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Meet TAMI FULLER

A San Diego resident since 1985, Tami Fuller has continuously provided exceptional care and service to her clients since becoming a Realtor in 1988. Though readily known for specializing in Point Loma & Ocean Beach home sales, she has satisfied clients throughout San Diego County assisting with sales, purchasing, property management, leasing and investment. By providing staging and design services, exceptional marketing knowledge, a full-service professional team as well as wise and practical advice, Tami’s clients experience her personal commitment to excellence and client satisfaction.

The most important aspect about ranking amongst the top 1% of Realtors for the number of homes she has sold is the number of people she has served. It’s all about delighting people, relationships and providing excellent service. Tami knows real estate ranks among the most significant financial decisions people make in their lifetime and she is serious about staying educated. By keeping current with market trends, changing laws, financing and providing industry best practices she ensures that her clients are well-educated in all aspects of their decisions and options throughout the process. She understands clients’ concerns and keeps them informed every step of the way. As one of Coldwell Banker West’s premier agents, she is well- respected by her peers and the industry. Numerous prestigious awards have been bestowed upon her, including Realtor of the Year 2012 Point Loma Ocean Beach. Tami has internationally ranked in the top 1% with Coldwell Banker and continues to rank in the top 1% of San Diego County. A multi-million dollar producer for over 20-years; she remarks her most prestigious reward is earning the repeat and referral business (and endorsement) of the thousands of clients she has been privileged to serve.

Highly Likely to RECOMMEND

“ ” “ ” “

Thank you for all your hard work and the special attention you put into helping me sell my condo. It was a particularly difficult time for me with the passing of my husband and I appreciate your understanding.

You went above and beyond your duties and I don’t think the transaction would have gone so well without your personal help throughout the entire process.

Sincerely,

Shigeko Rich

Tami and Tami’s team have constantly been rated as excellent by her clients in the areas of availability, dispensing critical information, real estate knowledge, problem-solving ability, high levels of trust and pleasant customer service.

Tami’s many satisfied clients say they look forward to working with Tami and her team in the future.

Thank you so much for your wonderful help. Thank you for the great care. You guys were amazing. I cannot compliment you enough.

–Robert B.

Tami showed a depth of knowledge about the market in which our house resided...and this was one big reason for our being able to sell our home very close to the upper end of the comps in Point Loma. Tami also offered a free consultation with a “Home Staging” expert, which we believe was another strong reason for our home moving within the first month of its listing. My wife and I heartily recommend Tami Fuller for her relationship, real estate skills and knowledge.

– Mark and Michelle

ALPINE

2772 FIREBRAND DRIVE

4 BR | 4.5 BA | 4,534 ESF

$1,949,900 - $2,149,900 MLS# PTP2506529

BONITA

1430 COUNTRY VISTAS LANE

5 BR | 4.5 BA | 3,625 ESF

$1,555,000

MLS# PTP2600839

CAMPO

28561 HIGHWAY 94

3 BR | 2 BA | 1,698 ESF

$825,000 - $850,000

MLS# PTP2600751

CARLSBAD

609 SALTGRASS AVENUE

3 BR | 2.5 BA | 1,987 ESF

$2,100,000 MLS# PTP2600814

CARMEL VALLEY

5171 DEL MAR MESA ROAD

8 BR | 7 FULL & 2 HALF BA | 8,186 ESF

$5,995,000 - $6,495,000

MLS# PTP2600896

415 CARVALOS DRIVE

4 BR | 3 FULL & 2 HALF BA | 3,787 ESF

$2,369,000

MLS# PTP2600422

CHULA VISTA

CHULA VISTA

2831 SHENANDOAH DRIVE

6 BR | 6.5 BA | 6,274 ESF

$2,349,000

MLS# PTP2600228

CHULA VISTA

2023 PLAZA ACAPULCO

5 BR | 5.5 BA | 4,983 ESF

$2,325,000

MLS# PTP2600761

CHULA VISTA

743 TERRA NOVA DRIVE

6 BR | 4 BA | 3,466 ESF

$1,999,900

MLS# PTP2600168

CHULA VISTA

101 LION CIRCLE

5 BR | 4 FULL & 2 HALF BA | 4,966 ESF

$1,899,900 - $1,999,900

MLS# PTP2600711

CHULA VISTA

1519 TABER DRIVE

4 BR | 2.5 BA | 2,585 ESF

$1,425,000

MLS# 260003308

CHULA VISTA

173 PEPPER TREE ROAD

4 BR | 3 BA | 3,035 ESF

$1,300,000

MLS# PTP2600562

CHULA VISTA

976 CALLE PILARES

4 BR | 3.5 BA | 2,815 ESF

$1,198,000

MLS# PTP2600941

CHULA VISTA

902 MONTEREY COURT

3 BR | 2 BA | 1,710 ESF

$989,900

MLS# PTP2601172

CLAIREMONT

4380 ROLFE ROAD

3 BR | 2 BA | 1,658 ESF

$1,285,000

MLS# PTP2509199

CORONADO

1100 CORONADO AVENUE

4 BR | 2.5 BA | 1,875 ESF

$4,995,000

MLS# PTP2600832

DOWNTOWN

1240 INDIA STREET #2306

3 BR | 3 BA | 2,123 ESF

$2,400,000 - $2,600,000

MLS# 2600955

EL CAJON

1115 S MOLLISON AVENUE

4 BR + 1 OPTIONAL | 4.5 BA | 3,900 ESF

$1,650,000 MLS# 250045479

1240 INDIA STREET #2306

An extraordinary penthouse in the highly sought-after TREO building, which lies on the edge of Little Italy, offering one of the largest private patios in all of Downtown—more than 1,200 sq.ft. Designed for elevated indoor-outdoor entertaining, the expansive terrace captures sweeping City and Bay views and breathtaking sunsets at every turn. In fact, the extraordinary views can be enjoyed from multiple rooms, with floor-to-ceiling windows to maximize light and those awesome city/bay views. Experience luxuriously appointed, state-of-the-art finishes, custom cabinetry, premium stone surfaces, designer lighting, and highend appliances throughout. The open-concept layout is perfectly balanced with both private and intimate spaces, while a separate laundry room adds everyday convenience. Additional highlights include two dedicated parking spaces and a private storage unit. Every detail reflects meticulous craftsmanship, elevated materials, and refined design, creating a rare, sophisticated retreat in the heart of downtown. Just steps from Little Italy’s celebrated dining, waterfront promenade, and vibrant cultural attractions, this penthouse delivers an unparalleled urban lifestyle. Please read attached upgrade list and supplement.

EL CAJON

1780 GROVE ROAD

3 BR | 2 BA | 1,866 ESF

$1,159,000 - $1,259,000 MLS# 260002498

EL CAJON

1707 TERRACE HILL DRIVE

4 BR | 2 BA | 1,857 ESF

$959,000

MLS# PTP2601187

ENCANTO

6150 RADIO DRIVE

3 BR | 3 BA | 1,910 ESF

$929,000

MLS# 260002769

ESCONDIDO

1051 VIA RANCHO PARKWAY

6 BR | 4 BA | 4,251 ESF

$2,150,000

MLS# PTP2600603

ESCONDIDO

1427 BUCKSKIN DRIVE

4 BR + 1 OPTIONAL | 2.5 BA | 3,217 ESF

$2,148,888

MLS# 2601220

ESCONDIDO

161 WILLOW MEADOW PLACE

3 BR | 3 BA | 2,421 ESF

$1,049,000

MLS# NDP2601445

ESCONDIDO

1322 LOMA DE PAZ

3 BR | 2.5 BA | 2,030 ESF

$1,000,000

MLS# 250042330

FALLBROOK

2975 DOS LOMAS

4 BR | 3 BA | 3,040 ESF

$1,250,000

MLS# NDP2509264

HEMET

25186 LAKE STREET

5 BR | 3.5 BA | 2,741 ESF

$789,000

MLS# PTP2506707

JULIAN

3591 DEER LAKE PARK ROAD

5 BR | 4.5 BA | 4,135 ESF

$1,999,000

MLS# 250044374

JULIAN

4651 EAGLE PEAK ROAD

3 BR | 2 BA | 1,795 ESF

$1,299,999

MLS# 250041430

5435 PARKVIEW DRIVE

5 BR + 1 OPTIONAL | 6.5 BA | 4,588 ESF

$5,500,000 MLS# 250041315

LA JOLLA

Resiliency Is the New Definition of Luxury

IN

a volatile world, affluent buyers are no longer chasing the dream of the trendiest locations or the fastest appreciation. Instead, they are rewarding the places and properties that hold their value over time.

Resiliency, in today’s luxury context, means the ability of a local market and a property to preserve value through volatility, maintain liquidity across cycles, and continue attracting qualified demand even as broader economic dynamics shift. It means you’re seeing conditions like stability in pricing, consistency in buyer interest, and durability in long-term performance.

Five trends help explain why resiliency rose to the top of our analysis this year.

Luxury sales and prices are outperforming the broader market

Despite higher borrowing costs, geopolitical risk, and economic uncertainty, the luxury segment has remained remarkably stable.

In 2025, U.S. luxury home sales grew 2.9% — nearly double the pace of the traditional housing market at 1.7%, per NAR. Prices haven’t dropped dramatically either, and in fact, have risen approximately 3% year-over-year for singlefamily homes and 4% for attached properties. As I noted in the report’s foreword, “The luxury real estate market has not mirrored the broader housing market, where affordability pressures and higher borrowing costs have kept activity constrained.”

What’s most remarkable about this new chapter for luxury real estate—from our point of view— is that it is not behaving the way it has in past downturns. Market fundamentals remain strong, and we expect that stability to carry forward through the coming year.

Real estate wealth continues to rise even through volatility

Annual transactions gave us an immediate picture of resilience, which is certainly important. But we also examined the market through a longer historical lens with Altrata’s help.

Since 2020, the absolute dollar value invested globally in real estate has risen nearly 30%, even through one of the most volatile macroeconomic periods in recent memory. Total property holdings also reached record highs: VHNW real estate wealth rose from $5.64 trillion in 2020 to $6.55 trillion in 2025, and UHNW assets climbed from $2.61 trillion to $3.04 trillion. In other words, while portfolio shares fluctuate with financial markets, the underlying value of property continues to grow, underscoring real estate’s enduring role in long-term wealth preservation.

As Maeen Shaban, Director of Research and Analytics at Altrata, explained in the report: “For ultra-high-networth individuals and family offices, property ownership provides stability, diversification, and a hedge against inflation. It also offers strategic advantages, whether it’s tax planning, residency, or intergenerational wealth preservation.”

Affluent buyers are adopting a legacy mindset

Perhaps the most important shift underway is psychological.

Luxury real estate is increasingly being viewed less as a speculative asset and more as a cornerstone of identity, stability, and long-term wealth preservation. In other words, high-net-worth buyers are thinking

in decades, not cycles. This “legacy mindset” contributing to a rise in “nest investing” — i.e. favoring assets that protect capital, preserve value, and anchor generational wealth.

Altrata data suggests that high-net-worth consumers are directing a growing share of discretionary dollars toward the home. Home-related expenditures spanning design, furnishings, technology, and domestic help — are projected to rise 4.8% globally and 6.0% annually in the U.S. among individuals with more than $5 million in net worth. Among U.S. UHNW households, spending on home luxuries now exceeds spending on personal goods by 18.5%.

While growth in home-related spending may not yet outpace personal luxury goods, the shift is notable. It could signal a reordering of priorities—away from visible consumption and toward hybrid assets that

is favoring anchor consumers dollars — and globally with UHNW exceeds yet notable. from that

help them build long-term wealth and day-to-day enjoyment. Recounting what Colleen Baum, Senior Partner at McKinsey & Company, told us for the report: “What’s remained durable for this consumer is spending on experiences, particularly travel and dining, which continue to be resilient categories. The second priority is home. Data consistently shows spending on the home as one of the most stable categories.”

Watch this trend gain traction as historic wealth transfer between generations in the coming decade takes root. Per Altrata’s 2024 Family Wealth Transfer Report, roughly 1.2 million individuals with a net worth of $5 million or more were projected to collectively pass down nearly $31 trillion over the next decade. By 2025, Altrata revised that estimate upward to $38.3 trillion expected to change hands globally within the same timeframe.

In the U.S., wealth growth and housing investment remain tightly linked

“Even in periods of economic turbulence, real estate continues to serve as a stabilizing force in wealth portfolios,” Shaban told us for The Report. “Price appreciation, strong demand, and growing direct investment by private investors have supported steady nominal growth since 2020.”

Nowhere is that stabilizing role more evident than in the United States.

Since 2020, affluent households with more than $5

million in net worth have seen total wealth rise 58.2% — almost perfectly matched by a 59.9% increase in real estate investment. The parallel growth underscores how closely housing remains tied to wealth creation at the highest levels.

Globally, the picture looks a bit different. While worldwide wealth rose 30.7% over the same period, real estate investment increased only 16.3%, highlighting the uniquely central role housing continues to play in American wealth formation. For U.S. high-net-worth investors, real estate is not simply a lifestyle asset. It remains a primary engine of wealth creation, preservation, and long-term financial stability.

New resilience markets are emerging

Legacy wealth havens like New York and London will never lose their luster. However, affluent buyers are broadening their lens as geographic mobility increases and capital becomes more fluid. As a result, a new class of destinations is exhibiting many of the same resilience traits once limited to the New Yorks and Londons: global recognition, diversified buyer demand, innovation-driven economies, supply-constrained properties, and long ownership cycles that support pricing and limit turnover.

Between 2020 and 2025, we found six U.S. markets — Minneapolis–St. Paul, Greater Atlanta, Dallas–Fort Worth, Nashville, Salt Lake City, and San Diego — that showed consistent strength across price growth, sales activity, and inventory confidence. Five-year median price appreciation spanned from the mid-40% range to more than 90% in these cities, while sales momentum remained positive even as national trends softened. These markets attract highly diversified buyer pools and high concentrations of cash buyers, reducing sensitivity to interest rates and volatility.

Beyond the U.S., the U.S., UAE, Italy, Switzerland, and Saudi Arabia rank among the top destinations for migrating millionaires, according to Henley & Partners. Meanwhile, countries such as the U.K. are experiencing increased wealth outflows.

Evolving priorities suggest that the next generation of wealth haven markets will be evaluated through a much broader, more multidimensional lens.

A New Definition of Luxury

Nearly 80% of surveyed Coldwell Banker Global Luxury Property Specialists now describe their markets as “resilient” — a sign not only of confidence in the underlying strength of their local markets, but of the growing importance their clients place on investing in communities and homes that preserve value, support quality of life, and endure across cycles.

Source: https://www.coldwellbankerluxury.com/editorial/ resiliency-is-the-new-definition-of-luxury

