Issuu

Embrace the night

Man on a mission to see strollers after dark Page A3

NEWS: Patient records faxed to city man in error /A3 DRIVEWAY: Cracking the small car conundrum /A10 HOMEFINDER: On the hunt for mortgage deals /A21

OAK BAYNEWS Friday, March 14, 2014

www.vicnews.com

Green light for Clive Christopher Sun News staff

really looking forward to it.” Sidel will compete with the Canadian team at the Tiger Bowls tournament in Hong Kong on March 16 and 17 and then the China Open in Shenzhen from March 18 to 21. Knowing she is close to becoming a fullfledged, national team member means a lot of pressure to do well and impress.

Redeveloping the Clive apartment building is a go after Oak Bay council voted six to one in favour of the project after a packed public hearing on Tuesday. Almost 50 of the 200 in attendance addressed council during the threehour public hearing held at Monterey Centre. The vast majority spoke in favour of the project, which will see the current eight-unit, two storey building replaced with a 17-unit, John Herbert three storey one. A fourth and final reading is expected next month, ensuring the units are for rentals only, are available to families and that no units are rented to carowning tenants once all parking stalls are allocated. Developer Nicole Roberts first proposed redeveloping the Clive in December 2012. The Oak Bay native expected resistance and to negotiate with neighbours, but this particular project has been the most intense for the experienced developer, who has primarily worked in Arizona. “I expected it would be an uphill battle,” Roberts said. “I grew up in Oak Bay and I believe in investing in it. I do know residents love Oak Bay because many harken back to yesteryears, but this is a needed change to our community.”

PlEASE SEE: Bowler hopeful, Page A5

PlEASE SEE: Rentals welcome, Page A7

Don Denton/News staff

Lawn bowler Jaymee Sidel is in China this week to compete with the Canadian national team.

Playing with the pros Junior bowler takes a chance at national stage Christopher Sun News staff

Oak Bay lawn bowler Jaymee Sidel is seeing if the grass is greener in Asia as she competes there with the Canadian national team this week.

This will be the 22 year old’s first overseas trip as a competitive lawn bowler after being named to the Canadian development team last November. The honour stems from Sidel winning gold in the U25 championships in Fredericton last summer. She is one of three under 25’s on the development team, which is viewed as the final step to making it onto the coveted national team. “I’ve been invited to play with the pros,” Sidel said. “It’s going to be interesting, I’m

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A2 • www.vicnews.com

Friday, March 14, 2014- OAK

While you’re not looking, this is what’s happening to BC’s world renowned recycling program.

Well, lookie here. One minute you have a perfectly good Blue Box recycling program. The next, something new and rather questionable is being put in its place. And they thought they’d get away with it right under your nose, without telling you or asking your opinion. That’s definitely not democracy in action. The BC Government, elected by us to represent our best interests, has decided to offload the costs of recycling to big multi-national corporations. To implement this new plan, they’ve set up an association that doesn’t really seem to hold the environment, local jobs, or the municipalities that run the Blue Box program, close to its heart.

Perhaps that’s why some of our local elected officials are using the word “scam” to describe how the new program is being set up. It’s also perhaps why several of BC’s municipalities refuse to jump on board. That’s gotta tell you something. Now it’s your turn to let Premier Christy Clark know what you think. Contact her today to say that dismantling an already-working recycling program to replace it with something that few people think will be as good, is a bad idea.

What’s going on here?

Email Christy Clark at premier@gov.bc.ca or call 250-387-1715. For more info, visit RethinkItBC.ca. #RethinkItBC. This Message is brought to you by:

BAY NEWS

www.vicnews.com • A3

OAK BAY NEWS - Friday, March 14, 2014

Step out and embrace the night Christopher Sun

to help digest. It also allows for a little bit of light exercise before bedtime. “Why sit and talk and have all Oak Bay resident Ron Carter sees those distractions around the a lot of interesting things on his house when you can get out and evening walks. be talking” Carter said. “It’s such First, there is the wildlife, such a pleasant alternative to sitting as a family of deer either feeding or around and we think we are getting passing by, and there are the owls, looking for their next meal to swoop some good benefits out of it.” The first Embrace down upon. the Night walk was Depending on the “After dinner, held last month on night, the glowing Valentine’s Day, which moon provides some instead of flopping happened to be a natural light on down in front of the TV full moon. About 13 the dark streets, or people met at the Oak reflects off the ocean if or computer screen, Bay Recreation Centre you’re by the water. it’s good to get out.” and went for a oneThere is also - Ron Carter hour walk around the another glow Carter neighbourhood and and his fellow nighttime walkers often see, but this the beach. The walk ended with hot one has a blueish hue and emanates chocolate and heart-shaped through windows from most of the homes they walk past. It is that glow cupcakes provided by the recreation centre. coming from either a television or This month’s walk is this Sunday, computer screen that prompted March 16 at 7 p.m. Walkers of all him to start Embrace the Night, a ages and abilities are invited to meet monthly nighttime walk during the at the recreation centre lobby. full moon in Oak Bay. To make it festive, wearing green “We are fortunate that Oak Bay is is encouraged as the next day is St. so walkable,” Carter said. “You can’t Patrick’s Day. Times for the future find a safer community to stroll in walks may change as summer at night. approaches and nightfall comes “After dinner, instead of flopping down in front of the TV or computer later. More information on screen, it’s good to get out.” the walks can be found at Carter regularly goes for a walk oakbaycommunityassociation.org. after dinner, either with his wife or reporter@vicnews.com friends as he finds it a healthy way

News staff

Oak Bay resident Ron Carter suggests taking an evening stroll instead of flopping down in front of the TV or computer screen. Christopher Sun/News staff

Hundreds of patient records faxed to local man Patient info intended for medical clinic repeatedly sent to home fax machine Daniel Palmer News staff

A Victoria man is fed up after receiving at least 200 faxes that contain private patient information to his personal fax machine. David Mason said medical imaging requests that contain full names, birth dates, phone numbers, addresses, personal health numbers and doctors’ names of patients have been sent in error

The college instructs doctors to to his home for nearly a decade. Two investigate any privacy breach, contact of those documents contained patient affected patients in most scenarios and information of 111 people, he said. develop long-term safeguards to ensure “Almost all these forms are to do with breaches don’t reoccur. breast imaging and many Mason, a retired B.C. of them are time-sensitive,” “The only positive government records Mason said. aspect of all of this is researcher who dealt with One digit separates Freedom of Information Mason’s fax number from that the faxes came to daily, said he that of a well-used medical me and not to somebody requests always follows up with imaging clinic in Victoria. Privacy guidelines with malicious intent.” senders but that some medical office staff seem established by the – David Mason lackadaisical about the College of Physicians seriousness of the privacy violation. and Surgeons of B.C. require physicians’ “The proper procedure is that the fax offices to include a cover sheet with clear instructions to contact the sender if the fax number is pre-programmed to avoid misdialing,” he said. is received in error, said Susan Prins, the Obviously there’s a lot of doctors’ offices college’s communications director.

’ t n i P t c e ‘ T he Perf

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that have not been adhering to this,” he said. “Had this happened in the office where I used to work, there would have been an in-depth investigation.” When the patient records first began arriving at his home, Mason said he delivered them to the Office of the Information and Privacy Commissioner of B.C. for safe destruction. (Cara McGregor, privacy commissioner spokesperson, was unable to confirm specific case information. She said anyone who continues to receive personal documents in error should notify the privacy commissioner so that a formal investigation can be launched.) PleaSe See: Misdirected faxes destroyed, Page A9

and

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A4 • www.vicnews.com

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OAK BAY NEWS - Friday, March 14, 2014

www.vicnews.com • A5

Bowler hopeful Continued from Page A1

“Being a junior development player makes you push yourself much harder because (national team recruiters) will be watching,” Sidel said. “You want to make an impression, ‘I’m a good lawn bowler, please accept me onto the team.’” Sidel has been lawn bowling since she was three. She was first introduced to the sport by her older sister, Sherrey Sidel McGowan, who was on the national team from 1998 to 2001. Sidel said there is a formal application process to make it onto the national team, and thinks she will apply within the next two years. “I’m going to wait until after Hong Kong (and Shenzhen) and see if my coach encourages me,” Sidel said, explaining that she is also currently in her third year, studying theatre at UVic. “I am a hopeful national team member,” she said. reporter@vicnews.com

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Friday, March 14, 2014 - OAK

VIEWPOINT

BAY NEWS

The Oak Bay News is published every Wednesday and Friday by Black Press Ltd., 818 Broughton S., Victoria, B.C. V8W 1E4. Phone: 250-381-3484. Fax: 250-386-2624. Web: www.vicnews.com

OUR VIEW

Politics isn’t entertainment Most people, when they read the words “zoning decision” or “bylaw amendment,” will turn the page (don’t do it!) or their eyes will begin to glaze over. Such is the reality of local politics. And unless there’s a contentious community issue up for debate, council meetings – no matter where in Canada you live – don’t draw big crowds. The same goes for the municipal elections we hold every three (soon to be four) years. Turnout for those is pretty abysmal. In the 2011 civic election, Langford saw some of the lowest numbers in the province, with just 14 per cent of voters casting ballots. Most Greater Victoria municipalities attracted around 25 per cent turnout (Saanich, 25; Victoria, 27), while some, like Oak Bay, North Saanich and Metchosin surpassed the 40 per cent mark. The idea of politics as a serious democratic process is rapidly fading, replaced by a form of entertainment starring a host of colourful characters whose kooky actions and personal life details become our water-cooler discussions. We’re fortunate that Greater Victoria politics isn’t usually overshadowed by politicians – the issues still dominate. But it’s evident that not even the issues are enough to draw people on election day. We have to applaud Victoria Coun. Lisa Helps for trying to change that. This week she launched a new campaign, Vote Pledge 2014, that aims to get voters engaged in municipal politics. The idea behind her campaign is that people are feeling a major disconnect between them and what politics have become. She wants people to feel not just engaged, but like they can make a difference by having a voice in their community. We hope people all over the region – no matter your political views – consider how meaningful this campaign can be and the positive impact it can have, just by taking the simple first step of casting a ballot on Nov. 15. Politics doesn’t exist for our entertainment. Local governments have a lot of power on the issues – yes, zoning and bylaws – that impact your day-to-day life. Being engaged, even on the most basic level of voting, means you care enough about your community that you are trying to make it a better place. It’s the same reason most people get into municipal politics.

The News is a member of the British Columbia Press Council, a self-regulatory body governing the province’s newspaper industry. The council considers complaints from the public about the conduct of member newspapers. If talking with the editor does not resolve your complaint about coverage or story treatment, contact the B.C. Press Council. Your written concern, with documentation, should be sent to B.C. Press Council, 201 Selby St., Nanaimo, B.C. V9R 2R2. For information, phone 888687-2213 or go to www.bcpresscouncil.org.

