Northglenn Thornton Sentinel 1123 by Colorado Community Media

50 CENTS

November 23, 2017

ADAMS COUNTY, COLORADO

A publication of

SPECIAL HOLIDAY SECTION INSIDE THIS ISSUE!

HAPPY THANKSGIVING!

RETAIL WOES Industry problem a concern for Colorado cities, P6 SOMETHING’S COOKING: Westminster culinary classes go pro, P8

A domestic turkey, belonging to Mary Ann Strauch, of Eastlake, strikes a pre-Thanksgiving pose on Nov 14. Strauch has raised the domestic birds for the past ten years but recently found herself caring for a local flock of wild turkeys, which numerous residents often see here, and in adjacent neighborhoods. STEFAN BRODSKY

THE BOTTOM LINE PERIODICAL

‘If we don’t help each other understand why people fall into this... we’ll just continue the cycle. That’s what we do. We abuse substances in this country.’ Community Reach Center CEO Rick Doucet thinking beyond opioid substance abuse problems. | Page 4 INSIDE

VOICES: PAGE 12 | LIFE: PAGE 14 | CALENDAR: PAGE 16 | OUTDOOR: PAGE 18

Northglenn-ThorntonSentinel.com

VOLUME 54 | ISSUE 15

2 Northglenn-Thornton • Westminster Window

November 23, 2017N

MY NAME IS

JONATHAN CERF

Fitness, entreupreneurism and fortune cookies About me I was born in Denver and except for college in Texas have lived in Colorado. I’m the oldest of six siblings. I’m also ambidextrous. My parents live in Arvada, three siblings are still in Colorado, one brother is in Seattle and one is in New York City. I love to travel, enjoy the great food scene in Denver, and exploring all that the mountains have to offer. I love golf, snowboarding, volleyball, hiking. Steamboat Springs in the summer is one of my favorites. Beaver Creek is probably my favorite place to ski. I own Core Progression Elite Personal Training, Core Progression Franchise and am a brand ambassador for Fitbit. I love helping people reach their fitness goals. Seeing clients transform their lives through exercise really gives a lot of reward. Whether it’s making a sports team, getting ready for a wedding, making the Broncos Cheer squad or just trying to be the best version of yourself working with all different types of clients keeps the job from getting stale. The core of fitness After graduating from Baylor Uni-

Jon Cerf, owner of Northglenn’s Core Progression Fitness, grew up in Colorado and likes to travel. But he loves to help people reach their fitness goals, whether they are Denver Bronco’s cheerleader or not. COURTESY PHOTO versity with a B.S in Exercise Science, I returned back home to Denver Colorado. I got a job at 24 Hour Fitness while waiting to attend University of Colorado post graduate school. It was there that I realized that changing people’s lives through fitness was my calling. I quickly realized that there had to be a better way to help people then working for a big box gym. What I discovered was that people were looking for a fitness company dedicated to producing results, giving them highly educated personal training

and reasonable rates for services. My focus was on providing clients with the highest quality of personal training that delivered results, a clean environment and amazing customer service. Core Progression was founded in January of 2008. I opened my first studio in Westminster in July of 2010 and within three months I had to expand and get more space. Core had outgrown that first location and in 2011 I opened up a 5,000 square foot space in Northglenn followed by a second location in Arvada. Core Progression has continued to experience continued growth, and we just got our new corporate headquarters, a brand new state of the art facility, in April of 2016. Now in 2017 we are offering franchises and looking to change the fitness industry all over the country. Fitbit ambassador In August of 2016 I was asked to be the brand ambassador for Fitbit. They had recently rolled out a new program called Fitbit Local where we offer free workouts all throughout the Denver Metro Area once a month. To launch the program in Denver I was able to lead a workout for almost 500 people in Sculpture Park by the Denver Performing arts complex. It’s been awesome to see the following grow. I’m proud of... Starting my company at 23 when the country was going through a recession and believing in a dream and being able to see it though the last 10 years

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has been very rewarding. I’m glad that I can give other trainers a chance to have a great place to work and accomplish their goals with clients is a great feeling. Don’t forget the fortune cookie! If I change anything, I would have to say my proposal to my wife. I was trying to be super romantic and surprise her, but that wasn’t the end result. I told her I was picking up take out sushi and I had arranged to have the fortune changed in the cookie to “will you marry me”. I was anxiously waiting until the meal was over and for her to ask for her cookie, but unfortunately, that evening decided she didn’t want to eat the cookie or read her fortune. Not knowing how to handle this curveball made for a very awkward proposal. I would definitely go back and do that one over again. Blessings in disguise In business there are always challenges and overcoming them makes you a stronger person. I’ve had to deal with quite a few challenges or opportunities, as I prefer to call them, over the years. Really too many to name, but realizing that sometimes what feels like a temporary loss actually can be a huge blessing in disguise. If you don’t fail you don’t grow, and if you never quit it only makes you better for it in the long run. Have a suggestion for My Name is ...? Contact Scott Taylor at staylor@coloradocommunitymedia.com

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Northglenn-Thornton • Westminster Window 3

7November 23, 2017

Advisor Caring

Respecting

Connecting

NOVEMBER 2017

Preserving

We Are Thankful For…. ...we are thankful for the 31 years The Senior Hub has been able to provide services and care to the older adults living right here in your neighborhoods. Entrusting us to the task of caring for those who have served our country, built our nation and raised generations of individuals that have provided a better future for those that will follow, has been our labor of love. We are thankful for all of our volunteers who spend hours caring for others. Our drivers with Meals on Wheels. Our caregivers for Homecare and Adult Day Services. The hundreds of volunteers who serve with our RSVP program across Adams and Arapahoe Counties. And those who volunteer to help our Senior Solutions program and work in our offices. Without your help we would not be able to serve the 5,000+ elders that come to us each year seeking support. We are also thankful for our Board of Directors. We appreciate your passion, commitment, and hard work advocating for our programs and our clients. Your guidance and support is crucial to the success of our agency and mission. We are also proud and thankful to work hand in hand with our fellow staff members, dedicated to our cause and the care of our seniors. Our mission is to serve our aging population and we do not take our task lightly.

Above all, we are THANKFUL FOR OUR DONORS AND SUPPORTERS. Thank you for opening your hearts to The Senior Hub and the elders whom we serve. Thank you for donating your time and talents to our events. Thank you for your generosity and compassion. THANK YOU to you all! Thank you for touching the lives of so many in our community. The significance of your kindness ripples through our neighborhoods: when elders remain safe and healthy at home, everyone wins. The senior maintains their dignity, enjoys their independence and their family rests assured that their loved one has access to reliable, compassionate assistance. At the same time the wider community benefits, relieved of the financial and practical pressures of caring for an aging population. Please remember us this holiday season. Go online on December 5 at https://www.coloradogives.org and choose The Senior Hub as your charity of choice. Your donation will be partially matched by a grant from 1st Bank in support of Colorado Gives Day partners. Or if you like, visit us at www.seniorhub.org or call 303-426-4408. We are Thankful that Together We Are Making A Difference!

Happy Thanksgiving……

VOLUNTEERS ROCKED OUR 2017 FALL CLEAN UP

his fall, 35 seniors were treated to a yard cleanup by hard working volunteers. As part of our annual Fall Yard Cleanup for Seniors, volunteers from churches, schools, youth groups, and businesses spent a few hours raking leaves, trimming bushes, weeding, and preparing yards for the winter. This basic clean-up and yard maintenance for seniors in need helps reduce their risk of falls and accidents, as well as keeping

yards free of critters and clutter. Our annual spring and fall yard cleanup events serve adults 60 years old and up, as well as individual with disabilities, who live in Adams and Arapahoe counties. With the help of almost 160 individual volunteers giving approximately 320 hours of their time, this year’s fall cleanup was quite a success! Thank you to all the amazing volunteers!

The Senior Hub would like to thank the following for their help with the fall yard cleanup: • Boy Scout Troup 171 • Cindy H. • City of Thornton • The Daniels Family • Denver Advisory Board • Dr. Pepper Snapple • Ericka R. • Events & Adventures • The Gobble Family • Hope Hacienda Church • The Hovarter Family • The Hudson Family • The Ingraham Family • Joey F. & Mallory M. • JD Probation Department • Kathy P. • The Lackore Family • The Martin Family • Mary S. & Connor M. • The Merenich Family • Mountain Range Student Government • New American School • Nicole B. & Courtney P. • North Metro Community Church • The ROC Group • Rocky Road Remedies • The Snyder Family • Westminster Rotary

PLEASE LIKE US ON FACEBOOK… Add a little magic to your holiday season with a letter from Santa. For a $5.00 donation the elves at The Senior Hub will send a personalized letter filled with Christmas magic to anyone, young or old, on your list. For more information, or to complete or download the form, visit our website at www.seniorhub.org or call us at 303-426-4408. We will make this holiday season a magical one for your child! Deadline by December 11, 2017

The Senior Hub is a non-profit and all proceeds will serve older adults and help them maintain their independence.

We would like to share our story with more people and you can help make that happen. Please LIKE and SHARE our facebook stories with your friends, family, and business contacts… Help us reach our goal of 300 friends by the end of 2017. Visit us today and spread the word about how we can help elders in your community.

Can YOU lend a hand? Please complete this form and mail along with your donation to: The Senior Hub, 2360 W. 90th Ave., Federal Heights, CO 80260 You can also donate online at www.seniorhub.org

Please join us in our mission to care for those who need your helping hands and caring hearts.

YES, I want to help! Donor Name_____________________________________________________________ Address_________________________________City_____________State___Zip_______ e-mail_________________________________________________________________ I would like to donate: ___$1000___$500___$250___$100___$50___$25___Other (amount:______) Pledges for ongoing support can now be made by calling the office at 303-426-4408. Credit cards also accepted.

Please apply my donation to: __General Operations __Adult Day Services__RSVP __Meals On Wheels __ Homecare__Senior Solutions __ Other

303-426-4408

OPEN HOUSE NEW LOCATION PLEASE JOIN US ON DECEMBER 5, 2017

to celebrate 31 years of service to older adults in our community. We will be sharing holiday cheer, giveaways, wreath and gingerbread house auctions, food & spirits, and an OPEN HOUSE at our NEW LOCATION

The Senior Hub

9025 Grant Street #150 Thornton, CO 80229 From 4:00 p.m. - 7:00 p.m. RSVP appreciated 303-426-4408

Go to www.seniorhub.org or mail your donations to: The Senior Hub, 9025 Grant St. Ste 150, Thornton, 80229 Thank You! Your generous support makes a world of difference.

4 Northglenn-Thornton • Westminster Window

November 23, 2017N

Center reaching beyond opioid treatment Substance abuse bigger problem as local solutions sought

Synthetic opiates topic of criminal justice forum

BY SCOTT TAYLOR STAYLOR@COLORADOCOMMUNITYMEDIA.COM

Addiction experts and mental health professionals need to look beyond the current opioid and prescription drugs crisis, Community Reach Center CEO Rick Doucet told a group of health and pharmaceutical experts in Westminster Nov. 15. “For better or for worse, licit and illicit drug use is part of our culture,” Doucet said, speaking at the center’s annual legislative breakfast at Marriott Hotel on Church Ranch Boulevard. Doucet talked about substance abuse problems nationally and in Colorado, talking about how professionals in Adams County are working on the problem. It will be a long-term fix, he said, aimed at a key facet of American culture. “You can’t change culture overnight,” Doucet said Wednesday morning. “We can address the opioid crisis because people and that gets people riled up. We will probably address it over the next five years.” Doucet said doctors are being trained to stingier with potentially addictive pain medication prescrip-

PHOTO BY SHUTTERSTOCK

tions and consumers are learning to get rid of old medication left in their cabinets. “And then the people who are addicted, one of two things will happen — they will get treatment or they will die,” Doucet said. “And then, we will forget about them.” But the current opioid problem is

just the tip of the iceberg, Doucet said. Americans have an overall substance abuse problem. There is another problem waiting once the opioid issue is settled. “We will replace it with something else, I guarantee it,” he said. “If we don’t educate, if we don’t help each other understand why people fall into this and what they can do differently we’ll just continue the cycle. That’s what we do. We abuse substances in this country.” Community Reach is the mental health service provider for Adams County. The center provided counseling services to 15,501 consumers

in 2016, ranging from school-based therapy, early childhood services and programs for people in jail. Substance abuse, including alcohol abuse, is a large part of the problems the center treats, accounting for more than 40 percent of child abuse cases and being a factor in many rapes and sexual assaults and roughly 15 percent of all robberies. It’s a cultural problem that can’t be fixed easily. In the meantime, Doucet said programs like the Community Reach Center try to treat a wide variety of substance abuse problems.

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Northglenn-Thornton • Westminster Window 5

7November 23, 2017

Group aims to boost Coloradans’ mental health STAFF REPORT

Colorado routinely make tshe list as one of the physically healthiest states in the union, but a new effort by the organization Mental Health Colorado strives to make Colorado the mentally healthiest state too. The group’s president, former Colorado state Rep. Andrew Romanoff, said the new data dashboard that just launched on the group’s website offers Coloradans a chance to see where they stand in terms of mental health and substance abuse disorders. “Previously you would have had to go to several dozen sources to get all this information,” said Romanoff. The dashboard — available at www. mentalhealthcolorado.org/dashboard/ — presents information including suicide rates and prevention, mental health issues, opioid overdose rates and even barriers to care. The information is sortable by county, and links to the source documents. The results are middling. Colorado continues to rank below average for psychiatric beds per captia, and has a persistently higher rate of drug and alcohol addiction, along with a higher suicide rate. “We’re also below the national average for funding on treatment,” Romanoff said. Mental Health Colorado’s intent in putting out the dashboard is to reduce the stigma and increase public awareness of mental health disorders, including substance abuse disorders like those caused by the opiate epidemic. A

“She hid those symptoms really well, even from us. If she had any other condition, a bump, a lump, she wouldn’t have hid it from us, and we wouldn’t have hesitated to get her care.” Andrew Romanoff Former Colorado state Representative each year. Fewer than half get treatment. Romanoff says the cause of improving mental health is personal for him. A cousin committed suicide on New Years Day in 2015 after struggling with mental illness. “She hid those symptoms really well, even from us,” Romanoff said. “If she had any other condition, a bump, a lump, she wouldn’t have hid it from us, and we wouldn’t have hesitated to get her care.” The dashboard is not without its limitations. Romanoff acknowledges that some of the studies used to compile the data are not done annually, and some rely on self reporting. Overall, he said the size of Colorado’s mental health needs are probably only conservatively reflected in the dashboard figures.

second goal, according to Romanoff, is to hopefully “accelerate a solution” by inspiring and empowering the public, mental health organizations and government at all levels into action. Last week Eagle County voters passed a marijuana tax measure by a nearly 3-1 margin, generating $1.2 million in new mental health funding. “We’re trying to show that if you treat mental illness you can save lives,” said Romanoff. In a press statement, Mental Health Colorado Research Director, Dr. Sarah Davidon said, “Our data dashboard will assess mental health and substance use issues facing children, adolescents, and adults in Colorado to inform policy decisions.” The group estimates more than one million Coloradans experience a mental health or substance use disorder

Community Reach CEO Rick Doucet outlines the problem the U.S. has now with opioid addiction, but FROM PAGE 4 said the culture itself needs to change “Understand that drug use is a comor a new addiction plex, multi-faceted phenomenon that problem will come encompasses a continuum of behavior along. PHOTO SCOTT TAYLOR from severe abuse to total abstinence,” Doucet said. “We acknowledge that in some way, some drugs are clearly safer than others.” One program that Community

OPIOIDS

Me d

i ca l s i nc

According to the Colorado Department of Public Health and the Environment, Vital Statistics survey, 2015:

8.1 11.4

Number of opioid deaths per 100,000 Colorado residents

Number of opioid deaths per 100,000 Adams County residents

19.1 17.6

Number of suicide deaths per 100,000 in Colorado

Number of suicide deaths per 100,000 Adams County residents

Source: www.mentalhealthcolorado.org/ dashboard/

Beyond the data, the website includes a tab for individuals looking for ways to connect to local officials to advocate for change, and also a tab for people to share their personal stories of struggling with mental health — both things that Romanoff says the group hopes will spark real change for the better.

Reach took over last year is the Social Detox program. Amanda Jones, the clinical director for the program, said it provides different levels of counseling and support for people trying to give up an addiction. The most serious cases are referred to area hospitals, but less severe situations can be handled locally, providing counseling and help to the detoxing addict as well their family. “We never intended to get into the detox business,” Doucet said. “But the reality is, it is part of the culture. It’s

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November 23, 2017N

As many large retailers struggle, cities seek solutions Colorado municipalities depend heavily on revenue from sales taxes

Retail Federation. Economists like Resnick and other Colorado experts, though, say that online shopping and shifting consumer habits may come to bear on municipal finances. As shoppers increasingly look to online retailers who can often skirt local sales taxes, the ripple effects of the so-called Retail Apocalypse may force governments — and citizens — to re-evaluate how they tax themselves.

BY DAVID GILBERT DGILBERT@COLORADOCOMMUNITYMEDIA.COM

As old-guard retailers shutter stores and lay off workers in the face of shifting consumer habits, Colorado municipalities are in a precarious position due to an unusual tax structure that depends mightily on retail sales taxes. Bryan Archer, the director of finance for the City of Arvada, said the strong economy may be temporarily masking the problem, and another economic downturn could have severe consequences for governments. “We are scared to death that as soon as everything slows down around here, our growth will be minuscule and we’ll lose tax base over time,” Archer said. “It could make it really difficult for cities to meet peoples’ needs.” Even amid a gangbusters Colorado and U.S. economy, with stocks soaring and unemployment at a 17-year low in October, recent years have not been kind to brick-and-mortar retailers. Brands like J.C. Penney, Sears, Macy’s and Gander Mountain have closed dozens of locations — including many in the metro area and across the state.

Shoppers visit Englewood’s Kmart on one of its final days. Englewood-based Sports Authority went defunct last year. Englewood’s Kmart closes this month, leaving the Arvada store as the last metro area location. Nearly unique among states, Colorado towns and cities derive much of their operating revenues from locally imposed sales taxes, according to Phyllis Resnick, lead economist at the Colorado Futures Center, a Colorado State University-based think tank. The arrangement maintains local control and keeps property taxes low,

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but could portend fiscal disaster if current trends continue. The scope of the trend depends on whom you ask: A report from international financial services company Credit Suisse found that 8,640 stores would be closed nationwide by the end of 2017, eclipsing the 6,200 that closed in 2008 at the peak of the Great Recession. An industry analyst report, RetailNext Store Performance Pulse, found year-over-year store traffic declined 5.5 percent in July, continuing a long-term slide. However, industry analyst group IHL released a report in August reporting that retailers will open a net of 4,000 new locations in 2017. Black Friday — the deep-discount day at many retailers that follows Thanksgiving and kicks off the holiday shopping season — continues to vastly outpace Cyber Monday, its online alternative. Black Friday sales totaled more than $650 billion last year, compared to Cyber Monday’s $6.6 billion, according to the National

Changing habits “We’re seeing a seismic shift in the way people shop,” said Robert Golden, president and CEO of the South Metro Denver Chamber of Commerce, which represents more than 650 businesses across four counties. “The appeal of the mall and shopping has lost a lot of its zest for a lot of people.” Golden attributed the shift in part to what he calls the “middle-class squeeze” — housing and education costs have soared, and wages have largely failed to keep pace, eating up discretionary spending and pushing middle-class earners toward online bargains. The trouble is that many online retailers don’t collect sales tax on behalf of municipalities, Resnick said. “We’ve said we have to solve this problem before it solves us,” Resnick said. Some online retailers, such as Amazon, have agreed to impose sales tax on purchases, based on the shipping address of the recipient, Resnick said. However, the agreement doesn’t apply to Amazon’s third-party vendors. The company says it hosts more than 100,000 vendors who do more than $100,000 each in sales annually, amounting to more than $10 billion a year. Resnick said online retailers are hesitant to enter into taxing agreeSEE HOLIDAYS, P13

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Northglenn-Thornton • Westminster Window 7

7November 23, 2017

Consumer safety group unveils its ‘worst toys’ list Nonprofit organization provides information about possible hazards ASSOCIATED PRESS

Fidget spinners, a plastic Wonder Woman battle sword and a remote-controlled Spider-Man drone are among the toys topping a consumer safety group’s annual list of worst toys for the holidays. World Against Toys Causing Harm, or WATCH, unveiled the top 10 list Nov. 14 at a Boston children’s hospital. The nonprofit organization has been releasing the lists for more than four decades to inform consumers about potential toy hazards. The Toy Association, an industry trade group, dismissed the list as “needlessly frightening’’ to parents because all toys sold in the U.S. meet “rigorous’’ safety

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ments in places like Colorado, where the patchwork of taxing authorities could land sellers in hot water with auditors. “Another part is the tradition that we don’t tax the internet,” Resnick said. “People start to think it’s a tax increase. Technically the purchaser is liable to pay local sales tax, but the state has not enforced that. At the local level, each city would have to.” Multiply the number of online retailers by the number of municipalities and the scope of the dilemma becomes clear, Resnick said. Resnick and her team run models that examine the state’s financial sustainability in coming decades based on current trends, and present possible scenarios to address problems. “We’ve looked at the possibility of taxing services,” Resnick said. “Services don’t migrate online. Fixing your house, cleaning your pool — those can’t dry up like brick and mortar stores can.” Resnick said another contributing factor of the Retail Apocalypse is an aging society. As people have fewer children and the age of the general populace climbs, spending on material goods drops. Service taxes would make sense under such conditions, she said. “The only other places to generate revenue would be income or property taxes,” Resnick said. “But we have a prohibition on local income tax in Colorado.” And hiking property taxes is pretty unpopular, she said. No easy fix Tax reform is inevitable, said Ar-

standards. It also criticized the organization for not testing the toys it focuses on. National toy safety standards are ``inadequate,’’ as can been seen by the high number of recalls each year, WATCH President Joan Siff said. The nonprofit says there have been at least 15 recalls representing nearly 2 million units of dangerous toys since last December. Siff stressed the toys named each year have common hazards that the group sees year after year. She pointed to the “Pull Along Pony’’ by Tolo Toys that’s marketed for children over age 1 but has a 19-inch cord. “We don’t need a testing lab to know that’s a strangulation and entanglement hazard,’’ she said. With consumers increasingly doing their holiday shopping online, it’s more important than ever to have the most current information about the safety of a toy online, Siff said. For example, Hallmark’s

Disney-themed “Itty Bittys’’ plush stacking toy for babies was recalled over the summer due to fabric pieces that posed a choking hazard. But the toy still is readily available online because many web sales — particularly consumer-to-consumer and secondhand transactions — are rarely monitored for recalls, Siff noted. Among the other toys that made this year’s list is Nerf ’s “Zombie Strike’’ crossbow, which the organization says poses the risk of eye and face injuries because it uses a pressurized, pull back lever to shoot soft projectiles. Razor’s “Heel Wheels’’ are strapped onto children’s shoes to turn them into improvised roller skates but pose a burn risk because they include “real sparking action.’’ And “Slackline’’ is a tightropelike device by Brand 44 meant to be anchored between two trees that WATCH says can lead to severe injury and death.

cher, the Arvada official. Like many metro municipalities, more than half of Arvada’s revenue comes from sales taxes. “(Tax reform efforts will) have to be organic and come from the citizens,” Archer said. “They’ll need to want better roads or parks.” Amazon’s agreement to collect sales taxes for cities is helping, but it doesn’t fix the problem. “I’d love to say it’s problem solved, but Amazon isn’t even 20 percent of the online market,” Archer said. Arvada takes the relatively rare approach of taxing groceries, Archer said, which has softened the blow. “We have five King Soopers and multiple Safeways,” Archer said. “People still buy groceries here even though they threaten not to.” Government budgets in Colorado are already tightly constrained by the TABOR amendment, Archer said, with funding for education and other government services already anemic despite a robust economy. TABOR — the Taxpayer’s Bill of Rights — was enacted in 1992, and it sets a cap on government spending and requires a popular vote for tax increases. The shift toward online retail could have further fallout as the impact comes to bear on the labor market, Resnick said. Nationally, the retail sector has lost jobs every month in 2017, according to Bureau of Labor Statistics data.

less expense and less inventory.” Millennials increasingly seek out localized lifestyles, where they can obtain the necessities of life without having to travel far, Golden said.

The bright side It’s not all bad news, said Golden, of the South Metro Chamber, which is based at the Streets at SouthGlenn shopping center in Centennial. “You can’t find a parking spot on weekends,” Golden said of the shopping center. “Small retailers, those with something unique to sell, can do very well. They have less overhead,

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“I believe there will always be a place for the small shop,” Golden said. “As long as people like walking down the street and popping into stores, they should survive.”

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November 23, 2017N

High School kitchen program goes pro in Westminster Culinary education expands with equipment, space at Hidden Valley BY SCOTT TAYLOR STAYLOR@COLORADOCOMMUNITYMEDIA.COM

Westminster’s high school culinary and restaurant students will get some better hands-on experience with the opening of a ProStart Kitchen at Hidden Lake School. Sandy Steiner, director of post secondary and workforce readiness for Westminster Public Schools, said the new kitchen features state-of-the-art equipment that will give students a leg up in the working world. It’s a big expansion for the restaurant track, a two year program that gives students college credit and an professional accreditation they can

take with them on graduation. “It started last year, but it was not in this nice kitchen,” she said. “It was in an old Home Ec kitchen in Westminster High School. So now, for our kids to get a real industry feel, the ideal is to work on really commercial kitchen equipment, we have completely renovated this space and installed industry standard equipment.” It’s more just the kitchen, she said. “There’s a dining area,” she said. “We could run a full-blown cafe out of it, if we want to. We’ll see. Last year, the Prostart kids did a dinner theater. We’ll see what this next group does, how much they want to take on. It’s up to the kids.” Westminster Public Schools officials and students cut the ribbon on the new kitchen Tuesday Nov. 15. Westminster’s culinary professionals program currently has 20 stu-

dents, but Steiner said the new space will let the program expand. “The ProStart class is the capstone, but it’s prompted us to start a whole new series of courses leading up to it,” Steiner said. “We have kids in feeder classes that will take them up to this level, like catering and such, to get their hands in it. If they do, they can get involved in this ProStart program.” ProStart is a national culinary education program designed to prepare students for careers in food preparation and business, either in professional kitchens, catering or manufacturing. Students learn vital kitchen skills, including food safety and knife cuts as well as management lessons such as menu development and marketing. The program culminates in a state competition that lets students to demonstrate the skills learned through-

out the year as they are judged by industry professionals. In Colorado, the program is promoted and administered by the Colorado Restaurant Association and the association’s foundation. The association provided a $20,000 grant to Westminster, which allowed the district to by the restaurant-grade equipment for the kitchen. “You can buy a lot of nice start-up equipment for $20,000,” she said. The association also sending restaurant professionals to work with the students and their teachers. “They are doing everything that they can to make sure that what the kids learn is industry standard,” she said. “There are a number of employers that like to stay attached to this because it is affiliated with the restaurant association. They do plan to hire these kids right out of this program.”

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Northglenn-Thornton • Westminster Window 9

7November 23, 2017

Longtime Arvada resident Bob Echter’s ‘outstanding legacy’ remembered Echter died Nov. 6 at the age of 97 STAFF REPORT

Many people frequented Echter’s Nursery and Garden Center in Arvada for the customer service that Bob Echter provided. “What an extraordinary man,” Deb Hampton-Steinshouer wrote of Echter on the business’ Facebook page. “I started shopping at Echter’s in 1985 and never have stopped, due to best quality and outstanding customer service.” Echter died in his sleep Nov. 6, at the age of 97, surrounded by his children and grandchildren. An outpouring of support came from the community when

Echter’s death was announced on social media. “I am so sorry for the family’s loss, but grateful for this man and his outstanding legacy,” Hampton-Steinshouer wrote. Echter founded Echter’s Greenhouses in 1959 with his brother, Jim. At that time, they grew only carnations. Jim sold his interest in the business to Bob in 1965 and moved to California. Over the years, Echter’s expanded and Bob won many awards for the quality of his carnations and introduced several new varieties to the market. In 1971, Bob, along with Don Rody, started Rocky Mountain Wholesale Florists and shipped their carnations, as well as flowers of other Colorado growers, throughout the coun-

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try. He served on the boards of the Colorado Flower Growers Association, the Colorado Floriculture Foundation and the American Carnation Society. He was inducted into the Colorado Floriculture Hall of Fame in 2002. Bob and his wife Mary raised six children in Arvada. All of them worked at Echter’s at some point in their lives. In the late ‘70s, Bob and his eldest son Steve began to grow and sell bedding plants for the local market, and the business transformed over the years into a complete garden center. In 1989, he sold Echter’s to two of his sons, but continued to work each spring well into his 80s. Steve and Dave Echter continue to operate Echter’s today.

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November 23, 2017N

WHY THE TURKEYS CROSSED THE LANE

FDA warns of injury, death with herbal supplement kratom Plant is often used as an alternative way to treat pain, anxiety and other conditions BY MATTHEW PERRONE ASSOCIATED PRESS

Several wild turkeys cross a lane belonging to Mary Ann Strauch of Eastlake. Strauch has raised domestic turkeys for the past ten years, but says the wild birds seem to like their surroundings. The wild birds likely gravitated to her property because of her domestic flock. The wild flock has often been seen in adjoining Thornton neighborhoods. STEFAN BRODSKY

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Northglenn United Methodist Church We invite you to join us in worship on Sundays. An inspirational traditional service is offered at 9 AM on Sunday.

Federal health authorities are warning about reports of injury, addiction and death with an herbal supplement that has been promoted as an alternative to opioid painkillers and other prescription drugs The supplement, kratom, made from a plant native to Southeast Asia, has gained popularity in the U.S. as a treatment for pain, anxiety and drug dependence. Users have opposed efforts to regulate the plant, saying it could be a safer alternative to opioid pain pills that have caused an epidemic of abuse. But the Food and Drug Administration said Nov. 14 that kratom carries similar risks, including addiction and death, and the agency is working to block shipments. The FDA said it is aware of 36 deaths involving products made with kratom and hundreds of calls to poison control centers, which increased tenfold between 2010 and 2015. In some cases, kratom is mixed with opioids like oxycodone, the ingredient in OxyContin, according to the agency.

Regulators approve first digital pill to track patients

There are choirs for every age and musical ability. Small group fellowships that meet weekly and monthly, a licensed pre-school program with a record of 39 plus years of excellence. As well as a Sunday school program for children, youth and adults.

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We are located at 1605 W. 106th Ave., Northglenn.

U.S. regulators have approved the first drug with a sensor that can track whether patients have taken their medicine. The Abilify pill was first approved by the Food and Drug Administration in 2002 to treat schizophrenia, and the sensor technology was approved for marketing in 2012. The FDA said in a statement Nov. 13 that the digitally-enhanced medication “works by sending a message from the pill’s sensor to a wearable patch.” “Being able to track ingestion of medications prescribed for illness may be useful for some patients,’’ Dr. Mitchell Mathis of the FDA said in statement. “The FDA supports the development and use of new technology in prescription drugs and is committed to working with companies to understand how this technology might benefit patients and prescribers.’’ Abilify MyCite was developed by Otsuka Pharmaceutical Co. and the sensor was created by Proteus Digital Health. Greenlighting the new digital version, however, came with some caveats. While

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“The FDA must use its authority to protect the public from addictive substances like kratom, both as part of our commitment to stemming the opioid epidemic and preventing another from taking hold,” FDA Commissioner Scott Gottlieb said in a statement. Gottlieb said the agency has seized and destroyed shipments of kratom at international mail facilities. Kratom remains legal under federal law, although some states have banned the plant, including Alabama, Arkansas, Indiana, Tennessee and Wisconsin. It is sold in various forms, including capsules and powders. The Drug Enforcement Administration had planned to ban the plant by adding it to a list of illegal drugs that includes marijuana, heroin and LSD. But the agency backed away from that plan last October after a flood of public complaints including a letter signed by 62 members of Congress and a protest at the White House organized by the American Kratom Association. The group has said categorizing kratom as an illegal substance would stymie medical research into its potential therapeutic uses. The DEA said last October it would delay a decision until the FDA issued a recommendation. Despite the warning about the risks of kratom, an FDA spokeswoman said the agency’s scientific review is ongoing. There is no timetable for completing the review.

the system can track doses, it hasn’t been shown to improve patient compliance, the FDA said. “Abilify MyCite should not be used to track drug ingestion in ‘real-time’ or during an emergency,’” the statement said, “because detection may be delayed or may not occur.” Patients can track their dosage on their smartphone and allow their doctors or caregivers to access the information through a website. In a statement issued last May at the time the FDA accepted submission of product for review, the companies said “with the patient’s consent, this information could be shared with their healthcare professional team and selected family and friends, with the goal of allowing physicians to be more informed in making treatment decisions that are specific to the patient’s needs.” The companies said the sensor “activates when it reaches stomach fluids and communicates with the patch.” The FDA said digital Abilify is approved for the treatment of schizophrenia, bipolar disorder and as an add-on treatment for depression in adults.

Northglenn-Thornton • Westminster Window 11

7November 23, 2017

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12 Northglenn-Thornton • Westminster Window

LOCAL

November 23, 2017N

VOICES

Changing of the guard a time to focus on election issues CROSS CURRENTS

Bill Christopher

he bewitching hour was 8 p.m. on Monday, November 13. As set forth in the Westminster City Charter, that’s the moment the newly elected mayor and city council members stepped up and took the oath of office. Incumbent Emma Pinter joined new council members David DeMott and Kathryn Skulley to take their seats at the dais for their fouryear terms. Incumbent mayor Herb Atchison rounded out the group as he embarked on his second four-year term as mayor. Carry-over council members for the next two years are Shannon Bird, Maria de Cambra and Anita Seitz. Earlier that same evening, those council members who chose not to seek re-election or ran unsuccessfully said their goodbyes. City Councilors Bruce Baker and Alberto Garcia walked off the council chambers dais for the last time. So, the team is set along with City Manager Don Tripp and the city administration. We say congratulations to the winners and condolences to the losers. It’s the American way. Addressing what the voters were saying The newly seated city council starts on their journey on governing the Westminster city

government, and they have plenty on their collective plate. Most important is comparing notes and impressions among the city council - especially those who spent the last few months on the campaign trail, hearing first hand from the citizenry. Collectively, the key issues and concerns from voters should be addressed in a timely fashion. Certainly, growth of the city was an issue expressed by many citizens. In particular, the number of apartment complexes being built was at the top of their lists. A key corollary to growth concerns is the noticeably heavier traffic through Westminster as well as the major arterials and highways throughout the metro area. Local governments, both cities and counties and state Department of Transportation via the state legislature and governor need to act on funding for more road construction to create more capacity. RTD doesn’t have any additional capital funding for any expansion projects so we will scratch them off the list. Review of comprehensive land use plan is important In conjunction with the pace of growth and the amount of apartment developments in

the pipeline the new city council will have the opportunity to directly address these concerns via the upcoming plan to re-evaluate the Comprehensive Land Use Plan. This document establishes allowed land uses throughout the city. One thing the previous city council used more times than I liked was to change lots in the Comp Plan from nonresidential use to apartment use. While we know that the apartment market is hot right now, cities should stay the course with the established land use patterns. City officials should take the long view. Plus, we need to remember that land use is tied to water demand. As more non-residential parcels are changed to apartment use, the city will be forced to acquire more water rights. Finally, for the most part, residential development does not financially pay its own way. So, the new council will have the opportunity to make their “mark” on future growth of the city. Re-visit policies on incentive agreements Certainly, the New Downtown will be front and center for the new council. While SEE CHRISTOPHER, P13

Way down under a lot of wrapping, the core of Christmas is still there

However, I was def you are full of kringle QUIET lighted to hear that Black and nog, I don’t want to DESPERATION Friday is losing its mojo. bring my wet blanket into I am happy for the emit very far, even though it’s tempting. ployees, mostly, who have The Christmas season had to work at odd hours once lasted a week or two. just to serve ravenous apThen a month. Now it’s two petites for deep discounts months. on must-have electronics (And if you watch home and peeing dolls. shopping channels, it’s six Beneath my gruff months.) exterior is a gruff inteChristmas music in Norior. Beneath my gruff Craig Marshall vember is wrong. I can avoid interior is a soft spot for Smith it in my home. I can’t avoid memories, and a wistfulit in stores. ness about some things Everyone in America does not that have been diminished through celebrate Christmas. the manipulations of others — to Everyone in America who an extreme. celebrates Christmas does not I am old enough to know that’s celebrate it in the same way. how we do things around here. Moneymakers aren’t interested in the illusion of rationality. SEE SMITH, P13

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Northglenn-Thornton Sentinel (ISSN 1044-4254)(USPS 854-980) A legal newspaper of general circulation in Adams County, Colorado, the Northglenn-Thornton Sentinel is published weekly on Thursday by North Suburban Community Media, 8753 Yates Dr., Suite 200, Westminster, CO 80031. PERIODICALS POSTAGE PAID AT WESTMINSTER, COLORADO and additional mailing offices. POSTMASTER: Send address change to: 9137 Ridgeline Blvd., Suite 210, Highlands Ranch, CO 80129

Northglenn-Thornton • Westminster Window 13

7November 23, 2017

SMITH FROM PAGE 12

Some weddings, for example. The national average for a wedding day in 2016 was $35,329, according to Fortune magazine. The typical cost to have a justice of the peace marry you is $50 to e$100. I may have told this story before. Aging leads to redundancy. But it’s the best Christmas memory I have. We drove Santa Claus home in a -Buick. My father sold Buicks in Uniontown, Penn., in the early 1950s. There was a Christmas parade. I wish I had photographs. I am sure it was simple and sweet and halfFrank Capra and half-Diane Arbus. I rode up front in a convertible, next to my father, and Santa was in the back seat. He waved at everyone, and threw candies. He hit one kid in the forehead. When the time came, Santa said, “Please take me home.” My father said, “OK, Ed, uh, Santa.” Santa lived a couple of blocks from us. I wish I had kept a journal. This would have been my entry that night. “I had the time of my life tonight.

There I was, in a Buick Skylark with Santa. He looked like he had lost some weight. Maybe the holiday stress. He smelled a little funny, too. I can’t put my finger on it, but it might have been Maker’s Mark.” Much later in life, when I was reevaluating Natalie Wood’s life and death — among other things — I drank my way through Decembers. The month had turned into an inexplicable monster, no longer enjoyable. I drowned out the sounds of it. Wood (born Natalia Nikolaevna Zakharenka) was 8 when she costarred in “Miracle on 34th Street.” Precocious and a Christmas curmudgeon, until, well, watch it for yourself. Wood was 31 when she made “Bob & Carol & Ted & Alice,” a very different kind of film than “Miracle on 34th Street.” Twelve years later, Wood died, and the cause is still in question. Her life went from Santa’s knee to a Catalina Island boat trip, and in between the waters were choppy, like they are for most of us. Do you want to know a secret? Every December, I watch one of those two films. Guess. Craig Marshall Smith is an artist, educator and Highlands Ranch resident. He can be reached at craigmarshallsmith@comcast.net.

Local Focus. More News.

CHRISTOPHER FROM PAGE 12

a handful of parcels have been sold to developers and construction is coming up out of the ground, there is plenty to consider. In some quarters, the previous city council came under criticism for granting too generous incentive agreements with developers. A fundamental discussion of what the city should offer is warranted as more development comes forward. Affordable housing should remain a priority Affordable housing should continue to be on the council’s agenda. One of the casualties of upward spiraling housing values is the negative impact on lower income people being able to find housing they can afford. It is hard to see the light at the end of the tunnel as far as building enough work force housing or whatever you want to call it. While the vast majority of this type of housing is apartments, I consider

affordable housing in a separate category. With the pursuit of affordable housing, too often NIMBYism rises to the forefront. Council will need to judge the greatest good in their decision-making. Stick with basics There are plenty of additional topics, but I want to finish up with nonbrick and mortar considerations. The previous council was criticized - and rightfully so - for pursuing a single trash hauling and recycling concept. Hopefully, the new council will have learned from the previous council on how to handle the timing, feedback and when to drop a bad idea. “Government overreach” should be a watch word as council moves forward. I believe the previous council was well intentioned on handling issues, but better and more timely communications are paramount. Bill Christopher is a former Westminster city manager and RTD board member. His opinions are not necessarily those of Colorado Community Media.

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14 Northglenn-Thornton • Westminster Window

LOCAL

November 23, 2017N

LIFE

Getting the season oﬀ to a bright, beautiful start

Kyle Gammage, coffee manager at The Bluegrass Coffee and Bourbon Lounge in Olde Town Arvada, makes a drink for a customer at the popular coffee bar. CLARKE READER

Raising the

coffee bar

Alcohol adds some ﬂavor to coﬀee shops BY CLARKE READER CREADER@COLORADOCOMMUNITYMEDIA.COM

When Kyle Gammage is behind the bar at The Bluegrass Coffee and Bourbon in Olde Town Arvada, he sees three kinds regulars — those who come in for their morning coffee, those who come in for a happy hour drink and a bite, and those who just hang out all day. That’s the benefit of a coffee bar business — there’s something for someone all day. “It’s all about the atmosphere here, which is different than a traditional coffee shop,” said Gammage, coffee manager at The Bluegrass, 7415 Grandview Ave. “There’s a little more camaraderie here than you get with the bar vibes.” Coffee bars blend two craft cultures — coffee and alcohol, such as beer, wine and whiskey. Both scenes include people who

are passionate about their beverages and are looking for the best quality and local purveyors. “When I first started, I worked with a local winery to offer those kinds of options to our customers,” said Shawn Manzanares, owner of Highlands Cork and Coffee, 3701 W. 32nd Ave., Denver. “People just like the ability to drink alcohol at a coffee place.” The Bluegrass and Highlands Cork are just two examples of a model that is spreading throughout the metro area — Black Eye (LoHi), Drip (Denver), Thump (Denver) and Jake’s Brew Bar (Littleton) are also serving coffee and alcohol, which is something Starbucks has experimented with as well. At The Bluegrass, bar manager Ryan McDermott and bourbon education specialist Carsten Anderson make sure guests SEE COFFEE, P15

The Bluegrass Coffee and Bourbon Lounge features more 120 bourbons for customers to sample all day long. CLARKE READER

THE DIFFERENCE BETWEEN SCOTCH, WHISKEY AND BOURBON When it comes to the difference between scotch, whiskey and bourbon, it’s both geographic and about ingredients. Whiskey is defined as a type of distilled alcoholic beverage made from various fermented grain mashes, including barley, rye, wheat and corn. It is usually aged in wooden casks. Scotch is whiskey made in Scotland, while bourbon is whiskey made in the U.S., usually Kentucky. Scotch is made mostly from malted barley, while bourbon is distilled from corn. Source: Liquor.com

t’s always better to catch your favorite musicians at a concert in a small venue — the smaller the better. It provides a feeling of intimacy, of communing directly with the artist. One of the best venues in the metro area to see some local artists, and national musicians who are starting to break into the scene, is the Hi-Dive, located at 7 S. Broadway. At 8 p.m. Nov. 24, the venue is celCOMING to simultaATTRACTIONS ebrating neous milestones at its Fifth and 14th Anniversary Party. The concert is in honor of 14 years of the Hi-Dive, and five years under its current ownership. “When I used to play in punk bands in my teens around Clarke Reader Denver, I always said owning and booking my own music venue was my dream job,” said Curtis Wallach, owner of the Hi-Dive. “And it still is, even though the reality of it is far different than I assumed it would be.” The show features six bands: Ned Garthe Explosion, Sleep Union, Extra Gold, Slynger, Really Good Bad Boy Club and Five Mile Woods. Their genres are as eclectic as their names imply. Extra Gold is influenced by honky tonk and outlaw country, while Slynger blends surf rock with folk and alternative sounds. You never know what you’re going to find at the Hi-Dive, and that’s something worth celebrating. “The bands are indicative of the diversity of Hi-Dive’s overall calendar,” Wallach said. “We love the folks who love us. They’re a great group to party with.” Support local artists, burgeoning school band High school marching band is often a first, and all important, foray for budding musicians into live performance, working as a team and honing their craft. To support the band and color guard programs at Arvada High School, the first annual Arvada Fair for the Band will be held at the school, 7951 W. 65th Ave., from 9 a.m. to 6 p.m. on Nov. 24, and from 10 a.m. to 4 p.m. on Nov. 25. This fair showcases the handmade arts and crafts of local artists, and SEE READER, P15

Northglenn-Thornton • Westminster Window 15

7November 23, 2017

COFFEE

have access to local beers, like creations from Arvada’s own Odyssey Beerwerks, and top shelf bourbon and whiskey. The Bluegrass was named one of America’s top 80 best bourbon bars by “The Bourbon Review” magazine. At the Highlands Cork, guests can get an Irish coffee, but they also do martinis, wines, kombucha (fermented tea) and one beer on tap. In the true spirit of the blending of coffee and bar culture, many of these business offer food. For the breakfast crowd, Highlands Cork offers a wide range of options, including omelets, and does paninis for lunch. “At this kind of job, you have to be a multi-tasker, and now how to do everything, from being a barista and bartender and more,” Manzanares said. “I’m always looking for ways to move the concept forward and (looking) at ways to change things.” The Bluegrass is known for its pizza, and has won best .pizza at the annual Taste of Arvada for the past three

The Bluegrass Coffee and Bourbon Lounge was named one of America’s top 80 best bourbon bars by “The Bourbon Review” magazine. Located in Olde Town Arvada, The Bluegrass offers coffee, booze, pizza and atmosphere. CLARKE READER years. A particular favorite is the Denver Omelette Pizza. “Our pizza all comes down to the ingredients and recipes,” said Tyler Aird, one of

READER FROM PAGE 14

used a jurying process to pick the top quality goods for holiday shoppers, as well as student-created pieces. Concessions will be provided by the Band Boosters, which include snacks and meals. And, you can spend comfortably, knowing that 80 percent of the profits will go directly to the band program. Check out www.sites.google.com/ site/arvadafairfortheband for information. Sounds of the old country Some music just like sounds like home, and I’ve always found Irish music sounds like that for me. If you have a hankering for music from the Emerald Isle, the Irish Christmas in America is making

its kitchen managers. “The amount of awards we’ve won proves we pump out lots of great pizzas.” And, since it’s hard to have

a bar without live music, both locations offer live music at various times. Coffee shops and bars both thrive on the relationships

two stops in Broomfield during its 13th season. The performances will be at 4 and 7 p.m. at the Broomfield Auditorium, 3 Community Park Road. Produced by Oisín Mac Diarmada, of award-winning lrish group Téada, the 2017 features the vocals of Séamus Begley and Sligos Niamh Farrell. This family-friendly performance features Irish ballads, instrumental tunes and authentic Irish dancing, while photographic images provide a backdrop to some of the rich historical traditions. To get your tickets, head to www. brownpapertickets.com.

and Swingin’ Holiday Party, at 7:30 p.m. on Nov. 25, at the PACE Center, 20000 Pikes Peak Ave. in Parker. Big Bad Voodoo Daddy has been blending jazz, swing, blues and lounge since the late 1980s. When they signed with Capitol Records, they started making a name for themselves with listeners all over the world. Their holiday show, which is family friendly, features both holiday classics and Christmas originals from the band’s two full-length holiday albums. For tickets and more information, visit www.parkerarts.org.

Swingin’ into the holidays A lot of the holiday tunes you’re going to hear this time of year tend to skew either toward the spiritual or to the children’s audience. So, you don’t want to miss the chance to spice up the holidays a little with Big Bad Voodoo Daddy’s Wild

A taste of a mountain Christmas If you’re looking for a sampling of a mountain Christmas without having to brave the weather and traffic on Interstate 70, you’ll enjoy the Farolito Lighting and Pinecone Ceremony in Morrison. The free outdoor event goes from 4

with their customers, and visiting The Bluegrass during any given morning finds the barista greeting customers by name and asking about their weekend. “Obviously, there’s more people looking for coffee in the morning, but we do have some ready for a Kentucky Coffee right when we open,” Gammage said. The Kentucky Coffee is one of The Bluegrass’ specialties, made with Benchmark Bourbon, Kahlua, steamed milk, espresso, Buffalo Trace Bourbon Cream, and topped off with whipped cream. “It’s actually really great to be part of someone’s morning routine,” he said. One of those customers who make the coffee bar a regular stop is Tom Robinson, who works at the nearby School House and Kitchen. “It’s cool that I can make my coffee alcoholic on a whim,” he said with a laugh, as he waited for Gammage to make his drink. “Olde Town is a great place for coffee, but this is where I always come. It’s really one of my favorite places in the area.”

to 6 p.m. on Nov. 26, at the Tesoro Cultural Center, 19192 Highway 8. The pinecone ceremony features visitors throwing their cones into a courtyard fire, and then watching as good thoughts and prayers rise into the night sky. Guests can also sing Christmas carols from the 1830s and 1840s with music students from the Colorado School of Mines, and enjoy Mexican hot chocolate, hot cider and traditional biscochitos. To cap it all off, the event honors Steve Friesen, executive director of the Buffalo Bill Museum, and author. For all pertinents, visit www.tesoroculturalcenter.org/farolito-lightingand-pinecone-ceremony. Clarke Reader’s column on culture appears on a weekly basis. A community editor with Colorado Community Media, he can be reached creader@ coloradocommunitymedia.com.

Time is a gift and one short hour can provide priceless moments for others. This holiday season, give the gift of your time to Bonfils Blood Center and we’ll transform it into the gift of life for patients in need. GIVE BLOOD.

SHOP LOCAL Local ads, coupons & deals are just one click away!

Westminster Community Donor Center 960 W. 124th Ave. Open six days a week from 7 am - 7 pm, closed on Thursdays.

Walk-ins are welcome! Visit bonfils.org for more information.

CH E C K I T O U T AT:

ColoradoCommunityMedia.com

16 Northglenn-Thornton • Westminster Window

THINGS to DO

THEATER

Joseph and the Amazing Technicolor Dreamcoat: through to Saturday, Dec. 23 at Arvada Center for the Arts and Humanities, 6901 Wadsworth Blvd. Performances at 7:30 p.m. Tuesdays to Saturdays; 1 p.m. Wednesdays, and 2 p.m. Saturdays and Sundays. Talkbacks after 7:30 p.m. performances on Nov. 28 and Dec. 7. Happy hours with cast after 7:30 p.m. Friday, Nov. 24 and 1 p.m. Wednesday, Dec. 6 performances. Call 720898-7200.

ART/CRAFTS

Big Hero Sox: 5-6 p.m. Tuesday, Nov. 28 at Anythink York Street, 8990 York St., Ste. A, Thornton. Sew socks in the shape of Baymax from Big Hero 6. Call 303-4053234 or go to anythinklibraries.org. LED Ornaments: 5-6 p.m. Wednesday, Nov. 29 at Anythink Wright Farms, 5877 E. 120th Ave., Thornton. Call 303-405-3200 or go to anythinklibraries.org.

this week’s TOP FIVE The Nutcracker: 7 p.m. Friday, Dec. 1; 2 p.m. and 7 p.m. Saturday, Dec. 2; and noon and 4 p.m. Sunday, Dec. 3 at the Joanna Ramsey Theatre at Westminster High School, 6933 Raleigh St., Westminster. Performed by Littleton Youth Ballet and Littleton Ballet Academy. Call 303-794-6694 or go to www.littletonyouthballet. Noel Northglenn: 5:30-8:30 p.m. Friday, Dec. 1 at the Northglenn Recreation Center, 11801 Community Center Drive. Kick off the holiday season when Santa visits Northglenn. Carolers, carriage rides, songs with Mrs. Claus, an indoor snowball fight, holiday cartoons in the theater and more. Northglenn Senior Organization hosts its annual bake sale and the Northglenn Historic Preservation Commission sells gift items and stocking stuffers. This year’s theme is The Grinch Who Stole Christmas. Go to www.northglenn.org/noel or call 303-450-8935. Winter Art 4 < $100 Sale: 10 a.m. to 6 p.m. Saturday, Dec. 2 at the North Valley Tech Center Atrium, 500 E. 84th Ave., Thornton. Support local artists

Fine Art Market; ACES Show and Sale: Thursday, Nov. 30 to Dec. 17 at the Arvada Center, 6901 Wadsworth Blvd., Arvada. Opening reception from 5-9 p.m. Thursday, Nov. 30. Go to http:// arvadacenter.org/ galleries/31stannual-fine-artmarket-show-sale or call 720-8987200 for hours and other details.

Cooking for Kids: Nacho Cheese Chips: 5:30-6:30 p.m. Thursday, Nov. 30 at Anythink Huron Street, 9417 Huron St., Thornton. Call 303-452-7534 or go to anythinklibraries.org. Snacks: Mini Caramel Apples: 5-6 p.m. Thursday, Nov. 30 at Anythink York Street, 8990 York St., Ste. A, Thornton. Call 303-405-3234 or go to anythinklibraries.org.

WRITING/READING

Northglenn Senior Book Club: “The Other Einstein”: 1 p.m. Tuesday, Nov. 28 at the North-

and find great gifts. Contact Krystle Codrey at 720-977-5882 or krystle. codrey@cityofthornton. net. Art in Action: 2-4 p.m. Saturday, Dec. 2, at Anythink York Street, 8990 York St., Ste. A, Thornton. Local community artists will work en plein air throughout the library, and will be available to chat and answer your questions. Light refreshments will be provided. Appropriate for families and all ages. No registration required. Go to anythinklibraries.org. Olde Fashioned Christmas: 10 a.m. to 4 p.m. Saturday, Dec. 2, and 11 a.m. to 3 p.m. Sunday, Dec. 3 at Stonehocker Farmhouse, 10950 Fox Run Parkway. Take pictures with Santa and browse the baked goods, gifts and stocking stuffers available. Contact Mayor Joyce Downing at 720-232-4402 or nhpf1999@aol.com.

attendees. Call 303-405-3234 or go to anythinklibraries.org. Code a Holiday Light Display: 4-6 p.m. Tuesday, Nov. 28 at Anythink Wright Farms, 5877 E. 120th Ave., Thornton. Call 303-405-3200 or go to anythinklibraries.org.

COOKING

Around the World: Cooking Class: 4-5 p.m. Tuesday, Nov. 28 (France: Crepes and Cocoa) at Anythink Wright Farms, 5877 E. 120th Ave., Thornton. Call 303-405-3200 or go to anythinklibraries.org.

November 23, 2017N

glenn Senior Center, 11801 Community Center Drive. Mitzi Einstein, Albert’s wife, was a brilliant physicist in her own right. Her contribution to the theory of relativity is hotly debated and may have been inspired by her own profound and very personal insight. Call 303-450-8801 or stop by the center to reserve a copy. For ages 55 and older. Short Story Reading Club: 6:30-8 p.m. Wednesday, Nov. 29 at Anythink Wright Farms, 5877 E. 120th Ave., Thornton. No advance reading required. Call 303-405-3200 or go to anythinklibraries.org.

EVENTS

Family Night: Secret Pizza Party: 6-6:45 p.m. Tuesday, Nov. 28 at Anythink York Street 8990 York St. Ste. A, Thornton. Register all

Centenary of WWI: 1-2:15 p.m. Wednesday, Nov. 29 at the Community Recreation Center, 6842 Wadsworth Blvd., Arvada. Call 303-425-9583 or go to www. apexprd.org. Phil Goodstein commemorates what happened and how Denver survived the upheaval of the war.

Community Voices: Breaking Bread: 6:30-8 p.m. Thursday, Nov. 30 at Anythink Wright Farms, 5877 E. 120th Ave., Thornton. New Anythink series. Registration recommended. Call 303-405-3200 or go to anythinklibraries.org. STEAM Club: Soldering: 3:304:30 p.m. Thursday, Nov. 30 at Anythink York Street 8990 York St. Ste. A, Thornton. Learn how to solder by making a blinking badge. Registration required. Call 303-405-3234 or go to anythinklibraries.org. Toys for Tots Benefit Luncheon: 11 a.m. Tuesday, Dec. 5 at Covenant Village of Colorado, 9153 Yarrow St., Westminster. Support the U.S. Marine Corps Reserve’s Toys for Tots program. Bring an upwrapped toy valued about $10. Reservations required. Call 877341-0295 or go to www.covenantcolorado.org/events. Anythink Escape Room: through Dec. 30 at Anythink Wright Farms, 5877 E. 120th Ave., Thornton. Groups of six work together to solve Anythink’s mountain cabin escape room. Call 303-405-3200 or go to anythinklibraries.org for reservations.

HEALTH

Registration required. Teen Time: Anime Club: 3:304:30 p.m. Wednesday, Nov. 29 at Anythink York Street 8990 York St. Ste. A, Thornton. Learn basic Japanese phrases and customs, watch anime, and enjoy Japanese snacks. Call 303-405-3234 or go to anythinklibraries.org.

Blood Drive: 10-11:40 a.m. and 1-3:30 p.m. Tuesday, Nov. 28 at Anythink Wright Farms, 5877 E. 120th Ave., Thornton. Call 303-405-3200 or go to anythinklibraries.org. Walk-ins welcome, or call 303-363-2300 to schedule an appointment. Use site code A959. Call 303-405-3200 or go to anythinklibraries.org. Editor’s note: Calendar submissions must be received by noon Thursday for publication the following week. Send listings to calendar@coloradocommunitymedia.com. No attachments, please. Listings are free and run on a space-available basis.

Northglenn-Thornton • Westminster Window 17

7November 23, 2017

Love is important, but being money smart is also

Dear Disappointed: Although I agree with your advice about being financially wise about who you become involved with, and that money is an important compo-

nent of a relationship, I also can’t help thinking about how different this would sound is it were a man writing this letter rather than a woman. I would venture that a sizable number of financially set men in their retirement years would just assume that providing for a woman less financially comfortable—or paying for extras and helping out financially — was simply part of the bargain. That was the norm when many of us were growing up. I am not insensitive to your desire of having a man who has greater financial stability. It is certainly understandable that you may not be in a position of wholly supporting him, and I can understand your frustration in watching him struggle but never quite succeeding with getting his financial house in order. If you are in danger of draining all your resources or compromising your own nest egg), then it makes sense that you may be forced into the decision of whether or not he is wise for you. But if that is not the case, I would urge you to consider what you are receiving from this relationship, because you describe him as a great guy who is loving and kind, and those traits are highly sought after and desirable. In the end, your choice comes down to a simple question: Everything being considered, are you better off with him or without him? Neil Rosenthal is a licensed marriage and family therapist in Westminster and Boulder. He is the author of the bestselling book Love, Sex, and Staying Warm: Creating a Vital Relationship. Contact him at 303-758-8777 or visit neil-

Local Focus. More News.

ColoradoCommunityMedia.com

Answers

Dear Neil: I have been in a relationship with a great guy going on 10 years. I am financially set. Thanks to my late husband, we worked almost 40 years to be financially secure in our later years. The man I am dating is not financially stable and secure, although he is working, but I am still waiting for him SOUND to get it all together 10 years in. I have ADVICE held onto the relationship with him because I value his love and kindness, but I have provided for things his income couldn’t, and occasionally I have lent him money. To those in a Neil Rosenthal relationship with someone who isn’t financially comfortable, I would recommend that you communicate with each other about money and have firm boundaries in place about what you are and are not willing to pay for. Love is important, but being money smart is also, especially as we get older. If we were in our 20’s, I might feel that love would be enough. Now I don’t feel that way. I am not happy in the relationship any longer, because I’ve come to the realization that money does matter. Be financially wise in who you choose to become involved with. Disappointed in Southern California

THANKS for

PLAYING!

18 Northglenn-Thornton • Westminster Window

November 23, 2017N

This year’s pheasant hunt looks to be quite pleasant

ccording to Colorado Parks and Wildlife Small Game Coordinator Ed Gorman, the 2017-18 eastern Colorado pheasant season could be the second best hunt on record. And given that the survey results suggesting this forecast goes back to 1954, OUTDOOR that’s saying LIVING a lot! The survey at issue is the call-count or the number of male (rooster) morning calls (or crows) recorded late in the summer that identifies Ron Hellbusch the population of rooster pheasants in a given area. “We think the hunting will be as good as last year and quite possibly better, “Gorman said. Eastern state moisture has been better than normal and damaging hail storms have been minimal, contributing to a marked recovery from severe drought years of 2012 and 2013. The encouraging pheasant population forecast and improved habitat conditions will most likely draw more hunters in the field. Colorado hunters always deal to some degree with competition in seeking hunting sites. However, much to the credit of the state wildlife commission establishing the state wildlife areas and the

T walk-in access lands, finding hunting areas is less of a challenge than in earlier decades. The state 2017 Small Game Walk-in Atlas and Late Cropland Atlas offer considerable options for public hunting. Both references can be found in outdoors sports shops, where hunting licenses are sold and and the state parks and wildlife offices. State wildlife Areas number 350 and total 900,000 acres. While not all SWA have pheasants or pheasant habitat, some do and they warrant a review for pheasant hunting opportunities. Gorman reported the state has 180,000 acres of land enrolled in the walk-in program. Unfortunately the popular CRP (conservation reserve program) acres have diminished by 15,000 acres in Colorado. Offsetting some of this loss habitat is the good work

of the various Pheasants Forever Chapters that have added cover habitat and expanded acres within the sprinkler corners conservation initiative. The pheasant season coincides with the fall farm harvests and hunters are urged to be sensitive in not creating conflicting situations for the farmers. Remember that permission is required on all private land except the walk-in program acres. Do not impede the farm harvest operation when approaching the farmer for permission. Be mindful of potential fire dangers when in the fields and be considerate of farm traffic when parking vehicles on access roads. 2017-18 holds promise for a better pheasant year, prepare carefully for the season that opened Nov. 11 and extends to Jan. 31, 2018. Ron Hellbusch can be reached at Ron-Hellbusch@comcast.net.

Deer spoiling for a ﬁght State urges residents to be wary as deer mating season sparks aggressive behavior COLORADO PARKS AND WILDLIFE

Throughout Colorado, deer are in the midst of their mating season and Colorado Parks and Wildlife is reminding residents to take precautions to avoid conflicts. “Buck deer can be aggressive and lose their usual wariness of people at this time of year,” said Patt Dorsey, southwest regional manager for Colorado Parks and Wildlife. During the “rut” bucks are territorial and loaded with testosterone. They may attack people that appear to be competitive rivals. Deer can also see dogs as threats. In past years, bucks have gored people and dogs. If you see deer in your neighborhood keep your distance. Never attempt to get close to deer, never feed them and never try to pet them. Bucks in the rut may also spar with and become tangled in swing

What is there to be thankful for? Well ...

sets, volleyball nets, bicycles, vegetable-wire cages, hoses, etc. “We’ve seen bucks hung up in things like hammocks, clothes lines and plastic fencing,” Dorsey said. “When that happens it’s very stressful on the animal and sometimes fatal. It can also be dangerous for people who might come in contact with a deer that is in a stressed-out condition.” So now is the time to take a look at your yard, bring in the summer toys and check if there are other things that can snare deer. If items can’t be removed, CPW recommends tying long strands of brightly colored surveyor’s tape to them which might help to keep the animals away. People displaying holiday decorations and lights are also asked to exercise caution. Lights should be attached firmly to structures, or strung at least eight feet off the ground. Avoid draping lights loosely on top of shrubbery or wrapping lights around tree trunks. If you do see an animal with items stuck in its antlers call the nearest CPW office. Do not approach the animal or attempt to

As fall and winter progress, deer will continue to move to lower elevations in search of food and water sources. PHOTO COURTESY OF CDOT

cut them off yourself. The rut for deer usually continues until late December. Drivers are also reminded to slow down and be on the lookout for deer on highways. Deer have migrated to winter range and are likely to be close to major roadways at this time of year.

hanksgiving is a day for a tasty meal, watching some football and having fun with family and friends who are like family. Thanksgiving is a time to offer thanks for many things that are sometimes overlooked like hugs, good health, children, grandchildren, dishwashers, snowblowers, good car batteries on sub-zero mornings, friends, a companion dog, spellcheck and short lines. I could go on and on, but for sports fans, here are just a few things for which to be thankful. Thankfully the Colorado High School Activities Association will likely change the Class 5A alignments for football leagues and hopefully someday might figure out a way to decide state playoff soccer games without using a shootout. Thankfully the 4A and 5A state basketball tournaments have returned to Denver. There are other thankful athletic things like upsets (except against the team you Jim Benton are supporting), last-second or walk-off hits, OVERTIME victories rallies, more attention being paid to concussions, glutenfree Nut-Thins and one league in Major League Baseball that doesn’t use the designated hitter. Proposed volleyball change This is an assumption and I know assumptions can be dangerous. I assume that maybe some members of the CHSAA volleyball committee were at the Nov. 1011 state volleyball championships at the Denver Coliseum and realized change is needed. On Nov. 13, the committee unanimously recommended a bracket format starting for next year’s tournament and that proposal will go to the Legislative Council for their approval in January. If approved it would mean no more pool play, an extra day of the tournament and all classifications would use a modified double elimination format sometimes referred to as the Olympic Crossover Bracket. That means no more tiebreakers, meaningless matches when a team has already secured a semifinal berth, and the possibility that sessions can start on time instead of the finals starting an hour and 40 minutes after the scheduled start, which happened on Nov. 11. I was at the Coliseum for over 12 hours on Nov. 11 before Castle View finally wrapped up the Class 5A title. With the new proposal, the top four seeds in each class would receive first-round byes with seeds No. 5-12 playing in the first matches. Winners would advance to battle the top four seeds while the first round losers drop into the contenders’ brackets but would still have a chance to advance to the semifinals. The bracket, a sample of which can be found online at CHSAANow.com, becomes single-elimination in the semifinals, which differs from the double-elimination format used in the baseball playoffs. The volleyball committee’s proposal is something else to be thankful for.

Northglenn-Thornton • Westminster Window 19

7November 23, 2017

CLUBS Clubs and Services

divorceworkshopdenver.com.

Mondays Adult Survivors of Childhood Sexual Abuse Northglenn Women’s Group meets 6:30-8:30 p.m. Mondays. WINGS provides therapist-facilitated, peer-support groups in which survivors are believed, accepted and no longer alone. For more information, call 303-283-8660. Bingo night The Pinnacle Charter School hosts bingo at 7 p.m. every Monday at Bingo Oasis, 106th and Melody Drive, Federal Heights. Bring the family; children ages 7 and older can play. The school’s student groups, including band, football, basketball, volleyball and more, run bingo nights to earn money for their teams. For information, call Julie at 303-450-3985 ext. 1002. Denver Thyroid Cancer Support Group meets 7-8:30 p.m. Mondays at Montclair Recreation Center Lowry, 729 Ulster Way. For more information, call 303-388-9948.

PROFESSIONAL SERVICES GUIDE

Divorce Workshop A workshop that covers the legal, financial and social issues of divorce is presented the third Monday of each month at the Sheridan Library, 3425 W. Oxford Ave., Denver. Check in from 5:155:30 p.m.; workshop runs from 5:30-7:30 p.m. Register online at www.divorceworkshopdenver.com. Advance registration costs $35; at the door, cost goes to $40 (cash/checks only). Attendees will get help taking the next step by getting unbiased information and resources. Learn the options available and next steps to take positive action steps. Discover community resources, and talk with other women experiencing similar life changes. Volunteer presenters include an attorney, mediator, therapist and wealth manager. Discussion items include co-parenting, child support, family coping, tax consequences, property division, hostile spouses and more. For information, contact 303-210-2607 or info@

An Edgar Cayce study group meets at 1:30 p.m. Mondays near 80th and Sheridan. Call Bernita at 303-261-7175. The meeting is free. Grief Recovery A 12-week Grief Share program meets at 6:30 p.m. each Monday at Arvada Covenant Church, 5555 Ward Road. GriefShare meets from 6:30-8:30 p.m. Mondays at Risen Savior Lutheran Church, 3031 W. 144th Ave., Broomfield. Anyone struggling with the death of a loved one, whether recent or not, is welcome to join. Register at www.rslc.org or call 303-469-3521. Jazz Jam with Brad Goode takes place 7-11 p.m. every Monday at the Stage at Mi Vida Strings, 3698 W. 72nd Ave., Westminster. La Leche League of Broomfield meets 10 -11 a.m. the second Monday of the month at Brunner Farm House, 640 Main St. LifeRing Secular Recovery meets at 6 p.m. Mondays at Washington Park United Church of Christ, 400 S. Williams St. This is a nonprofit, abstinence-based peer-support group for recovering alcoholics and addicts. For more information, call 303-830-0358 or go online to www.unhooked.com. Open mic Living Water Unity Spiritual Community presents open mic night - celebrate your teen self 4:30-6:30 p.m. Mondays at 7401 W. 59th Ave., Arvada. This program gives teens the opportunity to express their performing art including voice and instrument, acting, poetry, stand-up comedy, mime, etc. Open to all students in sixth to 12th grades. Email bellbottoms809@ gmail.com. Paletteers Art Club meets at 7 p.m. the second Monday of the month at the Northglenn United Methodist Church, 1605 W. 106th Ave. Meetings are open to artists

and art lovers who are age 18 or older. Meet other artists and learn from monthly art demonstrations. Call Pat at 303-451-0017. Study group Chabad of NW Metro Denver Jewish Center hosts a thought-provoking discussion on the weekly Torah portion. Drawing from the wisdom of the Talmud, Kabbalah and Chassidic Mystical Masters, the study group focuses on the relevance of the bible stories and Torah’s teaching to our modern lives. The class is 7-8 p.m. Mondays at Chabad, 4505 W. 112 Ave., Westminster. Refreshments served. For costs and the topic of the weekly discussion, visit www. COJewish.com/torahstudy or call 303429-5177. The class is led by Rabbi Benjy Brackman spiritual leader of Chabad of NW Metro Denver. Tuesdays Adams County Aging Network: 9-10 a.m. the first Tuesday of the month at the Margaret Carpenter Recreation Center, 11151 Colorado Blvd., Thornton. Seniors and professionals work with seniors to attend and learn about programs and services available to seniors. Meetings are free; breakfast is served at 8:45 a.m. Adams County Genealogical Society Newcomers and experienced genealogists are welcome. We meet at 7 p.m. the second Tuesday of each month at Hunter Douglas, 1 Hunter Douglas Circle, Thornton (on the southeast corner of 128th and Washington). A different guest speaker is featured each month. For additional information, www. adamscountygenealogysociety.com. Arvada Sunrise Rotary Club meets from 7-8 a.m. Tuesdays at The Arvada Centre For The Arts and Humanities, 6901 Wadsworth Blvd. for a breakfast meeting. Come join us as our guest and learn about our community service projects and what Rotary does in the world to help people.

Michael’s Handyman Services • Home Beautiﬁcation • Home Repair & Interior Painting

BNI Dynamic Referrals Leads Group A category specific group of business owners committed to growing each other’s businesses. Meetings at 7:30 a.m. Tuesday at the Country Buffet at 88th and Sheridan. Call Jeri Morgan at 720-746-9763 to RSVP and to see if your category is available. Let Go and Let God AFG Al-Anon meets at 7 p.m. Tuesdays at Lord of Life Lutheran Church, 12021 Northaven Circle in Thornton. For more information, visit www.al-anonco.org. Mama Talk, a support group for moms before and after baby, meets from 10:30 a.m. to noon Tuesdays at the Tri-County Health Department, 10190 Bannock St., Suite 100, Northglenn. Call Margaret at 303-255-6214. Narcotics Anonymous Group meets at 7:30 p.m. Tuesdays at 3585 W. 76th Ave. in Westminster. For more information, go online to www.nacolorado.org. New Swing Swing dancing comes to Thornton 8:30-11 p.m. Tuesdays at Taps and Toes Dance Studio, 12720 N. Colorado Blvd. Beginners are welcome; World Champion Lindy Hop dancers Mark Godwin and Shauna Marble, along with other dancers will provide instruction. Cost is $5. For more information, go online to www.markandshaunaswing.com/weekly_dances/. Northglenn AFG Al-Anon meets at 9:30 a.m. Tuesdays at Immaculate Heart of Mary Catholic Church, 11385 Grant Drive. For more information, go online to www.al-anon-co. org. Northglenn-Thornton Rotary Club meets at noon Tuesdays at Red Lobster, 1350 W. 104th Ave. in Northglenn. For more information, email NorthglennThorntonRotary@ hotmail.com.

