bending, reaching, walking — effortless. Movement isn’t about pushing harder; it’s about staying engaged with life. When your body feels strong, everything feels more possible.
N utrition works the same way. Eating well isn’t about restriction or perfection — it’s about nourishment. Quality foods support recovery, stabilize energy, and reduce inflammation so your body can keep doing what you ask of it. When you fuel yourself properly, you think more clearly, move more freely, and recover more easily. Wellness-focused nutrition supports longevity by making life feel better, not smaller.
S leep and recovery quietly hold it all together. During rest, your body repairs tissues, balances hormones and resets the nervous system.
Q uality sleep improves mood, focus and emotional resilience while supporting immune and metabolic health. Rest isn’t a luxury — it’s a vital ingredient in a long, vibrant life.
Longevity also lives beyond the physical. Strong relationships, laughter, purpose and curiosity are deeply connected to how well we age.
Feeling connected reduces stress, supports mental health, and gives us a reason to care for ourselves. A life filled with meaning naturally encourages better choices.
T he most encouraging truth about longevity is that it’s built gradually and begins with simple choices that you can start at any time. Small, consistent actions — daily walks, a few strength sessions per week, better sleep habits, more nourishing meals — compound over time. These habits don’t just shape your future; they improve how you feel today.
Forever Young isn’t about denying age. It’s about building wellness that lasts. When you care for your mind and body, you create a life that feels strong, joyful, and capable — year after year.
Longevity isn’t about more time. I t’s about better living, for a lifetime.





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Even though it was first played in 1965 in the back yard of the families who created it, Pickleball is catching on like wildfire!
The sport is soaring in popularity, with nearly 70,000 courts nationwide. USA Pickleball claims to have more than 60,000 members, coming from all levels and backgrounds, with a particular popularity among seniors.
Pickleball is a sport that combines elements of tennis, table tennis and badminton. It's played on a badminton-sized court with a modified tennis net. Players use solid paddles that are like table tennis paddles but larger and a plastic ball with holes that are similar to those on a wiffle ball.
It's played to 11 points and must be won by two points. Serves are underhanded, below the waist. After the serve, each team must let the ball bounce once on their side before they can return it.
There's a seven-foot area on each side of the net called the kitchen where it's illegal for players to volley the ball (hit it in the air). Faults include hitting the ball out of bounds, hitting the ball into the net, stepping into the kitchen while volleying or hitting a volley out of the kitchen.
The game can be played with singles, but it's often played in doubles, resulting in a fun and highly
social environment. It's easy-to-grasp rules make it particularly welcoming to beginners, and airconditioned, indoor courts make it easy to play in all weather.
For seniors, it provides a great workout without as much wear and tear on joints. The paddle's lack of strings and the soft ball makes for a low-intensity volley and serve with minimal stress on the tendons and muscles of the arms. The sport helps with handeye coordination, the Medical University of South Carolina says, and a couple of good games can help older players cultivate higher self-esteem and battle depression.
U.S. Pickleball is an organization dedicated to promoting and supporting the sport for players over 50 and provides a community that helps players live actively. Members can receive a discount on tournament registration and participate in the endof-year Awards Program with more than $20,000 worth of prizes.
If you'd like to find Pickleball near you, visit: https://www.pickleheads.com/courts/us/ pennsylvania
Stay active. Regular physical activity promotes better sleep, helping you fall asleep faster and enjoy a much deeper sleep.
Maintain a consistent sleep schedule. Going to bed and waking up at the same time every day helps regulate the body's internal clock. Even on weekends. Create a restful environment.
A comfortable, quiet and dark bedroom can significantly improve sleep quality. Consider investing in a good mattress and pillows, using blackout curtains and reducing noise as much as possible.
Limit naps. While short naps can be refreshing, long or irregular napping during the day can interfere with nighttime sleep. If you need to nap, try to keep it short (20-30 minutes) and earlier in the day.
Manage stress. Stress and anxiety can interfere with sleep. Techniques such as mindfulness, yoga or journaling can help manage stress levels. If anxiety or depression is affecting your sleep, consider seeking support from a mental health professional.

