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THE IMPORTANCE OF BOAT INSURANCE
Embarking on the open water is an exhilarating experience, flled with the promise of adventure and relaxation. Whether you’re a seasoned sailor or a weekend cruiser, protecting your vessel with proper insurance is not just a choice—it’s a necessity. Explore the reasons why every boat owner should prioritize boat insurance for a worry-free voyage.
Unpredictable waters
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Damage and injury
Accidents on the water can result in damage to other boats, docks, or even injuries to passengers. Boat insurance offers liability coverage, which can pay for damages or injuries you’re liable for while boating, up to specifed limits, and lawsuit costs if you’re sued. This includes damage you cause to another watercraft or if someone on or near your boat is injured and you’re found to be legally responsible.
Theft and vandalism
Unfortunately, boat theft and vandalism are realities that boat owners face. Boat insurance has comprehensive and collision coverage that can protect you against events outside of your control, including theft and vandalism.
Incurred medical payments
Accidents on the water may lead to injuries for you or your passengers. Boat insurance offers a range of optional medical payments coverage limits, helping to cover medical expenses if you are in an accident or someone is hurt on your boat, regardless of fault.
Peace of mind for fnancing
If you fnanced the purchase of your boat, most lenders require insurance coverage to protect their investment. Having boat insurance not only fulflls these requirements but also gives you peace of mind knowing that your fnancial interests are safeguarded.
Navigational fexibility
Some water municipalities and marinas may require proof of insurance for docking or accessing certain areas. Boat insurance allows you the fexibility to explore different destinations without worrying about entry restrictions.
Emergency towing and assistance
Progressive boat insurance can include optional Sign & Glide® On-Water Towing coverage. If your boat is disabled or breaks down on the water, Sign & Glide® pays for on-water towing, jump starts, soft un-groundings, and fuel delivery.
Wreckage removal
If your boat sinks, Progressive boat insurance will cover the cost of removing your boat from the water (if removal is legally required).
Investing in boat insurance is not just about protecting a valuable asset; it’s about safeguarding the memories, experiences, and joy that come with your on-water adventures. Don’t let unforeseen circumstances disrupt your journey—navigate with confdence, knowing that Progressive boat insurance has you covered. Ensure a smooth and worry-free voyage, because when it comes to your boat, peace of mind is the ultimate luxury.
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GET DOWN AND DIVERSIFY FOR DIFFERENT SPECIES
Tim Barefoot
Since the endangered, gag grouper and American red snapper are o!-limits this month, it would be a good time to go deeper and/or change up your tactics to target di!erent species. For example, go ahead and catch your three scamp/red grouper combo, then switch over to smaller baits and smaller circle hooks on chicken rigs to target beeliners, trigger sh grunts and seabass.
I would strongly suggest taking live pin sh from the marina for scamps and red grouper. is will accomplish two things. One, it will weed out a bunch of trash bites from smaller snappers and other bait steelers because only the sh with a mouth large enough to eat the pin sh will give it a go, and two, it will catch the older (larger) sh that o en will not bite a chicken rig and cut bait. e chicken rig with a bank sinker, and the bank sinker with a triple swivel, leader and hook have been the industry standard for many decades, but these sh have evolved and have become savvy to this method, in my humble opinion. is is the reason the Decoy Jig system is so e!ective. ey’ve never seen anything like it and it’s a clever disguise of what is really happening; the weight and bait are in one clean package, attached by a piece of %uorocarbon.
ere is one downfall to shing live pin sh on the Decoy Jig—it will de nitely get the shark bite. Sharks, like many other sh, are hardwired to eat this struggling bait attached to something else they like to eat, like a squid or a crab.
