Issuu

STIMULUS MONEY QUESTIONS & ANSWERS FEATURE

BUBBHA THOMAS A nurturer of young musicians, the pied piper of jazz in Houston, dead at 82.

Volume 89, issue 23 April 2, 2020

facebook.com/defendernetwork twitter.com/defendernetwork

SPORTS

JOHNNIE MEANS Reï¬‚ecting on his impact on the sport of swimming in Houston.

instagram.com/defendernetwork defendernetwork.com

FREE

2 | April 2, 2020 |

DEFENDER NETWORK

DN On the web

FIT & FINE Joy Diggs Age: 38 Occupation: Dietitian and personal trainer, Digg Deep Fitness & Nutrition Education: University of North Carolina, Georgia State University Major: B.A. Exercise and Sport Science, M.S. Nutrition Motto: “Little by little, a little becomes a lot.”

Message from the Publisher LEARN... How covid-19 has altered health routines.

With the Stay-at-Home order extended until the end of April, we are all receiving a special gift. We have the option of looking at this oﬀer as a glass half-full or half-empty. I recommend the half-full option. In the 90 year history of the Houston Defender, we have survived many challenges, including the Great Depression, World War II, civil rights struggle, cash ﬂow issues, Hurricane Harvey and more. Through it all, it was the attitude, actions, grace of GOD, and YOU that saw us through. So, hang in there. Show me the money The federal government has approved the stimulus money and there are questions about what and how to get it. The Defender has the answers. Read on. Share uplifting ‘Stay-at-Home’ stories Since we have this time, I would like to invite you to share your uplifting “Stay-At-Home” stories: things you have learned about yourself, spouse, children, co-workers, friends and others since the pandemic; things that have made your life better and could help others gain from your experience. Just because we don’t get to see each other the way we used to, doesn’t mean we cannot continue to talk to each other and empower each other. Remember, it is our collective strength that has always gotten us through as a people and as a country.

IG @diggdeepfitness Facebook: @diggdeepfitness Read more on Friday about Joy at defendernetwork.com If you are Fit & Fine email: fitnfine@defendernetwork.com

Order take-out|delivery from Black restaurants Speaking of collective power, the Defender would like to invite you to join us in the TAKE-OUT Good Eats campaign supporting Black restaurants. I don’t know about you, but I’m getting bored and getting some good take-out provides a delightful change with some flavor. Get a listing of those restaurants that have signed up and want your food orders by going to https://bit.ly/houstonblackrestaurants Applaud the Defender staff The hard work of the Defender team to make sure you receive accurate and comprehensive information deserves a round of applause. Just like you, they are struggling with the day-to-day existence in this new environment. Despite the challenges, they are committed to providing you, our readers, with news you can use. The editors, reporters, managers and distributors take their jobs seriously and it shows in the products we produce every day and every week. Go to our website and experience what we have to offer. Join the discussions on Facebook, Twitter and Instagram. By the way, check out the Defender Coronavirus Channel on the website. It is packed with information and resources.

Love Ya! Sonny Messiah Jiles

Sonny Messiah Jiles

JOIN US ONLINE:

Daily Dozen

eEdition

NewsWrap

SUBSCRIBE: defendernetwork. com/subscribe

April 2, 2020 |

| 3

DEFENDER NETWORK

DN News Inmates to be released for coronavirus concerns Hundreds of inmates in the Harris County Jail will soon be released due to concerns over the coronavirus. Tests confirm one of the 7,800 inmates in the Harris County Jail has COVID-19 while 30 more have COVID-like symptoms and are awaiting results. The fear is of a fast-spreading outbreak in a facility that never contemplated giving each inmate 6 feet of social distancing space. Gov. Greg Abbott issued an executive order preventing violent offenders from being released from jail because of the pandemic. Local officials say they are not going to release violent offenders, but may release hundreds of others currently

behind bars. Harris County Judge Lina Hidalgo said about 1,000 “non-violent” inmates will be released and the drastic action is necessary so they can practice social distancing to help stop the spread of coronavirus inside the jail. It could be three or four days before people leave the downtown jail. Hidalgo said there will be a screening process that includes the District Attorney and pre-trial services Harris County Sheriff Ed Gonzalez described the potential releases as “those that are 55, have compromised immune systems and no violent history.” All of those inmates already have bonds, but not the ability to pay them.

Texas Governor Greg Abbott is hesitant about releasing criminals in Texas. -AP/Tom Fox

Houston councilmembers offer COVID-19 help By Marilyn Marshall

The coronavirus pandemic has impacted the lives of Houston-area residents in numerous ways, and many are relying on local government to assist with services, resources and other support. Here, Houston’s six African-American City Councilmembers tell what their offices are doing to help constituents.

JERRY DAVIS

DISTRICT B “Since we were listed as one of the most vulnerable populations based on our seniors, we are: continuing to check on our seniors through weekly calls and welfare checks with law enforcement, assisting with refrigerators and ACs and connecting them with providers for food; updating them on information from the CDC and what the City of Houston is doing; working with HISD and our families trying to make a determination on what students need to be successful and how our office can help, i.e. technology; advocating for a testing site in the Northeast; working with Target Hunger and the food bank for all of our families.” (Info: 832-393-3009, districtb@houstontx.gov)

CAROLYN EVANS-SHABAZZ

DISTRICT D “We are disseminating information daily to our constituents so that they have up-to-date information on where to locate meal support for families, testing locations,

eviction ordinances, the stimulus package, economic recovery for small businesses, virtual educational support and so forth. I am advocating for my district to have testing that is closer in proximity and mobile to accommodate senior constituents. I toured a new separate COVID-19 wing at United Memorial Medical Center with Dr. Joseph Varon and Syed Mohiuddin that will allow care for patients without placing other hospital patients at risk and provide better protection for health care workers.” (Info: 832-393-3001, districtd@houstontx.gov)

