Interested in a private one-on-one meeting to understand our current real estate market even more? Let us treat you to lunch and we’ll update you on today’s market, current home values, and what to expect for the remainder of 2014. Contact us to schedule our lunch - we look forward to hearing from you!
Troon North
SO LD LD
Fore!
SO
LD
DC Ranch
Troon Village
Troon North
Synonymous with fine properties 2014 North Scottsdale Map Lisa: 602.320.8415 Matt: 480.390.0445 Laura: 480.390.5044
Contact The Luckys today to receive our new 2014 MAP OF NORTH SCOTTSDALE. Includes a detailed Troon Village map plus area hiking trails.
Lucky@RussLyon.com | LisaLucky.com
Lisa
Matt
The Coolest Room in the House Get Your Garage in Gear
Queen Creek Olive Mill Benefits of Extra Virgin Olive Oil
Two Claws Up
Laura
OHSO Brewery’s Blue Crab Dip All information is deemed reliable but not guaranteed.
If your home is currently listed, this is not a solicitation for that listing.
CLUB ON THE GREEN
SO
LD LD The Rocks
Vol. 2 Issue 4
Troon Village
Estancia
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LD
Troon Village
SO
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LD
Pinnacle Peak Country Club
Troon Village
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LD
Desert Summit
SO
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LD
Pinnacle Peak Country Club
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Any Realtor can LIST your home - count on The Luckys to SELL your home!
Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net
get GOLFING!
LOCAL VENUE
Spring is in the air. Why not make this the season you pick up the game of golf, or finally perfect your swing if you’re already a links lover. As with anything, practice is always the best path to better performance. Before setting out to play a full 18 holes, spend some time at the driving range. Getting your swing in tip-top shape before stepping out on the fairway will ensure you play your best this season. Bored of hitting balls alone? Invite a friend out to the driving range with you and challenge each other to see who can hit the farthest. The winner buys lunch or a small gift at the pro shop. Even better? Take your spouse or significant other to the driving range with you and have a golf date. Another way to up your game? Get a club fit. Many players don’t realize they are using golf clubs that simply aren’t suited to them. By taking your clubs to a club fitting shop you can have an analysis done on what clubs would be best suited to your stature, body type, and swing style. Some experts swear you can improve your game by several strokes by simply switching to the right clubs. Look online for shops near you that offer this customization. If you’re truly committed to lowering your score, look for a golf training camp at a resort or simply find a local golf club that offers lessons, whether it’s private or in a group. This is a great way to get in with a group of players on your level, who could become future golf partners. Many public and private golf clubs offer
Queen Creek Olive Mill, Queen Creek QueenCreekOliveMill.com | 480.888.9290 “Fresh olives give you fresh oil, it’s as simple as that!” — Perry Rea, Owner
The Family:
The Farm: Queen Creek Olive Mill is home to home to 7,500 olive trees on a 120 acre farm in Queen Creek, Arizona. Queen Creek Olive Mill has made it a priority to harvest and press our olives at the perfect time in order to create our signature Tuscan Estate Extra Virgin Olive Oils.
The Marketplace:
Queen Creek Olive Mill is home to one of the most exclusive gourmet marketplaces in Arizona. Inside, you will find our selection of signature Extra Virgin Olive Oils, tapenades, stuffed olives, Balsamic vinegars. In addition to our signature products, we feature other local vendors that mirror our “From Blossom to Bottle” philosophy. Our Partners in Passion program was enacted to highlight local vendors who share the same passion in their own craft.
The Tour: Olive Oil 101 | We believe that educating our customers about all the amazing qualities of Extra Virgin Olive Oil is so important, we’ve created a class just for you! During this 30 minute class, you will learn the history of our company, qualities and standards of olive oil, health benefits, use ideas & why it’s important to buy your olive oil locally!
