MonarchRealty
Thisfriendlyandheart-warmingranchstylehomeisaperfectmarriage oflandandhouse.Nestledinadesirableneighborhoodonaprimarilyflat .20acreofland,itfeatures7RMs,2-3BRs,1BA,here’sa1floor ranchthat makeslifeeasier---theheatedlaundryroomisoffthebreezewaywithan exittothebackyard,Awealthoflivingisinstoreforyouatapriceyoujust can’trefuse! $149,900
Amazing6RM,2BR,1BARANCHhomeinsuperbshape.Kitchenwith newercabinets&granitecounters.2bigbedrooms,diningroom,denwith sliderstodeck.Lowmaintenance,lowtaxes,1levelliving,&listedtosell fast!WOW!Whatadeal!Comecheckthisoneout! $164,500
PITTSFIELD|$570,000 4Beds|3/1Baths|3,581SF|222039 TheShireGroup413.551.2055
WILLIAMSTOWN| $1,500,000 5Beds|4Baths|6,412SF|220686 JeffLoholdt413.652.7423
CUMMINGTON| $2,850,000 4Beds|2Baths|5,306SF|225129 JeffLoholdt413.652.7423
NORTHADAMS|$629,000 0/2Baths|2,020SF|225255 JLoholdt&MLenihan413.652.7423
PITTSFIELD| $225,000
3Beds|1/1Baths|1,507SF|225889 TheShireGroup413.551.2055
WILLIAMSTOWN| $999,500
3Beds|3Bath|3,061SF|222257 JeffLoholdt413.652.7423
WILLIAMSTOWN| $745,000 6Beds|6/1Bath|3,688SF| 222883 TheShireGroup413.551.2055
PITTSFIELD|$329,000 3Beds|3/1Bath|2,204SF|225491 MarthaPiper413.627.4599
PITTSFIELD|$214,900 1Baths|1,440SF|220365 NickGeranios413.822.6598
WASHINGTON|$219,000 9.13AC|225515 StephanieMcNair413.204.4749
PITTSFIELD |$530,000 4Beds|3/1Bath|3,276SF|223520 JaredKelly413.854.1504
WILLIAMSTOWN|$1,900,000 3Beds|4Bath|4,990SF|223648 TheShireGroup413.551.2055
PITTSFIELD|$349,900 3Beds|3/1Baths|2,859SF|225774 ToniaScalise413.822.0574
DALTON|$479,900 4Beds|2/1Baths|3,481SF|225664 ToniaScalise413.822.0574
WILLIAMSTOWN| $849,000 45.64AC|222962 JeffLoholdt413.652.7423
DALTON|$169,900 5Beds|2/2Baths|2,602SF|225213 TheShireGroup413.551.2055
#1SellingAgencyinBerkshireCounty GreatBarringtonBrokerage306MainStreet|413.528.4192|LenoxBrokerage34ChurchStreet|413.637.4402
EachOfficeisIndependentlyOwnedandOperated. Source:BerkshireCountyMLS2017&2018. williampitt.com
•Spaciouscolonialtuckedbehindmaturepinesofferingmuchprivacy
•3.1acreswithfrontageonYokunbrook•4bedrooms,3baths
•Finishedlowerlevel•Flowingfloorplan•Woodfloors
$489,000
•3bedroom,2.5bathranchon7acresandofferstheeaseofone-levelliving
•Largegreatroomadditionwithvaultedceilingandgasstove
•Enclosedsunroomwithviewsofgardens•Manyrecentupdates $389,000
STOCKBR ID GE
•Nicelymaintainedhomeonaprivateroad
•3bedrooms,2bathrooms•Largedeck
•Generouslysizedbedrooms•Lovelyyard
$369,000
•Immaculatecontemporaryranch
•3bedrooms,2.5baths
•Manycommunityamenities $349,000
BECKE T
•Comfortable,thoughtfullyplannedcape
•3bedrooms,2.5baths•Niceandbright
•Oakfloorsthroughout•Huge semi-finishedLL
$349,000
•4bedroom,3bathcape
•Spacious3-seasonporch
•Lowerlevelwith2-cargarage $335,000
O TIS
•4-bedroomcontemporarysalt-boxonalargelot
•Decks,screenedporch•Walkoutlowerlevel
•Woodstove•AbutsBentonBrook
$349,000
•Nicelymaintainedcape
•2bedrooms,1bathhome
•Largedeck•Deleadcertificate
$249,000
•5bedrooms,2bathrooms
•Spaciousembankmentcape
•1+acres•Fireplace•Newerroof
$199,000
BerkshireCountryMeadows6AspenWay$439,900. Recentlyupdatedopen-conceptsinglefamilycondoin verydesirableCondoAssociationinPittsfield.Locatedwithinwalkingdistanceofdining,andmajor lake.Threebedrooms,2baths,2cargarage.Exterior HardiPlanksiding.CoveredDeckonback,finished familyroominbasement,(notincludedinsquare footage),withwalk-out.SeparateWorkshop&storageareaalsolocatedinbasement.
