Orolmaa Dashnyam : The 10 Most Innovative CEOs Making a Difference, 2026 | CIO Views Magazine

In today's rapidly evolving business world, innovation is no longer a luxury;innovationisthelifebloodofsuccess.TheCEOswhoarestanding outarethosewhodon'tjustforeseechange;theycreatechangebyinfusing innovation into the very fabric of their organizations. They are redefining industries by leveraging technology, sustainability, and innovation. What sets them apart is their ability to take innovation from conception to execution.Theyarenotjustsatisfiedwithinnovation;theywanttocreatea lastingimpactonsociety.Theywanttheirpresencetobefeltbyeveryone, fromtheirshareholderstotheiremployees,customers,andcommunitiesat large. By studying their lives, we can get a glimpse into what the future of CEOslookslike.Inaneraofdisruption,theseCEOsareremindingusthat innovation is no longer just about inventing something new; innovation is aboutmakingadifference.

At CIO Views, we honor these empowering leaders by dedicating this issuetitled“The10MostInnovativeCEOsMakingaDifference,2026” to them. Featuring as the cover story, we have covered the successful & motivatingjourneyofOrolmaaDashnyam,CEOofPocketNBFILLCand InvesCore NBFI JSC. We have also included the inspiring stories of Mel Lim, Founder & CEO of Chateauz; Julia Carlson, Founder & CEO of Financial Freedom Wealth Management Group; Muhammad Azmi Zulkifli, CEO of InvestKL; France Daviault, CEO of Canadian ApprenticeshipForum(CAF-FCA); DavidCarr,CEOandCo-Founderof Tap; RobertAbbanat, CEO of GloCoach;Temaki Carr, Founder and CEO of Loving the Nations; Rebecca Amukhoye, CEO of Micro Enterprise Support Programme Trust (MESPT); and Corinna Schulthess, CEO of FamilyOfficeManagementConsultingLtd.

CIOViewsisabusinessmagazinethatmainlyfocusesonbusinessleaders, their journey, views on current economic states, and all other relevant subjects that refer to the business world. Our goal is to be a leading source of information dedicated to providing our readers with detailed perspectives and views of successful business leaders who are transforming the business outlook and redefining their goals. With exclusive editions on various industries like software, education, healthcare,technology,realestate,andmanymore,CIOViewsisdrivento promoteexcellenceintheworldofbusiness.

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COVER STORY

OROLMAA

DASHNYAM

THE STRATEGIC FORCE

TRANSFORMING

THE LENDING

LANDSCAPE IN MONGOLIA AND BEYOND

TThe Mongolian financial industry presents a striking contradiction. While mobile usage and digital payments have skyrocketed, meaningful access to credit remains a persistent hurdle.Across the country, over 570 Non-Banking Financial Institutions (NBFIs) operate in a fragmented landscape, largely tethered to offline processes, manual assessments, and inconsistent risk practices.

This systemic divide has historically created a lose-lose scenario: borrowers faced agonizing delays and limited choice, while lenders struggled with high overhead and an inability to scale. The issue was not a lack of lenders, but a lack of shared infrastructure. In an economy increasingly powered by freelancers and gig workers, traditional lending criteria, and the pen-and-paper-dependent work

required to process them, simply could not keep up.

Fragmentation did not just limit efficiency; it held back inclusion. Scale often came at the cost of control, as each institution was forced to solve the same structural problems in isolation. Real innovation, however, is not just about building a faster app, it is about fixing the architecture underneath.

The Only Platform Built to Host Other NBFIs and Banks

Pocket NBFI LLC (Pocket) was engineered to bridge this fundamental structural gap. Rather than operating as a solitary lender in a crowded field, Pocket pioneered a Platform-as-a-Service (PaaS) model, creating a shared digital ecosystem where other institutions can thrive.

Today, it remains the only fintech in Mongolia capable of hosting thirdparty NBFIs. By providing this plugand-play infrastructure, Pocket empowers 11 tenant NBFIs, including several of the nation's top 10, to deploy digital products instantly. These institutions bypass the prohibitive costs and technical debt of building proprietary underwriting

engines, mobile applications, or servicing systems.

The result is a sophisticated, alldigitized marketplace that has evolved from its initial success in lending into a comprehensive financial ecosystem. Having first proven the marketplace model

through digital loans, Pocket has strategically expanded the platform to host a diverse array of services, including insurance, savings, and trust products. For the lender, it enables the scaling of diverse financial products without the burden of managing servers, shifting the focus entirely to strategy and customer value.

From Single-Lender Dependence to Platform Choice

Behind the interface, Pocket integrates underwriting, servicing, call center operations, accounting, and debt settlement into a unified architecture. By sharing these services, tenant institutions drastically lower their cost per borrower while ensuring absolute consistency across the lending lifecycle. Decisions are

faster, pricing is transparent, and operations are fully traceable.

This structural shift moves the industry away from an isolated, manual mess toward a shared digital backbone. Within this ecosystem, scale is a product of robust infrastructure rather than pressure on the borrower. More importantly, this digital-first approach solves a unique Mongolian challenge: geographic

isolation. Given the country's vast territory and low population density, physical branches are often hundreds of kilometers apart. By bringing the NBFI directly to the user's phone, Pocket ensures that financial opportunity is no longer dictated by location.

Speed as a Function of Design

In digital lending, speed is often

marketed as a feature; at Pocket, it is the inherent result of the system's architecture. Orolmaa visualizes this through the lens of a clock: a simple interface supported by intricate internal gears working in perfect harmony.

Driven by anAI engine with direct API links to national databases, Pocket's credit decisioning occurs in real-time. Identity verification, credit

bureau data, and social insurance records are unified into a 24/7 automated flow. Crucially, this seamlessness extends deep into the platform's core. To support a fiveminute approval cycle, Pocket has further automated all internal subsystems, including accounting, debt settlement, and treasury management. By removing the lag typically found in back-office reconciliation, the platform ensures

“I BEGAN MY CAREER DIGITISING LOAN ORIGINATION SYSTEMS (LOS) FOR A TRADITIONAL LENDER, WHICH ALLOWED ME TO MASTER THE LENDING ECOSYSTEM FROM THE INSIDE OUT"

the entire lifecycle of a loan is as fast as the initial click, free from manual handoffs or paper trails.

Where FintechAgility Meets Institutional Scale

Pocket's strength is amplified by its synergy with InvesCore NBFI JSC (InvesCore), Mongolia's largest traditional NBFI. Both are subsidiaries of ICFG Limited, which

is listed on the London Stock Exchange (LSE). This partnership combines Pocket's agile mindset with InvesCore's balance sheet strength and regulatory depth.

This unique hybrid model operates under rigorous international standards for compliance and IT infrastructure. This commitment to global best practices has secured the trust and significant funding of organizations like the EBRD and ADB. By maintaining a level of governance and technical resilience typically reserved for leading banks, the group provides a layer of institutional validation that standalone fintechs rarely achieve.

At the center is Mrs. Orolmaa Dashnyam, named one of "The 10 Most Innovative CEOs Making a Difference, 2026." Her leadership is rooted in a rare, ground-up perspective.

"I began my career digitizing Loan Origination Systems (LOS) for a traditional lender, which allowed me to master the lending ecosystem from the inside out," Orolmaa shares.

Having worked at the branch level, handling everything from credit checks to disbursements, she understands exactly where the manual friction exists. This hands-on approach ensures that growth relies on repeatable systems that remain flexible within institutional limits rather than bypassing them.

Leadership BuiltAround People and Process

As the platform scales, Orolmaa's focus has shifted from the product to the people. "Rather than striving to be a 'big company,' we aim to be a

'smart company,'" she remarks. With an average team age of 25, processes are designed for clarity, where responsibility is paired with explicit ownership.

This commitment to consistency is rooted in lessons learned from Japanese partners regarding “flawless execution” and the discipline of never overlooking small details. "We believe that sustainable growth is only possible when built on a stable and healthy culture," she shares. Teams are encouraged to see the full lifecycle of their work, from logic to customer outcome, ensuring the organization moves quickly without breaking.

Care Designed into the System

Much of the platform's social impact is structural. Orolmaa evaluates products based on whether they address real user needs, offer seamless accuracy, and create value for all stakeholders. Transparency serves as a safeguard; customers receive clear terms and financial education to ensure borrowing remains sustainable.

By embedding data protection and privacy into the platform itself, care moves from a goal to a method. This human-centric approach was recently reflected in the “Pocket –APocket Full of Smiles” campaign, which received nearly 5,000 messages from customers describing how the platform supported them, from planned milestones to midnight emergencies for young families.

Market Validation Through Shared Success

Pocket's growth is a journey of “growing together” with its tenants,

who view the platform as a foundational ally through every market cycle. This trust has translated into a profound shift in capital access: in 2025 alone, Pocket was responsible for approximately 11% of the total disbursements in the Mongolian NBFI market.

Financial performance follows this pattern of stability. Loans, assets, equity, and profits have grown steadily because the PaaS model is inherently scalable. High user adoption, the participation of top-tier NBFIs, and the backing of international capital all point to a validation that goes far beyond brand visibility.

Innovation Estimated by What Endures

Innovation in financial services is often framed in terms of disruption, but its real test is durability. Pocket's PaaS model has reshaped the industry by building a shared infrastructure that expands access without adding risk.

"The ultimate measure of success is not the visibility of the leader, but the

Looking Beyond Borders

After six years of rigorous testing and refinement in the competitive Mongolian market, Pocket now stands at a defining inflection point. What began as a localized innovation has evolved into a mature, highperformance fintech ecosystem that is fully validated, scalable, and ready to move beyond its origins.

Today, Pocket is not simply expanding; it is exporting a proven blueprint. Its technology, operational model, and market-tested strategies position it as a powerful infrastructure partner for emerging financial ecosystems across borders.