ere’s another sh I didn’t mention earlier, but this is a good time of year to target hog sh. ere are many schools of thought when it comes to catching them. Many say the chicken rig is the ultimate and, yes, there have been a lot of hog sh caught on your standard chicken rig. But this is a pretty wily species, and hard to catch for a number of reasons. Not only are they hard
to get to bite, but they pull HARD! You have to have seriously strong connections because they will test every part of your tackle. ere’s one more sh that is almost as good table fare and that’s the white jolt head porgy. Same tactics, same everything; you just gotta nd them. ey are beyond delicious. You can troll all you want, but I’ll spend my time bottom shing for the best groceries and keep the light line out back for any wahoo, dolphin, kings or tuna that may cruise by. It pays dividends to jig up live cigar minnows and live sardines on the Sabiki or just purchase them for the light line. August and September are the months that wahoo, yellow n, dolphin, sail sh— you name it—are everywhere inshore following big schools of bait, and a live cig or sardine will de nitely get the bite. I would de nitely keep a live pitch bait ready on a circle hook on piece of %uorocarbon for the sail sh that’ll swim by the boat. Keep the thumping music, cooler slamming loud everything to a minimum if you want to have a shot at getting some of these sh to swim up to the boat. Fact: You’ll see more sh near the boat when you’re quiet, otherwise they will keep their distance and you probably won’t see them, and they’ll have their guard up if they do get near the boat.
Go on, get down to the bottom or at least lower in the water column for the best groceries and keep a pretty live bait out back on the lite line for a great day of catching...not shing.
Check out more from Tim Barefoot at barefootcatsandtackle.com.
Whe e Wild Bes A A McDowell County Fishing Guide to Lake James, Linville Gorge AND the Catawba River
By Joe Woody
Somewhere in McDowell County, North Carolina, where the Blue Ridge Mountains lean in close and the rivers run clear enough to drink, there’s a place where sh outnumber people, and cell service is more suggestion than fact. It’s a land of steep gorges, sparkling lakes, and waters that curl through the woods like they have secrets to keep. Welcome to the triple-threat shing grounds of Lake James, the Linville Gorge, and the Catawba River — tucked into a county that doesn’t make much noise but delivers in trout, bass, and backcountry beauty.
If you’ve never heard of McDowell County, don’t worry — that just means the sh haven’t heard of you either, and your odds are still good. Whether you’re a dry-%y purist with a hip pack and a “River Runs rough It” complex or someone who likes to toss worms near pretty rocks, this corner of the Carolinas has a spot for you. Bass are stout and sassy. Trout are plentiful, and they have attitudes to match. So gas up the truck, tie on something that worked last season, and head for the hills. e shing is great, the views are even better, and McDowell County is ready to welcome you — even if the trout aren’t.
Lake James is the area’s big-water bu!et. is 6,800-acre reservoir between Burke and McDowell counties o!ers smallmouth and largemouth bass, walleye, crappie, bluegill, hybrid striped bass, and cat sh. Spring and early summer bring aggressive smallmouth to the surface from April to June. Tossing a Pop R or a Zara Spook at dawn can trigger explosive strikes. Crappie move shallow in May and June, while cat sh linger year-round, especially from fall through early spring. Bass shing is best around rocky points and submerged trees with crankbaits or so plastics. Walleye respond to trolling or jigging near the dam. If you’re a er cat sh, bring cut bait and patience. Lake James State Park has public ramps, campgrounds, showers, and picnic shelters — perfect for anglers who like their wild with a touch of comfort.
If Lake James is your comfy recliner, Linville Gorge is the rugged Adirondack chair that bites back. Known as the Grand Canyon of the East, this steep gorge is home to the Linville River, one of North Carolina’s best wild trout waters. e upper river holds wild and stocked rainbow, brook, and brown trout. Below Linville Falls, you’ll nd a backcountry adventure with native browns lurking in clear pools. Reaching prime spots requires steep descents, with some trails dropping 1,400 feet. e solitude and scenery reward every blister. Bring light tackle, stealthy casts, and plenty of water. Spring hatches bring trout to the surface, and a well-placed dry %y can tempt a wary sh. Remember your headlamp — climbing out in the dark is no fun.
Below Lake James, the Catawba River %ows cool and clear, sheltering rainbow and brown trout that grow large and wary. Float trips are ideal. An eight-mile dri from Bridgewater Dam to Morganton delivers ri sh. e Joseph McDowell Greenway o!ers piers, canoe launches, and bank access perfect for beginners or families. Streamers and weighted nymphs excel in the tailwaters, while warmer sections downstream attract bass and pan sh.
Wherever you cast, the sh here don’t come easy — but they come honest. And in this corner of the Blue Ridge, that’s the best kind of bite.
HOW TO CATCH BLACK DRUM
Capt. Mike Smith
Black drums, aka “Big Uglies,” are a super fun sh to catch. It doesn’t matter if they are 18 inches weighing two pounds or 5 footers weighing 90 pounds. ey put up one heck of a dragpulling ght once they gure out that they’re hooked.