TIFFANY THOMAS

DISTRICT F “Since the coronavirus spread, my office decided to increase communications to our residents to provide accurate and current information. District F has the second largest number of multi-family developments in the city, and we knew many would be worried about evictions, rent and basic needs such as food. We contacted organizations such as the Houston Apartment Association, West Houston Area Ministries and Houston Food Bank to ensure services and resources would be available. We communicated updated numbers and information from the Houston Health Department to combat rumors and false information shared across social media. We hosted the first of three virtual community input meetings and provided a brief update on COVID-19

and the status of ongoing projects.” (Info: 832-393-3002, districtf@houstontx.gov)

EDWARD POLLARD

DISTRICT J “During this unprecedented time our office is helping by continuously disseminating information to our constituents. What causes a lot of confusion and fear is misinformation and we want to ensure constituents are getting the most current and accurate information so they can make the best decision for their families on how to prepare, stay safe and healthy. We provide information through our email newsletter, social media and TV. I canvassed the district speaking to small business owners and families to inquire how our office can better assist them. I have also personally delivered lunch to fire stations in District J and delivered cases of Gatorade to front-line medical professionals working at outdoor COVID-19 testing sites.” (Info: 832-393-3015, districtj@houstontx.gov)

MARTHA CASTEXTATUM

DISTRICT K “Our office is communicating with District K residents via our email distribution list to provide COVID-19 updates and access to resources and testing facilities. Our staff continues to work remotely answering emails and phone messages, addressing constituents’ concerns. We are making well- check phone calls to seniors we know in our community who live alone as well as sharing unemployment assistance

procedures, SBA guidance and loan resources, immediate employment opportunities, COH community center lunch program details for students as well as best practices to prevent illness and hygiene tips. We are also sourcing and chronicling best practices to create an innovative recovery framework for future crises that may require us to save lives while also protecting our robust economy.” (Info: 832-393-3016, districtk@houstontx.gov)

LETITIA PLUMMER

AT-LARGE POSITION 4 “Before the pandemic, I was working with multiple parties (federal, local and private) to revive what I believe will be the future of public health, the City’s Electronic TeleHealth and Navigation program (ETHAN). The program allows doctors to remotely diagnose patients while an emergency medical technician collects their vitals and other information in person. This program will play a massive role in our future public health delivery. I have also been forward-thinking in the response to the virus and its economic impact on workers, businesses and families. With [Mayor Turner’s] approval, I created a special sub-committee on COVID-19 Response & Recovery. The committee will be charged with making recommendations for the public health and economic recovery of the City.” (Info: 832-393-3012, atlarge4@houstontx.gov)

4 | April 2, 2020 |

DEFENDER NETWORK

DN News NOLA facts and figures STATE-WIDE

PARISHES

239

5,237

deaths reported

cases in Louisiana

1,834

cases in NewT:4.79" Orleans

out of 64 parishes affected

LEGAL NOTICE These Texas Lottery Commission scratch ticket games will be closing soon:

New Orleans coronavirus deaths increased 312% Defender News Service

New Orleans and more broadly Louisiana have seen a recent and dramatic increase in the number of coronavirus cases and associated deaths. The city, known for its extravagant party culture, wrapped up Mardi Gras in February, which likely added to the rapid increase in cases in the following weeks. In hindsight, New Orleans Mayor LaToya Cantrell noted that she would have canceled Mardi Gras if the federal government had more clearly laid out the potential risks associated

Game Name / Odds

2188

Icy Hot 7s - Overall Odds are 1 in 4.85

5/23/20

11/19/20

2088

Merry Money - Overall Odds are 1 in 3.97

5/23/20

11/19/20

2157

5X El Dinero - Overall Odds are 1 in 3.63

5/23/20

11/19/20

2158

Cowboys - Overall Odds are 1 in 3.99

5/23/20

11/19/20

2159

Houston Texans - Overall Odds are 1 in 3.79

5/23/20

11/19/20

2181

Winter Winnings - Overall Odds are 1 in 3.58

$10

5/23/20

11/19/20

Txlottery.org is the official source for all pertinent game information. Game closing procedures may be initiated for documented business reasons. These games may have prizes unclaimed, including top prizes. In addition, game closing procedures will be initiated when all top prizes have been claimed. During closing, games may be sold even after all top prizes have been claimed. Must be 18 or older to purchase a ticket. For help with a gambling problem, ncpgambling.org. © 2020 Texas Lottery Commission. PLAY RESPONSIBLY.

with such a mass gathering event. Despite having eight hospitals, New Orleans is facing a shortage of ventilators W96476_HNDF_EOG_AFAM_0402.indd 1 States. as are most cities in the United Currently, Louisiana ranks ninth in total num3-23-2020 12:59 PM tsalazar-mbp15 from saved at ber of coronavirus cases it expects to run out of ventilators in New job Orleans within approvals info job # creative dir W96476 a week. client TEXAS LOTTERY art director Though Louisiana issued a statewide headline/tag APR EOG AD copywriter trim x 3.25" shelter in place, officials expect to see4.79" cases account mgr bleed None liveweek orNone continue to rise for another more color setup BW notes as patients begin to experience symptoms vendor/pub HOUSTON DEFENDER media type NEWSPAPER DUE: 03/26 from the virus.

Getting

die cut

None

printed at

Tommy Salazar / Tommy

Fonts Helvetica Neue LT Std (95 Black, 77 Bold Conden Condensed), Times (Regular) Images None Inks Black

PUB: 04/02

Call 811 before you dig.

Publisher | CEO Sonceria Messiah-Jiles

Managing Editor ReShonda Tate Billingsley

Ad/Client Relations Selma Dodson Tyler

Associate Editor Marilyn Marshall

When it comes to digging safely, you make the call. Whether you’re working on a large excavation, or simply planting a tree in your yard, natural gas and utility line safety should always be job one – and that means calling 811 before you dig. Calling 811 helps you know where natural gas, electric, water and other underground lines are located. It also helps you avoid causing serious injuries, service interruptions, or possibly costly fines for damaged infrastructure. Make the call. It’s easy. It’s FREE. Respect the lines. Dig with care. After all, safety is in your hands, but always on our minds.

