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Pulse Fromtheheart of thebusiness worl d northwest

OCT-NOV2026

Business owners: your mental healthmatters too 1

Latest updates

Regional news

Business in focus


2


Inside this edition Click a headline to jump to an art icle

Feature Business owners: your mental health matters too

4

News Freeze from the Bank of England as UK economy risks feeling the chill GiftRound named one of nation's favourite businesses Leeds architect backs future of housing by building own low-energy home The British Bank invests £210m to unlock growth in SE England Your Event Solutions moves forward as ALTOUR

16 20 36 52 58

Focus How AI could make us work even harder Why government debt is growing: public spending explained Research: companies identify serious supply chain risks but few can manage them The autonomy paradox: how more work freedom can leave you feeling powerless

12 24 45 62

Regional Different AIs can't agree whether to recommend your business

Pulse

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by 3


Business owners: your m 4


Feat ure

mental health matters too 4

By Advance Copy 5


Feat ure When we hear about mental health in the

Because everything is on you. Sure, it?s what

workplace, it?s usually about ways to support

you sign up for in this game, but even the

staff. Like how you need to take it seriously,

most driven person has to admit: it?s a lot,

to follow proper policies and procedures,

isn?t it?

and to help your people through their issues

All that pressure. Long days. Short sleeps.

as best you can.

And you can add home and family life into

But what about you, the small business

the mix, too.

owner? Who?s there for you and your mental

Whether you?re starting your business or

health? Who?s giving you support and

growing it, nothing seems to let up. It?s

advice?

always more, more, more... and then some

After all, you?re clearly not the kind of boss

more. That?s the life of an entrepreneur.

who sits out of sight of your team, twiddling

When you think about it, it?s pretty amazing

your thumbs while everyone else gets on

what you can achieve, isn?t it? But that

with the work (and if you are, please let us

doesn?t mean it?s easy. And it doesn?t mean

know how you?ve managed that). No, you

that it comes without consequences.

wear many hats. You?re the HR department. You manage the finances. You?re marketing,

Survey

research and development. You?re many

According to Simply Business in

roles and more to keep your business not

collaboration with Mental Health at Work (a

just going ? but improving. And if something

programme by the charity Mind), 56% of

goes wrong?

small business owners said they?ve had poor

You better believe that?s on you.

mental health at some point over the

6


Feat ure News

previous year. The biggest issues they

physically. And that?s burnout.

reported include anxiety (59%), financial

Burnout

worries (41%), depression (38%) and loneliness (22%).

Burnout is difficult to describe. But if you?ve had it, you know it. The way it affects people

It seems like the weight of responsibility as

is different from person to person, but it?s a

a business owner is the major cause of those

form of chronic stress that takes hold over

problems, working far more hours than

extended periods. You might not even notice

anyone else ? way above the national

you?re experiencing it. For example, as an

average ? yet taking fewer days?annual

entrepreneur, you may be used to pushing

leave. In fact, 73% of respondents said

forward, working hard, skipping weekends

they?ve haven?t even taken 20 days off (some

and holidays, but gradually, a form of

Americans reading may shrug their shoulder

detachment from your work may drift in. So,

at that one).

you?re doing the work while also being

Even if you?re someone who thrives from

absent and feeling tired with no way of

being ?on the go?all the time, energy isn?t an

turning it around.

endless resource. It gets depleted, and it

On the other hand, you could hit a wall and

needs time to be restored. When it doesn?t,

6 suddenly find yourself unable to get out of

it?s not just mentally taxing, it hurts you 7


Feat ure

bed for days on end, foggy brained and

jobs or the ones you like to your team, that

heavy bodied, as your body shuts down and

leaves you with all the stress-causing tasks.

forces you to rest and recover whether you

And if someone in your team has a problem,

have time for it or not. And there are

who?s it then on to sort that out?

a host of other possible ways burnout can

You, of course.

affect you.

That?s a case of building a team with

Which is why for business owners like you,

responsibility but with no authority. Then,

it?s important to recognise stresses early and

it?s on you to coach the team to be able to

fix the root causes now, rather than try to

do the work properly. It might feel easier to

treat the serious mental and physical

either give them the solutions or think, ?I?ll

symptoms later.

just do it myself,? but doing so adds to your

Cont rol

mental capacity, which could be close to or over its limit. It?s easy for staff to fall into a

Business owners often find it difficult to give up control, taking on the bulk of the work and feeling like anything important is their priority. But if you only delegate the ?easy?

state of ?learned helplessness?where they rely on their boss ? that is, you ? to fix everything. That?s not the way it should be. So instead, it?s guiding the team to find the 8


Feat ure News

solutions to problems themselves,

For those who are well into their careers, it?s

freeing you up for a more focused,

frustrating to work in an economy that has

manageable workload.

stagnated since pretty much the 2008

Of course, that?s just one example of a

financial crash. It seems like there is more

limitless number of scenarios you might

work to do than ever, but without the wages

face, and while it might sound obvious, it?s

to reflect that ? plateauing as costs rise and

always important to remember to set

rise with inflation. As Pulse covered in the

boundaries by learning to say no. Rember to

last edition, that seems likely to get worse.

delegate, delegate, and delegate some more.

Much worse.

Outsource if you need expert support. And

And then there are those at the start of their

take breaks and holidays ? your body and

careers. In 2024, the BBC reported that for

mind (and business) will thank you for it.

the first time ever, more younger people

Remember, your work won't thrive if you're

than older people were out of work due to

burnt out.

their mental health.

St ress

Meanwhile, the climate today for those who 8 are looking for a job is dismal. There is

It seems that the UK is a stressed workforce. 9


Feat ure

currently little demand for employers to take

stimulation we have now through the

on the least-skilled levels of staff to train

internet and social media, which are

them up. Plus, the recent increase in

designed to keep users hooked

minimum wage for 18-20s as well as

through spiking our cortisol ? AKA the

employer?s national insurance have both

stress hormone.

raised the cost of hiring, especially in

Add that to the challenges or running a

sectors like hospitality where younger

business and home life, plus fewer third

people normally dominate staff numbers.

spaces and social interaction as the world

You can?t get a job if there aren?t any jobs to

migrates further online, it?s no wonder that

get. And without enough money, mental

poor mental health is so common. But with

health seriously suffers.

every downturn ? whether societally or

Focus

individually ? eventually, there?s an upturn.

It?s a strange time. This is the safest and

If you focus what?s within your control ? by

most affluent the West has been in history

giving up some control ? and taking the time

(and worldwide, poverty is at its lowest ever

to care for yourself (especially away from

levels), but the UK?s stagnating wages, living

screens), stress levels should come down

standards and rising costs make things feel

and hopefully, the results will follow.

worse than before. But humans have never

Less really can be more. By Advance Copy had to face the levels of information and 10


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How AI could make us work even harder Malte Jauch Lecturer in Management and Marketing, University of Essex

12


Regional Focus Technological progress has taken more than

their jobs might be lost to automation,

its fair share of the workload from humans

research shows they may be inclined to

over the years. Washing machines clean our

increase their efforts as a way of

clothes, tractors plough the fields and

signalling to employers that their labour is

computers sort out the admin.

still valuable.

Meanwhile, economic growth and

My research on the rat racessuggests that

redistribution of wealth means most

this kind of response is to be expected.

workers in industrialised countries do not

Employers must continuously decide whom

need to spend most of their waking hours

to hire, promote or dismiss. In making such

on gainful employment. The 12 hour working

decisions, employers seek to reward

day that was common during the 19th

productivity. But productivity is often hard

century has been largely reduced.

to measure, so employers rely on

So will developments in AI help us gain even

alternatives metrics such as the amount of

more free time?

time spent working.

Not necessarily. In fact, AI might actually

Checking whether a work station is still

cause working hours to increase.

occupied after everyone else has gone home

One reason for this has to do with the

is much easier than assessing the accuracy

effects of AI on people?s bargaining power in

of a complex project. And from a worker?s

the workplace. If workers are fearful that

point of view, increasing the time they spend at work seems like an effective way of

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13


setting themselves apart from other

Researchers recently found evidence for this,

(apparently less motivated) workers.

noting that workers in AI exposed industries

But when everyone pursues this strategy, it

like financial services and IT are literally

becomes self-defeating. No one gains a

switching off their office lights later than

positional advantage, while everyone

those in less exposed industries.

works more.

Another problem is that employers can

The introduction of AI to workplaces can

overestimate the extent to which AI boosts

turbocharge this dynamic. Existing AI tools

workers?productivity. The availability of AI

have already automated some tasks, like

tools to improve efficiency creates an

data entry, creating an expectation that

expectation among employers that workers

entire roles will be redundant soon.

can do more than they could before in the same amount of time. However, when these

Against this backdrop, the rat race becomes more cut throat. Workers reasonably expect large scale restructurings of their companies

expectations are overblown, they can lead to additional work intensification or longer work hours.

and seek to make sure that they will retain their jobs in the process.

Working nine ?t il? ? Finally, the adoption of AI causes significant 14


Focus

frictions. Established routines are

over AI?s design and implementation is not

overhauled, existing roles change and new

left to employers and large AI firms.

roles are created. Workers must be trained in

It is possible in theory to design and

the use of AI tools and must learn to work

implement AI in ways that improve workers?

alongside them.

skills, enhancing their areas of expertise,

But what makes this particularly challenging

making their work more valuable and

is that existing AI tools are continuously

thereby enhancing their bargaining power

being improved and new tools developed at

with employers. An empowered workforce

a rapid pace. All of this places additional

would be able to bargain for favourable

demands on workers?time.

working conditions, including working

It may be sobering to contemplate that AI

time patterns that fit with people?s lives

might not improve our lives by relieving us

and preferences.

from toil. Overwork and burnout might even

And if developers were to prioritise

increase over the coming years.

augmentation and empowerment, AI could

But that situation is by no means inevitable

be the ultimate tool that helps to tackle

or unavoidable ? especially if future control 14 widespread resentment and disenchantment with our working lives. 15


News

FreezefromtheBank of Engl andas UKeconomy risks feel ingthechil l -

-

The Bank of England has kept Bank

fragile, and already feeling the chill of

Rate on hold at 3.75%.

sluggish growth and a cooling jobs market,

Policymakers voted 6-3 to make no

and for now this should offset the risks of

change, with three members voting for

steamy energy costs being passed easily

an increase by 0.25 percentage points.

through to hotter consumer prices. With

The Fed moved first, given the US

shoppers worried about rising borrowing

economy is growing more robustly,

costs and bracing for higher bills to land,

with resilient spending, strong

they may be less likely to spend if price tags

productivity and investment, while

become more expensive.

demand remains weaker across the

However, the longer the war with Iran

UK.

continues to rage and keeps crude and gas

Susannah St reeter, Chief Invest ment

prices elevated, the greater the chances of a

St rategist , Wealt h Club

hike later this year and next, especially if

?Inflation is the fever central bankers want

data shows consumer price inflation

to bring down, but the Bank of England is

continues to rise. Already three members

holding off administering the bitter medicine

around the table wanted to hike rates

of an interest rate hike. The UK economy is

immediately to 4%, and they may well be 16


News joined by more if the chronic energy crunch

Fixed mortgage rates are guided by swap

continues. So, a hike on November 5th still

rates, which reflect expectations for where

looks like a distinct possibility if the bonfires

interest rates are heading, rather than simply

of inflation intensify.

where Bank Rate stands today. With markets

The US is a more robust patient, with the

still pricing in further rate hikes, swap rates

spending might of AI hyperscalers pulsing

have been pushed higher, and lenders have

through the veins of the economy,

already been raising some fixed mortgage

supporting strong job creation, which is why

rates. So even though the policymakers have

the Fed moved to douse down inflation by

kept their hands firmly in their pockets for

hiking rates yesterday.

now, borrowers coming off fixed deals could still face higher rates when they remortgage.

What will t his mean for borrowers However, savers could have more time to

and savers?

benefit from higher rates on cash, Borrowers shouldn?t assume that today?s

particularly if the Bank is forced to keep

hold means mortgage rates will stay frozen.

rates elevated for longer, although

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Regional the rates on offer will vary as banks adjust

eligible investors to hold semi-liquid

their pricing.?

private market funds within a tax-efficient

Wealt h Club

pension wrapper.

Founded in 2016 by former Hargreaves

Wealth Club is also the UK's largest broker of

Lansdown director Alex Davies, Wealth

Venture Capital Trusts (VCTs) and Enterprise

Club is the UK's leading non-advised

Investment Scheme (EIS) funds.

investment service for high-net-worth and

Today, Wealth Club has more than 70,000

sophisticated investors.

members and 14,200 clients, who have

The company provides access to a wide

invested over £1.8 billion through the

range of tax-efficient, alternative and private

platform. The business has been

market investments. Through the UK's only

profitable since 2017 and has received no

Private Funds Supermarket, sophisticated

external funding.

investors can access private market funds

Headquartered in Bristol, Wealth Club

managed by leading global firms across

employs 43 people and provides wealthier

private equity, private credit, infrastructure

and sophisticated investors with access to

and real assets.

tax-efficient, alternative and private market

In 2025, Wealth Club launched the UK's first

investments alongside expert research

dedicated Private Markets SIPP, enabling

and analysis.

18

19


News

GiftRound named one of ?Nation?s Favourite Businesses? With over 1.2 million people helped and more

Stirling, Scotland, with team members

than £12 million contributed across 172,088

based across Scotland and Cornwall, has

group collectionssince inception, GiftRound is

been selected as part of the national

recognised nationally as one of 100 small

campaign, which celebrates and champions

businesses celebrated.

small businesses across the UK, ahead of

A business that helps people collect money

Small Business Saturday on 5 December.

for group gifts, completely free of fees has

Founded by Craig Forsythe in 2018,

been named one of the ?Nation?s Favourite

GiftRound makes it easy for groups to

Businesses?for 2026 by Small Business

organise collections for gifts and special

Saturday UK.

occasions, from leaving gifts and birthdays

GiftRound, based in Bridge of Allan, near

to teacher gifts, new babies, weddings, retirements and simply showing someone 20


Regional News you care.

UK?s small-business community.

The national recognition comes as Small

Cr aig For syt h e, Fou n der an d CEO of

Business Saturday launches its 2026

Gif t Rou n d, says:?Being named one of the

campaign to showcase the ?Nation?s

?Nation?s Favourite Businesses?is a huge

Favourite Businesses?. This is a new format

honour for GiftRound. As a small team of

replacing the long-running SmallBiz100.

four, we?ve built the business quietly with

The businesses selected this year range

plenty of determination and a genuine

from independent food and hospitality to

belief that bringing people together to

makers, service businesses and innovative

show they care should be simple, joyful and

companies, reflecting the diversity of the

free from any fees. This recognition feels like a wonderful vote of confidence in that

Samuel Farley Senior Lecturer in Work Psychology, University of Sheffield David Hughes Lecturer in Organisational Psychology, University of Manchester 20 Karen Niven Professor of Organisational Psychology, University of Sheffield

21


News

News

vision, and we?re incredibly proud to

are a true representation of the UK?s

represent Scotland?s thriving small business

most-loved small businesses. From

community on a national stage.?

independent, family-run cafés and local

GiftRound has recently expanded its ability

restaurants, to makers, services and

to support group collections for local gift

traders, they showcase the incredible

cards, working with Town & City Gift Cards

diversity of the UK?s small business

across more than 90 UK towns and cities.

community. We know how important small businesses are and the challenges they

M ich elle Oven s CBE, Dir ect or of Sm all Bu sin ess Sat u r day UK, con t in u es:?Small businesses have always been, and will continue to be, among the nation?s

face, so as we kick off this year ?s Small Business Saturday campaign, we?re urging the public to get behind them during the most critical trading quarter of the year.?

favourite businesses. Whether on our high streets, online or embedded in local

Dan Edelm an , Gen er al M an ager , UK

communities, they play a vital role in the

M er ch an t Ser vices at Am er ican

places we live and in the strength of our

Expr ess,con clu des:?Small businesses bring

economy.

energy, innovation and character to our high streets and local economies. That?s

?This year ?s Nation?s Favourite Businesses

why American Express is proud to have 22


Regional News founded Small Business Saturday and why

encouraging the public to support and

we continue to back small businesses to

spend with small businesses.

help them thrive.

Since launching in the UK in 2013, the

?This year ?s Nation?s Favourite Businesses

campaign has engaged millions of people

are a brilliant showcase of the UK?s

and seen billions of pounds spent with

entrepreneurial spirit, and we?re delighted

small businesses across the UK on Small

to be providing grant funding that will help

Business Saturday, with an impact that lasts

two of these inspiring businesses invest in

all year round.

their next chapter of growth.?

Last year, the campaign saw extensive

The Nation?s Favourite Businesses

media coverage, as well as public support

campaign will showcase each business as

from the Royal Family, the Prime Minister

part of the official countdown to Small

and Chancellor, leader of the opposition,

Business Saturday on 5 December - a

The Mayor of London, and over 90% of the

grassroots non-commercial campaign,

nation?s local councils.

originally founded by American Express in

To learn more about Small Business

the U.S. in 2010, and the principal

Saturday?s ?Nation?s Favourite Businesses?,

supporter in the UK, aimed at celebrating

visit the official page.

and uplifting independent firms by

22

23


Why the government current public spending 24


Focus

John B Hewitt / Shutterstock.com

nt?s debt is growing: ng pressures explained 24 David McMillan Professor in Finance, University of Stirling

25


Focus Pressure to make cuts in public spending has

have implications across the economy,

intensified in recent weeks, with increased

including for government spending and tax

calls on Prime Minister Andy Burnham to

decisions, investment by firms and mortgage

find savings urgently.

rates for households.

The need to reduce expenditure has become

Spending scrut inised

more pressing as the cost of loans used to

The question is why are yields rising,

pay for services has shot up.

especially for the UK?

With the bill on the government?s borrowing

The level of government debt is at record

rising sharply there is less room for

highs. The US has just passed £29.6 trillion,

manoeuvre in the public finances ahead of

the UK owes around £3 trillion, Japan £6

new Chancellor John Healey?s first budget on

trillion and France over £2.5 trillion.

October 28. These levels of government debt have So, why is this happening, and what is

worried the market and investors because of

causing the interest to grow so quickly?

concerns about the ability of governments to

When governments borrow money, they do

repay the loans. While debt rose through

this by issuing bonds. These are essentially

policy responses to the financial crisis in

IOUs in which the government agrees to pay

2008-09 and the Covid pandemic with little

back the borrowed sum on a certain date,

impact on long-term yields, markets

with interest paid in the meantime. These

are now scrutinising current government

bonds are then bought by a range of

spending closely.

investors, including pension and insurance

This was seen with the Liz Truss

companies, commercial and central banks,

?mini-budget? of September 2022 and when

hedge funds and private investors.

Keir Starmer reversed proposed welfare cuts.

As these bonds change in value according to

In each case, the UK bond yield rose

market fluctuations, their cost to the

noticeably. This is now an issue confronting

government varies. The amount in yields

the new Burnham government that has

paid to investors on the bonds goes up or

already committed to higher spending such

down accordingly, and when the yields rise it

as a VAT cut on energy bills, a bus fare cap, a

is more expensive to issue new bonds.

rough sleeper commitment, council house

Long-term bond yields have risen to

expansion, and an increased defence budget.

multi-decade highs. The UK is not alone in

With the autumn budget coming up, bond

seeing such expensive yields and, therefore,

markets are sending a warning shot to the

high government borrowing costs, but has

UK government to present a plan to control

seen the largest rises among major

spending. The UK has the highest long-term

economies.

bond yields of comparable countries as a

The UK is experiencing a notable switch from

result of a greater sell-off of UK bonds by

low to highest rates. These higher yields

investors worried about a new bout of 26


Focus

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27


government borrowing.

cargo traffic through the Strait of Hormuz

Bond markets are reflecting concerns that

has inflated prices.

the UK government may seek to cover some

The increase in Middle East hostilities has

of its increased spending though higher tax

seen the crude oil price rise around 30% in

rates, which will have a dampening effect on

the last two months, from the high US$60s

future economic growth and employment.

(£44) in early July to near US$90 now. In the

Debt is not the only reason behind the

UK, the effects of higher oil and gas prices

increase in bond yields. Higher inflation and

are seen in the energy price cap, which has

the view that it may remain elevated, largely

recently risen and is expected to do so again.

due to the re-escalation of the Iran conflict

The effect of the Iran conflict and

and associated higher energy costs,

restrictions on cargo passing through the

also contributes.

Strait of Hormuz have broad effects across

The Middle East conflict and restrictions on

fuel, energy, shipping and food prices. This 28


Focus

drives up inflation and expectations for

billion in debt.

future inflation. This may also lead to

This all adds to the total amount of bond

increases in the Bank of England base

supply, resulting in investors requiring

interest rate, which directly affects

higher returns.

mortgages. Cuts in the rate expected This brings us back to the budget next

at the start of the year will certainly

month. The bond market is sending a clear

not materialise.

signal that the UK needs to control spending There is a further factor driving up bond

given its current level of debt, its exposed

yields. While governments are issuing bonds

position to inflation and global energy prices

to cover spending gaps, technology firms are

plus the uncertain outlook for sustained

also issuing bonds in order to invest in AI,

economic growth.

because they believe that this sector will see large future growth. This year, to date, tech companies have issued US$220

This creates difficult choices for the new 28

prime minister and chancellor. 29


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Regional

Different AIs can't agree whether to recommend your business

30

31


When UK buyers ask AI assistants who to

recommendations in a fundamentally

hire, the assistants can't agree on the

different way.

answer. A newly published study that logged

-

Chat GPT recommended businesses

first answers from ChatGPT, Perplexity and

from their own websites ? every

Gemini to ten fixed buyer questions found

source it cited carried a tracking tag,

the three assistants cited 104 different web

utm_source=chatgpt.com, ChatGPT

sources across just 30 answers ? with only

literally labelling its own referral

eleven sources cited more than once, and

traffic. Businesses whose sites block

only three businesses recommended by all

AI crawlers, or never state plainly

three assistants.

what they do, cannot be

The study, conducted on 19?20 August 2026

recommended this way.

by Manchester-based AI visibility agency The

-

Perplexit y almost never cited a

Happy Cat, asked each assistant identical

business's own site, drawing instead

questions a real buyer might pose ?

on third-party comparison articles,

including "best AI visibility agency UK" and

industry roundups ? and in one case,

"AI SEO agency Manchester" ? recording the

a press release.

first answer verbatim, with every response screenshotted and published.

-

Gemini quoted passages from detailed published articles, rewarding

By Advance Copybusinesses that have written Its central finding: each AI assistant chooses 32


Regional

something substantive enough

It has committed to re-running the identical

to quote.

30 queries on 16 September and 14 October

"The practical upshot is that AI visibility is

2026 and publishing the results regardless

currently a lottery with three different sets of

of outcome.

rules," said Alex Golombeck, founder of The

"Every agency in this industry claims it can

Happy Cat. "A business can be ChatGPT's top

get businesses recommended by AI. Almost

recommendation and completely absent

none publish a measured starting point ?

from Perplexity. And because the citation

including for themselves," Golombeck said.

landscape is this fragmented ? 104 sources, most cited exactly once ? there's no

"We published our zero because a dated,

entrenched winner. Small, specific

logged baseline is the only honest way to

businesses are winning answers against

prove anything works. Any business can

much larger competitors simply by being

replicate our method for free; it's all

readable and quotable."

published."

In an unusual step, the agency also

The full study, including methodology and a

published its own result: The Happy Cat

data-based comparison of UK AI visibility

appeared in none of the 30 answers, a

agencies ranked solely by logged

baseline it recorded days after its own website first became readable to AI crawlers.

32 recommendation counts, is available at:

www.thehappycat.com 33


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Focus

Leeds architect backs the futureof housingby buil dingapioneering l ow-energy homeof his own Page 22

36


News Leeds architect Ian Collins is putting his own

Against that backdrop, the co-founder of

design principles to the test by building a

Leeds-based Mesh Architects believes the

pioneering low-energy family home

way homes are designed and built can play

designed to dramatically reduce energy use

an increasingly important role in reducing

and keep household bills low ? as millions of

their exposure to high and unpredictable

UK households prepare for another rise in

energy costs.

energy costs.

Collins is creating a highly energy-efficient

The project comes at a timely moment for

home for himself in the city, using

homeowners, with Ofgem?s energy price cap

Passivhaus principles to demonstrate how

set to rise by four per cent from October,

intelligent design, insulation and

taking the typical annual household gas and

construction can create comfortable homes

electricity bill from £1,663 to £1,723.

that require significantly less energy to heat

s t e r it e c h e n g in e e r in g @g m a il .c o m

0 79 6 7 8 3 7 3 74 36

37


News

Soph ia Th e Robot

and run.

to growing demand for more sustainable

Passivhaus buildings can reduce heating

homes and targets further growth.

demand by as much as 90 per cent,

Mesh already has experienced Passivhaus

demonstrating the potential for good design

expertise within its team and describes its

to make a significant difference to a home?s

own approach as?Pract ically Passive??

long-term running costs.

taking the best ideas from Passivhaus and

The project comes as Mesh invests further in

applying them sensibly to real-world

its low-energy expertise, recruiting architect

projects, whether or not a client ultimately

Patrick Roobottom as the practice responds

chooses to pursue formal certification. 38 www.paramountmedia.co.uk


Regional News

John B Hewitt / Shutterstock.com

Ian Collins said:?For us, this is the future of

somebody wants from their home. Often it?s

the business and the future of the built

about making better decisions at the

environment.

beginning and having people around the

?Buildings use an enormous amount of

table who understand how to get those

energy and we think the responsible thing to

decisions right.

do is improve their performance wherever we

?We want Mesh to be at the front of that.

realistically can.

?And with energy bills continuing to rise, it?s

?It doesn?t necessarily mean spending a fortune or completely changing what

38 another reminder that the cost of a home

isn?t just what you pay to buy or build it ? it?s 39


News

40


Regional News

what that home costs you to live in for the

insulation, carefully positioned glazing,

next 20, 30 or 40 years.?

airtight construction and controlled fresh-air

Collins?own home is providing perhaps the

ventilation.

clearest demonstration yet of that

But Collins is equally determined that

philosophy and will be officially certified as

sustainability should not dictate how a

a Passivhaus Low Energy Building.

home looks or feels.

Having lived in Chapel Allerton for around 30

He said: ?There?s sometimes an assumption

years, he is building on a tight infill plot

that an energy-efficient house has to be a

between existing Victorian terraces in the

box with tiny windows. It absolutely doesn?t.

neighbourhood he has long called home.

?First and foremost, it has to be a great place

The property has been designed to require very little energy to run, using high levels of

to live. It needs light, views, spaces that work 40

for the person living there and those little 41


News moments that make a house feel special.

homeowners from the earliest conversations

?Technical performance matters enormously,

around ideas, budgets and feasibility

but good architecture should also bring you

through planning, finding the right

joy. The exciting part is bringing those two

contractors and managing the project during

things together.?

construction.

The project also reflects the personal

Meanwhile, 25-year-old Patrick Roobottom,

approach Mesh says has helped build much

originally from North Wales, joins from

of its business through recommendation

Wighton Architects in Farsley after

across Leeds, Harrogate and York.

completing his Masters in Architecture at Leeds Beckett University.

Rather than simply producing drawings and stepping away, the practice works with

Having recently passed his exams, Patrick is

42


now a fully qualified Passivhaus Designer

own experience to them.?

and will work across Mesh?s residential and

Mesh?s growing sustainability portfolio

commercial projects, bringing particular

includes work at Stainbeck Church, where

expertise in sustainable architecture and

improvements are targeting reductions of up

low-energy buildings alongside graphic

to 85 per cent in heating bills; a major

design and visualisation skills.

low-energy retrofit of a bungalow at West

His appointment forms part of a deliberate

Park Road; and a 38-apartment zero-carbon

strategy by Mesh to build specialist

development in Leeds?Climate Innovation

knowledge in an area Collins believes will

District.

become increasingly important to

Alongside residential work, the practice

homeowners, developers and the wider

delivers architecture for developers and

construction sector.

commercial clients across sectors including

The practice currently employs 12 people

retail, hospitality, health and fitness, with

and, while Collins expects the team to grow,

projects completed across Yorkshire and

he has no ambition to turn Mesh into a large

further afield.

corporate architecture business.

For Ian, however, the firm?s future remains

Instead, the firm expects to remain at

firmly rooted in Leeds.

around 15 people, allowing Collins and fellow

He said:?I came here 30 years ago not really

director Martin McWilliams to stay closely

knowing the city and fell in love with it.

involved with clients and projects. ?Leeds has this attitude of getting on with ?We don?t want to become administrators

things and making things happen. People are

who never design anything anymore,?

open, straightforward and friendly, and that?s

Collins added.

very much how we want Mesh to operate too.?

?We enjoy being architects. We want to know

42 Source: businessmondays.co.uk

the projects, know the clients and bring our 43


www.paainteriors.co.uk 0207 096 1835 in f o@paain t er ior slt d.co.u k

INTERIOR DESIGN, FIT OUT & DECORATING SPECIALISTS

44


Focus

New research finds companies are identifying serious supply chain risks but few can show that they manage them

S

New research finds companies are ident ifying serious supply chain risks but few can show t hat t hey manage t hem. Kumi Consult ing?s Responsible Sourcing Barometer 2026 finds a growing gap bet ween corporate act ivit y and evidence of effect ive risk reduct ion as supply 44 chain due diligence requirement s cont inue to increase and grow in complexit y. 45


Focus

Companies are increasingly identifying significant human rights and environmental

Key findings -

Only 14% of companies can point to

risks in their supply chains, but many still

clear improvements resulting from

lack the evidence needed to determine

their responsible sourcing activities.

whether their due diligence efforts are

-

Less than one in five (19%)

actually reducing those risks.

measure outcomes for workers or

New findings from the Kumi Responsible

the environment.

Sourcing Barometer 2026, an independent

-

industry survey of 110 medium-to-large enterprises across 13 indust ries, reveal that

A quarter (25%) do not measure programme impact at all.

-

More than a t hird (36%) of companies

while responsible sourcing practices are now

identifying forced or child labour

firmly embedded within many organisations,

among their most serious risks

companies are focusing on activity rather

conduct no due diligence beyond

than effectiveness. The findings come at a

their direct suppliers, leaving

time when supply chain due diligence is

potential blind spots deeper in their

increasingly subject to complex, changing

supply chains.

global regulatory requirements, customer

-

Nearly half (46%) have board-level

expectations and commercial risk.

oversight of responsible sourcing

Organisations are under growing pressure to

and 77% assign accountability to a

demonstrate not just that they have policies,

senior executive.

processes and governance structures in

-

Supplier capability is identified as the

place, but that these activities are producing

biggest barrier to progress, but only

meaningful results.

15% of companies prioritise building 46


supplier capability.

to occur.

Companies know t he risks t hat exist in t heir

Act ivit y is running ahead of evidence

supply chains. The quest ion is whet her t heir

Over the past decade, supplier assessments,

risk management act ivit ies are act ually

audits, certifications, corrective action plans

working.

and governance systems have become

Labour and human rights issues dominate

commonplace, with data on these activities

companies' stated risk priorities with around

now reaching the attention of boards as part

half those surveyed stating this as their

of corporate risk management. However, the

biggest risk. Yet the research found

survey found that few organisations are

significant gaps between the recognition of

measuring whether their activities are

relevant risks and the due diligence

improving outcomes for workers or the

practices necessary to take action on

environment or meaningfully reducing

these risks.

harms. Less than one in ten companies (9%)

Nearly a quarter (24%) of participating

seek feedback from stakeholders such as

organisations have mapped only direct

workers when assessing the effectiveness of

suppliers or have not mapped their supply

their responsible supply chain programmes.

chains at all. Among companies identifying

The result is a growing evidence gap. Many

forced or child labour as a priority risk, more

organisations can demonstrate what they are

than a third conduct (36%) no due diligence

doing. Far fewer can demonstrate whether it

beyond Tier 1, direct suppliers.

is working.

The findings indicate that organisations may

Reducing risk or t ransferring responsibilit y?

not be directing their resources to the areas 46 The research also highlights a tension where the most significant risks are likely between what companies identify as their 47


48


Focus biggest challenge and how they respond

confidential, cross-industry benchmarking

to it.

survey of responsible sourcing practices from

Supplier capability emerged as the most

across 110 independent responses from

frequently cited barrier to progress. However,

medium to large enterprises operating across

a third of respondents (32%) said they

13 industries. The research captures the

typically require suppliers to implement

experiences, priorities and challenges of

corrective actions without providing

companies managing supply chain due

additional support, while only 15% said

diligence across a wide range of sectors and

building supplier capability was a priority for

geographies. Unlike many studies that rely on

the year ahead.

public reporting, the Barometer draws on confidential insights from companies about

The report warns that unless expectations are

what they are actually doing in practice.

matched with practical support, there is a danger that corrective action programmes

The findings provide valuable insights for

become exercises in transferring

boards, sustainability leaders, procurement

responsibility rather than addressing the

teams, compliance professionals and

underlying causes of risk.

investors seeking to understand the current state of responsible sourcing.

Andrew Brit ton, CEO of Kumi Consult ing and one of t he principal aut hors of t he report ,

About Kumi Consult ing

said:

Kumi is an independent management

"The question is no longer whether

consultancy specialising in responsible

companies are doing due diligence. The

business conduct in global supply chains. We

question is whether it is delivering results.

help organisations understand and address responsible sourcing, human rights and

Our research shows that while companies

sustainability challenges, and put

have done a lot to make responsible sourcing

commitments into practical action.

part of their core business activities, there are crucial blind spots that many companies are

Kumi works across the world with

yet to address. There are now serious

organisations in diverse industry sectors

regulatory compliance and commercial risks

including mining and metals, energy,

related to responsible sourcing, so it is vital

infrastructure, agriculture, manufacturing,

that companies can demonstrate that their

consumer goods and fashion. We combine

programmes are not simply producing activity

expertise in risk assessment, management

but are meaningfully reducing risks and

systems and controls, internal governance

improving outcomes for people and the

and capacity building with practical, on the

environment."

ground experience across global value chains.

About t he Kumi Responsible Sourcing

For more informat ion

Barometer 2026

visit :www.kumi.consult ing

The Responsible Sourcing Barometer is a

48

49


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51


News

The British Business Bank launches £210m investment fund to unlock growth in the South East of England 52


Feat ure

News Regional

New £210m invest ment fund launches to

access to finance for small and

unlock growt h in t he Sout h East of England

medium-sized businesses, offering loans from £25,000 to £2 million and equity

-

-

-

£210m South East Investment Fund

investments of up to £5 million to help

launched to support small and

businesses start, scale and grow.

medium sized businesses

The Fund has already made its first

The Fund will offer a range of

investment with a £250,000 loan to

commercial finance options with

Basingstoke technology company Process

loans from £25,000 to £2m and equity

Vision, demonstrating early impact in the

investments of up to £5m

region. The funding is backing the company?s

Launch of the South East Investment

next phase of commercial growth and

Fund and forthcoming East of England

international expansion.

Investment Fund means the British

The South East of England is home to 17% of

Business Bank is now delivering

the UK?s university spinout businesses,

targeted finance across every UK

behind only London[1],while the region

Nation and region outside of London.

received 5% of the UK?s total equity

A new £210m Fund designed to support the

investment by value last year[2]. The launch

growth of small and medium sized

of the fund will help to ensure the bridge

businesses in the South East of England

between academic innovation and market

has been launched today by the British

deployment is adequately supported in

Business Bank.

the region.

Launch of the South East Investment Fund

David Hourican, Incoming Interim Chief

and forthcoming East of England Investment

Execut ive Officer of t he Brit ish Business

Fund later this month means the British

Bank, said, ?Today?s launch of The South East

Business Bank is now delivering targeted

England Investment Fund will help to

finance across every UK Nation and region

stimulate economic growththroughout the

outside of London.

region. The South East of England is home to

This supports the Government?s plan for

some of the UK?s most innovative

growth in every postcode by helping

technological and scientific businesses and

businesses access finance close to home. By

this fund will ensure that business have local

backing ambitious smaller businesses, the

access to the finance they need to grow, scale

fund aims to support innovation, create jobs

and expand.?

and stimulate sustained economic growth in

Business Secretary Jonat han Reynolds said:

the region.

?Small businesses are the bedrock of our

Covering Buckinghamshire, Oxfordshire,

economy and a vital part of any high street,

Berkshire, Hampshire and the Isle of Wight,

whether it?s a tech startup in Surrey or a

Sussex, Surrey and Kent, the South East Investment Fund will provide much-needed

52

creative agency in Margate. Making sure that smaller businesses have the backing they 53


News Regional

need to thrive is a crucial part of creating

leading me to consider all aspects of my

good growth in every postcode.

business from marketing strategy to sales

?We are determined not to let access to

prognoses and target audience. I was

investment be a barrier to success for

supported and clearly guided through all

businesses in the South East. The launch of

stages of the application process, and I

this fund will help to ensure that small

genuinely felt that all of the people I dealt

businesses across the South East can grow to

with were there to help me succeed.?

match their ambitions, whether that is

The South East Investment Fund will be

bringing in new staff, moving into a new base

managed by a team of fund managers

or scaling into an international company.?

appointed by the British Business Bank

Isis du Jour, Founder of Yoga Yurt , said: ?I am

including The FSE Group and Maven Capital

incredibly grateful for the support of British

Partners. The FSE Group will manage the

Business Bank which made it possible for me

debt finance part of the fund while Maven

to start my dream business. The whole

Capital Partners will manage equity

process was very detailed and informative,

investment through the fund. 54


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57


News Regional

Your Event Solutions mo After 25 years building one of the most

Together, these strengths enable ALTOUR to

trusted specialist businesses in meetings

address a broader range of needs with

and events, Your Event Solutions (YES) is

greater consistency, visibility and control.

becoming ALTOUR. The transition brings

"YES earned its reputation over 25 years by

together the expertise, creativity and

combining extraordinary creativity with deep

relationships that have defined YES with

care for its clients. This is how we honor that

ALTOUR's award-winning business travel

legacy: not by replacing what YES has built,

management services under one global

but by giving the same talented team a

brand.

larger platform," said Gabe Rizzi, President of

Effective today, YES will move forward as

ALTOUR.

ALTOUR, expanding the support available to

"ALTOUR is already trusted to manage

clients, from managing complex corporate

complex global business travel programs.

travel programs to delivering every stage of

Bringing YES' fully under our brand broadens

an event, including strategy, sourcing,

that partnership, giving clients one

creative development, technology and

accountable global partner for how their

reconciliation. The name is evolving, but the

people travel, meet and connect ? with the

expertise, relationships and care behind it

scale, intelligence and creativity to turn

remain.

every interaction into measurable value.

Clients will continue to benefit from the

Together, we can be as big as our clients

creativity and personal service associated

need us to be and as small and focused as

with YES, now backed by ALTOUR's global

they want us to be."

reach, buying power and technology.

Guilherme Klein Martins Lecturer in Economics, University of Leeds

58


Regional News

moves forward as ALTOUR By bringing strategy, sourcing, creative

incredibly proud of what we have built and

development, delivery and reconciliation

excited to see it grow further within ALTOUR,

into one framework, ALTOUR helps clients

opening up new possibilities for our clients

reduce fragmentation, strengthen

without losing the personal touch that has

governance and improve visibility while

always defined YES."

preserving local flexibility.

As YES celebrates its 25thanniversary, this

Powering this model is ALTOUR iQ, ALTOUR's

next step honors the expertise, culture and

connected intelligence and data analytics

client relationships the business has built

platform, which brings event intake,

since its founding. The Halifax office will

approved budgets, delivery, reconciliation

remain a key part of ALTOUR's operations

and experience analytics into one real-time

and the home of the people, culture and

view. This gives clients greater financial

expertise at the heart of YES's Yorkshire

oversight, a complete audit trail and a

heritage. Under ALTOUR, that legacy will

clearer understanding of event impact.

continue as part of an expanded global

"When I founded YES 25 years ago, it was

offering that connects leading business

with a belief that extraordinary events begin

travel management with end-to-end

with understanding people ? their

meetings and events expertise. This broader

ambitions, their brands and the moments

scope allows ALTOUR to support more of the

that matter to them," said Sue Gill, founder

needs surrounding every business

of YES. "That belief, and the care and

interaction ? from moving people around the

creativity our people bring to every client, remain at the heart of the business. I am

world to bringing them together with 58

purpose. 59


i

60


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61


The autonomy paradox: how more freedom at work can leave you feeling powerless

By Andreana Drencheva Senior Lecturer in Entrepreneurship, King's College London

62


Focus News You may know the feeling. You?re supposed

Research shows that workers with a high

to have finished work for the day, but later,

degree of autonomy struggle to leave work

during your evening meal, you start mentally

behind at the end of the day. When you have

preparing for tomorrow?s meeting. Or just

control over your job, it can stay on your

having a quick check of your emails while

mind as you run through decisions and

you half watch TV.

ponder unresolved problems. Switching off

You might not mean to, or even want to. It?s

becomes difficult.

just something that you end up doing as part

But the capacity to stop thinking about work

of the price of enjoying some autonomy at

during personal time, what?s known as

work.

?psychological detachment?, is a form of

For a while now, research has claimed that

emotional and cognitive recovery. Without it,

professional autonomy was a good thing.

resources are never fully replenished. The

Being able to decide how, where and when

person who cannot switch off does not just

you worked was considered a major plus in

feel tired ? they go back to work the next day

terms of motivation, job satisfaction and

already running on empty.

overall health.

Autonomy can make this detachment harder

And although those benefits still exist, we

precisely because of the sense of ownership

now know that more autonomy can often

it brings. Responsibility does not respect

also mean more work and less downtime.

working hours, and the person who controls their own job carries it home in a way that

62

63


Focus

Rhyl?s biggest conve And £20m is o the person purely following instructions

but she could not stop. For her, the work and

does not.

the self had become the same thing ? the

Research my colleague and I conducted with

result of a working life in which she alone

40 entrepreneurs ? people whose working

was responsible for every outcome. No

lives are especially autonomous ? reveals

changes to her evening routine could help

another problem arrives when your work and

her separate the two.

identity are entwined. When work becomes

Another told us that she felt guilty if she

bound up in who you are, detachment

separated her business from the rest of

becomes virtually impossible.

her life.

One woman in her 20s told us that she would

Working from everywhere

regularly lie awake at night, unable to stop

Separate research confirms that workers who

thinking about her work. She explained: ?I

have a high degree of autonomy over their

feel the pressure. I am still struggling with

schedules and tasks end up working more,

[what it means] to be an entrepreneur.?

not less. When people have autonomy, they

?Sometimes, I feel I am not giving enough to

repay the trust with extra effort.

the company. Like [at] 11pm, should I just

This is especially the case in situations

work an extra hour and a half ??

where autonomy removes visibility, such as

She understood that this was unsustainable,

when people work from home. 64


Focus News Regional

versation starts now s on the table Being seen less in the workplace can mean

And that problem cannot really be solved

having more to prove. In these situations,

with legislation. Things like the

some workers end up showing their

?right-to-disconnect? or flexible working

commitment by replying quickly, being

policies tend to address intrusions from

online late or taking on extra projects.

outside ? the manager who emails at 9pm, or

The shift to working from home and the

the meeting which clashes with the school

technology which allows it, has brought a big

run.

change in what it means to stop working for

Laws can do nothing about the work

the day.

pressures inside employees?own minds.

When work requires being in a specific place,

Because in many cases, organisations have

the end of the day has a physical logic to it.

not simply given workers more freedom, they

You leave that place

have also given the job of managing that

But for many that shift has gone and been

work onto the worker themselves.

replaced with constant availability.

While autonomy is still worth having, it often

Being reachable shows commitment. Not

comes at a personal cost.

being reachable requires explanation

It can mean less power and more work ?

and justification.

64 which is unacknowledged and unpaid.

65


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