Gena Schaublin Dec. 10

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Brady Holland

Senior Mortgage Banker Real estate financing can be a daunting task. And that is especially true in today’s world where lenders are more cautious about lending due to economic uncertainty. I understand that choosing a mortgage is one the biggest decisions that you will make. You want the best interest rate and you want the pre-approval, application, and close of escrow process to be hassle-free. I understand. I listen to your needs. And I respond quickly and deliver. Let me put my nearly two decades of residential lending experience to work for you!

V.I.P. Mortgage, Inc. 8414 N. 90th St. | Suite 102 Scottsdale, AZ 85258 RETURN SERVICE REQUESTED

85026 PERMIT 1441

• I use the latest lending technology to deliver a loan credit decision in hours, not days.

I’d like to wish you and your family a Happy Holiday and a prosperous New Year! I appreciate your business, questions, and comments. And I look forward to assisting you, and your friends and family, with your mortgage needs in 2011!

• Closing thousands of loans over the course of my career assures you that as an industry veteran I have the knowledge and expertise to handle every situation.

-Brady

• The needs of every client are different. I specialize in tailoring a loan and financing strategy that will best fit the individual needs of each client. • Have you ever closed on a mortgage and later had remorse that you may have picked the wrong loan program or paid too much in fees? I offer a benefit analysis on every loan to ensure that the loan program and the associated costs are the best fit and in the best interest of the client.

• My impeccable reputation is my best asset. I always strive to exceed your expectations and earn your business for life!

Call me today!

Arizona Homeowner December | 2010

MORTGAGE RATES as of 11/15/10

Loan Rates for $150K-$417K:

a mountain holiday getaway

• 30-Year Fixed: 4.375%/4.484% APR • 15-Year Fixed: 3.875%/4.060% APR • 5/1 ARM: 3.375%/3.637% APR

Loan Rates for $418K-$1.5M:

Brady Holland

Senior Mortgage Banker NMLS 180079

Three Experiences You’ll Love

• 30-Year Fixed: 5.625%/5.684% APR • 5/1 ARM: 3.875%/3.353% APR • 7/1 ARM: 4.125%/3.575% APR

*Note: All rate quotes offered at 0% origination fee for primary home purchase or no cash-out refinance financing with 720+ FICO score. Loans under $417K are quoted based on 20% equity while loans over $417K require 20%-30% equity. Other financing options are available upon request. All rates quoted subject to change without notice.

home repairs

Make 2011 The Year To Tackle Those Tasks

Office: 480.278.8993 Cell: 480.272.3282 E-Fax: 480.223.4290 BHolland@VIPMtgInc.com

a holiday-inspired delicacy The Herb Box’s Honey Roasted Pears

NMLS 145502 AZ BK#0909074

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net


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