A message from our CEO.
As global regulatory demands continue to reshape the traditional lending environment of the Big Four banks, the growing needs of small and medium-sized enterprises (SMEs) are placing an everincreasing demand on private credit to fund the growth of the Australian economy.
The private credit sector has grown from about $40bn a decade ago to over $200bn today, a fivefold increase over the past 10 years. This rising demand has created a significant opportunity for Credit Connect to grow and prosper, providing our valued investor clients with access to the benefits of private credit investing.
As a Credit Connect investor, you are helping to fund Australia’s growth by providing a vital source of finance to small and medium-sized businesses.
Private credit is now rapidly gaining favour in Australia as an investment class. With the potential for attractive risk-adjusted returns, a reliable income stream, capital stability, and secured lending structures, private credit represents a compelling option for income-seeking investors.
I encourage wholesale investors to understand the market, engage with Credit Connect and the opportunities we provide our network.
Peter Benson CEO, Credit Connect Group
About Credit Connect Group (CCG).
Founded in 2006, Credit Connect Group (CCG) is a leader in Non-Bank Lending and Private Credit Investments in Australia. CCG provides fast, flexible short to medium term loans to borrowers and fixed-rate income investment opportunities, secured by a first-ranking registered mortgage over Australian real estate to investors.
Our borrowers include property developers, business owners and those seeking bridging finance for time-sensitive projects where CCG private credit suits their needs. They require tailored, flexible capital and swift decisions underpinned by a clear understanding of their needs and real estate security. On the investment side, we serve wholesale investors seeking income generating capital stable investments secured by Australian property.
CCG combines institutional-grade governance with disciplined credit oversight. We give investors peace of mind by offering every approved loan through its own dedicated fund; unit trust; providing full transparency, protection and control.
Each fund is a wholesale, unregistered managed investment scheme financing a single loan secured by a first-ranking registered mortgage over Australian real estate.
9.45% FY25
Investor returns: 9.4% FY23 9.8% FY24
$1.25+ BILLION
Historic average:
Total loaned: 508+ FUNDED
Capital & interest: 53% LVR
Total loans: 100% REPAID
Why we secure our loans with Australian property.
All CCG loans are secured by registered mortgage over Australian real estate. Whilst not a direct investment in real estate, this process allows CCG to utilise a wide range of attributes of the real estate asset to secure each of our private credit loans, ultimately for the benefit of our investors.
These benefits include:
Trust
All registrations undertaken digitally and securely.
Integrity
Ownership is clearly established.
Accessibility
Title can be accessed in real-time.
Realisability
The property can be sold and settled in a short period.
Security
Mortgages can be registered on the title.
Stability
Australian real estate is stable over the short term.
Current valuations are objectively established using the skills of experienced independent professional valuers, in addition to a rigorous due diligence process approved by the CCG credit committee, supporting the key capital component of each CCG loan. As part of this process, CCG gains confidence in its liquidity and likely price if a property is to be realised.
These factors are key to determining the LVR applied and the margin of safety we provide to each investor.
Why invest in Private Credit with CCG?
At Credit Connect, your investment may be used to finance real estate and development activities, infrastructure projects, working capital for businesses or to simply purchase a property. Our investment terms typically range between 3 to 24 months. During the term, our investment opportunities give our clients the ability to receive a monthly interest distribution and the return of capital upon successful conclusion of the loan.
With over 50 years combined management experience applied to every stage of the private credit lifecycle, from loan origination and credit assessment, to fund structuring and investor servicing, the CCG integrated credit and investment platform provides our investors with the support and insight to invest with confidence in every opportunity presented.
The CCG Advantage
• Predictable Income: Fixed-rate loans deliver consistent returns.
• Regular Cash Flow: Monthly interest payments.
• Diversification: Broad exposure across loan types, LVRs and sectors.
• Transparency: Clear loan details with full disclosure.
• Immediate Earnings: Returns accrue from day one, backed by valuations.
• Capital Protection: First-ranking mortgages with conservative LVRs.
• Expert Oversight: Disciplined risk management by our team.
How it works
Establish you can invest with CCG –are you a wholesale investor?
Complete the registration & identity verification process.
Review our offer documentsindividual Information Memorandums & choose your preferred opportunity.
Complete the Fund Application form, select the amount you would like to invest and Transfer your nominated investment amount to the CCG Applications Account.
Once your investment is accepted you will receive your unit certificate which details your individual discreet investment in your chosen loan.
Testimonials
Each time my partner and I have dealt with CCG they have left us feeling comfortable and reassured. We have now advanced over $5,000,000 in various mortgages over the past 10 years and their service continues to remain the gold standard.
EMMA W. (INVESTOR)
Thanks Credit Connect, for all your help and prompt responses. Makes for seamless enjoyable and confident investing!
RAY B. (INVESTOR)
We’ve been with Credit Connect for over seven years and couldn’t be happier with the service we’ve received from Daniel and the team. We value communication and professionalism above all else and Credit Connect consistently deliver both in spades.
JONATHAN L. (INVESTOR)
I’ve been dealing with Credit Connect for about 20 years and have invested in numerous loans through them. On the one and only occasion where a land subdivision borrower failed to perform, CCG stepped in, completed the subdivision and repaid the loan and interest in full. They are always conservative with LVRs and I am very confident in investing with them, particularly as the loans are always secured and segregated.
IAN C. (INVESTOR)
We’ve partnered with Credit Connect for nearly five years, and the experience has been consistently outstanding. Their team brings a wealth of expertise to our investment decisions, always paired with friendly, approachable service. We value their reliability and integrity and would confidently recommend Credit Connect to anyone seeking a trustworthy and personable investment manager.
GARTH G. (INVESTOR)
HQ Robina Building, Level 4 1 Laver Drive, Robina QLD 4226
NEW SOUTH WALES
Suite 3.01, Level 3, 56 Pitt Street, Sydney NSW 2000
VICTORIA Suite 405, Level 4, 488 Bourke Street, Melbourne VIC 3000
MAIL PO BOX 3574
Robina Town Centre, QLD 4230
(ACN 113 576 891) (“Credit Connect Finance”) holds an Australian Credit License 396190 issued by the Australian Securities and Investments Commission. The entity is licensed to provide credit to consumer clients under the National Consumer Credit Protection Act.
AFSL
Credit Connect Capital Limited (CCC) (ACN 104 081 192) is an unlisted public company and holds AFSL No. 230173 issued by ASIC. The entity is licensed to offer managed investment schemes to retail and wholesale clients. Under the conditions of its AFSL, CCC may operate both registered and unregistered managed investment schemes including mortgage schemes. CCC’s Board is comprised of one executive director and two non-executive directors and the senior management team has over 50 years combined experience in the areas of mortgage administration and funds management (refer to www.ccg.com.au for more detail).
The information contained in this guide is of a general nature. It is not advice or a recommendation to invest in a financial product. It is general information only. The Issuer is not licensed to provide financial advice and no cooling-off rights apply to an investment. The advice provided does not take into account your personal objectives, financial situation, or needs. You should consider whether it is appropriate for you before acting on it and or consider independent advice. Before making a decision about whether to acquire a financial product, you should obtain and consider the Product Disclosure Statement, Information Memorandum or Financial Services Guide. We encourage you to obtain professional advice before deciding to invest in a financial product.
Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance.