I L A I L M I I A L I A A L M I I A H M L T I A A M A H A M I H I T H A P A T H A U H A T H K P H A T O U P H A Z K U P H O O K U P Z Z O K U D N Z O K A O E Z Z IIIZIZIZZZEEENENNNZZZOOO ZOZE--SSAAAVVVVEEEEESSSSSQQQQQUUUUUAAAADDDD E S A V E L Z A E S H Z S E U E L Z E E K H L E Z KKKKKAAAAAKKKKUUUUHHHLLE E L E R K E L E R K U B O Z O M U IINTSHUK
A G N I H Q A M A , O Y A S I B A I W D N O N A W N A M I L E A O L A L D AMAB I M E N I L A M I A N I C G OKU
Amabali asekelwe kumabali afundisayo kaAesop nemizekeliso yeentsomi
Iziqulatho Cofa kwibali ofuna ukulifunda
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Icebo elihle likaKarabo unomyayi
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UAnnie imbovane noGreg intothoviyane
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UThami ufudo noLwazi umvundla
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UMalume uRajesh kunye nomngxuma ogcwele igolide yakhe
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Umthi wemango nezalamane ezine
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Irhanisi elalibeka amaqanda egolide
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UMax inja ejongene nengonyama (kunye nenkawu engenanyani)
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UJasper nesihlunu senyama esinencindi
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UBaba umoki kunye neengcongolo zomlambo
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Umpungutyana uLunga neediliya ezisesibhakabhakeni
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Umyalezo ovela kuSenzo, inkokeli yeSave Squad
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Iimpendulo
Molweni malungu eSave Squad Siyanamkela kwincwadi yenu efundisa ngokonga imali! Kule ncwadi, niza kufumana amabali amalunga nezilwanyana kunye nabantu abakrelekrele abafunda ngendlela yokulondoloza imali yabo kwaye bayisebenzise ngobulumko. Niza kufumana neengcebiso eziluncedo nemisebenzi eyonwabisayo yokuninceda ukuba nibe ziintshatsheli zeSave Squad nani!
Bantu abadala Le ncwadi iyilwe ngokuzingca yiAlexforbes. Fundani ngokungaphaya malunga nathi kunye nendlela esinokuninceda ngayo kumava enu olondolozo. Jonga kwiphepha lama-39.
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e l i o h b l e e c I
a r K a a b k o i l nomyayi u
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Ibali elimalunga nokwenza icebo.
Ekhaya Home
Waphakamisa amaphiko. Watswina. Wade wazama nokuwafunxa ngomcingana wokusela.
e l i o h b l e e c I
a r K a a b k o i l nomyayi u
UKarabo unomyayi wayenxaniwe. Wabona ijagi enamanzi! Kodwa amanzi ayesezantsi… kwaye umlomo wakhe umfutshane.
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Ayikho into eyasebenzayo! Qatha qatha, uKarabo wafaka ilitye elincinci. Wafaka elinye. Waphinda wafaka elinye.
Anyuka amanzi. Qongqololo! Wawasela onke.
Iintaka ezikrelekrele zisindisa usuku!
Zama ngokwakho: Galela manzi ejagini. Yigcwalise ngamatye amancinci uze ujonge amanzi enyuka.
Ingcebiso yeSave Squad Izenzo ezincinci, ezifana nokulondoloza okuncinci qho ngenyanga, zinokukunceda ufikelele kwinjongo enkulu. Wawunento oyinqwanelayo – mhlawumbi ukuzithengela iseti entle yeLEGO, unodoli kaLabubu, okanye ibhayisekile entsha. Belibonakala likude kakhulu, njengentaba ephakeme kakhulu ongenakuyinyuka. Kodwa endaweni yokunikezela, wenze icebo. Nyanga nganye, ugcine okuncinci kwimali yakho oyifumana rhoqo okanye kuleyo wawuyifumene ngomhla wakho wokuzalwa. Iirandi nje ezimbalwa ngexesha. Bekungabonakali ngathi ininzi ekuqaleni, kodwa kancinci, yakhula imali yakho oyongileyo. Wayibona igcwala itoti yakho yokonga imali, kwaye lisiya lisondela iphupha lakho. Ngenye, imini, waba nemali eyaneleyo! Wafikelela kwinjongo yakho – ngenxa yokuba uthathe amanyathelo amancinci kwaye wabambelela kwicebo lakho.
Khumbula: Amaphupha amakhulu awafuni mitsi mikhulu. Amanyathelo nje amancinci, athathwa rhoqo.
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UAnnie imbovane
noGreg intothoviyane
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Ibali elimalunga nokulondolozela imini enzima.
Waqokelel iimvuthuluka wazigcina, esenzela ubusuku basebusika obubandayo kunye neentsuku ekungekho kutya ngazo. Ehamba nenqwelo yakhe encinci yeembovane enxibe umnqwazi wakhe welanga, wayedumzela eculela phantsi iingoma ezifana nethi “Khawujonge nje okuya!”
Kwihlathana elikhanyayo lilanga, imithi eshukumayo namakhowa athe gqaba gqaba, kwakuhlala uAnnie imbovane,
owayesebenza ihlobo lonke, entlakohlaza kunye nasekwindla.
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Kusenjalo kwathi gqi uGreg intothoviyane, ehamba exhumaxhuma, engxola, imilenze yakhe ibhabha isiya ngapha nangapha. Wayebetha igqabi ecula, “La la la! Akukho xesha lokusebenza xa unesiginkci!” “Yiza sidanise, Annie! Masixhumaxhume, sidlale! Kutheni wazixakekisa ngeemvuthuluka ngemini eshushu?"
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Wavele wancuma nje uAnnie, “Ndingathanda ukuza, unyanisile, kodwa ndixakekile kwaye kufanele kubenjalo nakuwe!” UGreg waqhubeka ejikeleza, edlala imini yonke. Wakutya wakugqiba konke ukutya kwakhe waze waya kulala engceni eyomileyo. Kungekudala kwafika umoya obandayo, uvuthuza ngamandla. Babungasekho ke ngoku ubumnandi kuGreg.
Waqhwanyaza kabini uAnnie waze wamnika isityu, esinombona okrumkrum kunye neti eshushu.
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“Kwixesha elizayo, Greg, gcina okuncinci xa unako. Ngalo ndlela uyakuba nokwaneleyo futhi ibe isekhona nebhendi yakho!” Waba neentloni uGreg waze wabetha ibhithi esithi,
“Unyanisile! Ndiza kukugcina okunye kwaye ndibe ndisenazo iinyawo!”
Iingoma zakhe zazingasavakali, kwaye ekhumbula igubu lakhe. Wahamba waya kubona uAnnie, wafika wankqonkqoza emnyango, efuna ukucela nje okuncinci.
“Annie”, watsho, ngoncumo oluneentloni, “Ndicinga ukuba ndilibele ukuzigcinela ukutya kweentsuku ezinomoya!”
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Ingcebiso yeSave Squad
Ukhangelo lwamagama
Ungayisebenzisi yonke imali onayo, gcina okuncinci ukuze ukwazi ukuzonwabisa kamva.
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Qho ngoMgqibelo, ufumana imali yokuphatha. Uyarhalela ukuthenga ngayo yonke iilekese ngoko nangoko! Kodwa endaweni yoko, ugqiba ekubeni uyigcine enye, mhlawumbi i-R10 qho ngeveki, kwitoti yakho yokonga imali. Iveki neveki, iyakhula imali yakho oyongileyo. Emva kweMigqibelo emine, sele une-R40 oyongileyo! Unemali eyaneleyo yokuzithengela umdlalo omtsha owonwabisayo kwiselula yakho kwaye ungakwazi nokuzithengela iilekese ezimbalwa.
Imfihlo Khange uyisebenzise yonke ngexesha elinye. Ulondoloze encinci kwaye yongezeka yaba yinto enkulu.
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Jonga ukuba ngamagama amangaphi amalunga nolondolozo kunye namalunga nemali ongawafumana kwibhloko engentla. Icebiso, ali-9. Iimpendulo zikwiphepha lama-38.
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UThami noLwazi ufudo
umvundla
Ibali elimalunga nendlela ukuhamba kancinci kodwa uthe ngcembe kukhokelela ekuphumeleleni ugqatso.
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mi azi ha Lw UT no ufudo umvundla
ULwazi umvundla waqhayisa ngokuzithemba.
“Ndifumane ukuba uyakwazi, fudwazana ocothayo!”
UIThami ufudo waqhwanyaza waze wathi,
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“Ndilunge kanye ngoku ndicothayo ukuze ndenze izinto kakuhle.”
"Makhe sibone ukuba ngubani oyena ukwazi ukubaleka kakhulu", watsho uLwazi umvundla kuThami ufudo... "Masikhuphisane siyokufika kumgca wokugqibela!"
Bakhwaza ababukeli: “Baleka uye emthini omkhulu!”
Wagqotsa uLwazi ngesantya esiphezulu! Watsibela phezulu enamabhongo!
UThami wathatha inyathelo elinye elincinci, waze wathatha elinye ngononophelo.
“Lowo uphumeleleyo uza kufumana ingxowa yeembotyi. Hayi nje nokuba zeziphi iimbotyi, iimbotyi zemilingo ezikhula imithi yemali!”
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W U O ! ” W “ ULwazi wagqotsa
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ebaleka kakhulu ukuya emthini…
“Lulula kakhulu kum olu gqatso”,
watsho uLwazi, waze waziqotha walala emthunzini.
Wathi chu uThami, inyathelo emva kwelinye, esebenzisa umzuzwana ngamnye njengeenkozo zemali azigcinileyo.
…Kodwa uThami wayesele efikile ngokucothayo nangokuthe ngcembe!
