A H P I N A K A L H U K O G N I
E D V E A A V D S U E A A Q zzzeee--SSAV SSSQQUUAD
Z A L E L D IZIN
L A M I A S I Z N E B E S U K O
O B E C A M A , O Y A S I L U O B Y A A J I S I Z Z E O A K O H T E I Z IZINDAB N E B E S I M E N E Y N A K A G OKON
Izindaba ezisuselwa ezinganekwaneni zika-Aesop kanye nemizekeliso yendabuko
Okuqukethwe Chofoza endabeni ofuna ukuyifunda
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Icebo elihlakaniphile legwababa elinguKarabo
Sanibona malungu e-Save Squad Siyakwamukela encwadini yakho yohambo oluhlabahlosile lwezezimali!
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Intuthwane engu-Annie nentethe enguGreg
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Ufudu olunguThami nonogwaja onguLwazi
Ngaphakathi, uzothola izindaba ezimnandi ngezilwane ezihlakaniphile nabantu abafunda ukonga imali yabo futhi bayisebenzise ngokuhlakanipha. Uzothola namasu amahle nemisebenzi emnandi yokukusiza ukuthi nawe ube yiqhawe le-Save Squad!
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UMalume uRajesh nomgodi ogcwele igolide lakhe
Ngakho-ke lungela ukufunda, ukufundiswa, ukuhleka nokudlala, ngoba ukonga imali kungaba mnandi!
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Isihlahla sikamango kanye nezelamani ezine
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Ihansi elizalela amaqanda egolide
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Inja enguMax ibhekene nebhubesi (kanye naleyo nkawu ekhohlisayo)
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UJasper kanye nenyama yenkomo econsisa amathe
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Um-oki onguBaba kanye nezihlahla zasemfuleni
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UFoxy onguLunga kanye namagilebhisi asesibhakabhakeni
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Umlayezo ovela kuSenzo, umholi we-Save Squad
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Izimpendulo
Sanibona Bantu Abadala Le ncwadi isungulwe ngokuziqhenya ngu-Alexforbes. Funda kabanzi ngathi nokuthi singakusiza kanjani ezindabeni zakho zokonga. Bheka ikhasi 39.
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Icebo n a k i p a l h h i i l l e e
b a a w b g a e l guKarab
n i l e 2
o Indaba emayelana nokuqhamuka necebo.
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Washaya amaphiko. Wakhala. Wazama nokuwadonsa ngestro. Akukho okwasebenza! Gqwambi, gqwambi, uKarabo waphonsa itshe ngaphakathi. Kwabe sekulandela elinye. Kanye nelinye futhi.
Igwababa elinguKarabo lalinxaniwe. Labona ujeke onamanzi! Kodwa amanzi ayephansi… futhi umlomo wakhe wawumfushane.
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Amanzi aphakama. Wawamimilita! Wawaphuza wonke.
Izinyoni ezihlakaniphile ziqhamuka namacebo!
Zama ngokwakho Thela amanzi kujeke. Bese uwugcwalisa ngamatshe amancane bese ubuka amanzi ekhuphuka.
Isu le-Save Squad Izenzo ezincane, njengokonga kancane inyanga ngayinye, zingakusiza ufinyelele kumgomo wakho omkhulu. Ubunephupho elikhulu - mhlawumbe kwakuyisethi ye-LEGO enhle, unodoli weLabubu okhazimulayo, noma ibhayisikili elisha. Kubonakala kuyinto ekude nawe, njengentaba ende kakhulu ukuba ungayikhuphuka. Kodwa esikhundleni sokuyeka, wenza uhlelo. Inyanga ngayinye, wonge imali encane yesibonelelo sakho noma imali yosuku lokuzalwa. Amarandi ambalwa ngesikhathi. Ekuqaleni kwakubonakala kungathi akukuningi, kodwa kancane kancane, imali yakho oyongile yakhula. Ubuke isikoqokoqo sakho sokonga sigcwala, futhi iphupho lakho lasondela kakhulu. Ngolunye usuku, waba nemali eyanele! Ufinyelele kumgomo wakho - konke lokhu kwenzeke ngoba uthathe izinyathelo ezincane wanamathela ohlelweni lwakho.
Khumbula:
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Amaphupho amakhulu awadingi amagxathu amakhulu. Izinyathelo ezincane nje, ezithathwa njalo.
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Intuthwane intuthwane
engu-Annie engu-Greg nentethe
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Indaba yokongela izinsuku ezinzima.
Waqoqa imvuthuluka wayipakisha, enzela ubusuku obubandayo, basebusika kanye nezinsuku zokungabikho kokudla. Ngenqola yakhe encane yentuthane kanye nesigqoko selanga, wayehlabelela izingoma ezincane ezifana nethi “Awubheke lokhu!”
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e n a w h t u Int
e i n n A u g n e nentethe enguGreg
Kodwa ubani owayefika egxumagxuma, imilenze yakhe iqhasha yonke indawo?