Black drum can be found in inlets, saltwater estuaries, bays, river mouths, brackish creeks and especially anywhere in close proximity to oyster beds as they love to eat oysters, clams, crabs, shrimp and bait sh. ey are o en in huge schools and will stay in one spot for a week or so if there is a lot of food for them and not a lot of predators, which means that you can catch dozens of them when the bite is on.
My favorite way to target “big uglies” is on the incoming tide, in shallow estuaries, less than 3 feet deep. at is when you can see them tailing as they root around oyster clumps for crabs and shrimp. A well-placed shrimp or crab o!ering will get their attention very quickly. Make sure you have enough weight to get it to the bottom so they can nd it.
on them. De nitely sh the older docks with the most stu! growing on them. ese docks pilings will attract the most crabs and shrimp to them. Old dock pilings are like grocery stores for black drum. When I sh the docks for black drum I usually have one of two baits with me. Live or frozen shrimp or a scented shrimp jig. ose are my goto baits for drum around the docks. Real shrimp works the best, but the scented jigs are pretty good too. A shrimp rigged with a small split shot is how I usually target black drum. Just cast it to where you think the sh are and wait for the hit. If you are shing with a scented shrimp jig just bounce it slowly on the bottom as you reel it in. It is similar to the way that you would sh for a %ounder. e slower the better.
Black drums have four nostrils, and their sense of smell is amazing, so the stinkier the bait, the better when targeting these sh. A great arti cial bait is the Berkely Gulp shrimp on a 1/8 ounce jig head. You can just cast it to the sh and let it sit on the bottom and wait for them to nd it. However, if you give it a bounce or two you will usually get their attention much more quickly.
Another great place to target “big uglies” is around docks. Dock pilings tend to have lots of oysters, clams, barnacles and sponges growing
For surf shing anglers, large schools of black drum typically work their way up and down the beaches in the cooler months feeding on crustaceans. Use a beefed up pompano rig, jig or sh nder rig and place them in front of the schools approaching. Long casts are o en needed, so be sure to have plenty of line capacity on your surf shing reels when targeting the large ones. Not to mention, once you hook into a big drum the drag is going to go screaming! You’ll want anywhere from 20-50 lb. main line for your best opportunity to land one.
Black drum make for a tasty dinnertime treat, but I wouldn’t suggest eating the big ones. ey are always full of worms. I nd that the best ones for eating are 28 inches or less in length.
I caught the black drum in the picture above on a dead shrimp. It was about a 50 pounder and took 30 minutes to get it in. I saw it tailing next to an oyster bar.
Capt. Mike Smith, owner of Fish Your Ass O Charters, is an inshore shing guide who has been shing the inshore waters, oyster bars and grass ats of Florida for more than 40 years. Reach him at (561) 339-2317, email: contact@ shyourasso .com or visit shyourasso .com.
H oodwink your way to summer specks & F lounder
By: Nathan Rich
Summeris here on the Mississippi and Alabama Gulf Coast, and if you’ve been on the water lately, you know the heat can shut the bite down fast. But don’t hang up the rods just yet—this is the time to outsmart the fish and take advantage of those early morning, late evening, and deeper water opportunities. And what better way to do it than with the Southern Salt Bait Company Hoodwink?
EARLY AND LATE ARE KEY
When the sun is high, inshore fish tend to push off the shallows and look for cooler water. That’s why the magic hours—first light and just before dark—are prime time for speckled trout and even those sneaky summer flounder.
On calm mornings, work the Hoodwink slowly along grass edges, shell bars, and sandy drop-offs. Rig it on a 1/4-ounce jig head for the perfect sink rate and natural presentation. Its subtle action and profile imitate an easy meal, which is exactly what trout want when they’re feeding aggressively before the sun gets up. Come evening, it’s the same story. Find moving water—whether it’s an outgoing tide around a creek mouth or a wind-driven point—and cast upcurrent. Let that Hoodwink flutter naturally with the flow, and you’ll draw strikes from trout sliding back shallow for a quick snack before nightfall.
GO DEEP WHEN IT GETS HOT
Once the sun hits full strength, most fish pull off the flats and settle into deeper water. This is when targeting 6 to 12 feet of water around channel edges, bridge pilings, or deeper holes becomes the ticket. Pair your Hoodwink with that 1/4-ounce jig head and let it sink into the strike zone. Work it slow—give it small pops off the bottom and let it glide back down. This technique isn’t just for trout— big summer flounder love to ambush a slowly falling bait.
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FINAL TIP
Don’t overlook current and tide changes. Even during midday heat, a strong tide moving water across a deeper point can fire the bite back up. Keep a selection of Hoodwink colors handy— natural hues for clear water and brighter options when the water is stained.
This summer, whether you’re wading at sunrise, easing down a marsh edge in the evening, or probing deep structure under the midday sun, the Hoodwink will keep you in the game for both speckled trout and flounder. Rig it right, fish it slow, and watch your cooler fill up.
FISHIN’ IN AUGUST
BY: SONNY SCHINDLER SHORE THING FISHING CHARTERS
There is a lot of good and bad associated with fishing on the Mississippi Gulf Coast in August. Let’s just get it out of the way and start with the bad. The temperatures are scorching; it’s arguably the hottest month of the year. August is one of the most active months for tropical weather. On top of all that we still get rain and thunderstorms most every day.
Despite mother nature’s best attempts to ruin our fun, August has some incredible fishing. Looking back at our logs one of the best bites we have ever seen on speckled trout was around the second week in August. The triple tail fishing is probably at its best all month. The big white trout are in the deeper holes. My personal favorite, all of the “big fish” are here, and some of them right off the beach. August is awesome.
Your gonna need the alarm clock this month. Your best bites will be in that first hour or two of daylight, when the water temperatures are at their coolest. Even still, we are focusing on deeper reefs and oyster bottoms in and around 6 to 10 feet of water. Those speckled trout still have to eat and that cooler water associated with structure is the perfect combination to find your speckled trout. You can use big soft plastics or Carolina rigged live baits like big Live shrimp or croakers.
Even though you can still catch slot fish, the majority of our red fishing will be on those big mean bulls this month. The big schools of pogies and mullet should point the way to those copper whoppers. When you see it, it’s unmistakable when they are smashing through the big schools of bait fish. Just be warned, there will likely be big sharks and huge Jack Crevalles mixed in with them. You can throw anything into the school of those feeding fish. Poppers, flies, live baits, whatever and I promise you it will get hit. Just be careful what you wish for…
The triple tails should be up on the surface during the midday heat all month long. When temperatures are the most brutal, that is the best time to ride around the Mississippi sound and check anything and everything for those tasty blackfish. Buoys, channel markers, and floating debris are all worth an inspection. A big frisky Live shrimp placed near a triple tails face is hard for them to resist.
More so this month than ever, the weather will be our main focus. Please don’t take any chances, especially if and when tropical weather gets near. No fish is worth putting yourself, your loved ones, or your boat and harms way. Have fun and be safe.
Mississippi Kitchen Delights
Southern Peach Cobbler
Ingredients
1/2 cup butter
2 cups granulated sugar, divided
4 cups peaches, fresh or thawed frozen
1 tablespoon lemon juice
1 cup all purpose flour
1 tablespoon baking powder
1/4 teaspoon salt
1 cup milk
cinnamon
Instructions
Preheat oven to 375 degrees F. Melt butter in a 11X13 baking dish in oven. Remove from oven when melted.
Mix flour, 1 cup of sugar, baking powder and salt in a small bowl. Add milk and mix until just mixed. Pour batter into baking dish on top of butter. Do NOT stir.
Bring peaches, remaining 1 cup of sugar and lemon juice to a boil in a medium sauce pan. Pour peaches over batter. Do NOT stir. Sprinkle with cinnamon.
Bake for 35 – 45 minutes until the top of the cobbler is golden brown. Serve with Homemade Vanilla Ice Cream- if desired.
SPEND LE TIME ON TASKS More Time Fishing
It’s no fsh tale when you run with a John Deere. You can get everything done faster and easier, so you get more time on the water. Plus, our special offers make them the catch of the day.
Award Winning Dometic DG3 Gyrostabilizer
The boating industry is jumping onboard with Dometic’s revolutionary DG3 Gyrostabilizer, due to its groundbreaking spin-up and spin-down times, energy e%ciency and superior performance in all types of sea conditions. is solution has literally taken vessel stabilization to a “Whole New Level,” capturing the attention of boaters and boat builders around the world. e !rst in a planned line of advanced stabilization solutions by Dometic, the new DG3 is targeted at the 35- to 41-foot !shing boat market.
