Real Estate Guide Summer 2020
A Special Publication of:
Citizen North Coast
2
WAYS TO USE YOUR STIMULUS CHECK
Real Estate Guide
Make a Move If you’ve been thinking about moving to a new house, your stimulus check could help you turn that dream into reality.
of a landlord. Home ownership can be a
With many Americans spending
little money down. But the more you’re
time isolated at home, they have plenty
able to pay now, the more benefits you’ll
of time to think about where they live
get, often including lower principal pay-
and whether they might be happier in a
ments, no private mortgage insurance
different situation.
and lower interest rates.
good way to start building up equity as you own property instead of just leasing space. Depending on your situation, you may be able to buy a home with very
There is a long list of reasons moving might make sense, such as wanting a more peaceful lifestyle in the country, a
Simplifying Another trend is for people to use
shorter commute in the city, or a more
real estate to simplify their life. This is
affordable home to give peace of mind
epitomized by the “tiny house” move-
in stressful times.
ment, but that’s not the only way a new
Ideal Timing Whatever your real-estate goals,
house can make your life simpler. Whether you want to downsize in space, downsize in price, or upsize in
there’s no better time than now for mak-
natural beauty by moving to a more ru-
ing a move if you’re in a good position
ral home, a move could give you peace
to do so.
of mind that is especially valuable at
More houses will likely be coming on
times like the current pandemic.
the market as the economy slows and changes, which means greater selection for buyers and potentially a softening in prices after years of record gains. Interest rates also are unusually low
© ADOBE STOCK
Buy a Rental Even if you’re happy where you currently live, the same combination of factors that makes now a good time to
right now. If you’ve got decent credit,
consider moving — low interest rates
you can qualify for spectacularly low
and a potentially better selection of
mortgage rates by historical standards,
housing inventory — also makes it a
making your new home even more
good time to buy investment properties.
affordable.
Using your stimulus check from
Stop Renting If you’re currently a renter, buying a home could let you pay yourself instead
this short-term crisis as an incentive to invest for the long term could turn out to be a wise move.
Remote Help Many real estate agents aren’t stop-
that online shopping is important, and the best agents know this. They’ve
ping their jobs during this pandemic.
already gathered the information to help
They are still working from home,
you shop for a home, or list your home
where possible, to keep up their im-
for sale, while taking precautions to
portant task of connecting buyers with
minimize the risk of spreading viruses.
sellers. Home listings have added more
The closing process, too, is becoming more digital. Many home transactions
digital content for years, ranging from
are continuing to take place either
virtual tours and video tours to exten-
through digital signatures on docu-
sive still photography. The coronavirus
ments or by keeping people isolated
outbreak has only underlined the point
while still signing papers in person.
Summer 2020
3
4
WAYS TO USE YOUR STIMULUS CHECK
Real Estate Guide
Fix Up Your House Whether you do it yourself or hire a contractor, the coronavirus shutdown could be the perfect time to tackle those homeimprovement projects you’ve been dreaming about. Healthy people isolated at home during the pandemic have time on their hands to tackle jobs — whether big or small — that will make living at home more enjoyable. Now that government stimulus checks are arriving, there could be extra money available to work on them, too.
Hire a Pro In many areas, construction jobs are still allowed under lockdown restrictions. Check your local government websites to be sure. If they are allowed to work, and can do so while safely isolating themselves from potential infections, professional contractors and handymen can transform your home in a short amount of time. Keep in mind, the contractor should have proper licensing. Most states require all general and specialty contractors be licensed and registered in the state where they perform work. One of the most important parts of choosing a contractor is looking at their references. Talk to your friends, family, neighbors and the contractors themselves. The best home contractors will always have a great reputation with lots of happy customers. They’ll likely have
© ADOBE STOCK
a list of clients you can call to ask about their work and perhaps even see it in person. Even better, try to get references from people you know and trust. If you’ve got a friend who had similar work done on their house, ask them what they thought about the contractor they hired. Some things to ask: • Did they complete the job on time and on budget? • Were they professional at all times? • Did they keep the work site tidy and clean up after themselves? • What was the quality of their work like? Can I see it? • Would you recommend them for another job?
By finding the right person or company to complete your project, you’ll be investing your stimulus check in a way that makes your living situation more enjoyable for years to come.
Do It Yourself While it’s best to leave big projects to the pros, many homeowners may have smaller fix-up projects that now is the perfect time to complete. If you’ve got spare time to spend on it, there are a lot of home-improvement projects that can make a big impact on the look and value of your home without spending a fortune. Flooring materials, for example, could be purchased with the stimulus
funds. If you know how to install it properly, or could learn by watching online tutorials, new flooring is a terrific bang-for-the-buck home project. The same thing goes for paint and tile work. Other options that could improve the value of your home include updating the kitchen and bathroom appearance, installing programmable thermostats that can save money on utility bills, or creating an inviting outdoor living space to enjoy with your friends once the pandemic threat has subsided. By preparing your home now for enjoyment in the future, you’ll be doing something practical that also lets you look forward to the happier, more socially connected times to come soon.
Summer 2020
5
Charlotte Lehto Insurance Agency, Inc. Serving The Oregon Coast For Over 20 Years
Charlotte Lehto
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541-994-2884
charlotte@insurancestores.com
6
MONEY
Real Estate Guide
Mortgage Relief and COVID-19 Scams: What You Need To Know (StatePoint) Unfortunately, during times of hardship, families are often targeted by fraud artists attempting to take advantage of those needing assistance. The COVID-19 crisis is no exception, with many scammers pretending to extend a critical lifeline to struggling homeowners through so-called “foreclosure rescue fraud.” According to Freddie Mac, this scheme involves bad actors offering false promises of being able to save your home from foreclosure. Common elements of this fraud include the following: • Requiring you to sign over the title to your home. • Asking you to sign unfamiliar documents and/or share your personal information. • Charging you rent to stay in your home and/ or potentially promising that you can purchase your home back when your financial situation improves. Another common fraud involves a third party guaranteeing you a loan modification with a reduced
Committed to You
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Helping Property Owners and Businesses for over 40 Years
mortgage payment. Such scams may operate similarly as foreclosure rescue fraud, as fraudsters collect an upfront fee and promise to work with your loan servicer on your behalf.
So what can you do to protect yourself?
Real Estate Sales • Land Use Easements and Property Disputes (503) 842-6633 2308 3rd Street, Tillamook, OR www.albrightkittell.com
H48918
• Don’t disclose. Never provide your information via phone or internet until after you have verified the caller or company’s identity. • Be suspicious. If someone has contacted you asking for personal or sensitive information, do your homework to verify the validity of the request before providing any information. Contact your servicer (the company listed on your mortgage statement) and confirm that they called you asking for information. • Spot imposters. Scammers across the globe can make any name or number appear on your caller ID or email. Protect yourself from spoofing by letting calls go to voicemail first. If a call is important, the caller
will leave a message. If you do answer and it is a robocall, don’t press any numbers. Just hang up. • Report fraud. Freddie Mac will never reach out to offer a refinancing opportunity or new loan over the phone. If you have been contacted by someone claiming to represent Freddie Mac, you can report it by visiting sf.freddiemac.com/working-with-us/ fraud-prevention/feedback. While there are fraudsters out there offering false promises, know that there is real assistance on offer during this crisis, too. Contact your loan servicer to discuss your options. If Freddie Mac owns your mortgage and you are a homeowner unable to make you mortgage payments due to a decline in income resulting from COVID-19, you can learn more about available mortgage relief options by visiting MyHome. FreddieMac.com. Your family’s health is no doubt top-of-mind these days. However, it’s also important to remember that fraudsters are out in full-force, making your financial vigilance a crucial priority as well.
Summer 2020
7
PAUL MORGAN REMODELING Since 1982
• Full Renovations • Kitchen • Bath • Additions
• Windows • Doors • Dry Rot Repair • Siding
Quality - We will not compromise We are grateful for those who have our back in this important time. The list is long, but we want to thank our first responders and front-line workers. Especially in critical times, newspapers have your back.
COVID-19 is a national story that is impacting you at home and at work. Your local newspaper is keeping you informed with current events in your neighborhood and is bringing communities together in these challenging times. From the actions your local government is taking, to lists of local stores that are delivering and tips on what to do while you’re at home, your local newspaper is committed to bringing you the news you need, when you need it.
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CCB#44627
8
Real Estate Guide
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Purchase Information ‌of Tax Foreclosed Property
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Pursuant to ORS 275, tax foreclosed property must first be offered at a Sheriff ’s Auction. If not sold at that time, surplus property will be added to the available property list, and may be sold by private sale throughout the year. Need More Information? For further information, please contact: Amy Howard, Property Manager, tel: (541) 265-4967 propertymanagement@co.lincoln.or.us. Office hours by appointment. All information is found at: https://www.co.lincoln.or.us/pm/page/purchase-information and deemed reliable and accurate at the time of publishing. Individuals must check all state, county and city official offices to confirm details. Country Media, Inc releases all responsibility.
Summer 2020
9
SERVING THE OREGON COAST & BEYOND
ERIN SKAAR FOR COUNTY COMMISSIONER
Proven Community Leadership
I am a lifelong Oregonian raised in Maupin, a rural town where my family owned a small business dependent on tourism and fishing in a farm community. This gives me a first-hand understanding of the challenges we face in Tillamook County blending our strong farm and forest heritage with our expanding tourism market. As the Executive Director at Community Action Resource Enterprises (CARE) I have demonstrated my community leadership skill and ability to build partnerships and coalitions to address complex community issues. As the manager in a not for profit business I have a strong commitment to ensuring that public money is used wisely, and I look for efficiencies and ways to cut costs at all times. I look forward to bringing my experience and leadership to serve you as your next county commissioner.
MINDY LANDRY
I hope you will vote for me, Erin Skaar. Thank you!
VoteErinSkaar.com
PROPERTY MANAGER rentals@lcpm.info Vote Erin Skaar
H48952
YOUR PERSONAL PROPERTY MANAGEMENT COMPANY THAT GETS BETTER TENANTS QUICKLY, COLLECTS RENTS TIMELY, MANAGES MAINTENANCE RESPONSIBLY.
www.LCpm.info
10
Real Estate Guide
HOME
5 Ways To Upgrade Your Home With New Tech (StatePoint) Upgrading your lifestyle doesn’t have to mean undergoing a major home renovation. By simply introducing a few technologies around the home, you can boost the style, efficiency and comfort of your living spaces. Consider these five ideas for five areas of your home: • The Hallway: Why display just one photo when you can rotate several images that include all your favorite people and moments? A digital picture frame allows you to do just that, with many models connecting to apps that allow you to directly share photos to the wall-mounted device, which means you don’t actually have to be at home to do some light redecorating. • The Home Theater: Still rocking a mercury bulb projector in your home theater? Unfortunately, the cooling
(C) IN4MAL / ISTOCK VIA GETTY IMAGES PLUS
fans, filters and toxic mercury bulbs
40-50 percent, making this an addition
associated with them are inefficient and
to your home theater you can feel good
high-maintenance. While a laser-on-
about.
doesn’t suffer for it. • The Family Room: Whether you’re
ered off. Thanks to integrated Bluetooth audio that lets you connect your device
an aspiring musician or an accom-
wirelessly; you can play your music
plished pianist, your home can benefit
through its powerful stereo amplifica-
always offered a convenient way to
from a digital piano that evokes the
tion system.
create an amazing meal without too
luxury of an acoustic grand. One such
much hands-on attention, but some of
model is the PX-S3000, which features
of the shower a luxurious experience
todays’ options are taking this concept
a sleek, glossy top panel and unibody
with a towel warming drawer, which
a step further by connecting to smart
case that fits any room, décor or mood.
keeps linens the perfect temperature for
on brightness. Offering a lifespan of
technology. Now you can monitor and
Its bright backlit LCD display and touch
maximum comfort.
approximately 20,000 hours, the pow-
adjust cooking settings from afar, so that
sensor controls are revealed only when
er-saving design of this particular model
if something unexpected occurs and
the power button is pressed, leaving
impact, consider incorporating the best
cuts energy consumption by as much as
you get home later than planned, dinner
only a sleek, clean top panel when pow-
and brightest tech into your home.
ly light source sounds good on paper, these models tend to be large and costly. Instead, consider upgrading to a laser and LED hybrid light source, such as Casio’s LampFree Projector XJ-A257, which is high-efficiency and structurally smaller, without compromising
• The Kitchen: Slow cookers have
• The Bathroom: Make stepping out
For some easy upgrades with a big
Summer 2020
11
HOME
5 Insta-Worthy Hacks To Get Your Home In Tip-Top Summer Shape (StatePoint) The weather is warming up which means you’re probably chipping away at your cleaning to-do list. Looking to have a little fun with your chores? Try these five unexpected shelf liner hacks around your home to protect against messes, enhance organization and add pops of color to lackluster spaces. 1. Liner in the laundry room. It never hurts to have a little extra storage in the laundry room. Cover the top of front-load machines with shelf liner for easy cleaning and to help keep items in place, then use the space to display your detergents and fabric softeners in decorative baskets or containers. 2. Spice up the pantry. It’s finally time to trade your mess of boxes, bags and random spices for those dry food canisters and pantry organizers you’ve been eyeing. Before arranging them on your shelves, put down a layer of liner to catch any crumbs or leaks. Kick things up a notch by choosing a printed liner to complement your kitchen décor. 3. Everything but the kitchen sink. The cabinets under your kitchen sink tend to be a catch-all for random cleaning products, tools and household supplies. But they can also be a hot spot for water damage, grime and leaks. Cover under-sink surfaces with shelf liner and organize your products in sleek containers to elevate this dreary space. 4. Fridge envy. Feeling inspired by pics of your favorite celeb’s perfectly stocked fridge on social media? Take a stab at recreating their masterpiece by lining up your produce, drinks and condiments by type and color. Even if you can’t keep it up all year, at least you’ll get
STOCK IMAGE
a great pic for the ‘Gram. Bonus Tip: A layer of shelf liner will help keep your groceries in place and make cleaning up any leaks or spills a breeze. You can even throw the liner in the washing machine and re-use it! 5. Dress up your closet. It’s the perfect time of year for a closet purge. After you’ve divvyed up your “donate” and “keep” piles, cover your closet shelves and dresser drawers with fabric top liner to protect clothes from snags, crease lines and discoloration. While you’re at it, apply leftover printed liner to the sides of your drawers for an easy, DIY upgrade. For additional shelf liner hacks and DIYs, visit duckbrand.com. Clearing the cobwebs and getting a fresh start this season? Use shelf liner around the house to add beauty and organization to your spaces.
541.418.3101 Cell 541.994.7760 Office 541.994.9582 Fax
Hannah.Katz@ColdwellBanker.com Website: hannahkatz.realestate 1815 NW Hwy 101 Lincoln City, OR 97367
HANNAH KATZ Broker, REALTOR OR LIC#201231711
Each Office is Independently Owned and Operated
Representing Buyers and Sellers from the Valley to the Coast
12
Real Estate Guide
HOME
Tips To Safely Combat Home Bug Invasions (StatePoint) Thanks to an unusually
to a survey conducted by Zevo. At the
warm, wet winter, experts predict that
same time, almost as many -- 87 per-
Americans will face an extra buggy
cent -- are concerned about the ingredi-
summer.
ents in traditional bug killer sprays for
According to the bi-annual Bug Ba-
use in the home. The good news? There
rometer, a seasonal projection from the
are effective ways to kill bugs using
National Pest Management Association,
friendly ingredients. For example, Zevo
conditions are ripe for pesky pests of all
Instant Action Bug Killer Sprays which
stripes to be out in full force. And more
work on a broad range of household
bugs outside will likely mean more bugs
insects, including ants, roaches, flies,
trying to enter your house.
fruit flies, gnats and spiders, are com-
“Expect pest populations to rise
prised of essential oils that target nerve
significantly as spring showers and
receptors vital to insects, not people or
summer sun make the perfect condi-
pets. Made without harsh chemicals,
tions for these vectors to flourish,� says
Zevo sprays are deadly to bugs and
entomologist, Gabriela Nine. “People
safe for use around people and pets
should take the necessary precautions
when used as directed, making them a
to prepare for approaching pests. These
household essential, particularly in the
pests, such as roaches and ants, are
warmer months. For more information,
knowledgeable at finding both food
visit www.zevoinsect.com.
and shelter in our homes this time of
• Defend entry points. Keep doors,
year, habitually squeezing through the tiniest of spaces or walking through the front door to enjoy all our homes have to offer.�
(C) MELISSA BASWELL WILLIAMS / @BUBBYANDBEAN
ensure they don’t encroach on your
locations where there is moisture build-
home turf, consider the following tips:
up on surfaces or standing water, which
To combat the spike in ants, cock-
• Mind moisture. Survey your home
roaches, termites and other pests, and
and yard and take steps to manage any
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nets. Sweep up the kitchen on a daily basis and wipe down tables and counteliminate spills and crumbs. • Spray with confidence. Over 90
windows and the garage -- the typical entry points for bugs -- closed as much as possible. You can also take additional defensive action in areas that get high bug traffic with Zevo Flying Insect Traps, which plug into outlets and use multi-spectrum light technology and a body heat attractant to lure in flying bugs for round-the-clock protection. Insects are not only icky, they can pose threats to people and property. But there is no need to bug out. With a few preventive measures and the means to stop bugs in their tracks -- or flight path
percent of people are concerned about
-- you can keep your home safer and
having bugs in their home, according
more comfortable this season.
Summer 2020
13
Free Estimates! RESIDENTIAL CONTRACTOR It’s your house. Make it your home. At Evergreen Home Loans™, we’re driven by a single purpose: to deliver On Time and as Promised®, and in doing so, provide you with complete peace of mind throughout the purchase process. Our experienced and professional loan officers and support teams put you in the strongest position possible to purchase a home and help you become a more confident homebuyer. Brooke Buchheit,
Junior Loan Officer 503-860-9332 bbuchheit@evergreen homeloans.com NMLS 1460570
Andrea Price,
Sales Manager 541-992-2863 aprice@evergeen homeloans.com NMLS 983751
Jamie Fritzsche,
Loan Officer 541-223-2813 jfritzsche@evergreen homeloans.com
Home Repairs Home Remodels Custom Projects
503-919-0764
jjsholzgrafe@gmail.com g @ @g g
gagellcconstruction.com Gage LLC wishes you and your families good health and peace of mind always. We are safely up and running to keep our client’s homes healthy and comfortable. If you need any repairs don’t hesitate to contact us. We are here to help. -Heidi & Jacob Holzgrafe
NMLS 1030946
2110 NE 36th Drive/ P O Box 139 • Lincoln City, OR 97367 Office Phone: (541) 418-5010 • Branch NMLS# 1484725 www.evergreenhomeloans.com/offices/lincoln-city-oregon © 2020 Evergreen Home Loans is a registered trade name of Evergreen Moneysource Mortgage Company® NMLSID3182. Trade/ service marks are the property of Evergreen Home Loans. All rights reserved. Licensed under: Alaska Mortgage Broker/Lender AK3182 and AK3182-1; Arizona Mortgage Banker 0910074; California Licensed by Department of Business Oversight under the California Residential Mortgage Lending Act 4130291; Colorado Mortgage Company Registration; Idaho Mortgage Broker/Lender MBL-3134; Nevada Mortgage Banker 3130; Nevada Mortgage Broker 4837; Licensed under the Oregon Consumer Finance Act ML3213; Washington Consumer Loan Company CL-3182; Wyoming Mortgage Lender/Broker 3467.
CCB# 222261
14
Real Estate Guide
HOME
Home Interior Updates You Can Make To Create A Wow Factor (StatePoint) Whether you want to customize and
especially if you want to make an impact. So, replace
enhance your living spaces for your own enjoyment or
any humdrum casing, crown, chair and base mould-
you need to prepare to stand out in a buyer’s market,
ings with elements that pop, such as those that feature
creating that wow factor is easy to achieve, if you know
leaves, grapes, vines or criss-cross ribbon patterns.
where to focus your attention. You’re likely already
Consider the decorative millwork accents available
familiar with the importance of exterior curb appeal.
from Ornamental Moulding & Millwork, which are easy to install. Their newest offerings dovetail nicely
According to experienced realtors, it’s just as import-
with the latest trends, and their commitment to crafts-
ant to continue that concept after walking through the
manship mean high-quality products that last. The
front door.
inspiration galleries available on its site can be a good
“As the saying goes, ‘you only have one opportunity
tool for those seeking ideas for creatively enhancing
to make a first impression,’” says realtor Vincent A.
their own rooms. To learn more, visit Ornamental.
Stanson, a REALTOR associate with Berkshire Ha-
com.
thaway Home Services. “When that front door opens, homeowners have the chance to impress their guests
Step Up Stairways
with a stunning stairway system, stand-out mouldings and decorative interior accents.”
Often a focal point of a home interior, a stairway
To get you started, here are easy ideas to give your
system is a crucial area where homeowners can step up their game, and doing so doesn’t have to be over-
Serving North Lincoln County to Manzanita
whelming. “There’s a definite trend underway of people mixing metals and woods on stair systems and throughout the
Digger Dave
(C) MELISSA BASWELL WILLIAMS / @BUBBYANDBEAN
spaces that wow factor you see and admire in ads and architectural magazines:
Ceiling-to-Floor Transformation Totally transform a room top to bottom with
Specializing in lawn mowing, weed pulling, weed eating, driveways, rototilling gardens, and mowing fields.
or criss-cross pattern, or simply accent the ceiling with
503-801-1459
H48956
Rototilling and Lawn Care
decorative mouldings and millwork, starting with the ceiling. Add warmth with wood beams in a horizontal stand-out crown mouldings. Working your way down, frame windows with
home,” says Kelly Miller, director of market development for L.J. Smith Stair Systems. “Rather than completely take down an existing wood stair system, many people are turning to the easy IronPro DIY project of replacing wood balusters with iron balusters. Then they’re leaving the wood hand rails and newel posts for a stylish, upgraded look.” Defined by unique designs and durability, L.J. Smith products -- including wooden and ornamental iron balusters, stainless steel cable and tube infills, metal panels, newel posts, hand rails and accessories, can help you transform your stairs. Check out the “Stair Designer” tool to determine the best look for
straight trim and rosettes in the corners. Throughout
your home, as well as installation details and addition-
the room, add chair mouldings, mantels and floating
al tips at ljsmith.com.
shelves. Remember, mouldings don’t need to be plain,
When taking your home interiors from ordinary to extraordinary, it’s all in the details.
Summer 2020
15
Pam’s Homes by the Water
RE-ELECT DAVID YAMAMOTO Tillamook County Commissioner
A True Friend to Tillamook County Citizens
BAYOCEAN CAPE HOUSE – 3 residences on over an acre on the lake at Cape Meares. Ocean view. 2 beautifully remodeled kitchens and 3rd kitchen which is clean and tidy and open to the great room. Total of 6 bdrms 4.5 baths, 5 garage bays, 4 fireplaces, and the iconic brass whale tail fountain in the front yard. This is a rare opportunity to own one of the more distinctive properties in the county. $1,900,000 MLS 20-116
OCEANFRONT END UNIT TOWNHOME in Twin Rocks. Granite counters, travertine tile in baths and flooring, cherry built-ins, ironwood decks. 3 bdrms 2.5 baths. Fireplace. Garage. Built in 2007. View of Twin Rocks and panoramic sandy beach view. $539,950 MLS 20-156
“Real Problems - Real Solutions” Covid 19 Response Public Safety Ocean Windmills Linn County Lawsuit Carbon Cap & Trade Tourism, Transient Lodging Tax Emergency Preparedness Economic Development High Speed Fiber Internet to the Home Nehalem Bay Dredging/Levy Protection
FABULOUS INVESTMENT opportunity: approx. 1 acre dividable located in the center of Oceanside with 4598 sq ft house including main 3 bdrm plus 3 additional apartment rentals. Beautiful treed property with private setting and dramatic ocean views including Three Arch Rocks. C. 1958 this home boasts midcentury charm. Detached 3 car garage, circular driveway. Seller will sell a portion. Package price $1.325M MLS 19-565
OCEANVIEW TOWNHOME built in 2008. Panoramic ocean view includes Three Arch Rocks. 1994 sq ft, 3 bdrms, 2.5 baths. Granite kitchen, marble fireplace, jetted ocean view tub. Oceanview decks on 2 floors. Vaulted ceiling in open greatroom. Oceanside gated community. $499,000. MLS 19-557
OCEANVIEW VACATION RENTAL located in center of Oceanside village, just 2 blocks to beach and restaurants. Decks on 2 levels. 3 bdrms 3 full baths, 1764 sq ft. Romantic flat fireplace in LR with beautiful gas flame. Jetted tub. Cherry kitchen cabinets, breakfast bar. $520,000. MLS 19-209
Visit David Yamamoto’s webpage and facebook to find his responses to the problems.
Pam Zielinski, CRS, Principal Broker
www.dave4bocc.com
For a showing appointment call 503-815-1743 pzielinski@bhhsnw.com
(go to the Issues tab)
Commissioner David Yamamoto Paid for by Committee to Elect David Yamamoto
H48951
Berkshire Hathaway Home Services Northwest Real Estate
H48954
www.PamZielinski.com
16
Real Estate Guide
PURCHASES - REFINANCES - LOW DOWN PAYMENT OPTIONS - NO CREDIT SCORE OPTIONS - & MORE! COUNT ON THE MOST TRUSTED TEAM ON THE OREGON COAST!