Question

of the week

YOUR VIEW

Service missed at tax office When I visited the Canada Revenue Agency’s Tax Services office this week to drop off my 2013 income-tax return, I was appalled to discover that this huge building at the corner of Vancouver Street and Pandora Avenue has been converted into what amounts to a giant call centre and citizens can no longer obtain personal service or even enter the building to pick up tax forms and information booklets. Apparently this change was announced by the federal government a few months ago as part of one of its notorious omnibus tax bills. But I missed that under-the-radar “announcement” and I clearly wasn’t the only one who did. During the five minutes or so that I spent reading the notices posted on the locked doors, no fewer than four other people came to the entrance of the building and were shocked to discover they could no longer receive personal help with their tax problems from the staff in the building. They included an elderly gentleman who was pushing his wife in a wheelchair. He was, quite understandably, so angry and upset that he began rapping on the locked doors in frustration. To add insult to injury, every square inch of the nine glass panels

Would you get involved in a campaign to increase voter turnout for municipal elections? Answer online at www.vicnews.com

at the entrance to the building has been carefully covered with opaque paper. What could possibly be happening on the other side of these locked doors that is so secret that citizens aren’t even being permitted to peek through the glass? Even if any visitors to the building happen to have X-ray vision they should still be careful since there are two bilingual signs at the entrance warning: “This area is under 24-hour closed-circuit television surveillance.” Surely, at the very minimum, a commissionaire could be stationed in the lobby of the building and tax forms and information materials could be made available to the public. Gordon Pollard Victoria

Resource jobs inherently short-lived I am writing in response to two letters that appeared in the Friday, March 7 edition. The first stated that the Prosperity Mine proposal, turned down again on its second proposal, would have created “tens of thousands of secure, high-paying jobs” in the region. Not only are the numbers unproven, but the legacy of the

Last Week

we asked you:

resource industry in the area points to the opposite. Resource industry jobs often last only a generation or two at most before depletion, foreign competition and consolidation. What they leave behind is a much longer legacy of environmental degradation and, in this case, the exclusion and disenfranchisement of First Nations. The second letter, on Mike Farnworth’s bid for NDP leadership, makes the claim that he is only “in it” for the money. If only those who knew they could win entered politics, we would have a one party system. On the other hand, privatization under the Liberals has largely benefited those with connections to the party and its leaders. Oak Bay voted in a Green MLA in the last election, and the seat has previously been a tight contest between the Liberals and NDP. I’ll wager that there are others in Oak Bay who, like myself, have a very different take on both the issue of the NDP leadership and the Prosperity Mine. K. Strauss Oak Bay ••• Let your voice be heard. Send your thoughts to editor@vicnews.com

Do you think Greater Victoria’s economy will improve in 2014? YES 15% NO 49% MAYBE 36%

OAK BAY NEWS - Friday, March 14, 2014

www.vicnews.com • A7

Rentals welcome in community Continued from Page A1

Roberts expects to start construction in six months and hopes to have the new Clive completed in 15 months. The original Clive proposal was a 23-unit building with 13 parking stalls and setback variances around the property. The new building will still require those variances, but they have been modified in an effort to lessen its impact on neighbouring properties. Andrew Moyer has a background in urban planning and is a co-owner of Ottavio Bakery, which is located next to the Clive. He told council he was initially concerned with the impact of the redevelopment to his business, but eventually realized the project will benefit the village. “Change is scary and we’d be the most affected,” Moyer said. “But change in the long run is a good thing. “It’s going to be great for the municipality of Oak Bay and good for the avenue and businesses too.” A number of speakers mentioned the need for modern and decently sized rental units, which are in short supply in the community. “My wife and I moved out of Oak Bay because we couldn’t find what we wanted,” said Rob Hunter, who owns Devon Properties, a property

Oak Bay

Heritage presents

The Role Role ofofthe The the

Hudson’s Hudson’s Bay Bay Company Company Christopher Sun/News staff

Kate and Dave Clarke look at pictures, displaying the current and proposed Clive apartment before the public hearing, Tuesday. The couple was undecided and came to hear their neighbours’ opinions. management company. “This will help keep families connected,” said Nicole Smith, who spoke about the difficulty of trying to find a rental unit six years ago when she moved back to Oak Bay. “We need to have a healthy community with different housing options.” Patrick Skilling was in the minority as he spoke against the project. “The reason why people chose to live in Oak Bay is because it’s different and guarded of what is built here,” Skilling said. “This (Clive) building is being crammed on a small lot. “This will be known as Jenson’s folly if this goes forward.”

Coun. John Herbert was the lone councillor to vote against the project. “It requires too big of a variance, it’s too large and it’s coming on at the wrong moment as the Official Community Plan comes along,” Herbert said, before voting. However, the rest of council spoke in favour, including Mayor Nils Jenson. “It’s a good project,” Jenson said, explaining he doesn’t think parking will be a problem and that the new Clive will benefit the village and meet a need for more housing options in the community. “It’s change, it’s important and it’s appropriate for that place.” reporter@vicnews.com

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at Windsor Park Pavilion, 2451 Windsor Road Donations welcome ~ Refreshments will be served

DONATIONS WELCOME ~ REFRESHMENTS WILL BE SERVED

A8 • www.vicnews.com

Friday, March 14, 2014 - OAK

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OAK BAY NEWS - Friday, March 14, 2014

www.vicnews.com • A9

POLICE CONSTABLE The Oak Bay Police Board invites applications for Constables with a minimum of 2 (two) years current police experience within the Province of B.C. Submit resume package to the

Chief Constable, Oak Bay Police Dept., 1703 Monterey Ave. Victoria, B.C. V8R 5V6 Closing date: March 28, 2014 The Oak Bay Police Dept. is committed to employment equity and encourages applications from qualified women and men including Aboriginal peoples and visible minorities.

www.oakbaypolice.org

A voice for you on the issues that matter Andrew Weaver MLA OAK BAY - GORDON HEAD Constituency Office:

219 - 3930 Shelbourne Street, Victoria, V8P 5P6 Phone: 250 472 8528 Fax: 250 472 6163 Email: andrew.weaver.mla@leg.bc.ca Office Hours: 10am to 4pm Mon to Fri

David Mason holds up a medical record, now with concealed details, that he received on his home fax machine.

Like the Oakw w Bay w. aNews n d r e won w efacebook avermla.ca

Don Denton/News staff

Misdirected faxes destroyed Continued from Page A1

Mason now destroys the forms when they arrive after notifying the originating medical office, but said doctors need a 21st century method of sharing patient information. In 2007, the B.C. Ministry of Health launched a 10-year program to do just that by building networked and secure electronic health record systems. The province has since spent about $258 million on an online lab results database, medical teleconsulting technology and electronic medical record systems used internally by

about 4,300 B.C. physicians, said Kristy Anderson, B.C. Ministry of Health spokesperson. Anderson said the provincial Health Ministry was unaware of Mason’s case, but in general terms said: “We would encourage the private practices involved to work with their employees to review their processes and provide training to employees to ensure that such incidents didn’t happen again.” Record-sharing agreements between doctors and imaging clinics are often selfdirected, while the College of Physicians and Surgeons of B.C. provides general ethical guidelines. For example,

physicians can use email to send patient information with the patient’s consent, but only when both parties are using encryption technology. Mason hopes that by going public, doctors will re-evaluate and better enforce their faxing policies, and that the Ministry of Health will create a more secure and standardized e-health recordsharing system. “The only positive aspect of all of this is that the faxes came to me and not to somebody with malicious intent,” Mason said. “Had this been my own medical information going astray, I would be extremely upset.” dpalmer@vicnews.com

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Cracking Canada’s small car conundrum likely to adopt the same numeric GENEVA, Switzerland - Small moniker. The concept vehicle has cars are huge here in Europe, if an all-new 1.5-litre SKYACTIV-D not in size certainly in numbers. diesel engine. Everywhere you turn, it seems Citroen no longer sells in North there is either a Ford Fiesta America though periodically or an Opel Astra (the General we hear rumours of a return by Motors subsidiary) about to the French manufacturer and its cross your path. If it is not those home rivals, Peugeot and Reexamples, there are any number nault. Their lines are so different of other similar sized economy While there is a to the often indistinguishable cars from the likes of Citroen, greater acceptance of small cars we get. Some of the VW, and Peugeot buzzing by. Micro cars such as the tiny smaller vehicles in our French creations are positively and I found myself gawSmart, with which we are facities, people outside funky ping at such an example in the miliar, and even smaller vehicles urban areas have new Citroen C4 Cactus. It’s zip into roadside parking spots where previously only a motormore ground to cover designed to challenge the likes of the Ford Focus and the VW Golf. cycle would park. and so are tempted It uses lightweight materials exMy two-prong mission at the by larger vehicles. tensively, including an aluminum Geneva Motor Show was to hood, which means it sips gas. view small cars we might see Keith Morgan The rubberized pads along the sometime soon and others we side would be perfect for people never will see but wish we who regularly have close encounters with could! Then ponder whether small cars will garage doorframes! ever catch on here in the way they have in General Motors looks to penetrate the difficult Europe. younger buyer marked with its Opel/VauxThere was something familiar about the first hall Adam. It’s dressed up in interesting car I encountered in the giant Palexpo show colours but it’s what is under the hood that buildings. Ah yes, a European version of the makes it really interesting. It has a variety trusty Honda Civic – Canada’s hottest seller of bigger engines as options but its smallest in that market segment. I am sure Honda engine is a new 1.0-litre, three-cylinder gas Canada would sell more if they resembled the engine, mated to a six-speed manual transvery hot Type R concept, which is destined to mission, with the pulling power of 1.6-litre be a racer. Yes, the new North American Civic power plant. Fuel consumption is expected is sportier than the last generation but the to be a miserly 4.5 L/100 km (combined city Euro versions always seem that bit sharper in highway). It may show up here in some form design. but right now GM has more than its fair share Next up was the Mazda Hazumi hatchback, of small cars. expected successor to the current Mazda2 and

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’’

So far, I’ve looked at econo cars at the lower end of the market. No point in me offering price details because all Euro cars are substantially more expensive than the same examples sold here in Canada. Finally, I cast a close eye over the Audi S1, which is a hot sportback version of the popular A1. It comes with a 228hp 2.0-litre turbocharged gas engine capable of hitting 100 km/h in less than six seconds. I will reveal it will sell for more than $40,000 in the UK. It’s fast, it’s a premium offering and I’ll eat my hat if it shows up here. All of the above have great fuel economy going for them and most are competitively priced. The common keys to their success likely come down to two key factors. Impressive fuel consumption numbers matter because fuel in Europe is substantially more expensive than here. And Europe is crawling with folks going about their daily duties on often far less land and road space. While there is a greater acceptance of smaller vehicles in our cities, people outside urban areas have more ground to cover and so are tempted by larger vehicles, especially as a first family vehicle. And the truth is that the advances in fuel saving technology means there’s not a massive difference between the econo-cars and small family sedans. And perhaps a bigger factor is for “an extra $20 a month, madam, you could have the roominess and utility of this car.” A line heard in most dealerships, most days. And the sales people are not wrong. keith.morgan@drivewaybc.ca

Confessions of a Curber... Meet Walt. He lives with his wife and two teenagers in a quiet neighbourhood. He does his part as a member of the community. Walt goes to work every morning, provides for his family and chats with his neighbours. Walt has a secret. He doesn’t rob banks. He’s no Walter White from “Breaking Bad.” But, his love for quick cash and high profits drive him to a sideline that makes us all a little less safe and costs some their savings. Walt is a curber. The Vehicle Sales Authority of BC, CarProof Vehicle History Reports and ICBC are combining forces to help keep car buyers safe. Follow our series on Walt the Curber to learn how much you risk when you buy a used vehicle without proof of its history or condition. The price of buying a car from a curber can turn out to be much higher if you have nowhere to turn. Learn what you can do to protect yourself. Buying used? We’re looking out for you. Find out how at WatchoutforWalt.com

Question of the week: Does fuel consumption play a major role in your car purchase decision? If not, what does? Please explain why you have made that decision. Go to drivewayBC.ca to submit your answer.

QUESTION OF THE WEEK!

Safety Tip: Spring break is a popular time of the year for a getaway. If you’re planning a long drive across the province, remember that winter tires could still be needed on certain highways. It’s also an ideal time to get a qualified mechanic to check your vehicle’s suspension and steering.

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Refreshed RX350 ups the sportiness factor $55,400 but comes almost fully loaded, with only two options available, the intuitive parking assist and heads up display, which brings the price to $58,850 Inside The 2014 RX is a mid-cycle refresh of the model that was introduced in 2010. Unfortunately, Lexus didn’t refresh the inside of the cabin at all, keeping the updates to the exterior and driveline. Not to say that the inside is a disappointment, rather that some things could be tweaked. I’ll start with the positives. The cabin has plenty of room for a family of four with a big back seat and lots of legroom. The materials used are of the highest order and the RX put together well. The controller for the communications and navigation system is unique in the industry, mimicking a computer mouse. It feels very natural and the driver rarely needs to take their eyes off the road. The array of buttons and their less than logical layout could do with an update. The F-Sport comes with heated and cooled seats but it took me about five minutes to locate the switch in the centre armrest. The dial for the tuner is as far away from the driver as it could be and the seating position is very high. Drive At the heart of all RX 350 models is a very versatile 3.5L V6 engine with 270hp. The F-Sport is made sportier by the inclusion of an eightspeed automatic transmission instead of the regular six-speed unit. By adding two more gears, this new model jumps away from

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Verdict The RX350 is the best seller in the Lexus line for good reason. It offers the same interior space as a mid-sized sedan but sits higher for greater outward visibility, comes standard with all-wheel drive and The Lexus RX350 has a high resale value. The F-Sport offers the RX 350 F-Sport takes the same interior space goodness of the regular RX and makes it a bit more … but sits higher aggressive, especially on for greater outward acceleration. Potential buyvisibility, comes ers would be well advised to drive both versions to standard with allsee if you can live with wheel drive and has a the choppy ride, it really is high resale value. dramatic. zack.spencer@drivewaybc.ca Zack Spencer

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a stop and pulls very well to highway speeds. Two extra gears make a world of difference, helping to bring the engine to life and improving fuel economy. The suspension has also been modified to include PLEASE READ THE FINE PRINT: Offers valid until March 31, 2014. See toyota.ca for complete details on all cash back offers. In the event of any discrepancy or inconsistency between Toyota prices, rates and/or other information contained on toyotabc.ca and that contained on toyota.ca, the latter shall prevail. Errors and omissions excepted. 2014 Corolla CE 6M Manual BURCEM-A MSRP is $17,540 and includes $1,545 freight and pre-delivery inspection, tire levy, battery levy and air conditioning federal excise tax. *Lease example: 1.9% Lease APR for 60 months on approved credit. Semi-Monthly payment is $87 with $900 cash back applied as a down payment. Total Lease obligation is $11,340. Lease 60 mos. based on 100,000 km, excess km charge is $.07. Applicable taxes are extra. Down payment, first semi-monthly payment and security deposit plus GST and PST on first payment and full down payment are due at lease inception. A security deposit is not required on approval of credit. **Finance example: 1.9% finance for 84 months, upon credit approval, available on 2014 Corolla CE 6M. Applicable taxes are extra. ***Up to $900 Stackable Cash Back available on select 2014 Corolla models. Stackable cash back on 2014 Corolla CE 6M Manual is $900. 2014 Tacoma Double Cab V6 4x4 Automatic MU4FNA-A MSRP is $32,965 and includes $1,815 freight and pre-delivery inspection, tire levy, battery levy and air conditioning federal excise tax. †Lease example: 4.9% Lease APR for 60 months on approved credit. Semi-Monthly payment is $165 with $3,980 down payment. Total Lease obligation is $23,720. Lease 60 mos. based on 100,000 km, excess km charge is $.10. Applicable taxes are extra. Down payment, first semi-monthly payment and security deposit plus GST and PST on first payment and full down payment are due at lease inception. A security deposit is not required on approval of credit. ††Finance example: 0.9% finance for 36 months, upon credit approval, available on 2014 Tacoma. Applicable taxes are extra. †††Up to $1000 Non-Stackable Cash Back available on select 2014 Tacoma models. Non-stackable cash back on 2014 Tacoma Double Cab V6 4x4 Automatic is $1,000. 2014 Tundra Double Cab SR5 4.6L 4x4 Automatic UM5F1T-A MSRP is $36,640 and includes $1,815 freight and pre-delivery inspection, tire levy, battery levy and air conditioning federal excise tax. ‡Lease example: 1.9% Lease APR for 60 months on approved credit. Semi-Monthly payment is $175 with $4,000 down payment. Total Lease obligation is $24,940. Lease 60 mos. based on 100,000 km, excess km charge is $.15. Applicable taxes are extra. Down payment, first semi-monthly payment and security deposit plus GST and PST on first payment and full down payment are due at lease inception. A security deposit is not required on approval of credit. ‡‡Finance example: 0.9% finance for 72 months, upon credit approval, available on 2014 Tundra. Applicable taxes are extra. ‡‡‡Up to $4000 Non-Stackable Cash Back available on select 2014 Tundra models. Non-stackable cash back on 2014 Tundra Double Cab SR5 4.6L 4x4 Automatic is $4000. Stackable Cash Back offers may be combined with Toyota Financial Services (TFS) lease or finance rates. Vehicle must be purchased, registered and delivered by March 31, 2014. Cash incentives include taxes and are applied after taxes have been charged on the full amount of the negotiated price. See toyota.ca for complete details on all cash back offers. Non-stackable Cash Back offers may not be combined with Toyota Financial Services (TFS) lease or finance rates. 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2014 Lexus RX 350 F-Sport Toyota is known for building high quality cars with fantastic resale value and has grabbed more Canadian Black Book “Best Retained Value” Awards than any other manufacturer. In the Lexus line of cars and SUVs, the best seller by far is the RX 350 midsized SUV. Built using parts common to other Lexus and Toyota products, it represents a lot of what Toyota/Lexus is doing right. The engine is powerful but still thrifty enough for most families, the space is generous and the design is elegant. For buyers that are looking for a bit more performance from the RX, the F-Sport package adds visual and emotional punch. Looks Over the last several years, Lexus has taken a more aggressive design approach with its latest introductions. The front grille is more dynamic, designed to mimic a spindle used in a fabric loom. This is a tip of the hat to the origins of the Toyota Company as a textile maker. LED marker lights and a deeper chin spoiler frame the more aggressive grille. The larger 19-inch wheels come in a smoked satin finish and the suspension is tweaked for more performance. Around back, all RX 350 models come with a power rear lift gate. One of the reasons the RX is so popular is the aggressive starting price. The base model, with the same engine as this F-Sport, starts at $46,150 making it a very attractive alternative to buying a spendy German SUV. The F-Sport model is

is much more sure-footed and dynamic. When the RX is thrown off-centre the top heavy nature of the RX shows its head, the centre of gravity feels much higher than some of the other sporty models in this class.

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www.vicnews.com • A15

DrivewayBC.ca

The diminutive Fiat 500 goes big

The Fiat 500 is cute, but might not be the most practical as a family vehicle. Sure, it has room for four, a peppy personality but accessing the rear seats isn’t the easiest and the cargo room is minimal. Enter the all-new-for-2014 Fiat 500L: The “L” stands for “large” so those interior volume deficiencies listed with its pint-sized sibling are no more. Dimensionally, the L is 27 inches longer, 6 inches taller in height and in width and there’s an extra 42 per cent when it comes to inside space. But wait, there’s more. Literally. The L comes with two additional doors to allow for easy access to the rear seats. And room for five passengers. It loses a little bit of its pinch-the-cheeks cuteness but its practicality makes up for it. In the driver’s seat, you have an almost unadul-

terated outward visibility. The 500L features a segment-exclusive glass from the A- to D-pillars that provide nearly 360-degree panoramic views. Parking is easy because you can pretty much see out of all four corners. And the 500L – even with its “large” designation – still fits comfortably into urban settings. Driving the 500L, I noticed it doesn’t have quite the same amount of panache as the 500 Turbo. Granted, it’s a heavier vehicle. But to keep some of the fun behind the wheel, Fiat has outfitted it with a 1.4-liter MultiAir Turbo engine that

provides 160 horsepower, 184 lb-ft. of torque. It’s also available with two transmission options. Firstly, there’s a 6-speed manual. Then there’s an available 6−Speed Euro Twin Clutch “automatic.” The latter of the two costs an additional $1,450 and came equipped on my 500L Lounge trim. The Lounge trim comes standard with leather trimmed bucket seats and front heated seats, perfect for those chilly mornings. An upgraded item that was optioned on the L was the Uconnect system with a 6.5-inch screen (the standard is a 5-inch screen) complete with Bluetooth,

wanted to keep my wife happy. She nodded sympathetically. As she handed me the money, she asked if the vehicle was in any accidents. Now, I’m not a good liar. So I simply said, No. It’s her fault for not asking for a CarProof or ICBC vehicle history report. That seemed to do it. She was pleased and drove away with a smile on her face. As for me, I went home with a fat wallet. A few days later, I got a text: “Got CarProof report. Three accidents?!?!? Need money back now!!!” I panicked. But not for long. I was getting good at this. I just got a new cell number. She didn’t know my name – that old fake ID worked great. And she had no idea where I lived. Finding me would wear her out. I was in the clear. But will I be so lucky next time? *Curber – An individual posing as a private seller, but selling vehicles for profit as a business. A curber often misrepresents the history and condition of a vehicle. Curbers offer none of the protections the law provides for purchases from a Vehicle Sales Authority licensed dealer. aler.

In corners, the 500L doesn’t have as tight of a setup as the 500, body roll is more evident. The MSRP of the 2014 Fiat 500L Lounge is $25,995. With the options, the price as tested comes to $30,850. Visit fiatcanada.com. Alexandra.Straub @drivewaybc.ca

’’

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Confessions of a Curber I was itching to sell another car. I‘d spent my first cash quickly. The new TV looked great in my living room. So I scrounged the dealer lots in my neighbourhood. I found the perfect car at a small dealership not far from my house. Gray with four doors. Everything was still intact, but it was priced low. The dealer gave me the car’s history right away. It had been in three accidents over its lifetime. Nothing too major, but damage was done and repaired. I couldn’t spot the repairs. So, I happily bought it and registered it. I didn’t want my wife and kids to know what I was up to, so I parked it around the block. I knew it would be gone in a few days. This time, I used Kijiji and Craigslist. “Car for sale. Served me well, but wife wants a new car. Accident and damage free. Looking to sell fast, low price. Cash only. Call cell for info.” I got a text message from a woman across town. I told her I’d meet her at a nearby gas station and would throw in a free tank of gas. She was thrilled. When I met her, she told me that she needed a cheap, dependable vehicle to get to her new job. She’dd been taking the bus for weeks and was tired of her commute. To my annoyance, she wanted to check the vehicle thoroughly. So I distracted her. I told her I was sad to let “my baby” go, but I

4−Wheel ABS brakes are part of its DNA along with a ParkView rear back−up camera, dual zone climate controls and steering wheel mounted audio controls. When cruising along at highway speeds, road noise is kept to a minimum, which allowed me to enjoy the music.

