REAP THE
REWARDS the points at restaurants
on gas
on everything else
Any time you spend, you earn more rewards.1 Plus, pay no foreign transaction fees!2 APPLY TODAY! Wilson Gateway, 1679 N. Wilson Road, Suite 105, Radcliff, KY 4021 N. Dixie Highway, Suite 111, Elizabethtown, KY navyfederal.org 1.888.842.6328 Federally insured by NCUA. GO REWARDS credit cards earn 3 points for every $1 of net purchases made at restaurants, 2 points for every $1 of net purchases made for gas, and 1 point 1
for every $1 of other net purchases. A GO REWARDS restaurant or gas purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may be ineligible, in which case you will receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations. Rewards only earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM transaction fees. In addition, Navy Federal cash equivalent transactions, such as the purchase, loading or re-loading of Navy Federal gift and prepaid cards (e.g., Navy Federal gift cards, Visa® Buxx Cards, GO Prepaid Cards), are also not eligible purchase transactions and do not earn rewards. For more information, view the GO REWARDS Program Description Guide. 2Currently, rates range from 9.74% APR to 18% APR, are based on creditworthiness, and will vary with the market based on the Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per overseas transaction. © 2016 Navy Federal NFCU 13542 (5-16)
CADET COMMAND SUMMER TRAINING By Christy Jackson
Fort Knox, home of Cadet Command and where “Strength Starts Here,” is the largest single source of new officers for the Army, commissioning the majority of the Army's new officers through the senior Reserve Officer Training Corps (ROTC) program. Over the course of the summer, 11,000 Cadets will transition through Fort Knox between June and mid-August. The last regiment is scheduled to graduate on August 16th, 2016. Cadets will be divided into 17 regiments, and will navigate either a four-week Cadet Initial Entry Training (CIET) or Cadet Leader Course (CLC) during that time. CIET is a 30 day, outcome driven event to teach basic Military skills – Individual through squad level. Cadets will focus on Warrior Ethos, Army Values and Junior Leader tasks. CLC is a 31-day, outcome driven, complex problem solving event – Platoon through company level, Cadets in CLC will focus on scenario situations, CTC like and replicating OE. A small portion of Cadets will take part in Cultural Understanding & Language Proficiency Training (CULP). CULP is intended to improve cultural awareness through complete immersion into another culture. Cadets will transition through Fort Knox before being deployed to other countries such as Bulgaria, Honduras or Thailand. This complex cultural experience is intended to support leadership growth in complex environments, expose the Cadet to cultural situations that may affect future Military operations and teach strategic relationships through security cooperation. Beginning June 29th each regiment will have a Family Day. Cadet’s Family will be invited to spend the day prior to graduation here at Fort Knox, visiting their son or daughter. During Cadet training weeks and Family Day, there will be surges of visitors coming through our gates. We must remain vigil in reinforcing safety and respect during this significant increase of vehicles and pedestrians. We ask that you pay close attention to marked routes and the design and location of facilities. For example, clear signposts and simple directional signs will be posted across the installation and barriers will be used to control traffic and crowd flow, which are intended to help spread visitors more evenly.
3
241st Chaplin Corps Anniversary By CH (LTC) Tom Cox
The United States Army Chaplain Corps celebrates its 241st Anniversary on July 29, 2016. Chaplains have served alongside Soldiers during the first battles of the American Revolution and throughout the history of our great republic. The Army, from its beginning, has turned to chaplains in order to Nurture the Living, Care for the Wounded and Honor the Fallen. The First Amendment to the U.S. Constitution prohibits enactment of any law “respecting an establishment of religion” or “prohibiting the free exercise thereof.” Congress recognizes the necessity of the Chaplain Corps in striking a balance between the Establishment and Free Exercise Clauses. The Chaplain Corps itself is a product of the nation’s commitment to religious freedom and its recognition that religion plays an integral role in the lives of many of its Soldiers. Chaplains have contributed to Soldiers’ religious freedom, moral development, and spiritual well-being throughout the history of the Army.
The history of the Army Chaplain Corps is the basis of a “sacred trust” established with Soldiers and their Family Members that contemporary Ministry Teams work to preserve. Chaplains provide confidential pastoral/spiritual counseling as well as personal and/or professional guidance/assistance to any Soldier or Family Member in need. The Chaplain Corps also performs or provides religious support for all Soldiers, Family Members and authorized Department of Defense (DOD) Civilians from all religious traditions. Chaplains cooperate with each other, without compromising their religious tradition or ecclesiastical endorsement requirements, to ensure the most comprehensive religious support opportunities possible within the unique Military environment. On 28 December 1909, the War Department, Washington, DC, issued General Order No. 253, establishing the position of an enlisted Soldier for the purpose of assisting the chaplain in the performance of their official duties. Historically, Chaplain Assistants have distinguished themselves in their professional and unrelenting dedication in performing the religious support mission. The Fort Knox Ministry Team will celebrate the 241st Chaplain Corps Anniversary with a potluck meal and Family activities. The motto of the Chaplain Corps is Pro Deo Et Patria which means For God and Country. We are proud to serve the Fort Knox Community and it is our hope to “bring God to Soldiers, and Soldiers to God.
knox.armymwr.com
www.
6
THE BRANDS YOU WANT. THE AMENITIES YOU DEMAND. Introducing two new Holiday Inn Express® Hotels on Fort Knox. Experience a new level of comfort and convenience with the two newest branded hotels by IHG® Army Hotels on Fort Knox: Holiday Inn Express Newgarden Inn and Holiday Inn Express Wickam Inn.
IHGArmyHotels.com 877.711.TEAM IHG Army Hotels on Fort Knox Building 1327, 406 North Knox St Fort Knox, KY 40121 502-943-1000 ©2015 InterContinental Hotels Group. All rights reserved. IHG Army Hotels properties are independently owned by Rest Easy, LLC, an affiliate ofLend Lease (US) Public Partnerships, LLC, and operated by an affiliate of IHG. No DOD, US Army or federal government endorsement implied.
10
.
knox.armymwr.com
14
Understand Your Credit Score Banks, credit card companies, and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A credit scoring system awards points for each factor that helps predict who is most likely to repay a debt. The total number of points is what’s known as a credit score. It helps predict how creditworthy you are, or how likely it is that you will repay a loan and make timely payments. A higher score makes it easier to qualify for a loan and lower interest rates. Most scores range from 300 to 850.
How is a credit score figured? Your credit score is generally based on information in your credit reports. This information is reported by your creditors to credit reporting companies. The three biggest are Equifax, Experian, and TransUnion. Several variables affect your credit score: amounts owed, length of credit history, taking on more credit, types of credit used, payment history and amounts owed, that you will repay a loan and make timely payments. A higher score makes it easier to qualify for a loan and lower interest rates. Most scores range from 300 to 850.
Your Credit report matters as much as your score Mistakes in your credit reports could hurt your credit score, so check them regularly. You can obtain a free credit report from each of the three major credit reporting companies every 12 months through www.annualcreditreport.com. Army Community Service (ACS) Financial Readiness can provide a free credit report review, and has the ability to obtain a free MyFico credit report. Financial counselors are available to assist you with your goal to improve your credit score, review your credit report, provide guidance on inaccuracies, and make a financial plan to repay debts. For an individual appointment, please call (502) 624-5989.
.
knox.armymwr.com
How to Raise Your Score Pay your bills on time, every time. How you have managed your bills in the past is the best indicator of how you will pay them in the future. Set up automatic payments or electronic reminders to get into a pattern. Don’t get too close to the credit limit. A large amount of your score reflects the amount you owe in proportion to your credit line, or how close you are to being “maxed out”. Experts advise keeping your use of credit at no more than 30% of your total credit line. A long credit history will help your score. Refrain from closing accounts that are paid off; it does more harm to your credit than good. Your score will improve the longer you have credit, open different types of credit (car loan, mortgage, credit card, etc.), and pay back what you owe on time. Only apply for credit you need. Credit score companies look at your recent credit activity as an indicator of your need for credit. If you apply for a lot of credit over a short period of time, it may appear that your economic circumstances are changing for the worse.