Pittsfield154CromwellAve.$259,000. Lovinglycaredforhomewithmoreprivacythanyoucanimagine,onalargelot,withmanyupdates.Woodfloors,gasfireplace,abovegroundpool,largefamilyroom,3outbuildings, andgazebo.ThispropertybacksuptoalargeCityPark.Seller isofferingafreemovefrom All-WaysMoving totheBuyers movingfromalocationwithinBerkshireCounty,andifthey cometoasuccessfulclosingonthisspecificproperty.
Pittsfield1ColtRd.$139,000. Desirabletwobedroom,onebathCondolocatedonthe firstfloor,withaonecargarage.Locatedwithinwalking distanceofdowntowntheaters,dining,museum,library andmore!Storageareaandlaundryfacilitieson-sitein commonareainbasement.
Ourmissionisto:
•Maximizethevalueofyourtransaction
•Neverunderestimatethevalueofyourgoodwill
•Alwaysnegotiatewithyourbestvalueinmind
•Alwaysvaluetheoptimaltransactionoverthe easiesttransaction
•Bringthevaluesofintegrity,professionalism, performanceandexperiencetoeverysale
Searchforhomesinstantlyat www.dayspringrealtors.com
3bedroomunitsstartat$399,000. Homesitesavailablestartingat$65,000.
Windows Windows
•Superiorworkmanship,NEVERSub-Contracted
VotedBest Windowsinthe Berkshires 3YEARSINAROW W
•AAMACertified“MasterInstallers”oneveryjob
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Making the Grade 2019: A day in the life
Coming to The Berkshire Eagle, Bennington Banner and Brattleboro Reformer Thursday, February 28, and to the Manchester Journal Friday, March 1. A behind-the-curtain look at education in the Berkshires and Southern Vermont
Charles Kulas 358-5524
Gus Schnopp
Ellen Kushi 684-1653
Andrew Schnopp 446-3163
H ProfessionalService H SellerRepresentation H BuyerRepresentation H FreeMarketEvaluation H CalltheProfessionalsofDaltonTown&Countrytodaytolistyourhomeorspeakto oneofourBuyeragents.Youcanalsogetonourautomatedemaillistforlistingsheets.
127PineCrestDr
Dalton,MA
DaltonPineCrestEstates, 8room,4bedroom,2.5bath homewithfirstfloormaster bedroomsuite,openfloorplan, cathedralceilinggreatroom withfireplace,formaldining room,kitchenwithbreakfast nook,firstfloorlaundry,two cargarage.