Strategic Alllance Clyde Jiles

People Editor Aswad Walker

We’re investing in infrastructure, technology and services that help keep you safe.

Creative Director Michael Grant

Sports Terrance Harris Jodie B. Jiles

More information on natural gas safety is available at: CenterPointEnergy.com/Safety.

VOLUME 89 - ISSUE 23 - APRIL 2, 2020

None

fonts & images None None None MICAELA ACOSTA

Started Safely

410 BAYLOR ST • ATX 78703 t 512.479.6200 f 512.479.6024

Photographers Ray Carrington III Jimmie Aggison

T:3.25"

In this Tuesday, Feb. 25, 2020, file photo, Bourbon Street is a sea of humanity on Mardi Gras day in New Orleans. This was just days before the state began shutting down out of coronavirus fears. -AP/Rusty Costanza

Official Close End Validations of Game Date

Game #

Engagement Manager Margo Williams Hubbard

The Defender newspaper is published by the Houston Defender Newspaper Inc. and audited by Alliance for Audited Media (AAM). Only digital subscriptions are available at: www.defendernetwork.com/subscribe No paper subscriptions available. All materials covered by 2020 copyright. No materials herein may be reproduced without the written permission of the Publisher. 713-663-6996 | P.O. Box 8005, Houston, Tx 77288 ©2018 CenterPoint Energy 187119

CENT-0450_2018_Spring_Gas_Safety_Texas_4-79x6-5.indd 1

3/26/18 9:30 AM

April 2, 2020 |

| 5

DEFENDER NETWORK

DN InFocus FOCUS SOCIAL

Texas unemployment grew 860% in one week.

THE BRIEFING

CORONAVIRUS THINGS TO KNOW

ReShonda Tate Billingsley

s coronavirus continues to spread across the Houston area and national social distancing guidelines are extended to April 30, there is important information you should know about the potentially deadly disease. NUMBERS CONTINUE TO CLIMB

Hundreds of thousands of cases of COVID-19 have been confirmed across the globe, including nearly 200,000 in the U.S. That’s more cases than any other country. The nation’s top infectious disease expert Dr. Anthony Fauci said based on models, the U.S. could see millions of cases and 100,000 or more deaths before it’s all over. TEXAS QUARANTINE ORDER INCLUDES TRAVELERS FROM 10 STATES

Texas Governor Greg Abbott has dramatically expanded the mandatory 14-day quarantine to include people who’ve traveled from the entire state of Louisiana by road or air and by air from New York, New Jersey, Connecticut, New Orleans, Miami, Atlanta, Detroit, Chicago, California and Washington. The order does not apply to travel related to commercial activity, military service, emergency response, health response, or critical infrastructure functions. The Department of Public Safety is already enforcing the order at entry points from Louisiana. MORE TESTING SITES OPEN

United Memorial Medical Center has opened a free, drive-thru coronavirus testing location at the Smart Financial Centre in Sugar Land. Testing takes place Monday through Friday from 9 a.m.-4 p.m. at 18111 Lexington Blvd., Sugar Land. A second testing site set up by the city has opened at Delmar Stadium on Mangum Road. You have to call 832-393-4220 to be pre-screened for a test prior to arriving. GOV. GREG ABBOTT ISSUES ESSENTIAL SERVICES-ONLY ORDER UNTIL APRIL 30

In response to the coronavirus pandemic, Texas Gov. Greg Abbott has issued an executive order allowing only essential services in the state until April 30, to promote social distancing and stop the spread of the coronavirus in Texas. Schools will remain closed until at least May 4. The order requires Texans to only leave home for essential work or to access essential services, such as for groceries or exercise. Harris County Judge Lina Hidalgo also extended the Stay Home - Work Safe order that will now expire on April 30th. HEALTH EXPERTS IDENTIFY NEW COVID-19 SYMPTOMS

As more research is conducted on this new strain of coronavirus, experts are discovering new symptoms. Though fever, cough, and shortness of breath remain the primary symptoms of COVID-19, secondary symptoms associated with the virus include an altered taste or smell, dizziness, headaches, muscle inflammation, altered mental status and seizures, diarrhea and pink eye.

A person is taken on a stretcher into the United Memorial Medical Center after going through testing for COVID-19. People were lined up in their cars in a line that stretched over two miles to be tested in the drive-thru testing for coronavirus. -AP/David J. Phillip

CITY SECURES HOTEL ROOMS FOR QUARANTINE SPACE

Houston City Council has approved a three month agreement to lease 186 hotel rooms for quarantine space. They will be utilized for first responders and municipal workers who cannot self-quarantine at home. Rooms will also be available for the homeless. FEDERAL STUDENT LOAN PAYMENTS SUSPENDED THROUGH SEPT. 30

Americans will get a six-month reprieve from federal student loan payments as part of the coronavirus relief bill passed through Congress. Lenders must stop all payments for federally held student loans through Sept. 30. During that time, interest will not accrue on the loans and nonpayment during that period cannot be used to affect credit scores or a person’s qualification for loan forgiveness. The bill also suspends any wage garnishment or tax refund reduction for people who have defaulted on their federal student loans. It does not, however, have any effect on private student loans.

COMCAST OFFERING FREE WIFI, UNLIMITED DATA

On the heels of offering new, low-income Internet Essentials customers two months of free internet and raising the speed of that program’s service to 25/3 Mbps, Comcast is now offering Xfinity WiFi free for everyone via Xfinity WiFi hotspots across the country. The company will also give unlimited data to current customers as well as suspend disconnects and late fees. SNAP, MEDICAID COVERAGE EXTENDED

The Texas Health and Human Services Commission is extending SNAP and Medicaid coverage for existing clients until further notice, so people can continue to receive food assistance and subsidized medical benefits without needing to reapply. Texas is also allowing households to apply for the federal food assistance program without needing to complete an interview, as long as they verify their identities. REPORT NONCOMPLIANT BUSINESSES

If you feel like your workplace is not following the guidelines, you can ask for help. To report non-essential entities violating current public health orders call 832-839-6941.

