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RIDDLE TEAM

For nearly 30 years, Jim Nelson and the Nelson Riddle Team have been providing exceptional real estate services to clients throughout San Diego County. Fueled by their collective passion for real estate, they bring a renewed vigor to helping people achieve the dream of real estate investment and/or homeownership. They are always at the forefront of

the Coronado and San Diego real estate markets, integrating distinctive marketing strategies with stellar client service.

Jim Nelson and the Nelson Riddle Team are proud and humble to have a reputation as a Top Producing Team in San Diego.

testimonials

“When shopping for a home in Coronado/San Diego I highly suggest working with the Nelson Riddle team. I worked Jim Nelson for over 6 years looking for the perfect place that would accommodate my budget and check all the boxes. I really cant believe he actually kept taking my calls? He never pressured me, and it never seemed like he was getting aggravated with my almost buys. After the sale he has become a great resource for any questions and all in all just a great guy. When looking start with Jim, then make your decision.”

“We were very lucky to have Jim and Debbie representing us in our home purchase. We met Jim through a referral and from the day of our first meeting to our date of closing was only 53 days. We had a very specific set of needs and Jim knew immediately which house on the market would work for us. Once our offer was accepted, our transaction encountered a number of challenging circumstances along the way, on both the buyer and seller side, and Jim was able to keep the process moving and on course. At every step of the way it was clear that Jim's focus was working toward our best interest. I was very impressed with his knowledge and work ethic and would definitely recommend the Nelson Riddle team to anyone in need of Real Estate expertise.”

“We have bought and sold many homes over the past few decades. We have never had a better experience than we had with Nelson Riddle team. The house sold for top dollar, the selling process was almost effortless, their marketing materials are top-notch, and they do it all with a sense of urgency, easy manner, and with a smile. Do use.”