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November 23, 2017N

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7November 23, 2017

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to buy groceries online. Visit the website to find recipes and

discover more ways to add organic foods to your family’s meals. 22 Northglenn-Thornton • Westminster Window

November 23, 2017N

FAMILY FEATURES

Organic Pumpkin Piea joyous time filled with gatherings olidays are typically

of friends and family, including time spent baking Prep time: 15 minutes Total and time:enjoying 1 hour, 25 minutes seasonal dishes, all while making fond Servings: 8 memories. Pumpkin has become a popular holiday ingredient, Crust:making it easy to create pumpkin-centric desserts, perfect1 for 1/2 entertaining. cups O Organics all-purpose flour This season, try utilizing organicbutter, ingredients in holiday 8 tablespoons unsalted slightly softeneddishes 1 way teaspoon salt as a simple to addkosher a better-for-you twist to your family’s 1 tablespoon O Organics granulated favorite dishes – including baked goods and othersugar desserts. The cold water, needed to (about 4-6 tablespoons) O Organics product line,as exclusive Safeway stores, includes 100 percent Filling: pure organic pumpkin, as well as more than 400 additional1USDA-certified, items every pure occasion, can (15 ounces)non-GMO O Organics 100for percent from fresh fruits and vegetables to wholesome dairy, meats, pumpkin baking ingredients, cereals, 1/2 cup whole milksnacks and more. When1/2 it comes to the dessert table, try a new twist on pumpkin cup pure maple syrup with these2seasonal sweets featuring high-quality, organic ingrelarge eggs O Organics cinnamon dients. Go1toteaspoon shop.safeway.com or ground download the delivery app 1/4 teaspoon nutmeg to buy groceries online.ground Visit the website to find recipes and teaspoon Organics discover1/2 more ways toOadd organicground foods toginger your family’s meals. To make crust: Place flour, butter, salt, sugar and water in large bowl. Using fingers, mix ingredients together until dough ball Organic Pie thick disk and wrap in parchment paper. forms. Pumpkin Flatten into 1-inch rest151 minutes hour in refrigerator before rolling out. Prep Let time: Heat oven to 375 F. Roll out dough and press into pie plate. Total time: 1 hour, 25 minutes To8make filling: In medium bowl, whisk together pumpkin, Servings: milk, syrup, eggs, cinnamon, nutmeg and ginger. Pour into Crust: pie plate. 1 1/2 Bake cups40-55 O Organics flour minutesall-purpose until filling is slightly jiggly but set. Let 8 tablespoons unsalted butter, slightly softened cool 4 hours. Serve. 1 Notes: teaspoon kosher salt Using measuring cup as scoop for flour actually 1 tablespoon O Organics granulated sugar overfills it. Instead, fill cup lightly with spoon and level off top water, needed withcold butter knife.asDo not roll(about dough4-6 all tablespoons) the way to edge to keep Filling: dough from sticking to surface. Keep surface and rolling pin floured turning dough. Piepercent dough can be made and 1 can and (15 continue ounces) O Organics 100 pure frozenpumpkin ahead of time for easy use – just thaw in refrigerator before using. It can keep up to 6 months in freezer. 1/2 cup whole milk 1/2 cup pure maple syrup 2 large eggs 1 teaspoon O Organics ground cinnamon 1/4 teaspoon ground nutmeg 1/2 teaspoon O Organics ground ginger To make crust: Place flour, butter, salt, sugar and water in large bowl. Using fingers, mix ingredients together until dough ball forms. Flatten into 1-inch thick disk and wrap in parchment paper. Let rest 1 hour in refrigerator before rolling out. Heat oven to 375 F. Roll out dough and press into pie plate. To make filling: In medium bowl, whisk together pumpkin, milk, syrup, eggs, cinnamon, nutmeg and ginger. Pour into pie plate. tablespoon whipping Pumpkin Handuntil Pies Bake 40-55 minutes filling is slightly jiggly but1 set. Let cream cool 4Prep hours. Serve. time: 15 minutes 1 tablespoon pure maple Notes: measuring TotalUsing time: 50 minutes cup as scoop for flour actually overfills it. Instead, top Servings: 6-8 fill cup lightly with spoon and level offsyrup 1/8 toteaspoon with butter DoOrganics not roll dough keep cinnamon 1/2 knife. cup O 100 all the way to edge dough from sticking to surface. Keep surface and rolling pin Icing: percent pure pumpkin floured and turningcheese, dough. Pie dough can be 4made and cream cheese, 2 continue ounces cream ounces frozen ahead ofsoftened time for easy use – just thaw in refrigeratorsoftened before using. It can keep up to 6pure months in freezer. 1 tablespoon maple 1/4 cup powdered sugar syrup 1 1/2 teaspoons milk 1/8 teaspoon O Organics ground Heat oven to 375 F. Using mixer, cinnamon combine pumpkin, cream cheese, maple 1/4 teaspoon pumpkin pie syrup, cinnamon, pumpkin pie spice and spice vanilla until well mixed. Set aside. 1/2 teaspoon vanilla 2 premade pie dough Spread pie dough. Using 5-inch round crusts, rolled into cutter, make circles. Whisk together 10-inch circles whipping cream, maple syrup and For brushing pastry: cinnamon for brushing.

Deliciously Easy Pumpkin Desserts Enjoy an organic twist on seasonal sweets Taking round piece of dough, place about 3 tablespoons filling in center and fold dough over to create half-moon shape. Brush edges with whipping cream mixture. Using fork tines, seal edges of pastry. Repeat with each dough circle. Place pies on parchment-lined baking sheet. Brush tops with whipping cream mixture. Bake 16-20 minutes until bottoms are golden brown. Let cool 30 minutes. To make icing: Whisk to combine cream cheese, powdered sugar and milk. Drizzle over pies. Serve. Notes: Use lid from small pan to cut dough circles for pies. For easier drizzling, load icing into small zip-top bag. Squeeze into corner and twist top to seal. Cut corner and drizzle over pies.

Deliciously Easy Pumpkin Desserts Enjoy an organic twist on seasonal sweets

Pumpkin Hand Pies

Prep time: 15 minutes Total time: 50 minutes Servings: 6-8 1/2 cup O Organics 100 percent pure pumpkin 2 ounces cream cheese, softened 1 tablespoon pure maple syrup 1/8 teaspoon O Organics ground cinnamon 1/4 teaspoon pumpkin pie spice 1/2 teaspoon vanilla 2 premade pie dough crusts, rolled into 10-inch circles For brushing pastry:

1 tablespoon whipping cream 1 tablespoon pure maple syrup 1/8 teaspoon cinnamon Icing: 4 ounces cream cheese, softened 1/4 cup powdered sugar 1 1/2 teaspoons milk Heat oven to 375 F. Using mixer, combine pumpkin, cream cheese, maple syrup, cinnamon, pumpkin pie spice and vanilla until well mixed. Set aside. Spread pie dough. Using 5-inch round cutter, make circles. Whisk together whipping cream, maple syrup and cinnamon for brushing.

Taking round piece of dough, place about 3 tablespoons filling in center and fold dough over to create half-moon shape. Brush edges with whipping cream mixture. Using fork tines, seal edges of pastry. Repeat with each dough circle. Place pies on parchment-lined baking sheet. Brush tops with whipping cream mixture. Bake 16-20 minutes until bottoms are golden brown. Let cool 30 minutes. To make icing: Whisk to combine cream cheese, powdered sugar and milk. Drizzle over pies. Serve. Notes: Use lid from small pan to cut dough circles for pies. For easier drizzling, load icing into small zip-top bag. Squeeze into corner and twist top to seal. Cut corner and drizzle over pies.

Pumpkin Slab Pie Pumpkin Spice Latte Ice Cream

Prep time: 10 minutes Total time: 10 minutes Servings: 2 1/2 cup frozen pumpkin puree made with O Organics 100 percent pure pumpkin 2 frozen bananas, cut or broken into 1-inch chunks 1 teaspoon espresso instant coffee granules 1 tablespoon cashew butter 1 1/2 teaspoons pumpkin pie spice

1 teaspoon maple syrup Remove pumpkin puree cubes from freezer and allow to soften slightly, about 5 minutes. In food processor or high-powered blender, combine pumpkin puree, bananas, coffee granules, cashew butter, pumpkin pie spice and syrup. Pulse until mixture begins to resemble ice cream consistency, about 5 minutes. Notes: Freeze pumpkin in ice cube trays. Overripe bananas work best. Peel and place on parchmentlined baking sheet in freezer. Once frozen, store in zip-top bag.

Prep time: 20 minutes Total time: 1 hour, 20 minutes Servings: 36-40 Crust: 1 cup unsalted butter, cut into 1/2-inch cubes 8 ounces cream cheese, cut into 1/2-inch cubes 2 cups all-purpose flour 1 teaspoon kosher salt Filling: 2 cans (15 ounces each) O Organics 100 percent pure pumpkin 4 eggs 2 cups whipping cream 1 1/4 cups granulated sugar 2 teaspoons pumpkin pie spice 1 teaspoon ground ginger 1/2 teaspoon kosher salt

To make crust: In bowl, combine butter, cream cheese, flour and salt. Use fingers to mix ingredients until dough ball forms. Form into two flat rectangular disks about 1-inch thick and wrap with plastic. Refrigerate 1 hour. On lightly floured surface, roll out each crust into 13-by-10-inch rectangle. Carefully place dough on each side of 12-by-17-inch pan and pinch together, smoothing out crust so it fits into all corners of pan. Trim edges to 1/2 inch of crust and tuck edges under. Crimp edges with fork. Heat oven to 350 F. To make filling: In large bowl, whisk to combine pumpkin, eggs, whipping cream, sugar, pumpkin pie spice, ginger and salt. Pour into crust. Bake 35-45 minutes until filling is slightly jiggly but set. Let cool 3-4 hours before serving.

7November 23, 2017

expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Public Notices Public Trustees COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777146

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) HELEN CASE Original Beneficiary(ies) WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT Date of Deed of Trust November 07, 2005 County of Recording Adams Recording Date of Deed of Trust November 15, 2005 Recording Information (Reception No. and/or Book/Page No.) 20051115001260900 Original Principal Amount $240,000.00 Outstanding Principal Balance $176,129.89

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Notices

TION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

DATE: 09/07/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Randall M. Chin #31149 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006805337 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777147 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) CHRISTOPHER GRETEMAN Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR AMERICAN FINANCING CORPORATION Current Holder of Evidence of Debt PACIFIC UNION FINANCIAL, LLC Date of Deed of Trust July 22, 2016 County of Recording Adams Recording Date of Deed of Trust July 29, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000061353 Original Principal Amount $203,486.00 Outstanding Principal Balance $200,163.55 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 13, BLOCK 6, SHERRELWOOD ESTATES FILING NO. 3, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 8288 CHARLES WAY, DENVER, CO 80221. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/07/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Chief Deputy Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006969653 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. A201776929 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled Robert A. Morse Address of Record Owner as evidenced on the recorded instrument evidencing the owner's interest 5389 East 114th Place, Thornton, CO 80233 Recording Date of Deed of Trust September 01, 2009 Recording Information 2009000065303 Recording Date of Notice of Election and Demand May 01, 2017 Recording Information of Notice of Election and Demand 2017000037256 Legal Description of Property LOT 21, BLOCK 20, WOODGLEN FILING NO. 6, COUNTY OF ADAMS, STATE OF COLORADO Street Address of Property: 5389 East 114th Place, Thornton, CO 80233 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 AM on 8/30/17, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of Adams, State of Colorado, or to the State Treasurer as part of the "Unclaimed Property Act", pursuant to Colorado law. First Publication: 11/16/17 Last Publication: 12/14/17 Name of Publication: Metro North Date: 9/15/17 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777160 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 14, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) BRETT A BRAKEL AND RACHEL I BRAKEL Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CITIBANK, F.S.B., ITS SUCCESSORS AND ASSIGNS

Northglenn-Thornton • Westminster Window 23

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777160

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 14, 2017, the undersigned Public Trustee caused the Notice of Election advertise and Demand relating to the To Deed of Trust your public notices call 303-566-4100 described below to be recorded in the County of Adams records.