LA JOLLA

7784 LOOKOUT DRIVE

5 BR | 5.5 BA | 3,597 ESF

$4,985,000

MLS# 250043848

LA MESA

9218 BRIERCREST DRIVE

3 BR | 2 BA | 1,966 ESF

$1,199,000

MLS# 260002840

MIRA MESA

8907 TAURUS PLACE

5 BR | 3 BA | 2,521 ESF

$1,335,000

MLS# 260001693

NORMAL HEIGHTS

5036 LITCHFIELD ROAD

3 BR | 2 BA | 1,908 ESF

$1,750,000

MLS# PTP2508148

OCEAN BEACH

4527 NARRAGANSETT AVENUE

5 BR | 4.5 BA | 3,600 ESF

$4,500,000

MLS# 250043069

OCEAN BEACH

4460 NIAGARA AVENUE

4 BR | 4 BA | 2,806 ESF

$2,795,000

MLS# 260002828

OTAY MESA

5204 TOPSAIL DRIVE

5 BR | 3 BA | 2,541 ESF

$1,150,000

MLS# PTP2601014

OTAY MESA

1614 AREQUIPA STREET

5 BR | 3.5 BA | 2,299 ESF

$925,000

MLS# PTP2600502

OTAY MESA

4205 RENE DRIVE

4 BR | 3 BA | 1,555 ESF

$850,000

MLS# PTP2600362

1024 RANSOM STREET

4 BR | 2 BA | 1,250 ESF

$789,000

MLS# PTP2600793

PACIFIC BEACH

2526 ASTER STREET

4 BR | 2 BA | 1,656 ESF

$2,149,999

MLS# 250045138

28743 LEBANON ROAD

3 BR | 2.5 BA | 2,891 ESF

$1,100,000 MLS# PTP2506014

OTAY MESA

PINE VALLEY

POINT LOMA

885 ROSECRANS STREET

6 BR | 4 FULL & 2 HALF BA | 4,061 ESF

$3,495,000 MLS# 250037348

POINT LOMA

2318 PLUM STREET

4 BR | 4.5 BA | 2,626 ESF

$2,595,000 MLS# 260003525

RAMONA

17043 HARVEST POINT WAY

4 BR | 2 BA | 2,455 ESF

$1,024,900 MLS# PTP2600676

RANCHO BERNARDO

18027 COTORRO ROAD

3 BR | 2 BA | 1,703 ESF

$1,349,000

MLS# PTP2600450

RANCHO SANTA FE

14786 RANCHO SANTA FE FARMS ROAD

5 BR | 5 FULL & 2 HALF BA | 7,938 ESF

$5,150,000 - $5,725,000

MLS# 250034047

SAN MARCOS

762 HILLSBORO WAY

5 BR | 4 BA | 3,522 ESF

$1,299,000

MLS# NDP2510310

AROUNDTHE WORLD

French

Riviera

There are destinations that attract visitors, and then there are places that inspire them to imagine a life there. The Var coast, from Bormes-les-Mimosas to Saint-Tropez, is firmly in the latter category. Known for its balance of sea views, village charm, and a lifestyle shaped by nature and understated elegance, it has become one of the Mediterranean’s most sought-after enclaves. As Gabriel Montigny, Broker/Owner of Coldwell Banker St Barth Azur St Martin, puts it, “The Var coast is a unique real estate market where property goes far beyond investment—it is first and foremost about lifestyle, discretion, and rare assets.” For those who split their year between world-class islands and the French Riviera like Montigny, this region offers a rhythm of life that feels both elevated and deeply grounded.

What makes the area compelling goes well beyond its reputation. Life unfolds in simple but memorable ways; breakfast overlooking the gulf, afternoons on quiet beaches, walks through hilltop villages, and dinners that stretch late into the evening with friends are all quotidian parts of life. Transportation is often a mix of winding coastal roads, two-wheel shortcuts, and local boats that underline the region’s strong connection to the sea. Markets

brim with Provençal flavors, homes emphasize views and privacy, and the surrounding landscapes remain remarkably preserved. Whether someone is considering a visit, envisioning a seasonal retreat, or exploring a more permanent move, this Q&A offers an insider’s view into a region where quality of life is the true luxury.

Where do you recommend someone vacation in your region and why? The Gulf of Saint-Tropez is a truly magnificent destination, rich and deeply inspiring, where everyone can find their own way of life. I am personally very attached to it, having spent all my childhood holidays there, particularly in La Croix-Valmer. The scent of Provence, the pine trees, the Mediterranean vegetation, and the sea create unforgettable memories. The coastal walking path is exceptional. La Croix-Valmer, Cavalairesur-Mer, Le Rayol-Canadel—where our offices are located—Le Lavandou, and Bormes-lesMimosas all offer direct access to the sea, beautiful beaches, and preserved natural surroundings. Saint-Tropez and Ramatuelle embody the elegance and legendary lifestyle of the region, while hilltop villages such as Gassin and La Garde-Freinet, where I live, offer tranquility, breathtaking views, and an exceptional quality of life.

Territory Summary:

The Var coast, from Bormes-les-Mimosas the most iconic regions in the Mediterranean. sea and the Maures mountain range, of beaches, hidden coves, wooded villages.

Saint-Tropez rose to global fame Brigitte Bardot and the iconic film series Tropez” starring Louis de Funès. Over attracted international personalities Bono, and George Clooney. In the Var in Château Miraval, while Johnny Depp Plan-de-la-Tour.

Today, the local economy is driven hospitality, fine wine production, and culture of refined discretion.

https://blog.coldwellbanker.com/coldwell-banker-around-the-world-january-2026/

Bormes-les-Mimosas to Saint-Tropez, is one of Mediterranean. Nestled between the range, it offers a unique landscape hills, vineyards, and charming

through cinema, notably with series “The Gendarme of SaintOver the decades, the region has such as Leonardo DiCaprio, Var hinterland, Brad Pitt invested Depp owns a Provençal hamlet in

driven by high-end tourism, luxury prestige real estate, all within a