6 | April 2, 2020 |

DEFENDER NETWORK

DN InFocus

| 7

STIMULUS MONEY ANSWERS The $2 trillion economic recovery package is now law, which means help could be on the way for Americans suﬀering as the coronavirus sweeps across the country. Here are some answers to how the relief package might beneﬁt you. INDIVIDUAL | FAMILY Will I get a check?

Taxpayers earning $75,000 or less will receive the full $1,200, and the check amount will decrease $5 for every $100 up to $99,000. Taxpayers who are married ﬁling jointly will receive $2,400 if they earn $150,000 or less, and the check amount will decrease $5 for every $100 up to $198,000. Single heads of households will qualify for the $1200 if they earn $112,500 or less, and the check amount will decrease $5 for every $100 up to $146,500.

I receive Social Security or disability payments. Will I get a check?

Any taxpayer is eligible, regardless of what type of beneﬁt they receive from the Social Security Administration, as long as they meet the income requirements.

I haven’t ﬁled my taxes in the last couple of years. Do I qualify?

There’s no clear answer as to how the government will ﬁnd individuals who have not ﬁled taxes or do not claim Social Security yet, experts said.

Is the government using my 2018 or 2019 tax return?

The government will ﬁrst look at your 2019 return to determine your eligibility. If you have not ﬁled your 2019 return, they will look at your 2018 tax return.

Is the amount I receive based on my total income?

The amount you receive will be calculated based on your adjusted gross income, not your total income. For 2018, your adjusted gross income (AGI) can be found on page 2, line 7 of Form 1040. Your AGI for the tax year 2019 is on Line 8b on Form 1040

When will checks arrive?

Treasury Secretary Steve Mnuchin wants the checks disbursement to begin April 6. But experts estimate it could take as long as four months to arrive in the mail. The Washington Post reminded readers that the last time something like this happened — during the 2008 ﬁnancial crisis — the entire process “took about eight weeks for the ﬁnal people to receive their checks.”

Will I have to apply to receive a payment?

No. If the Internal Revenue Service (IRS) already has your bank account information, it will transfer the money to you

payments towards debt obligations. This eightweek period may be applied to any time frame between Feb. 15, 2020, and June 30, 2020. Seasonal business expenses will be measured using a 12-week period beginning Feb. 15, 2019, or March 1, 2019, whichever the seasonal employer chooses.

How can I use the money such that the loan will be forgiven?

via direct deposit based on the recent income-tax ﬁgures it already has. Or they will mail the check to the address on your tax return.

The amount of principal that may be forgiven is equal to the sum of expenses for payroll, and existing interest payments on mortgages, rent payments, leases, and utility service agreements. Payroll costs include employee salaries (up to an annual rate of pay of $100,000),hourly wages and cash tips, paid sick or medical leave, and group health insurance premiums. If you would like to use the Paycheck Protection Program for other business-related expenses, like inventory, you can, but that portion of the loan will not be forgiven.

What if I don’t have the same bank account now?

The deposit will not go through. If this happens, the IRS will mail your check to the address on your most recent tax return.

I owe money to the government. Will I still get a check?

The bill temporarily suspends nearly all eﬀorts to garnish tax refunds to repay debts, including those to the IRS. itself. But this waiver may not apply to people who are behind on child support.

When is the loan forgiven?

The loan is forgiven at the end of the 8-week period after you take out the loan. Borrowers will work with lenders to verify covered expenses and the proper amount of forgiveness.

How many payments will there be?

Just one. Future legislative bills could order additional payments, though.

Will I have to provide ﬁnancial information over the phone?

What is the covered period of the loan?

The covered period during which expenses can be forgiven extends from February 15, 2020 to June 30, 2020. Borrowers can choose which 8 weeks they want to count towards the covered period, which can start as early as February 15, 2020.

The Treasury Department says that no one from the agency will reach out to you by phone oﬀering stimulus payments in exchange for ﬁnancial information or fees. If you receive such a call, it should be reported as a scam to the FBI. You will not have to pay anything in order to receive a stimulus payment.

What if my child’s school or daycare shut down?

If you rely on a school, a daycare or another facility to care for a child, elderly parent or another household member so that you can work — and that facility has been shut down because of coronavirus — you are eligible.

How much of my loan will be forgiven?

PART-TIME, FREELANCERS & SELF-EMPLOYED What about self-employed and part-time workers?

The expanded unemployment beneﬁts are available to workers who are part-time, selfemployed or part of the gig economy and are all eligible for the Paycheck Protection Program.

What if I’ve been advised to quarantine myself because of exposure to coronavirus?

Where can I apply for the Paycheck Protection Program?

People who must self-quarantine are covered. The legislation also says that individuals who are unable to get to work because of a quarantine imposed as a result of the outbreak are eligible.

You can apply for the Paycheck Protection Program (PPP) at any lending institution that is approved to participate in the program through the existing U.S. Small Business Administration (SBA) 7(a) lending program and additional lenders approved by the Department of Treasury. This could be the bank you already use or a nearby bank. There are thousands of banks that already participate in the SSA’s lending programs, including numerous community banks. You do not have to visit any government institution to apply for the program. You can call your bank or ﬁnd SBA-approved lenders in your area through SSA’s online Lender Match tool. You can call your local Small Business Development Center or Women’s Business Center and they will provide free assistance and guide you to lenders.

UNEMPLOYED

I’ve lost my job because of the outbreak. Now what? You will seek your unemployment beneﬁts – which average about $400 – increased by $600 for four months. And if you are still unemployed after state beneﬁts end, you could get an additional 13 weeks of help.