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A16 • www.vicnews.com

Friday, March 14, 2014 - OAK

BAY NEWS

DrivewayBC.ca

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traction control, hill descent control, and four corner air suspension with terrain response not only makes this vehicle maneuver well on the road but can take you on some of the roughest back roads British Columbia has to offer. – $125,575 2014 Toyota 4runner is as rugged and bold as they come. Powering this truck is a 4.0 Litre V6 dual valve timing V6 engine that produces an impressive 270 hp and 278 lb-ft of torque. The 4Runner has two rows of seats, with an optional third row. An available sliding rear cargo tray holds up to 200 kg and comes in handy when camping. It is very comfortable to drive and you feel safe driving it. – $37,900 (standard) ian.harwood@drivewaybc.ca

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OAK BAY NEWS - Friday, March 14, 2014

www.vicnews.com • A17

Mounties spark creative awakening Local Dining Natalie North

JAMES Drop by the JBI Pub and BAY INN Restaurant and enjoy a THE

News staff

A hodgepodge of musicians mingled backstage at a live taping of Q with Jian Ghomeshi in the run up to the 2009 Juno Awards. Among them Hot Hot Heat and Hawksley Workman, the latter unaware of just how much influence he had on the former and both unable to predict what kind of impact they would have on their futures. Though there may be some dispute over the origin story behind Mounties (comprised of Workman, Hot Hot Heat’s Steve Bays and Ryan Dahle of Limblifter), this is where the seeds of that history were first sown. Bays, the Victoria-born Hot Hot Heat frontman had discovered Workman’s (Last Night We Were) The Delicious Wolves at a formative time when he was experimenting with vocals for what would become Hot Hot Heat. “I tried to convey the importance that record had on my life to him,” Bays says. “He just kept saying, ‘Don’t you feel like you invented a sound with Hot Hot Heat and everybody else stole it and became way more successful?’ He was obsessed with the fact that we weren’t more successful, which I guess was his way of giving a compliment.” Regardless of whether their kudos were received, a connection was made over their similar sensibilities in the Canadian music industry. “Most people don’t really talk about that,” says Bays. “It’s all about existentialism, sex drugs and rock and roll. He talked about it like he was going to be doing this for the rest of his life. I liked that he was a behind the scenes guy and a poet and a total weirdo. And he loves to drink wine and so do I.” Bays, also one half of electronic yacht rock duo Fur Trade, producer and owner of private recording studio, Tugboat Pl., already had plenty

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Mounties perform at Sugar Nightclub March 20. on the go and wasn’t looking for another project. But when their friendship eventually led them to the studio together – with Bays set to produce Workman’s album and Dahle along for the session – their chemistry incited something else entirely. It started with what Bays describes as Workman’s initial “Jon Bonham-esque” beats on the drums during the first moments of their first session. “I had no idea he was such a crazy drummer. I just started playing along on keys and Ryan started playing along on guitar. Before we knew it, we had started a whole new sound, for us at least. It just felt like a band.” The majority of their debut record Trash Rock Legacy, released earlier this month, is excerpts from three sessions of jamming and enjoying life, beginning with that one in the summer of 2012. “Ryan has his airstream in front of the studio, so we were hanging out in there, talking about ridiculous concepts. It just felt like a really artful

Photo contributed

experience.” And a refreshing one, to which Bays attributes the creation of another Hot Hot Heat album, after working with the band since 1999 and tiring of the “rock machine” of dirty clubs and shady promoters, he says. Bays and Workman have since begun directing and producing video (beginning with a music video for The Mohrs) under the production name Antler and Power. With their creative partnership set and the sole live experience with Mounties to date (at last September’s Rifflandia) an extremely positive one, Bays is excited to engage in the machine once more. “The entire existence of the band just felt like one big rock and roll party that I never expected to have at 35 years old.” Mounties play an early show (doors at 7 p.m.) at Sugar Nightclub March 20 with Rich Aucoin and JPNS GIRLS. Tickets, $17.50, via Lyle’s Place Ditch Records and ticketweb.ca. arts@mondaymag.com

Local authors among B.C.’s best Victoria writers are among those honoured on the B.C. Book Prize shortlist, announced on Wednesday. The West Coast Book Prize Society named works by Catherine Greenwood, Robin Stevenson and Michael Layland of Victoria as the best in the province for 2013. Greenwood’s The Lost Letters (Brick Books) made the list for the Dorothy Livesay Poetry Prize. Stevenson’s Record Breaker (Orca Book Publishers) earned a nod for the Sheila A. Egoff Children’s Literature Prize. Layland was recognized in the Bill Duthie Booksellers’ Choice Award category, for the best book in terms of public

WING’S

RESTAURANT

appeal, initiative, design, production, and content for his book, The Land of Heart’s Delight: Early Maps and Charts of Vancouver Island (TouchWood Editions). Also shortlisted for the Booksellers’ Choice is Courtenay’s Paula Wild for The Cougar: Beautiful, Wild and Dangerous (Douglas & McIntyre). University of Victoria alumnus Arno Kopecky was also recognized in the Hubert Evans Non-Fiction Prize category for his literary nonfiction novel, The Oil Man and the Sea: Navigating the Northern Gateway (Douglas & McIntyre). The winners in seven categories will be announced

at the Lieutenant Governor’s BC Book Prizes Gala on May 3 at the Renaissance Vancouver Harbourside Hotel. These nominees – who collectively will receive $14,000 in cash prizes – will be celebrated at a free public event, the details of which have yet to be released. Information will be posted to bcbookprizes.ca, along with list of the as-yet unnamed nominees for the 2014 Lieutenant Governor’s Award for Literary Excellence and dates for a short-listed authors reading tour throughout various public venues in B.C. during the month of April. arts@mondaymag.com

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Denied Long-Term Disability BeneďŹ ts or Other Insurance? If YES, call or email for your

FREE LEGAL CONSULTATION

COMMUNITY ANNOUNCEMENTS

LOST AND FOUND HANDICAPPED SENIOR asks that the person that found my wallet at Wal-mart Sat, Mar 1 returns my personal identification, especially important are my BC Gold Medical Card, St. Jude registration card for my heart pace maker and a prosthetics card they are needed urgently. Call 250478-7041. LOST: PAIR of glasses, Tillicum Mall. Metal wings, progressives. Reward. Call (250)479-2709. LOST WATCH top of Transit and Central Streets, silver colour Nickname. If found please call (250)595-3116.

TRAVEL GETAWAYS

DEATHS

Andrew White

LONG BEACH - Ucluelet Deluxe waterfront cabin, sleeps 6, BBQ. Winter Special. 2 nights $239 or 3 nights $299 Pets Okay. Rick 604-306-0891

1938 â€“ 2014

A tragic accident when he was an infant could easily have ended Andrew's life before it had properly begun, but the courage and determination which enabled him to survive became his lifelongÂ hallmark. Andrew led aÂ life of phenomenal variety and colour - sportsman,Â soldier, adventurer, artist - travelling over much of the globe. He was a keen boxer and rugby player while at school, after which he enlisted in the Green Howards regiment, winning a battlefield commission while in action in Malaya. He had a keen sense of justice,Â taking pride in using his physical prowess to protect others, whether smaller kids from playground bullies, or peasant farmers from terrorists during his army career. Next came a spell on a schooner in the South Pacific trading among the remoter islands of the South Pacific. He ended upÂ in Australia where he worked in the outback,Â occasionally indulging his passion for ocean yacht racing. Intending to return eventuallyÂ to Britain, his birthplace, he travelled eastwards to the USA then hitchhiked to Canada. He didn't reach his destination, settling instead on Saltspring Island where he lived on a fishing boat, transformed into a home and sculptureÂ studio.Â He produced a range of breathtaking wood sculptures and architectural works which combined functionality with beauty.Â Rory, his devoted dog, shared his life for twenty years. Andrew's life was a poem of passion, a picture painted in vivid colours. You did the best you could with this life Andrew, our blessings for the next. Thanks to staff at Fairfield Pavilion, Glengarry Hospital for their kindness and compassion. Condolences and contact re memorial gathering to: liamummy@yahoo.ca

CARETAKERS/ RESIDENTIAL MANAGERS

EXPERIENCED COUPLE needed to manage mobile home park in Port Hardy. Some small equipment experience necessary. Home provided+ $3000/mo. Send resume: giuliu.inv@telus.net 33010 5th Ave, Mission, BC, V2V 1V5. DRIVERS/COURIER/ TRUCKING

PERSONAL SERVICES HELP WANTED

AZ, DZ, 5, 3 or 1 w/ Airbrake â€˘ Guaranteed 40hr. Work Week & Overtime â€˘ Paid Travel & Lodging â€˘ Meal Allowance â€˘ 4 Weeks Vacation â€˘ Excellent Benefits Package

Must be able to have extended stays away from home. Up to 6 months. Must have valid AZ, DZ, 5, 3 or 1 with airbrake license and have previous commercial driving experience. Apply at:www.sperryrail.com, careers & then choose the FastTRACK Application.

EDUCATION/TRADE SCHOOLS INTERIOR HEAVY EQUIPMENT OPERATOR SCHOOL. NO Simulators. In-the-seat training. Real world tasks. Weekly start dates. Job board! Funding options. SignUp online! iheschool.com 1-866-399-3853

MISCELLANEOUS WANTED ANTIQUES, BOOKS, collectibles, furniture, china, jewelry. Estates/private libraries purchased. Galleon Books & Antiques, 250-655-0700 PAY cash for jewelry, any amount, any condition, Costume, gold, silver, rhinestones, glass beads, broken chains, watches, coins/tokens. Heidi, 250-858-9511

TRADES, TECHNICAL AUTOMOTIVE Technician needed immediately in Vernon BC. We are a busy independent shop doing all types of diagnosing, maintenance and repairs. Wages are $25/hr but negotiable. We are located in the desirable North Okanagan. obcauto@gamil.com 250-545-3378

VOLUNTEERS ESQUIMALT EMERGENCY social services is looking for new volunteers join them in training and preparing for times of emergencies and disasters. Group meets one Monday a month. Training is provided. Call Volunteer Victoria at 250-386-2269. MS SOCIETY of Canada is looking for someone to help set up and take down point of interest stops along the Cowichan Valley Grape Escape bike route. Must be available for at least one committee meeting prior to event and the mornings and afternoons of July 5th, and 6th 2014. Call Volunteer Victoria at 250-3862269. PARKS CANADA is looking for volunteers to help remove invasive species from our region and assist in the native plant nursery in order to help protect our natural heritage, and over 100 rare and endangered plant species. Call Volunteer Victoria at 250-3862269.