Soon a er Dometic won the 2025 NMMA Innovation Award at the Miami International Boat Show for the DG3, leading American boat builder Regulator Marine announced that its new-for-2025 Regulator 35 Center Console would be o ered with Dometic’s DG3. “We are honored to have a respected builder like Regulator come onboard,” said Dometic Marine Segment President Eric Fetchko. “ eir latest center console agship is an ideal match for our system in terms of size, hull performance, overall quality and a wide range of premium features and technology. It’s also a wonderful platform to showcase our advanced capabilities, including energy e%ciency that enables o shore use without the need for an onboard generator,” added Fetchko.
e DG3 reduces spin-up time by more than 65%, reaching full readiness in just 16 minutes, compared to the typical 50 minutes required by current systems in the market. is means you’ll
get out on the water and out to distant !shing grounds faster. e system’s downtime is equally impressive, fully lowering in just 20 minutes, a signi!cant improvement over the eight or more hours (15X faster) required by current systems.
Dometic also pioneered innovations in energy storage and recapture, enabling the battery to recharge e%ciently. DG3 uses Dometic’s proprietary, industry-proven Inverted Roller Screw technology for true dynamic control and signi!cantly improved roll reduction performance over a wide range of sea sates. In addition, the push-pull motion of Dometic’s all-electric procession actuator is used to create power that contributes to running the system. During spin down, Dometic’s regenerative braking technology recharges the system’s dedicated 48V Lithium-Ion spin-up battery for the next use. Overall, the DG3 reduces power consumption by an impressive 40% compared to other gyros on the market.
DG3’s Inverted Planetary Roller Screw technology and proprietary all-electric procession actuator provide dynamic control of the gyro hemisphere for instant response to vessel movement and superior comfort over a full range of sea states. is allows DG3 to react faster to heavy wave motions, while also smoothing the ride in small and long period waves, where current gyros are less e ective.
Durability and reduced maintenance were also key goals for Dometic engineers. Dometic’s
durability, minimizes required service, and reduces total cost of ownership. Featuring a slower-spinning ywheel, larger, more robust bearings, patentpending inner race cooling, parallel path cooling, and a titanium heat exchanger, the DG3 is designed to stay cool and operate reliably for the long run.
Dometic designed the DG3 as an easy “dropin” replacement for other comparably sized systems available in the market today. e DG3 !ts within the same footprint and clearance speci!cations and features reversible mounting feet to address common challenges encountered by installers. To meet the needs of today’s boating market, Dometic’s DG3 is compatible with 12-, 24- and 48volt house battery systems.
To learn more about how Dometic’s DG3 can take your o shore shing adventure to a whole new level, visit www.dometic.com.
THE UNITED STATES VIRGIN ISLANDS: Naturally in Rhythm ~
Nestled in the heart of the Caribbean, the US Virgin Islands embody a harmonious blend of natural beauty, cultural vibrancy, and laid-back serenity. ese islands are more than just a picturesque getaway; they are a living testament to nature’s rhythm and resilience, e ortlessly in tune with the world around them.
With no passport required for U.S. citizens, from the moment you arrive, the islands’ natural rhythm is palpable. e gentle sway of palm trees, the soothing sound of surf crashing against sandy shores, and the vibrant melodies of local music all echo the heartbeat of this tropical paradise. e islands’ lush landscapes, with their verdant hills and crystal-clear waters, mirror the steady pulse of life that sustains the local ecosystems and communities alike.
e US Virgin Islands’ environment is a symphony of biodiversity with world class shing and diving. ese natural elements are not static; they dance in harmony, in uenced by the tides, wind, and seasonal changes—further emphasizing the islands’ intrinsic rhythm. is delicate balance underscores the importance of conservation e orts, ensuring that future generations continue to experience the islands’ natural cadence.
Culturally, the US Virgin Islands are equally in tune. e music, dance and festivals re ect a vibrant heritage rooted in African, European and Caribbean traditions. e spirited calypso beats
and reggae rhythms are expressions of life's ongoing dance—celebrating resilience, community and joy. ese cultural expressions are an extension of the islands’ natural rhythm, showcasing how human life here moves seamlessly with nature’s ow.