Nowadays, when it comes to your garage, anything goes. Nothing seems too over the top for some folks. Gone are the days of the messy garage crammed with stuff that no one ever really uses. Sure, you need a space to store your car and a place to stash your tools, but in today’s suped-up garages, there’s also space for plenty of guy toys. Think car collections, not-so-mini-fridges, flat screen TVs, lounge seating, and maybe even a pool or ping-pong table, too. After all, you need to have some fun while you’re caring for your sweet ride. Today’s most impressive garages often sport some other great features. For auto aficionados, built-in hydraulic lifts make oil changes and other tune-ups a breeze. Pair that with built-in shelving and drawer systems for the ultimate in tool organization and you’ve got the car-lover’s dream space. Have a motorcycle or two? Consider giving your bike its own place where you can showcase its beauty and clean and care for it in style. Lighting and simple but comfortable seating can lend an almost gallery-like ambience to your garage, making it a place for you and family or friends to enjoy time together while you’re working. For sports fans, today’s garages can be outfitted with organizational systems designed for easy access to golf clubs and shoes; racing bikes hanging in reach out of harm’s way; and kids’ sporting accessories neatly stored away and clearly labeled in bins. If you’re more interested in a workshop space, why not designate one bay entirely to your tools and materials. Consider closing this spot off from the rest of the garage so sawdust and other debris won’t wreak havoc on the entire space. Projects can be worked on when you have the time and drying items will be safe and sound, set apart from the daily activities of the home. The final touch on your cool new space? Don’t forget the floor. For heavy-duty areas, recoating your existing garage floor with a durable and more beautiful epoxy coat will definitely show off your vintage car collection or amazing workshop. If you have a stained concrete floor consider this option as the pièce de résistance of your amazing new garage. It’s not prone to cracking like standard concrete floors and sweeping and cleaning your cool new digs will be a breeze. Enjoy!
YOUR HOME
Blue Crab Dip
PICO DE GALLO INGREDIENTS 4 diced Roma tomatoes 1 white onion diced 2 jalapeno seeded & minced 1/2 c chopped cilantro 1/4 c lime juice 1 tsp minced garlic 2 tsp salt 1 tsp pepper
LOCAL FLAVOR!
Queen Creek Olive Mill owners Perry and Brenda Rea left the chilly suburbs of Detroit in 1997 with their children for Phoenix to pursue their dream of making Extra Virgin Olive Oil. The couple, along with help from their five children, have put Arizona on the Extra Virgin Olive Oil map, supplying the Valley with local, high quality Extra Virgin Olive Oil.
incentives to keep you coming back to their course, so be on the lookout for discounts and fun events. Before committing to a full 18 holes, search out courses that offer 6-, 9-, and 12-hole rates. These shorter-length play options are becoming more and more common at golf clubs across the country, as busy players are looking for more options in terms of time commitments and cost. A shorter day on the greens is the perfect way to ease into the season. A final way to put some extra spring in your step out on the links? Try out some new golfing duds. Today’s hottest looks include bold, bright colors and even prints. Skirts for women are classic and fitted but now some have ruffles and come in varying lengths. Preppy-hip is the name of the game. After all, looking good is feeling good and that can only up your game!
DIRECTIONS Add all the ingredients in a medium bowl and mix together. Reserve for later use.
O.H.S.O Eatery + nanoBrewery OHSOBrewery.com | 602.955.0358
CRAB DIP INGREDIENTS 16 oz cream cheese 8 oz claw meat 1/4 c diced white onion
1/4 c chopped scallions 1/4 c diced Roma tomatoes 1/2 c heavy cream 1/4 c white wine 1 tsp mustard powder 1 tsp chicken bouillon powder 1 tbsp butter 1/2 c shredded parmesan cheese DIRECTIONS In a medium size skillet begin by melting down butter on a medium heat then toss in onions and cook until they become translucent. Deglaze the pan with white wine and add in the remaining ingredients (except for crab until the very end). With a whisk, stir mixture constantly until it becomes smooth. Once the mixture becomes smooth remove from heat and fold in claw meat.
get GOLFING!
LOCAL VENUE
Spring is in the air. Why not make this the season you pick up the game of golf, or finally perfect your swing if you’re already a links lover. As with anything, practice is always the best path to better performance. Before setting out to play a full 18 holes, spend some time at the driving range. Getting your swing in tip-top shape before stepping out on the fairway will ensure you play your best this season. Bored of hitting balls alone? Invite a friend out to the driving range with you and challenge each other to see who can hit the farthest. The winner buys lunch or a small gift at the pro shop. Even better? Take your spouse or significant other to the driving range with you and have a golf date. Another way to up your game? Get a club fit. Many players don’t realize they are using golf clubs that simply aren’t suited to them. By taking your clubs to a club fitting shop you can have an analysis done on what clubs would be best suited to your stature, body type, and swing style. Some experts swear you can improve your game by several strokes by simply switching to the right clubs. Look online for shops near you that offer this customization. If you’re truly committed to lowering your score, look for a golf training camp at a resort or simply find a local golf club that offers lessons, whether it’s private or in a group. This is a great way to get in with a group of players on your level, who could become future golf partners. Many public and private golf clubs offer
Queen Creek Olive Mill, Queen Creek QueenCreekOliveMill.com | 480.888.9290 “Fresh olives give you fresh oil, it’s as simple as that!” — Perry Rea, Owner
The Family:
The Farm: Queen Creek Olive Mill is home to home to 7,500 olive trees on a 120 acre farm in Queen Creek, Arizona. Queen Creek Olive Mill has made it a priority to harvest and press our olives at the perfect time in order to create our signature Tuscan Estate Extra Virgin Olive Oils.