Public Trustees

Original Grantor(s) BRETT A BRAKEL AND RACHEL I BRAKEL Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CITIBANK, F.S.B., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt CITIMORTGAGE, INC. Date of Deed of Trust December 29, 2005 County of Recording Adams Recording Date of Deed of Trust January 12, 2006 Recording Information (Reception No. and/or Book/Page No.) 20060112000045100 Original Principal Amount $87,300.00 Outstanding Principal Balance $54,847.96 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 2, BLOCK 3, RIVERDALE PARK FILING NO. 4, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 12963 LOCUST ST, THORNTON, CO 80602. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/17/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/23/2017 Last Publication: 12/21/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777114

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On August 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Javier Cordero Original Beneficiary(ies) Washington Mutual Bank, FA Current Holder of Evidence of Debt Wells Fargo Bank, NA as Trustee for Wamu Mortgage Pass through Certificates Series 2005-PR2 Trust Date of Deed of Trust January 14, 2005 County of Recording Adams Recording Date of Deed of Trust February 01, 2005 Recording Information (Reception No. and/or Book/Page No.) 20050201000107400 Original Principal Amount $153,000.00 Outstanding Principal Balance $138,080.13

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 30, BLOCK 18, CORONADO SUBDIVISION-SECOND FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 1440 Solana Dr, Denver, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 09/14/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016528 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

DATE: 08/17/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

NTS WW * 1

The name, address, business telephone num-

URE PROCESS. 24 Northglenn-Thornton Federal Consumer Financial • Westminster Window Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

DATE: 08/17/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-778199-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777117 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) ALEXANDER A. MILLS, SR and MARIE PASCAL MILLS Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREEDOM MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt FREEDOM MORTGAGE CORPORATION Date of Deed of Trust September 30, 2016 County of Recording Adams Recording Date of Deed of Trust October 11, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000085706 Original Principal Amount $253,815.00 Outstanding Principal Balance $251,551.48 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Public Trustees

DATE: 08/17/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016350 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777118 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) O. Yolanda Olmedo Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Guaranteed Rate, Inc. Current Holder of Evidence of Debt Partners for Payment Relief DE IV, LLC Date of Deed of Trust February 12, 2007 County of Recording Adams Recording Date of Deed of Trust February 26, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007000020164 Original Principal Amount $29,000.00 Outstanding Principal Balance $27,692.17

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 8, BLOCK 5, RANCHO VIEJO, COUNTY OF ADAMS, STATE OF COLORADO.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

PARCEL ID NUMBER: 0171914409002

THE WEST 1/2 OF LOT 18 AND THE EAST 40 FEET OF LOT 19, BLOCK 4, HAZELTINE HEIGHTS, COUNTY OF ADAMS, STATE OF COLORADO

Also known by street and number as: 9634 GILPIN ST, THORNTON, CO 80229. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 12/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 10/26/2017 Last Publication 11/23/2017 Name of Publication Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372

Also known by street and number as: 8480 E. 105th Ave., Henderson, CO 80640. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 12/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial

ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

DATE: 08/17/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: William R. Arant III #36864 Arant Law LLC 11020 S PIKE PEAK DR., SUITE 220, PARKER, CO 80138 (720) 5417903 Attorney File # 15007 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777119 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) MARGARET DEFRANCO AND CAMERON DEFRANCO Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR NETWORK MORTGAGE SERVICES, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust October 09, 2007 County of Recording Adams Recording Date of Deed of Trust October 23, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007000099606 Original Principal Amount $89,495.00 Outstanding Principal Balance $91,099.09 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Public Trustees

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777122

Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-914-30131

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) RAYME A. KAVADAS Original Beneficiary(ies) STELLAR FINANCIAL GROUP Current Holder of Evidence of Debt FEDERAL NATIONAL MORTGAGE ASSOCIATION ("FANNIE MAE"), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Date of Deed of Trust September 27, 1999 County of Recording Adams Recording Date of Deed of Trust October 04, 1999 Recording Information (Reception No. and/or Book/Page No.) C0598784*** Book: 5911 Page: 0369-0373 Original Principal Amount $113,076.00 Outstanding Principal Balance $105,429.55

Also known by street and number as: .

SHERRELWOOD ESTATES FILING NO. 1 BLK: 15 LOT: 5, COUNTY OF ADAMS, STATE OF COLORADO.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 12/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

DATE: 08/17/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016374

LOT 4, BLK 3, CALAHAN SUBDIVISION THIRD FILING

NOTICE OF SALE

Public Trustees

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

LOT 4, BLOCK 3, CALAHAN SUBDIVISION, THIRD FILING, COUNTY OF ADAMS, STATE OF COLORADO.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

November 23, 2017N

First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North

***THIS LOAN HAS BEEN MODIFIED THROUGH A LOAN MODIFICATION AGREEMENT EFFECTIVE 12/01/10 Also known by street and number as: 320 WEST 79TH PLACE, DENVER, CO 80221. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 12/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777124

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On August 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) SHON P. KOKOSZKA Original Beneficiary(ies) AMERICAN PIONEER FINANCIAL SERVICES, INC. Current Holder of Evidence of Debt FEDERAL NATIONAL MORTGAGE ASSOCIATION ("FANNIE MAE"), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Date of Deed of Trust March 29, 2001 County of Recording Adams Recording Date of Deed of Trust April 02, 2001 Recording Information (Reception No. and/or Book/Page No.) C0780243 Re-Recording Date of Deed of Trust January 19, 2017 Re-Recording Information (Reception No. and/or Book/Page No.) 2017000005389 Original Principal Amount $43,500.00 Outstanding Principal Balance $32,882.37

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

EXHIBIT "A" Condominium Unit No. 8-306, BRAVADO CONDOMINIUMS, in accordance with the Declaration recorded on September 12, 1978, in book 2273 at Page 549, and Condominium Map recorded on September 12, 1978, in Book P.U.D. at Page 211 of the County of Adams Records; together with the exclusive right to use the following limited common elements: Parking Space 233, County of Adams, State of Colorado. Also known by street and number as: 10211 URA LANE, #8-306, THORNTON, CO 80260.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

NTS WW * 2

7November 23,NOTICE 2017 OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Public Trustees

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 08/17/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-914-30129 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777125 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) RICKY BEDARD Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FAIRWAY INDEPENDENT MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust May 27, 2016 County of Recording Adams Recording Date of Deed of Trust June 03, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000043627 Original Principal Amount $250,381.00 Outstanding Principal Balance $247,027.98 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, BLOCK 4, OVERLAND PARK REPLAT, COUNTY OF ADAMS, STATE OF COLORADO. USED 2001 MHL2864 MAGNOLIA HOMES MHGNE18011760A/MHGENE18011760B 64' X 28' Also known by street and number as: . THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt se-

MHGNE18011760A/MHGENE18011760B 64' X 28' Also known by street and number as: . THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees NOTICE OF SALE

other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 21, BLOCK 5, PERL-MACK MANOR THIRD FILING, COUNTY OF ADAMS, STATE OF COLORADO.

Public Trustees

Also known by street and number as: 6990 LARSH DRIVE, DENVER, CO 80221.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 08/21/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016315 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777126 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) JOSEPH CRUZ CASTANEDA Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. ACTING SOLELY AS NOMINEE FOR LENDER, BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Current Holder of Evidence of Debt BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Date of Deed of Trust December 08, 2015 County of Recording Adams Recording Date of Deed of Trust December 11, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000103426 Original Principal Amount $244,489.00 Outstanding Principal Balance $240,367.25 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 21, BLOCK 5, PERL-MACK MANOR THIRD FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 6990 LARSH DRIVE, DENVER, CO 80221. THE PROPERTY DESCRIBED HEREIN IS ALL

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 12/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 08/21/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-089-30103 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777127 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) PETER A BLEIMEYER, JR. and WENDY M. BERTHOLF Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ACADEMY MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt FREEDOM MORTGAGE CORPORATION Date of Deed of Trust July 26, 2016 County of Recording Adams Recording Date of Deed of Trust August 04, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000063195 Original Principal Amount $337,202.00 Outstanding Principal Balance $334,058.51 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 14, BLOCK 2, HIGH POINT AT DIA SUBDIVISION, FILING NO. 7, COUNTY OF

Book/Page No.) Northglenn-Thornton 2007000041562• Westminster Window 25

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 14, BLOCK 2, HIGH POINT AT DIA SUBDIVISION, FILING NO. 7, COUNTY OF ADAMS, STATE OF COLORADO. APN#: 0182110121012 Also known by street and number as: 6111 N. GENOA STREET, AURORA, CO 80019. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 12/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Original Principal Amount $185,250.00 Outstanding Principal Balance $164,152.82

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8, BLOCK 2, OVERLAND VISTA, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 480 North 16th Avenue, Brighton, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 08/21/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

DATE: 08/21/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Alison L. Berry #34531 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016346

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-779180-LL

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777128

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) John A. Moreland Jr and Erin Moreland Original Beneficiary(ies) Wells Fargo Bank, N.A. Current Holder of Evidence of Debt U.S. Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2007-WFHE4, Asset-Backed Pass-Through Certificates, Series 2007-WFHE4 Date of Deed of Trust April 18, 2007 County of Recording Adams Recording Date of Deed of Trust April 26, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007000041562 Original Principal Amount $185,250.00 Outstanding Principal Balance $164,152.82 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777129

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On August 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) MARY O MONTOYA AND JOHN A MONTOYA Original Beneficiary(ies) FBS MORTGAGE CORPORATION Current Holder of Evidence of Debt HSBC BANK USA, N.A. Date of Deed of Trust February 25, 1994 County of Recording Adams Recording Date of Deed of Trust March 02, 1994 Recording Information (Reception No. and/or Book/Page No.) B1224976 Book: 4268 Page: 678-682 Original Principal Amount $66,280.00 Outstanding Principal Balance $18,170.95

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to

NTS WW * 3

26 Northglenn-Thornton • Westminster Window

Recording Date of Deed of Trust March 02, 1994 Recording Information (Reception No. and/or Book/Page No.) B1224976 Book: 4268 Page: 678-682 Original Principal Amount $66,280.00 Outstanding Principal Balance $18,170.95

www.consumerfinance.gov

Public Trustees

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777130

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

EXHIBIT A THAT PART OF THE NORTHWEST ONE QUARTER OF SECTION 6, TOWNSHIP 3 SOUTH, RANGE 67 WEST OF THE 6TH PRINCIPAL MERIDIAN, ALSO BEING A PART OF THE EAST ONE-HALF OF PLOT 5, OF ADAMS CITY GARDENS, COUNTY OF ADAMS, STATE OF COLORADO

BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE THE NORTHWEST CORNER OF THE EAST ONEHALF OF SAID PLOT 5; THENCE N89 DEGREES 50'23"E ALONG THE NORTHERLY LINE OF THE EAST ONE-HALF OF SAID PLOT 5, A DISTANCE OF 85.31 FEET TO THE POINT OF BEINGINNING; THENCE S00 DEGREES 01'20"E A DISTANCE OF 115.91 FEET; THENCE S89 DEGREES 53'02"E A DISTANCE OF 65.30 FEET; THENCE N01 DEGREES 06'50"W A DISTANCE OF 16.23 FEET; THENCE N00 DEGREES 09'37"W A DISTANCE OF 100.00 FEET TO A POINT ON THE SAID NORTHERLY LINE OF THE EAST ONE-HALF OF SAID PLOT 5; THENCE S89 DEGREES 50'23"W ALONG SAID NORTHERLY LINE A DISTANCE OF 64.75; TO THE POINT OF BEGINNING EXCEPT ANY PORTION LYING WITHIN THE EXISTING RIGHTOF-WAY OF EAST 72ND AVENUE. Also known by street and number as: 4540 E 72ND AVE, COMMERCE CITY, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 08/21/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-946-30130 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777130

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustees

On August 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) LISA VARGAS Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MEGASTAR FINANCIAL CORP., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt CARRINGTON MORTGAGE SERVICES, LLC Date of Deed of Trust May 28, 2010 County of Recording Adams Recording Date of Deed of Trust June 01, 2010 Recording Information (Reception No. and/or Book/Page No.) 2010000035783 Original Principal Amount $106,084.00 Outstanding Principal Balance $98,588.07 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, BLOCK 17, JASMINE ESTATES FILING NO. 1 AND AFFIDAVIT OF CORRECTION RECORDED FEBRUARY 28, 2000 IN FILE 18, MAP 186, RECEPTION NO. C0644572, COUNTY OF ADAMS, STATE OF COLORADO. PARCEL ID NUMBER: 0157132330103 **PURSUANT TO AFFIDAVIT OF SCRIVENER'S ERROR RECORDED ON 08/09/2017 AT RECEPTION NO. 2017000069331 TO CORRECT LEGAL DESCRIPTION.

DATE: 08/21/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Public Trustees

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016294 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777132

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 08/21/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd.,

Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Ste 1210, DENVER, CO 80202 (720) 259-6710 Attorney File # 17CO00319-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Original Grantor(s) Eric W Wiley and Melissa M Wiley Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for United Wholesale Mortgage Current Holder of Evidence of Debt Lakeview Loan Servicing, LLC Date of Deed of Trust December 31, 2013 County of Recording Adams Recording Date of Deed of Trust January 03, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014000000614 Original Principal Amount $186,558.00 Outstanding Principal Balance $189,952.50 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Also known by street and number as: 1184 W. 101st Ave, Northglenn, CO 80260-6270.

First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

On August 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777137

LOT 14, BLOCK 24, HEFTLER HOMES HILLCREST 2ND FILING, COUNTY OF ADAMS, STATE OF COLORADO.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

DATE: 08/24/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Also known by street and number as: 12027 MONACO ST., BRIGHTON, CO 80602.

NOTICE OF SALE

P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 12/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 08/24/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the

On August 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) RICKY JEROME WILSON Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN LIBERTY MORTGAGE INC, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust May 24, 2016 County of Recording Adams Recording Date of Deed of Trust May 25, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000040387 Original Principal Amount $349,551.00 Outstanding Principal Balance $344,752.99 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 47, BLOCK 4, SUNFLOWER RANCH FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 15459 GREAT ROCK ROAD, BRIGHTON, CO 80603. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 12/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 08/24/2017 Susan A. Orecchio, Public Trustee in and for the

Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

November 23, 2017N

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Public Trustees

DATE: 08/24/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Sheila J. Finn #36637 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016435

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777139

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On August 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Larry D. Tabler and Andrea L. Tabler Original Beneficiary(ies) Hi Tech Development, LLC Current Holder of Evidence of Debt Hi Tech Development, LLC Date of Deed of Trust October 26, 2007 County of Recording Adams Recording Date of Deed of Trust November 08, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007000104450 Original Principal Amount $50,000.00 Outstanding Principal Balance $50,000.00

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lot 15 Blk 2 Other Village at Hunters Glen Flg 1, County of Adams, State of Colorado Also known by street and number as: .