With a strategic focus on CentralAsia and SoutheastAsia, the company is actively identifying markets where its expertise can accelerate financial inclusion and digital transformation. For investors and strategic partners, this is not a speculative venture. It is a de-risked opportunity to support a platform that has already demonstrated measurable success at a national scale.

As Pocket transitions from a domestic success story to a regional force, this moment represents more than growth. It signals a broader ambition to help shape the future of global finance. The path forward is clear, and the invitation stands to collaborate, to scale, and to redefine what fintech infrastructure can achieve across borders.

inclusivity of the ecosystem we leave behind," Orolmaa concludes. "We are creating the conditions for the next generation to thrive in a financial world that is more accessible, transparent, and opportunity-rich.”

MEL LIM

Building Beyond Boundaries by Unleashing True Creativity

Ms. Mel Lim has had a remarkable professional journey spanning over two decades, culminating in the creation of Chateauz™. In an exclusive interview with CIO Views, Mel shares her incredible journey of passion and success.

Every leader has a unique definition of success. Tell us about your thoughts on success and why do you feel that.

For the perpetual seeker of personal growth, the term "success" often seems paradoxical, almost excessively definitive, as though it implies a finite endpoint. Life, however, is an ongoing odyssey. In my youth, it may have meant garnering professional accolades, delving into prestigious projects with renowned clients, and

flourishing rather than merely surviving. Yet, at this juncture in my journey, success takes on a more profound, spiritual dimension. It's about living authentically, shedding the layers of pretense to reveal my true self, embracing, and embodying my core values in both personal and professional spheres. It's about having the freedom to pursue my passions without compromise, to express my creativity to the fullest, unburdened by the weight of external validation or the fear of judgment. In this sense, success equates to freedom. And it's equally about the boundless love and unwavering support I receive from my two remarkable children, who have been the bedrock of my every endeavor as a single parent, weaving their presence seamlessly into the tapestry of my entrepreneurial journey.

What inspired you to take the step of faith to lay the foundation for Chateauz?

Chateauz emerged from my extensive experience collaborating with a global enterprise client during my design and strategy consultancy work. Over the past seven years, we've explored the potential of XR technologies to enhance various aspects of business, from hybrid work collaborations and cultural improvements to product demos and annual sales kick-off events. These experiences have revealed critical insights: For enterprises of all sizes to succeed and expand their XR initiatives, they must address challenges related to adoption, interoperability, and business intelligence. Every day, I wake up driven by questions like, "How can we

create a scalable technology to enable this? How can we improve upon existing solutions, learning from both their successes and failures? What core values should guide us?" These questions have shaped Chateauz's foundational strategic priorities: (1) Design Excellence, where we prioritize delivering captivating and straightforward designs and storytelling experiences; (2) Innovation, as we embrace technology as a means to enhance the human experience ethically; and (3) Premium Experience, committing ourselves to providing exceptional services, experiences, and products to our customers, vendors, partners, and employees.

Challenges make you stronger. What is your take on this? What were the roadblocks that taught you valuable lessons in your professional journey?

With over two decades at the helm of my own consultancy before the inception of Chateauz™, my professional journey has traversed diverse terrains. My earlier years were immersed in the world of commercial architecture, where I sculpted spaces that seamlessly blended form and function. Additionally, I embarked on an entrepreneurial adventure, birthing a product line that found its way into the hands of more than 500 retailers worldwide.

This odyssey has not been without its share of trials and triumphs, both material and emotional, navigating the ebbs and flows of multiple economic recessions. Through these experiences, I've unearthed profound truths. I've come to understand that genuine creativity transcends the pursuit of external influences. True

innovation demands a crystalline clarity of thought and an unwavering vision.

Yet, one of the most formative chapters of my life unfolded at a remarkably young age, establishing my financial independence at the tender age of 19. As an immigrant, severed from the safety net of family and friends, I was thrust into a world where every decision I made was an echo of my own resolve, reverberating across the spectrum of outcomes, be they good, bad, or downright challenging. This crucible of selfreliance sculpted my instincts, fueled my heart-driven creativity, and forged an unyielding resilience that propels me forward on this extraordinary journey. In essence, I've come to embrace the unequivocal ownership of my choices and the indomitable spirit that they've ignited.

Tell us more about Chateauz and its services.

Chateauz™ addresses three crucial challenges in spatial computing for enterprises: how to effectively integrate XR technologies into their operations, how to expand their brand experience, and how to determine the return on investment (ROI).

So, how do we accomplish this? Our recommendation engine is the key. It matches specific business needs with suitable XR spaces built on various XR platforms, ensuring that organizations can enjoy interoperable and scalable experiences. Additionally, we provide a robust AI/ML data utility dashboard that offers real-time insights into user behavior. This dashboard answers essential questions about spatial engagements, including who is

engaging, what they are doing, where they are doing it, when, how, why, and the ROI.

What sets us apart is our ability to achieve this at a fraction of the cost and in a fraction of the time it traditionally takes. We achieve this by placing business intelligence at the heart of our approach, allowing organizations to make data-driven decisions swiftly, with 100 times the cost savings and 10 times the speed of adoption.

Tell us about your life before Chateauz. What marked the beginning of your career?

My career journey in the United States began in 1997, marked by financial hardships as my parents faced bankruptcy shortly after my arrival due to the Asian economic crisis. Faced with two choices—returning to Malaysia or finding a way to support myself through college—I chose the latter path. This determination led me to juggle five teaching assistant jobs while interning at prestigious architecture and design firms during my studies at the Art Center College of Design.

After graduation, I immersed myself in commercial architecture for over seven years before venturing into entrepreneurship with my own product manufacturing company. In 2003, I established my design and strategy consultancy, which evolved to collaborate with cutting-edge technology enterprises across various fields, from cybersecurity to neuroscience.

My dedication yielded numerous prestigious accolades, speaking engagements at esteemed institutions

like Stanford, KPMG, and Microsoft, and the writing of a book titled “Turtle Design In A Rabbit Age” on creativity and mindfulness, and published by Routledge. I now proudly serve on advisory boards, embodying a transformative journey from adversity to accomplishment.

Then Chateauz™ was born…

Has it been difficult to thrive as a leader in this industry? Share with us your views on making an influential impact on the next generation of leaders and how you wish to do so.

Has it been challenging? Absolutely. Building a tech startup is an arduous journey, no matter who you are. Crafting a tech startup as a woman? Some might argue it's even more demanding, considering that just 15% 1 of tech startup founders are female. But here's the twist: I'm not just a woman building a tech startup; I'm a single mother raising two young boys simultaneously. Many might say that's a recipe for the impossible; yet, in my vocabulary, the word "impossible" holds no sway.

Acknowledging the stark statistics and fielding questions that can range from, "Did you really build this?" to “Can you please smile more and talk less during your presentation?” is a reality I can't ignore. Many remarkable female founders have shattered glass ceilings, paving the way for entrepreneurs like me; however, letting these challenges rattle me would be counterproductive. I could mention that I was accepted into Mensa at the tender age of 13 and that I can master a new scripting language or 3D game/CAD software in a matter of hours, or that I'm an ambidextrous polyglot, but that might come off as boastful. Yet, there are moments when such revelations keep the skeptics at bay.

At the core of my being, I carry two unwavering principles that not only guide my own path but may serve as a compass for nurturing the next generation of leaders. The first is the "beginner's mind," a mindset that allows us to explore and embrace the world with childlike curiosity, unburdened by the constraints of the "expert mind" that often stifles

creativity and growth. In the words of Shunryu Suzuki, "In the beginner's mind there are many possibilities, in the expert's mind there are few." This perspective empowers us to adapt, to be flexible when needed, and to stand firm when required. It creates space for creativity, playfulness, the lessons of failure, and the transformative encounters that shape our lives. It reminds us that the journey itself is where the magic resides, not in reaching a predetermined destination.

The second guiding principle is integrity, where our word is our bond. This principle is not just about the words we speak but the actions we take. In the realm of business and life, it is the foundation of trust and the bedrock of reputation. It is through our consistent actions and unwavering commitment to our promises that we earn the respect of our peers, build trust within our professional networks, and attract like-minded individuals who share our drive, compassion, and commitment to excellence. In essence, it is the way we navigate this journey, and it's a lesson I impart to my young boys: that words matter, but actions speak even louder, forging the path to a life of impact and authenticity.

(https://startupgenome.com/articles/o nly-15-percent-of-tech-startupfounders-are-female)

What has been the best recognition that you received as a leader?

The notion of a single "best" recognition or accolade eludes me. I believe it's the culmination of meaningful moments that truly define leadership for me. It's about those instances when someone sets out on a two-hour journey from their Ohio farm to attend one of my speaking

engagements, a person I've never met, waiting patiently in line to share how my life story inspired them to embark on a new career path. It's encountering fellow female executives at events, who approach me and earnestly request that I establish a coaching business to guide them in leadership, despite my reservations about my qualifications as a coach. It's the moments spent lecturing at an Ivy League MBA class on innovation or standing before an audience of 2000 people, discussing design on a grand stage.

These moments resonate with me because they signify that I've touched a chord, that I've somehow struck the right note in my journey, inspiring individuals from diverse backgrounds to connect with me on profound intellectual and emotional levels. Their stories, shared failures, and triumphs have left an indelible impact on me, as they've felt safe enough to confide in me, entrusting their experiences to my heart in confidence.

What is your vision and plan for the future of Chateauz?

In the not-so-distant future, I envision Chateauz™ emerging as the preeminent leader in spatial computing analytics, poised to make a transformative impact analogous to the revolutionary role Google Analytics played in traditional web platforms. Our bold vision propels us toward a 2030 where countless businesses seamlessly transition into the dynamic realm of spatial computing and extended reality (XR).