ALPINE

2882 CONESTOGA CIRCLE

3 BR + 3 OPTIONAL | 4.5 BA | 6,470 ESF

$2,995,000

MLS# 260007597

ALPINE

2772 FIREBRAND DRIVE

4 BR | 5 BA | 4,534 ESF

$1,949,900 - $2,149,900

MLS# PTP2601427

BONITA

1584 WHITE HORSE COURT

5 BR | 3 BA | 3,193 ESF

$1,800,000

MLS# PTP2602254

BONITA

1349 RIDGEVIEW WAY

4 BR | 2.5 BA | 2,398 ESF

$1,325,000

MLS# PTP2506857

CARLSBAD

2537 DAVIS AVENUE

4 BR | 2 BA | 2,123 ESF

$1,960,000

MLS# PTP2602350

VALLEY

5171 DEL MAR MESA ROAD

8 BR | 7 FULL & 2 HALF BA | 8,186 ESF

$5,995,000 - $6,495,000 MLS# PTP2600896

CARMEL

CHULA VISTA

3224 CORTE MELANO

4 BR | 3.5 BA | 4,200 ESF

$3,299,900 - $3,499,900

MLS# PTP2601965

CHULA VISTA

415 CARVALOS DRIVE

4 BR | 3 FULL & 2 HALF BA | 3,787 ESF

$2,489,000

MLS# PTP2600422

CHULA VISTA

2004 CORTE SALTERO

5 BR | 5.5 BA | 4,983 ESF

$2,425,000

MLS# PTP2602544

CHULA VISTA

2831 SHENANDOAH DRIVE

6 BR | 6.5 BA | 6,274 ESF

$2,299,000

MLS# PTP2600228

CHULA VISTA

586 ROOSEVELT STREET

4 UNITS

$1,899,000

MLS# PTP2509053

CHULA VISTA

358 CORTE GOLETA

5 BR | 4 BA | 3,058 ESF

$1,800,000

MLS# PTP2601655

CHULA VISTA

644 WILMINGTON DRIVE

5 BR | 4 BA | 3,047 ESF

$1,450,000

MLS# 260005011

CHULA VISTA

1519 TABER DRIVE

4 BR | 2.5 BA | 2,585 ESF

$1,425,000

MLS# 260003308

CHULA VISTA

1286 WHEATLAND STREET

5 BR | 4.5 BA | 3,489 ESF

$1,250,000

MLS# PTP2601665

CHULA VISTA

1595 QUIET TRAIL DRIVE

5 BR | 3 BA | 2,844 ESF

$1,199,900

MLS# PTP2601341

CHULA VISTA

1095 WINDING OAK DRIVE

5 BR | 3 BA | 2,090 ESF

$975,000

MLS# PTP2602231

CHULA VISTA

902 MONTEREY COURT

3 BR | 2 BA | 1,710 ESF

$969,900

MLS# PTP2601172

224 SEEMAN DRIVE

Welcome home to this wonderful property in charming Old Encinitas packed with eco-friendly choices and spacious living areas. Enjoy coastal living with rural ambiance on a cherished street with other custom homes, just minutes from Moonlight Beach, the San Diego Botanical Gardens and downtown Encinitas and the 101. Situated on a generous lot, the property features owned solar plus rainwater and greywater capture systems, perfectly suited for the professionally designed backyard orchard. The gracious living room greets you with its soaring ceilings, wonderful light, Santos Mahogany wood flooring, and a view through the French doors to the incredible back yard. The family/music room offers a beautiful beehive fireplace and connects with one of the two ensuite bedrooms located downstairs, offering the potential for multigenerational living. Upstairs, you’ll find an amazing primary suite, and an equally large 4th bedroom suite, both with ocean views and oversized balconies. The expansive kitchen, which opens to the dining room, boasts Viking Professional, Sub Zero and Bosch stainless steel appliances, a walk-in pantry, and a lovely view into the back yard. Wander through the rainwater irrigated orchard and you’ll see fig, lime, Meyer lemon, May Pride peach, multiple mature avocado trees and more, amongst drought tolerant native plantings and raised garden beds. The west-facing outdoor deck and grassy area are ideal for large gatherings or play, while the spa is a relaxing spot to enjoy sunsets throughout the year. Don’t miss this opportunity to live in the heart of Encinitas!

4 BEDROOMS, 4 BATHROOMS | 3,279 SQ.FT. | OFFERED AT $2,795,000

CHULA VISTA

769 MATEO STREET #1

4 BR | 3 BA | 1,715 ESF

$945,000

MLS# PTP2601261

CHULA VISTA

789 MATEO STREET #2

4 BR | 3 BA | 1,982 ESF

$898,000

MLS# PTP2601854

CHULA VISTA

466 THRUSH STREET

4 BR | 3 BA | 1,204 ESF

$849,999

MLS# PTP2601378

CHULA VISTA

760 JILIAN STREET #1

4 BR | 2.5 BA | 1,623 ESF

$749,500

MLS# PTP2600440

CLAIREMONT

4380 ROLFE ROAD

3 BR | 2 BA | 1,658 ESF

$1,285,000

MLS# PTP2602413

DOWNTOWN

877 ISLAND AVENUE #1006

2 BR | 2.5 BA | 3,110 ESF

$2,590,000 MLS# 260005013

EL CAJON

939 DENNSTEDT PLACE

3 UNITS

$2,400,000

MLS# PTP2602533

EL CAJON

1943 BROOKHURST DRIVE

2 UNITS

$1,699,000

MLS# PTP2602441

EL CAJON

11734 VIA SEFTON

4 BR | 2.5 BA | 1,843 ESF

$1,299,000

MLS# PTP2602468

EL CAJON

1668 AVENIDA CHERYLITA

4 BR | 2.5 BA | 2,060 ESF

$1,150,000

MLS# PTP2602340

ENCANTO

6150 RADIO DRIVE

3 BR | 3 BA | 1,910 ESF

$929,000

MLS# 260002769

ESCONDIDO

1051 VIA RANCHO PARKWAY

6 BR | 4 BA | 4,251 ESF

$2,150,000

MLS# PTP2600603

ESCONDIDO

3156 WILLOW CREEK PLACE

5 BR | 4 BA | 3,444 ESF

$1,400,000

MLS# NDP2602882

ESCONDIDO

161 WILLOW MEADOW PLACE

3 BR | 3 BA | 2,421 ESF

$1,049,000

MLS# NDP2601445

ESCONDIDO

1322 LOMA DE PAZ

3 BR | 2.5 BA | 2,030 ESF

$980,000

MLS# 260005134

GOLDEN HILL

1841 31ST STREET

2 UNITS

$1,399,900

MLS# PTP2602465

JULIAN

4651 EAGLE PEAK ROAD

3 BR | 2 BA | 1,795 ESF

$1,299,999

MLS# 250041430

5435 PARKVIEW DRIVE

5 BR + 1

$5,500,000

MLS# 250041315

LA JOLLA

LA MESA

4413 UPLAND STREET

4 BR | 2.5 BA | 1,911 ESF

$1,499,000

MLS# 260007662

LA MESA

4605 MAYAPAN DRIVE

4 BR | 3 BA | 2,316 ESF

$1,425,000

MLS# PTP2602141

LA MESA

9110 BRIER ROAD

4 BR | 4 BA | 2,609 ESF

$1,299,000

MLS# PTP2602081

LA MESA

4894 GARFIELD STREET

3 BR | 3 BA | 2,022 ESF

$1,225,000

MLS# 260005853

LAKESIDE

12306 GAY RIO DRIVE

5 BR | 3 BA | 2,550 ESF

$1,049,900

MLS# PTP2602264

LAKESIDE

11825 TAIA LANE

4 BR | 2 BA | 2,584 ESF

$999,900 - $1,023,000

MLS# PTP2600877

How Real Estate Could Become the

“Quiet

https://www.coldwellbankerluxury.com/editorial/how-real-estate-could-become-the-real-quiet-luxury-performer-of-2026

GL Article

Quiet luxury may have fall out of fashion. In real estate, it never left.

If the trends of 2025 carry forward, luxury real estate enters 2026 on solid footing. Prices are holding steady. Inventory is growing at a healthier pace. And buyers and sellers alike are operating with disciplined consistency rather than urgency.

While most media headlines have been focused on uncertainty and the general market “slowdown,” luxury real estate quietly outperformed the broader housing market in 2025, reinforcing its role as a portfolio anchor rather than a speculative play. Based on The Institute for Luxury Home Marketing’s analysis (“the Institute”), luxury home sales rose 2.9% — nearly double the 1.7% growth rate of the traditional housing market, as the Realtor.com economic research team reported back in November 2025.

This finding forms the backbone of the Coldwell Banker Global Luxury® program’s The Report 2026, now out.

With 2026 well underway, we’re taking a closer look at why luxury real estate is bucking broader market trends and what’s driving this more stable, more restrained era for the luxury market.

1. The Luxury Real Estate Market Is Capital-Driven, Not Credit-Driven

The first reason luxury real estate is diverging from broader market trends is also the most obvious: it is driven by a distinct set of structural drivers. It is less dependent on credit, with many luxury transactions supported by significant equity or all-cash purchases, insulating the segment from rate volatility. That financial flexibility allows buyers and sellers to align decisions with long-term

wealth strategy rather than short-term market pressure.

2. Luxury Real Estate Is a Portfolio Anchor

At a time when financial markets have grown more unpredictable, luxury real estate continues to demonstrate the characteristics of a mature, stabilizing asset class. The home is now being evaluated alongside private equity, art, and other long-term holdings. Buyers are increasingly approaching the housing market with this more institutional mindset, helping to insulate the sector from volatility and reinforce its role as a portfolio anchor.

This is showing up in a few data points, highlighted in The Report 2026. For example, Altrata found that the absolute dollar value invested globally in real estate has risen nearly 30% since 2020, even through one of the most turbulent macroeconomic periods in recent memory. During that same historical window, very-high-net-worth (VHNW) real estate wealth climbed from $5.64 trillion to $6.55 trillion, while ultra-high-net-worth (UHNW) property assets grew from $2.61 trillion to $3.04 trillion. The practice of so-called “nest investing” is also gaining traction, evidenced in spending patterns tracked by Altrata. The company projects global home-related expenditures to rise 4.8%, and 6.0% annually in the U.S., among individuals with more than $5 million in net worth, with U.S. UHNW households now spending 18.5% more on home luxuries than on personal goods.

3.Demand for Quality Is Keeping Luxury Home Prices Elevated

At year’s end, luxury prices posted steady gains, marking a clear departure from the uneven conditions of the past two years. According to the

Institute, median sold prices for luxury detached homes rose 3% year-over-year from 2024 and 9.3% compared to 2023. Prices for attached properties also gained about 4% annually, though performance was more uneven month to month.

What’s significant here is why prices are holding. Pricing power now rests in the limited supply of homes that deliver quality, condition, and lifestyle alignment. Affluent buyers—often motivated by immediate gratification—are rewarding homes that feel current, turnkey,

and aligned with how they actually live. That dynamic is echoed in our survey of 139 Luxury Property Specialists for The Report: More than 30% of them told us that movein-ready homes are the most sought-after among affluent buyers, and over half reported that these properties routinely command 11–30% premiums. By contrast, dated properties requiring major renovation are facing longer timelines and sharper negotiation, with about 59% of Luxury Property Specialists reporting that homes in need of redesign are the hardest to sell.

4. Inventory Growth Is Restoring Balance

One of the most notable shifts of 2025, according to The Report 2026, was the return of healthier inventory growth—without the destabilizing effects typically seen in the broader market.

Single-family luxury listings were up 14% year-over-year and nearly 32% compared to 2023. Attached inventory rose even faster, climbing 11.8% from 2024 and 37.5% from 2023.

Importantly, this increase in supply did not destabilize pricing. Instead, it introduced much-needed balance. Well-located, movein-ready homes continued to attract strong interest, while less compelling listings took longer to sell.

5. Single-Family Homes Are Carrying the Market

Another stabilizing force can be seen in where demand is concentrating: the single-family luxury home segment.

Sales of detached luxury homes rose 4.2% from 2024 and 3.7% from 2023 as privacy, space, and long-term adaptability (particularly around wellness, outdoor living, and multigenerational use), have become higher priorities for the affluent. “As demand for single-family homes increased in 2025, so did the price buyers were willing to pay relative to list price,” which suggests that there isstronger buyer–seller alignment on market value in this segment, Vice President of Global Luxury Michael Altneu wrote in his foreword for The Report.

Attached properties still post a higher SP/LP%, but they have followed a more noticeable downward

trajectory, reflecting buyers’ and sellers’ greater willingness to negotiate in a slower, more supplyrich environment. Condos and townhomes remain strong in global gateway cities and select resort markets, but buyers are approaching them with sharper scrutiny—paying closer attention to fees, building health, and long-term operating costs.

6. Financial Flexibility Is Reducing Urgency on Both Sides

Luxury Property Specialists observed a marked decline in urgency among both buyers and sellers in 2025. As Betsy Ronel, a Luxury Property Specialist in Bedford, New York, a historic, affluent town in Westchester County, recounted for us: “Sellers and buyers in the luxury sphere are not as reliant on market conditions. Those who want to buy are buying. Those who are selling are looking to maximize the market because they often have other properties to enjoy if they sell one. They don’t have to move, but with a solid offer that aligns with their timeline, they will make a deal. Buyers at this level will purchase if a property offers what they require and if the price is right. These clients have

many options, so there is little sense of urgency.”

This shared restraint helped preserve market balance even as inventory expanded.

“We are facing a balanced market for the first time in over a decade,” added Ashley Boykin, a Luxury Property Specialist in Middle Tennessee. “However, sellers who are taking the time to get their homes in excellent condition are reaping the benefit of patient buyers ready to pull the trigger.”

Real Estate’s Enduring Value

In a moment when many asset classes feel exposed to volatility, luxury real estate continues to stand apart. Increasingly, it’s being evaluated not only as a store of wealth, but as a hybrid asset that combines long-term wealth preservation with lifestyle return.

Luxury real estate’s timeless, durable qualities— the ability to endure beyond short-term market swings—are what mark it as the year’s true “quiet luxury” performer.