Submitted by: ACS Financial Readiness Source: Consumer Financial Protection Bureau (consumerfinance.gov)
16
“Stripes”...35 Years Later 35 years ago over a 42 day period, Fort Knox was one of the primary locations for the filming of the movie “Stripes”. The film starred Bill Murray, Harold Ramis, John Candy and Warren Oates. Many of the extras in the movie were Soldiers from Fort Knox. Filming began in Kentucky in November 1980, then moved to California in December. Principal photography ended on Stage 20 at Burbank Studios on January 29, 1981. The production was allowed to shoot the Army base scenes at Fort Knox, the city scenes in Louisville, and the Czechoslovakia scenes at the closed Chapeze Distillery (owned by Jim Beam) in Clermont, KY, with a budget of $9-10 million and a 42-day shooting schedule.
18
CHILD & YOUTH ACTIVITIES SATURDAY CHILDCARE Saturday, July 9 • For infant to 5th Grade • $4.00 per hour, 9 AM - 4 PM • Located at CDC • Reservations required NLT one week in advance by calling (502) 624-7413. CDC EVENING CHILDCARE Friday, July 15 • 6:30 PM - 10:00 PM • $4.00 per hour for infant to 5th Grade • Located at CDC • Reservations required NLT one week in advance by calling (502) 624-7413. CDC CHILDCARE FOR FRG NIGHTS Tuesday and Thursday • 5:45 PM -7:45 PM • For infants to 5th Grade. Located at the CDC Bldg 4249. Designated FRG Night, but can be used by any child registered with CYSS with reservations one week in advance. For reservations, please call (502) 624-7413. KIDS ON SITE HOURLY CHILDCARE ~ At Gammon Gym • 8:00 AM - 12:00 PM • For children 6 weeks to 5th Grade • $4.00 per hour, per child • Childcare is available while you exercise at Gammon. Make reservations at (502) 624-3676. CYSS SUMMER CAMPS ~CYSS has Summer camps available for all ages. Contact CYSS Parent Central Services at (502) 624-6703 for more information and to register for Summer programs. COLOR LEGEND FOR ADMISSION POLICY Open to Military & Family Open to Fort Knox Employees & Family Open to Military Retirees Open to Everyone
DEVERS MIDDLE SCHOOL & TEEN CENTER ACTIVITIES ~For more information about Devers MSTC activities, call (502) 624-6442. July 6 Transition Day for 5th Graders • 1:00 PM - 5:00 PM July 9 Teen Movie Madness • 9:30 PM • Waybur Theater July 11 - 15 "Deverlicious" Cooking Camp • 1:00 PM - 6:00 PM • $20 July 13 Transition Day for 5th Graders • 1:00 PM - 5:00 PM July 17 Holiday World • $25 July 18 - 22 "Yo Robotics" Technology Camp • 1:00 PM - 6:00 PM • $20 July 18 - 22 Smart Moves Session Middle School • 1:00 PM - 3:30 PM July 18 - 22 Smart Moves Session High School • 4:00 PM - 7:00 PM July 20 Transition Day for 5th Graders • 1:00 PM - 5:00 PM July 24 Kings Island • $25 July 25 -29 "We've Only Just Begun" Transition Camp • $20 • 1:00 PM - 5:00 PM July 27 Transition Day for 5th Graders • 1:00 PM - 5:00 PM CYSS YOUTH SPORTS AND FITNESS PROGRAMS ~Call (502) 624-4747 for more information and to register. Tackle Football, Flag Football, and Cheerleading sign-ups now through July 15. Place your child on the waiting list by visiting CYSS. Families registered with CYSS may use Webtrac. Volunteer coaches are needed. Call Youth Sports if you are interested in coaching. For more information call, (502) 624-6703. Sign up now for the following Summer youth fitness programs: Let's Move! (June 6 - July 21), Keys 2 Basketball Camp (July 11 - July 15), British Soccer Camp (July 11 - July 15). OPEN TO FAMILY MEMBERS OF:
Active Duty Military Fort Knox Employees and Contractors Military Retirees ~Reservists/National Guard
ENTERTAINMENT/RECREATION/ACTIVITIES BARR LIBRARY EVENTS (502) 624-1232 • – LUNCH BUNCH BOOK DISCUSSION Wednesday, July 6 • 11 AM • Free • The Professor and the Madman by Simon Winchester. − STORY HOUR Tuesday, July 5, 12, 19, 26 • 10 AM • Free. − CRAFTERNOON Wednesday, July 6, 13 • 3 PM • Free.
− SUMMER READING PROGRAM through July 16 • Open to ages infant to 17 years old. Pick up a reading log at Barr Library. Some Summer Reading programs are held at Devers MSTC. − MASTER OF THE BULLWHIP SHOW Wednesday, July 6 • 10 AM at Devers. − RAPTOR REHAB Wednesday, July 13 • 10 AM • at Devers. − SUMMER READING FINALE CARNIVAL Saturday, July 16 • at Barr Library • 10 AM - 4 PM Teen Summer Reading Events for ages 13 - 17 yrs old − HOUR OF CODE Thursday, July 7 • 2 PM • at Barr Library. − LITTLEBITS CHALLENGE Thursday, July 14 • 2 PM • at Barr Library. −JUNK GENIUS SHOW Saturday, July 16 • 11 AM • at Barr Library. − AUTHORS AT YOUR LIBRARY: NEAL GRIFFIN Thursday, July 21 • 12 PM • Free • will discuss and sign A Voice from the Field: A Novel. Griffin is a twenty-five year veteran of law enforcement. − LIVING HISTORY AT YOUR LIBRARY: COL HARLAND SANDERS Thursday, July 7 • 6 PM • Free • More than fried chicken.
− LABYRINTHS Thursday, July 14 • 11 AM • Free. − Wii JEOPARDY Tuesday, July 26 • 6 PM • Free. UFC 200 Saturday, July 9 • Samuel Adams Brewhouse • 7 PM • No cover
charge. Great food, cold beer. More info: (502) 942-0409.
19
4TH OF JULY CELEBRATION Monday, July 4 • 5:00 PM - 10:30 PM • Brooks Field • Free • Food,
fireworks, music and fun • Salute to Nation: 8:45 PM • Fireworks: 10:15 PM. GET ARTSY CANVAS PAINTING CLASS Thursday, July 21 • 4:45 PM - 7 PM • Barr Library • A local artist will guide
you step-by-step through the featured painting. Canvas: $35. Seniors 60+ and Blue Star Card receive a $5 discount with valid ID at the ITR office. All art supplies are provided. For more information, call (502) 624-4655. To make reservations, visit knox.armymwr.com or ITR Leisure Travel. FORT KNOX STRONGMAN/STRONGWOMAN CHALLENGE Saturday, July 30 • Kilianski Sports Complex • 9 AM • Are you tough
enough? Would you like to try your luck at the Tire Flip, Farmers Walk or Humvee Pull? Athletes will be divided by male and female with a light weight, middle weight, heavy weight and super heavy weight division. $50 for first place winner overall in each division. Early registration is $10 per athlete, day of registration is $5 more. Onsite registration is from 8:30 AM until 9 AM. To register, visit knox.armymwr.com or ITR Leisure Travel (502) 624-5030. FRENCH RANGE: (502) 624-7754 Clay Pigeon Lunch Bunch • Tuesdays, July 5 • Tuesday, July - August. Ladies Night • July 7 • 3 PM - 7 PM • $2 off regular price of shooting activities. Trap/Skeet League • Sunday, July 10, 17, 24, 31. Beginner Modern Archery • Sunday, July 10. Open Pistol Competition • Thursday, July 14. CCDW for Beginners • Sunday, July 17. Clay Shotgun Games • Thursday, July 21. Black Powder Pistol/Rifle • Thursday, July 28. LINDSEY GOLF COURSE (502) 624-2717 Flag Day Tournament • Monday, July 4. Moonlight Golf Scramble • Friday, July 8. Moonlight Golf Tee Times • Saturday, July 9. Jr Golf Camp • July 12 - 14. 36 Hole Tournament • July 16 & 17. Moonlight Golf Scramble • Saturday, July 23. Demo Day • Saturday, July 23. Moonlight Golf Tee Times • Saturday, July 30.