Watch what you eat and drink. Avoid large meals, caffeine and alcohol close to bedtime. These can disrupt sleep by causing discomfort, frequent urination or other sleep disturbances.
Limit screen time. The blue light emitted by screens can interfere with the production of melatonin, the hormone that regulates sleep. Try to turn off devices at least an hour before bedtime.
Consult a healthcare provider. If you have ongoing sleep problems, consult a healthcare provider. Conditions like sleep apnea, restless leg syndrome and insomnia are common in older adults and can often be treated effectively.
Making sleep a priority helps to maintain health and well-being in later years. Quality sleep supports physical health, cognitive function and emotional well-being, enabling older adults to enjoy their golden years to the fullest.









Delving into family history can be a rewarding journey, especially for seniors looking to reconnect with their past and preserve their legacy for future generations.
Genealogy is more than just names and dates — it's about understanding where you come from and the events that shaped your family's journey. Learning about ancestors' lives, struggles and triumphs can provide a greater sense of identity and connection.
For many seniors, tracing family roots can be an opportunity to pass down meaningful stories, traditions and values to children and grandchildren.
Starting your ancestry research doesn't require expert knowledge. Just remember that it is a journey. Here are some simple steps to begin:
Exploring ancestry and genealogy is more acces�ible than ever, thanks to online databases, historical records and DNA testing services.
Gather family records. Talk to relatives and collect old photos, letters and documents such as birth and marriage certificates.
Create a family tree. Use a simple chart or an online tool to map out known family connections. Use online resources. Sites such as Ancestry. com, FamilySearch.org and MyHeritage offer vast collections of historical records.
Explore public archives. Local libraries, historical societies and government records provide valuable insights. They can often assist you in looking for
records, so don't be shy and ask for help.
DNA testing has revolutionized genealogy, allowing individuals to uncover genetic connections, confirm heritage, and even discover unknown relatives. Services such as 23andMe and AncestryDNA can provide ethnicity estimates and link users with distant family members.
While exciting, it's so important to research the privacy policies of these companies before submitting DNA samples.
Once you have uncovered your family history, consider ways to document and share it:
documents and photos online to ensure preservation. Engage younger generations. Encourage grandchildren and younger relatives to take an interest in their heritage through storytelling and interactive projects.

Write a family history book. Compile research findings, personal stories and photographs into a book for future generations. Companies such as Shutterfly provide excellent templates to get creative and make these stories into an actual hardcover book you can pass down.
Put memories into words. Writing a memoir doesn't require a background in writing, just a willingness to share. Seniors often begin by jotting down important memories or responding to prompts such as "What was your childhood like?" or "What advice would you give your younger self?"
Memoirs can take many forms, from handwritten journals to typed stories or even video recordings.
Some people focus on major life events, while others highlight everyday moments that reveal who they are. Writing groups, senior centers and local libraries often offer memoir-writing workshops that provide structure and support.
Even short reflections can be powerful gifts to children, grandchildren and future family members seeking to understand their roots.
Record oral histories. Use a smartphone or recording device to capture family members' stories in their own words. Family reunions, holidays or casual conversations can also be great opportunities to ask questions and gather memories from siblings, cousins or lifetime friends. Labeling photos, writing down names and recording anecdotes ensures that treasured moments aren't lost to time.
Create a digital archive. Store and organize family
Beyond facts and stories, a legacy includes the values and wisdom seniors want to leave behind.
This could be done through letters, recorded messages or simply teaching younger generations how to cook a favorite recipe, fix something around the house or handle life's setbacks.
Some seniors create legacy letters — personal messages that capture hopes, blessings and life lessons intended for loved ones to read after they're gone. Others craft memory boxes filled with keepsakes and written notes that tell the stories behind each item.
Exploring ancestry and genealogy can bring families closer together, spark meaningful conversations and provide a sense of fulfillment.
Whether uncovering fascinating historical connections or simply preserving everyday family moments, the journey of tracing one's roots is a gift that can last generations.




STORY BY: DAVID SHOFFLER
Is it becoming harder to stay fit or keep those New Year’s resolutions?
At Riverwoods, we are international leaders in senior wellness, dedicated to safeguarding your independence and restoring your vitality.
To help you reclaim your edge, I’ve included our Integrated Functional Circuit. This program targets my three pillars of longevity — Grip Strength, Leg Strength, and Muscle Power — drawing on two decades of experience training everyone from collegiate athletes to older adults. By bridging the gap between elite performance and clinical exercise, we aim to prove that quality of life is never defined by age.
Before beginning, please consult a physician. To ensure success, progress through levels only after mastering the cognitive layers. We recommend staying consistent through habit stacking (e.g., performing wall sits while your coffee brews) and environmental design, such as keeping your exercise gear in plain sight.
Whether used as a five-minute primer or active recovery, this science-backed approach transforms

standard movement into "Neural Priming." On lowenergy days, simply commit to beginner moves to maintain your streak. By training these pillars, you ensure a more confident, independent future.
The Integrated Functional Circuit: Three Pillars of Performance
A biomarker for biological age and neural drive.
Beginner: Towel Squeeze Roll towel tight. Squeeze max effort, elbows at ribs. 2–3 sets of 15 seconds hold.
Intermediate: Farmer’s Carry Weights at sides. Tall spine; small, controlled steps. 3 sets of 30-foot walk.
Advanced: Pinch Grip Hold weight plate or book with fingertips only. 3 sets of 20–30 seconds.
Dual-Task: Name an animal for every letter of the alphabet while gripping.
Your primary defense against falls and cognitive decline.
Beginner: Wall Sit Back flat, knees at 90°, ankles under knees. 2–3 sets of 20–40 seconds.
Intermediate: Assisted Squat Hold rail for balance. Hinge hips back like sitting. 2 sets of 10–12 reps.
Advanced: Split Squat Staggered stance. Drop back knee to 90° angle. 2 sets of 8–10 reps/leg.
Dual-Task: Subtract by 7s from 100 or name a different city for every rep.
Pillar 3: Muscle Power
The "safety brake" for reaction time and balance.
Beginner: Full-Body Brace Stand tall, clench fists, glutes and core for max tension. 3–5 sets 10 seconds clench.
Intermediate: Power Sit-to-Stand Lower for 3 seconds, stand up explosively in 1 seconds. 2 sets of 8 reps.
Advanced: Medicine Ball Press From squat or lunge, push ball at wall with max velocity. 3 sets of 6 reps.
Dual-Task: Shout an item from a category (e.g., "Trees") during the explosive move.
At Riverwoods we pride ourselves on helping our seniors maintain optimal wellbeing and brain health. If we can assist you on this journey, please reach out to Allison Kauffman at (570) 522-3848.















Never pictured yourself in senior living? Many residents felt the same—until they discovered a community that supports independence, offers help when needed, and makes everyday life feel easier and more connected. That’s why so many people choose RiverWoods, a place where you can live life on your own terms, with confidence, comfort, and peace of mind.
1. You Must Remember This
You Must Remember This is the podcast dedicated to exploring the secret and/ or forgotten histories of Hollywood's first century. The podcast was created and is written, produced and narrated by Karina Longworth. Longworth began her career as a film journalist as the co-founder of the pioneering film blog Cinematical, and went on to serve as a staff critic at the Village Voice and the film editor at the LA Weekly. She has also contributed to Grantland, Slate, Vanity Fair and many other print and online publications. She is the author of books on George Lucas, Al Pacino and Meryl Streep.
2. Good Job Brain!
Part quiz show, part offbeat trivia, and all awesome. We here are nuts about trivia and pub quiz! And we are darn sure there are people out there who share our unusual obsession. Play along and laugh along as Karen, Colin, Dana, and Chris school each other on some of the weirdest and most interesting facts about our funny little world.
3. This American Life
Each week they choose a theme. Then anything can happen. This American Life is true stories that unfold like little movies for radio. Personal stories with funny moments, big feelings, and surprising plot twists. Newsy stories that try to capture what it's like to be alive right now. It's the most popular weekly podcast in the world. Hosted by Ira Glass.
4. Stuff You Missed in History Class
Join Holly and Tracy as they bring you the greatest and strangest Stuff You Missed In History Class
5. The Moth
Since its launch in 1997, The Moth has presented thousands of true stories, told live and without notes, to standing-room-only crowds worldwide. Moth storytellers stand alone, under a spotlight, with only a microphone and a roomful of strangers. The storyteller and the audience embark on a high-wire act of shared experience which is both terrifying and exhilarating.
"How do I find these podcasts?"
We've got you covered with these apps!
If you have an iPhone, you should try: Overcast Pocket Casts Apple Podcasts Spotify
If you have an Android, you should try: AntennaPod Podcast Addict
You should also be able to access most of these podcasts on a tablet or laptop. Tap a tech-friendly friend (or a grandkid) to help you if you if you run into a snag. Podcasts are informational, exciting, inspiring and a whole lot of fun!


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Exploring the great outdoors is a rewarding and enriching experience for people of all ages, and for seniors, it's a chance to reconnect with nature, stay active and create lasting memories.