Pittsfield/Dalton,3bedroom, 1.5bathranchupto
$250,000
BerkshireCounty,3bedroom, 1.5bathranchupto
$300,000
Pittsfield,4bedroom,1.5 bathupto$150,000
Dalton,updated3/4bedroom, 1.5bathupto$200,000
CallCharlesat413-358-5524
LotsforSale:Dalton
Lot15PineCrestDr Dalton,MA
DaltonPineCrestEstates,This refinedfamilyhomeconsistsof 4bedrooms,amasterbedroom suitewithmasterbath,along withtwofamilybaths.Thegreat roomfeaturesavaultedceiling andafireplace.Cathedral ceilingenhances thediningroom,plusithas abreakfastnook,and a2cargarage
PineCrestEstates,largelot,3.2acres,$94,900withdistantviews. Threesmallerlots,$74,900,alsoavailable. CallCharlesat413-358-5524
DaltonTown&Country
BerkshireCampgroundbusinessandReal Estateforsale.Thispropertyboasts42sites onover6acreswithcitywaterandsewer. Includedisa4-bedroomhomebuiltin2006. Propertyhas6cabins,alargeingroundpool andanewlyremodeledbathhouse.Closeto allattractionsandashortwalktolake.Livein homeandcollectyourmoneyorrenthomefor additionalincome.
Asking$799,000
NewEnglandfarmhouseon6.8acres.2,900 Sq.Ft.,4bedrooms,3baths,sunroom,deck andagaragewithastudio.Bringtheanimals. NeedssomeTLC.
4-bedroom,3-bathcenter-hallcolonial locatedonverydesirablesceniccountry road!ClosetoTanglewood,Lenox& StockbridgeandcenterofLee.Great layout,attached2-cargarage,mud roomwithhalfbath&laundry.Private backyard. LISTPRICE:$459,000 BeautifulExpandedCape
Looknofurther!This3-bedroom,4-bath homefeaturesattachedoversized2-car garagew/unfinishedbonusroomabove, privatebackyardoasis,open&spacious eat-inkitchen,finishedlowerlevelhas alargefamilyroom,entertainment/ barareaandbathroomandsomuch more.Over2,900sq.ft.Awesome neighborhood!
BerkshireCounty REALTYCOMPANY
338SouthSt.,Pittsfield,MA www.berkshirecountyrealty.com JamesMcRory 441-2898
15-UnitMulti-Family,WestSt.,Pittsfield,MA
Brick15Units,renovatedin2000,largepaved parkinglot,tenantspayutilities,laundryon premises,propertyingoodcondition.
$675,000CallJim 7WinterSt.,Pittsfield,MA
FormerJae's.Completerenovationin2016.Turn-key operation.Fullalcohollicense.Visitourwebsite@ berkshirecountyrealty.comforinteriorpictures.
Office:(413)499-0991
87WahconahSt.,Pittsfield,MA
Fullliquorlicense.Sprinklered,new400ampelectric, newgasFHAheatandA/Csystem.ADAcompliant underrenovation.NearHospital&WahconahPark.
$295,000ListPriceCallJim ChathamSt.,Pittsfield,MA
Largebrickmanufacturing/warehousebuildingingood condition,sprinklered,freightelevator,loadingdocks, overheaddoors,ceilingheight9.5ft. BRANDNEW OPPORTUNITY
$695,000ListPriceCallJim
$695,000CallJim
PamRoberts,Broker/Owner, CBR® CRB,CRS,GRI 441-9681
TiffanyRoberts,Broker/Owner, ABR,CBR,e-PRO 822-5369
MarieBourassa212-6174
StacyChojnowski281-2569
BarbaraK.Greenfeld, Broker/Associate, ABR,C-CREC,GREEN,SRES,RSPS,CRS 441-5986
JaneKavanau281-6903
AnneMeczywor,Broker/Associate, CRS,MRP,CBR,SRS,RSPS 446-2179
LENOX
PrivateLenoxRetreat! Lookingforaflexible floorplan–whata greatopportunity! Mainhouseoffersupdatedbaths,newly redonekitchen,woodfloors,built-ins,two bedroomsandthreefullbaths;connected viaheatedsunroomandofficeenterthefully equipped‘‘guest’’sidewithliving,kitchen, twoadditionalbedrooms,twoadditionalfull baths.Fullandseparatebasements.Over fiveacreswithtotalprivacyforyourcountry retreat!ClosetoCranwell,CanyonRanch, Tanglewood! $849,900/R2737
LENOX
Spacious,light,andairy,this3bdrmhome onasidestreetnearthehighschoolhasa floorplanthatflowseasilyfromonegreat spacetoanother.Woodandceramicflrs. Cathedralceilinginlivingrmwithone fplc,anotherfplcinthegreatrm,wherethe kitchenfeaturesMillbrookcabinetsand granite.Separateformaldiningrm.Great closetspace.Finishedwalk-outbasement. Screenedporch,multi-leveldeckoverlooks alovely,landscaped,privateydwithmany speciesofplantsandmaturedeciduous andevergreentreesontwolgsunnylawns. $492,500/R2734
LENOX
PreparedtobewowedbythisLenox contemporary!One-ownerhomewithtwo additions.Onelevellivinginthis3200sfhome withroomforentertaining.Largecircular drive.Wallsofwindows,vaultedceilings, livingrmwithfireplacethatopenstospacious dining,kitchenandfamilyrms.Mastersuite withcherryfloorsandprivatedeck.Four bedrooms/fourbaths,openloft.Yourprivate oasisonan1.4acrecornerlotwithfabulous gardens,ingroundpool,woodlandgardenwith pathstoaseasonalbrook.Partiallyfinished lowerlevelbonusspace,too! $599,000/ R2837
RICHMOND
MagicalRichmondspot.Onelevelliving, spaciousmastersuitewithsteamshower, jettub,acreage,privacy,barn/workshop, gardener’sdelight!Contemporaryranch featureslivingrmwithfplc,hardwood throughout,updatedkitchen,heatedyearroundsunrm,centrala/c,privatereardeck, invitingGoshenstonepatio.Ventureupthe windingdrivewaytoyoursliceofparadise! $779,000/R2829
BonnieParsons,AssociateBroker, GREEN® 617-719-4387
MarkParsons822-4169
MaryTyerKelly243-0492
BrianWright822-3830
MollyThomas441-3899
STOCKBRIDGE
OneofakindopportunityinStockbridge! Thisgraciouscolonialfeatures3800+sq. ft.Integratedlivingspacesworknicelyfor entertainingwithformalliving,dining,parlor andlargecountrykitchen.Accommodate familyandguestswith5BRsand5.5BAs; finished3rdfloorgameroom.Takeinthis .69acrepropertyfromthelargescreened porch.Aprivatetranquilsitewithaneasy strollintotownandabutstowntrailsleading toIceGlenandLaura’sTower. $799,000/ R2749
Graciousprimaryorvacationhomeon4+ acres.Firstfloorfeaturesbeautifullyfinished walnutfloorswithradiantheat,9’ceilings, openfloorplan.Kitchenanddiningoverlook privatebackyard.Secondfloor–master suite,twolargebedroomswithgleaming cherryfloorswithradiantheat.Walk-up atticcouldbefinished.Lowerwalkout-media room/officearea.Squarefootageincludes lowerlevelandoffice. $699,000/R2802
LENOX
Firsttimeofferedthisisaone-of-a-kindLenox charmer!Somanyoriginaldetailsfromitscirca1900 beginnings.Hardwoodflrsthroughoutthe4bdrms, 1.5baths.Stuccoexterior,newerslateroof,detached garage.StrollthesidewalkovertoShakespeareorup toLenoxVillage.Sitedjustinsidetheentrancepillars fortheBishopEstate. $396,000/R2848
PITTSFIELD
Southeast4bedroom2.5bathcolonialin immaculatecondition.Builtin1999,butmany customupdatesincludingcook’skitchenwith Thermidorrange,granitecounters,stainless appliances.Hardwoodflrs,opencircularflowwith dining,living/familyrooms.Naturalgasheat. Invitingfrontporch,privatereardeck,partially fencedyard,twocargarage. $349,000/R2780
W.STOCKBRIDGE
WestStockbridgecharmer!Lightandbrightc1820 farmhouse.Largeopencountrykitchen,hardwood flooring,threebedroomsincludingoneonthefirst floorandtwofullbaths.Replacementwindows, spaciousscreenedporchoverlookinglevelrearyard. Establishedplantingsandtwostoragesheds.Walking distancetotown!
$239,000/R2840
W.STOCKBRIDGE
Thishousehaseverythingyouneed,walktotown, maturedlandscaping,anoversized2cargarage, anenclosedheatedporchandbeautifulhardwood floorsthroughout.Firstfloor-Openfloorplanwith anupdatedkitchenandfullbathroomwithlaundry.Secondfloor-Threebedroomsandfullbathroom.Totopitoffallmajorprojectshavebeendone inthepast8years. $289,000/R2845
PITTSFIELD
Capewithwonderfulentertainingspace.Eatin kitchenw/granite,centerisland,dining,stonegas fplc,custombuilt-inmediacenter.HugeDRwith trayceilings.Add’l4throomapossibility.Mudroom withcustomcabinets.Spectacularmasterbath w/tileshower,glasssurround&jacuzzitub. Finishedlowerlevel.Bluestonepatiow/firepit. Twocarattachedgarage..FarmersPorchoverlooks apastoralsettingandbeautifulmountainviews.. $395,000/R2843
LENOX
AdorableLenoxpropertyontheseldomtraveled quietloopoffofEastStreet–“oldEast”!Two bedrooms,withtwobonusrooms-den/office plusglassedinsunporch.Openliving/kitchen. Sunnyopenslopingrearyard. $264,500 R2815
LEE
SpaciousRanch!Onelevellivingwithawonderful finishedgardenlevelwalkout.Fourbedrooms/3 baths,spaciousentry,twofplcs,seasonalsunroom. Twocarattachedgarageandpaveddrive.Centrally locatedtoLee,LenoxandStockbridgeand convenienttoallareaattractions.Pricewellbelow assessedvalue. $389,000/R2805
PITTSFIELD
Mid-centurymodern1-levelcontemporary! Fireplacedlivingrm,dining,updatedlg kitchen,reardeck.Wallsofwindowsand vaultedceilings,woodflrsthroughout!Master andtwoadd’lbdrmswithupdatedfullbaths, 1stflrlaundry.LLfamilyrm,exercise/craft, halfbath.2-cargarage,gasheat,centrala/c andnewroof.Magicalgardens. $309,000/ R2838
PITTSFIELD
Delightfulbrickcapeonquietdead-endstreet. Threebedrooms,twofullbaths,openkitchen, livingroomwithpicturewindow,attached garage.Privatereardeck. $189,900/R2819
Firsttimeoffered,thischarming617squarefoot commercialbuildingislocatedintheheartofthe village.Perfectspotforaprofessionalofficewith invitingfrontporchandparkingintherear.Town water/sewer,naturalgasheatandonthebusline. $249,000/ B2813
WATERPROPERTY
LocatedonthebacksideofPontoosucLake. Unique2-familyflat.Fireplaced1stflrunit features2bedrooms/fullbath.Secondflrunit has3bdrms/1.5baths,anddeckwithviews. Greatinvestmentproperty,familycompound orhomewithsupplementalincome.Kayak, paddleboardorjustrelax.Manyupdates.Well maintained. $234,900/R2826
Wow!Bepreparedtobeamazedatthissite-ready offering.Drivewaynewlyconstructedleadingtoyour privatemountaintopretreat.Eightplusacresoffering beautifulviewsoverthebucolicRichmondmountains andmeadows.Hikerightfromyourdoor,exploreyour ownforest,maturetreesandyear-roundbrook.Leave yoursliceofparadiseforatwomile/fiveminutedriveto KripaluandTanglewood’smaingate!One-of-a-kindestate parceladjoiningconservationland. $749,000/L2733
BeautifulGambrelwithmorethananacreofenjoyable yard!Eat-inkitchenwithcustomwhitebirchcabinetry, granitecountertops,stainlessappls.Spaciousliving, formaldiningrm,firstflrofficenook/mudrm.Fourlg bedroomsw/updatednewbathsincludinglgmaster bdrmswithcedarwalk-incloset,spabath.Hardwood flooring.Heatedattached2cargarageisheated.Minutes todowntown.Restoredstonewalladdstothecharm! $459,000/R2814
DALTON
Cozylight-filledtwobedroombungalow.Single levelliving,openfloorplan,hardwoodfloorswith opportunitytoexpandtotheunfinished2ndfloor -thinkmastersuite!! $134,900/R2844
PITTSFIELD
Duplexonoveraquarteracreofland. Itissituatedinaneighborhoodwith manysinglefamilyhomes.Thiswould beagreatinvestmentpropertyorfora firsttimehomebuyerlookingforextra income. $144,500/R2849
In-townfarmhouseon1.53acres.Fourbedrooms/twobaths. Woodfloors.Replacementwindowsandnewerroof.Detached twocargaragewithadd’lstorage.Daylightbasement.Special detailsincludearchitecturalitemssalvagedfromtheWoolsey estate.Itneedssomework,butwithyourspecialtouchitwillbe exceptional.Shownbyappointment. $300,000/R2817
PITTSFIELD
Spaciouslotandfullyfencedrearyardaddtotheappeal ofthisSoutheastcolonial!Invitingfrontporchopensto spaciousrmswithperioddetailsincludinglgentryfoyer, fplcdlivingrm,diningwithbuilt-ins,updatedkitchen. Oneofthe4bdrmsfeatureslight-filledseasonalsun porch.Thirdflr-twoheatedbonusrooms,walk-inattic. Naturalgasheat,privatereardeckanddetachedgarage. $254,500/R2847
Beautifullyremodeled4bedroomhome.New updates-furnace/hotwatersystem,carpet,SS appls,remodeledbathw/pedestalsink,tub, ceramicflrsandfreshpaintthroughout.Unfinished walkoutbasement.1stfloorbdrmordiningroom. Fencedinyard.NearthenewRaymondCrow Playground. $95,500/R2846
RICHMOND
PITTSFIELD
LENOX
CONDOOPPORTUNITIESTHROUGHOUTTHEBERKSHIRES
WINDENHILL–STOCKBRIDGE
SomeofthebestviewstheBerkshireshavetooffer.WindenHillcondosarelocatedinStockbridge,butclosetoLenox,Tanglewood andShakespeare.Enjoycondocommunitylivingthatincludespoolandtennis/pickleball.Imagineyourownspectacularsunsets overmountainsandwater–everysingledayoftheyear!
Magnificentwesterlyviews!Openplanwithcathedralceilinginliving/dininggreatroom featuresgasfireplace,exposedbeams,twosliderstoprivatedeck.Firstfloormastersuite andspaciousfrontentry.Upperlevel-secondfullmastersuitewithbalcony/privatesitting area.Lowerlevelforfamily/guests–spaciousbedroom/sitting/familyroomwithtwosliders topatiowithviews.Thirdfullbath,storageandcabinetryabound! $689,000/C2818
THINKINGOFBUILDING?
ANICESELECTIONOFLOTS READYFORYOURNEWHOME!
Lenox
1.4Acres. $169,000
Becket
4.13acresinBecketWoods. $33,900
Richmond
2acresplus2.5acres–PrimeRichmondmeadow buildingsite(s) $140,000 forboth!
N.Adams AcrossfromMt.Greylock,3lotseachwith1.6acres. Partiallycleared,previouslyperced. $49,900 each!
Tyringham
7.9acresonacul-de-sac. $164,500
TakeinthesunsetsandviewsofLilyPondfromyourprivatedeck. Twobedrooms,eachwithprivatebath,denwithFrenchdoors servesasabonussleepingspace.Centrala/c,naturalgasheat,and fireplace. $499,000/C2778
ROLLINGHILLS
LookingforfirstfloorlivingatRollingHills? Newlylistedandreadyforyourupdatesto callithome.Privatereardecklookingout onlawnandwoods.MinutestoallBerkshire attractions! $209,900/C2821
Enjoytheon-siteamenitiesofthisestablished condocommunity.RollingHillshasclubhouse, pool,tennis,kayak/canoestorage,walking trails,communitygarden.Thisfirstfloor unitwithtwobedroomshasupdatedbaths, replacementwindows,newermechanicals. Lowerlevelpartiallyfinished.Slidertoopen reardeck. NEWPRICE$199,900/C2833
Endunitinbuildingsix.Beautifulmeadow viewsfromyourprivatereardeckwithawning. Sliderhasbeenreplacedinthistwobedroom/ twobathupperunit.Enjoyclubhousew/ exerciseroom,sauna,pool,tennis,walking trailsandcommunitygarden.Efficientnatural gas,centrala/c.ConvenientLenoxlocation! $189,900/C2820
OCTOBERMT.–LEE
Enjoycommunitypool,har-trutennisintheOctoberMountainVillageCondocommunity.
Pricedtosell –thistownhousecondofeatures openkitchen,threebedrooms,twofullbaths andalargeopenreardeck.Invitingfrontporch withwoodyviewsmakesthisaprivatesettingin thelong-establishedOctoberMountaincomplex. Enjoycommunitypool,tennisandconvenienceto shoppingandalltheareaattractions.
$229,900/C2830
$200,000/C2692/C2693 STOCKBRIDGE
Turnkey2-bedroom,1-bathunitscloseto Tanglewood,KripaluandStockbridgeBowl.All onsamecondoparcel!
EnjoytheBerkshiresfromthisspaciouscondo overlookingameadowwithnootherbuildingsinsight. Lightandbrightwithbigopenspacesandvaulted ceiling.Fullbathandden/smallbedroomonfirstfloor.
$279,000/C2834
Privatesettingwithwoodsandopenviews!Three bedroomsandthreefullbaths!Thelowerlevel isfullyfinishedwithsliderstoawalk-outfor extraguestspace.Enclosedrearporchprovides seasonalspacefordining,relaxingandtaking innaturewhileshelteredfromtheelements!
$242,500/C2800
WhyUseaREALTOR®?
EXPERTS
Realestatehasitsownlanguage,full ofacronyms,legaljargonandbuzz wordsthatyourRealtorspeaks fluently.Plus,buyingorsellinga homeusuallyrequiresdozensof forms,reports,disclosures,legal obligations,datesensitivedeadlines, andothertechnicalrequirements.
Realtorshavetheexpertisetohelp navigatetheprocesswhileavoiding delaysorcostlymistakes.
Congratulationstothe2019OfficersandDirectorsoftheBerkshireCountyBoardofREALTORs.Belowareall professionalsworkinghardintheBerkshirerealestatemarketplaceonbehalfofbuyersandsellers,andalso electedbytheirRealtorpeerstoleadourindustryassociationinthefightforhomeownershipandthe protectionandpromotionofpropertyrightsinBerkshireCounty.
YOURMORTGAGE QUESTIONSANSWERED
HowmuchofadownpaymentdoIneedto buyahome?TheaskingpriceontheoneI’m lookingatis$285,000.Idon’thavecash availableandIownahomenow.Ihavea401K andanIRA.WhatcanIdo?
Youhaveafewdifferentoptionsbutthiswould requirequestionsansweredfirst.Ifyouqualify withoutsellingyourhome,youmaybeableto purchasewithalow-downpayment.Manypeople believeifyouhavealreadyownedahome,thatyouneed alargerdownpayment.Checkwithyourlenderbutyou maygetawaywith3-5%downeventhoughyou’veowned ahomeinthepastorcurrently.Certainly,401kand IRAFundscanbeusedbutit’salwayswisetospeakwith yourfinancialadvisorregardingtaxramifications.
Iwasintheprocessofbuyingahomeandthe financingwasgoingalongfine.Allofasudden, thebankdeniedmyloanbecauseIboughta newcar.WhathappenedandwhatcanIdo now?Help!
Don’trestructureyourdebtswhileinthehome buyingprocess.YouarePre-Qualifiedbasedon yourcurrentincomeanddebt.Changingeither maymodifyyourqualificationlevelandinterrupt yourhomebuyingprocess.Alwayscheckwithyourlender beforeyouchangeyourdebtstructureorjobsituationor itmayinhibityoutobeapprovedandcloseonyourhome purchase.
MywifeandIfiledforbankruptcy6yearsago. We’redoingverywellnowandwanttobuya home.Isthispossiblewiththebankruptcyin ourpast?
Therearemanyoptionsforfinancingwith derogatorycredithistory.Someofthe GovernmentLoanslikeVA,USDAandFHAare veryflexiblewithBk’s.
ConventionalFinancingisonly4yearsforChapter7. Consultwithyourlenderbutthelendingworldhasmore
flexibilitythanmanypeoplethink.Youshouldhavequite afewoptionsifthisisthecaseandifyou’vere-established credit.
Somepeoplegettheirmortgagefromamortgage companyandsomefromabank.What’sthe difference?
Lendingrequirementsforloansthatare FannieMae/FreddieMacshouldhavesimilar underwritingrequirements.Mostfinancing packagesallowtheservicingrightstobesold, somegetsold…somedon’t.Consultwithyourbankor mortgagelenderandhavethemexplaintheirmortgage products.Makeyourowndecisiononwhoyou’remore comfortabledealingwith.Knowledgeispower,gooff referralsfrompeopleyoutrustonpreviousexperiences soyoumakeagooddecisionbasedonthoseexperiences. AttorneysandRealtorsareexcellentsourcesforreferrals aswell.
I’m36yearsoldwithafamilyandhaveenough moneysavedtopaycashforahome.Inyour opinionshouldIusethecashorgetamortgage?
That’saquestionforyourfinancialadvisor.Some peoplehavelittleriskthresholdssotheydon’t liketoinvestandwanttobecompletelydebt free.Ifyouhavesavedenoughtoretire,surepay cash.TakeadvantageofyourHRpersonwhohandlesyour retirement/401kandperhapsconsideralicensedinvestor/ benefitprofessionaltogiveyouafreeconsultation.Again, knowledgeispower.Bediversifiedwithyourinformation fromCPAs,MortgageProfessionalsandRetirement Professionalstomakesuredecisionsarebasedon informationandnotemotion.
WhatisaUSDAloan?
USDAusedtobeknownasFarmer’sHome Loans.Theyarebasedontownpopulation.
USDAoffers100%financingforsinglefamilyhomes locatedineverytowninBerkshireCountyEXCEPT Pittsfield!Youdonothavetobeafirst-timehomebuyer, youcannotownotherresidentialrealestateatclosing. ThisisFederalGovernmentLoanProduct.Pleasecontact yourlendertogetspecificdetailsasthereareincome limitsandothervariablessuchaspropertyconditionthat shouldbediscussed.
The Berkshire Eagle’s
Conversation Series
“A master of suspense”
Hank Phillippi Ryan is the on-air investigative reporter for Boston’s WHDH-TV. She’s won 34 Emmys and dozens more journalism honors. The nationally bestselling author of 11 mysteries, Ryan’s also an awardwinner in her second profession — with five Agathas, three Anthonys, two Macavitys, the Daphne, and for The Other Woman, the coveted Mary Higgins Clark Award. Critics call her “a master of suspense” and “a superb and gifted storyteller,” and she is the only author to have won the Agatha in four different categories: Best First, Best Novel, Best Short Story and Best Non-Fiction. Her novels have been named Library Journal’s Best of 2014, 2015 and 2016. Hank’s current book is the acclaimed standalone psychological suspense thriller “Trust Me,” which Suspense Magazine’s reviewer calls “By far one of the best thrillers I’ve read in years.” Ryan sits down with Executive Editor Kevin Moran for a conversation about journalism and mysteries!
Friday, March 15
Barrington Stage Company, The Blatt Center 36 Linden St., Pittsfield, MA 01201
Doors open at 6pm,; program begins at 6:30pm
Tickets: $10, $8 for subscribers, $6 with valid student ID
berkshireeagle.com/masterofsuspense or call 800-245-0254 or email events@berkshireeagle.com
Event sponsored by:
WeWelcomeLauraArseneau ToOurTeam!
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