LOS ANGELES

1815 GREENFIELD DRIVE

6 UNITS

$2,900,000

MLS# PTP2600191

MIRA MESA

11151-53 ACASO WAY

2 UNITS

$1,099,500 - $1,150,500

MLS# 260007472

MISSION VALLEY

8571 ASPECT DRIVE

3 BR | 2.5 BA | 1,666 ESF

$1,465,000

MLS# PTP2602502

MOUNTAIN CENTER

61390 STATE HIGHWAY 74

6 BR | 7 FULL & 5 HALF BA | 1,600 ESF

$1,299,900

MLS# PTP2600319

NORMAL HEIGHTS

5036 LITCHFIELD ROAD

3 BR | 2 BA | 1,908 ESF

$1,750,000

MLS# PTP2508148

OCEAN BEACH

4527 NARRAGANSETT AVENUE

5 BR | 4.5 BA | 3,650 ESF

$4,500,000

MLS# 250043069

OCEAN BEACH

4776 DEL MONTE AVENUE

2 UNITS

$2,450,000

MLS# PTP2602512

OCEAN BEACH /SUNSET CLIFFS

1185 BARCELONA DRIVE

4 BR | 4.5 BA | 3,052 ESF

$4,295,000

MLS# 260007902

OCEANSIDE

5179 VIA MINDANAO

4 BR | 2 BA | 2,237 ESF

$990,000 - $1,125,000

MLS# PTP2602066

OTAY MESA

5204 TOPSAIL DRIVE

6 BR | 3 BA | 2,859 ESF

$1,150,000

MLS# PTP2601014

OTAY MESA

1614 AREQUIPA STREET

5 BR | 3.5 BA | 2,299 ESF

$925,000

MLS# PTP2600502

PACIFIC BEACH

3901 HAINES STREET

3 UNITS

$3,350,000

MLS# NDP2603151

BANKER

AROUNDTHE WORLD

NORTH CYPRUS

With 300 days of sunshine, golden beaches, and stunning countryside surrounded by ancient historical cities, North Cyprus offers unexpected wonders. “North Cyprus is a piece of heaven where you will find peace, friendly people, the best service and the best investment opportunities,” says Aylin Pelin Onar, owner of Coldwell Banker Maximum and Global Luxury Ambassador. As the third largest island of the Mediterranean, North Cyprus is a growing destination for both tourism and investment endeavors. It’s no surprise that the swooping views from mountains to sea, and an impressive 10-year return on real estate investment has the luxury real estate market booming in North Cyprus and is expected to keep expanding to sustain the demand. Aylin Pelin Onar continues, “We benefit from the knowledge, technology, training and international network of Coldwell Banker to

the fullest. With this, we have succeeded to be a company that broke new ground in North Cyprus.”

Aside from the luxurious real estate, North Cyprus has a growing tourism industry and welcomes visitors around the world for lazy resort vacations or activity-packed adventures. The culinary experience of North Cyprus cannot be compared to many other parts of the world, as a meal begins with, traditionally, 24 types of hors d’oeuvres before the main meal is even served! After indulging in the local delicacies, you should be sure to stroll the eclectic villages and handcraft markets, try your luck at a popular casino, meet with friendly locals, or sit along the harbor with a cocktail as you watch the world go by. There is so much more to learn about this hidden gem of the Mediterranean… read on!

What is your favorite recreational North Cyprus, you can spend a lot summer and winter. The natural structure you to enjoy a wide range of activities beaches, cypress-covered hills ranges. To name a few, North Cyprus parasailing, scuba diving, vineyard/wine guided tours, and of course… gambling! entertainment in North Cyprus, but options such as bars, hotel lounges, hot clubs and pubs around.

Share a little known but interesting North Cyprus is the 3rd largest Continuing development of new luxury market is expected to keep For investors, North Cyprus is because the return on investment to be shorter than 11 years.

https://blog.coldwellbanker.com/coldwell-banker-around-the-world-april-2022/

recreational or leisure time activity: In of time with various activities in structure of North Cyprus allows activities along the undiscovered hills and spectacular mountain Cyprus offers boat trips, jet skiing, vineyard/wine tasting tours, golf, historic gambling! Casinos are the center of but there are also plenty of nightlife lounges, and live music and DJs in the

interesting fact about the area/region: largest island of the Mediterranean. constructions and homes, the keep expanding to sustain demand. considered a hidden treasure for residential properties tends