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Ingcebiso yeSave Squad Ungaze unikezele kwinjongo yakho. Ukonga okuncinci ngokuhamba kwexesha kuya kukufikisa kwinjongo yakho. Qho ngeveki, ugqiba ekubeni wonge i-R5 kwimali yakho oyifumanayo. Akubonakali ngathi ininzi kuqala, kodwa uyaqhubeka, iveki neveki. Ekupheleni konyaka, ulondoloze i-R5 × iiveki ezingama-52 = R260. Yonele ukuthenga iayisikhrim yonke imihla ngexesha leholide yakho okanye mhlawumbi nokuba yintoni oyifunayo.
Imfihlo Khange ungxame. Khange unikezele. Uye waqhubeka, ngokucothayo nangokuthe ngcembe kwaye kusebenzile oko!
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Yenza umzila wokulandela ufudo nabahlobo bakho Izinto eniza kuzidinga: • Malunga neziqwenga zephepha ezili-10. • Imisiko okanye izitikha zezilwanyana. • Amakhadi eenjongo (njengokuba yonga i-R5 ngeveki, funda incwadi e-1 ngeveki). Yenza amakhadi amalunga ne-15. • Nika injongo nganye inani: 1 kwiinjongo ezilula, 2 kwezinzima. Ukonga i-R5 ngeveki kunokuba lula kunokufunda incwadi e-1 qho ngeveki. • Ijagi yokugcina amakhadi eenjongo. • Iimakha okanye iikhrayoni. Emanikwenze: 1. Yakha indlela yogqatso Beka iziqwenga zephepha phantsi zilandelelane ukwenza indlela yomdyarho. 2. Phawula umgca wokuphela kogqatso Bhala “Injongo!” kwisiqwenga sokugqibela sephepha. Lowo ngumgca wokuphela kogqatso! 3. Qala ugqatso Ngamnye kuni makakhethe isilwanyana (ufudo, umvundla okanye esinye ukuba ngaba kudlala abahlobo abaninzi). Bekani imisiko yezilwanyana zenu ekuqaleni kwendlela (isiqwenga sokuqala sephepha). 4. Tsala uze usuke Tshintshisanani ukutsala ikhadi lenjongqo ejagini. • Ukuba ngu-1 inani kwikhadi lakho, yisa phambili umsiko wakho wesilwanyana ngesithuba esi-1. • Ukuba ngu-2 inani, lise phambili ngezithuba ezi-2. 5. Injongo: Ukufika kumgca wokuphela kogqatso, nokuba kuthatha ixesha elide kunokuba ucinge ukuba kunokulithatha.
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u R e a m j e u l s a h M m n o g n xum U nye u a e k gcwel igolide o yakhe Ibali elimalunga nokwenza imali yakho ikhule.
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Qho ngeveki, uMalume uRajesh wayeshixiza esiya kumthi omdala wemango. Wayesomba, akrobe kwibhokisi yakhe eyombelweyo eneenkozo zemali, aze aphefumlele phezulu, "Ahhhh".
u R e a m j esh u l a M m ngxu o n U nye m ku gcwele igolide a o yakhe
Kodwa zange ayisebenzise nakanye. Nditsho nakwisonka. Hayi kubisi. Hayi nasemaphupheni.
Ngobunye ubusuku, unomatse onentlonti wawubona umngxuma. Ngentsasa elandelayo wawungasenanto. Wakhwaza uMalume uRajesh,
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“IGOLIDE YAM! UBOMI BAM!”
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Weza ebaleka ummelwane uAnti Kheti. “Wakhe wayisebenzisa imali yakho, Rajesh?” wabuza. “Hayi! Bendiyijonga nje kuphela!” Wanikina intloko. “Yiza ke uzokubona emngxunyeni. Kuyafana.” Ukusukela ngaloo mini, uMalume uRajesh wavula ivenkile encinci yemifuno.
Yaqalisa yatsho yakhula imali yakhe.
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Ingcebiso yeSave Squad Imali ehleliyo nje ayenzi nto. Yenza imali yakho ikusebenzele! Endaweni yokushiya imali yakho kwidrowa apho ihleliyo nje, cela uMama okanye uTata akuncede uvule iakhawunti yebhanki. Qho ngenyanga, faka imali encinci kuleyo uyifumanayo kwiakhawunti. Nantsi eyonanto intle: ayihlali nje apho imali yakho, iyakhula! Ibhanki ikunika imalana engaphezulu ekuthiwa yinzala. Oku kuthetha ukuba ufumana imali ngokugcina nje imali yakho! Ungaqashela okunye? Kwinyanga elandelayo, awufumani inzala kuphela kulo mali uyigcinileyo, koko nakwinzala obuyifumene kwinyanga ephelileyo. Iyaqhubeka ikhula, oku kwebhola yekhephu iqengqeleka ukwehla endulini! Ukonga imali yakho ngokukrelekrele kwenza ukuba ikusebenzele, nditsho sewulele!
Bala imali oyongileyo Emva kokufunda ibali kunye nezifundo, zama ukubala okulandelayo: Ufaka i-R20 kwiakhawunti yakho yebhanki. Ufumana inzala* ye-R1 kwimali yakho oyongileyo ekupheleni kwenyanga. Umhlobo wakho ufaka i-R30 kwiakhawunti yakhe yebhanki kwaye ufumana i-R1.50 yenzala kwimali yakhe ayongileyo. 1. Yimalini imali eyongiweyo iyonke kwiakhawunti yakho yebhanki? 2. Yimalini imali eyongiweyo iyonke yomhlobo wakho kwiakhawunti yakhe yebhanki?
Iimpendulo kwiphepha lama-38.
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*Kulo msebenzi, sithatha ngokuba izinga lenzala yi-5%.
Yintoni “inzala”? Inzala ifana nesipho sombulelo osinikwa yibhanki ngokubavumela ukuba bagcine imali yakho ikhuselekile. Cinga nje ukuba une-R10 kwaye uyifaka kwisitya sokonga imali ebhankini. Ibhanki ithi: “Enkosi ngokusivumela ukuba sigcine imali yakho! Siza kukunika imalana engaphezulu qho ngenyanga!” Ngoku emva kwexesha, xa usiya kwisitya sakho sokonga ufika unemalana engaphezulu, une-R10.50 endaweni ye-R10. Iisenti ezingama-50 ezingaphezulu kuthiwa yinzala. Okukhona uyiyeka ixesha elide apho imali yakho,
kokukhona uza kufumana inzala eninzi!
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nezalamane ezine Ibali elimalunga nendlela ekhula ngayo imali, nokuba kungeliphi na ixesha lonyaka.
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UBusika
UAdam uyabhala:
nezalam
INtlakohlaza
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UCara uyabhala:
ane ezi
ne
Livela k w yabazu ijenali kulwan a bakaMa khulu: UAdam
Amy
Ben
Cara
Ndahamba ndaya kumthi wemango. Wawubonakala… ufile. Yayiluluthi nje olomileyo. Kungekho nesinambuzane kuwo.
Ndibone amagqabi aluhlaza okwengca abengezelayo! Amatsha! Wabonakala ngathi uyavuka!”
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IHlobo
UAmy uyabhala:
UKwindla UBen uyabhala:
Sonke sajonga umthi. Wancuma uMakhulu.
“Izinto
zikhula
ngexesha lazo zithandwa zam.”
“IINTYATYAMBO! Ezipinki, zifukufuku, zinuka kamnandi. Ndithathe ifoto nazo.”
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“YO! Iimango ezinencindi! Ndikhe ezintlanu. UMakhulu wenza itshatni!”
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Yenza upopayi wexesha elithile lonyaka Imathiriyeli oza kuyidinga: Izikhuni zeeayisiloli, iphepha, iintsalela zelaphu neglu. Omawukwenze: Sika upopayi wexesha ngalinye lonyaka (umzekelo iNtlakohlaza kufuneka ibe ngumntwana oneentyatyambo kwiinwele zakhe, eBusika anxibe isikhafu). Yenza umdlalo apho upopayi wakho wexesha lonyaka axelela abahlobo bakhe malunga nokulondoloza imali ukwenzela injongo ethile.
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Ingcebiso yeSave Squad Ukulondoloza imali kufana nokutyala imbewu, yiyeke nje, ungayichukumisi uze ubone indlela ekhula ngayo imali yakho. Qho ngenyanga, uthatha imali encinci kwimali oyifumanayo uyifake kwiakhawunti yakho yebhanki. Kunokungabonakali ngathi ininzi kuqala, kodwa ngokufanayo nembewu esemhlabeni, kwenzeka ummangaliso. Cela uMama okanye uTata akubonise isiteyitimenti sakho sebhanki qho ngenyanga (sifana nekhadi lengxelo ngemali yakho oyongileyo). Uza kubona imali yakho ikhula, hayi nje kuleyo uyongileyo, kodwa nakwinzala kananjalo. (Khumbula ufunde malunga nenzala kuMalume uRajesh kunye nomngxuma ogcwele igolide yakhe.) Okukhona uyiyeka ixesha elide imali yakho ebhankini, kokukhona iye izikhulela ngokwayo. Ngoko ke tyala imali yakho oyongileyo, yiba nomonde kwaye usibukele isitiya semali yakho sikhula!
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n a i h s r i I
b i e l k a a l e a q n a d a m a l i o d g e e Ibali malunga nokunyoluka.
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n a i h si r I
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b i e l k a a l e a q n a d a m a egolide Kudaladala eLimpopo, umfama ekuthiwa nguMnu Molefe wayenerhanisi ekuthiwa nguThuli. Ntsasa nganye, lalibeka iqanda legolide. Igolide yokwenyani. UMnu Molefe waba sisityebi. Kodwa ngenye imini, waye wanyoluka. “Ukuba ndiyalisika ndilivule, ndiza kufumana ONKE amaqanda ngexesha elinye!” Wakwenza nyani oko. Zange afumane nto. UThuli wayelirhanisi nje ngaphakathi. Kungekho golide. Ayengasekho amaqanda. Bungasekho nobutyebi.
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Ngoko ke wahlala nebhaskithi engenanto,
ezisola.
Ijagi yam yokonga yeQanda leGolide Imathiriyeli oza kuyidinga: • Amaqanda eplastiki okanye imisiko yamaphepha yamaqanda • Ijagi okanye imvulophu • Iimakha, izitikha namaphepha • Kwisiqwenga sephepha, bhala: “Ulandelelo leQanda leGolide” Omawukwenze: 1 Hombisa ijagi okanye imvulophu yakho njengejagi yakho yokonga yeQanda leGolide. 2 Qho ngeveki (okanye imini), “zifumanele” iqanda legolide ngokonga isixa esincinci semali okanye ngokunceda uMama, uTata okanye esinye isizalwana sakho ukwenza umsebenzi othile ukuze ufumane imali. 3 Bhala injongo ejagini (umzekelo, “Yonga imali yencwadi” okanye “Yonga imali yento yokudlala”). 4 Landela inkqubela yakho ngokufaka iqanda legolide kulandelelo lwakho rhoqo xa wonge imali. 5 Emva kwexesha elimiselweyo (umzekelo, iiveki ezi-4), bala amaqanda kwaye ubone ukuba usondele kangakanani na kwinjongo yakho.
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Ingcebiso yeSave Squad Musa ukungxama okanye unyoluke, yeka imali yakho ikhule ngokucothayo nangokuthe ngcembe. Ufumene imali ngemini yakho yokuzalwa waze wakhetha kakuhle: wayifaka kwiakhawunti yakho yebhanki akuvulele yona umama okanye utata wakho. Apho, ikhuselekile, akukho mntu unokuyithatha kwaye ngeke uyisebenzise nje nakwintoni. Endaweni yokuba iphele kwangoko imali yakho ihlala ikhuselekile kwaye ikhula, ngenxa yenzala oyifumanayo. Uyayikhumbula inzala? Ufunde malunga nayo kuMalume uRajesh kunye nomngxuma ogcwele igolide yakhe. Oko kuthetha ukuphatha imali yakho kakuhle. Khange ungxamele ukuyisebenzisa okanye uzame ukwenza ukuba ikhule ngokukhawuleza. Uye wanomonde, yaze ke yona imali yakho yaqhubeka ikhula, inyanga ngenyanga. Yiphathe kakuhle imali yakho, nayo ke iya kukuphatha kakuhle.
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a j n i x a M e n e U jong ma e onya g w a u k n n e n e e n uny nanyani) (k nge e
a is k e is in q u k o n a g n lu a m li a Ib iinkcukacha phambi kokuba uthathe amanyathelo.
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a j n i x a M e n e g U jon ma e onya g nenkawu n e n unyenanyani) (k nge e
Watatazela uMax… de wabona amathambo amadala kufutshane.
“Mmm, ibimnandi inyama yale ngonyama!”
wakhonkotha ngamandla. UMax inja walahleka ehlathini. Yambona ingonyama yabe seyikhotha imilebe yayo.
Yatyibilika yema ingonyama.
“I—intoni?!”
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Wababona besiza uMax. Waginya. Waze wakhwaza:
“Iphi ngoku le nkawu? Kudala ndithe mayindiphathele enye ingonyama!”
Inkawu, eyayijonge isemthini, yakhwaza:
“Iyaphosisa le nja! Ibone amathambo yaze yazenzisa!”
Yoyika ingonyama, yaze yajika ibaleka kakhulu.
“Beleka apha kum!”
yagquma yatsho ingonyama.
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“Masiyifundise isifundo!”
Ingcebiso yeSave Squad Ungenzi izigqibo zemali ngokusekelwe kumabali oyikisayo okanye kuqikelelo olukhawulezayo. Fumana ulwazi oluyinyani kuqala. Wabona ikhadi elenza umdla lePokémon kwi-intanethi waze weva ukuba lixabisa iR50 nje kuphela. Ngenxa yemincili, wawusele ufuna ukusebenzisa imali yakho oyongileyo ngoko nangoko! Kodwa phambi kokuthenga, wacela uMama wakho ukuba akuncede ufumane ulwazi olungakumbi. Wenze into entle: iindleko zokulithumela yi-R100! Oko kungaphezulu kwekhadi ngokwalo. Ukuba ubungajonganga, ngewusebenzise imali engaphaya kwaleyo ubuzimisele ukuyisebenzisa. Sithini isifundo? Fumana ulwazi lokwenyani ngaphambi kokuba wenze nantoni na. Ngoku ungaqhubeka usonga imali yakho kwaye mhlawumbi ungafumana ixabiso elingcono kwenye indawo, okanye enye into entle nangaphezulu!
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Uvavanyo lwenkawu: Bubulumko okanye kukulahlekisa
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Inkawu engenanyani yenza amaqhinga ayo kwakhona. Isasaza ulwazi olungeyonyani malunga nokulondoloza imali. Ungathi inkawu iyakulahlekisa okanye ikunika icebo elinobulumko?
Inkawu engenanyani ithi... 1
“Ukuba imali yakho uyisebenzisa yonke ngoko nangoko, ngeke udinge ukonga imali!” Ingaba bubulumko okanye kukulahlekiswa oko?
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“Ukonga okuncinci qho ngeveki kungakunceda ukwazi ukuthenga into enkulu mva.” Hmm... yinyani okanye ayonyani le ithethwa yinkawu?
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“Ukugcina imali yakho ebhankini kuyenza ikhule, usebenzisa inzala.” Akuvakali njengento entle, andithi?
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“Xa ubona into oyithandayo, kufuneka uyithenge ngoko nangoko, nokuba awuyidingi na.” Ingaba angavumelana noko umntu owonga ngobulumko?
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“Ukuzibekela injongo yemali kungakunceda wonge imali ukuze ufumane oko ukufunayo.” Inkawu inokuba ithetha inyani noko ke apha!
Iimpendulo zikwiphepha lama-38.
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p e s r a J U esihlunu n m a a y n e s c i n n d e i n i es
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Ibali elimalunga nokuhlala ujonge kwiinjongo zakho.
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e p r s a J Unesihlunu n a m a y n se n d i c i n e n i s e
UJasper inja wayephethe isihlunu senyama esinencindi. Wayehamba enqumla ibhulorho, egxadazela.
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Watsiba!
Ezantsi, emanzini, wabona… enye inja!
DYUMPU!
Nayo yayiphethe isihlunu senyama kodwa sona sisikhulu kakhulu!
Yathi shwaka ayabonakala “enye inja”. Nesihlunu sakhe senyama ngokunjalo, naso, simka nomlambo.
“Grrr”, wagragrama uJasper. “Ndiyasifuna nesiya!”
Wayesele neentupha zakhe ezimanzi kuphela.
Ingcebiso yeSave Squad
Isihlunu sam senyama, injongo yam!
Ungasusi amehlo akho kwinjongo yakho ngenxa yokujonga eyomnye umntu.
• Zoba ke umfanekiso weyakho injongo (umzekelo, into yokudlala, uhambo, incwadi).
Ubunenjongo: ukugcina imali yakho oyifumanayo iinyanga ukuze ukwazi ukuzonwabisa ukhwele kwizinto zakwipaki yamanzi xa uye elwandle ngeholide kaDisemba. Kodwa umhlobo wakho uye wathenga into engumdlalo we-PS5, kwaye ubonakala unomdla kakhulu. Nawe ngoku ufuna wona, kangangokuba usebenzise imali yakho obukade uyonga ukuthenga wona.
• Zoba umfanekiso wenja ibambe isihlunu sayo senyama.
Bekumnandi kuqala, uwuthanda. Kodwa kungekudala, awusawuthandi kangako. Ixesha leholide liyeza, imali obuyongile uyisebenzise yonke. Sithini isifundo? Into ebonakala ingcono ngoku inokuba yinkohliso. Bambelela kwinjongo yakho. Into oyifuna ngokwenene kumele uyilinde ukuze ufumane ulonwabo lexesha elide.
• Ujikeleze injongo, bhala okanye uzobe izinto ezinokukuphazamisa ekufumaneni injongo yakho (umzekelo, ezinye izinto zokudlala, iilekese, imidlalo). • Bhala kumzobo wakho: Ndiza kubambelela kwinjongo yam!
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a b B a U umoki umoki kunye kunye neengcongolo neengcongolo zomlambo zomlambo
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Ibali elimalunga nendlela obuvele benzeke ngayo ubomi ngamanye amaxesha.
a b B a U umoki umoki kunye kunye
UBaba uMoki wawume ngokuzithemba, umde, ubanzi, uneengcambu ezinzulu ecaleni komlambo.
Home Kodwa sathi sakutsho kakhulu isaqwithi, uvunguza ngamandla umoya, wophuka wawa, nangona wawumkhulu nje.
neengcongolo neengcongolo zomlambo zomlambo
Zasebeza iingcongolo ezincinci,
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“Siyagoba, kodwa asophuki. Sidanisa nomoya, kwaye sigobele ngapha nangapha ukuze sihlale sikhuselekile.”
Ooqashiqashi malunga nokulondoloza Ndimncinci kwaye ndingqukuva, ndikhenkceza kakhulu. Undigcina kwitoti yokonga.
Ndiyintoni?
Ndiyindawo apho ikhula khona imali yakho, hayi emhlabeni, futhi ndinika inzala.
Ndiyintoni?
Andiyiyo into yokudlala, kodwa ndigcina amaphupha akho, undifaka imali ezinkonzo kunye neembotyi ngamanye amaxesha. Ndikunceda ukuba wonge imali ukuze uthenge izinto ozifunayo, ezifana nonodoli okanye i-LEGO.
Ndiyintoni?
Ndiyinto oyifumanayo xa wenze imisebenzi yakho, andiyiyo into yokudlala, kodwa ndingayithenga.
Ndiyintoni?
Iimpendulo kwiphepha lama-38.
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Ingcebiso yeSave Squad Kulungile ukutshintsha izicwangciso zakho xa izinto zijika zahluke koko bekulindelekile. Ubusonga imali ukuze uthenge iseti ye-LEGO enkulu okanye unodoli kaLabubu, into oyifuna kakhulu. Kodwa abahlobo bakho bacele ukuba uhambe nabo niye kubuka umboniso bhanyabhanya. Kubonakale njengento enzima: ukungayi kumboniso bhanyabhanya okanye ukuncama iphupha lento obuyifuna. Endaweni yoko, uye wafumana isisombululo. Usebenzise imalana encinci kuleyo ubuyonga ukuze uye kumboniso bhanyabhanya waze waqhubeka usonga ixesha elide ukuze uthenge iseti ye-LEGO okanye unodoli kaLabubu. Khange unikezele, uhlengahlengisile nje. Ngamanye amaxesha, kufuneka ugobe, ungophuki. Izicwangciso zinokutshintsha kwaye kulungile noko. Into ebalulekileyo kukuhlala unyanisekile kwiinjongo zakho, nokuba uhambo lwakho luthatha ixesha elide na.
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Umpungutyana uLunga neediliya ezisesibhakabhakeni Ibali elimalunga nempungutye, eyathi xa ingakwazi ukufikelela kwinjongo yayo, yaba nomsindo.
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Umpungutyana Umpungutyana
uLunga
neediliya neediliya ezisesibhakabhakeni ezisesibhakabhakeni
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a n a y t u g n u p m a k i z a a g b n i m c a g h e Iin y a w a : x i a n i g n m i e uLu y n e g n e l d n u. l pha u h k a k
u l u z e h Zip . a y i l i d ii a n o i! b y a e h Nd … ho Y . i d n i a. s a. o l h e Zinenc l p e a d m hu a. N p a m d u n h A x za: . a a n w Nda o h h k da ak n w , k u a n b a i A? sihl Y I e L Ndats w I D o I AI am z D N m o A k H OT E Emva D A !” K U A C K N I U N A IM Z A B U “NGUB UK A K E Z N zo. u k KUNGE a k kufi u i z a w k i d n e g ono c n g a z n , i a ziv a d n Enenen e enz d n i.) u c k n i a c w n d (Ka Ko . a l e k hu p a c i z u uk le: iya l u i b d i s m i u kh ela u h k s e u c w k o. n d e n i c Oma s k n m o, no y e a z b i l u e a nz e w Kwixa k u na o m U . sakho
Ingcebiso yeSave Squad
Owakho umsebenzi! Njengokuba ufundile ke ngoku ngokulondoloza imali yakho, bhala phantsi injongo yakho kwisiqwenga sephepha.
Zibekele ezakho iinjongo zokonga imali. Ungaleqi ezomnye umntu.
• Yintoni ofuna ukuyithenga?
Mhlawumbi umhlobo wakho usebenzisa imali yakhe yemini yokuzalwa kwiseti ye-LEGO okanye unodoli kaFrozen, kwaye wena uphethwe ngumona.
• Yimalini oza kuyilondoloza qho ngenyanga?
Khumbula ke: wena wonga imali ukuze uthenge la lori yakwaMonster Jam okanye ikiti yokwenza izacholo ekukade uphupha ngayo. Bambelela kwinjongo yakho, uyasondela kuyo yonke imihla. Ungenzi ukuba ukhetho lomnye umntu lukuphazamise okanye lukususe kwiphupha lakho. Unesizathu sokuba ube nale njongo yakho.
Hlala ujonge phambili kwaye uza kufika apho uya khona.
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• Ixabisa malini?
• Kuza kuthatha ixesha elingakanani ukufika kwinjongo yakho (iinyanga ezingaphi)? Ngoku ungenza isicwangciso sendlela oza kufika ngayo kwinjongo yakho.
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Umyalezo ovela kuSenzo, inkokeli yeSave Squad. “Irandi nganye oyilondolozayo, isenzo ngasinye esihle osenzayo ngemali, sifana nokutyala umthi weziqhamo. Yiba nomonde. Yiba nobulumko. Cela uncedo xa ungaqinisekanga. Kwaye okungaphezu kwako konke, konwabele ukufunda ngokonga imali.”
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Iimpendulo zokukhangelwa kwamagama kwiphepha lesi-8
Iimpendulo kwizibal o ezikwiphepha le-16: 1. R21.00 2. R31.50
Iimpendulo kooqashiqa shi abakwiphe pha lama-3 3: 1 Ukhozo lw emali.
i h s a q i h s qa o o k o l u Iimpend phepha lama-27: abakwi swa!