ARMY COMMUNITY SERVICE INFORMAL FUND CUSTODIAN TRAINING Wednesday, July 13 • 9:30 AM - 11:30 AM • (502) 624-3278. MOMMY/DADDY BOOT CAMP FOR EXPECTANT FAMILIES Tuesday, July 5 • 5:00 PM - 8:00 PM • (502) 624-2561. NEWCOMERS ORIENTATION Wednesday, July 6 • Saber & Quill • 8:45 AM - 4:00 PM • (502) 624-8391. CARE TEAM TRAINING Wednesday, July 6 • 9:30 AM - 12:30 PM • (502) 624-3278. EFMP AUTISM SUPPORT GROUP MEETING Thursday, July 7 • 3:00 PM - 4:00 PM • (502) 624-4067/5419. SOLDIER LIFE CYCLE, BUDGET DEVELOPMENT CLASS Thursday, July 7 • 9:00 AM - 11:30 AM • (502) 624-5989/8391. RESUME WRITING Thursday, July 7 • 9:00 AM - 12:00 PM • (502) 624-2742/8855. FRG LEADER TRAINING Monday, July 11 • 9:30 AM - 11:30 AM • (502) 624-3278. TURNING YOUR CREDIT WORLD RIGHT SIDE UP! Wednesday, July 12 • 9:00 AM - 11:30 AM • (502) 624-5989/8391. NEW COMMANDERS/1SG FAMILY ADVOCACY BRIEF Wednesday, July 13 • 9:00 AM - 11:00 AM • (502) 624-3526/4528.
knox.armymwr.com
www.
INSURING THE SAFETY OF VOLUNTEERS Wednesday, July 20 • 11:30 AM - 12:30 PM • (502) 624-6779. APPLYING FOR FEDERAL JOBS Thursday, July 21 • 9:00 AM - 12:00 PM • (502) 624-2742/8855. VOLUNTEER RECRUITMENT FAIR Monday, July 25 • 9:00 AM - 2:00 PM • The Exchange • (502) 624-6779. AFTB DISCUSSION GROUP Monday, July 25 • 10:00 AM - 11:00 AM • (502) 624-3278. FRG KEY CALLER TRAINING Tuesday, July 26 • 9:30 AM - 11:30 AM • (502) 624-3278. RESILIENCE TRAINING IN AUGUST August 18, 19 & 28 • (502) 624-8391. SOS SUPPORT GROUP The Survivor Outreach Support Group holds meetings to provide information, resources, guest speakers, financial workshops, family activities, compassionate support, and friendship. More info: (502) 624-2006. Classes with insufficient registration will be rescheduled or canceled. Please call to register. Army Community Service is located in Bldg 1477, Eisenhower Ave.