At the core of our mission is the streamlining of adoption processes, empowering enterprises to fully harness the boundless potential of spatial computing. This

transformation transcends mere operations; it's a fundamental shift that reshapes how businesses operate, communicate, and innovate.

Our cutting-edge AI and machine learning models serve as a lighthouse, illuminating the path to enhanced content and experience delivery across spatial computing platforms. These insights are the catalyst for a new era, revolutionizing how users engage with and consume digital content in spatial dimensions.

Our unwavering commitment lies in equipping enterprises with the tools and strategies needed to future-proof their businesses. We believe in sustainable, scalable, and profoundly impactful digital transformation. Chateauz™ isn't just a company; it's a catalyst for the evolution of businesses into the immersive, transformative world of spatial computing, driving innovation, growth, and resilience for the years to come.

What are your responsibilities as Founder & CEO of Chateauz? Walk us through your regular day at work.Also, define yourself in one word.

In the world of startups, resilience is my guiding star. With over 25 years of experience under my belt, I've cultivated not only resourcefulness and determination but an unwavering resilience. Those who have had the privilege of working alongside me know that I'm the type to face any challenge head-on, maintaining a laser focus, uplifting spirit, and inspiring everyone around me to join in the journey. There's a prevailing jest among those who attend meetings with me: You'll either depart feeling invigorated and recharged, or you

might just find yourself pleasantly exhausted from the sheer energy I bring to the table.

At Chateauz™, our startup status means that my daily routine is anything but routine. It adapts to our evolving milestones and immediate needs. However, if we zoom out, my focus generally centers around four key areas: product development, sales, fundraising, and operations. In each domain, I'm fortunate to have a dedicated lean team and a network of trusted advisors who share in our collective vision. Understanding my strengths and weaknesses early on has been crucial in shaping our advisory framework and hiring strategy. It's also vital to recognize that setbacks, experiments, and improvements are all part of developing cutting-edge technologies. As long as we have a team equally passionate about this journey, we'll keep gaining valuable insights and net positive on the learning outcomes.

Many days, you'll find me diving headfirst into coding and hands-on development, collaborating closely with our talented development team. On others, I'm engrossed in back-toback investor discussions or engaging with customers and partners, seeking ways to enhance our product.

My technical background and extensive experience in product development for tech companies, along with guidance from our tech advisors, empower me to chart a clear product roadmap and choose the most fitting tech stack. This knowledge allows us to maintain a lean budget, allocating resources precisely where they're needed. In today's economic climate, capital efficiency is a cornerstone of our growth strategy. We're in this for the

long haul, prioritizing sustainability, and longevity over fleeting trends.

Establishing our strategic priorities and core values from the outset has been a game-changer. It serves as our compass, guiding us in forming partnerships and shaping our recruitment strategy. It also dictates the kind of individuals/investors we welcome onto our cap table. For us, it's not about chasing fast money or jumping onto fleeting trends. We're here to construct a robust tech foundation, and we're here to stay, staunchly committed to building something substantial and enduring.

How do you maintain a balance in your personal and professional life? How do you keep yourself and your team motivated to deliver the best services?

Earlier in my career, I possessed a certain freedom when it came to networking and travel. I was a relentless road warrior, and my priorities were clear: professional

career first, followed by my thenspouse. Consequently, clients, conferences, and opportunities took precedence, and I rarely hesitated to say yes. This approach opened doors to remarkable opportunities, from speaking engagements to exciting business ventures.

Fast forward to today, where I find myself a single mother, raising two young children since they were in diapers. Balancing the responsibilities of a CEO alongside the demands of their schedules forced me to become more discerning about how I allocate my time. Every moment spent away from them prompts a crucial question: Is this opportunity truly worth the time away from my children? Can this task be delegated or managed remotely?

In essence, single parenthood has transformed me into a better and more efficient leader while nurturing a deeper sense of compassion. During and Post-COVID, I've witnessed peers and team members grappling with similar challenges, not just as caretakers for their children but also for aging parents. While at Chateauz™, we're dedicated to crafting innovative technologies and delivering excellence, we recognize that at the heart of it all, it's about the human experience. Our journey is about making each other's lives better.

The intersection of work and personal life can be an intricate dance, each with its own set of demands and challenges. To empower our team to show up as their best selves, we must create an environment and equip them with the tools and support needed not only to thrive but to flourish. This is the essence of our mission at Chateauz™: to honor the complex tapestry of human existence and

provide the space for individuals to excel, both professionally and personally.

Tell us about your personal goals. What is your message to aspiring executive leaders?

I draw inspiration from the profound words of Kahlil Gibran: "Your daily life is your temple and your religion. When you enter into it, take with you your all." This sentiment resonates deeply within me, shaping my philosophy of wholehearted commitment in everything I undertake. In the tapestry of Buddhism, we embrace the impermanence of life, recognizing its fleeting nature. Every morning, I awaken with a mantra that drives me: What can I do today that distinguishes itself from yesterday, ushering in new learning, growth, and a greater capacity to become a better, devoted mother, a steadfast friend, and a loving sister?

The answer might manifest in various forms, from delving into a profound book on quantum physics to the exhilaration of a boxing session. It could lead to culinary adventures with my children, soaring high during a skydiving lesson, or even piloting an aircraft. The essence is to embrace every day as a canvas for exploration, an opportunity to evolve and enrich our lives in multifaceted ways.

To my fellow aspiring executive leaders, I humbly offer this piece of advice: Go forth and be unapologetically you, but venture where you are celebrated, not merely tolerated. Your journey should be a symphony of experiences that resonate with your passions and talents, enriching your life and the lives of those around you.

JULIA CARLSON

On a Unique Path of Freedom

Finance and business have been her passion since a very young age.As a young girl she would set up lemonade stands with her brother, mow the neighbor's lawn and had her own babysit club. These small businesses fueled her passion and led her to become one of the leading businesswomen today. Julia Carlson started her journey at an amateur age of 23 in a male dominated industry, however her determination has steered her steps on the path of success that she always dreamed of. Financial Freedom Wealth Management Group founded by Julia is a well-established company thriving amidst a competitive industry.As we share Julia's story, we are certain that her journey will be an inspiration to all the aspiring businesswomen who need the motivation to get started.

She Knew Her Path

Julia's passion for business and finance started young. In high school, she had an amazing teacher who taught her about business and finance. After her first mock stock portfolio, help from her Dad to set up her first investment account and hearing about stocks from her Grandpa, Julia was hooked on figuring out how to make this into a career. She knew entrepreneurship, personal finance and investing was just what she wanted to do. When Julia was 19, she moved to a small town on the Oregon Coast and got married. She started working at a local bank. It only took about four years to hit the glass ceiling realizing she didn't have much opportunity if she stayed there. In 2000, at the age of 23, Julia left the bank and married her entrepreneurial

spirit with her passion for helping people with their money and started what is now Financial Freedom Wealth Management Group.

Initially, what stood in Julia's way was her own lack of confidence. She was 23 and didn't have a lot of experience, it was hard for her to convince people to trust in her and hand over their investments for her to manage. Client by client Julia built her confidence and capabilities which led to win the clients trust and the referrals started to flow. In the beginning, she learned resilience as she heard a lot of no's and had to keep going. But Julia's dreams were bigger than the rejections.

As her business grew, Julia had to learn to let go and fire herself in several areas of the business. She

was trying to control too much. As they added more employees and clients, business got more complex and Julia could not manage it all by herself. Staying in her strengths and hiring to her weaknesses ultimately led to the amazing diverse team they have today and more growth than she could have ever imagined.

The Expansion of Financial Freedom Wealth Management Group

Financial Freedom Wealth Management Group is a comprehensive wealth management and planning firm committed to helping their clients improve their long-term success and pursue financial freedom. They offer Wealth Planning & Investment Services,

Retirement Income & Distribution Planning, Tax Reduction Planning, Family Wealth Planning, Educational Events & Communication, PersonalizedAttention and Consulting and Exit Planning Services for Businesses.

In the past 5 years their revenue has grown 26% each year and their staff has doubled. The plan for the company is to continue this growth path and look for acquisitions that are aligned with their core values and vision.

Financial Freedom Wealth Management Group believe in their vision and are driven by it to provide the best to their clients. Their vision as a team can be explained as follows:

Our Commitment to care deeply about you and your financial life.

Our Core Values: Treat all people with respect, never compromise our integrity, delight our clients and embrace our team culture.

Our Focus: To create a plan for your dreams and inspire you to pursue financial freedom.

Our Niche: Love

Leadership is Her Distinctive Attribute

Julia is the Visionary at the firm. She has an amazing team that takes her good ideas and integrates them into the company. Her role as the CEO of the company is to inspire and lead the

direction of the firm. She also works with clients one on one who need complex business exit planning, tax strategy and advanced estate planning.

Julia lives a freedom filled, abundant life without apology and wants the same for you. Through her journey and courage, she has learned to live a passion filled life. Julia started her business at age 23 in a male dominated industry with a much older demographic.At that time, she felt trapped to fit in for acceptance because she cared about what other people thought which sabotaged her growth and success. Eventually she learned to free herself from the judgement of others by ridding the scarcity and fear mindset and built a business around unleashing “her” spirit. Her passion is inspiring others through coaching disciplined strategies to create a life of Freedom. She has a thriving business and enjoys disrupting the industry as a thought leader. She is a frequently requested keynote speaker, an author and super mom to three amazing kids.

The Future of the Company

The employees of the company have regular, FUN team retreats and events woven into the year. They also have strong team principles that keep them united and aligned. They understand that individuals will make mistakes, but the team can be perfect.