BUSINESSES/ENTREPRENEURS

The Paycheck Protection Program gives small businesses access to a nearly $350 billion loan program to cover monthly expenses like payroll, rent, and utilities. The loans would not have to be repaid if businesses maintained their workforce.

Who is eligible for the loan?

You are eligible for a loan if you are a small business that employs 500 employees or fewer,

or if your business is in an industry that has an employee-based size standard through SBA that is higher than 500 employees. In addition, if you are a restaurant, hotel, or a business that falls within the North American Industry Classification System (NAICS) code 72, “Accommodation and Food Services,” and each of your locations has 500 employees or fewer, you are eligible. Tribal businesses, 501(c)(19) veteran organizations, and 501(c)(3) nonprofits, including religious organizations, will be eligible for the program. Nonprofit organizations are subject to SSA’s affiliation standards. Independently owned franchises with under 500 employees, who are approved by SBA, are also eligible. Eligible franchises can be found through SBA’s Franchise Directory.

What is the maximum amount I can borrow?

The amount any small business is eligible to borrow is 250 percent of their average monthly payroll expenses, up to a total of $10 million. This amount is intended to cover eight weeks of payroll expenses and any additional amounts for making

The purpose of the Paycheck Protection Program is to help you retain your employees, at their current base pay. If you keep all of your employees, the entirety of the loan will be forgiven. If you still lay oﬀ employees, the forgiveness will be reduced by the percent decrease in the number of employees. If your total payroll expenses on workers making less than $100,000 annually decreases by more than 25 percent, loan forgiveness will be reduced by the same amount. If you have already laid oﬀ some employees, you can still be forgiven for the full amount of your payroll cost if you rehire your employees by June 30, 2020.

Am I responsible for the interest on the forgiven loan amount?

No, if the full principal of the PPP loan is forgiven, the borrower is not responsible for the interest accrued in the eight-week covered period. The remainder of the loan that is not forgiven will operate according to the loan terms agreed upon by you and the lender.

What are the interest rate and terms for the loan amount that is not forgiven?

The terms of the loan not forgiven may diﬀer on a case-by-case basis. However, the maximum terms of the loan feature a 10-year term with interest capped at 4 percent and a 100 percent loan guarantee by the SBA. You will not have to pay any fees on the loan, and collateral requirements and CONTINUED ON PAGE 8

8 | April 2, 2020 |

DEFENDER NETWORK

DN InFocus

Avoid coronavirus cyber scams While millions of Americans are staying home from work and school, cyber criminals are as busy as ever. Hackers are trying to capitalize on confusion and fear using cyber scams that target personal information and bank accounts. “We’ve entered a world where most human contact is being mediated by a computer,” said Chris Bronk, assistant professor in the University of Houston Department of Information and Logistics Technology. “Cyber thieves are going to be clever and very good at separating people from their money.”

ACCORDING TO THE FBI, THESE ARE THE TOP CYBER SCAMS: Fake CDC emails claiming to be from the CDC or other organizations that offer information on the virus. Fraudsters can use links in emails to deliver malware to your computer to steal personal information or to lock your computer and demand payment. Phishing emails asking you to verify your personal information to receive an economic stimulus check from the government. Federal agencies are not sending unsolicited emails seeking your private information to send you money. Phishing emails may also claim to be related to charitable contributions, general financial relief, airline carrier refunds, fake cures and vaccines and fake testing kits. Counterfeit products that claim to prevent, treat, diagnose or cure COVID-19. Be alert to counterfeit products such as sanitizing products and personal protective equipment (PPE), including N95 respirator masks, goggles, full face shields, protective gowns and gloves. More information on counterfeit PPE can be found at cdc.gov, www.fda.gov or www.epa.gov. Report counterfeit products at IC3.gov or iprcenter.gov.

WAYS TO PROTECT YOURSELF Mary Dickerson, chief information security officer at UH, offers ways to protect yourself: Do not open attachments or click links within emails from senders you don’t recognize. Do not provide your username, password, date or birth, Social Security number, financial data or other personal information in response to an email or robocall. Always verify the web address of legitimate websites and manually type them into your browser.

Create different passwords for different services. Don’t use the same password for your social media account that you use for your online banking. Keep your devices updated with the latest security updates. This will help protect your computer and data from criminals. Protect your home Wi-Fi. Change the default passwords on all of your home network devices.

Check for misspellings or wrong domains within a link; for example, an address that should end in a “.gov” ends in “.com” instead.

CONTINUED FROM PAGE 7 personal guarantees are waived. Loan payments will be deferred for at least six months and up to one year starting at the origination of the loan.

When is the application deadline for the Paycheck Protection Program? Applicants are eligible to apply for the PPP loan until June 30, 2020.

I took out a bridge loan through my state, am I eligible to apply for the Paycheck Protection Program? Yes, you can take out a state bridge loan and are still be eligible for the PPP loan.

If I have applied for or received an Economic Injury Disaster Loan (EIDL) related to COVID- 19 before the Pay-

check Protection Program became available, will I be able to refinance into a PPP loan? Yes. If you received an EIDL loan related to COVID-19 between Jan. 31, 2020 and the date at which the PPP becomes available, you would be able to refinance the EIDL into the PPP for loan forgiveness purposes. However, you may not take out an EIDL and a PPP for the same purposes. Remaining portions of the EIDL, for purposes other than those laid out in loan forgiveness terms for a PPP loan, would remain a loan. If you took advantage of an emergency EIDL grant award of up to $10,000, that amount would be subtracted from the amount forgiven under PPP.

CLASSIFIED Public Notice Due to the COVID-19 climate, the Houston Housing and Community Development Department’s (HCDD) public hearing on the Draft 2020-2024 Consolidated Plan and 2020 Annual Action Plan (Con Plan) and 2020 Analysis of Impediments to Fair Housing Choice (AI) scheduled for Tuesday, March 31, 2020 from 6:30 p.m. to 8:30 p.m. has been postponed to April 7, 2020 at 6:30 p.m. HCDD will be holding a virtual public hearing to receive input on the draft plans. There will be three ways to watch live, by television, phone, or online.