MIND BODY & SPIRIT KRIPALU MASSAGE, Reiki, Acupressure, Chair Massage. I have relaxed clients that have been with me for 5-12 years. See testimonials on website. Women only. Call 250-514-6223 or visit online at: www.andreakober.com

HOLISTIC HEALTH TragerÂŽ Bodywork allows you to move more freely with less pain and tension. Youâ€™ll feel deeply relaxed & have greater mental clarity. Rae Bilash

CertiďŹ ed Trager Practitioner call for appointment 250-380-8733 www.raebilash.ca * Also Hot Stone Massage

Your Community, Your ClassiďŹ eds. Call 250-388-3535

MISCELLANEOUS FOR SALE NEWSPRINT ROLLENDS$2-$10. Fridays only, 8:30am to 4:30pm. #200-770 Enterprise Cres, Victoria. Goldstream Press Division.

MANAGEMENT and HAIR STYLIST positions available. Full time/part time for First Choice Hair Cutters in their Victoria location. Must have hairstyling qualifications. Guaranteed $11/hr, benefits, vacation pay, 25% profit sharing, paid overtime, paid birthday,advanced training and annual advancement opportunities For an interview call 866-472-4339

PERSONAL SERVICES

DRIVERS WANTED

FINANCIAL SERVICES

MERCHANDISE FOR SALE

GET BACK ON TRACK! Bad credit? Bills? Unemployed? Need Money? We Lend! If you own your own home - you qualify. Pioneer Acceptance Corp. Member BBB. 1-877-987-1420 www.pioneerwest.com

REAL ESTATE FOR SALE BY OWNER

PHOTOGRAPHY/VIDEO RETOUCH, RESTORE, Edit Photos. Home Movies to DVD. Also, Portraiture, Baby, Family + Maternity. 250-475-3332. www.cwpics.com

MERCHANDISE FOR SALE FREE ITEMS FREE: CEMENT table and bench. In good cond. You must pick up. (250)474-2748. FREE: childâ€™s life jacket, mirrored shower door, Xmas & Halloween decorations, patio swing, wicker chair, older stereos (some in need of repair), wood paneling, old highchair, plant food, lime, gulf, art edsle, office paper shedder, old wooden table + wooden stand, professional massage for chair, wood stains, flower plant pots, new window blind, thermos, headphones for TV and 1 puzzle. (250)386-3025.

FRIENDLY FRANK BLACK & DECKER food processor, new, $10. Call (250)652-4621. CLAVINOVA PIANO bench, $99. Call (250)652-0549. 6:30pm to 8pm only. (MAD) DOLL $20., emergency reflectors $20., old Boccie balls $20. (778)265-1615.

FUEL/FIREWOOD ARBUTUS, CYPRESS, fir, hardwoods. Seasoned. Call 250-661-7391.

FURNITURE BEDROOM SUITE. Beautiful dark oak wood: bed frame, dresser with mirror, second dresser, 2 night stands. $2000 obo. Chuck or Susanne: 250-881-8833. See usedvictoria.com ad# 21580893

MISCELLANEOUS FOR SALE HOT TUB (SPA) COVERS. Best price. Best quality. All shapes & colours available. 1-866-652-6837 www.thecoverguy.com/ newspaper?

BEAUTIFUL WATERVIEW house, approx 3500 sq.ft. level entry, 2 floors w/self-contained 1-bdrm in-law suite in sought after area in Gordon Head. Lrg living rm, 4 bdrms, 3 fireplaces, formal dining rm, family rm, large rec room, lrg dbl garage, 4 full baths. $829,000. 4453 Houlihan Court. Open House Sat & Sun 1-4. (250)744-7129.

REAL ESTATE SERVICES DISTRESS SALES BANK FORECLOSURES FIXER UPPERS Free List with Pictures & Addresses at:

www.JimParsons.com

Jim Parsons 1% Realty 250-508-0739

âœŤâœŤ BUYING? âœŤâœŤ

I give you $2000 cash. If the sale price is over $700,000 you receive $4000. âœŤâœŤ SELLING? âœŤâœŤ I charge far less commission. For example only $6,900 on a $600,000 sale. A full commission realtor would cost you $21,000 at 6 and 3. Call me now at 250-508-0739 or visit www.jimparsons.com Jim Parsons, Onepercent Realty VI

RENTALS APARTMENT/CONDO UNDER NEW MANAGEMENT Bright lg Bach 1,2,3 br. Units Fully reno 5 min drive to DT Victoria Full time on site manager

Move in today 250-588-9799

OAK BAY News NEWS Fri, - Friday, 14, 2014 Oak Bay MarMarch 14, 2014

www.vicnews.com A19 www.oakbaynews.com â€˘A19

RENTALS

TRANSPORTATION

APARTMENT/CONDO

SHARED ACCOMMODATION

AUTO ACCESSORIES/ PARTS

AUTO FINANCING

CARS

VICTORIA HOUSING. $475$575. neg. Students, disability, working. 778-977-8288.

FRASER TOLMIE APARTMENTS 1701 Cedar Hill X Road (at Shelbourne St) Deluxe 1 & 2 bdrm suites Beautiful grounds with resort style amenities INQUIRE TODAY: 250.477.6323 or frasertolmie@bentall kennedy.com www.frasertolmie.ca Proudly Managed By Bentall Kennedy Residential Services

SUITES, LOWER GLANFORD- 1 bdrm, lrg living rm+ kitchen. W/D. $750 inclds utils. N/P. (778)350-2446.

1982 GRAND Prix LJ, only 29 original km on car, 350 4 bolt Vette motor and 350 Turbo trans installed in 1985. Seals done in 2008. A.C. works, New head liner 2014, a true time piece. $5,900 obo. Must Sell. Call Terry 250-478-1426.

MARIGOLD: 1 bdrm, shared W/D, quiet. NS/NP. $850 utils incldâ€™d. Call 250-727-6217.

TILLICUM: NEAR mall. Bright 1 bdrm, 3rd flr, 55+ bldg. Applâ€™s, coin laundry, balcony, rec rm, $720 incldâ€™s heat. N/S, 1 pet ok. Call (250)245-5707.

DUPLEXES/4PLEXES ESQUIMALT- 2bdrm, 1 level, in suite W/D, 4 appls, oak flrs, deck, near ocean schools, bus. $985. 250-216-2991.

HOMES FOR RENT VIC WEST- Avail now or April 1st. Bright, sunny, 3 bdrm, near ocean, sunroom, newly renoâ€™d bath, W/D. 5 appls., NS/NP. Refs reqâ€™d 1 yr lease. $1650+ utils. 250-383-8800.

RECREATION

NORTH NANAIMO: 1bdrm private suite. New floors and paint. Shared laundry. Secure, covered parking. FREE hydro, cable & wifi. N/S, No Partiers. $750/mo. 250-756-9746

AUTO FINANCING

QUADRA/ MacKENZIE: 2 bdrm, 2 bath bsmnt. $950. + utils. small storage, street prkg Avail now. 250-516-5556.

1990 CHEVROLET Cavalier Z 24, 3.1 Litre. Only 70,000 km on rebuilt motor. Newer Luc High Performance clutch, 5sp trans, near new Yokohama tires. Red, sun roof, mint interior, power doors/windows (new motors and regulators). Pioneer stereo w/iPod adapter, Pioneer 6x9 3 way speakers. Same owner since 1990, have all receipts. $2500. Chris, 250595-0370 leave message.

SAANICHTON- 1 bdrm bsmt suite. Avail now. NS/NP. $850 inclds utils. (250)652-1730.

SUITES, UPPER ROCKLAND- lrg 2 bdrm, 2 bath, lving/dining/eating area in kitchen, new carpets, deck,etc.$1355.(250)216-2991

AUTO SERVICES

TOWNHOUSES

admin@resortonthelake.com

$$$ TOP CA$H PAID $$$. For ALL unwanted Vehicles, any condition. Call (250)885-1427.

SELL IT FAST WITH CLASSIFIEDS!

ďŹ l here please To solve a Sudoku puzzle, every number 1 to 9 must appear in: â€˘ Each of the nine vertical columns â€˘ Each of the nine horizontal rows â€˘ Each of the nine 3 x 3 boxes

250.388.3535

CONNECTING BUYERS AND SELLERS

www.bcclassiďŹ ed.com

Todayâ€™s Solution

LAVENDER CO-OP is accepting applications for a quiet, bright 2 bdrm townhouse, W/D hookup, inside/outside storage, backyard. $912/mo. Share purchase $2500. Gross income $42,000 +. Applications available in the glass case outside the Community Hall at 10A-620 Judah St.

RV RESORT ON THE LAKE

Spots available at Great Rates. Daily, weekly, monthly. Pool, Hot tub, exercise room, laundry, putting green, hiking, fishing, Pickle Ball Court. Free coffee in one of the best clubhouses on the island. Nanaimo area. www.resortonthelake.com 250-754-1975 or

Sudoku

Remember no number can occur more than once in any row, column or box.

SERVICE DIRECTORY BUYING - RENTING- SELLING 250.388.3535

#OMPLETEĂĽGUIDEĂĽTOĂĽPROFESSIONALĂĽSERVICESĂĽINĂĽYOURĂĽCOMMUNITY

www.bcclassiďŹ ed.com

250.388.3535

HOME/BUSINESS SERVICES

ACCOUNTING/TAX/ BOOKKEEPING

FURNITURE REFINISHING

GARDENING

HAULING AND SALVAGE

LANDSCAPING

PAINTING

ROOFING & SKYLIGHTS

ACCOUNTING Vida Samimi

FURNITURE REFINISHING. Specializing in small items, end-tables, coffee tables, chairs. Free pick-up & delivery. References available. 250-475-1462.

SHADY TREE

CLEAN-UP SPECIAL. You load bins, size 12 yard $100 plus dump fee or we do it all. Call 250-361-6164.

250-216-9476 ACCEPTING new contracts; landscape and carpentry. BBB/Insured. Res /Comm. www.ftguland.com

Certified General Accountant/ CPA Bookkeeping, Payroll, HST. Set up & Training. E-File

TAX

250-477-4601

ELECTRICAL (250)217-3090.ELECTRICIAN Lic. #3003. 30yrs exp. Renos, Knob & Tube Replacement. Sr.Disc.No job too big or small

GARDENING 20% OFF! Pruning, Hedge Trim, Soil/Mulch Del (2 cu yds) Clean-ups. (250)479-6495.

Maintenance, Clean-Ups Pruning, Landscaping Pwr Washing, Irrigation 30 Years Experience Best prices Guaranteed

250-217-1233

wyldwuud@hotmail.com

(250)208-8535 WOODCHUCK Yard & garden overgrown? Lawns have weeds & moss? Aerating ($75 special), pwr raking. Blackberry/ivy removal.

250-361-6193 Quality Electric Renoâ€™s, res & comm. No job too small. Lic# 22779. AT&T ELECTRIC. Renovations. Residential & Commercial. Knob & tube replacement. #26125. (250)744-4550. KENDRAâ€™S ELECTRICAL Co. #86952. No Job too Small. Kendra, 250-415-7991.

FENCING ALL TYPES of fencing, repairs. Reliable, on-time. Free estimates. Call 250-888-8637.