The Marketplace:
Queen Creek Olive Mill is home to one of the most exclusive gourmet marketplaces in Arizona. Inside, you will find our selection of signature Extra Virgin Olive Oils, tapenades, stuffed olives, Balsamic vinegars. In addition to our signature products, we feature other local vendors that mirror our “From Blossom to Bottle” philosophy. Our Partners in Passion program was enacted to highlight local vendors who share the same passion in their own craft.
The Tour: Olive Oil 101 | We believe that educating our customers about all the amazing qualities of Extra Virgin Olive Oil is so important, we’ve created a class just for you! During this 30 minute class, you will learn the history of our company, qualities and standards of olive oil, health benefits, use ideas & why it’s important to buy your olive oil locally!
Nowadays, when it comes to your garage, anything goes. Nothing seems too over the top for some folks. Gone are the days of the messy garage crammed with stuff that no one ever really uses. Sure, you need a space to store your car and a place to stash your tools, but in today’s suped-up garages, there’s also space for plenty of guy toys. Think car collections, not-so-mini-fridges, flat screen TVs, lounge seating, and maybe even a pool or ping-pong table, too. After all, you need to have some fun while you’re caring for your sweet ride. Today’s most impressive garages often sport some other great features. For auto aficionados, built-in hydraulic lifts make oil changes and other tune-ups a breeze. Pair that with built-in shelving and drawer systems for the ultimate in tool organization and you’ve got the car-lover’s dream space. Have a motorcycle or two? Consider giving your bike its own place where you can showcase its beauty and clean and care for it in style. Lighting and simple but comfortable seating can lend an almost gallery-like ambience to your garage, making it a place for you and family or friends to enjoy time together while you’re working. For sports fans, today’s garages can be outfitted with organizational systems designed for easy access to golf clubs and shoes; racing bikes hanging in reach out of harm’s way; and kids’ sporting accessories neatly stored away and clearly labeled in bins. If you’re more interested in a workshop space, why not designate one bay entirely to your tools and materials. Consider closing this spot off from the rest of the garage so sawdust and other debris won’t wreak havoc on the entire space. Projects can be worked on when you have the time and drying items will be safe and sound, set apart from the daily activities of the home. The final touch on your cool new space? Don’t forget the floor. For heavy-duty areas, recoating your existing garage floor with a durable and more beautiful epoxy coat will definitely show off your vintage car collection or amazing workshop. If you have a stained concrete floor consider this option as the pièce de résistance of your amazing new garage. It’s not prone to cracking like standard concrete floors and sweeping and cleaning your cool new digs will be a breeze. Enjoy!
YOUR HOME
Blue Crab Dip
PICO DE GALLO INGREDIENTS 4 diced Roma tomatoes 1 white onion diced 2 jalapeno seeded & minced 1/2 c chopped cilantro 1/4 c lime juice 1 tsp minced garlic 2 tsp salt 1 tsp pepper
LOCAL FLAVOR!
Queen Creek Olive Mill owners Perry and Brenda Rea left the chilly suburbs of Detroit in 1997 with their children for Phoenix to pursue their dream of making Extra Virgin Olive Oil. The couple, along with help from their five children, have put Arizona on the Extra Virgin Olive Oil map, supplying the Valley with local, high quality Extra Virgin Olive Oil.
incentives to keep you coming back to their course, so be on the lookout for discounts and fun events. Before committing to a full 18 holes, search out courses that offer 6-, 9-, and 12-hole rates. These shorter-length play options are becoming more and more common at golf clubs across the country, as busy players are looking for more options in terms of time commitments and cost. A shorter day on the greens is the perfect way to ease into the season. A final way to put some extra spring in your step out on the links? Try out some new golfing duds. Today’s hottest looks include bold, bright colors and even prints. Skirts for women are classic and fitted but now some have ruffles and come in varying lengths. Preppy-hip is the name of the game. After all, looking good is feeling good and that can only up your game!