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Utyalomali ngalunye lunenjongo, okulindelekileyo kunye noxanduva. I-Alexforbes yinkampani ehamba phambili yeenkonzo zemali ezahlukeneyo enikezela ngezisombululo zezibonelelo zabasebenzi, ingcebiso ngomhlalaphantsi, ngezempilo nokuzinza, kunye nolawulo lotyalomali nobutyebi kwiinkampani, abacebisi bezemali kunye nabantu abazimeleyo. Indlela yethu ehlanganisiweyo, ekhokelwa ziingcebiso yakhelwe kubugcisa obunzulu kumhlalaphantsi, impilo notyalomali, nobenza ukuba sithenjwe ziiklayenti ngenxa yezisombululo ezineempembelelo. Ngo-2025, sibhiyozele iminyaka engama-90 enjongo, ukomelela kunye nenkolo yokuba ubugcisa bezemali kufuneka buxhobise ngobomi obungcono. Ukusukela ngo-1935, sixhase abantu abazimeleyo, amashishini noluntu ekuqinisekiseni ikamva labo kunye nokukwazi ukumelana nehlabathi elitshintshayo. Siyaqonda ukuba ngaphaya kwerandi nganye ekwenziwe ngayo utyalomali kukho ixesha, umzamo kunye nokufuna into ethile enentsingiselo. Yilonto sakhe indawo ethembekileyo apho abatyalimali, kungakhathaliseki budala okanye ibakala labo lobomi, banokuziva bezithemba ukuba bakwindawo elungileyo.
Yilonto sinolangazelelo lokunceda abantwana – abatyalimali bangomso – baliqonde ixabiso lemali, umkhwa wokulondoza kunye namandla okucwangcisa. Ngokubaxhobisa ngezixhobo ezinokusetyenziswa kunye nezifundo ezifanele ubudala, sinceda ukubabeka endleleni esingise ekuzithembeni kwezemali kwixesha elizayo, nokuba oko kuthetha ukulondolozela into yokudlala entsha namhlanje okanye umhlalaphantsi kumashumi eminyaka ukusukela ngoku. Sixhasa abatyalimali kwinyathelo ngalinye lohambo lobomi, ukusuka kwiinjongo yokuqala yolondolozo ukuya ekulawuleni ubutyebi kwiminyaka yamva. Indawo apho iinjongo ziqondwayo kwaye zixhaswe, apho impumelelo ibunjwa ngophando olunzulu, utyalomali olwakhiwe ngokukuko kunye nesikhokelo seengcali. Nokuba ulawula ingxowamali, ucebisa iikalyenti, ukhokela abafundi, okanye wenza utyalomali lwekamva lakho, le yindawo yakho. Kuba xa irandi nganye etyalwayo inentsingiselo, ibalulekile indawo owenza kuyo utyalomali.
E-Alexforbes, ukwindawo efanelekileyo yotyalomali lwakho.
E-Alexforbes, sikholelwa ukuba uhambo oluya kwimpilontle yezemali luqala kwangoko.
Qhagamshelana nathi
Tyala imali kwiqonga lethu leintanethi leengcebiso ngobuxhakaxhaka. • Thathela kuwe ulawulo lwekamva lakho lezemali • Sebenzisa izicwangciso zotyalomali olusekelwe kwinjongo
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Ceba ikamva lakho ngeengcebiso zeengcali.
Xhamla kuncedo lwe-AF Connect.
• Yakha isicwangciso sezemali esipheleleyo
• Amabango engxowa ezimbini
• Wulungiselele kwangoko umhlalaphantsi
• Fumana iingcebiso ezenzelwe wena buqu ngeemveliso
• Yonga imali ukwenzela iinjongo zobomi ezinentsingiselo
• Lawula iimali zakho nanini na, naphi na
• Sebenzisana nomcebisi ongowakho wezemali
Qala ngoku ukutyala imali
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Thetha nomcebisi
Naku okungaphaya ngoAlexforbes.
• Fumana isiteyitimenti kwaye ujonge iibhalansi zakho • Lungisa iinkcukacha zakho • Landela ibango lakho
Ngena apha
Le yimiba emikhulu ekumele ifundwe ngabantu abadala Ukuzihlangula kumabango IAlexander Forbes Financial Services (Pty) Limited (inombolo yobhaliso 1969/018487/07) ngumbonelelo ngeenkonzo zemali ogunyazisiweyo (imvume ye-FAIS 1177) kwaye izuza imali ehlawulwayo kunye nekomishini kubaboneleli ngeenkonzo abavunyiweyo ekuzisweni koshishino. Ulwazi ngokuphathelene noku lolweenjongo zokufundisa kuphela kwaye alujoliswanga njengecebo. IAlexander Forbes Investments Limited ngumboneleli ngeenkonzo zemali onemvume, ngokwecandelo lesi-8 leeNkonzo zokuCebisa ngezeMali noLamlo lama-37 lika-2002, njengoko litshintshiwe, inombolo yemvume ye-FAIS 711, kwaye yinkampani yeinshorensi ebhalisiweyo ukuba iqhube ishishini leinshorensi yobomi (10/10/1/155). Funda ukuzihlangula kumabango apha.
Ulwazi olukolu xwebhu lolweAlexforbes. Awunako ukukhuphela, ukusasaza okanye ukulungisa nayiphi na inxenye yolu xwebhu ngaphandle kwemvume ebonakaliswe ngokubhaliweyo yeAlexforbes.
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2880-2026-08 • Firely
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