In a world o en dictated by chaos and rapid change, the US Virgin Islands serve as a reminder of the beauty of being in sync with nature’s tempo. eir natural, cultural and ecological rhythms o er
a blueprint for sustainable living and harmony. As travelers and residents alike continue to embrace this rhythm, they uphold a legacy of balance—one that celebrates life’s natural ow and the enduring spirit of these remarkable islands. In the US Virgin Islands, being in rhythm isn’t just an ideal; it’s a way of life.
In some parts of the country the bass spawn is already starting to come to an end like it is down here in Florida and others may not start up for another couple months. Regardless of your phase, this post spawn !shing tip should help you dial in your !shery when the time is right for you! One thing is the same for every !shery and every species of bass a er they spawn, they are hungry! is can create some awesome and fun !shing opportunities that have led me to some of my best days on the water.
Typically a er the largemouth bass spawn, there are other !sh that will then begin their spawn. I’m not a scientist, but I’m sure this has a lot to do with the speci!c timing of why the bass do their thing when they do. In most areas of the southern United States, I know that the bluegill and o en times the shad, if they are in your lakes, will start to spawn very shortly a er the bass !nish up. Bass will use every advantage they can when these bait!sh group up to feed back up a er a long couple weeks or months protecting their eggs in the shallows and this can make for some fun !shing.
Smallmouth bass and spotted bass are very similar as well in the aspect of taking advantage
TYLER WOOLCOTT
TIPS FROM A PRO HOW TO FIND AND TARGET THE POST-SPAWN FEED
of bait schools when they get in that post spawn phase. I have seen them group up and attack shad, perch, alewife schools and any other bait that is readily available to them. Typically I do a lot of my searching for these things with my electronics and forward facing sonar which is a very helpful tool for learning !sh activity and seeing what’s going on under the surface of the water.
Most of the time you can use clues you can visually see with your eyes to help you !nd this feed that is going on. Typically birds feeding on the water is an awesome sign of a feeding frenzy and that is one thing I ALWAYS look for. Also always keep your eyes peeled for !sh blowing up on the surface or shad ickering as well. Sometimes the very smallest clue can lead you to much larger picture. Birds standing on speci!c banks, the sound of bluegill popping around vegetation, anything that clues you in to bait in the area usually means the bass aren’t very far.
Hopefully this tip will help you when the !sh in your area get into the post spawn feed! Find the bait, you will !nd the bass! I always try to duplicate the bait!sh with whatever kind of lure you are throwing. Bluegill eaters - I will
throw a frog or a swimming in bluegill colors, etc. Shad eaters - I will throw white or silver topwaters and crankbaits, etc. Always match the hatch if possible! Good luck out there this season and tight lines!
Tyler Woolcott is a professional tournament angler and guide. Check out his website at www.tylerwoolcott shing.com.
“I never expected it to be so beautiful that it takes your breath away.”
— Kaya C., on Stauer Opals
In a quaint village, nestled between rolling hills, lived a young woman with a deep appreciation for gemstones. Her grandmother gifted her a delicate cross pendant adorned with opals. "e opals shimmered with a mesmerizing play of colors, reflecting hues of blues, greens, and fiery oranges. Her grandmother shared the legend of the opals, believed to bring hope, purity, and luck to those who wore them.
Using this story as inspiration, Stauer brings you the Opal Spirit Cross Pendant. With over 2 total carats of Kyocera lab-created opals set in .925 sterling silver encased in yellow gold, this pendant is a radiant celebration of beauty and craftsmanship. Each opal captivates with a kaleidoscopic dance of fiery oranges blending into oceanic blues, streaked with flashes of vibrant green that seem to come alive with every movement. "e shimmering opals are skillfully arranged to create an enchanting, otherworldly glow, embodying the spirit of hope and harmony.
"is breathtaking combination of color and craftsmanship is available as a limited availability of
only 930 pieces, making it a rare and treasured addition to your jewelry collection. Plus, when you order today, you’ll receive the gold-!nished sterling silver chain—a $69 value—absolutely free!
Don’t miss your chance to own this exclusive tribute to timeless elegance and meaningful symbolism. Necklace Speci!cations:
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18"
silver
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