20
Apply Apply N Now! ow! ((Fall Fall cclasses lasses sstart tart A August ugust 2 22) 2) WKU Elizabethtown-For t Knox Offer t #BDIFMPS T .BTUFS T %FHSFF 1SPHS t $FS UJöDBUF 1SPHSBNT t 1FS $SFEJU )PVS GPS 6OEFSHSBE (SBEVBUF $PVSTFT GPS 6 4 "D UJWF %V 3FTFS WFT /BUJPOBM (VBSE 4UVEFOU
t $PVSTF $SFEJU GPS .JMJUBS Z &YQFSJFODF 5SBJOJOH
$ P O U B D U V T U P E B Z U P T D I F E V M F B O B D B E F N J D P S D B S F F S B E W JTJO H T F T TJ P O. (270) 706-8870 | wku.edu/etown-f
E Elizabethtown lizab bethtown F ort Knox Knox Fort
It’s all within your reach! Nationally rrecognized e co gnize d as a Nationally M ilit ar y Friendly® Friendl y ® SSchool cho Military
WAYNE JR. Interdisciplinary Studies
: H·UH KHUH :H·UH KHUH Z LWK \RX ZLWK \RX IIRU WKH RU WKH ORQJ KDXO ORQJ KDXO
5DWHV 5DWHV DV ORZ DV DV ORZ DV
/RZ 5DWH $XWR /RDQV
$35 $35
+ +HUH IRU \RX ZKHQ \RX QHHG XV HUH IRU \RX ZKHQ \RX QHHG XV )RU RYHU \HDUV ZH¶YH KHOSHG VWHHU \RX LQ WKH ULJKW )RU RYHU \HDUV ZH¶YH KHOSHG VWHHU \RX LQ WKH ULJKW ¿QDQFLDO GLUHFWLRQ ,I LW¶V WLPH WR UHSODFH \RXU YHKLFOH ¿QDQFLDO GLUHFWLRQ ,I LW¶V WLPH WR UHSODFH \RXU YHKLFOH ZH ZLOO PDNH VXUH \RX JHW WKH FDU \RX ZDQW ZLWK ZH ZLOO PDNH VXUH \RX JHW WKH FDU \RX ZDQW ZLWK WKH UDWH \RX QHHG WKH UDWH \RX QHHG
:HOFRPH KRPH WR EHWWHU EDQNLQJ :HOFRPH KRPH WR EHWWHU EDQNLQJ
_ IRUWNQR[IFX RUJ _ IRUWNQR[IFX RUJ
) )DVW $SSURYDO 3URFHVV ‡ $SSO\ 2QOLQH ‡ )OH[LEOH 7HUPV DVW $SSURYDO 3URFHVV ‡ $SSO\ 2QOLQH ‡ )OH[LEOH 7HUPV $QQXDO 3HUFHQWDJH 5DWH 4XRWHG UDWH LV ¿[HG IRU QHZ YHKLFOHV DQG LV EDVHG RQ FUHGLW ZRUWKLQHVV TXDOL¿FDWLRQV DQG FROODWHUDO FRQGLWLRQV $OO ORDQV DUH VXEMHFW WR DSSURYDO 5DWH $QQXDO 3HUFHQWDJH 5DWH 4XRWHG UDWH LV ¿[HG IRU QHZ YHKLFOHV DQG LV EDVHG RQ FUHGLW ZRUWKLQHVV TXDOL¿FDWLRQV DQG FROODWHUDO FRQGLWLRQV $OO ORDQV DUH VXEMHFW WR DSSURYDO 5DWH DSSOLFDEOH WR QHZ SXUFKDVHV RU H[WHUQDO UH¿QDQFLQJ RQO\ ZLWK D YHKLFOH WKDW KDV /79 /RDQ WR 9DOXH 9HKLFOH PXVW EH RU QHZHU IRU $35 WR DSSO\ D SSOLFDEOH WR QHZ SXUFKDVHV RU H[WHUQDO UH¿QDQFLQJ RQO\ ZLWK D YHKLFOH WKDW KDV /79 /RDQ WR 9DOXH 9HKLFOH PXVW EH RU QHZHU IRU $35 WR DSSO\