NEW Date

Tuesday, April 7, 2020 6:30 p.m.

Ways to Participate Live Watch HTV AT&T U-verse (Ch. 99) Comcast (Ch. 16) Phonoscope (Ch. 2) Suddenlink (Ch. 4) TV Max (Ch. 98) Facebook Live @HoustonHCDD @HoustonTelevision Call In Phone: 281.925.7241 Conference ID: 41894326

Closed Captioning will be provided on HTV. For additional information or to request special accommodations at the public hearing (interpreter, sign language, or other), contact Ashley Lawson at 832.394.5438 or Ashley.Lawson@houstontx.gov. The Draft 2020-2024 Con Plan and the Draft 2020 AI include five-year strategies to improve the quality of life for Houston’s neighborhoods and families. View the Drafts of the 2020-2024 Con Plan and 2020 AI online at www.houstontx.gov/housing/caper.html. Public comments will be accepted through April 16, 2020 on the Draft 2020-2024 Con Plan and the Draft 2020 AI. Public comments may be submitted by electronically by email to HCDDPlanning@houstontx.gov, or online at www.houstontx.gov/housing/caper.html. Public comments will also be accepted by mail at HCDD, ATTN: Planning, 2100 Travis Street, 9th Floor, Houston, TX 77002 or by phone 832.394.5209. Summaries of public comments and responses will be available in the final versions of the 2020-2024 Con Plan and/or 2020 AI. For specific questions or concerns about fair housing or landlord/tenant relations, please contact Yolanda Jefferies at 832.394.6308.

April 2, 2020 |

| 9

DEFENDER NETWORK

DN Entertainment QUARANTINE READS Defender News Service

With the nation battling the coronavirus pandemic, many of us will still be indoors for at least the next few weeks. While that’s not ideal, it is perfect for those who love to cozy up with a good book, and there are plenty of reads by Black authors. Check out these books we suggest adding to your quarantine read pile.

“It’s Not All Downhill From Here”

by Terry McMillan — After a sudden change of plans, a remarkable woman and her loyal group of friends try to figure out what she’s going to do with the rest of her life. (Fiction)

The Motherhood Diaries 2”

by ReShonda Tate Billingsley — This laughout-loud read portrays the truths about motherhood that we are either too ashamed or too proud to admit. Through heartwarming and hilarious tales of motherhood, ReShonda and other mothers share their joys, pains,and everything in between when it comes to raising kids in the new millennium. (Non-fiction)

“My Word” by Gizelle Bryant — From the star of “Real Housewives of the Potomac.” With every

part of her life — family faith, and finances — hanging in the balance, a first lady must decide if she will continue to live in the shadow of the sins of her pastor husband or face life on the other side of the pulpit. (Fiction)

“The Finish Line Was Just the Start: A Marathon Runner’s Memoir of Relentlessness, Resilience & Renewal” by Crystal Hadnott — Behind every dope woman is one hell of a story. From the highlydecorated marathon runner, who races in a strand of pearls and red lipstick, comes a candid story displaying full transparency of how she got there, what she encountered along the way and who she became in the process. (Non-fiction)

“Black Brother, Black Brother” by Jewell Parker Rhodes — A careful examination of the school-toprison pipeline that follows one boy’s fight against racism and his empowering path to finding his voice. (Young adult)

crazy reactions leads a psychologist into a slow, out-of-control spiral and plants her in the middle of mayhem and murder. (Fiction)

“Across the Way” by Mary Monroe — Two couples find their grudges are endangering more than their Alabama small town’s deceptive peace. (Fiction)

“Unthinkable: Do the Unordinary to Experience the Extraordinary” by Mia Wright — How you can break out of the mold and join hands with the One whose dreams are bigger than you think. (Non-fiction)

“Color Him Father” by Lawrence Drake — Seven professional and successful Black men who have all lost children, share the sorrow of their suffering. In their own unique voices, the men tackle perspectives of being a Black father that are rarely discussed. (Non-fiction)

”Learning to Be: Finding Your Center After the Bottom Falls Out” by Juanita Rasmus (June 30) — When everything in her life finally came to a stop, Pastor Rasmus found that she had to learn to be ― with herself and with God ― all over again. She offers both practical and spiritual insights but never pat answers. (Non-fiction)

“Reflections of a Rolling Stone” by Sandy Wills — A hardworking man finds his life tested when the love of his life returns unexpectedly after disappearing in high school. (Fiction)

“Reasonable Insanity” by Cynthia Freeman Gibbs — A whirlwind of

“Little Family” by Ishmael Beah — The friendships of five people living together under one roof are tested when one gets a taste of the good life and a chance to follow dreams, putting their family at risk. (Fiction)

Events, venues affected by virus The coronavirus pandemic is impacting the arts and entertainment world, from performances to festivals to museums. Here’s a rundown: Buffalo Soldiers National Museum – Closed until further notice. Children’s Museum Houston – Closed through end of April. Ensemble Theatre – Remainder of 2019-2020 season canceled, along with annual gala scheduled for August. Essence Festival – Annual event scheduled for July 4 weekend in New Orleans postponed until fall.

“Wandering in Strange Lands” by Morgan Jerkins — Examines the Great Migration, where hundreds of disenfranchised Black people left the south for the north in America, in search for better opportunities, and how it changed culture, customs and the very fabric of America. (Non-fiction)

Find more reads at www.DefenderNetwork.com

Houston Museum of African American Culture – Closed until further notice. Miller Outdoor Theatre – Performances canceled through end of May. Society for the Performing Arts – Remaining 20192020 season performances postponed or canceled.

10 | April 2, 2020 |

DEFENDER NETWORK

DN Sports PATRICIA ROSALES TOP BOWLER

“For us right now, this is bigger than football, it’s about lives being lost. We are all just trying to do our part to get this coronavirus out of here.” -Clarence McKinney, TSU Football Coach

The Prairie View A&M freshman took home SWAC Bowler and Freshman of the Year honors after leading all bowlers with a 198.32 average in league play.

Cobb ready to ﬁll Texans WR void Terrance Harris

THE DESHAUN WATSON

EXIT STRATEGY?

Terrance Harris

A couple of weeks ago, Las Vegas had the New England Patriots as the favorites to land Texans quarterback Deshaun Watson in free agency following the 2020 football season. It makes sense that the Texans star would be less than pleased with the organization after coach/general manager Bill O’Brien abruptly traded top receiving threat and Watson’s favorite target, DeAndre Hopkins to the Arizona Cardinals, for virtually nothing. Watson, the face of franchise, initially said little. But recently through a series of tweets from Watson’s personal Twitter account it seems that Watson could be subtly saying a little about his desire to move on from the Texans sooner rather than later. That is at least how some media talking heads are perceiving the rather cryptic tweets and Watson liking a picture of Patriots coach Bill Belichick from a follower. Here is what Watson tweeted. You be the judge. i don’t know how i’ma make it out of here clean. can’t even keep track of who plays for the other team.. iconic duos rip and split at the

seams – March 23 Don’t deal with the lies and the frauds. That’s why I don’t get involved. . Wassup..? – March 25 In full disclosure, these tweets could easily be lyrics from a from a song, but given the timing and how well thought out Watson has been over his years here, you have to believe he is sending a message to his coach and organization that he is unhappy with the recent moves. The tone is definitely different from Watson’s tweet shortly after the Hopkins trade to Arizona became public. Most felt he could have come stronger. Man this is crazy! Not sure how you thank someone who has done so much for you and your career. Not only someone who was a leader but one of the best to ever do it. Even more I appreciate your genuine friendship from Day 1. Wishing you everything you deserve Fam! -March 17 Whatever the case, this offseason is sure to get more exciting for the Texans. Follow Terrance Harris on Twitter @terranceharris

Houston Texans wide receiver DeAndre Hopkins (10) and quarterback Deshaun Watson (4) walk to the locker room before an NFL football game against the Tennessee Titans -AP Photo/ Mark Zaleski

This was certainly not the free agency period newly acquired Texans receiver Randall Cobb was expecting to go through. The NFL decided to forgo some of its customary free agency practices such as in-person team visits due to the COVID-19 pandemic scare that has the nation on lockdown. So Cobb, a nine-year NFL veteran, made his decision to the leave the Dallas Cowboys for the Texans last month without a face-to-face meeting with coach/general manager Bill O’Brien. He had to search the Internet to find highlights of the offense on YouTube. “This is my second or third time going through free agency, and normally during the tampering period you can’t really do anything anyway, but once the league year starts and you’re able to go down and meet with the team and meet with the coaches and sit down and watch some film with the coaches and get a good feel for what you’re getting into,” Cobb said. The Texans and Cobb have agreed to a three-year, $27 million contract that comes with $19 million in guaranteed money, but the deal hasn’t been signed as of yet because Cobb, who lives in Los Angeles, hasn’t come to town to take his physical yet due to the shutdown. But Cobb made sure to make it clear he is committed to the Texans and looking forward to being a major part of the offensive mix with quarterback Deshaun Watson and receivers Kenny Stills and Will Fuller. Some may view Cobb, who spent the first eight years of his career with Green Bay, as the intended replacement for departed star receiver DeAndre Hopkins but he will likely be looked to as the slot receiver. Whatever the case, Cobb knows they all have big shoes to fill this season. “I think obviously with DeAndre [Hopkins] leaving, there are going to be a lot of eyes on all three of us to step up and make some plays,” said Cobb, who had 55 catches for 828 yards and three touchdowns in 15 games in his lone season with the CowRandall Cobb boys last year. “And typically me because a lot of people are looking at me and c om i ng in and being a replacement, even though DeAndre and I are two totally different types of receivers. I look forward to the challenge and coming in and showing what I can do.”

April 2, 2020 |

| 11

DEFENDER NETWORK

DN Sports

Johnnie Means

Agent of change in swimming reflects on career Jodie B. Jiles

ohnnie Means has spent nearly a lifetime dedicated to the sport of swimming, as both a groundbreaking coach and activist of social change. As a coach at Texas Southern University, Means led the swim team to prominence for nearly 40 years. He currently serves as director of the Harris County Precinct One Aquatics Program, which he started with his former swim student, the late County Commissioner El Franco Lee. He is a member of the Texas Swimming & Diving Hall of Fame. Means started out as an all-state swimmer at Yates High School and went on to Southern University to compete on a scholarship. He began his career in the 1960s when he discovered a passion for teaching. His mentor, the late Raymond Daniels, told Means that he had a natural skill for teaching young swimmers. As a result, Means worked as a water safety instructor at the Amateur Athletic Union (AAU) competitive swim program through the South Central YMCA, which was then a new, predominantly Black location. During Means’ time at the Y, the national branch of the YMCA accidentally sent the South Central location an invitation to compete in its yearly swim meet, not realizing that it was an all-Black program, the first of its kind. The local meet

Johnnie Means

was to be held at the Shamrock Hilton Hotel, which at the thing. In high school, I played a little football, but swimtime had a segregated pool. When the hotel learned that ming was something that Black people didn’t do that much, the South Central team was all-Black, it notified a YMCA and when I found out that I had a good aptitude and ability counselor, who requested that South Central drop out of to adapt to the sport of swimming. That is when I was the meet. encouraged by a guy named Raymond Daniels to get into Means refused to drop out of the meet and the entire it when he saw I had the ability. I also liked that it was a competition was cancelled. Means found challenge for me because a lot of Blacks an ally in a swim team parent, Marge Stewweren’t into swimming at the time. art, who was affiliated with the NAACP. Defender: What made you DID YOU Means and Stewart put pressure on the love coaching swimming? KNOW? sanctioning body, the AAU, through a let- Johnnie Means coached Means: I decided I wanted to give a ter that stated the AAU should not sanction bunch of Black kids the opportunity to Luther Walker, the any meets that Black children qualified for have a sport other than football, basketball first African American swimmer to receive and were denied participation. and track. So, they could have an alternaa scholarship to a The AAU responded by calling the orgative to go off to school and get scholarships predominantly white nizer of the YMCA local meet and without being a football or basketball Texas school. notifying them that it would player. Because not everyone is a football no longer sanction meets and basketball player. in which qualified Black children were Defender: What were some of not allowed to compete. the challenges you faced? By the early 1990s, Means, along Means: Swimming is a sport you have to start very with swimming enthusiasts Thurman young in, usually 8, 9 or 10 years old. And I had to eduRobins, Tommy Jackson and Jim Ellis, cate the parents about the importance of letting their kids started a program with the Olympic come to the pool every day to work and be proficient in training center to have a clinic for the the sport of swimming…The prejudices of the swimming top Black swimmers in America. world in the early ’60s were also an obstacle. They didn’t Here is a one-one-one with Means: want us at the meets, so we would hear the heckles and Defender: How did you remarks at the kids. I had to tell my kids to be strong as get into the sport young teenagers going into those meets because they were of swimming? only 8 and 14 years old. I would tell them to ignore it, we Means: It was kind are here to swim and show our talents and that is what of a challenging we did at the time. Another unfortunate challenge today is that Black people have not taken advantage of the free swimming programs we have created for them while other minority groups have. Defender: What are your thoughts on the sport today? Means: When I see the kids performing at the top level I don’t think they know what they are doing and the sacrifices that were made to make it possible for them. Some of them think that it is an entitlement that they have, but they have gotten that entitlement as a result of people in the past who have made a lot of sacrifices to get them where they are. We also just don’t have enough Black people who are swimming. I am proud of what we have done and some kids have shown that we have the capabilities of being on that top level in world-class swimming, but we have so many other little kids in these projects and ghettos that would do the same thing, but they are not getting there because they have not been introduced to the sport. If you look at the whole scheme of things, we are still a long way behind in the sport of swimming as well as many other aspects of our lives in this society. We think that we have arrived, but as we all know in this day and time, things have gone full circle and are shown we haven’t made the progress that we thought we had made. That ugly prejudice and bigotry will raise its head periodically and let us know that it is still there and we have a lot of work to do.

12 | April 2, 2020 |

DEFENDER NETWORK

DN Feature

Remembering legends Astros great Jimmy Wynn remembered

Houston musician Bubbha Thomas mourned

Civil rights leader Rev. Joseph Lowery dies

James “Jimmy” Wynn, an All-Star outfielder for the Houston Astros nicknamed the “Toy Cannon,” died March 26 at age 78. Wynn hit more than 30 home runs twice with Houston, including a career-high 37 in 1967 at the Jimmy Wynn Astrodome. 1942 –2020 Wynn spent his first 11 seasons in Houston, first with the Colt .45s and later with the Astros. He went on to play for the Dodgers, Braves, Brewers and Yankees. He played for the Dodgers in the 1974 World Series. He worked in the Astros’ front office as a community outreach executive at the time of his death. In 2011 the team dedicated the Jimmy Wynn Training Center, a baseball facility at the Astros Youth Academy. “Jimmy’s success on the field helped build our franchise from its beginnings,” the Astros said in a statement. “After his retirement, his tireless work in the community impacted thousands of young people in Houston…” Survivors include his wife, Marie, a son and daughter.

William “Bubbha” Thomas, a noted Houston drummer and nurturer of young talent, died March 28 at age 82. Early in his career, Thomas played with blues singer Buddy Ace and gospel Bubbha Thomas group the Mighty Clouds of 1937–2020 Joy. He led the ensemble the Lightmen in the 1970s. He earned ﬁve Grammy nominations. Thomas was also known for Jazz Education Inc., a non-proﬁt which sponsored the Jazz & Poetry Series, Summer Jazz Workshop and Houston International Jazz Festival. He brought music to thousands of children across Texas and spearheaded a program that trained more than 8,000 teenage musicians. Thomas grew up in Fourth Ward and was a music and basketball standout at Washington High School. He studied under local jazz legend Conrad “Prof” Johnson. Survivors include his son, William, and two grandchildren.

Rev. Joseph E. Lowery, the civil rights activist who co-founded the Southern Christian Leadership Conference with Dr. Martin Luther King Jr., died March 27 in Joseph Lowery Atlanta. He was 98. 1921–2020 Lowery was a Mobile, Ala. Methodist pastor when he met King in the 1950s. His meetings with King, Rev. Ralph David Abernathy and other activists led to the SCLC’s formation in 1957. Lowery became SCLC president in 1977. He restored the organization’s financial stability and embraced more mainstream social and economic policies. He pressured businesses not to trade with South Africa’s apartheid-era regime. He retired from the SCLC in 1997. In 2009, former President Barack Obama awarded Lowery the Presidential Medal of Freedom, the nation’s highest civilian honor. Survivors include three daughters and two sons.

If I could do one thing, I’d have a daycare closer to work. If you could do one thing for your community, what would it be? More daycare centers? More funding for Head Start? Completing the 2020 Census is a safe and easy way to inform how billions of dollars in funding flow into your community for hundreds of services. Respond online, by phone, or by mail.

Complete the census at:

2020CENSUS.GOV Paid for by U.S. Census Bureau.

C24097_1a_2019_Census_Daycare_Newspaper_HalfPage_SizeA_9_75x6.indd 02.25.20 Epson

A24097x08B_340-00034703_CMYK_news.tif

4C Newspaper - Size A