They currently have clients in 29 states and are continuously expanding as the needs arise. They plan to be a nationwide trusted brand and serve the needs of mass affluent and business owners. They grow organically through referrals and they also have a marketing strategy around their digital platform to build clientele

throughout the nation. (They are governed to only do business within the US)

Lastly, Julia asks the aspiring businesswomen an interesting question and sends out an inspirational message through her thoughts “Freedom! What Does This Word Mean To You?” When you focus on one area, the focus and discipline show up in all areas. In that discipline you find FREEDOM.

Freedom of TIME

Do what you want to do just because you want to do it. We all have 24 hours a day, are we living those hours by doing what we desire?

Freedom of PASSION

Be authentically you and do what you

love without fear or judgement of yourself or others.

Freedom of RELATIONSHIPS and COMMUNITY

Choose who you spend time with, ensuring they help and support the life you want, creating the best version of you!

FINANCIALFreedom.

Create an abundant mindset no matter how much money you have.

MUHAMMAD AZMI ZULKIFLI

An International Market Strategist with a Proven Work History

Renowned for his wide exposure to international markets and engagement with global multinational companies, MuhammadAzmi Zulkifli, fondly known asAzmi is the face of business in Greater Kuala Lumpur. He joined InvestKL, an Investment Promotion Agency focused at attracting multinational companies to establish their regional hubs in Greater Kuala Lumpur in 2012 as a Director of Investor Relations for Europe. Today, Azmi holds the position of CEO position at the agency.

Prior to InvestKL,Azmi was with MISC Berhad, a world leading provider of energy related maritime solutions and services and a subsidiary of Petronas, for 16 years. There, he held various management positions across commercial business,

business planning and transformation, and operations.

When he first read the job description for his role at InvestKL, he recalled thinking, "Wow, this is special." He says, "I was ready for a new challenge; a new environment, and I knew that this was an opportunity I wanted to pursue. InvestKL's goal was one of the many initiatives to support Malaysia's Vision 2020."

He's met a lot of interesting individuals and worked with a great team of experts, so there's never a dull moment. There was also the opportunity to travel to other parts of the world to engage an international audience, particularly investors about Greater Kuala Lumpur's investment opportunities. By 2020, the agency has successfully met its original aim

of luring 100 Fortune 500 and Forbes 2000 companies. “I am also pleased to report that the team has secured over RM2 billion in new investments as of the first half of 2021. It's a strong start toward InvestKL's 2030 objective of securing a total of RM20 billion in new investments.” said Azmi.

The Inception Story

Malaysia's goal was to become a high-income country with a competitive, healthy, and resilient economy by 2020. Kuala Lumpur, Malaysia's economic capital is a vital pillar and contributor to the country's GDP. In 2010, Greater Kuala Lumpur was identified as an engine of economic growth and designated as a National Key EconomicArea under Malaysia's Economic Transformation

Plan, much like many great countries have their iconic cities.

Greater Kuala Lumpur had great potential, but the driver of the initiative remains a question, "How do we move away from the middleincome trap, attract top global companies when neighbouring countries are aggressively doing so, and how do we support the creation of high-skilled jobs with brain drain becoming a top concern?" And that's how InvestKL was established in 2011 with an important role in promoting Greater Kuala Lumpur as a leading regional investment hub in Asia. It was our role to attract, facilitate, and service 100 large multinational companies into Greater Kuala Lumpur while delivering a strong knock-on impact on the economy as well as the high-income, knowledge-intensive jobs they could potentially create.

Staying Stable during Setbacks

In a fast-paced environment where collaboration is key, and in between everyone juggles expectations and deliverables, setbacks are part of the journey. "On a positive note, one should view setbacks as opportunities and a stimulus that could be spurred into something great," says Muhammad.

At InvestKL, management uses scenario planning to predict and respond to changes in a coordinated manner. He enjoys encouraging his staff to step outside of their comfort zones and take on new challenges. The company's success today as a top investment agency, as recognised by Site Selection in 2019, 2017, and 2015, is due to the learning, expertise, and experience gained.

Muhammad recalls, "We were all awakened to the shock of running our business during a pandemic. At the onset, people are grappling with how far-reaching or how long the uncertainty will persist." With such a realization, leaders would then need to respond decisively on two different foundations – internal and external. AsAzmi finds, the first one is the importance of rallying the team together and planning for a robust approach moving forward.Also, he wants externally to ensure clarity and continuity in the team's communication for businesses to run during the pandemic.

"Despite the ups and downs and the many late nights and weekends, I am extremely proud of the team," says Muhammad. The team has responded positively by demonstrating sheer resilience in their duties. He adds, "Albeit all that, we saw innovative ideas and unorthodox approaches in how we continue to drive our business."

InvestKL

InvestKL continues to attract

worldwide multinational corporations (MNCs) and fast-growing companies to Greater Kuala Lumpur to build regional services centres. The focus is on enterprises from Greater Kuala Lumpur that provide high-value, high-tech, and high-impact services and want to expand their reach into ASEAN and/orAsia Pacific markets. Consumer technology, smart technology, healthcare, industrial automation, engineering services, and oil, gas, and energy are among the industries of focus.

Overall, via its ease of doing business initiative, it assists investors by supporting the establishment of regional centres. InvestKL also owns two initiatives that started in early 2021. Greater KL (GKL) Live Lab was launched to position Greater KL as an innovation and ideation smart city, acting as a testbed where foreign companies experimenting with new and disruptive ways to solve the most challenging problems in the world today can bring their ideas to life while collaborating with local players.

Fit4Work on the other hand isa talent training programme to enhance the

essential skill sets of young Malaysian graduates required for the Global Services Industry.

Achievements of InvestKL

InvestKL has progressed well over the years with a track record of delivering the numbers, efforts recognised and moving into the future hold bigger responsibilities to support the national agenda."

The 100 companies that picked Greater Kuala Lumpur as theirAsian headquarters did so because they respected the city's foundations and prospects.All of this, however, would not have been possible without the hard work and dedication of the InvestKL team in serving the country.

Muhammad admires the diversity of people who join to pursue a common goal: to make Greater Kuala Lumpur a top and preferred investment location for huge international corporations. Based on a decade of experience, expertise, and insight, InvestKL is prepared to manage new difficulties and seize all opportunities in the future.

Values that Create Progressive Workplace

As per Muhammad, work-life balance resonates deeply in people's culture. He opines, "As a leader of this agency, the well-being of the team is my utmost priority, and I strive to create a safe, supportive, and compassionate work environment."

InvestKL Recreational Club (IRC) was developed to increase team engagement through team events, outings, celebrations, and more as part of its mission to build an enjoyable work environment. During

the epidemic, the corporation developed IKLCares, a programme aimed at helping people who are less fortunate.

The workforce at InvestKL is diverse, yet they work together to achieve a single objective, guided by a spirit of public service and a culture of conscientiousness. The principles of InvestKL reflect this: being resultsdriven, client-focused, working as a team, having integrity and ownership in everything, and understanding the significance of getting things done.As per Muhammad, these values are the core guidelines that helped build the team into the dynamic and determined organisation that it is today.

Creating Greater Impact

For Muhammad, in an organization, the hard targets are a measure of success. It's about a company demonstrating the ability, efficiency, and tenacity to hit the numbers consistently. That is the fundamental measure of success. He asks, "When an organisation is built on a strong fundamental, leaders then need to look beyond the numbers. What next?" He further adds that an organisation needs to look at the greater impact of the activities that they conduct. This is measured through the positive spill-over effect that an investment brings to the country.Aglobal metropolitan site like Greater Kuala Lumpur would be driven by ecosystem growth, promoting innovation, and creating high-skill jobs.

According to Muhammad, InvestKL's path towards environmental, social, and governance (ESG) would be the driving force behind all the company does. He emphasizes, "A greater good needs to be done; a positive change

has to be made to ensure that each and every one of us takes the sustainable journey forward."

Advice forYoung Lads

"Believe that you are important and that you bring something unique to the table – diversity is a strength," says Muhammad. "Planning gives you a clear direction, drives you and perhaps even motivates you, but the journey is much more rewarding."

Muhammad suggests, "Another would be taking a leap of faith and trusting your instincts. Do not view your setbacks too harshly, but instead reflect and learn from those experiences. Success, on the other hand, is a door to a bigger opportunity – keep it up. Lastly, keep your focus right, invest in yourself, and seize opportunities to accelerate your learning curve. You'll most certainly achieve anything you set your mind to."

The Prospects for InvestKL

Moving forward, the 10-year strategy plan by 2030 is focused on attracting regional high-quality, high-impact, technology-oriented investments in new development sectors that are also compatible with environmental, social, and governance goals. This is also in line with the New Industrial Master Plan in Malaysia.

The successes of the last decade have carved a clear route forward, and InvestKL has set a new target of securing RM20 billion in new investments and recruiting the next 100 multinationals and fast-growing companies to Greater Kuala Lumpur by 2030, or.Afeat that Muhammad is confident InvestKL will achieve.

FRANCE DAVIAULT

A Renowned Leader in Strategic Communications and Association Management

France Daviault, the CEO of the CanadianApprenticeship Forum (CAF-FCA), is a highly experienced professional in strategic communications, government relations, and association management. With a Master's degree in Professional Communications, specializing in Intercultural and International Communications, France possesses a comprehensive skill set.

For France, success as a leader is defined by leading a thriving and dedicated team. Throughout her career in management, her primary objective has been to create an environment where individuals can flourish and take pride in their work. She values the importance of every team member, ensuring that they feel valued and have a voice within the organization. France actively fosters

creativity and embraces the concept of learning without fear of making mistakes, recognizing that it leads to personal and professional growth. The ultimate sense of accomplishment and success, for her, is witnessing the team excel.

France's leadership philosophy revolves around hiring talented individuals and empowering them to utilize their strengths. She believes in stepping aside and allowing her team members to shine, as it is their success that truly defines her own accomplishments. The sparkle of achievement within the team signifies her ultimate definition of success.

Connecting Canada's Apprenticeship Community

CAF-FCAis a non-profit organization that connects Canada's apprenticeship

community. Through CAF, stakeholders work collaboratively to support vibrant and innovative apprenticeship systems and policies with a view to developing a highly skilled, inclusive and mobile skilled trades workforce. Employers, unions, equity-seeking groups, educational institutions and the jurisdictions support CAF-FCAoperations through membership. CAF-FCAis the only organization that brings together apprenticeship stakeholders from across trades, across sectors and across Canada to share information and promising practices, identify challenges and propose joint solutions.As a national voice for the apprenticeship community, CAF-FCA influences apprenticeship strategies through research, discussion and collaboration. Its research and events provide stakeholders with accurate, unbiased insights into apprenticeship

CEO

Canadian Apprenticeship Forum (CAF-FCA)

challenges and barriers and illustrate the substantial benefits of hiring and training apprentices.

The organizational values of CAFFCAcenter around collaboration, innovation, and leadership.As the CEO, France strives to embody these values within the team, reflecting them in their internal operations and by extension the membership. France expresses immense gratitude and considers herself fortunate to work alongside a team of competent and thoughtful individuals. The team consistently goes above and beyond, exhibiting a strong commitment to their work. This dedication has played a significant role in member retention and recruitment over the years, leaving a positive impression on both members and stakeholders.

Driving Positive Change

Whenever France has been given the opportunity to lead significant transformations, she has experienced a profound sense of achievement.As a business leader, she believes it is her responsibility to utilize her position and influence to create room for social progress. Being a woman and a member of the 2SLGBTQ+ community, she considers herself fortunate to possess a voice within influential and powerful circles. This privilege instills in her a sense of obligation to amplify the voices of those who are often marginalized or silenced in boardrooms or CEO discussions.

Whether serving as the Vice President in a sector that has historically excluded women or as the CEO of a national non-profit organization, France has effectively spearheaded the development of programs that have yielded and continue to drive

positive change. She sees it as her duty to contribute to the betterment of society through her leadership roles, leveraging her platform to bring about meaningful impact.

Commitments and Responsibilities

As the CEO, France's responsibilities encompass ensuring the operational success of CAF-FCAwhile fostering relationships with stakeholders. Working in a remote setup from her rural hobby farm, her day typically begins with a coffee on the deck, weather permitting. The rest of her day is filled with a multitude of phone and video meetings.Additionally, she often receives invitations to speak at conferences and events, and with regular travel resuming, she frequently meets with stakeholders and members on the road. Travel

constitutes approximately 40% of her time, getting back to pre-pandemic levels. In her spare time, France also serves as a Deputy Commanding Officer of anArmy Cadet Unit near Ottawa, as part of her commitment to the CanadianArmed ForcesArmy Reserve.

France strives to use her platform as a business leader to uplift marginalized voices. CAF-FCAleads the charge in advocating for equity in skilled trades and apprenticeships. They have launched Canada's first National Leadership Development Program for Women in the Trades, with two cohorts already making strides in promotions and entrepreneurship. The recent Supporting Women in the Trades Conference featured keynote speakers from marginalized groups, providing them with a stage to

amplify their voices. CAF-FCAis dedicated to fostering inclusivity and empowering underrepresented individuals in the industry.

Fostering a Culture of Innovation and Creativity

France fosters a culture of innovation and creativity, where taking risks and thinking outside the box are encouraged. She embraces the idea that courage in trying new approaches leads to innovation and improvements.As a leader, she takes calculated risks and supports her team wholeheartedly. By providing a voice to each team member, she cultivates motivation within the organization. Trust is also vital in their remote work environment. France fosters an atmosphere of trust and accountability, without monitoring her team's online presence. Instead, she focuses on their deliverables, believing in their ability to meet and often exceed expectations. When issues arise, even in a remote setting, it becomes evident. This type of environment serves as a significant motivator for her team and contributes to organizational retention.

Perspective on Overcoming Challenges

France acknowledges that overcoming challenges fosters resilience, which plays a vital role in maintaining good mental health. However, she recognizes that facing repetitive challenges can be incredibly challenging to overcome without assistance. While she has encountered obstacles in her own life, she expresses deep gratitude for the unwavering support provided by her friends and family throughout her journey.

Maintaining Optimism

Times remain economically challenging for many individuals, and France comprehends the impact of inflation and the gradual economic recovery following the pandemic.As an advocate for youth apprenticeships and a parent to two young adults in their twenties, she finds it difficult to envision a stable future for the next generation. The soaring cost of living and the limited prospects for homeownership in certain regions pose significant obstacles for most.

However, France maintains an optimistic outlook, recognizing that the country possesses essential tools to address the high cost of living and create opportunities for all who seek employment and homeownership. The crucial aspect lies in policy makers working together collaboratively, adopting a comprehensive approach to their endeavors. By considering various factors holistically, they can pave the way for a more promising future.

Dispelling the Myth of Work-Life Balance

France has learned, through the experience of raising two children while working full time, that achieving a perfect work-life balance is a myth. Instead, it resembles a pendulum, constantly swinging between the two aspects, and the outcomes, whether positive or negative, depend on its position. This constant movement requires making choices at all times. She understands the importance of caring for her mental health, and if it means taking a break, she does so without any guilt or shame. Often, she indulges in walks on her property with her dogs, finding solace in these moments.

France firmly believes that work will be waiting for her upon her return from these peaceful interludes and that she will be in a better frame of mind to tackle any challenge. In fact, she encourages her team to follow the same approach, recognizing the significance of self-care in maintaining personal and professional wellness.

Building the Future of Apprenticeship and Skilled Trades

France envisions CAF-FCAas the foremost center of excellence for apprenticeship in Canada. She hopes that government and industry stakeholders will continue recognizing the organization's value, perceiving CAF-FCA's research as a driving force behind national policies. With CAF-FCAmaking waves on the global stage, France aims to enhance international recognition of their work and pave the way for global exchanges of best practices in apprenticeship and the skilled trades.

France's personal growth and learning journey remain ongoing.As long as her desire to expand knowledge and networks persists, she knows she is in the right phase of life. She expresses immense gratitude for the meaningful work she is able to do and the opportunities that come her way. Her advice to aspiring leaders is to invest time and effort in self-discovery. Understanding one's values and how life experiences shape leadership perspectives is crucial. France firmly believes that emotional intelligence serves as the key to success.

DAVID CARR

A Dedicated Finance Leader Innovatively Redefining

The Financial Services Industry

Each person's definition of success is unique to their goals and aspirations in life, but the first step to reaching success is believing in yourself and uplifting others to do just that.

David Carr, CEO and Co-Founder of Tap states that the definition of success is very personal to everyone, for him, success is the ability to define his own journey. “In doing this I can decide where my destination will be,” he says.

LeadingACompany To Success RequiresALeap Of Faith

In the early 1990s inAustralia, David joined a bank as a junior, following some success in the role he was offered a transfer to London.After a

few years in banking, he was asked to get involved in a “New Concept” that was making waves in the USA. This was the start of the Gift Card industry in the UK. Once gift cards started it was not long before he was involved in the first Prepaid Mastercard product in Europe called Cashplus. Following this product, David has been involved in the launch of 67 Card programs in multiple countries around the world. Tap is the first payments company that he has built that is partly owned by him, this was a leap of faith based on the belief that the product he was building was something people needed and wanted.

Challenges Make You Stronger

Challenges happen regularly in almost every industry, however, in the

Fintech space some of these challenges can be both expensive and time-consuming. “Anticipating what may challenge you is not easy, especially when launching a brandnew product but being able to roll with the challenge to adapt and overcome the issues is a key to success,” says David.

TapAnd Its Services

Tap was a concept that came from David's co-founderArsen Torosian. Arsen approached David about his concept of providing a “Crypto Banking” product. This was in 2017 and David believed that he was ahead of his time. The biggest challenge initially was the fact that neither Visa nor Mastercard was interested in providing a card that had a Crypto

CEO and Co-Founder Tap

Currency element. Following a full product definition that was presented to them, Mastercard approved the product concept and Tap was born.

There were choices available in terms of whether to be regulated or not, in David's opinion regulation is an important part of any financial services product. Due to this belief and the fact that he believed every Crypto product will eventually have to be regulated they decided to become regulated from the start of their journey. Crypto regulation was not common when they started however there were a few choices of jurisdictions available.

After a lot of research, they decided that the regulation provided by the Gibraltar Financial Service Commission was the most comprehensive licence that they could apply for. The DLT Licence that Tap has provided with the regulated regime to offer all of the Crypto related elements they needed to offer a fully functional “Crypto Banking” product.

One of the key innovations of Tap is the middleware layer they provide. This middleware is connected to multiple crypto exchanges, the system looks for the best price and liquidity positions on each exchange to facilitate the best deal for the user. Effectively by joining Tap, users complete one verification which gives access to the “Best Price” option from all of the exchanges connected.

Tap provides both consumer and corporate users in Europe the ability to receive, buy, sell and trade 15 different cryptocurrencies today with more being added soon. Tap stores all user assets in a $100 Million USD insured secure cold storage facility

but provides real-time access to the assets when required.All users within Europe are offered a GBP and or Euro bank account that is not named Tap but in the registered user's name. These accounts can be used to receive deposits in fiat in real-time and at zero cost.

The accounts can be used to pay almost anyone by bank transfer. Consumers are provided with a Tap Virtual Mastercard as soon as the account is approved, they can then choose to request a physical Tap Mastercard which arrives within a few days in the post.

This product with Mastercard was the time they had approved a Crypto related product to use their payment rails, and the Tap Prepaid Mastercard was the first live Crypto Card offered in Europe.

Redefining The Financial Services Industry

David believes that he has contributed to the enhancement of the way Fintech is used by designing products that have to enhance the usability of funds in both a cost-effective and accessible way. He launched the first “Travel Money” card in Europe which helped to define the way travellers can spend money when not in their home country. This product was launched when travellers' cheques were still a common way to access money when abroad.

From a consumer perspective, it was one of the easiest products to understand as they could see

these as a “Plastic Travelers Cheque” with the convenience of using the cards to buy almost anything anywhere that accepted card

payments.All this with a better exchange rate than the traditional banks.

Innovation is always key to a successful product; without innovation, you can be seen as just another option. Innovating what users want even if they do not know it themselves can again be challenging however very rewarding. One such innovation was the ability to “Freeze” your card if you misplace it or left it somewhere that someone else could access it, in the start this was by sending an SMS from the registered mobile phone number with the instruction to freeze the card. This could be unfrozen by the user when the card was safely in their hands again and ready for use. “Innovation is usually quickly copied by competitors; although sometimes it takes them a lot longer, the freeze your card is a great example as now most European banks offer this functionality but was 15 years afterwards. This can be annoying for the innovator but also fulfilling that your idea is then available to more people from more providers,” explains David.

David's Vision For The Company

The Crypto space is still a relatively new industry, and it is David's ambition to make Tap a global brand. This requires the launch of local products in a lot of countries and regions around the world. By developing the local infrastructure in each region, the product will be fully functional almost everywhere.

This requires a lot of hard work, regulatory approvals, local partners and defining elements that may be unique to that region; that is the key to success. Tap provides an instant

exchange of Crypto to fiat and vice versa so users are always in full control of their funds no matter what the form is.

Currently, Tap is in a beta test of a DeFi earn program which in effect will allow users to put their assets to work 24/7. Each available asset will earn a yield value, the yield is paid out weekly and there will be no tie in so a user can withdraw the asset whenever they need to but of course, they would lose the yield earning potential from then on.

This is quite attractive for users given a large number of fiat currencies are in a negative interest position from the traditional banks. By buying a stable coin the users can earn up to an 8% yield on their fiat without less fluctuation risk associated with some cryptocurrencies. Tap has already agreed on a road map for the launch inAustralia and then in Southeast Asia. They are now in discussion with the US, Canada, LATAM, and the Middle East. They plan on rolling out the product to as many users as possible.

AchievementsAsAn Inspiring Business Leader

In the mid-80s, David joined the AustralianArmy and became a noncommissioned officer in the Signals Corps.After around 6 years he retired from theArmy and joined the banking industry.

During his time within the fintech space, he claims to have been lucky to be involved in the definition of products that have changed user behaviour and the way the industry interacts with them.

He was invited to join the Payments Association which is an industry body in London as an ambassador. This role allowed him to help people joining the industry to select the right path and avoid some challenges that will undoubtedly arise.

“Being a judge on the Pay 360 Awards which is now in its 12th year is an honour to be a part of as this allows me to help select winners for industry awards which is a great experience to work on,” exclaims David.

ResponsibilitiesAs CEO & CoFounder Of Tap

David, who describes himself as a 'Tenacious' person states that as the CEO of Tap his overall responsibility is to ensure that all elements provided are working efficiently. This includes recruiting the right people to provide the operational delivery and support that all Tap users deserve.

He also adds that security of the assets under management (AUM) is a key responsibility of the CEO, ultimately ensuring that the right partners are connected, provide the levels of service required and maintain the security of all assets is one of the most important jobs of any

CEO in this space. Tap holds a lot of the wealth of our users, we take the responsibility of ensuring these are secure as our highest priority,

MaintainingAWork-Life Balance

“Like most founders, balance is not always easy to achieve, especially in the early days of a product,” says David.

Now that Tap has grown, the balance is slightly better as choosing the right team to make decisions and take actions without needing him to get directly involved has been really helpful. “Without the right team, it would be almost impossible to have any Work/Life Balance,” he further states.

David's message to aspiring business leaders is: Ensure that the product you are building is solving a problem, not a product that is looking for a problem to solve. There are a lot of products around that think they are solving a problem, however, when you investigate the product the problem is not easily visible. Without solving a problem most products enjoy some short time success, but to really grow, you need to solve real problems for most users.

ROBERT ABBANAT

An EdTech Entrepreneur Leading The Way In Leadership Coaching And Development

Agood leader knows the way, goes the way, and shows the way; just like RobAbbanat, CEO of GloCoach, who believes that success is building and being part of something bigger than himself, and his professional life is a mirror image for the same. Rob aspires to leave a mark on the world by helping others grow and succeed at scale by creatively leveraging technology and surrounding himself with people who are smarter than he and who share his values for integrity and hard work.

As a husband, and father of three, success for Rob means being there for his family. It also means contributing to his community at large.

“Throughout my career, I have always made time for volunteer and community activities such as Rotary International and most recently with the Boy Scouts as Cubmaster for Pack

12, Shanghai. These are also important measures of one's success,” he says.

Leading a company to success isn't an easy road to take

At heart, Rob still claims to be a serial entrepreneur. While studying physics at Boston College he ran two successful businesses and learned how to lead before graduating. Since the day he

left the classroom, he has been looking for ways to solve problems with technology. “With more degrees than I need, I have plenty of ideas about what works, what doesn't, and what the future of talent development should look like,” he states.After graduating from MIT's Sloan School of Management with my MBA, Rob moved to China in search of new

entrepreneurial opportunities in a different environment. Seeing the need and opportunities for teaching business English in the fast-growing economies ofAsia, he was inspired to launch ILE, now a global company with students in more than 50 cities.

Rob says,” Leveraging lessons learned from the business my partners and I launched GloCoach, which is home to hundreds of the world's best corporate coaches. Our mission is to help CEOs, senior management teams, and young emerging leaders improve leadership competencies and deliver superior results. Like ILE, GloCoach began with a focus onAsia though is now gaining traction in Europe and the Americas.”

Challenges make you stronger

Quoting Einstein, Rob believes that

CEO GloCoach

“Anyone who has never made a mistake has never tried anything new.” He lives by these words which inspired a core GloCoach philosophy: “growth only happens when we are pushed out of our comfort zone.”

“Thus, challenges not only make us stronger, but they are the road to growth and achievement. It's not easy,” he states.Asia is a highly competitive and sometimes harsh entrepreneurial environment, especially for foreigners. While he is confident in his ability to solve problems with cutting-edge technology, he strongly believes that it is his persistence, ability to get results, and honesty that keep him ahead in the game.

Rob's contribution in redefining the industry with innovative ideas

GloCoach is the first digital platform to accelerate professional success at scale. They achieve this with a combination of highly accomplished

coaches, technology, and an innovative process.

GloCoach has redefined the role and profile of a world-class business coach. They are overturning the belief that coaches can only ask questions and should never give advice. On the contrary, they recruit coaches exclusively for their outstanding professional credentials and then empower them to share experiences and even give advice when appropriate. “We call this new and highly impactful approachAdvisory Coaching, the tenants of which are embodied in our unique methodology called The GloCoach Way,” explains Rob.

At its core, GloCoach is a technology company that leverages a cloud-based platform, rich content, and machine learning to support the entire coaching lifecycle. They integrate their own model of leadership competencies with the first precoaching assessment that identifies specific, observed behaviors in the context of organizational needs and

the coachee's current role. With this, they offer an experience that transforms leadership performance at scale, is highly consistent, and is easily measurable.

Rob believes in a simple mission in pursuit of a big vision.At GloCoach, their mission is to accelerate the success of the professionals and organizations they serve. Their vision is to be the number one partner (by market share and customer appraisal) for talent development in theAsia Pacific region.

Best recognition received as a leader

When Rob graduated from Georgia Tech with a master's degree in Aerospace Engineering, he turned down Boeing to launch an ed-tech company producing interactive multimedia courses for engineering students. They ultimately produced 3D simulations to show how NASA missions unravel the mysteries of our solar system.

Over the course of his career, he considers himself fortunate to have been recognized for his work and contributions including:

•Nominated & Elected to the Board of Governors American Chamber of Commerce, Shanghai, China 2017-2018

•Young Entrepreneur of the Year Issued by US Small Business Administration - 1998

•Top 40 Under 40 Rising Stars in Georgia Issued by Georgia Trend Magazine - 1997

•YoungAlumni of the Year Issued by Boston College - 1998

•Outstanding Georgia Citizen Issued by Cathy Cox, Secretary of State - 1998

•Council of Outstanding Young EngineeringAlumni Issued by Georgia Institute of Technology - 1998

•Young Entrepreneur of the Year Issued by Ernst & Young Entrepreneur of the YearAward1999

•Small Business Person of the Year Issued by BellSouth Small Business Person of the Year Awards - 1999

•Rotarian of the Quarter Issued by Rotary International, Dunwoody, Georgia - 1999

“But perhaps the recognition I am most proud of was having my name sent to planet Mars. Really. One of

NASA's endeavors that were immortalized by my first company's work was the Mars Pathfinder mission, which landed on Mars on July 4th, 1997. You may remember seeing a computer-generated animation of that lander opening its petals and the Sojourner rover crawling into the Martian dust. That animation was created by my company and shown on every news station the world over,” Rob explains. It was even part of a display in the SmithsonianAir and Space Museum in Washington DC. In the first mission to do so, Rob, and a couple thousand others who contributed to the mission, had their signatures etched onto a microchip and affixed to the lander itself, which now rests in Mars 'Ares Vallis. “Perhaps someday one of my descendants will journey to the Red Planet and see for themselves the signature that I inked so many years ago,” he muses.