DIRECTIONS Add all the ingredients in a medium bowl and mix together. Reserve for later use.
O.H.S.O Eatery + nanoBrewery OHSOBrewery.com | 602.955.0358
CRAB DIP INGREDIENTS 16 oz cream cheese 8 oz claw meat 1/4 c diced white onion
1/4 c chopped scallions 1/4 c diced Roma tomatoes 1/2 c heavy cream 1/4 c white wine 1 tsp mustard powder 1 tsp chicken bouillon powder 1 tbsp butter 1/2 c shredded parmesan cheese DIRECTIONS In a medium size skillet begin by melting down butter on a medium heat then toss in onions and cook until they become translucent. Deglaze the pan with white wine and add in the remaining ingredients (except for crab until the very end). With a whisk, stir mixture constantly until it becomes smooth. Once the mixture becomes smooth remove from heat and fold in claw meat.
Brady Holland Mortgage Banker
Pinnacle Capital Mortgage Corporation 8145 E. Evans Road, Suite 5 Scottsdale, AZ 85260
MLO-180079
Real estate financing can be a daunting task. And that is especially true in today’s world where lenders are more cautious about lending due to economic uncertainty. I understand that choosing a mortgage is one the biggest decisions that you will make. You want the best interest rate and you want the pre-approval, application, and close of escrow process to be hassle-free. I understand. I listen to your needs. And I respond quickly and deliver. Let me put my nearly two decades of residential lending experience to work for you!
Call me today!
Welcome to Spring!
Our near-perfect weather this time of year also sets the stage for peak season for home buying and selling. The last few years have been a bit of a seller’s market. But for 2015, the market seems to be back to a more normal balance with homes selling in an average of six months. A normal market like this with a healthy inventory of homes often tips the scale in favor of the buyer. If you are looking to buy a new home, you may not find a better time with this amount of inventory of homes and the low mortgage rate environment.
Don’t Miss Out on the Curtain Call for Refinancing! Mortgage rates rose modestly by end of 2014, but falling oil prices and geopolitical unrest have sent rates plummeting again to start the year. We are back down near all-time lows. However, with the Federal Reserve publicly announcing that they plan to raise borrowing rates this summer, we already know that this refinance opportunity will be short lived. We may not see rates this low again in our lifetime. Do not miss out!
Vol. 2 Issue 4
CLUB ON THE GREEN
Fore!
How can you benefit from a refinance? 1) If your rate is 4.25% or higher, you may benefit from a refinance. 2) If you want to pay your house off faster with a low 10 or 15 year fixed rate. 3) If you have a FHA loan, you may be eligible to have the mortgage insurance either reduced or removed via a refinance. 4) If you have a conventional loan, you may be eligible to have the mortgage insurance either reduced or removed via a refinance. 5) If you have more than 20% equity in your home but are struggling with installment and credit card debt, a debt consolidation refi may benefit you. With most credit card rates above 20%, paying off that debt with today’s low mortgage rates could represent significant savings.
Spring Cleaning Time?
Brady Holland Branch Manager MLO-180079
Direct: 480.272.3282 Email: Brady@BradyHollandGroup.com
www.BradyHollandGroup.com
NMLS 81395
AZ BK#910890
If you are looking to buy or sell your home, or just want to do some spring cleaning, here are some tools to help you get started: Curious what your home is currently worth? I offer a free automated home valuation to any interested clients. Just call or email and I can send you a report within 24 hours.
MORTGAGE RATES As of 2/20/15
Loan Rates for $150K-$417K:
• 30-Year Fixed: 3.875%/4.104% APR • 15-Year Fixed: 3.125%/3.506% APR • 7/1 ARM: 3.250%/3.419% APR
*Note: All above rate quotes offered for primary home purchase or no cash-out refinance financing with 20% equity and 720+ FICO scores. Loans above $417k and other financing options are available upon request. All rates are quoted subject to change without notice. This is not a commitment to lend. Subject to qualification. Not all applicants will qualify.
Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net
The Coolest Room in the House Get Your Garage in Gear
Queen Creek Olive Mill Benefits of Extra Virgin Olive Oil
Two Claws Up
OHSO Brewery’s Blue Crab Dip