In 2016, a Nielsen survey reported that 63% of Americans believed that spending time outdoors could help them live longer, healthier lives.
The U.S. National Park Service offers a fantastic opportunity for senior citizens to enjoy the wonders of these protected landscapes through the Senior Pass, making it easier and more affordable to access the country's natural treasures.
For U.S. citizens and permanent residents age 62 or older, the Senior Pass offers an excellent deal. It grants access to more than 2,000 recreation sites managed by federal agencies such as the National Park Service, U.S. Fish & Wildlife Service and Bureau of Land Management. The annual pass costs $20 and is valid for one year. A life-time pass costs $80.
Both passes allow the pass-holder and passengers in a single, non-commercial vehicle to enter national parks and federal recreation areas.


In addition, the pass offers discounts on amenities such as camping, swimming and boat launching at many locations. The Senior Pass can be obtained at national parks, online or via mail.
Many national parks offer easy-to-navigate trails, accessible visitor centers and programs that cater to older adults.
Here are a few parks that are particularly popular among senior visitors:
Grand Canyon National Park (Arizona). With its breathtaking views and scenic overlooks, the Grand Canyon offers accessible viewpoints along the South Rim, and there are shuttle services for visitors who prefer not to hike.
Yellowstone National Park (Wyoming, Montana, Idaho). Known for its geysers and hot springs, Yellowstone features numerous drive-through loops, making it easy for seniors to explore its wonders
without extensive walking.
Great Smoky Mountains National Park (Tennessee, North Carolina). This park has gentle hiking trails, rich biodiversity and several scenic drives that showcase the beautiful Appalachian landscape.
Yosemite National Park (California). Yosemite provides wheelchair-accessible trails and shuttles, making it ideal for seniors looking to enjoy its famous waterfalls and granite cliffs.
The Annual Pass costs $20 and is valid for one year. A Lifetime Pass costs $80
Everglades National Park (Florida). Seniors can enjoy wildlife watching, flat walking paths and boat tours, providing ample opportunity to take in the unique ecosystem without strenuous activity.
All of the following parks, are within a 3 hour drive from Sunbury, making for some great day trips!
Gettysburg National Military Park (Gettysburg — 2 hour drive). The battle waged at Gettysburg is one that can never be forgotten. Remember the sacrifices made here. Close your eyes and imagine you are with Lincoln as he delivers his most famous words.
Steamtown National Historic Site (Scranton — 2 hour drive). Feel the heat from the firebox, smell hot steam and oil; hear the whistle and the "chuff-chuff" from the smokestack, feel the ground vibrate, and watch as one-ton drive rods turn steel wheels. Discover how steam railroading helped shaped our nation's history and culture.
Allegheny Portage Railroad National Historic Site (Gallitzin — 2.5 hour drive). History buffs, train enthusiasts, and National Park Foundation supporters wander this Pennsylvania historic site to learn about our nation’s railroad history.
Delaware Water Gap National Recreation Area (Bushkill — 2.5 hour drive). Hiking, horseback riding & biking trails, not to mention, it boasts PA's tallest waterfall. Canoeing, fishing, swimming, picnicking, boating — it's got it all.
Upper Delaware Scenic & Recreational River (Beach Lake — 2.5 hour drive). This park is among the top fishing rivers in the United States. Rolling hills and bald eagles perched on trees form a vibrant backdrop as the Delaware River flows through the rural countryside.
Independence National Historical Park (Philadelphia — 3 hour drive). The park represents the founding ideals of the nation, and preserves national and international symbols of freedom and democracy, including Independence Hall and the Liberty Bell. The Declaration of Independence and US Constitution
were both debated and signed inside Independence Hall, a UNESCO World Heritage Site.
Appalachian National Scenic Trail (Location and travel time depends). The trail spans 2,180 miles from Georgia to Maine, crossing 14 states along the Appalachian Mountains. The trail goes right through Northeastern PA, so nearby trailheads are easy to find and there are trails for every skill level.
There are 424 national parks that can be found across all 50 states and many U.S. territories. In 2012, the National Park Service formed a task force committed to providing access to the parks for a wider range of visitors. This included providing wheelchair access, water fountains, sign language interpreters and closedcaptioned tours and visitor centers.
Download the National Park Service app to get updated accessibility information for facilities and trails. They also offer an interactive map that is a guide to accessibility features at each National Park. Plan ahead and remember to hydrate. Safe travels!
MORE INFO OR TO GET YOUR PASS, VISIT: https://www.nps.gov/ planyourvisit/ senior-pass-changes.htm OR SCAN THIS CODE:









he first video game, "Spacewar!" was created more than 60 years ago and even "Pong" recently celebrated its 50th birthday meaning many of todays seniors have been playing video games for much of their lives.
Video gaming offers numerous benefits and unique challenges. Older adults have access to a wealth of opportunities for entertainment, socialization and cognitive stimulation within the world of gaming.
Engaging in video games can sharpen cognitive functions such as memory, attention and problemsolving skills. Strategy-based games and puzzles challenge seniors mental acuity and provide a stimulating mental workout.
Not to mention the "cool points" you'll get from the grandkids!
Online gaming platforms enable seniors to connect
with friends, family and fellow gamers from around the world. Multiplayer games foster social interaction, camaraderie and a sense of community, combating feelings of loneliness and isolation.
Gaming serves as a form of relaxation and stress relief for seniors, offering an immersive escape from daily worries and anxieties. Engaging in enjoyable gameplay can elevate mood, reduce tension and promote overall well-being.
Playing video games enhances hand-eye coordination and fine motor skills, particularly in seniors who may experience age-related decline in dexterity and reflexes. Interactive gameplay exercises manual dexterity and promotes physical agility.
From immersive storytelling experiences to casual puzzle games, seniors find joy and entertainment in a diverse array of gaming genres. Video games provide endless opportunities for exploration, adventure and creative expression, catering to a wide variety of interests and preferences.
Shirley Curry, famously known as "Skyrim Grandma," a popular American YouTuber who gained millions of
subscribers for her wholesome and long-running Elder Scrolls V: Skyrim gameplay videos, documenting her adventures as an elderly woman exploring the vast game world until she recently announced her retirement. She started in 2015, and though she's stopping Skyrim, she's considered a beloved internet personality, with fans even creating a fully-voiced mod for her. She is 90 years young.
If you'd like to get into gaming, it's as easy as doing a little research — maybe prodding the kids and grandkids for some suggestions. Keep an open mind and understand going in there will be a bit of a learning curve if you've never played. With the development of VR (virtual reality) there are all kinds of games that can add a bit of a physical workout as well as a mental one.
Extended periods of gaming may lead to physical discomfort or strain, particularly for seniors with pre-existing musculoskeletal conditions or mobility issues. Proper ergonomics and regular breaks are essential to prevent discomfort or injury.
Excessive screen time can have negative effects on seniors' vision, sleep quality and overall health. Establish healthy screen time habits and balancing gaming with other activities is crucial. Hydration and getting up and moving, are essential.

















You can find several ways to make charitable gifts — but if you’re looking for a method that can provide multiple tax benefits, along with an efficient platform for giving year after year, you might want to consider a donor-advised fund (DAF).
How does a DAF work? Once you open a donoradvised fund, you can contribute many types of assets, including cash, publicly traded stocks, bonds, CDs or non-cash items such as closely held business interests, art or collectibles. You can then decide how to invest the money, possibly following a strategy suggested by the DAF sponsor organization you’ve selected. The next step involves choosing which charities to support, how often to provide support (such as once a year) and how much to give each time. You’re essentially free to direct the money to any charities you like, provided they’re IRS-approved charitable organizations.
Any funds not immediately used for grants can be invested and can potentially grow tax free, expanding your charitable impact.
If you do not typically give enough each year to itemize your charitable deductions, you can combine several years worth of giving into one contribution to a DAF and take a larger deduction that year.
And if you donate appreciated assets, you can avoid paying the capital gains taxes that would otherwise be due if you were to sell the assets and give the money directly to a charity.
Be aware, though, that your gifts are irrevocable. Once you contribute assets to a DAF, you can not access the money for any reason other than charitable giving.
You may want to consult with your financial professional about other potential benefits and tradeoffs of DAFs and whether a DAF can help you with your charitable giving goals. Also, different DAF sponsors offer different features, so you will want to do some comparisons. And because DAFs can have such significant implications for your tax situation, you should consult with your tax professional before taking action.
If a DAF is appropriate for your situation, though, consider it carefully — it might be a good way to support your charitable giving efforts for years to come.
This content was provided by Edward Jones for use by Sheri Marshall, your Edward Jones financial advisor at 570-743-1025 in the Courtyard Offices, 1372 N. Susquehanna Trl, Suite 170, Selinsgrove, PA 17870.
Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.