Intethe enguGreg,
ezwakala njengomculo we-bongo. Washaya iqabunga
Emahlathini anelanga, ahlekisayo, anyakazayo, lapho amakhowe ayegxuma khona futhi izihlahla zigqoka izigqoko, kwakuhlala intuthwane engu-Annie, ekhaliphile futhi encane kakhulu,
eyasebenza ehlobo lonke, entwasahlobo nasekwindla.
wahlabelela, “La la la! Asikho isikhathi semisebenzi yasekhaya uma unesiginci!” “Woza udanse, Annie omncane! Woza uzogxuma, woza uzodlala! Kungani uzihlupha ngemvuthuluka kubalele?”
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Kodwa u-Annie wamamatheka nje, “Ngingathanda ukwenza lokho, empeleni, kodwa nginomsebenzi futhi nawe kufanele usebenze!” UGreg waphenduka wagxuma wadlala usuku lonke. Wadla ukudla kwakhe kokubamba umoya wabe eselala otshanini. Kodwa ngokushesha kwafika umoya, obandayo futhi onomsindo, futhi uGreg wayengazizwa ejabule kangako.
U-Annie wacwayiza kabili wamnika isitshulu, namakhekhe ommbila ahlofozayo kanye nesiphuzo esifudumele sebhungezi.
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“Ngesikhathi esizayo, Greg, ubobeka okuncane uma ukwazi. Khona-ke uzoba nokuningi futhi uzobe usacula kubhendi!” UGreg wabubula kancane washaya isigqi wathi,
“Uqinisile! Ngizokonga futhi ngisazoba nezinyawo!”
Isisu sakhe saba nokukhononda, izinzwane zakhe zaphelelwa amandla. Izingoma zakhe zazizwakala ziphansi, futhi wayekhumbula isigubhu sakhe. Wahamba, wayongqongqoza emnyango wakhe, wayobona u-Annie omncane futhi wamcela okunye.“Annie,” esho, enyobozela,
“Ngicabanga ukuthi ngikhohliwe ukongela izinsuku ezinomoya!”
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Isu le-Save Squad Ungasebenzisi yonke imali onayo, beka kancane ukuze uthole okuthile okujabulisayo kamuva. Njalo ngoMgqibelo, uthola imali encane. Kuyayenga ukuyichitha yonke kuswidi ngokushesha! Kodwa esikhundleni salokho, unquma ukonga imali encane, mhlawumbe u-R10 isonto ngalinye, esikoqokoqweni sakho sokonga. Isonto nesonto, imali yakho eyongiwe iyanda. Ngemva kweMigqibelo emine, sewonge u-R40! Lokho kwanele ukuthenga umdlalo omusha ojabulisayo efonini yakho futhi uthola nokuthokozela amaswidi ambalwa.
Imfihlo?
Awuzange uyisebenzise yonke ngesikhathi esisodwa. Wonge imali encane futhi yengeza entweni enhle kakhulu.
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Ukufuna amagama B
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Bona ukuthi mangaki amagama aphathelene nokonga kanye nemali ongawathola ebhokisini elingenhla. Icebiso, kukhona ayi-14. Izimpendulo zisekhasini 38.
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Ufudu
olunguThami nonogwaja
onguLwazi Indaba emayelana
nokuthi uphumelela
umjaho ngokuhamba kancane. 9
Ufudu
olunguThami unogwaji onguLwazi
Unogwaja onguLwazi waphakamisa amehlo.
"Ngifice uma ungakwazi, gobolondwe oluhamba kancane!"
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Ufudu olunguThami wacwayiza wathi,
"Ngingathanda ukuhamba kancane ngenze izinto kahle."
"Ake sibone ukuthi ubani oshesha kakhulu", kusho uLwazi unogwaja kuThami ufudu... "Ngizokugijimisa uze ufike ekugcineni!"
Isixuku samemeza: "Gijima uye esihlahleni esikhulu!" ULwazi washesha! Waphakamisa amehlo! Washaya ungqim' phothi emoyeni!
UThami wathatha igxathu elincane wabe esethatha elinye ngokucophelela.
"Noma ubani ophumelelayo uzothola isikhwama sobhontshisi. Hhayi noma yimuphi ubhontshisi, ubhontshisi womlingo okhulisa izihlahla zemali!"
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I W I I III! ” H S “ ULwazi wagijima
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waqonda esihlahleni…
“Lo mjaho ulula kakhulu”,
kusho uLwazi, wazigoqa emthunzini ukuze alale embhedeni.
…Kodwa uThami UThami waqhubeka, igxathu negxathu, wagcina umzuzwana ngamunye njengezinhlamvu zemali ayezigcinile.
wayeseqedile kancane futhi ezinzile, uyabona!
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Isu le-Save Squad Ungalokothi ulahle umgomo wakho. Ukonga kancane ngokuhamba kwesikhathi kuzokufikisa lapho. Njalo ngesonto, unquma ukonga u-R5 kuphela emalini yakho oyiphathayo. Akubonakali kukuningi ekuqaleni, kodwa uyaqhubeka nakho, isonto nesonto. Ekupheleni konyaka, usugcine u-R5 × amasonto angama-52 = u-R260. Lokho kwanele ukuthenga u-ayisikhilimu nsuku zonke ngesikhathi seholide lakho noma mhlawumbe into epholile nakakhulu.
Imfihlo? Awuzange uphuthume. Awuzange uphele amandla. Uqhubeke nje, kancane futhi uzinzile futhi kwasebenza!
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Landela ufudu nabangani Izinto ozozidinga: • Cishe izingcezu zephepha eziyi-10. • Izicucu zezilwane noma izitikha. • Amakhadi emigomo (njengokonga u-R5 ngesonto, funda incwadi eyodwa ngesonto). Yenza amakhadi angaba yi-15. • Nikeza umgomo ngamunye inani: 1 ngemigomo elula, 2 ngemigomo enzima. Ukonga u-R5 ngesonto kungaba lula ukukwenza kunokufunda incwadi eyodwa njalo ngesonto. • Imbiza yokugcina amakhadi omgomo. • Ama-marker noma amakhrayoni. Yini okumele uyenze: 1. Yakha imigqa yomjaho: Beka izingcezu zephepha emgqeni phansi ukuze wakhe imigqa yomjaho. 2. Maka imigqa yomjaho: Bhala “Igoli!” ephepheni lokugcina. Yilowo umugqa wokuqeda! 3. Qala umjaho: Ngamunye wenu khetha isilwane (ufudu, unogwaja, noma okunye uma kwenzeka kubangani abaningi abadlalayo). Beka iziqeshana zakho zezilwane ekuqaleni komugqa (iphepha lokuqala). 4. Dweba bese uhambisa: Dweba ikhadi lezifiso elivela ebhodleleni ngokushintshana. • Uma ikhadi libiza u-1, hambisa isiqeshana sakho sesilwane phambili isikhala esi-1. • Uma libiza u-2, hambisa phambili izikhala ezi-2. 5. Umgomo: Ukuze ufike emgqeni wokugcina, noma ngabe kuthatha isikhathi eside kunalokho obukucabanga.
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u l m a e M U aje s h R u godi ogcwel e m o n d i e lakh l o g i e Indaba emayelana nokuvumela imali yakho ikhule.
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Njalo ngesonto, uMalume uRajesh wayecothoza aye esihlahleni sikamango esidala. Wayemba, abheke ebhokisini lakhe elifihliwe lemali ewuhlweza, bese ephefumula, “Ahhhh.”
u l m a e M U aje s h R u godi ogcwel
Kodwa akakaze ayisebenzise. Akuyona eyesinkwa. Akuyona eyobisi. Akuyona eyamaphupho.
e m o n igolide lakhe
Ngobunye ubusuku, ingwejeje eyayicashile yabona umgodi. Ngakusasa ekuseni, wawungenalutho. Umalume uRajesh wamemeza,
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“IGOLIDE LAMI! IMPILO YAMI!”
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Umakhelwane u-Anti Kheti weza egijima. “Wake wayisebenzisa imali, Rajesh?” wabuza. “Cha! Bengiyibheka nje!” Wanikina amahlombe. “Woza uzobheka umgodi. Into efanayo.” Kusukela ngalolo suku, uMalume uRajesh wavula isitolo esincane semifino.
Imali iyakhula.
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Isu le-Save Squad Imali ehlala nje ayenzi lutho. Yenza imali yakho isebenzele wena! Esikhundleni sokushiya imali yakho edroweni lapho ihlala khona nje, cela umama noma ubaba ukuthi bakusize uvule i-akhawunti yasebhange. Njalo ngenyanga, faka imali yakho ku-akhawunti. Nansi ingxenye ethokozisayo: imali yakho ayihlali nje lapho, iyakhula! Ibhange likunikeza imali eyengeziwe ebizwa ngokuthi inzalo. Lokho kusho ukuthi uthola imali nje ngokonga! Futhi qagela? Ngenyanga ezayo, uthola inzalo hhayi kuphela kulokho okugcinile, kodwa futhi nakunsalela oyitholile ngenyanga edlule. Iyaqhubeka ikhula, njengebhola leqhwa eligingqika egqumeni! Ukonga ngokuhlakanipha kusho ukuthi imali yakho ikusebenzela, ngisho nalapho ulele!
Bala imali yakho oyongile Ngemva kokufunda indaba nezifundo, zama ukubala okulandelayo: Ufaka u-R20 ku-akhawunti yakho yasebhange. Uthola inzalo engu-R1* emalini oyongile ekupheleni kwenyanga. Umngani wakho ufaka u-R30 ku-akhawunti yakhe yasebhange futhi uthola inzalo ka-R1.50 uma onga. 1. 2.
Yimalini iyonke eyongiwe ku-akhawunti yakho yasebhange? Yimalini iyonke eyongiwe ngumngane wakho ku-akhawunti yakhe yasebhange?
Izimpendulo ekhasini 38.
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*Kulo msebenzi, sicabangele izinga lenzalo elingu-5%.
Iyini "inzalo"?
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Inzalo ifana nesipho sokubonga ibhange elikunikeza sona ngokulivumela ukuthi ligcine imali yakho iphephile. Cabanga ukuthi une-R10 bese uyibeka ebhodleleni lokonga ebhange. Ibhange lithi: “Siyabonga ngokusivumela ukuthi sigcine imali yakho! Sizokunikeza imali eyengeziwe njalo ngenyanga!” Ngakho-ke ngemva kwesikhashana, ubheka ebhodleleni lakho bese umangala, manje usune-R10.50 esikhundleni se-R10 kuphela. Lawo masenti angama-50 engeziwe abizwa ngokuthi inzalo. Uma ushiya imali yakho isikhathi eside lapho,
kulapho ungathola khona inzalo enkulu!
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nezelamani ezine Indaba emayelana nendlela imali ekhula ngayo, nganoma yisiphi isikhathi.
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Ubusika
U-Adam uyabhala:
nezelam
Intwasahlobo UCara uyabhala:
ani ezin
e
Kusuke la kuje yabazu nali kulu ba ka-Oum a: U-Adam
u-Amy
uBen
uCara
“Ngahamba ngaya esihlahleni
sikamango. Sasibukeka ...sifile. Siyinduku eyomile nje. Akukho ngisho nebhungezi kuso.”
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“Ngibone amaqabunga aluhlaza okotshani
acwebezelayo! Amasha!”
Kwakubonakala sengathi ayavuka!”
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Ihlobo
Ikwindla
U-Amy uyabhala:
UBen uyabhala:
Home Sonke sabuka isihlahla ndawonye. U-Ouma wamamatheka.
“Izinto
“IZIMBALI! Eziphinki,
ezithambile, ezinephunga elimnandi. Ngithathe isithombe sami.”
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“Ncinci! Umango omnandi! Ngikhethe ezinhlanu. U-Ouma wenze ushatini!”
zikhula ngesikhathi sazo zithandwa zami.”
Yenza iphaphethi yezinkathi zonyaka Izinto ozozidinga: Izinti ze-lollie yeqhwa, iphepha, izingcezu zendwangu kanye neglu.
Isu le-Save Squad Ukonga imali kufana nokutshala imbewu, ungayithinti bese ubona ukuthi imali yakho ikhula kanjani. Njalo ngenyanga, ufaka imali yakho encane ephaketheni kwi-akhawunti yakho yasebhange. Kungase kungabonakali kukhula ekuqaleni, kodwa njengembewu enhlabathini, kukhona okumangalisayo okwenzekayo.
Yini okumele uyenze: Yenza iphaphethi yezikhathi zonyaka ngayinye (isibonelo, iNtwasahlobo ingaba ingane enezimbali ezinweleni zayo, eBusika abenesikhafu).
Cela umama noma ubaba ukuthi bakubonise isitatimende sakho sasebhange njalo ngenyanga (kufana nekhadi lombiko lokonga kwakho). Uzobona imali yakho ikhula, hhayi nje kulokho okugcinile, kodwa futhi nangenzalo. (Khumbula ukuthi wafunda ngenzalo kuMalume uRajesh kanye nomgodi ogcwele igolide lakhe.)
Yenza umdlalo lapho iphaphethi yakho yezinkathi zonyaka itshela abangani bakho ngokonga imali yomgomo.
Uma ushiya imali yakho isikhathi eside ebhange, iyanda, yonke ngokwayo.
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Ngakho-ke tshala imali yakho egciniwe, bekezela futhi ubukele ingadi yakho yemali ikhula!
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n a s i h I izalela l e
a q n a d m a a olid g e e Indaba emayelana nokuba nobugovu.
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n a s h I izalelai
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el
a q n a d m a olid a e eg Kwake kwaba nesikhathi esithile eLimpopo, umlimi ogama lakhe linguMnu. Molefe wayenehansi igama lalo linguThuli. Njalo ekuseni, wayezalela iqanda legolide. Igolide langempela. UMnu. Molefe waba yisicebi. Kodwa ngolunye usuku, waba nobugovu. "Uma ngilihlinza, ngizowathola WONKE amaqanda ngesikhathi esisodwa!" Wenza kanjalo. Akazange. UThuli wayemane nje eyihansi ngaphakathi. Akukho golide. Akusekho maqanda. Akusekho nhlanhla.
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Ngakho wahlala nobhasikidi wakhe ongenalutho
egcwele ukuzisola.
Imbiza yami yokonga iqanda legolide Izinto ozozidinga: • Amaqanda epulasitiki noma izingcezu zephepha zamaqanda • Imbiza noma imvilophu • Ama-marker, izitikha nephepha • Ephepheni, bhala: “Okokulandelela Iqanda Legolide” Yini okumele uyenze: 1. Hlobisa imbiza noma imvilophu yakho njengembiza yakho yokonga iqanda legolide. 2. Njalo ngesonto (noma ngosuku), “thola” iqanda legolide ngokonga imali encane noma wenzele umsebenzi owusizo uMama, uBaba noma abafowenu ukuze uthole imali. 3. Bhala umgomo wakho ebhodweni (isibonelo, “Londolozela incwadi” noma “londolozela ithoyizi”). 4. Landelela intuthuko yakho ngokungeza iqanda legolide ekulandeleleni kwakho njalo lapho ulondoloza. 5. Ngemva kwesikhathi esibekiwe (isibonelo, amasonto ama-4), bala amaqanda bese ubona ukuthi useduze kangakanani nomgomo wakho.
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Isu le-Save Squad Ungasheshi noma ube nobugovu, vumela imali yakho ikhule kancane. Uthole imali yosuku lokuzalwa futhi ukhethe okuhlakaniphile: uyifaka kwi-akhawunti yasebhange umama noma ubaba wakho akuvulele yona. Lapho, kuphephile, akekho ongayithatha futhi ongakwazi ukuyisebenzisa ngokuphazima kweso. Esikhundleni sokunyamalala ngokushesha, imali yakho yahlala yaqala ukukhula, ngenxa yenzalo. Usayikhumbula inzalo? Ufunde ngayo kuMalume uRajesh kanye nomgodi ogcwele igolide lakhe. Yilokho okuchaza ukunakekela imali yakho. Awusheshanga ukuyisebenzisa noma uzame ukuyenza ikhule ngokushesha. Wabekezela, futhi imali yakho yakhula buthule, inyanga nenyanga. Nakekela imali yakho, nayo futhi izokunakekela.
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a j n I
M a x u g n e ibhekene b e u s h i b ne nye naleyo
(ka ohlisayo) h k e u w a k n
i n e b m a h u k e a lw e s u Indaba es i. in h t la h e o y a s li h o h k u k o
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Inja
M a x u g n e ibhekene b e u s h i b ne ye naleyo
n (ka khohlisayo) e u aw k n
UMax wethuka… waze wabona amathambo amadala eduze.
“Mmm, le nyama yebhubesi yayimnandi!”
wakhonkotha kakhulu. Inja enguMax yalahleka ehlathini. Ibhubesi lambona lazikhotha izindebe zomlomo.
Ibhubesi lashishiliza lama.
“Ini—yini?!”
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UMax wawabona eza. Wasaba. Wabe esememeza:
“Iphi leyo nkawu? Ngiyicele ukuthi ingilethele elinye ibhubesi ehoreni eledlule!”
Inkawu, ibukele esihlahleni, yamemeza:
“Leyo nja iqamba amanga! Yabona amathambo athile yase yenza sengathi!”
Lethukile, ibhubesi laphenduka labaleka ngokushesha.
“Gxumela emhlane wami!” kubhonga ibhubesi.
“Masimfundise isifundo!”
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Isu le-Save Squad
Umbuzo wenkawu: Uhlakaniphile noma uyakhohlisa
Ungalondolozi imali ngokususela endabeni esabisayo noma ngokuqagela okusheshayo. Funda amaqiniso kuqala.
Inkawu ekhohlisayo ayisebenzi kahle futhi. Isabalalisa amanga ngokulondoloza imali. Ungabona ukuthi inkawu iyakukhohlisa noma ikunikeza iseluleko esihlakaniphile?
Ubone ikhadi le-Pokémon elihle ku-inthanethi futhi othile wathi libiza u-R50 kuphela. Ujabule, ubulungele ukusebenzisa imali yakho ngokushesha! Kodwa ngaphambi kokuthenga, ucele uMama ukuthi akusize uhlole imininingwane.
Inkawu ekhohlisayo ithi…
Into enhle oyenzile: izindleko zokulethwa bezingu-R100! Lokho kungaphezu kwekhadi uqobo. Ukube ubungahlolanga, ubuzosebenzisa imali eningi kakhulu kunalokho obekuhleliwe. Isifundo? Hlola njalo amaqiniso ngaphambi kokuthi wenze okuthile. Manje ungaqhubeka nokonga futhi mhlawumbe uthole isivumelwano esingcono, noma okuthile okumnandi nakakhulu!
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"Uma usebenzisa yonke imali yakho ngokushesha, awusoze wadinga ukonga!" Ingabe lokho kuhlakaniphile noma kuyakhohlisa?
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"Ukonga okuncane njalo ngesonto kungakusiza ukuthi uthenge into enkulu kamuva." Hmm... yiqiniso lenkawu noma yiqhinga lenkawu?
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"Ukugcina imali yakho ebhange kuyayikhulisa, usebenzisa inzalo." Kuzwakala kumnandi, akunjalo?
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"Uma ubona into oyithandayo, kufanele uyithenge ngokushesha, noma ngabe awuyidingi ngempela." Ingabe umuntu ohlakaniphile angavuma?
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"Ukwenza umgomo wemali kungakusiza ukuthi wonge imali ukuze uthole imali eyengeziwe yento ekhethekile." Inkawu kungenzeka ukuthi ikhuluma iqiniso okokuqala! Izimpendulo zisekhasini 38.
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p s e a r J Ukanye nenyama e m o n m a o n k d n i e y z a a k y a o y n e
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Indaba emayelana nokuhlala ugxile emigomweni yakho.
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e p r s a J yama n e n Ukanyemo emnandi o k y o a z n a k ye enya
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Inja enguJasper yayinenyama yenkomo emnandi. Wagijima weqa ibhuloho, qhwa, qhwa, qhwa.
Wagxuma!
Ngaphansi, emanzini, wabona… enye inja!
PHAXA!
Enenyama yenkomo enkulu ephindwe kabili kunaleyo yakhe!
“Enye inja” yanyamalala. Nenyama yenkomo yakhe, cwiliyane, yashona phansi emfuleni.
“Grrr”, uJasper wabhonga. “Nami ngiyayifuna leyo!”
Okwakukhona manje kwakuyizidladla ezimanzi.
Isu le-Save Squad Ungalahlekelwa umgomo wakho ngenxa yokubheka owomunye umuntu. Ubunecebo: gcina imali yakho yanyanga zonke ukuze ujabulele ukugibela epaki lamanzi ngesikhathi seholide lakho lasebhishi ngoDisemba. Kodwa-ke umngani wakho wathola umdlalo omusha we-PS5, futhi wawubukeka umnandi kakhulu! Nawe wawufuna owodwa wawo, kangangokuthi wachitha yonke imali yakho ukuze uwuthole.
Inyama yami, umgomo wami! • Dweba isithombe senja ephethe inyama yayo. • Bese udweba isithombe somgomo wakho (isibonelo, ithoyizi, uhambo, incwadi).
Ekuqaleni, wawuzwakala ujabulisa. Kodwa ngokushesha, umdlalo wawungasajabulisi kangako. Manje, iholide lakho liyeza, kodwa imali yakho oyongile ayisekho. Isifundo? Okubukeka kungcono okwamanje kungaba nje ukukhohlisa. Namathela emgomweni wakho. Lokho okufunayo ngempela kufanele ukulinde futhi injabulo ihlala isikhathi eside.
• Eduze komgomo, bhala noma udwebe izinto ezingase zikuphazamise ekufinyeleleni emgomweni wakho (isibonelo, amanye amathoyizi, uswidi, imidlalo). • Bhala kumdwebo:
Ngizonamathela emgomweni wami!
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Um-oki
onguBaba kanye
nezihlahla zomfula
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Indaba emayelana nokuthi empilweni ngezinye izikhathi kuvele kwenzeke okungalindelekile.
Um-oki
onguBaba kanye
Um-oki onguBaba wema eziqhenya, emude futhi ebanzi, enezimpande ekujuleni komfula.
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Kodwa lapho isiphepho sivunguza, nomoya ugoba isibhakabhaka, waqhekeka wawa, naphezu kobukhulu bakhe.
nezihlahla zomfula
Izihlahla ezincane zahlebelana,
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“Siyagoba, kodwa asiphuki. Sidansa nomoya, futhi siyagoba ukuze siphephe.”
Izindida mayelana nokonga Ngimncane futhi ngiyindilinga, ngikhuluma kakhulu. Ungigcina ebhodweni elithambile.
Ngingubani? Ngiyindawo lapho imali yakho ingakhula khona, hhayi emhlabathini, kodwa ngibonisa inzalo.
Ngingubani? Angilona ithoyizi, kodwa ngigcina amaphupho akho, ungiphakela izinhlamvu zemali futhi ngezinye izikhathi ubhontshisi. Ngiyakusiza ukuthi wonge okuthile okumnandi, njengonodoli noma isipho se-LEGO.
Ngingubani? Ngingumuntu othola imali uma imisebenzi yenziwe, angilona ithoyizi, kodwa ngingalithenga.
Ngingubani? Izimpendulo ekhasini 38.
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Isu le-Save Squad Kulungile ukushintsha izinhlelo zakho lapho izinto zishintsha ngendlela ehlukile kunokulindelekile. Ubulondolozela isethi enkulu ye-LEGO noma unodoli waseLabubu, into obuyifuna ngempela. Kodwa-ke abangani bakho bakucele ukuthi uye kuma-movie nabo. Kwazwakala sengathi ukukhetha okunzima: yeka i-movie noma uyeke ithoyizi lakho lamaphupho. Esikhundleni salokho, uthole indlela ephakathi nendawo. Usebenzise imali yakho encane yokonga ye-movie futhi wanquma ukongela isikhathi eside isethi ye-LEGO noma unodoli waseLabubu. Awuzange ulahle ithemba, umane walungisa. Ngezinye izikhathi, udinga ukugoba, ungaphuki. Amacebo angashintsha futhi lokho kulungile. Okubalulekile ukuhlala uqotho emigomweni yakho, noma ngabe uhambo luthatha isikhathi eside.
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UFoxy onguLunga namagilebhisi asesibhakabhakeni Indaba emayelana nempungushe, lapho ingakwazi ukufinyelela kumgomo wayo, yaba nolaka.
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UFoxy onguLunga namagilebhisi asesibhakabhakeni
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a g n u L gu n o y x e Fo l a d k n o a g h n p a a b g a n c i a b Im m a h e i ath k n e g n u: k u s u ye n u u l l u o z g e n h Ep . i s i . h e b l e h l i a g m a ie am g a n i n a. n o k b m e l o u i l Wa s h a ju g o N n . E a . u xum g a g kakhul . N e ! l i e k w e l lu o… h h e k g a N g . N u, hi t n u a f l h a i s m e u w x k g a a g N zam u k o k a v m e g I? S N I H B : a E z IL e G m A e M m A a A ng D N A H OT !” I U N C A N B U M “U A E la B e l M e y U n W ufi k u a MHLA g an z a w k i ng a da , i n n o z e a w uw k u . Eqinis a o n w o d c o g K n . a a k n a o w w z ku azi g n a z en g n a w .) k e z i h , t o y a l a e z l i d s ie h t a (Ngan h k za esi n g e N w : k a u on a k n o e l m e l .U o h k Ozibha a s i n i v i s i chelela u. c n u m ube
Isu le-Save Squad Zibekele imigomo yakho yokonga. Ungalandeli eyomunye umuntu. Mhlawumbe umngani wakho usebenzisa imali yakhe yosuku lokuzalwa esethini ye-LEGO noma kunodoli ka-Frozen, bese uzizwa unomona. Kodwa-ke uyakhumbula ukuthi: ulondoloza imali yalelo loli le-Monster Jam noma ikhithi yokwenza ubucwebe obukade uphupha ngayo. Namathela emgomweni wakho, uyasondela nsuku zonke. Ungavumeli okukhethwe omunye umuntu kukuphazamise noma kuphazamise iphupho lakho. Kunesizathu sokuthi umgomo wakho ube ngowakho.
Hlala uzinze futhi uzofika lapho.
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Inselele kuwe! Manje njengoba usufundile ngokonga imali yakho, bhala phansi umgomo wakho ephepheni. •
Yini ofuna ukuyithenga?
•
Kubiza malini?
•
Uzokonga malini njalo ngenyanga?
•
Kuzokuthatha isikhathi esingakanani ukufinyelela kumgomo wakho (izinyanga ezingaki)?
Manje usungalandelela ukuthi udinga ukufinyelela kanjani kumgomo wakho.
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Umlayezo ovela kuSenzo, umholi we-Save Squad “Yonke imali oyilondolozayo, yonke imali oyenzayo, ifana nokutshala isihlahla sezithelo. Bekezela. Hlakanipha. Cela usizo uma ungenaso isiqiniseko. Futhi ngaphezu kwakho konke, zijabulise ngenkathi ufunda ukonga.”
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Izimpendulo zokufuna amagama ekhasini 8
Izimpendulo zezibalo ekhasini 16: 1. R21.00 2. R31.50
o n a w c i h p i z e z o l u Izimpend hasini 27: ek
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! a s i l h o h yak u k o h k o 1 L u w a k n e l o 2 Iqinis e, l i g n u l u la k a k a w z u 3 Cha, k ungile! futhi kul le i h p i n a k hla o i g n o m u 4 Cha, avume. ngeke ma u l u h k i u w a k n i , o 5 Yeb iqiniso!
Izimpendul o zeziphicwa no ekhasini 33 :
1
Uhlamvu lw emali.
2
Ibhange.
3
Ibhange eli
4
Isibonelelo
yisikoqoko
.
qo.
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Yonke imali etshaliwe igcwele injongo, ukulindela kanye nokuzibophezela. I-Alexforbes iyinkampani ehamba phambili yezinsiza zezimali ezahlukahlukene enikeza izixazululo zezinzuzo zabasebenzi, ukwelulekwa ngomhlalaphansi, impilo kanye nokusimama, kanye nokutshalwa kwezimali kanye nokuphathwa kwengcebo ezinkampanini, abeluleki ngokwezezimali kanye nabantu ngabanye. Indlela yethu ehlanganisiwe, eholwa yizeluleko yakhelwe phezu kobuchwepheshe obujulile bomhlalaphansi, impilo kanye nokutshalwa kwezimali, okwenza sithenjwe ngamakhasimende ngokuphathelene ezinomthelela. Ngo-2025, sigubha iminyaka engama-90 yenhloso, ukuqina kanye nenkolelo yokuthi ubuchwepheshe bezezimali kufanele bunike amandla nempilo engcono. Kusukela ngo-1935, sisekele abantu ngabanye, amabhizinisi kanye nemiphakathi ekuqinisekiseni ikusasa labo kanye nokuhamba emhlabeni oshintshayo. Siyaqonda ukuthi ngemuva kwerandi ngalinye elitshaliwe kukhona isikhathi, umzamo kanye nokulangazelela okuthile okunenjongo. Yingakho sakhe indawo ethembekile lapho abatshalizimali, kungakhathaliseki ubudala babo noma isigaba sabo empilweni, bengazizwa beqiniseka ukuthi basendaweni efanele.
Yingakho sinentshisekelo yokusiza izingane - abatshalizimali bakusasa - ukuqonda ukubaluleka kwemali, umkhuba wokonga kanye namandla okuhlela. Ngokuzihlomisa ngamathuluzi asebenzayo nezifundo ezifanele iminyaka yobudala, sizisiza ukuba zihambe endleleni eya ekuzethembeni ngokwezezimali esikhathini esizayo, kungakhathaliseki ukuthi lokho kusho ukongela ithoyizi elisha namuhla noma iminyaka yomhlalaphansi kusukela manje. Sisekela abatshalizimali kuzo zonke izinyathelo zohambo lwempilo, kusukela emgomweni wokuqala wokonga kuya ekuphatheni ingcebo eminyakeni ezayo. Indawo lapho imigomo iqondwa futhi isekelwa khona, lapho impumelelo ibunjwa ucwaningo olujulile, ukutshala imali okuhlelekile kanye nesiqondiso sochwepheshe. Kungakhathaliseki ukuthi uphatha isikhwama, weluleka amakhasimende, uqondisa abafundi, noma utshala imali yekusasa lakho, lena yindawo yakho. Ngoba lapho lonke irandi elitshaliwe linencazelo, kubalulekile ukuthi utshala kuphi.
Nge-Alexforbes, usendaweni efanele yendawo yakho yokutshala imali.
Kwa-Alexforbes, sikholelwa ukuthi uhambo oluya enhlalakahleni ngokwezezimali luqala kusenesikhathi.
Xhumana nathi
Tshala imali ngeplatifomu yethu yomeluleki wedijithali eku-inthanethi.
Hlelela ikusasa lakho ngeseluleko sochwepheshe.
Vula amandla e-AF Connect.
• Lawula ikusasa lakho lezezimali
• Yakha uhlelo lwezezimali oluphelele
• Izicelo zokukhokhelwa zamabhodwe amabili
• Sebenzisa amasu okutshala imali asekelwe emigomweni
• Hlela kusenesikhathi ukuze uthathe umhlalaphansi
• Thola isitatimende bese ubuka izilinganiso
• Thola izincomo zomkhiqizo ezenzelwe wena
• Gcina imigomo yokuphila enenjongo
• Buyekeza imininingwane yakho
• Phatha izimali zakho noma nini, noma kuphi
• Hlanganyela nomeluleki wakho wezezimali
Qala ukutshala imali manje
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Khuluma nomeluleki
Nakhu okunye nge-Alexforbes.
• Landelela isicelo sokukhokhelwa osifakile
Ngena ngemvume lapha
Izinto ezibalulekile okumele zifundwe ngabantu abadala Ukuzikhipha ecaleni I-Alexander Forbes Financial Services (Pty) Limited (inombolo yokubhalisa 1969/018487/07) ingumhlinzeki wezinsiza zezezimali ogunyaziwe (ilayisensi ye-FAIS 1177) futhi ithola imali kanye nekhomishini kubahlinzeki bezinsiza abagunyaziwe ukuze kudluliselwe ibhizinisi. Ulwazi olukuleli nothi lungolwezinjongo zemfundo kuphela futhi aluhloselwe ukuba yiseluleko. I-Alexander Forbes Investments Limited ingumhlinzeki wezinsiza zezezimali onelayisensi, ngokwesigaba 8 se-Financial Advisory and Intermediary Services 37 sika-2002, njengoba kushintshiwe, inombolo yelayisensi ye-FAIS 711, futhi ingumhlinzeki womshuwalense obhalisiwe onelayisensi yokuqhuba ibhizinisi lomshwalense ovikela impilo (10/10/1/155). Funda lapha konke ukuzikhipha ecaleni.
Imininingwane ekule dokhumenti ngeka-Alexforbes. Awukwazi ukukopisha, ukusabalalisa noma ukuguqula noma iyiphi ingxenye yale dokhumenti ngaphandle kwemvume ebhaliwe yakwa-Alexforbes.
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2880-2026-02 • Firely
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