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 08/24/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado

NTS WW * 4

(800) 222-4444 7November 23, 2017 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Public Trustees

DATE: 08/24/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Jacqueline Hill #47789 Podoll & Podoll PC 5619 DTC Parkway, Suite 1100, Greenwood Village, CO 80111 (303) 8614000 Attorney File # 77139 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777141

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) SEAN P MCGRANE AND CAROLYN C RIPPLE Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR USAA FEDERAL SAVINGS BANK, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust July 26, 2006 County of Recording Adams Recording Date of Deed of Trust July 28, 2006 Recording Information (Reception No. and/or Book/Page No.) 20060728000764140 Original Principal Amount $200,214.00 Outstanding Principal Balance $186,686.47

LOT 2, BLOCK 33, NORTH GLENN TWENTY-FIRST FILING, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 11440 CLARKSON ST, DENVER, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

PLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Public Trustees

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

DATE: 08/28/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

DATE: 08/28/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016454

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006806723

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777143 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) BETTY L. MONTGOMERY Original Beneficiary(ies) WELLS FARGO HOME MORTGAGE, INC. Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT Date of Deed of Trust April 28, 2003 County of Recording Adams Recording Date of Deed of Trust May 07, 2003 Recording Information (Reception No. and/or Book/Page No.) C1139290 Original Principal Amount $273,000.00 Outstanding Principal Balance $212,527.30 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, BLOCK 3, CORONADO SUBDIVISION, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 8030 CLARKSON COURT, DENVER, CO 80229. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 12/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 10/26/2017 Last Publication: 11/23/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777144 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) DIANNE L. CHAVEZ AND PATRICIA J. CHAVEZ - SANSING AND GREGORY SANSING Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, NATIONSTAR MORTGAGE LLC Current Holder of Evidence of Debt NATIONSTAR MORTGAGE LLC D/B/A MR.COOPER Date of Deed of Trust January 11, 2016 County of Recording Adams Recording Date of Deed of Trust January 19, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000004026** Original Principal Amount $190,272.00 Outstanding Principal Balance $186,467.29 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9, BLOCK 24, CITY VIEW HEIGHTS, SECOND FILING, COUNTY OF ADAMS, STATE OF COLORADO. **THE LEGAL DESCRIPTION WAS CORRECTED BY AN AFFIDAVIT OF SCRIVENER’S ERROR RECORDED 8-9-2017 AT RECEPTION NO. 2017103867; AND RE-RECORDED 8-21-2017 AT RECEPTION NO. 2017000072747 IN THE RECORDS OF THE ADAMS COUNTY CLERK AND RECORDER, STATE OF COLORADO. Also known by street and number as: 8441 EDISON DRIVE, DENVER, CO 80229. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE

First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North

expenses of sale and other items allowed by Northglenn-Thornton • Westminster Window 27 law, and will issue to the purchaser a Certificate

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/07/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-945-30119 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777145 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) DENNIS MENZOR Original Beneficiary(ies) LONG BEACH MORTGAGE COMPANY Current Holder of Evidence of Debt REAL TIME RESOLUTIONS, INC. Date of Deed of Trust September 17, 2004 County of Recording Adams Recording Date of Deed of Trust September 21, 2004 Recording Information (Reception No. and/or Book/Page No.) 20040921000929270 Original Principal Amount $37,251.00 Outstanding Principal Balance $36,445.70 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8, BLOCK 14, SHERRELWOOD ESTATES FILING NO. 3, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 1360 MARIGOLD DRIVE, DENVER, CO 80221. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North

Public Trustees

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/07/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

LISA CANCANON #42043 Weinstein & Riley, P.S. 11101 West 120th Ave., Suite 280, Broomfield, CO 80021 (303) 5398601 Attorney File # 47459487

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777150

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Ashlie N Simpson Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Envoy Mortgage, LTD. Current Holder of Evidence of Debt RoundPoint Mortgage Servicing Corporation Date of Deed of Trust May 26, 2015 County of Recording Adams Recording Date of Deed of Trust June 15, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000045245 Original Principal Amount $357,142.00 Outstanding Principal Balance $345,238.86

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 12, BLOCK 4, RIVERDALE PARK FILING NO. 4, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 12922 Leyden Street, Thornton, CO 80602.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

NTS WW * 5

01/10/2018, at 4430 S. Adams County Pkwy, 28 Northglenn-Thornton • Westminster Window Suite W1000, Brighton CO 80601-8217, sell to

real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/07/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Susan J.Hendrick #33196 The Sayer Law Group, P.C. 9745 E Hampden Ave., #400, Denver, CO 80231 (303) 353-2965 Attorney File # CO170172 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777151 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) JOANNE E. MILLER Original Beneficiary(ies) LIBERTY REVERSE MORTGAGE, INC. Current Holder of Evidence of Debt Nationstar Mortgage LLC d/b/a Champion Mortgage Company Date of Deed of Trust October 27, 2006 County of Recording Adams Recording Date of Deed of Trust November 22, 2006 Recording Information (Reception No. and/or Book/Page No.) 2006001003496 Original Principal Amount $258,750.00 Outstanding Principal Balance $112,181.85 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 17, BLOCK 12, FLORADO FOURTH FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 7925 VALLEJO STREET, DENVER, CO 80221. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017

the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/07/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000007022957 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777152 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) TAMI L. SINGH Original Beneficiary(ies) ALMC MORTGAGE Current Holder of Evidence of Debt Security Service Federal Credit Union Date of Deed of Trust July 25, 2006 County of Recording Adams Recording Date of Deed of Trust September 18, 2006 Recording Information (Reception No. and/or Book/Page No.) 20060918000940150*** Original Principal Amount $227,000.00 Outstanding Principal Balance $242,140.37 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION PARCEL A: CONDOMINIUM UNIT H, BUILDING 17, THE FRONTERRA VILLAGE TOWNHOME SUBDIVISION, ACCORDING TO THE CONDOMINIUM MAP THEREOF RECORDED MARCH 9, 2004 AT RECEPTION NO. 20040309000074290, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION OF THE FRONTERRA VILLAGE TOWNHOMES RECORDED MAY 30, 2003 AT RECEPTION NO. C1150254, IN THE RECORDS OF THE CLERK AND RECORDER OF THE COUNTY OF ADAMS, STATE OF COLORADO. PARCEL B: GARAGE UNIT H, BUILDING 17, THE FRONTERRA VILLAGE TOWNHOME SUBDIVISION, ACCORDING TO THE CONDOMINIUM MAP THEREOF RECORDED MARCH 9, 2004 AT RECEPTION NO. 20040309000074290, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION OF THE FRONTERRA VILLAGE TOWNHOME SUBDIVISION RECORDED MAY 30, 2003 AT RECEPTION NO. C1150254, IN THE RECORDS OF THE CLERK AND RECORDER, COUNTYY OF ADAMS, STATE OF COLORADO **ACCORDING TO THE AFFIDAVIT RE: SCRIVENER’S ERROR PURSUANT TO C.R.S.

UM MAP THEREOF RECORDED MARCH 9, 2004 AT RECEPTION NO. 20040309000074290, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION OF THE FRONTERRA VILLAGE TOWNHOME SUBDIVISION RECORDED MAY 30, 2003 AT RECEPTION NO. C1150254, IN THE RECORDS OF THE CLERK AND RECORDER, COUNTYY OF ADAMS, STATE OF COLORADO

Public Trustees

**ACCORDING TO THE AFFIDAVIT RE: SCRIVENER’S ERROR PURSUANT TO C.R.S. 38-35-109(5) RECORDED ON MAY 13, 2013 AT RECEPTION NO. 2013000040424. ***According to Loan Modification Agreement recorded August 27, 2013 at Reception No. 2013000075504 Also known by street and number as: 15612 E. 96TH WAY BLDG 17-H, COMMERCE CITY, CO 80022. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/07/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006710966 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777153 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) LARRY L WIEKER AND SANDRA M WIEKER Original Beneficiary(ies) BANKERS HOME MORTGAGE INC. Current Holder of Evidence of Debt CITIMORTGAGE, INC. Date of Deed of Trust December 12, 2002 County of Recording Adams Recording Date of Deed of Trust December 31, 2002 Recording Information (Reception No. and/or Book/Page No.) C1074128 Original Principal Amount $105,800.00 Outstanding Principal Balance $74,062.11 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and

Book/Page No.) C1074128 Original Principal Amount $105,800.00 Outstanding Principal Balance $74,062.11

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOTS 15 AND 16, BLOCK 24, EXCEPT THE REAR 8 FEET THEREOF, NEW ENGLAND HEIGHTS, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 2332 HANOVER STREET, AURORA, CO 80010. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/07/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-049-30151 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777154 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) Ronald G. Farrell Original Beneficiary(ies) Universal Lending Corporation Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust November 22, 2002 County of Recording Adams Recording Date of Deed of Trust December 02, 2002 Recording Information (Reception No. and/or Book/Page No.) C1060504 Original Principal Amount $160,383.00 Outstanding Principal Balance $180,069.62

November 22, 2002 County of Recording Adams Recording Date of Deed of Trust December 02, 2002 Recording Information (Reception No. and/or Book/Page No.) C1060504 Original Principal Amount $160,383.00 Outstanding Principal Balance $180,069.62

November 23, 2017N

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 34, BLOCK 1, HIGH POINT VILLAGE SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 1125 E 78th Place, Denver, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/11/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-780551-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777155

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jerell N. Guster Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Sterling Capital Mortgage Company Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust May 22, 2003 County of Recording Adams Recording Date of Deed of Trust June 10, 2003 Recording Information (Reception No. and/or Book/Page No.) C1156222

NTS WW * 6

as nominee for Sterling Capital Mortgage Com7pany November 23, 2017

Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust May 22, 2003 County of Recording Adams Recording Date of Deed of Trust June 10, 2003 Recording Information (Reception No. and/or Book/Page No.) C1156222 Original Principal Amount $177,117.00 Outstanding Principal Balance $131,140.79

Public Trustees

LOT 31, BLOCK 4, FOX RUN SUBDIVISION FILING NO. 10A, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10996 Columbine Street, Northglenn, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/11/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney Wright #45482 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-780971-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777156

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) DANIEL T ZAMORA AND MICHELLE Y ZAMORA Original Beneficiary(ies) CHERRY CREEK MORTGAGE CO., INC. Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust October 12, 2007 County of Recording

records. Original Grantor(s) DANIEL T ZAMORA AND MICHELLE Y ZAMORA Original Beneficiary(ies) CHERRY CREEK MORTGAGE CO., INC. Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust October 12, 2007 County of Recording Adams Recording Date of Deed of Trust October 26, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007000100635 Original Principal Amount $195,242.00 Outstanding Principal Balance $178,730.41

Public Trustees

On September 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Public Trustees

Original Grantor(s) Brittany N. Persichitte and Elly A. Persichitte Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for 360 Mortgage Group, LLC Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust March 20, 2012 County of Recording Adams Recording Date of Deed of Trust March 26, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012000022095 Original Principal Amount $95,515.00 Outstanding Principal Balance $86,037.63 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Also known by street and number as: 13183 FILLMORE STREET, THORNTON, CO 80241.

LOT 52, BLOCK 1, VILLAGES NORTH SUBDIVISION, FILING NO. 3, COUNTY OF ADAMS, STATE OF COLORADO.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Also known by street and number as: 9217 Welby Road Ter, Thornton, CO 80229.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/11/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016517 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777157 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) Brittany N. Persichitte and Elly A. Persichitte Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for 360 Mortgage Group, LLC

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/11/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney Wright #45482 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-780846-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777158 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s)

Northglenn-Thornton • Westminster Window 29

FORECLOSURE SALE NO. A201777158

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustees

On September 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) PABLO SORIANO Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust February 10, 2012 County of Recording Adams Recording Date of Deed of Trust February 14, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012000010593 Original Principal Amount $112,571.00 Outstanding Principal Balance $102,031.50 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. THE SOUTH 1/2 OF THE WEST 1/2 OF PLOT 7, BREWER'S FIRST ADDITION TO DERBY, COUNTY OF ADAMS, STATE OF COLORADO.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777159

Public Trustees

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Mark J. Morin Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Everett Financial, Inc. D/B/A Supreme Lending Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust March 31, 2015 County of Recording Adams Recording Date of Deed of Trust April 06, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000023811 Original Principal Amount $186,558.00 Outstanding Principal Balance $191,551.45

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Also known by street and number as: 7380 KRAMERIA STREET, COMMERCE CITY, CO 80022.

LOT THREE (3), BLOCK ONE (1), COLORADO MANOR, COUNTY OF ADAMS, STATE OF COLORADO

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Also known by street and number as: 4220 E 70th Ave, Commerce City, CO 80022.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/10/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/16/2017 Last Publication: 12/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/11/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016536 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777159 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/11/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-780945-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

NTS WW * 7

The name, address, business telephone num30 Northglenn-Thornton • Westminster Window ber and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

DATE: 09/14/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016552

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Stephen A. Hall #38186 Hellerstein and Shore PC 5347 S. Valentia Way, Suite 100, Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00302SH

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777162

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Public Trustees COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777161

Original Grantor(s) MICHAEL J. KELLY Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GUILD MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust June 27, 2012 County of Recording Adams Recording Date of Deed of Trust July 05, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012000047794 Original Principal Amount $132,554.00 Outstanding Principal Balance $120,704.89

LOT 3, BLOCK 40, BLOCKS 40, 41, 42 AND 43 OF THORNTON, COLORADO, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 9301 RUSSELL WAY, THORNTON, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/17/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/23/2017 Last Publication: 12/21/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 14, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) Alan D. Chubb Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for MILA, Inc. Current Holder of Evidence of Debt U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-KS5 Date of Deed of Trust May 01, 2006 County of Recording Adams Recording Date of Deed of Trust May 12, 2006 Recording Information (Reception No. and/or Book/Page No.) 20060512000495120 Original Principal Amount $174,400.00 Outstanding Principal Balance $155,403.43 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 28, BLOCK 71, NORTH GLENN, TWENTY THIRD FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 11851 Gaylord Way, Northglenn, CO 80233. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/17/2018, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/23/2017 Last Publication: 12/21/2017 Name of Publication: Metro North

Public Trustees

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777165 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 14, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records. Original Grantor(s) LINDSAY MAESTAS Original Beneficiary(ies) UNIVERSAL LENDING CORPORATION Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust April 03, 2008 County of Recording Adams Recording Date of Deed of Trust April 29, 2008 Recording Information (Reception No. and/or Book/Page No.) 2008000033918 Original Principal Amount $83,520.00 Outstanding Principal Balance $70,692.12 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. EXHIBIT A LEGAL DESCRIPTION CONDOMINIUM UNIT NO. 179, BUILDING NO. 28, PARK NORTH TOWNHOUSES, (FIRST FILING) ACCORDING TO THE CONDOMINIUM PLAT FILED MARCH 29, 1965 IN FILE 12 AT PAGE 79 AND AMENDMENTS THERETO, AND ACCORDING TO THE CONDOMINIUM DECLARATION RECORDED FEBRUARY 19, 1965 IN BOOK 1210 AT PAGE 9 AND AMENDMENTS THERETO, COUNTY OF ADAMS, STATE OF COLORADO. PURSUANT TO AFFIDAVIT OF SCRIVENER'S ERROR RECORDED ON 9/12/2017 AT RECEPTION NO. 2017000079424 TO CORRECT LEGAL DESCRIPTION. SEE ATTACHED LEGAL DESCRIPTION PURSUANT TO AFFIDAVIT OF SCRIVENER'S ERROR RECORDED ON 9/12/2017 AT RECEPTION NO. 2017000079424 TO CORRECT LEGAL DESCRIPTION. Also known by street and number as: 1083 MILKY WAY, THORNTON, CO 80260. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE