SPECIALIST PRIME PROPERTY FINANCE
WHY WE WERE FOUNDED
CapitalRise is a leading specialist prime property finance company. It is the only dedicated funding provider focussing uniquely on prime property developments across London and the South East.
Projects have been located across Prime London locations including Mayfair, Notting Hill, Belgravia, Chelsea, Knightsbridge, and Wimbledon. CapitalRise has also funded schemes across the wider South of England, including in the Home Counties, Cotswolds, and South West. Since it was founded in 2016, CapitalRise has originated loans against over £1.2bn of prime property assets.
Uma Rajah
CEO & FOUNDER
• Co-founded CapitalRise in 2016.
• 17yrs FinTech experience specialising in online lending.
• Experience in scaling up businesses.
• Cambridge University: Engineering, INSEAD, MBA
Alex Michelin FOUNDER
• Founded Finchatton in 2001 and Valouran in 2023.
• Delivered over £2bn in prime residential development across 120+ projects globally.
• Nottingham University: Economics
Andrew Dunn FOUNDER
• Co-founded Finchatton in 2001 and founded luxury country house developer, Earlsgate, in 2015.
• Delivered over £2bn in prime residential development across 120+ projects globally.
• Exeter University: Politics
CapitalRise was founded in 2016 to provide finance to prime property developers. Our founders, as developers themselves, had first-hand experience of being poorly served by incumbent lenders.
This heritage means that the business possesses extensive experience and deep expertise in real estate development, especially within the prime property market. It also means we understand the needs of our borrowers, and can speak the same language.
We are the lender built by developers.
WHY BORROWERS COME TO US
LOWER FINANCING COSTS
Our model allows us to offer lower rates than traditional sources
TAILORED SOLUTIONS
We provide flexible terms and are able to fund complex projects
FAST DECISION MAKING
Receive terms within 48 hours
BEST IN CLASS SERVICE
We value long-term relationships – our expert team is always available
PRODUCT RANGE: BESPOKE FINANCE SOLUTIONS
CapitalRise offers end-to-end solutions to cover all stages of a development project. Our flexible, bespoke financing allows us to support a wide variety of borrower needs.
Fixed + Variable Rates Available
No upper limit on £/sq. ft. or capital value
Loan size: £1-20m
BRIDGING DEVELOPMENT MEZZANINE
•
PRODUCT RANGE: BRIDGING
USE(S)
• Purchase
• Refurbishment
• Refinance
• Finish & Exit
LTV
Up to:
• 75% (gross)
• 70% (net)
TYPICAL RATES
• 0.85% - 0.95% PCM
•
• 2% arrangement fee
• No exit fee
PRODUCT RANGE: DEVELOPMENT
• USE(S)
• Ground-up development
• Refurbishment
• Conversion
• Airspace
LTGDV / LTC
Up to:
• LTGDV: 70%
• LTC: 85%
TYPICAL RATES
•
• 5.75 - 6.5% (over cost of funds)
• 2% arrangement fee
• 1% exit fee
TYPICAL TERM
• Up to 36 months
•
PRODUCT RANGE: MEZZANINE
USE(S)
• Top-up development finance
• Reduce equity contribution
LTV / LTC
Up to:
• LTV: 75%
• LTC: 90%
TYPICAL RATES
• 11.75% (over cost of funds)
• 2% arrangement fee
• 1% exit fee
TYPICAL TERM
• Up to 36 months
WHO CAN WE LEND TO?
PRIME PROPERTY DEVELOPERS
PRIME PROPERTY INVESTORS
CapitalRise provides finance for a variety of property projects across the South of England. Projects must have a compelling business plan and be in a good location with strong demonstrable demand. We can provide loans for commercial purposes, but do not provide regulated mortgages against a primary residence.
PREVIOUS LOAN LOCATIONS
CapitalRise lends against residential, commercial and mixed-use projects across London and the South of England.
Won deals by location and name (the size of bubble relates to the value of deals).
Mixed-Use Scheme, N. Kensington
LONDON LOANS
Cheyne Walk, Chelsea
Mount Row, Mayfair
Broghill House, Wimbledon Academy Gardens, Kensington
Chesham Street, Belgravia
OTHER LOANS
Pine Trees, Wentworth Estate
Marlow Hills, Buckinghamshire
PBSA Schemes, Bath & Bristol
Colchester, Essex (26 new-build units)
Ascott u/ Wychwood, Cotswolds
Hill Brow, Hove