GARYâ€™S HAULING. One call does it all. Small demos & yard clean-up. Vehicle & metal recycling. Call (778)966-1413.

JUNK REMOVAL 7 days / wk. Fast Service, Best Prices!! Free quotes. (250)857-JUNK. 250-479-7950 FREE ESTIMATES â€˘ Lawn Maintenance â€˘ Landscaping â€˘ Hedge Trimming â€˘ Tree Pruning â€˘ Yard Cleanups â€˘ Gardening/Weeding â€˘ Aeration, Odd Jobs NO SURPRISES NO MESS www.hollandave.ca

FLOOR REFINISHING/ INSTALLATIONS

DPM SERVICES- lawn & garden, seasonal pruning, clean ups, landscape, power wash, etc. 15yrs exp. (250)883-8141

WILDWOOD FLOORS Custom Hardwood Installation. Dust controlled refinishing. Call Keith 250-884-6688

MIKEâ€™S LAWN and Garden. Clean-ups, Pruning & More. Seniorâ€™s discount. Free estimates. Mike 250-216-7502.

ALL YOU NEED IN PRINT AND ONLINE www.bcclassiďŹ ed.com

PARRYâ€™S HAULING We haul it all - FREE estimates. Call Shawn 250-812-7774

GUTTERS & DOWNSPOUTS ABBA EXTERIORS Gutter cleaning & repairs. Seniors discounts. WCB, Insured. Free estimates. (778)433-9275. (250)889-5794. DIAMOND Dave- window, gutter cleaning, roof-de-moss, gutter guards, power washing. Free est.

HAULING AND SALVAGE

MASONRY & BRICKWORK CBS MASONRY BBB. WCB. Chimneys, Fireplaces, Flagstone Rock, Concrete Pavers, Natural & Veneered Stone. Replace, Rebuild, Renew! â€œQuality is our Guaranteeâ€?. Free Competitive Estimates. (250)294-9942/(250)589-9942. www.cbsmasonry.com

MOVING & STORAGE

JUNK BOX- We Do All The Loading

PETEâ€™S HAUL A DAY- Junk removal. Airforce guy. Call 250-881-1221. SAVE-A-LOT HAULING Furniture, appliance, garden waste, we take it all! Always lowest rate, senior discount. Brad 250-217-9578.

HOME IMPROVEMENTS ARAM RENOâ€™S Basement, bathrooms, additions Free est. WCB/Insured 250-880-0525

$20 & Up Garbage & Garden waste removal. Senior Disc. Free estimates. 250-812-2279.

COMPLETE HOME Repairs. Suites, Renos, Carpentry, Drywall, Painting. Licensed and insured. Darren 250-217-8131.

FAMILY MAN Hauling. Call Chris for all your hauling needs. 250-920-8463.

JACK NASH, serving Victoria over 30 yrs. I do it all! Free estimates WCB. 250-881-3886.

RUPEâ€™S ROOFING: Torch on shingles or metal. Fully insured. References; ticketed roofers. Call Rupe 250-4157130 or Mike 1-250-533-9410.

DONE RIGHT MOVING $70/hr. Senior Discount. Free Estâ€™s. No travel time before or after. BBB accredited. Call Tyler at 250-418-1747.

PAINTING A PROFESSIONAL Woman painter. Karen Bales Painting & Wall coverings. Over 25yrs exp. Free est. 250-514-5220.

SAFEWAY PAINTING

High quality, Organized. Interior/Exterior Residential/Commercial Jeff, 250-472-6660 Cell 250-889-7715 Member BBB STACYANN SCHIFFNER Painting & Colour Design. WCB + Ins. Professional Guarantee. Free est.250-213-1054.

STUCCO/SIDING PATCHES, ADDITIONS, restucco, renos, chimney, waterproofing. Bob, 250-516-5178.

TILING

PLUMBING EXPERIENCED JOURNEYMAN Plumber. Renos, New Construction & Service. Fair rates. Insured. Reliable, friendly. Great references. Call Mike at KNA (250)880-0104. FELIX PLUMBING. Over 35 years experience. Reasonable rates. Call 250-514-2376. FREE ESTIMATES. Reasonable. Reliable. No job too small. Call 250-388-5544. LICENSED. QUALITY work guaranteed, great rates, WCB. Free estâ€™s. Seniors discount on labour. Norm (250)413-7021.

PLASTERING PATCHES,Drywall, skimming, match the textures, coves, fireplaces. Bob, 250-516-5178.

PRESSURE WASHING DRIVEWAYS, WALKWAYS, Decks, etc. Reasonable rates. 250-744-8588, Norm.

SHAWN THE Tile Guy- Res/ Comm/ Custom/ Renos. Free est. Call 250-686-6046.

TREE SERVICES BUDDYâ€™S TREE SERVICESTrimming, pruning, chipping, removals, hedges, lawn care, Insured. Keith, (250)474-3697.

UPHOLSTERY UPHOLSTERER work. Your fabric 250-480-7937.

NEEDS mine.

WINDOW CLEANING DAVEâ€™S WINDOW Cleaning. Windows, Gutters, Sweeping, Roofs, Roof Demossing, Pressure Washing. 250-361-6190.

#,!33)&)%$3Ă–7/2+

Ă–Ă– UP QMBDF ZPVS BE UPEBZ

A20 • www.vicnews.com

Friday, March 14, 2014 - OAK

BAY NEWS

Select your home. Select your mortgage.

OPEN HOUSES | MAR. 14 TO MAR. 19, 2014

Oak Bay 250-370-7601 Victoria 250-483-1360 Westshore 250-391-2933 Sidney 250-655-0632 Chatterton Way 250-479-0688 www.vericoselect.com 606 Speed Ave, $245,000

VICTORIA

Saturday & Sunday 1-3 Royal LePage Coast Capital Realty Scott Munro, 250 477-5353

406-1615 Belcher, $179,900

Saturday 2-4 Sutton Group West Coast Realty Shelly Reed, 250-213-7444

2529 Shelbourne St, $459,900

1769 Haultain St, $629,999 Saturday 2-4 Pemberton Holmes Ltd Arran McLellan, 250-884-3980

204-1012 Collinson, $239,900

Saturday 2-4 Royal LePage Coast Capital Realty Rick Humphries, 250-889-2310

VIEW ROYAL 26-1498 Admirals Rd, $139,900 Saturday 2-4

403-2527 Quadra, $259,900 Pemberton Holmes Ltd.

1910 Moss Park Gdns, $784,900

Saturday 1-3 Re/Max Camosun Brad Gregory, 250-744-3301

Sunday 2-4 Royal LePage Coast Capital Realty Maggie Thompson, 250-889-5955

733A Humboldt (200 Douglas)

101-119 Ladysmith, $429,000

Saturday 1-3 Royal LePage Coast Capital Realty Cheryl Bejcar, 250-592-4422 Sunday 11-1 DFH Real Estate Ltd Lynnell Davidge, 250-896-1852

Sunday 2-4 Royal LePage Coast Capital Realty Velma Sproul, 250-213-2858

510-165 Kimta Rd, $379,999

Saturday 1-2:30 Fair Realty Ltd. Sean Thomas, 250 896-5478

35-1309 Craigflower, $129,000

ESQUIMALT 611 Lampson St, $549,000

Saturday 1-3 Royal LePage Coast Capital Realty Cheri Crause, 250-592-4422

SAANICH EAST

5153 Santa Clara, $769,000 Saturday 2-4 Re/Max Camosun Lynne Sager, 250 744-3301

982 Mckenzie Ave, $299,900

Saturday & Sunday 1-4 Royal LePage Coast Capital Realty James Liu, 250 477-5353

310-3460 Quadra, $199,900 Saturday & Sunday 2-4 Pemberton Holmes Ltd Jim Reslein 250 384-8124

303-1204 Fairfield,$450,000 1102-835 View St,$289,500 970 Tolmie Ave, $409,900 Sunday 1-3 Coldwell Banker Slegg Realty Bruce Scott, 250-888-0080

Saturday 2-4 DFH Real Estate Ltd. Peter Crichton, 250-889-4000

Sunday 1-3 Royal LePage Coast Capital Realty Jeannie Lau, 250-477-5353

d e e Tw Y oAk bA

631 Cowper St, $499,900

4210 Quadra, $569,900

308-4536 Viewmont, $299,980

Sunday 2-4 Pemberton Holmes Rick Couvelier, 250-477-0921

Sunday 12-2 Smartmove Realty Inc Linda Clark, 250 380-6683

Sunday 2-4 Macdonald Realty Jane Logan, 250-920-6868

4516 Eva Ave, $649,900

764 Daffodil Ave, $574,900

Saturday 2-4 Re/Max Camosun Ed G Sing, 250-744-3301

Sunday 2-4 Sunday 1-3 RE/MAX Camosun Royal LePage Coast Capital Realty Doreen Halstenson, 250-744-3301 Cheryl Bejcar, 250-592-4422

803-250 Douglas St.

Saturday, Sunday & Monday 1-4 Macdonald Realty Helene Roy, 250 883-2715

2490 Cadboro Heights Ln. $1,288,000

Sunday 2-4 DFH Real Estate Ltd. Mike Fowles, 250-477-7291

Saturday 1-3, Fair Realty Kevin Ramsay, 250-217-5091

2650 Belmont, $559,900

Saturday 2-4 Newport Realty Julie Rust, 250-385-2033

202-1425 Fort St, $299,000

3795 Burnside Pl, $549,900 2248 Cooperidge Dr, Sunday 11-1 $549,500

Eileen Jespersen, 250-686-4820

1741 Patly Pl, $1,088,100

Saturday 2-4 Sutton Group West Coast Realty June Wing, 250-479-3333

203-3252 Glasgow, $194,900

Saturday 2:30-4 One Percent Realty Guy Effler, 250-812-4910

Saturday 2-4 DFH Real Estate Ltd. Deidra Junghans, 250-474-6003

108-545 Manchester Rd, $165,000

1936 Richardson St, $585,000

Sunday 2-4 Sutton Group West Coast Realty Shelly Reed, 250-213-7444

more details in Real Estate Victoria, available FREE on news stands now

lIVING

SPRING 20

Behind the music

Saturday & Sunday 2-4 One Percent Realty Jim Parsons, 250-220-8600

307-1514 Church Ave.

