SPECIALIST
WHY WE WERE FOUNDED
CapitalRise is a leading specialist prime property finance company. It is the only dedicated funding provider focussing uniquely on prime property developments across London and the South East.
Projects have been located across Prime Central London locations including Mayfair, Notting Hill, Belgravia, Chelsea and Knightsbridge, Prime Outer London such as Wimbledon, and Prime Home Counties including the Wentworth Estate, Surrey and Marlow. Since its inception in 2016, CapitalRise has originated loans against over £1bn of prime property assets.
Alex Michelin
CO-FOUNDER
• Founded Finchatton in 2001 and Valouran in 2023.
• Delivered over £2bn in prime residential development across 120+ projects globally.
• Nottingham University: Economics
Uma Rajah
CEO & CO-FOUNDER
• Co-founded CapitalRise in 2016;
• 17yrs FinTech experience, specialising in online lending.
• Experience in scaling up businesses.
• Cambridge University: Engineering, INSEAD, MBA
Andrew Dunn
CO-FOUNDER
• Co-founded Finchatton in 2001 and founded luxury country house developer, Earlsgate, in 2015.
• Delivered over £2bn in prime residential development across 120+ projects globally.
• Exeter University: Politics
CapitalRise was founded in 2016 to provide finance to prime property developers. Our founders, as developers themselves, had first-hand experience of being poorly served by incumbent lenders.
This heritage means that the business possesses extensive experience and deep expertise in real estate development, especially within the prime property market. It also means we understand the needs of our borrowers, and can speak the same language.
We are the lender built by developers.
WHO CAN WE LEND TO?
PRIME PROPERTY DEVELOPERS
PRIME PROPERTY INVESTORS
CapitalRise provides finance for a variety of property projects across England and Wales, with a particular specialism in prime London and the South East.
We work with experienced borrowers with a proven track record. Projects must have a compelling business plan and be in a good location with strong, demonstrable demand.
We can provide a range of loans for commercial purposes, but we do not provide regulated mortgages against a primary residence.
EXECUTIVE SUMMARY: A
GROWING PLATFORM
£600m
Cumulative Gross Origination
£500m
£400m
£300m
£200m
£616m
Total Gross loan facilities closed
65%
Average Exit Loan to Value (LTV)
£100m
£0m
£350m
Capital and returns paid to investors
16 months
Average term length at origination
10-Year
Record
CapitalRise was founded in 2016
LIVE LOAN BOOK: PORTFOLIO BREAKDOWN
GEOGRAPHICAL SPLIT
ASSET CLASSES: AN EXPANDING LOAN BOOK
While we are primarily known for lending in the residential sector, CapitalRise has recently expanded into other asset classes. The range of property types against which we can now lend includes:
PRODUCT RANGE: STRUCTURED FINANCE
CapitalRise offers end-to-end solutions to cover all stages of a development project.
Our flexible, bespoke finance allows us to support a wide variety of borrower needs throughout the project lifecycle.
No upper limit on £/sq.ft. or capital value
Loan size: £1m-£20m
Fixed + variable rates available
CAPITALRISE LOANS SUPPORTING QUALITY BORROWERS
MARLOW HILLS BUCKINGHAMSHIRE
MOUNT ROW MAYFAIR
BROADHEATH BARN CHESHIRE
ASSISTED LIVING PORTFOLIO
GLOUCESTER ROAD
BRIDGE PORTFOLIO
HAMPSTEAD & ST JOHN’S WOOD
ACADEMY GARDENS
ASCOTT-UNDER-
WHY BORROWERS COME TO US
LOWER FINANCING COSTS
Our model allows us to offer lower rates than traditional lenders
TAILORED SOLUTIONS
We provide flexible terms and can fund complex projects
FAST DECISION MAKING
Applicants receive initial terms within 48 hours
BEST IN CLASS SERVICE
We value long-term relationships – our expert team is always available
ROBUST CAPITAL SOURCES
A diverse and robust range of institutional funding lines
MEET THE TEAM GET IN TOUCH
Our Capital Markets team maintains close relationships with all our institutional funding partners.
These partnerships have been built over time through openness, consistency, and strong delivery. Their strength is reflected in the longevity of our facilities, regular funding line extensions, and recent strategic developments with long-standing funders.
We are always open to new opportunities for growth and collaboration, so please get in touch if you would like to discuss working with CapitalRise.