Responsibilities as CEO at GloCoach

“As CEO, it is my responsibility to assemble a team of people who are smarter and more capable than myself and empower them with a vision of success and the resources they need to achieve it,” says Rob.

His view of a CEO's role has evolved throughout his career as a serial entrepreneur during which he launched several businesses before GloCoach. Not all have been successful, but he states that he has probably learned more from the ones that failed than those which have succeeded.And because of this, Rob, who describes himself as a 'tenacious' person, further says that he would be honored if others also attributed that quality to him.

Maintaining a balance in personal and professional life

Afull life may never be in static balance, but rather shifts focus from one core element to another in a never-ending ballet that over time achieves some kind of harmony. Rob aspires to have the discipline to focus on what is most important at the time of need, but also the wisdom to pull back and shift his focus elsewhere lest he loses sight of all that matters. “For those who choose to join me on my journey of entrepreneurship, I aspire to attract the self-motivated and inspire them by example. Let success be the judge of that,” he states.

Rob finds great peace and happiness in his role as a father and husband, and his connectedness to those around him. He says that at the end of his days he will not regret one minute spent with the people he loves. “Professionally speaking I am proud of what I have achieved thus far, but there is much more to do. Learning and achievement are lifelong journeys, not a destination,” he further adds.

For aspiring entrepreneurs, Rob's piece of advice is that:

Persistence and resilience are nonnegotiables for success. For those looking for encouragement, as Elon Musk said, if you need words of inspiration, don't become an entrepreneur.

TEMAKI CARR

A Journey of Love and Leadership: The Inspiring Story of Dr. Temaki Carr

In a world often divided by crises and challenges, some leaders rise above, uniting people with a vision of hope and love. One such leader is Dr. Temaki Carr, the Founder and CEO of Loving the Nations. Her journey from a military career to leading a global faith-based nonprofit is a testament to her resilience, compassion, and unwavering commitment to making a difference.

This article delves into the inspiring story of Dr. Temaki Carr, highlighting her achievements, challenges, and the profound impact of Loving the Nations.

The Birth of Loving the Nations

Founded by retired Lieutenant Colonel, Reverend Dr. Temaki Carr, in January 2015, Loving the Nations

is a United States faith-based nonprofit that challenges and unifies people around the world to "stay present and relevant" amid crises in everyday life. "Our diversified humanitarian and human rights advocacy projects worldwide give expression to the Love of Christ and provide the venue for preaching the Gospel," she explains.

The journey started in 2015 when Dr. Carr organized a diverse Christian community within the Benelux region of Belgium to support Nepal after a devastating earthquake. Partnering with Nepalese, Belgian, and U.S. Christian communities, Loving the Nations coordinated a unified humanitarian relief response through an operation called "Two Fish and Five Loaves of Bread." This initiative not only provided necessary relief for Nepal but also fortified unity and faith

within the participating Christian communities.

Responding to Crises with Compassion

In 2016 Loving the Nations provided an immediate humanitarian response to the horrific terrorist attack in Brussels, Belgium, coordinating recovery efforts in both Brussels and Mons. The coordinated response involved aiding in victim recovery, hospital sweepings to assist identify unconscious injured family members, and organizing food trains for victims and their families. "Our mission is to remain present in the crisis of everyday life, and demonstrate real love and relevance through action," she asserts.

From 2016 to 2019, Loving the Nations promoted women and youth

Founder and CEO

Loving the Nations

socio-economic independence in rural communities throughout Northern Ghana and Eastern Pakistan through literacy education and job skills training. These activities represent the organizational vision for a Christian community of working together as a sign of love and relevance through relentless presence during times of need.

From 2020 to 2024 the mission continued in the form of racial reconciliation programs through the U.S., humanitarian initiatives to war victims throughout Europe and Faith missions in the U.S. and Kenya.

Leading with a Multicultural Perspective

Dr. Carr's leadership style and approach to nonprofit management has been shaped significantly by her multicultural background. With a master's degree in Intercultural Relations, a doctorate in Community Organizing, and a 20-year career in the United States military, she leads with an understanding that "everyone is value-added, every perspective is important, diversity is embraced and respected, and unity is critical to mission success." This inclusive

approach has been fundamental to her formation and worldview, shaping her character and leadership.

She has been uniquely positioned as a leader impacting global change. Raised in a predominantly challenging culturally and racially diverse environment, Dr. Carr learned early the value of embracing different perspectives and fostering inclusive atmospheres. It has been that kind of understanding that has helped her lead Loving the Nations.

Dr. Carr's military career further polished her leadership skills, teaching her the importance of discipline, strategic planning, and effective communication. These skills have been great assets to her management of complex humanitarian projects as well as coordinating efforts across numerous countries. "My experiences have taught me that unity and diversity are not just ideals but essential components of successful leadership," she explains.

Inspiring Change and Unity

When asked about her greatest achievement since forming Loving

the Nations, Dr. Carr highlights a recurring theme in their mission initiatives. "We are blessed with the opportunity to inspire others to lead change within their communities and inspire diverse groups of people geographically and culturally dispersed to work together for a common good," she exclaims. This theme runs like a ribbon through all their years of work, connecting their labor of love to uplift others in their most desperate times of need.

One significant achievement has been uniting diverse communities for common causes. Whether providing disaster relief in Nepal, aiding recovery efforts in Belgium, fostering socio-economic independence in Ghana and Pakistan, or promoting education and safety among Maasai women and girls in Kenya, the organization has shown its commitment to making a difference. "Our work is a testament to the power of collective action and the difference it can make in the lives of those in need," she asserts.

Dr. Carr is particularly proud of their efforts to empower women and girls. Through education and job skills training, Loving the Nations has helped thousands of women achieve socio-economic independence and improve their quality of life. "Empowering women is not just about improving their lives; it's about uplifting entire communities and creating a ripple effect of positive change," she explains. By focusing on education and job skills, the organization helps women break free from cycles of poverty and discrimination, enabling them to contribute meaningfully to their communities.

Cultivating Hope by Empowering Women and Future Generations

"Helping a woman literally helps an entire family and potentially entire villages and communities," she explains. Her work in Eastern Pakistan, Northern Ghana and throughout Kenya enables women and girls to become socioeconomically independent in regions where they face heavy discrimination and trafficking.

The organization's faith-based initiatives benefit the communities where they are implemented and inspire others to partner for positive change. "The work of Loving the Nations plants intangible seeds of hope and love, which will manifest in tangible ways long after our ministry is gone," she asserts.

Loving the Nations believes empowering women is key to lasting change. The organization provides education, job skills, and support to help women overcome barriers and reach their full potential. "Our goal is to create a world where every woman and girl has the opportunity to thrive and contribute to her community," she explains.

In addition to empowering women and girls, Loving the Nations focuses on unifying communities and fostering collaboration among people from different backgrounds. "Our mission is to demonstrate the love of Christ through our actions and to inspire others to do the same," she asserts.

ADecade of Dedication

As Loving the Nations celebrates its 10th anniversary, their work continues globally. In 2025, the organization

plans to return to Nepal to provide encouragement and humanitarian support, especially to oftenoverlooked remote mountain villages. Reflecting on their journey, Dr. Carr shares, "Our mission is to touch the world with the Love of Christ, and we are committed to remaining present and relevant in the crises of everyday life."

Conclusion

Dr. Temaki Carr's relationship with Loving the Nations epitomizes how one person's vision and dedication can ignite hope and unity among people around the world. Her kindness, diversity, and unity have led countless lives to greater impact. Even as Loving the Nations grows and changes, their purpose of love and hope for the world shines

This is the story of Dr. Carr, a documentary that demonstrates the power of faith, resilience, and an unwavering commitment to make a difference. Her journey seems to be the kind of inspiration that calls out to and encourages all of us to be present and relevant in the crises of everyday life, demonstrating love and hope in everything.

REBECCA AMUKHOYE

Leading an Organization With a Vision to Build a Prosperous Society

Belonging to a family of smallholder farmers, Rebecca Amukhoye, CEO of Micro Enterprise Support Programme Trust (MESPT), has always dreamed of making agriculture profitable, ensuring a quality life for smallholder farmers.Agriculture is not only her work, but her life!

Influencing Others Positively

As a student, Rebecca thought success was passing exams and advancing to the next grade; as an employee, success was achieving work targets and making the employer happy; as a senior manager, success was building and growing a team by delivering the organizational goals and positively impacting the community. Now, she defines success as the ability to influence someone's

life positively in terms of quality of life and economic wellbeing.

Leading a Vision

Rebecca leads MESPT by relentlessly pursuing perfection, illustrating true integrity, valuing ability rather than experience, sharing her vision and having a sense of purpose. She believes in creating an environment in which people refuse to accept mediocrity, practice mutual respect, excel in work, undertake deserving roles and encourage staff engagement.

She does find it challenging to make difficult decisions like dismissing a staff member, handling conflict and finding the balance between demanding results and top performance from people without instilling a fear of failure in them.

Nevertheless, she is always there to inspire the team in times of uncertainty, staying positive and calm.

Building a Prosperous Society

Micro Enterprise Support Programme Trust (MESPT) is a development organization established in 2002 by the Government of Kenya and the European Union and later by the Royal Danish Embassy in Kenya, (DANIDA) enjoined through a Trust Deed of 2013, with the main goal of promoting economic growth, employment creation and poverty alleviation. This is achieved through capacity building which includes skills development and technical assistance to micro, small and medium enterprises (MSMEs) by providing business advisory and

Micro Enterprise Support Programme Trust (MESPT)

market linkages. MESPT has implemented its mandate through two key segments: Value Chain & Enterprise Development and Financial Services. Their Vision is “to build a more prosperous society” and their Mission is “to provide sustainable business development and financial services to smallholder farmers andAgri SMEs in Kenya”.