564 Normandy, $449,900

Midtown Park, $299,888

560 Margaret, $535,000

Sunday 2-4 Sutton Group West Coast Realty June Wing, 250-479-3333 Wednesday thru Sunday 12-4 RE/MAX Alliance Ron Neal, 250-386-8181

313-3277 Glasgow Ave, $214,999

Sunday 11-1 Pemberton Holmes Ltd. Arran McLellan, 250-884-3980

4237 Denrob Pl, $579,999 Saturday 11-1 Pemberton Holmes Arran McLellan, 250-884-3980

Saturday 11:30-1:30 Re/Max Camosun Peter Gray, 250-744-3301

202-2779 Stautw Rd, $129,000

2252 Players Dr, $799,000

3379 Vision Way, $324,900

Saturday 2-4 Re/Max Camosun Ed Sing, 250-744-3301

Sunday 2-4 DFH Real Estate Ltd. Robin Lewis, 250-656-0131

Saturday & Sunday 1-3 Pemberton Holmes Nicole Burgess, 250 384-8124

WEST SHORE A-3153 Metchosin Rd, $319,000

Sunday 2-4 Re/Max Camosun Deborah Coburn, 250-812-5333

Sunday 2-4 Re/Max Camosun Brad Maclaren, 250-727-5448

Saturday 12:30-2 SmartMove Real Estate Gary Brown, 250-380-6683

Thursday thru Monday 1-4 Re/Max Camosun Brad Gregory, 250 744-3301

2255 Oak Bay Avenue

Red Art Gallery

Sunday 2-4 RE/MAX Camosun Doreen Halstenson, 250-744-3301

2960 Phillips, $384,900

2655 Sooke Rd

Sunday 1-3 Re/Max Camosun Judy Campbell, 250 744-3301

ALSO

your copy delivered with the Oak Bay News & online in the eEditions at vicnews.com

2265 Oak Bay Avenue

Saturday 2-4 Fair Realty Kevin Ramsay, 250-217-5091

822 Wingsong, $509,000

2557 Sewlyn Rd, $349,900

RBC Wealth Management

SOOKE 2522 Townsend, $424,900

UP ISLAND

Saturday & Sunday 2-4 DFH Real Estate Ltd. Ron Bahrey, 250-477-7291

LOOK FOR OAK BAY Artsee Eyewear

Sunday 1-3 Royal LePage Coast Capital Realty Goran Tambic, 250-592-4422

Thursday 4-6, Saturday & Sunday 1-3 DFH Real Estate Ltd. Mike Hartshorne, 250-590-3921

Saturday 1-3 Sunday 2-4 Royal LePage Coast Capital Realty Royal LePage Coast Capital Realty Patricia Gatey 250-592-4422 Mike McCulloch, 250-592-4422

758 Egret Cl, $679,900

le b a l i Avafor p u k c i p

Jordy Harris 1286 Fairfield Road

Julie Rust 1286 Fairfield Road

2041 Oak Bay Avenue

Science Works

Paul Holmes, Holmes Wealth Management

Boorman’s

1889 Oak Bay Avenue

1803 Douglas Street

Valentus Clinics

Westcoast Brewshop

2080 Oak Bay Avenue

Morgan’s Fabrics 2070 Cadboro Bay Road

2033 Oak Bay Avenue

103-1625 Oak Bay Avenue

White Heather Tea Room 1885 Oak Bay Avenue

Zebra Group

155 Langford Street

SAANICH Campus Acura

1161 Newport Avenue

3347 Oak Street 3914 Shelbourne Street

1932 Oak Bay Avenue

VICTORIA Art Gallery of Greater Victoria

Oak Bay Optometry

1040 Moss Street

Oak Bay Beach Hotel 1175 Beach Drive

is IN!

Saturday 2-4 Re/Max Camosun Dale Sheppard, 250-478-9600

10500 McDonald Park, $585,000

Carlton House of Oak Bay

› ARTS

Saturday 2:30-4 SmartMove Real Estate Gary Brown, 250-380-6683

Thursday to Sunday 1-3 Re/Max Camosun Craig Walters, 250-655-0608

2-3957 South Valley, $589,900

2045 Cadboro Bay Road

art lovers

128-710 Massie Dr, $339,800

Saturday 1-3 Re/Max Camosun Craig Walters, 250-655-0608

Bath Bark & Beyond

life giving new n va te es tO an HOme cHaracter

887 Wild Ridge Way, $399,900

Saturday 2-4 Pemberton Holmes Rick Couvelier, 250-477-0921

408-1240 Verdier Ave, $319,000

978 Tayberry Terr, $389,900

2321 Island View Rd, $412,000

Saturday 2-4 Re/Max Camosun Brad Maclaren, 250-727-5448

2075 Hedgestone, $799,000

Saturday 1-3 DFH Real Estate Ltd. Frank Chan, 250-477-7291

Sunday 1-3 Re/Max Camosun Brad Gregory, 250-744-3301

1136 Timber View, $774,900

8880 Park Pacific Terr, 4124 Santa Anita, $525,000 $1,199,000

SAANICH WEST 4010 Willowbrook Pl, $509,000

Sunday 2-4 DFH Real Estate Ltd. Jandy Gruhn, 250-514-9419

2427 Amelia Ave, $529,900 3250 Willshire Dr

Saturday 11-1 DFH Real Estate Ltd. Deidra Junghans, 250-474-6003

SAANICH PENINSULA

419 Pelican, $769,900

3150-2600 Ferguson, $245,000

Saturday 11-1 Pemberton Holmes Ltd. Eileen Jespersen, 250-686-4820

Saturday 12-1:30 One Percent Realty Guy Effler, 250-812-4910

104-2187 Oak Bay Avenue

rebirth

o RY D › HIST el › Foo e › T R AV l P o e P › INSIDE

Sunday 1-3 Pemberton Holmes Paul Whitney, 250-889-2883

Athlone Travel

famOus Oak Bay’s Okes , tOBin st cOmpOser

amy and mariOn ev tOn il m BOBB Ha

DFH Real Estate Ltd. Jenn Raappana, 250-590-3921

211-1325 Bear Mountain Pkwy

Oak Bay Hearing 2067 Cadboro Bay Road

Campus Honda

Oak Bay Pharmasave

506 Finlayson Street

2200 Oak Bay Avenue

Oak Bay Recreation

Expedia Cruiseship centers

1975 Bee Street

170-911 Yates Street

Oak Bay Senior Care

Foul Bay Physiotherapy

209-2250 Oak Bay Avenue

220-1964 Fort Street

Oak Bay Volunteer Services Graham KIA 2167 Oak Bay Avenue

2620 Government Street

Penny Farthing

Jason Binab

2228 Oak Bay Avenue

755 Humboldt Street

Cassie Kangas Matticks Farms 5325 Cordova Bay Road

M&M Meats 3637 Shelbourne Street

Pepper’s 3829 Cadboro Bay Road

Wild Birds Unlimited 3631 Shelbourne Street

WESTSHORE Windsor Plywood 888 Van Isle Way

OAK BAY NEWS - Friday, March 14, 2014 A24 • www.vicnews.com

HomeFinder Find a place to call home

Q: WHAT ARE SOME POINTS TO CONSIDER ABOUT MORTGAGES? Consider a smaller mortgage, rather than the maximum you can afford – Taking a smaller mortgage can help you comfortably deal with unexpected changes to your monthly budget Evaluate the impact of an increasing interest rate on your payments – For a mortgage of $250,000 at 5%, a jump of 2% would increase monthly payments by about $300 Plan to be mortgagefree faster – Make weekly or biweekly payments, lump sum payments to your mortgage principal or increase your regular payment amount Ask for help if you have trouble making mortgage payments – If unforeseen financial circumstances impact your ability to make regular payments, seek help sooner than later – Courtesy Canada Mortgage and Housing Corporation

Do you have a househunting story you’d like to share with us? Email ddescoteau@ vicnews.com To advertise in Homefinder, contact Oliver Sommer at: osommer@black press.ca

www.vicnews.com • A21 Friday, March 14, 2014 - GOLDSTREAM NEWS GAZETTE

Agustin

Torres 250.886.8520 island-homes.ca

Your Neighbourhood Expert!

BUYING TIP |Secure mortgage pre-approval before getting serious about home shopping

Stay loyal or let broker find your best deal? Go with what feels like best fit for you when mortgage shopping Don Descoteau News staff

When it comes to shopping for a mortgage, low interest rates aren’t the only thing home buyers are looking for. With banks, credit unions and independent lenders all offering various ways to finance a home purchase, prospective buyers must also determine who they’ll work with to find the mortgage deal that fits them best. Not everyone is comfortable negotiating directly with their potential financier, even if they’ve dealt in past with their chartered bank, credit union or private lender. In such cases, homebuyers often use the services of a mortgage broker as a way to avoid the stress that can come with dealing with an institution that may not be able or willing to work within your financial capabilities. “It can help having somebody who’s a bit more invested in the deal and who does these sorts of things on a regular basis,” says Realtor Tim Ayres, president of the Victoria Real Estate Board. Mortgage broker Lori Lenaghan says one thing brokers can offer that financial institutions can’t always guarantee is the lowest rates, since they shop the

client’s financial situation around to various lenders to find the best fit. “People will move from one bank to another for a quarter per cent,” she says of the search period. Since they are working in the customer’s best interest, a broker tends to have more flexibility than large institutions that are bound to corporate policy, she adds. That means the client can avoid the hassle of pitting their home financial institution against another to get the best rates and terms. That flexibility can come into play in refinancing situations as well. Some lenders will extend a borrower’s amortization period to 35 years of they meet certain criteria, where others are limited to 30 years, she says. In terms of interest, homebuyers are blessed with continued low rates. Variable rate mortgages, which fluctuate with the prime rate, are still a good bet, Lenaghan says, although more conservative people still go with a fixed rate. Even those are hovering just over three per cent for a five-year term. For people who would rather approach their financial institution directly, there are some choices on the market. Ryan McKinley, senior mortgage development manager with Vancity, says

HomeFinder Find a place to call home

Realtors - you’ll want to get in on this! Victoria’s most effective real estate ad buy.

mefinder! t Ho a e b Nobody can

the issue of affordability in the Greater Victoria market has prompted it to get creative with how it helps buyers finance their homes. One option allows its members to work with friends, family, roommates and others to combine their resources and purchase a property together. “This is a great option for parents who may not want to gift their children a down payment, but would rather invest with them and give them a hand up,” he says. The idea of working with a mortgage specialist in advance and talking about your future plans is always

a good idea, McKinley adds. “Even if they’re not planning to purchase for some time, at the very least we can provide a road map so they’re able to achieve home ownership in the future.” Lenaghan says people are very educated about shopping for mortgages these days. “Realtors are very good at getting people in ahead of time so there’s no surprises,” she says. “Once they’re here, we can educate them about what their options are if they don’t qualify. We really work with the client over the long term.”

GREATER VICTORIA MARKET UPDATE » AS OF MARCH 12/14 »

192/483

NET UNCONDITIONAL SALES, MONTH TO DATE/MARCH 2013

474/1,231 NEW LISTINGS MONTH TO DATE/MARCH 2013

3,857/4,333 TOTAL ACTIVE RESIDENTIAL LISTINGS MONTH TO DATE/ TOTAL TO THIS DATE 2013 COURTESY VICTORIA REAL ESTATE BOARD

JEFF BISHOP REAL ESTATE KNOWLEDGE

A Personal Real Estate Corporation

WWW.JEFFREYCBISHOP.COM

A22 • www.vicnews.com

Friday, March 14, 2014 - OAK

BAY NEWS

.COM

OAK BAY 101 ❶ Take nothing but photos. ❷ Leave nothing but footsteps ❸ Kill nothing but time. ❹ Don’t list your home without a 2nd opinion…

Confidential + Complimentary Property Appraisals * Graham Bavington REALTOR ® 250-415-1931 Email: graham@bavington.ca * Visit OakyBay101.com today.

The Other Guys

Call Now! 250.744.3301 dicastrilidstone@shaw.ca • www.dicastrilidstone.com

The Pros!

l l e S e W ! y a B k a O

www.vicnews.com • A23

OAK BAY NEWS - Friday, March 14, 2014

Picture Perfect

Good Morning Starshine

State of the Art

Carefree living at its finest. Beautiful, freshly decorated, 1 level spacious 2 bed 2 bath townhouse in Broadmead’s desirable Foxborough Hills. It’s 1,572 sq ft with many quality features & lovely views over Rithet’s Bog Park. Amazing separate clubhouse with pool, exercise room, tennis court & guest suite. No outdoor maintenance. $539,000

Capture the feelings of childhood summers again, and move to this quarter acre sunny home in Deep Cove, across from the quaint Marina. The lovely home is nestled in very private gardens with views of the ocean and Mt.Tuam. Gorgeous new kitchen, windows, hardwood floors, and baths! A home for all... Water you waiting for? $629,000

Custom-built Whistler-inspired, 1 Acre Haven. Highly evolved design is evident by controlled skylights, pre-set temperature Schluter shower system and AH!, a deep Japanese soaker tub. The Master Suite awes with its Vaulted ceiling, and rain-sensor Skylight. The “piece de resistance” handsome fir doors open 180° to a gorgeous covered deck for dining al fresco, w/ Sunset Malahat Views! $660,000

Luxury single family home crafted by iconic builder Roger Garside. Constructed in 2005 to provide resort style design and elegance in Sidney by the Sea. Lavishly finished home with vaulted ceilings for a spacious, bright and airy effect. Ideal for those requiring a Master on the main floor, and easily left after vacationing, or a family home with 3 bedrooms and 3 baths. Enjoy French doors to your patio for private gas barbecue entertaining. $639,800

This quality end unit offers exceptional privacy, and a sheltered Sunny location with views of the Ocean and Victoria. Enter and be impressed with the lightness, warmth and class. The spacious accommodation offers craftsman finishing with a Master bedroom on the main floor, radiant in-floor heating, luxurious baths, a gourmet kitchen open to the living room, formal dining room, with 9ft ceilings, an office, media room and excellent storage below. $729,000

The warmth of Craftsman modern combined with a LOCATION that pivots on City Excitement and Ocean breezes, is perfectly delivered in this 2007 year home, offering up to five bedrooms! PLUS the Exterior dreams of a Garden Oasis with a gorgeous Gazebo and workshop, crowned by spacious decks and hot tub. Entertain friends, proud of your Executive, easy-care Lifestyle; walk to Fisherman’s wharf, or stroll to Beacon Hill park, Dallas Rd beaches, and the Inner Harbour. $735,000

LD O S The Tuscany

A Honey of a Deal

OLD S Good Day Sunshine

Birds of a Feather

OLD S Location, Luxury and Lifestyle

Quality Built Zen Home

Sophisticated Buyers, will flock to this Mid-Century 3/4 bedroom home, combining all the very best of the era, with modern upgrades like granite countertops, NEST thermostat, cherry hardwood and LEATHER flooring! Beautiful 1/3 acre sunny backyard; a gardener’s paradise located right in coveted Oak Bay! $720,000

This well designed 3 bedroom home enjoys a garden view open kitchen, cozy adjoining family room, and rare formal dining room, complete with gorgeous rock fireplace. Custom design is evident in the avantegard open stairways and straight clean lines of its exterior. Beautifully landscaped Japanese zen-like terraced backyard takes full advantage of the one acre property. Call Now! $750,000

www.ianheath.net

Custom 3006sqft home on a useable 1 acre featuring a spacious family room, elegant winding oak staircase, amazing lofty ceilings in the LR with FP and HW flooring. The gourmet kitchen and dining area; offer a built-in oven, cook-top, and island for culinary joy. Downstairs the 1 BR ‘Sweet’ surely must be the largest ever built! The level entry space offers a very palatable option for today’s families. $675,000 O 29 pen S Br un iga da do y 2 on -4 Plc .

Call Now andto get TOP DOLLAR Ocean Front for Your Home!

Money, Money, Money!

Let It Be

24 Karat Gold

2013 Gold MLS Winners

ianheath-marilynball.com

Fine Home Specialists

250-655-7653 250-655-7653 contact@ianheath.net

contact@ JONESco Real Estate Inc. ianheath-marilynball.com JONESco Real Estate Inc.

FANTASTIC opportunity. Located in desirable Oak Bay border area. Live in one, and rent the other! The main level retains Brigadoon, Heart Lies. the 1912 charm, there while themy upper level isForever recently updated. One of the loveliest beach fronts on the Gorge waterway! This 4-level 7 ft oceanfront height bonus accommodation in theanlower area. home homeinlaw features oak hardwood floors, open concept Great 2 bed extraused accommodation. A glassed-in Mainroom, floorandpresently commercially, currentConservatory revenue covers a relaxing hot tub. Walk across 1/3 Acre of English country approximately $4643 peredge; month (buyer verify). Be quick gardens, down to the water’s launch your to canoe from your 130 ft ofon waterfront. private is a mere 15 mins. to Victoria this one!This (Floor PlansParadise Available) $899,000 city centre. $750,000

SOL

3880 sqft home set on a lovely sun drenched .74ac in Ardmore If you love horses, and nature, come Live the Dream in this by the Sea, the region’s most coveted locale. Beautifully 4800sqft craftsman built home in the picturesque haven of Money, Money, updated, ocean view Arts and CraftMoney! residence. Feel the Metchosin. This 3.08 acre Estate backs on to endlessDesign trails. The Maximum Views with Precision FANTASTIC opportunity. Locatedbyin hardwood desirable Oak Bay border area. Kitchen Luxury home w/heart breathtaking ocean & with mountain views. Precision built warmth of tradition provided fl oors, dormers, is the of this home, its Quartz Island, and Live in one, and rent the other! The main level retains the 1912 charm, featuring a cathedral entrance, smartly designed kitchen, formal wainscoting, eredis recently ceilings,updated. and relaxing appliances. 5 bedrooms, a double while the uppercoff level 7 ft heightverandahs. bonus inlaw Jenn-Air sitting/reception rm & family rm. both 4w.bathrooms, gas fp, and a and gracious dining accommodation in for the warm lower area. Main beaches floor presently used garage, rm. Sumptuous master bed w. above generous closet/dressing Ardmore, famous swimming and golf with games room is walk-in only the beginning. rm. Your& commercially, current revenue approximately $4643 per month (buyer ensuite. Lower level offers self-contained suite & wine celler. courses, is close to ferries and the airport. If space, elegance trophy is the NEW 2,155 sqft Workshop to hold every outdoor $959,000 to verify). Be quick on this one! (Floor Plans Avail) $899,000 and location is your wish, hurry! $939,000O toy! $1,349,000

SOL

10 pen 93 Su 5 M nd art ay2 i L -4 an e

Baby You Can Drive My Car

Amazing executive Oceanfront home features 4397 sqft of open concept living including 5 beds (with master suite, walk in closet, fire place & spa like en-suite). Outside offers over 1700 sqft of deck space to take advantage of the spectacular views, water front fire pit & patio, hot tub & plenty of space for all toys in the 5 car garage. $1,099,000 O 94 pen 8 G Su art nda hla y 2 nd -4 Rd .

SOL

Wright for Frank

2013 Gold MLS Winners

SOL

Newly updated contemporary Oceanfront masterpiece + dock. Architecturally designed taking advantage of the spectacular private location. Floor to sky windows create a true indoor-outdoor flow. At 3200 sqft it will suit most circumstances & incl In Law. Once inside the most discerning buyer will be wowed by the Artistry! $1,499,800

You Have Arrived

Elegant and stately .72 acre Oceanfront home features Control 4 lighting which integrates lighting with music, shades, locks, climate control, and video. Enduring construction is seen in the built-in cabinetry, and dark Birch HW placed in a bright ambiance of voluminous rooms. The custom kitchen is a worthy match for Jamie Oliver! The convenient location blends all the best in life seamlessly! $1,099,999

Escape to the Country

A magnificent Schubart designed residence surrounded by 10 acres of natural beauty. Dream kitchen: custom cabinetry, elegant design, superior appliances. 2 excellent BRs & den. The lower floor has a delightful self-contained legal suite. A separate character farm house. Unspoiled beaches, golf courses, amazing outdoors & ocean activities. Just 30-minutes drive to downtown Victoria. $1,549,000

The Balvenie

Executive NEW residence on 2.5 acres. Exceptional Quality & featuring luxury finishing throughout; including gourmet kitchen, stunning Great room with a double sided indoor-outdoor fireplace, and separate living areas. Huge windows, triple garage, professional landscaping, and just 20 min to the capital city, with proximity to ferries, & the International Airport offers the ultimate in Living! $1,350,000

SOL

Splendour in the Grass

Dutch farm house meets West Coast design on this superb scenic 5 ac farm, overlooking Elk lake. Private and picturesque this 4 bed 4 bath with 3 wings that provide separation for the growing family. Low farm taxes. 3 excellent multi functional farm buildings. Excellent for horses and animals. Large veg garden, fruit trees, & fish pond. A splendid country property. $1,690,000

SOL

www.ianheath.net Call Now to get TOP DOLLAR for Your Home! 250-655-7653 contact@ianheath.net JONESco Real Estate Inc. 6341898

Have Your Oceanfront & Swim There Too!

Rare south facing Oceanfront offers full sun and Sensational sunsets! Amazing folding wall system opens for an indoor-outdoor feel, easy access to the beach, and your own mooring buoy. The kitchen sizzles with a coveted Induction cooktop, double-oven, and sit-up counter for guests. Unwind in the Master suite, or paint in the airy studio. Enjoy the Sauna and relaxing hot tub. This is West Coast Living at its very best. $1,698,800

SOL

Builder’s Oceanfront Dream

RARE opportunity to build an Oceanfront Estate in Victoria BC. This 1.24 acre lot in Margaret’s Bay offers 195.5 feet of waterfront, with 180° views across Haro Strait to the San Juan Islands. Choice location provides a panorama of mountain and island views. The neighbourhood is serene and private, close to UVIC and all amenities. A blank palette to create your dream! $1,698,000

A Sea of Honey

An esteemed, private, south facing 1.24 acre ocean front enclave. The stunning fjord view of the Saanich Inlet captures an awe-inspiring peaceful vista. The 4500 sq ft home is rich in potential, and ready for the next vision. The superb location provides an exceptional ocean orientation with outstanding views of sea & sky. $1,825,000

SOL

A24 â€˘ www.vicnews.com

Friday, March 14, 2014 - OAK

BAY NEWS

Get your BC halibut first. Get your BC halibut fresh!

BC Fresh Halibut Tail Pieces $11.29/lb

First of the Season Halibut Before dawn breaks, Thrifty Foods fishermen are up and atâ€™er, fishing our BC waters in search of halibut. You see for us, fishing is about sustainability and tradition, which is why 100% of our halibut is caught on-the-line.

BC Fresh Halibut Fillets

$15.83/lb

On Sale

Per 100g

BC Fresh Halibut Steaks

Strawberries USA #1 Grown in California

2lb/908g Pack

Clamshell

On Sale

8Each8

Skin On $13.56/lb

On Sale

Per 100g

Visit thriftyfoods.com/recipes for delicious BC Halibut recipes Specials in Effect until Tuesday, March 18th, 2014

Per 100g