MESPT is currently implementing a portfolio of 3 programmes with a budget value of Kes. 2 billion and a loan portfolio of Kes. 1 billion in 18 counties of Kenya.

Widening the Outreach

In the next five years, MESPT plans to double its programme portfolio, triple its credit portfolio, double its outreach from 50,000 to 100,000 smallholder farmers, achieve the green transition agenda and establish a reserve fund. They propose to achieve this via creative development, continuous improvement, brand positioning, unique value proposition and attraction of top talent.

At MESPT, the focus is on increasing their portfolio and reaching marginalized communities and building a happy workforce that is fully engaged and committed to the vision and goal of the organization –working hard and having fun.

TheAbsoluteAgriculturist

Rebecca studied at a prestigious provincial school, one of the best in the country, at a time when no one spent resources on a girl child.After high school, she did BSc in Agriculture and Home Economics at Egerton University. She was not too eager to study agriculture, but her father encouraged her. He taught her several life lessons like honesty, respect and hard work; while her mother taught her to pray and the Golden rule- treat others as you would want to be treated.

Rebecca did odd jobs like laundry, car-washing and selling food until she was recruited as a Research assistant by Steadman andAssociates to collect data on fast-moving consumer goods.

She has held several positions before joining MESPT as a CEO. In 1998, she joinedAdventist Development and ReliefAgency as a Field Officer for a dairy and agroforestry project. In 2001, she was promoted as a Programme Coordinator to work in a USAID Food for Peace programme. In 2005, she joined Self Help Development International (SHDI) as a Programme Manager, where she worked in establishing a new country programme. Her specific role was to design projects for funding and work with farmers to implement them. Their first donor was an IrishAid through SHDI Ireland. She left in 2009 and joined Gorta, The Freedom from Hunger Council of Ireland as a Country Representative for Uganda and Tanzania. This was her first international experience. She was later promoted to the Regional Director for East and SouthernAfrica and relocated back to Nairobi where she worked until a merger was finalized between Gorta and Self Help Africa (SHA). She considers this promotion as her best recognition.

She was then appointed Country Director for Self HelpAfrica, Kenya. The CEO, Ray Jordan nurtured her management and leadership skills and taught her to learn from mistakes. SHAsponsored her to complete an MBAdegree, an opportunity that completely transformed her career. She accredits her success to the guidance, coaching and mentorship of great people like Ray Jordan.

She joined MESPT in May 2020. Though anxious at first, now she is confident because of a great team at MESPT.

Persistent Leadership

As the CEO of MESPT, Rebecca

formulates and implements strategies to achieve the overall goal. She is accountable for the organizational results and all resources. She implements the business and action plans to achieve the vision as approved by the Board of Trustees. She ensures that all aspects of the Trust's activities obtain maximum surplus in the best interest of customers, employees, shareholders and the general public. She is also responsible for the MESPT fundraising function. She provides the interface between the Board of Trustees and the employees at MESPT, by ensuring high corporate governance and infrastructure. She drives a joint strategy and business plan for MESPT and its partners that include clearly defined initiatives and target results with key partner sponsors and internal stakeholders. She conducts reviews of MESPT's Business Plan with milestone metrics and progress tracking. She ensures proper utilization of Information Communication Technology (ICT) for achieving MESPT's overall strategy. She liaises with the founders and assures compliance with the rules and laws.

Overall, she fosters business growth objectives and monitors success.

AchievingAmbitious Goals

To maintain a balance, Rebecca is learning to disconnect completely and being self-aware. She confesses that it is a work in progress. She goes walking and jogging to eliminate the tensions and pressures of work. She manages her work by organizing, planning, prioritizing, delegating and adhering to schedule.

She motivates her team by acknowledging their efforts publicly,

instilling a sense of belonging and ownership, enabling meaningful participation and providing opportunities for capacity development and career progression. She stays strong and motivated by visualizing herself and the team in a successful mode. She chalks ambitious goals and strives to reach them. She chooses to succeed!

When Much is Given, Much is Expected!

Rebecca wishes to continue to build her leadership skills and enhance her emotional intelligence to better support, coach and mentor others.

Her message to aspiring business leaders is to be decent, treat everyone with fairness and empathy; to always push towards the 'new'. By her words, "Break the norm, break old ideas, be innovative. Move the culture with change and not be afraid of criticism.”

CORINNA SCHULTHESS

Pioneering Excellence in Family Office Management

In the dynamic world of family office management, Corinna Schulthess stands out as a leader who has redefined success through her innovative approach and dedication.As the Chief Executive Officer of Family Office Management Consulting Ltd., Corinna's journey is a testament to her expertise, passion, and commitment to excellence.

This article explores Corinna's career, leadership philosophy, and the impact of her work on future generations. Her story is one of resilience and the relentless pursuit of excellence.

From Investment Banking to Family Office Management

Corinna Schulthess began her career on the investment side of banking, dealing with complex liquidity events on a global scale. "This is when I

realized how challenging the transition from business to wealth owner can be, especially the larger and more complex wealth structures are," she explains. Her role required a deep understanding of both transactional and investment management aspects.

Corinna's early experiences in building up family office advisory units within banks allowed her to pioneer professional setups and international structuring. These formative years laid the foundation for her future success, providing her with invaluable insights and skills.

Key Milestones on the Path to CEO

Corinna's journey to becoming the CEO of Family Office Management Consulting Ltd. is marked by significant milestones. "I was

fortunate enough to learn on the job, working on some of the largest international wealth structures from an early stage in my career," she shares. Her innovative approach and willingness to embrace new challenges allowed her to excel in various roles. Her ability to think outof-the-box and engage with influential entrepreneurs and business conglomerates set her apart as a strategic leader.

These experiences not only honed Corinna's expertise but also expanded her professional network, which has been crucial to her success.

ALeader's Evolution and Overcoming Global Challenges

Corinna's definition of success has transformed significantly over the years. "When you are early in your

career, success is certainly defined in a very different way," she notes. Initially, success might have been about promotions and exciting projects, but today, it means pioneering work that stands the test of time and makes a meaningful impact. "Success is also being able to do what I do best and what I am passionate about," she adds. This evolution in her perspective highlights her growth

as a leader and her unwavering commitment to making a lasting difference.

Working on a global scale has presented both challenges and opportunities for Corinna. "The most challenging part was implementing the best structures and people locally wherever the client needed or wanted to be based," she explains. Her

extensive network has been crucial in navigating these complexities. Additionally, her ability to break away from standardized solutions and implement innovative, client-focused strategies has set new industry benchmarks. These achievements underscore her adaptability and leadership in a constantly evolving landscape.

Shaping the Future: Legacy and Motivation

Corinna's work has a profound impact on future generations of wealth owners and entrepreneurs. "Navigating through this ocean of opportunities and choices, defining and implementing their very own vision, and leaving a lasting footprint is one of our most important mandates," she explains. Her focus on passing the baton and adapting to new opportunities ensures a legacy.

By empowering the next generation, Corinna is helping to shape a more innovative and resilient future. Her efforts are paving the way for a new era of wealth management, where personalized visions and sustainable practices take center stage.

Corinna advises aspiring leaders to be hands-on, honest, and authentic while staying open-minded and thinking out of the box. "The impact of the relationships you build over time is the most meaningful part of our work," she emphasizes.

This passion for her work drives Corinna to continually push boundaries and strive for excellence. Her dedication to making a difference is evident in every aspect of her professional journey.

Mastering the Balance: Leading a Global Firm and Personal Life

Balancing the demands of leading a global consulting firm with personal life is a challenge Corinna Schulthess embraces wholeheartedly. "My work is extremely inspiring and multifaceted enough that there is never a dull moment," she asserts. The energy she derives from her work transcends into her private life, driven by her

passion for what she does. "You excel in doing what you are passionate about and what makes you happy," she emphasizes. This seamless integration of work and personal life has been key to her sustained success and well-being. Her ability to find joy and fulfillment in both realms is a testament to her dedication and positive outlook.

Atypical day for Corinna involves checking in with different locations early in the morning, catching up on markets and news, and dedicating most of her day to client work. "I always try to communicate as much as possible with my network to get a good feel of current sentiments, trends, and the news," she shares. This proactive approach ensures she stays ahead of industry trends and maintains strong relationships with clients and colleagues.

Corinna's daily routine is a testament to her dedication and strategic thinking. By staying connected and informed, she effectively navigates the complexities of her role, ensuring that both her team and clients are well supported.

Carving New Paths:Achievements and Leadership Philosophy

Corinna takes immense pride in the fruitful working relationships she has established and the success of her clients' structures and organizations. "We were brave enough to break away from standardized clusters, thereby carving out new best practices," she asserts.

Since founding her firm in 2009, the family office consulting industry has evolved significantly, with more diverse wealth owners and bespoke structures tailored to their unique

visions. This evolution reflects Corinna's ability to anticipate and adapt to changing industry dynamics, ensuring her firm remains at the forefront of innovation and excellence.

Corinna's leadership philosophy is centered on leading by example, delegating, and enabling strong teamwork and communication. "I aim to be a mentor and enabler for others whenever and wherever I can," she explains. Her belief in the importance of people who believe in you and provide opportunities has profoundly shaped her approach to leadership. By fostering a supportive and empowering environment, Corinna ensures her team can thrive and achieve their full potential. This philosophy not only drives her team's success but also cultivates a culture of trust and collaboration within the organization.

Conclusion

Corinna Schulthess's journey in family office management consulting is a powerful example of how passion, innovation, and dedication can transform an industry. Her leadership, grounded in personal values and a relentless pursuit of excellence, continues to inspire and create meaningful change.As we look to the future, leaders like Corinna remind us of the profound impact that dedicated individuals can have on our world. Her story is a testament to the power of vision, resilience, and the unwavering commitment to making a difference.